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+TnE PEOPLE'S UNIVERSITY IS THE-CH TAU - + E~.DPATH CATUu d ONLY ONE PERSON IN THSEVENTY GOE THROUGH EVERYONE CAN AFFORD TO ~ TH UN ERSIY. I ATTEND CHAUTAUQUA. CHAUTAUQUA WEEK IN LAIFENS, APR.28to MAYS5 FROM THE COMPANIES' END. Hartford's View of South Carolina In surance Situation. Wit'hout exception every large fire insuranec company in Hartford, in cluding the Factory Insurance Asso clation, has ceased operations in the State of South Carolina, owing to the severity of the anti-compact bill re cently made a law in that state. As many of the other companies outside of this city have also ceased doing business in the state, the mill mu tuals are the only people writing there at the present time. 'During a recent session of the legislature of South Carolina Senate Bill No. 635, known as the Lancy-Odom anti-con pact bill, was enacted and became a law through the signature of the Governor, it is an Act to prevent fire insurance companies or associa tions or airtnerships, doinig a fire in surance business in the state of South ('arolin, to enter into any compac'l or combination wit Ii an1y otler tihe insurance co1111ainies, asso c'ltions or partnerships. The law does not apply to 11111 1utals or factory insurance associations, which are mu tunal insurers, but as the companies composing the Factory Insurance As sociation are companies to which the iw applies the F. 1. A. is unable to wi ite. It is admitted in insurance circles that comipaiies that have operated for any length of time in South Carolina have found it a very unprofitable field, becasue of the low rates and the heavy taxes on the companies for the priv ilege of doing business in the state. Insurance company officials say that even if the business of the State was profitable, the taxes moderate and other conditions satisfactory it would be impossible to do business there un der the new law with any hope of pl' Iit. Preshident ii. A. Smith, of the Na tional Fire insurance Company of Ithis city, in referring to the bill said: "The bill takes from the companies the right to co-operate in tle in te' ests of economy for themselves and in fixing rates which, reasonably low for the assured, shall be sufliciently high to secure the solvency of col' Plnies, by placing what is in effect the right to make the rates in the hands of the insurance commissioner. lie need not be a practical insurance man, nor have any knowledge of burning ratios or loss costs or any further reason for action than that, in his opinion, a rate which lie orders changed is unjust and a rate which lie orders substituted is Just. Or, if he pleases, he may say that a rate is dis criminating; so literally a company would have to change the same rate for every risk in the State of South Carolina, irrespetcive of hazard. Fur thermore, the agents would be in vio lation if they collected cash for one policy and allowed another assured the usual thirty days, and if some agents unknown to them in a remote county allowed some of their clients sixty (lays, they would apparently be in vio lation." James Wyper, vice president of the liartford Fire Insurance company, said the Ilartfordl Fire had been pay ing out for a number of years on its business in South Carolina in losses and expenses more than it had re ceivedl, and if it had been piossible un dler the law to continule business the company would have been obliged to charge a material increase in rates of many classes. According to Gleorge C. Long, secre tary of the Phoenis Fire Insurance Company, it has not been the practice tary of tne Pnoenix Fire Insurance ianiles generally, to withdraw, or even threaten to withdraw, fromi a state out of protest against unfriendly legisla tion. "On the contrary," ho said, "we :are operating in a number of sitae COMPANY WON ITS CASE. Atlanta's Crematory Will Have to be TPaid For. Atlanta, Ga., April 22.--"Uncle Jim" Woodward's attempt to withhold pay ment of the $135,000 balance due on Atlanta's famous crematory has furn ished a lot of copy for the newspapers and cost the city of Atlanta $50,000 or more, as the company erecting the plant has won its case before Judge W. T. Newman of the United States district court, and the city must not only pay the principal sum unpaid, but also pay 7 per cent interest on this amount for a year and a half, pay the company for operating the plant since it was built, and pay the cost of the litigation, which will be several thotis a dl([ dollars. "Uncle .im's" political oplponents aro enjoying a loud resounding laugh at. his expense, while "Uncle .1 im" is eussing and vowing the city will fight the rase all the way to the lniled Slates Supreme court, and then somie, before it will ever pay. 'SEI) 11) PltIZE Mil'S. litssian Troops Thought to lile ('mne from V'ladi%-ostok. ''okio, April 22.----AnouncemuenI of the arrival of a Russian army in France causedi a little surprise in of ticial circles here. Late in March three old Russian warships capiturel by Admiral Togo at the battle of Tsu-Shima were sold to the czar's governments for $7,500,000. It was lule'stood then that the warships the Soya, formerly Va'yag; Sagami, formerly l'eresviet and Tango, for merly Pultava--would be used for transport se'vice. The Russian troops are believed to have set sail from the porlt of Vladi vostok, but it. is impossible to state tlis deinitely. V'E'TElt .1 N 5,.1 VS (T'( IAi )E, iti'lgioius Exercise's in Progress at the Time. Grand Rapids, Mich., April 22.--I)a Vid hiurns, aged 71, an inmate of the Soldiers' ihome here, was in jail to day, charged with the murder last night of ''homas ''uft, aged 72, a com1 rade at the home. While religious exercises were in progress at the home and the old soldieras were singing "Nearer, My God to Thee' the two veterans become in volved in a quarrel and before any body know what was going on, Burns had stabbed Tuft several times. Both were said to be under the influence of liquor. Do not delay the purchase of your "White Mountain" Refrigerator, our stock Is being reduced very fast, and it will be a long time before you again have the opportunity of buying at such prices as we now offer. S. M. & E. H. WILKES & CO. under laws that are both unjust to us and inimical to the best interests of the insuring public. Not within our memory, however, have we had to deal with a law, compliance with which would not only takce fr'om us the p~riv liege of the price for our pl)Oicies, but would oven endanger the personal lib er'ty of our, ageats. Bieing now con fronted with such a law in Southl Car olina it is only common prudence for tIs to decline to undertake to operate uinder' It." "The bill1 i so dIrawn that it is im piossiblo for uts to serve the pleil of the State of South Carolina and pro tedt thle intei'ests of oui' stockholders," said iHenry E. Rlees, vice president of the Aetna Insurance Company. Seome of the larger Hartford com panles that have ceased writing busi ness in South Carolina are: Phoenix 1Fire, National Fire, Aetna, -Factory Insurance, Standard Fiire, and hart ford Fire.--Iartfordl Timen. GERMANY WILL MAKE REPLY THIS WEEK Very Little ( an be Gleaned so Far as to the General Trend of German An swer. Washington, April 23.-Germany's reply to the American note demanding immediate abandonment of illegal and inhumane submarine warfare proba bly will be before President Willson by 2aturday. In the meantime, perhaps within forty-eight hotrs, Ambassador Gerard, at Berlin, is expe ted to be in a position accurately to forecast the contents of the document. It is confidently believed that the German reply will he handed to Am bassador Gerard on \Vednesday or lhirs(day, and then about two days will be required for the work of cod ing, cable Lransmission and decoding. Froil \Ir. Gerard'S inforinal Conversa tions witli ollicIals of the ierlin for eign office Is exlected to come the adl VaniC void of what is to be expeict(l. The most. recent. dispatches received from the ambassador were said to con laini only ('Ommitiienits floimi editorials in G1ermlanl n1ewspalper's. 'T'hese were described as being vi'r fually idenIleal witi the editorial opii ions In iress dispatches. The general tonie of alimness displayed by the German I less was noted with satis faction, however the editorial expres sions se.memd not to alter anxiety over the tillimate outcome. The German einbassy today was without dispatches from Berlin. Count Von Iiernstoff, the ambassador, was ou of town. Ile Is expected to re turn tomorrow, however, and during the day may call at the State depart menit in Connection with the return of Iiapers seized in New York by agents l f the deatficment of justice, from \\ olf Von Igel, former secretary to 'apt. Franz Von Palen, recalled miili tfry attache of the embassy. In view of the status of the sibiiariie sit uation, it is unlikely that lie will men lion that subject unless instructed to lo so by his government betwieen now (nd the time of his call. It is stated authoritatively that. the Giermlialn embassy has no more in for mnation regarding the intentions of the Berlin government than has the State department. In some diplomatic iuar ters the statement made in (lispatches of the semi-official Overseas News Agency that Germany will act "along the lines of national dignity and re spect for vital German Interests," is regarded as being hopeful indication. It Is pointed out that if neutral rights and international law were strictly observed by the German gov ernment all source of possible dif ficulties with the United State imme diately would be removed. If Ger many should refuse to comply with the demands of the United States and diplomatic relations between the two governments were severed, the moral effect upon the other neutral nations of the world, diplomatics consider, would be far reaching. Ieretofore, it Is known here, the German government has considered the effect of contempihlated actions upl on neutral nations, the United States in at least one Instance, having been specifleod in this Connection. At the tIme it was explaIned by persons in close touch with German affaIrs that the UnIted States was named because it was belIeved that any convIction heild by this government necessarily would be0 reflectedI in other neutral nations, especially those whose inter' estsi are nearly Identical. A. 0. HART LAWYER Rooms ,205-207 Masonie Temple Postofilce Box 685 Oreenville. S. C. Prompt attention given all business. Practice in all CURTS. Such tobacco ! f enjoyment as you never thought could be is yours to I command quick as , 4 ', you buy some Prince Albert and fire-up a pipe or a home-made cigarette! / Prince Albert gives you every tobacco sat isfaction your smoke- ., appetite ever hankered - for. That's because p R , bWI( i.hty j it's made by a patented process that cuts out - tis de bite and parch! Prince Albert has always y been sold without coupons or premiums. smope re4; W e prefer to give quality ! o". sk booe 0'1 ERINCE ALBERT the national joy smoke has a flavor as different as it is delightful. You never tasted the like of it! And that isn't strange, either. Men who think they can't smoke a pipe or roll a ciga wBuye Prince accolbert every- rette can smoke and will smoke if they use Prince toppy red bags, 5c; tidy red Albert. And smokers who have not yet given P. A. a try tins, loc; handsome pound out certainly have a big surprise and a lot of enjoyment and half-pound tin huemi dors-and-that corking fine coming their way as soon as they invest in a supply. pound crystal-glass humi- Prince Albert tobacco will tell its own story I dor with sponge-moistener top that keeps the tobacco insuchclevertrim-alwayal R. J. REYNOLDS TOBACCO CO., Winston-Salem, N. C. i Chautauqua Season Tickets - In arranging to inaugurate this Chautauqua this year, ti local con mittee bought 1,000 After the open- $3.00 season tickets. ing day no seasonI n These tickets will be tickets can be had for less than $3.00. sold while they last For the single admissions to the respective at $2.50 cacti. entertainments, see the official programs. Season tickets are non-transferable except within the owner's fa-nily. The name of some member of the family must be wiitten in ink upon every season ticket. This provision is made primarily as a prot.ctioi to the owner in case the ticket should be lost. Children's tickets admit rhildren aged six to fourteen years inclusive. All children are admitted to 'fie children's work free. CHtUAUQUA WEEK IN- LAURENS APRIL 28TH TO MAY 5TH At Oaktille Nehool. Carol ina, asking for an election uipon Th'ose favoring th li m 111illditionlf Ther wil b a peni atOak ie he eIneon of v'ot ing an addititonal -I tax shal v ~ole a hallot eon ta Ining the There ,, Iha cnctOavIIc mills tax uplon thie 1proplert y In sa id word "Yl'CS" wittIen or priniited t here school house Thursday. Apil 27th. school di strict lo be used tior scho ol on. Those againist the -I mill add(1 Several spea kers of note are- expect ed, pu1rposes, have been tlied withI n th ioanal tax shaln vI~ot e a ballot contain The publice is cor'dially inlvited. county 1board of education, an elect Ion the word "NO" writ ten or printed Is hierebiy ordered~ u pon sai 1(qhestlonl, thereon. Potlis shall opien at t he hour -.............aidlection11 to be( held onl the 9th dIay of 8 'clock( ini thle forenooni and~ shall N0'TI('.E OF ELEF('ION I of .\ay, 1916., at b. P. 11lakely 's store, remain olpen unitil thle hiour of 4 * l ad (listrict, under thle mnage- o'clock in thle aifte rioon when they Stateof uth arlna, lltet of the trustees of said shelool sh all be closed, and the ballots count County of Laurens. |Onlly such electors- as return real Thue trustees shall report the result iOr personal propeCrty for taxation, and of tilo -lection to the county auditor Whereas, petitions signedi by a legal I who exihibit their tax recelis and and the county superintendent of ed number of the qualified electors and registration certificates as reqiuired In uceation within ten days thereafter. free-holders residing in Ora school the general election shall be allowed J .AMlCS 11. SULLIVAN, ' district No. 12, Laurons County, South 'to vote. J40-2t By order of County Board.. 1 " N"N 0" v 4 r N N t N f $4 N " N N """ 0""0""0 0OO s N 9 """ O N4