The news and herald. (Winnsboro, S.C.) 1877-1900, December 23, 1880, Image 2
X9t NWS AND i'ERICSO
WINXSBORO, S. C,
THURSDA. 1)eo, ber23, D e ' MOSo,
. M.4AN D.1 1 , oITon.
dt#. S. XENOLiD). AssociAg. EmTog9
Bratton Comptroller.
A telegrain froi Columbia announ
ces that Gen. Jno. Brattonl was, on
Wednesday evening, elected Comnp
troller General on tho (Irst ballot-the
vote standhig as follows; Brutton 87,
Gray 60, seattering 2. This election
will give universal satisfaction.
Facts About Life Insurance.
The subject of lire insurance has
been an interesting one for many
years. It has been more or less popl
lar at different times, as the necessities
of the people seemed to demand sonic
such provision for the fmnilies of imein
who dio without leaving them the
means of sibsistence. Since the war
life insuratice has attracted universal
attention in the South. Most men had
lost their fortunes, and eagerly sought
a chanco to secure their wives and
children from want li the future. This
opportunity seemed to be presented
by the many life insurance companies
whose agents fllied the country. PolI
cies almost numberless were issued,
and thousands of dollars went into the
coffers of the companies and the pock
*e of the agents. That most, If not
all, of this money has been wasted, is
but too well known. Most of the
companies have gone into bankruptcy,
and those that survive have mnaiaged,
in one way or another, to take the
policy-holder's money-and his policy
tool The whole thing has resulted
very disastrously.
A writer in a recent number of Iar
per's Monthly Magazin very ably
discusses this subject., and shows soine
facts that will startle all but those who
have themselves been victimized.
Since 1861 thirty-six insurance compa
nies have started in New York State
alone. In March of this year only
four of them remained. This of itself
will serve to show the loss entailed
upon policy-holders. Of the sums
paid by the insured, soine idea may
be formed when it is stated that in
1878 the thirtv-four New York com
panics had anl incoic of eighty, mii
lions of dollars. The question naturiAl
ly arises, How have the companies
como into possession of this immense
sum of money ? Their methods have
been at once peculiar and varied. The
writer in larper gives these:
First-They make a large profit on
receiving interest at a higher, and pay
ing it (when they pay it) at a lower
rate. They calculate the interest
which they promise to pay at four per
cent.; they receive six or seven per
cent.
Second-NI comnputing the risks of
their business the comnpanics use ''a ta
ble0 which gives a death rate, on tihe
compu~ited the chainces below the aver
nge, they then pick out the lives that
are abnvo the average, anid most of the
companies refuse to insure any othier.
A manil canl not go in tronm thle street
andi claim lif9 insurance at the average
mortuary rates ; lie will not be accept
ed unless he can satifsy the mnedical
examiners that his health and( strength
are better t han tihe aveirage. This so
lection of~ risks is aniothier source of
great profit. One New York compa
ny reported its gain from this source,
for eleven months of tile year 1800, as
$649,000.
TJ.hird-Every premiunm 0on a life
policy is com >osed of three distinct
elements. First, thie noc. premiu~m,
calculated mnore or less equlitably I rom
the mortalit y t ables. That. is intended
cd to insure the risk of death within
the average of lifetime. Second, the
reere or self-inisurincc ; it is the
year~ly payimnt which will amounit,
at four per cent., to the face of the
policy at the time of the average life
time. This is the p~olicy-h~older's own
money lput out at interest for~ him.
T'hird, the loading; that Is guessed at
by the companies; it is the charge for
.expenses. Tihese three items make up
the gross, ofilce or load premiimn; and
aill three are le ritimaiite items. ]But
how g remat is t ie third charge, the
"loading" for expenlses? hIstead of
iompunting( it, as they should, upon the
not premium, they imake a char~ge
amountinig to one-ti rd of the gross or
office premium--say t hi rty-th roe per
cent. of tihe many millionis per annmum
which they~ receive directly from the
p)ublic. This9 would seeml, inideed,
eiiongh to conduct the expenses of the
bunsiness. An explert estimate gives
eighteen per~ cent, as suflicient, eveni
unmder the present lavish system, to
pay all legitimate expenses os manage
3ncnt.
Another source of1 prioflt has been
the buying up of policies. A witness
in a recent invesigation of the aifl'iiirs
,of the "Continental Life" of New
York describes the method as followvs:
"They sent agents out aill through tihe
West; th~ey wvould call upon01 a poor,
ii 15uspecting po1ley-holder, and by
telling him the comnpany was Iisol vent,
induce him to give uip the policy for a
small amount, nd theni pocket the re
serve." In other words, itf the reserve
was $600, they wvould buy up the ploli
cy for a small amount, say $40, and
poaket the difference.
A fifth source of p~rofit is in the
conitscation. upon01 various pretexts, of
the vast majority of~ the poicles. In
1871, Imipso and~ surrender swallowed
uip inmety-three per cent. of the nuim
b)01 of policies that wvoro terminated ini
the New York busiess. In 1876 one
company confiscated1 about 2,500 poli
cies-nearly the same nugibor that It
issued during the year; 1,254i of themi
were absol utely forfeited, thie holders
getting nothing for them, in another
company, durinig (lhe same year, about
two thiousanud piciies wer~e termi nated
-only abont three hundred of those
by death, Of the balance, only about
one hundred and fifty wecre reinistated,
thie rest, over twvo thousand In unm
bohr, being absolu toly forfeited. Sthi
amother comnpaniy, in the stm ?hear.,
Ji8R~d~WQ )Ohcl, and 'conoseated
(alwayslogally) no loss than 7,500.
D4uing 1879 the bamo company re.
ports 8,815 of its policies as terminat
ed-;,the company is thirty-sevetn years
ole, an4et only 1,156 of these poll
cle wore terminated by death! Dur
1ng the year 1878 the number of poll.
cles terminated In the Now York busi
mess was 87,222. Of these * only 11,.
347 terminated by death and oxpirv
while 57.896 were terminated by lapse
and surrender, representing the failliro
of $161,000,000 of'isuranco. Tho pre
miulms paid upon these policies, and
the profits accruing thereon, remain
for the most part as profits to the coin
panies. Froin these statcmtents, it is
easy to understand what vast sums of
money liavO gone 1lo the coman0llics'
coflors, with no beielit whatever to
those who havo paid it.
It is of couirso Interesting to inquire
where all this money has gone-it be
ing very plabal that little of it has ever
reached the pockets of the policy-hold
ers. The tracts issued by the compa
nIes promise the payment of large
sum111s to the insired. There is in(leed
more spent flor printing these little
books than is paid to policy-holders
one concern alone paying, in 1876, tile
snug little sum of' $62,000 for "print
Ing and stationery." But let us look
at some of the dlevures. The New York
companies reported $80,000,000 inl
come for 1878 and $72 ,000.000 expen
diture. A considerable part of tills
sim was doubtless paid to widows
and orphlans; how much tile report
does not make clear. It is estimated
that of $100,000,000 paid annually
premiuims to all Almerican co upanies
about one-folur'th is 111111 ly returned
to the beneficiaries. In the New York
business of 1878, ats reported by tie
companies themselves, $3,000,000 were
paid to ntents; $3,000,000 more went
for salaries, Illedical fees, "and other
charges of ellploy6s;" an1d a Imp
stilm) of $5,000,000 is reported, without
anly explanatioll, unl1der the heading,
"All Other Expenditures." This
makes $11,000,000 per annum for run
nilg tile business in New York State.
Several difl'rent channels of expen
diture combine to absorb theso im
mense su1ms. First, we have tihe fees
of agents, teclically termed the "cost
of getting the business." 1)During the
years 1876, 1877 and 1879 a single New
York Cotllpanly paid to ageits neal1'y
two millions of dollars. Inl five years,
1867-71, tie authorized companies of
New York State paid to agnts forty
millions of dollars-.w h1ile only Sovei
ty-firo mllions were pnid for losses in
tile sam(e period.
A second item of expense is tile "cost
of con( ct ing the business"-made up
of salaries and(] bonuses. Ii 1879 ten
New York companies paid for salaries
and "other Comlpelsltioll" to ellploy6s
in their 10110 ofiecs y0111%, $958,000;
this does not include medical fees.
And ai single preCsident aIdmiitted, at.
thle State cxainiation of' 1877, t hat 11e
futnds ofi ltis compantliy during eightLeen
year's, ill salries anid "extr'a compenOI
sationl."
A third Item in1 tils "expenlse ace
count" may be al~'ppopiately tore'11d
Miscellaneous Extr'av'aganice. Under
tile conIvenient head( of ''All other ex
p~enditure's," the New Yor'k compa'-1
nies, ill 1877, r'epor'ted anl item of' $6,
500,000-leaving the public to guess
how they sptent the mlone~y. Seome of
it went f'or thle erect loll of' buildings,
bult a1 Lood (deal wenit. inl ways dlecided
ly less legitimate. For examplle, a
vilce-pr'esidenit of a leading New York
companylI testilled( in 1877 that 11he cost
of "'iIuniconIs" given to 117 oflicer's
and~ clerks in tile New York office
was about $ti,000 per' yeari; and( lie
"'colid not. say"' that tihe cost otf lnch
cons8 and wine0 dlinniers (tile wine (din
ner1s w~ere stopped in 1876) did not ex
ceed $10,000 p~er'yeari.
Anlothler SOurIce of loss is iln bad ill
vestments and1 speelatlionls. Thesoe of
co1urse are too variied ft be enulmer'ated1.
It is enough to know- that thley have
swallowed uip immlnense sums11 of mon01ey
and1( collapsed large lnmber's of ~om
.duch) areO some1 of the features of life
insur11ance, as8 coniduicted inl tile Uniited
States for thme past fiftecni yeaIr. It is
no wonmder that tihe ting itself hasi be
COmel unlpopuilr, and1( thant 1peop l ar
lookinig about f'or some1 systems at once
cheaper timd mor'e tiust w Orthv. Theise
are beginning to be found ill tile
diff'ret aissocatin no1811w operatinlg.
'The sin1gle(danger' to the~se is that ill
tile desir'to "'spreald out," thley may1~
split Oil the sameI r'ock ,that hmas rulinecd
so1111) many compa1los amid so Ila~ny in1110
cenlt peolie.
THEI A COMP!I'2joL LEli it ES10N8h'.
The Governor's Mes8an Experalig hi
I Bogre't-Cnlonel1 ColI'g Lotter, to thi. Leg
tl1atureo I~plIninlg his 3I'asonas f'o' the
Step1.
Cowari miA, December 20.-Thle G ov
ernlor tO-daly senlt to thme flouse tihe
following melssauge and1( aiccompan~iwrg
leitteri:'"
ICoLImuma, S. 0., Dcemflber 20, 1880.
Grentlemen of the G/ener'al .itsse'mly:
I b~eg leave r'~esetfully to inform'I
youri honioi'able bmody thalt .James C.
Coit, Esq., compioll ier-general, ha~s
tIs day tondered to me) tile resignatloll
of his (lfice, and1( that I have accepted
tile same11.
Theil reOasons induucig this step on1
the pairt of' thme distilgnlihed 11ublic1
oflicer' alludedl to aire set f'orh imIm his
Iotter' of' resignation, w hichi- is hler'c
I have to express my regret thlat tile
State is depil'ved ot' his vatluable~ ser-.
ylc. JouxsoN 11 A(oon,
G Overnor01.
OFFvicE CoanlTIOI.,ERi UENER A L.,
CoTmnna, S. C., Deceumber 20, 1880.
To Ilis Exelency Johnsonz Hagood,
Gover~nor:
Sint-I beg leave horewith to ltnder'
to you niy r'igntion lolOf the ofieo of
com ptroller-gelnoral of the State of
Soitth Carofina.'%
In resIgniitiig the office to which I
have len elected, and into which I
have boen so recently Installed, I fol
It but due to myself, as well as to the
people who placed me there, to stato
the reas6ne.which moved me1 ,to io so.
While not persohally favoring the
inomination of a gencral ticket in June,
it was myV foritune to be placed upon
the State tiket by the unanfbious
voice of the Democratic convention
wichu mot ait that time.
Within onte sort motith thereafte,
while ncigagdd in an eu4inest endoavo'
to discharge faithfully the dutio Wh1eh
had previously been im posed upon Inie,
and fecling as I thoug At a just pride
inl having dtione Fo with ho11or to mv
seli I was stddenly stricken down liy
man unfforesce misifortino.
I have never felt that I could blame
myself for ally carelessn[ess inl the
hanagement, of my13' office as speoial
comuilsioner, yet the fact that a loss
:did occur in that oilco wits a source of
deep molltificationi and distress to 310.
The mortiflcation and distress was
increased by the manner lin which the
inifor'mation of the larceli wias coll
yeyed to tie. I rejoice an(d shall ever
be thank'ul that tie discovery was
ia(le in time for the facts to be ascer
iilled, and that 110 imputation Call rest
upon) my character. I cannot but ro
gret, however, that it had not becit
oollr, and inl a difforent iniler,
brought to may attention.
The extent of thle loss to the State
belng unknovn, and supposed to be
large, nitturalv Created nll alarin ill
the liblic minid. it wsi impossible to
place tle public Inl possession of' the
Valcts in anticipation of a trial ill tile
courts. Under these circumstances, It
was thought by some that my nitmo
would be a loa(d upon the Democratic
party in the heated canvass that was
then anticipated in the State.
flad the executive comilittee pos 1
sessed the power to fill my place with
out the call of a coivention, and could
I. have honorably Wviidrawn iy name,
I would unhitiatingly have don1e so.
The call of a convention, ill My
Opillion), would have tended to tile dis
orIgalizatioln of the party in the State,
and the best initerests of the people
would have been placed ill jeopardy.
Ill this ele rgell,y, while expressiwg
to the executive committee my inlabil
ity to make good tile loss to the State,j
I assumcd ithe loss and agreed to de
vote the labors of' my life, if' iecessa
ry, to its liquidation rather than haz
iII tile welfare of the people.
I will not deny that I had great
hope, when tile facts were made
klown by ann linvestcigat-ion into the
matter, that a generous people would
lot permit a public servant to be finai
:ally ruined atter it wias ascertained
tiho. le wias not to blame.
MIy expectatlioll has not been disap
pointed. The generous action of tile
(ieneral Assembly ilts this day placed
it within mly power to honorably re
sign my position and remit to the
:eprlselitatives of the people their
r ght. to select ano.her to fill the oflice I
hereby vacate.
I leg that Whis comimfln3 ication mnaiy
be transmitted to the General Assem
bly, that the people may ktiow whit I
did, penldinlg the election, was for 11o
lIUrpose of securilng to lnyself' a posi
non of' holnor aid trust. I desire it
further that, I may express to the mom
ers of the Getniral Assembly my mil
cere thanks for ther kind action o
this day. aud to assurie thlat I shall
n. ithi pr'ide ever hold( iln r'leembrance
p~ersonlally exibited by those who op
posed as well as by those who fav~ored
hle aiction of the Asseml~y. I bog' t~o
nssurne yolu thlat I have nlet hastily
aiopted tis course. It has been m'ly
(lesire for' a lon~g 1time to lay dlown' myl
trust on t ho first oppiortunity thatt I
coul~d htonlorafbly do so.
JAME-S C. Corr,
Comptroller Genieral.
GENE)LAL GOSSIP.
--Fr'iday the poet. Whittier wa'is 73
years old.
- Lord Reacon field's "EnldvliOn"
paid him about fifty cents a wvord.
-John Brown's soul is inideed
"'marchling onl." It finds the paveentt
rathci hot.
-Senator Blaine is about to intro
ducle A bill reldinlg post age on lettere8
froma three to two cenits.
-A Detroit hlarber says that the
31umb1 er of baldheaded yotinlg mlen has
gr'eatly increased in thie lost few years.
canis firmly believe that Ihe Southern
Santa Claus will be dlark-skiinned1 and
wear wool.
--A St. Louis papor says that r'ail
waty tralinis mieetinig Onl the samel track
11o lonlger telescope. No, but they
collideoscope.
--English spar'rows wore Imphlorted
to destrtov wormIfs. an~d no0w thlere is a
gener'al desire to have somfetingl Im
1)orted that will des5tro(y the sparro'w8.
--Secretary Tihompson, 0our "MonI
arch of' (110 8eas," says tihe Cinicinnati
Enquirer', qunits the gov4ernrent of tihe
ragm'g1( occant3 to runi a1 canal11. Oh, wvhat
a fall!
_-On one of the postail ears ina'
'Washingon a let ter was founid direct
('d to "Hand311 Over Curt Ilonse.' lI,
was sent to llanover' Cour1t 1 lotIse.
_ -Senautoirs Vest, Slater'. Vance,
Jonast and1( Walker distiniguishued them'ul
selv'es by. remlainhing in t heir seats, anid
r'efushig to be introduced to General
Gr'ant.
-Thei fight of' thie Amlericoan UionT
agam lst (lie Wesiernl Union0 seemis to be
il 0,me-sided altir. 'ThIe Anmeric'ai
Uion~ is' a comipar'atively small aff'air'
but it is harld to swallow.
--Judge Key, ex-plost master general
wvithi his wife and1( daug'hter's, arrivotd
atlavana last w'.eek from Cedar
.y.Tey expect to remallini three
0o' tour' days.
--''Give us all honest dollar I" shouts
an or'ganm or (lie goldl-bulgs. i f the e)dltor
of' this or'gan r'eal'ly wtants an hon~est
dollar', lie should go to work amid earni
it-Ohio haos telegrmaphed to Pr'esident
-Iny~es: '"Please do nlot applhoinlt aniy
minore oilceers tfrom this Slate Just at,
presenit. We w.oul d hike to get a gino
r'um in the Legislatui'e."
I-['he latest 1new ting ill Lonidoni is
tahot iotat of bronze oir metal to
keepthehand wa i.One kniob uin
crwad fillingi wih hot water
you call la~ce it, in a muilfI.
-EtInma Abbott tells a St. Louis r'e
por'tr thatt the stage kiss is a "cold,
(111m, pale phantom-unsatisfactory3.
eluisivo anld etylt3." Miss Abbott
should get a now tenor at on1ce.
--Gen. Matlt Ransom's class at the
Ijmversity has fi'rnshed thi'ee United
States Senators-hhnilself, Johnl Pool
anid Judge Manning, of LouIsiana-all
natlives of' Nor'th Cairolina. The late
Gen. J. Johnston Pettirvw, an oxtra
ordinary man, was of t te same class.
-The consus bulletin shows~Iiji
there are , 085: more males : thhn 'e
males it 00,. Tdfritory' of Utah--an
tmUoXpecte.Jahwling-for a polygamous
~community.
--Sara Bernhardt was asked by a
Boston lad why shewas so long 'and
thin, and she said that.she began to
study Eliglish on one of %ecretary
Evarts' Sentences and ieaut to grow
up with;tbe country.
-"No marI ,'" said -the shoe dealor;
"It would like to give you a smaller
pair, but to sell you anything below
eights would rrender me liablo under
the statute for prevention of cruelly to
aimals."
-The Washingtod Gazette says the
WJ'orld of that city claims that it was
the first paper to nominate Mr. Grant
for capt-ain-general. Well might we
exclain, "Lord I how this world is
given to lying W"
-The Cotton Exchange has been
notified by the Western Union Tole
graph Compa(y that rates on messages
have been reduced to the following
named >laces: New York, Baltimore,
Philadelphia, Iilold, Chicopee,
Mass., and Boston.
-A wom'an accidentally vent to
church with two bonnets on her head
-one Mtuck itisido the other-and the
other Women in the -congregation al
most died of envy. They thoughit It
was a new kind of bonnet, and two
sweet for anything.
-The English riflemen are chal
lenging lie A mericans to a contest; and
vet one would naturally suppose they
had their hands full at home just now
with the numerous Irish rifle teams
that are so rapidly forming.
-An Englishmnim iamed Woolriuh,
whIlio has lived alone in flolton for
severl years, was frozen stifl in his
house the other day, having been dead
several days. A dog which was guard
ing him had to be shot befolre the
lionse could be entered.
-Shakespeare fixed the age of
Juliet at fourteen, but. on the stage the
maturity of actresses capable of play
ing the part makes an alteration of the
text necessary. San Francisco, how
ever, is to have a fourteeni-year-old
Juliet in the person of Ida Aubrey, a
prodigy.
-The worst writing that goes
through the hands of postal car clerks
In Vli ,ijia and Maryland is said to
come rom Portland, Me., and Pitts
burg, Pa. Baltimore sends the best
specimens of' penmanship. NewYork
handwriting is generally fair, but on
Saturdays it is horiible.
-MIne. Chrissine Nilsson says that
it amuses her to hear people in France
speak of the dreadful habit that Amer
canls have of conveviln their food to
their miouthus l with their knives. . She
says that she has been at the table, be
tween a Gcrman prince and a diplomat
who went through the same sleight-of
hand.
-Burdette says: "A correspondent
writes that he would like to become an
editor. You would, hey? Well, after
you become an editor and write: 'I
kissed her under the silent stars,' and
the compositor sets it up: 'I kicked
her under the cellar stairs,' von will
just ache to grow bow-legged follow
img a pair of oxen alonga crooked fur
rowv across a forty-acre lot."
A STOnY FaRox UNCLE RE3Ws.
"Ilit wux sorter dis wily, boss: 'I was
?,tgs im, ciurin w empy
w'ich I ain't seed-cr~ bet'o' now gwme
oni seven ye (ar, an watchui' do folks
tromp~in' by, w'en olie er doze yer slick
lookin' ni,:gers wid a bee-gum' hat an'
a brass watch ez big ez de head of a
beer barrel comec 'long an' bresh up
ag'in me, so. Dero wnuz too on umn,
an' decy went 'long gigglin' an' laflia
like a nes' full er yaller-hainmers.
iimneby (dey come along ag'in an' de
Smart Ellick bresh up by mec one mo'.
Decn I say to muyso'f: 'I linv I fetch von
itf you gimme atlinuder invite.' An sho'
'nuffi yer he come agin' an' dis time he
hit me wid a piece of watermnillion
riine under imy left year."
" What did you (10?"
"Mo? I'm 'imnighty .long sufyerin'
ma-uger, but he hadn't nomno'n totch nme,
fo' I flung dlese yer bones in his fauce."
Ihere Uncle Reipus held up his danm
aged1 hand tri umphan tly. "I sotter
sprainied my hand, boss, but (log my
cats if I don't b'lceve I spotted do nig..
o'er's eyeballs on de groun', and( w 'eni
ihe riz, 'his countinance look0 fresh like
beef haslett. 1 look mlighty spendlin'
an' puny now, doin't I, boss?" inquir
ed thme old man with gr'eat apparent
earnmestnoss.
"'Rather."
"Wll you des onght er see me git
my A flikin up. D)ev uiseter call me a
bad iiigger long 'fo'' de wvar, an' hit
looks like ter mec dat I glis wuss an'
wuss. Brner John ilenrmy says dat I
ought to subdue ray rashifulness' anl' I
doii't spunte it, but in'n a Mobile nigger
loose in dis town, foteoer July or no0
fote er July, an' me er' him one is got
ter Janx' in jail. liit's pr1oned inter ine."
TO PROPERTY-OWNERS.
'NO'PICE is hereby given to owvners of
..N Real Estate with in the corporate
limits of the towvn of Winnsboro that
thme ravemnents in front of such property
must be put, in good condition within
thity aysfrom this date. If not at
tenidedc to wvithin that time, the Trown
Council will proceedl to f1x the same, and
the cost thereof will be added to the
p~iroprtyowners' taxes for the next mnuni.
ompal year.
iBy urder of Council.
dc4 E. S. CHANDLER, Clerk.
E. R, STOKES.
BLANK BOOK MANUFACTURER|
-AND
GENERAL BOOKBINDER,
TI AS moved opposite the city Hall,
JR.where he Is fiully prcpared, with
first-class workmen, to do all kinds of .
work in hia line.
BLANK BOOKKS RULED to any pattern
and bound in any style desired.
My facilities and long acquaintance with,
the Imuiness enable mne to guarantes
satisfaction on orders for Blan Books,
Railroad Books, and Booka for the use of
*Clerks of Court, Shoriffh. Probate Judges,
Masters in Equity, and othter counmt 'ofI
cials. Pamuph et, Magazines, ra unio,
Newspapers and Periodicals and all kind
of publications bound oni the Maost ro
sonablo terms and in the beat manner,
orders promptly attended to.
M'amnstreet, opposite nowi City Hll, 0
ethumnbia, S. C.
BLUESTONEi,
B3LUESTONE,
BLUJESTO E
For sale at the Drug Store, b4
nov 18 W., E. A 'EN
SPEC L 4V 4CES,
BRWAiXs.br e tn.-0-Onetbtind dollars
in id will to pWd for every grain of mercury
Orrlluiera substance foutid in May Ap
10Tver His. 0'0es cents-for large-Doses.
by .Druggists In this county.
PEArarA. 4A., March ,, 1Q78.
Mrt. L. thenfeld.-Deai' Sir-I take pleasure in
Mtattng that I have used your Medicated Stook
Fend both on horses and cattle, anti with great
success, 08pecially on a very poor cow, which
I bought a auetion. She gives tiow over two
gallons of ilik. with a good pro '.t of in
creasing. Notwithstand lug the pr dice I en
tertained for other poirs that I had tried,
and which proved wortuless, I do not hesitate
to endorse yottr invention as bein all you
claim for it. P. T.SH E1 NAN*
Gentlemen-We have given Shoenfe d's Stock
Fcok to your horses, ano find that it Is all you
can claim for it. Yours truly,
CIiAPM'AN & DAVIS,
Propr's Livery and Sale Stables, 4d 't., Macon,
Ga. Sold by the Druggista of this county.
CotMUiiDs, GA., Nov. 20, 181T.
DR. J. C. MOPIT--Dear 8ir-Sinco learn
g its value, I always keep your Teethina
(roething iowders) In my house, and consider
It, an in dapensable medicine for smallchildren.
I have known it to remove wvor-mis wchen, all other
remedies hadfalled. M. M1. i0011E.
Clerk City Council.
Cormtus. GA., Feb. 0, 1878.
DR. C. J. hMOFFlTT--mar Doctor-We can
eommend your Teethina (Teet hing Powders) as
the most satisfactory prescription we ever used
for the loose b:awels or ortiptions of our cil
Iron. They have saved us many dollars in doctors'
billS. Yours truly,
13. T H A ToH ER,
Of firm of McGeheo & Hatcher, Warehouse atnd
Cqninsssion I erchants.
B3UCIIU HAS LONG
been used by the Ilottentots In a variety of dis.
eases. From these rude pract.itioners Cho rem
edy was borrowed by Che resident English and
Duten physicians, by whose recommnodation
it was employed In Europe, and las since come
Into general use. Combined with Juniper and
)ther desirable lgredients. as in the prepara
Lion of Itankin's Coipound Fluid Extract of
Bichu and Juniper, it proves a most relIable
remrtedy for Nonretenlioni or Incont.ineceo of
Uine, Irritation, Infiannation or Ulceration
Af the Bladder and Kidneys. Stone in the mlad
)or, Gravel or Blick Dust Doposit. Y ilky DIs.
'harges and all diseases of Bladder and Kid.
ra,'ys and Dropsical Swelling in man, woman or
L'lld.
Prepared only by Ilunt, Rankin & Limar
Druggists, Atlanta, Ga., and for sate by aft
Dcliggists4.
Messrs. Latnar, Rankin & Lamar; Gentlemen:
Aly wife had been troubled for several months
with Bronchitis, and during that time tiled
aearly cvery thing imaginable without the
lightest benefit. A friend of hers to whom I
nientioned it told me to get a bottle of Brewer's
1Gung lestorer which I died, and les than one
ittle cured her entirely. I will recominend it
to all whaao are similarly affected.
Yours very truly
NkATIIAN C. MUNROE,
MACON, GA., March 1, 1880.
Messrs. Lamar, Rankin & I.auaar, Dear Sirs
[lhad frequent hemorrhage beforo using -,our
'onsumptivo Cure, and had been treated by
Dr. Crowell Johnson and other skilled physt
,lnnas without being relieved, and after using
.hree bottles of your Brewer's Lung Restorer,
lhe hemorrhage was stopped, and I heavo never
tad one since. I am now In better hea Ith than
)efore, and feel it my duty to state to the pub
to the effects of your wonderful Consuimptivo
iure on in. Yours truly,
'Ars. E* G. AVANT.
TAYLon COUNTY.
This is to certify that I have hild Asthma
or thirty-fivo years and used a great many
lifleront kinds of medlicines. Was treated by
)r. Iloltonfive years without flinng relief. I
hen used your Brewer's Lung Restorer and
ound in It a permanent cure.
Very truly yours Z. J' PARKS.
Sold by all Druggists In this county.
PHtny, IloUcsvoN COUNTY, GA., Jan. 28, 1*s1.
In the 1873 there were two negro prisoners
onlined In the jail of this 'county, whb Were
ery badly litflcted with thAi, loathsome dis
ase SYphills. Ilily oflaial-ea acity as ordi
iary, I em loyed Capt. C. T. frI'ft, then a res!
lent of this place, to cure them, under a con
raet., "no cure, no Jay." ie. administeredt to
hem his celebrated Syphlittle Spolite, and in
few w3eeks I felt buid, undr my contract, to
uay him out of te -cotnty treasury, asm he hiad
iffectert a complete and rg~icat cure.
n testinony I hereunto. set nmy onlleIal sIgna
We take pleasure in saying that the 8. 8. 8.
gIving good satisfaction. wye have had ex
;Clnent results from a humber of eases. One
rentlemnan woo hadl been conlliaed to ils bud
1x weeks ithI Syphult ic IRheumratisan has been
turedl entirely, tind speaks in t he haighest praise
)f It. It, also acts as wvell in primairy as in secs
mdary and tertiary cases.
Cn T LES & BERRY.
['HE SWIJFT SPECIFIC COMPANY, Proprie
orH, Atlanta, Ga.
Sold by all Druggiats,
Call for a copy of ' Young Men's Friend."
THE REASON WHY
QO0 many farmeras fil is not so much
t) on account oft the, political situa
GIon, but because thevi don't bnyj Groe
2eries f'rom~ the un'dersigned. As a
guide, I give an abbreViatedt catalogue
Flour-all grades-prices ranaging
fromn $3.50 to $10 per barrel; New
Butckwhieat Flotnr, just received; Su
gars, Coffees, (Roasted and ir-e)
Bacon, JUnms, (canvassed and unlcanl
vassed), Lard, (in tierces, bucakets and
calna), Cream Cheese, Macaronii, Bolt
od Meal, Pearl Grits, Molasses and
Syrups of all grades. . Also a lot of
now crop New Orleans to arr~ive ini a
few days.
Red( May Whg at, (a fine selection),
Rye, Barley anji Red Rust-Proof Oats.
The "Farli er's Friend PloW," a
wvant long fe~ t by tile indust arions til
lers of' the s ii; will not choke In the0
foulest land, Jig ht and easy to handle,
yet dmreble. Also Plow Hoes, Axes,
[Trace Chains1, Nails, Horse and Mule
Shoes.
BROOTS AND MIKOES.
All of iy Goods wvill bear inspection,
which I invite.
' Co D. R. FLEN-NIKEN.
FR H GROCERIES!
3 OARS, 'ewiiterl. Coffees, RIio,
kJguPa'ra and1( Old Gov. Java.
Rlj and Old Gov. Java Roasted.
Tr1 Black, Imperial, Gunpo.wder~
i d ''oung Hlyson.
CANNED) GOODS.
Pear's, Peaches, P1 ineapples. To
natoes, Salmon, Corned Beef, Deviled
lami and1( Turkey, SairdinesQ, &c.
Macaronl anmd Cheese, GInger Pre
er~ves, P~in head Omit Menl,~ Cooper
ielatilne, Mustard, BlJack Peppel' and1
fultmegs.
Jialdiwin Catsup, Cross & Black
vell's Chow Chow, Empire Chow
haoW, Assorted Pickles, Lea & Per
ln's Worcestershire Siuece.
3. F. McMtASTEB & 010.
sept 14
80OMETHNGN
FOR CHRISTMAS!
A TMORE'S Mince Meat-tlio bost that is inade-lRaisins, (Jitron, Spices,
ground and whole, a1 d warranted puro. Fresh Canned Goods, Fresh.
Crackers, Maccaroni, Cht se, Pickles and Sauces.
We are closing out a I . of very fine Mess Mackerel at coat. THIS IS
NO BAIT Try tie and e convinced.
Cboice New Orleans rup, Molasses of various grades, Buclkwheat and
Grabam Flour-fresh., ull lines of Coffee, Sngar and Teti We are
Hleadquarters for these roods The best Poasted Coffee, 'at Twenty-five
Cents per pound. As to see it.
BOOTS ND' SREOES--LARIGE STOCK.
Our stock of Dry oods, dlothing, Hats, Notions and Furnishing Goode
must be reduced. rgains will be offered to all who may favor us with
a call. REMEMB THE OLD RELI41LE HOUSE OF
dco 21 ,. E
S- N11TA CLAUS
-HAS COME TO THE
AU USTA STORE.
GRAND TIDINGS FOR THE LITTLE FOLKS-CLOSING OUT
SALE OF TOYS, VASES, DOLLS, AND HUNDREDS OF AR,
TICLES TOO NUMEROUS TO MENTION, WHICH
DEFY COMPETITION IN 1UCES.
- :0:
THE great slaiglhter in prices, which I have made in the last lew
weeks in the various departments, vill be continued buit with greater re.
ductions in prices.
DRESS GOODS I DRESS GOODS I I' DRESS GOODS I1
10,000 yards of Dress Goods to be closed ont at cost-consisting of Nun
Cloth, Caslimres, Mohairs, Alpacas. Cretonnes, Damasses, &c. These
Goods are new and direct from manufacturers; not damaged or shelf
worn; and at prices lower than over.
BLANKETS, CA1PETING AND 1&UGS.
Kentucky Jeans, Bo Ticking, Brown Shirting and Sheeting are my
leaders for this week, and every person wishing any of these goods should
give me a call,
.. .-toun -tOs rtrfl 11 OLOTHIING 11i
To re.duce stock, I am offering special bargains in this department; not
baits, as some of my competitors term it, but special bargains, less than
they can purchaso -lbe same goods anywhere. These goods are for my
customers ard not niy rivals.
100 Gross Fine Buttons, to arrive, at Five Cents per dozenb
100 Dozen Handkerchiefs, at Fifty Cents per dozen,
4.000 Yards of Good Calico, at Five Cents per yard.
5,000 Yards of Rescie Plaids, to my customers, at Nine Cents per yard,
1,000 Yards Good Ticking, at Nine Cents per yard.
Bed Ticking, good as A. C. A., at. 17* Cents per yard.
100 Dozen otton, at Fifteen Cents per dozen.
Good Ball Thread, at 1j Cents each.
25 Dosen Shirts, made specially for ip, -at Tventy-five Cents,
One Chest of Tea, at P0orty Cents per pound.
One-Chest of Tea, at Fifty Cents per pound.
One Chest of Tea, at Sixty Cents per pound.
-Good Coffee, at 14*, 16 and 18 Cents per pound.
Roasted Cofoo, in pound packages, at Twenty Cente per p6tnd.
The banner that characterizes my establishient still floats gloriously,
Politeness and courtesy to all, whether buyers or visitors
J. L. MIMNAUGILJ
dee 18 17H iE LEADiE R OF 10 V PRIOE
S3 X0,OOO
FOR TLE GOOD, THER T UR, AND THE IR BEAUTIFUL I
WILL BE DISTRIBUTED BY
DESPORTES & EDMUNDS,
(UNDER WRIGHT'S HOTtL,)
TN Merchandise, during FAIR EEK, at most aftractive prices. Sco our W)ress
..Goods in all the latest ,tyl,.,Tr,'11i1,1ig Silks4 and Slatins, lJicry, haItndkeroliefs
and Notions in newest novelties. Gnts and Youths, Hats i r large stekera f,
Gents' and Children's floots and Shoes, Ladies' C s, hew an lstl c, at New York
prices; BlanIkets, Carpets, Comfortables and Lap foios, at the New Store of
nov 6 DES,ORTS &1EDM UNDS,
Under Wright's lotel, Columbia, 8. 0,
The Best 'Ever Produlced!
THE DAVIS VERTICAL FEED
SEWING. MACHINE
CHALLE NGES T1E 7OU.nLD TO 1,RODUrCE I.T EQUAL!
$1,000 REWARD.
iT One thmousanmd dollars reward( offer ed to any pesnta vl 1 sgot
a range of work, and( (10 it as wvell,-on all' othie achers at canlb don grem
the "DAVIS VERtTICA L .FEEl) SEW iNG( Al Ia e,,a As'canb omnes for
ho contest will be made(1 wvIth any one desiring to comnl eo forrim almvensmor
reward, within a reasonable thne after wvritten aplication Is received.
DAVIS SJtWING MACINE CO.,
cenother large lot of thme above Macineus an~d tihe Improved Weed Just req
c-vd.J 0. 130AU% Agent,
marzru- -=- sa a
hie and Colored Piques, Dre a Goods in v'ariety, Illusion, Silks, Satins,
B~elts, Linen and Lace Collars, Fiel~ Ts any, Lacovy Bonnt, ggoorif
mnt You an get alyp ant a easablo as s e goda be bg ht
ny w bere . O0. D O0A G .