The ledger. [volume] (Gaffney City, S.C.) 1896-1907, March 28, 1905, Image 7
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i..: ■:
Calm age
ertnon
By Rev.
Frank Dc Witt Taimatfe, D. D.
Los AiijjpIos. Cnl.. March 20.—In this j
Sermon the preacher points out the
many dangers in business and morals I
of reckless indorsement and the evils
ot Indiscriminate recommendation.
The text is Proverbs vi. 2, "Thou art
j snared with the words of thy mouth.”
There are many ways of killing game.
The one is to go after it with gun, ar
row or spear; to slay it. as "Scotty”
McDougall slew Krag. the Kootenay
ram of Mountain SktH‘p range; or to
lie in wait for it, as did Itoualeyn
George Gordon Gumming, the mighty
"lion hunter” in African jungle; or to
relentlessly follow it through American
forests, as did Pathfinder in the old
"Leather Stocking Tales;” or to course
for it, as the old English sportsman
with hounds used to chase the foxes
over the Laneathire fiats; or to pursue
it with hawks, as the knights of old in
falconry would hunt the birds of the
air. As the eyes of the jungle mon-
archs or the kings of the air look into
the fearless and unflinching eyes of
man, the hunter knows that an un-
Bteady hand or a bullet miscarrying
'Its mark one inch may mean his own
death. Then the “lives of the hunted”
might become the “lives of the hunt
ers."
Mighty must be the exhilaration of a
brave man when killing big game. Al
most intoxicated with excitement must
be that modern Esau, Chanler, who, in
the solitude of an African forest hun
dreds of miles inland, hears the wild
roar of a man eating monster coming
nearer and nearer to the deer licks.
Lying there, he knows that if he can
only slay yonder mountain of muscle
he will save scores and perhaps hun
dreds of human lives, for a man eating
lion or tiger has been known to live
for years upon human flesh. So fear
ful do the natives become of such hu
man destroyers that they have depopu
lated whole villages and towns, fleeing
from tjjeir ravages.
Next to the actual experience of per
sonally hunting the wild beasts of the
forest is the fascination of reading
about the marvelous deeds of the
stortsmen who destroy them. Hunting
such animals single handed and alone
always has had and always will have
an attraction for brave men. The
hunter’s life is a dramatic and an ex
citing one. But there is a more ef
fectual means of depopulating the for
ests of their game than the gun, tne
arrow or the spear. The trapper's work
has always been more fatal to game
than the aimed rifle of a Kit Carson.
Where modern ' • v '.er , '’"n Nimrod has
been a >e to shod on*- mountain lion
in a night the trapper of the Hudson
Bay Fur company was able to come
into camp staggering under the pelts
of ten, twenty, fifty wild beasts aitle i
in the same night. Yes, the trapper's
work is the most widespread and dan
gerous and deadly to the wild beasts
sin. “For among my people are found
wicked men. They lay wait, as be
that setteth snares. They set a trap.
I They catch men.”
Indorsers are innocently caught in a
trap. I low? The merchant is sitting
i in his office, and a friend enters. He
says; “Hello, Mr. So-and-So. I am
j glad to find you in. I am in a finan
cial hole and want you to help me out.
You know spring is here, arid. 1 must
i lay in my goods now for the winter,
j My business was never better than
I now or prospects brighter. However.
I In order to compete with my rivals I
must branch out and get more stock. | ment if at the
j The wholesale firms say if you will in
! dorse my note they will let me have
the goods. Of course there is abso
lutely no danger of your ever being
called upon to pay. Will you Indorse
for old friendship's sake?” You pin
the man down. By long argument ho
seems to prove that there Is no possi
ble danger of your being compelled to
pay. Then, for friendship’s sake, you
sign the fatal note.
Or perhaps the man wants a respon
sible position. He is about to be ap
pointed cashier of some institution. He
says he must have certain indorsers,
and down goes your name. Now, my
brother, it would be all right for you to
sign your name there if you felt you
could afford to make good that pledge
if it ever came back to you. But the
trouble is that most of us, with our
present financial struggles, cannot af
ford to pay. Aye, 1 go further than
this—nine men out of ten. ninety-nine
men out of a hundred, nine hundred
and ninety-nine men out of a thousand,
never can pay or intend to pay the
notes they indorse for the benefit of
their friends. As soon as the notes
fall due and come back upon the in
dorsers they begin to squirm and twist
and try to wriggle out of their diffi
culties. Sometimes by fair, but, alas,
ofteu by foul, means they try to shirk
and repudiate tbeir debts of indorse
ment, even as some dishonest men
clear off their debts by putting their
money in their wives’ names and then,
going into a bankruptcy court, ask for
a clean financial sheet.
A True Picture.
Is not the picture true? What would
you do if you were asked to pay the
dishonest debts of your friends which
you indorsed? Would you do it?
Would you do it even if you had In
dorsed their notes and could find a
loophole to crawl out? Would you do
it, as did Sir Walter Scott? Would you
do it even though it cost you your life
to die an honest man? Would you
pay those indorsed notes, as William
McKinley paid the ones he indorsed for
a friend? In order to pay those notes
he literally gave up all his own money
and all his wife’s money. A short time
before his death he was talking to a
ministerial friend of mine, and he said:
-Mr. Campbell, people sometimes won
der why I am so devoted to my wife.
Could any husband but an ingrate be
otherwise when his wife willingly gave
up all she ha 1 to ave his honor?”
William jl. ivhih-y never expec*od to
be J tr . ai t » pay those Indorsed
notes, but he paid them. Would you
pay, if necessary, those notes you are
about to Indorse, as William McKinie.*
paid? Ur would you repudiate or at
least try to repudiate those debt , as
hundreds and thousands have done?
Dare you, with your present financial 1
burdens, risk the sinful temptation
he could deny nothing when lie was
alive, had to deny themselves every
thing when lie was dead. Ills only sou,
the pride <d' his heart, the boy to whom
he gave unlimited pocket money an 1
sent across the seas on pleasure trips,
applies! a few years ago in Chicago fo;
the position of a janitor, and he coul 1
not get work at that. This was the
aftermath of the career of a man who
purchased the unstable friendships ot
a liceting moment by being untrue to
the best interests of bis own wife and
children. Now, men, you have no right
to heli> your brother with an indorse-
same time it compels
you to become untrue to those who are
dependent upon you. You have no righ.
hbors
of a forest As the Rocky mountain
bear might put his great shaggy paw ! of repudiation which you may have to
into a merciless trap, whose iron Jaws
snap shut and whose teeth probe their
way through his flesh to the hone, this
Bilile scone of my text describes the
predicament of the indorser who fool
ishly becomes the guarantor of a friend’s
or an acquaintance’s honor. As old
bruin tugs and pulls to get his leg loose
and keeps on tugging and pulling until
at last he pulls on his leg or In des
peration eats it off to get free and then
goes hobbling away to his den, so
King Solomon describes the somewhat
similar predicament df the unfortunate
man who has become a surety for his
friend. “My sou,” said he, “if thou
be a security for thy friend, * • *
thou art snsred with the words of thy
mouth, thou art taken with the words
of thy mouth.” It is maiming or de
struction by an unseen trap. The in
dorser’s dangers are great. I preach
this sermon to warn^my hearers and
readers against these eusnarements
which are set for many of us. And
when I warn you against the indorser’s
perils I also warn you against the sins
of an unjust recommendation of In
competent friends or mere acquaint
ances for positions which you do not
positively know they are able to till.
These two evils come In the same cate
gory.
Th« Indoraer’s Predlrament.
Why is the indorser's predicament
like that of a wild beast caught in a
trap? First, because he is enticed ir.to
Its dangers unawares. He does not
seek them out of a silly curiosity or
from mere Idle desire, like the ante
lopes that come nearer and nearer to
the white flag waved by the hunters
lying hidden in the grass. He does not
charge them, as g wounded stag might
turn upon the hounds or aa angry
boar, caring not what happens, might
rush against the fatal spear held out
for his destruction. But the indorser
goes into ills trap as unsuspectingly
and Innocently as the wild turkeys are
caught. The trappers build a cage
with a small opening. Then they scat
ter corn along the path leading to the
cage, and the wild turkeys, with tlH if
heads down picking up the com, walk
into the trap, and when they lift their
heads they cannot see the exit and are
easily slain. He goes Into it and is
captured as the mighty Bengal tiger Is
caught in n cage. The agile beast
makes one spring upon the bleating
sheep tied to the stake in the middle
of the cage, and immediately the trap
door slams shat. Ho the Indorsers are
caught ami are like the victims that
Jeremiah describes as good men being
entangled unawares In the meshes of
face if you become a financial surety
for a friend?
But a.s I see the old mother bear
struggling to get her paw out of the
fatal trap I do not pity her. even with
nil her sufferings, nearly as much as I
do the little cubs who are dependent
upon her for their lives. As I see a
man struggling in the indorser’s trap,
with all his misfortunes, I do not feel
nearly so sorry for him as I do for hi *
wife and especially for his children
who are dependent upon him for finan
cial support. Yet to hear some people
talk you would suppose that in order
to be kind, loving, big hearted, gener
ous, a man should be ready to help all
ids friends and when they need it to
sign all their notes, no matter what
might he the financial danger that man
may run in reference to bis own chil
dren. Now, my friends, I believe one
of the best tests of a true, big hearted
man is not how he looks after his
friends’ notes so much as how he first
looks after his own flesh and blood.
Too Big a Price.
Do you mean to tell me there is any
honor, any Justice, any big heartedness,
in a man going upon a friend’s note
when In order to do it he may have to
take the very' bread out of his chil
dren’s mouths and the clothing off their
backs and the old homestead away
from their inheritance? This Is Just
what many men have done in order to
win the name of being big hearted. I
recall to mind one of this type whom
the world eulogized as a kind man.
but who purchased that eulogy at a
fearful price. The man of whom I
speak was for years the president of a
New York company. His income was at
least $20,000 per year; but, though he
made much, he spent much. Every
person in distress could go to him for
succor and get it. His name was on
scores of notes. Every little while he
would gather five, ten, fifteen, of his
daughters’ friends together and give
them a banquet and a "good time.”
The last act of his life was to buy n
family plot for a policeman who was
ftl>out to bury his little girl. When
that man died the beautiful acts of
kindness which he did were recounted
at his bier.
But would you like me to tell you
the aftermath or the second sowing of
that life of indiscriminate generosity?
The notes he had signed for friends his
estate had to pay. The moneys he had
lent here and there and everywhere
were never paid buck. Caring for ev
ery one but those of bis own bouse, hr
became in the sight of God worse than
an Infidel. His two daughters, to whon
to give the luxuries to your uei
until you first provide the necessities
for your own household. Fan you af
ford to pay that indorsement for your
friend? Imre you risk the temporal ;
and perhaps the spiritual welfare of |
your children by that hidden trap?
A CarelCNN Method.
But another danger lurks over the
indorser's trap. By going upon a
friend’s note a man may be teaching
bis friend to be careless—aye, sinfully
careless—with money. Dr. Bowers
once wrote: “Temptation resembles the
rocks which rest their jagged sides j
above the waves when it is low water.
No vessel dare come near them. But
after awhile the tide comes sweeping
into the bay and buries the rocks under
a flood of water, so that the largest
ships may ride In safety above their
teetli of death, together with the light
est skiff.” That is a beautiful orator
ical figure. But the incoming tide will
soon be the outgoing tide. Then woe
betide the boat that lingers thbre over
tue Jagged rocks of death! Yet the
temjKjrary financial help we give our
brothers by indorsement or unjust
credit may be the means of carrying
them into a position where they shall
soon meet temporal as well as spiritual
shipwreck.
Why temporal and spiritual wreck?
you ask. In the first place, I start with
the premise that many people are
tempted just as much as they can
bear. Place upon them one extra
temptation, and you may lead them to
become dishonest men and women.
For instance, the other day I was
reading al>out one of the great pre
ventives of crime which are decreas
ing the proportion of the number of our
criminals. This preventive is the reg
istering machine which is now plac
ed at almost every cashier’s desk and
In every street car. No sooner is the
five cent piece collected than the con
ductor has to ring up the fare. No
sooner is the spool of cotton or the |
pound of sugar or coffee bought than i
the register records the sale. At the
end of the day the clerks or conductors
must have their registers tally with
the amount of money on hand. Temp
tation Is now being placed at a mini- '
mum. Lessen the temptation to crime, i
and you lessen the number of future
criminals.
This premise granted, do you not see
how you increase the temptations of
your friends if you place money in
their hands for whi* h they are unable
to give security? You practically say j
to that young men: “Here, my friend,
is my capital. You are worth nothing
You take this money, and I will rrus*
you.” What thought, then, is apt to
come to that young man? He says to
himself: “If I risk that money I may
be able to double it. If I lose it, why
then I might as well be financially krt
for a sheep as for a kid. I am worth
nothing now. I shall Ik? no worse off
even if I fail.'’ And what is the re
suit? We see thousands of men going
into wildcat speculations with other
people’s funds. We see thousands up
on thousands of dollars lost because
men are risking money which Is not
their own. My friend, as an indorser
you have no right to lead your brother
into temptation. If a brother has no
money and no security do not teach
him how to tx? criminally reckless with
capital not his own.
The Greateat Danger.
The indorser’s trap may not only en
danger the Indorser, but also the In
dorser’s loved ones and the indorsee
us well. Ralph Erskine once said,
“There is no devil so bad as no devil.”
That means, interpreted in plain Eng
lish, “There is no temptation so dan
gerous as where one does not expect
to find a temptation.’’ But I do not
see how Ralph Erskine’s words can
bo applied to my text, for I see dan
gers everywhere hovering about the
indorser’s trap. I find them here for
the man who sets the trap. I find them
for the person whose fingers hold the
pen which is caught in the trap. I
find them for all the dear ones on both
sides of the indorser and the Indorsee.
Every argument that can be urged
against the cause of willfully running
into debt may be applied here to the
sin of indiscriminate indorsement
But a man to become a security for
a friend or an acquaintance does not
necessarily have to sign a note for
money. He can give to an acquaint
ance a letter of recommendation. That
letter may be of more value than
money. When Ulysses 8. Grant form
ed his famous Wall street partnership
with Ferdinand Ward he did not put
into that firm much money. Though he
had been lieutenant general and twice
president of the United States, he never
had much money. He lived and died
a poor man. But be had more than
money. He gave Ferdinand Ward n
financial standing in the business com
munity and the confidence of the pub
lic. The multitude of admirers of the
hero of Appomattox poured their
wealth into his office. As a result
Ward was able to cheat the trustful
public out of Its hundreds of thou
sands. For the crime of that misap
propriation Ward was sent to prison.
What Ulysses H. Grant did for Ferdl
nand Ward some of us on a small scale
have been doing for our friends and
acquaintances. If a man is out of a
position and wants help we say,
rer and gold have l rone, but such as i
anvc give 1 unto thee.” This, however,
,s not the gift of grace, but of a false
letter of recommendation. We fre
queutly give such letters of recom
mendation when we know that the
men to whom we give them are in-
compet* ut or at least unknown to us,
and the result is that there are thou
sands of frauds being perpetrated all
over the country not because had men
are instigating them—there are had
men evcr\where—but because good
men have allowed their names to lie
linked to those frauds carelessly. And
there are thousands of good men out of
the positions in life which they are
qualitied to fill merely because medio
ere and Incompetent men for friend
ship’s sake have been pushed into those
positions by what is commonly termed
a “pull.” My brother, never be secu
rity for u friend unless you are first
sure that what you recommend by let
ter is “the truth, the whole truth .and
nothing but the truth.”
PoNtinortriu Luuiiatlon.
But my text lias even a wider sweep.
If men despise those for whom we un
wisely have become sureties they are
apt to despise us also, and if they learn
to despise us they are very apt to learn
to despise the religion we represent,
for, say what you will, every unfaith
ful Christian is a representative, how
ever sadly delinquent, of the God in
whom he professes to believe. We aie,
or should be, the lights of the world
—the cities set upon a hill, which
: cannot lx? bid. If we are unfaithful in
our dealings with others our faith
lessness reflects on religion and is an
offense against God himself. This fact
is never better demonstrated than
; when a minister is untrue to his Divine
Master and his sacred calling. At the
public funeral of a worldly man or a
worldly woman sometimec in order to
give comfort to the living a minister
will try to smooth things over, though
the dead man may have been an ex-
i tortioner, a drunkard, a libertine, a
gambler or a desplser of the church of
i the Lord Jesus Christ. Of course we
should speak no evil of the dead, and
it is not necessary that any one should
cause pain by reflections at a funeral,
but surely there is a limit to postmor
tem laudation. Yet he will talk about
a twelve gated gospel. He will say
there was pardon for Faul, who was
, the chief of sinners, and therefore there
1 is pardon for us. He will not quote
the passage, “Except ye repent ye shall
| all likewise perish,” but he will talk
I from the text, “God Is love,” and he
j will try to make people believe that the
unrepentant soul has entered through
the paradisaical gates. But I tell you,
my brother, even with the men of the
world it won’t go down. If we dishon
or ourselves by trying to become a
surety for our friends we dishonor God
also.
I once hoard a minister dishonor Qod
in this way: Many years ago out m
the country a person of evil life was
buried. That life had been wholly a
worldly life, but In order to please the
relatives, who were members of his !
church, the minister whitewashed the
record, and, though the dead laid died, j
as far as we knew, unrepentant, the j
indulgent speaker opened the gates of i
heaven and had the departed living in
the whitest mansion nearest to the
great white throne. After the service
was ended a man of the world said to
me: “What does that minister mean by
talking like that? If heaven Is for J
such a one, then I am sure of reaching
there, blasphemer as I am.” No, my j
friends, you cannot be untrue in your
commendations or recommendations j
without at the same time dishonoring
him of whom you as Christians stand ;
before the world as the represent:!- ,
lives.
I would beseech of you, therefore, in
the smallest details of your life al
ways remember you are the representa
tives of Jesus. Christ. Spurgeon once
said, “Many horses fall at the bottom
of a hill because the driver thinks the
danger past and the need to hold the
reins with firm grip less pressing.”
Many men lose their Christian disciple-
ship at the foot of the hill after they
have climbed Calvary and descended
on the other side. They lose it be
cause they do not serve God in the lit
tle things. They lose It because they
needlessly throw themselves into temp
tations by becoming false sureties for
their friends. They lose It because, un
thinkingly, they throw moral dangers
in the way of others. They lose it be
cause when they dishonor themselves
they dishonor Christ. May God help
us. one and all, to be true to Christ;
then we shall be true to our fellow men
in every way.
[Copyright. 190G. bf Louis Klopsch ]
| R. A. JONES |
£; General Merchandise f
|E Heavy and Fancy Groceries, Hardware, Wagons, ^
£ Buggies, Tobacco, Cigars, Guano and Cotton.
^ Gaffney, S. C., March 1st, 1905. “5
TO THE FARMERS:— ^
■»— H you are going to buy fertil- ^
g: izers this season, 1 would recommend that you get ^
Sp the best, instead of an inferior grade at the game price. =3
I can conscientiously recommend the old reliable ^
5^ “Plow Brand ’ and “Etiwan ’ high grade guano manu-
^ factured by the Etiwan Fertilizer Co , of Charleston, :3
^ S. C. and the Atlantic Guano and Atlantic Cotton
Grower manufactured by the Atlantic Chemical Co., 3
Norfolk, Va., as being the very best on the market. I ^
have handled these brands for years and know what ^
^ they are, having sold them to the best farmers of ^
^ Cherokee county who recommend them highly and con- ^
^ tinue to use them, which, after all, is the best recom- 3
mendation yet. Call on me and examine goods and ^
get prices before buying. Respectfully yours, ^
p R. A. JONES. ^
^iUiUiUiUiUiUiUiUiUiUiUiUiUiiiiUiUiUiiUUiUiUlUiUiUR
THE
3 GAFFNEY HARDWARE CO,
i
i
HAS OPENED
with a large and complete line of
Hardware, Cutlery, Fanning Imple
ments, Harness, etc. Your patronage
is solicited. : 5 : : s
EVERYTHING
LIMESTONE
^EET.
Oiiu
A Tempernnce Lecture I» Fljfnrea.
One distillery company In Kentucky
turns out every seven days 1,200 bar
rcls of rweet mash whisky. The out
put for a year would be 02,400 barrels.
Tim cost of all this to the manufactur
ers may be fairly estimated at $374,-
400, and they receive from the whole
saler a profit of from $1 to $2 per bar
rel. The government comes in for a
nice little rakeoff, but the fellow who
has to pay it all, including transporta
tion charges, government and local li
cense fees, salary of barkrep and rent
of building*! Is the man Imforc the bar,
and for these 62,4tM) barrels of booze he
lets go of $24,761,078 and then goes
home and beats his wife because sup
per isn’t ready.—Lincoln (Neb.) Jour
nal.
EmiiroidBry Sale!
I have now on sale tho largest and best se
lected stock of Embroideries to be found in
town, at all prices, from 1c to 25c per
yard. The ladies have a special invitation
to call and inspect these goods whether
they buy or not. Just received, lot of A.
F. C. Ginghams, Toile, du Nordsand Per
cales at way down }frices. I have some
great bargains in Ladies’ Underskirts. Big
lot Negligee Shirts from 25c to $1.00.
Clothing, Hats and Shoes for everybody
at all prices. I have a few pairs of Blank
ets left; also a few Quilts, and now is the
time to get them at bargain prices. : :
See me for Seed Irish Potatoes and Onion
Sets. ::::::
He Had • Friend.
“When I was umpiring in the Ameri
can league,” saya Jot? Cautlllon, “I took
au acquaintance out to the south side
grouuda one day and sent word In to
ComUkey I had a friend with me for
whom I wanted a pass. Back came
Secretary Fredericks with an armful
of passes and Instructions from the
‘old Roman’ to give my guest every at
tention, as I was the first umpire be
had ever heard of who had a fPeod on
811 j parth.”
W. J. MOORHEAD
Yellow Front, Blacksburg, S. C.
I have just received a complete line of Hardware, such as
Plows, Steel Plow Shares, Hoes, Wheelbarrows, and everything
usually carried in a Hardware Store.
Sugar, Coffee, Flour, Meal, Mt^at, Molasses. I have the
“W. S. Wilkerson” Horne-made Molasses, 50 cents per gallon
—try a gallon.
I carry a general stock of Dry Goods; also Hats, Capa, etc.
Have just received a good line of Shoes and Hats.
In order to make room for Spring Clothing, etc., can make
special prices that will make them go. If you want the goods.
I’ve got ’em at the right prices. With satisfactory arrange
ments I can furnish farmers on time. Come to the Yellow
Front. The volume of business is what I want and will put up
with short profits.
MOORHEAD, Yellow
BlacUetmrg;, CT.