The Anderson daily intelligencer. (Anderson, S.C.) 1914-1915, July 07, 1914, Page PAGE SIX, Image 6
PHOTO PIAY PARAGRAPH*)
8CENE FRO^
"TATIIKN tho Men Left Town" ls n I I.nura Oakley, one of the host known l! mB&P^ f !
YY eldo splitting comedy that ls comedy nctresscs on the photo-play ^ag
particularly uprop, M at tills stage and formerly mayor of Universal ll ?SjJr/ ?_" \ li
time of HilfTnigette uprisings. Of City, Cul., will soon he seen again in H?E==*i V._- ~~BZ?ZlLE^z~=ELETT-^?3H
Course tile men .win out lu thc end. Universal pictures. After a vacation MARGUERITE COURTOT
- of almost three months Miss Oakley
Marguerite Courtot, ulthough the has returned to the west coast atadlos ?,\ Cottage liv Hie Uiver" has Just
youngest star In moving pictures, ls of the company ?Ith the declaration ?".,." relciiscd. Lucky was overjoyed
also one of tho cleverest. She has tak- that she io ready for work. when he uaw Ids natue down on the
en Home of the most dlillciilt parts In -. lottery result sheet as the winner of
luiullun picture ?hlBtory and handled In "The Basket Habit" Mr. Clifford \\ Cottage On the Uiver." His Joy.
j them to perfection. brings home a very hungry nnd very however, was turned to dismay when
I, ? Important business acquaintance, but he learned that til? 'Voltage On the
F Lottie Blair Parker's "Under South- tho new colored maid has removed the Uiver" wits univ the title or a picture,
ern SMos." tVnt famous old play, will contents of the refrigerator to her bas- .Wxt time In? won a lottery we tuny
soon Uo rieeu in motion pb-tnres. The ket Kddlo. hitherto frowned upon by lu? sure that lie noticed more carefully
: producing will be done on a mammoth the Cliffords, wins their .everlasting what tho prize was.
acole. # gratitude nnd their daughter hy dlscov- -
-. ering the all important basket Phillips Smnlley. equally prominent
Victoria Fordo, tho pretty seventeen- - ns nu actor and a producing director.
! yonr-old lending woman, cnn swim. In "Somebody's Sister" nn ambitious recently shot himself through the right
ride, shoot, plsy billiards, drive nn nu- young man and his Bister from thc hand while Inspecting n pistol at I ago
tomoblle. point pictures nnd operate a country meet with trials tn n big city na Beach. Col. Thp bullet went through
telegrapher's key. She ts practicing and retreat wildly to the rural region the pnlm of the hand. No bones were
ventriloquism nnd expects to be adept for ppnee. An Interesting and well con- broken. Thc pistol was of the so called
soon in that niuo. structed drama. "absolutely Bnfe" variety.
HOW WYATT MEI
BILL Fl
Points Out Benefits To
Be Derived By Small
Farmer
SPEECH ATTRACTS I
MUCH ATTENTION
Bill ProvrdcA System Enabling Na
tional Banks To Furnish
Money at Low Rate
Of Interest
Washington, July 7.--Whllo the cmj
fereneo report oil the agricultural ap
propriai icm l ill was hoing considered
Bcprehontutlve Wyatt Aik<m made a
strong speech iti support of his hill
to provide federal aid for tenants who |
want to hay small farm4. His re- .
marks on thu subject attracted a great 1
deal of attention.
Mr. Aiken -aid in part;
I heartily approve of the item of
litl.OlK) inserted in this conference re
port for tho study and investigation
of rural-credit societies, and 1 regret j
uxcr-jillngty that the President and tho
democratic leader (Mr. Underwood)
hr.vc expressed their purpose to defer
consideration of any and all rural
CTcdlt measures until Ibo next cession
of Congress, even though the very
Important ciuestlon of anti-trust leg
islation is thu question to which tho.se
gentlemen would give precedence.
Important us it may be tn protect
tba Individual citizen against combin
ations of capita! that will force from
him an excessive price Tor what he
buy:; and an. inudo-mntc pr,lcc for what
he. yells, it does seem to me I lu* ques
tion of feeding and clothing th's tui
tion from tho substance of our own
?oil ls of still moro vital importance;
and the necessity for Improved rural
e red I ti; lies et tho very base of tbs
great economic ciuestlon.
Tho popula!?on of the I'nited States
is luci casing ito .rapidly hy natural
growth and' bv foreign influx that
consumption, even now, in thia com
paratively virgin country i:; far great
er than production omi lu ton rear.,
food products have doubled In price to
tilo consumer. If thc agriculturist ot
the United State alone profited by
this high cost of food products, the
burden would bo more Willingly borne
by tho cou; inner; but when il is re
called that; we are already bringing j
corn und''nient in great quant (ties'
from South'America i nd Canada it ia
time for us to pauso' i nd consider
ways and inonns for building up ag
riculture ul home.
Ton Many lu migrants.
Ai cause which nu.v explain'our lu?
adequato y apply of food-stuffs is Mic.
fact that the hundred of thousunC-i of j
immigrants who corni annually 'o mir
shores aro not usrlcu?i'*rl?u?*, except
for a f-mall per cont, and th'* Ameri
can farmer who has been plowing
for B top-heavy consuming' 'lass al
ready must rise earlier, go later and
drive ..harder to feed' and clothe tho.
non-producing immigrant: Hampered
an ho has been hy la-h of (ann credit,
boocan not expand and int -n dty and
di vend fy in snch way as to keep pa?-*o
with demand, and -?o food products
. have roared, higher and higher.
-But there, is even a greater causo
for thc lack of balance, between sup
ply and demand and that is tho faut
that farm tenney is on tho increaso
in tho United Staten.
" It'makes nd difference how industry
ona, how honest, or how intelligent a
man may be, if he has nothing moro
thpn a tfnftnt's interest, .In the toil Uc
"'.'.I. '.;.,:.{*>. .'?
N SUPPORTS
]R FEDERAL AID
cu tl va les, feeling that he may KOW
where another may reap, he will nev
er bring that oil up lo a high stine
of productiveness.
It makes no difference how public
upirilcd a man may he, if le? ' is ?riy
u tenant':, interest in Hie amnnunity J
In which he lives he can i.?t iutllli lee
highest duty of a citizen 'ii llw s.ho-.il,,
in Ute church, and in thc stale, he-j
causo he never Knows wh n ?he "a .>.-,
oruhle hand of neeesslty Will drug
him from his surroundings and vet
him down in a community of unsym
pathetic strangers.
Sol Class Legislation.
\V. have heard it objected that le*
IsaUon in the interest of agriculture
is class legislation and smacks of pa
ternal ism; vi'- if every vocation and
every industry that make lip the world
of business was not rooted in sericul
ture, .lust as fertilizer placed at the
nuit?; of a.troc nourishes tho tiniest!
leaf, just s?? stimulated agriculture
carriua.atreugtli and growth and nnur
hihment to the . mal lest ontorprtao
and to the . humblest citizen; Tho
rolled States lias already iticoguh'od
thia principio in watering' tho dry
ands of thc west and In cleaning riv
era and harbors to cheapen freight
rutea on farm producta rctwoen ex
changing consumers. Germany,
France, Italy, Switzerland and many
etiler European countries le.ogin/od
th!?* li.'lnciplc-iOllrb of them moro
tiinn a hundrod .yonr.1 ago -when
either by l?gislative concisions to ag
riculturists, by government lunns, t r.
us in tho caso of France, hy dire ;l sub
sidy, tliey establish jd land-loan banks
with oxccodlng'y low ratea ??f Inter
est. As a result, agriculture in tho
countries named is in its highe-t slate
and wealth ls distributed in that
healthy proportion between country
and town that makes'for the highest
citizenship.
Taking Switzerland ns an example
lt will porliaps emphasize tho conten
tion wc aro trying to bring ouMo tell
something of tho wonderful dovolop
mcnt of that count-y. due entirely to
the establishment of rural-credit
hunks.
Leas than half n century ago 80 per
cent of thc landa of Switzerland wero
tilled by tenants. Except for the few
land holdera, who were themselves
lund poor, tho people .wore poor, un
progtesHivo and apathetic. Tho pub
lic treu-ury was at low" lido. Men of
public spirit, realizing that there was
disease tn the public policy, set about
to ascertain tho cause. It was not
long until tho tenant systoni was llxed
on a-" th? root of thc country's evils,
and the government set about'tn right
thone evils. A system of land banks
was established, through which tho
government loaned small sums to ten
ants, at a low ruto of interest, with
which to buy homes.
Improved conditions wort! apparent,
from thc beginning and today, thanks
to Switzerland's lund-loan y stem. 00
per cent of the agriculturists of that
country own their homes, thc banks of
the country arc prosperous, andi con
dering the rancid natura oC the noll
lt ts one of tho most productive agri
cultural countries tn Europe, When
a commission was sent by the I'nited
Stutf'? to'camino rural-credit systems
in CM rope and to observe results,
members of thc commission were
? mazed to find that European fa rm era
were supporting families on I and 2
acron of ground and that 20 acres con
nut ut od a very "ftfgfc 'falrm. They
wero.informed that the. high per cent
of production was i due - to intensivo
farming, that intensive farming was
due to ownership .and .that ownership
.wo* dne.in largo measure to land-loan
banks, organized in w.hole*or In part
by government aid. They annuall
.Vdiy pud unanimously rocomnjiood
that sonn? su "h syst "Mn he worked out
for the United States.
Thu commission recommended a I?''
which is si part of their report, and
which, though entirely right in pur
pose, is, in my judgment,,, subject to
serious objections. Th? bill con ta i ur,
.'?I section and is loo cumbersome. It
undertakes to outline in detail
such provisions and restrictions as
should be worked ont by the secretary
of the treasury. ll proposes an intri
cate, .system of land-loan banks, to bc
created, with hundreds of providions
and imitations to he guarded by spo
eial otb vers created under the provis
ions of the bill. Hut thc most vital
defect in the bill proposed by th? com
mission is the plan of bajing rural
credits on arbitrary associations of
farmers, afterwards to tvj organized
under onie visionary form of charter
or on plighted faith of such farmers'
organizations as the grange, the alli
ance io the union, all of whiclt have
done good work lp imninvinf: rural
conditions, hut none nf willoh ia suit
ed to the peculiar purpo-e of forming a
compact, unchanging basis nf credit.
Lund Loan Bepartmcut*
If u bill of HU >h lingth and details,
with such undigested provisions for
the original basis of credit, li such a
hill as thc President and the Demo
cratic leader t.Mr. Kndcrwood) have In
contemplation. I am surprised that
I hey hesitate to consider lt at this
session. Hut I am sur? that a sim
ple bill auch us I have Introduced,
which'docs not undertake to outllno
departmental work and which is clear
cut and free of surplusage, can bo
considered and passed hv this house
without perceptible loss of time. I
nm equally sure (hut no measure
bab been before this house In twenty
years that would be more far-reach
ing in its henelieinl effects for thc ten
ant and tile small landowner. and
eventually fur the nation, than this
bill IT enacted Into law.
Thc bill that J have Introduced. H.
It. 11*028. uses tho - lonni banks ns
now organized, creal ng a land-loan
depart mont in those banks ni simple
as their prient snvlnga department.
Thc original basis of "redit in In tho
land of the Individual rind this is pass
ed on under my bl'' us under exist
ing national bank 1; - bv tho president
ls, by a sane and simple law. to ro
move the inhihltlr against national
hanks accepting 1 I mortgages as ae
.curlty and to r-"' vide tho means by
which thc farte .. , collateral will ho
given un c<iua' -ance and by which
he may bo ena I to seenro money at
a low rate of h ernst that will enable
him to grow. That mv bill fully
meets tho rr '.ronicnts, I propose to
show further >n in tho course ot ray
remnrks.
No fair r 'nded man will deny that
up to. this lime tho whole machinery
of our money and credit syst-'-'n hat*
been directed toward the aid of the
city and not thc country, Legisla
latina has gone along in this-channel
for so long that cvn the farmer has
come to think he ls dependent on th?
City for his Credit. He has lieen ed
ucated In the school of adversity tc
put the cart before tho-horse. --
Why should tho farmers of the Uni
ted States with realty values wortl:
$10.000,000,000 and raising annus!
products amounting to over $10.000,
000.000 have to beg for credit at exor
bitant rates either of tho merchant oi
thc local banker, whon that merchant
or tho local banker will take the far
mer' collateral and with it borrow lr
Now York at ii per eViit;
. The sooner all Indnu-ifH roslin
their fl rsl de,, end o a co to the farm
that all primal weal*) hes lt.? origil
there, tho sooner will i lal wealth- ti
larger degree copie to ?itv- and men
try, i Mr. ?rvaa TOsyer uttered o trruvi
saying than '!,??t w> nu:y destroy- out
cities and let era SP grow in our street
but if wc maintain.a'Mgb standard o
agriculture .the clt'e* will .bo renul!
larger and moro prosperous MIHI
eyer..
I . The Fate ol interest.
r,..But. say some, thc farmer is airead;
paying interest to tho amount of $f>00.
,000.000 annually, an amount large
Hum Mit! annual returns from our
wheat cron, und lu- iran liol or should
nut lake on additional burdons. Wu
an- WIT thai thu railroads of lins .coun
try aro val nod nt ? 1 :..oini.oOn and they
are mortgaged u-r tu $1 l.uuo.ooii ono.
(.'arm lands, as stated, arc valued af
$lo,nno,Mio,(on and they arc mort
gaged for $tj,000,ooo.ot?o. Ii railroad:'
ur? not overmorl gaged, then surely
farm lands have a tale margin for,
additonal loane
I do not underestimate the d'tat rue
ll ve efi c t'i of mort gagea tinder pres
ent conditions, hy which the farmer
paya from 8 lo I" per cent; but I
contend that noi in lite mortgage but
in Hie rate of lui ?rest lies tho cvll.i
Tho farmer who pays s and' 10 per
cent for money will never have means
for expansi?n, for intensifying his
ni .( hods and Increasing Iiis yields.
My theory, t'leti, is a larger mort
gage debt mid a smaller interest
account.
I udor existing conditions it ls but
fair to ray that hunks can not accom
modate fa mi ern al :i low rate of in
terest. They ur? part ol a system
that has li'ioii built up in the interest
of t'su city mon with government
sanction. '.M u ? Inive tho govern
ment amend thc laws in the founda
tion, agriculture, and the whole finan
cial superstructure will he healthier
and stronger.
And why may not the government
do these tilings? The recent order o?
the secret nv nf the treasury suspend
ing tho ruin whereby national hanks
wer- prohibited from lending money
on real estate was a tacit admission
that tho farmers hauls of credit lia:?
been unjustly legislated against, and
that thc needs of agriculture, the
needs of the whole people dependent
on agriculture, will jurlify not only
thc rlght?njs of ill ? wrong but en
larged priviicgea 1er this class of cre
dit. Liebt nt reasonable rules mean J
healthy expansion; deiit at excoastve
rates of interest means torpor if not
ruin.
Nothing for Hie Tenants?
Mut what or the tenon: class who
constitute fully nine-? i 'Jis. of thc
farmers of the country? They have
ito land to mortgage iven at tho high
rate of interest Die landlord must
pay. Their lot is hard indeed. They
pay from K^.to lu per cent for thc
mcnoy or- provisions furnished them
hy Hie merchant or landlord, and tc
this good day thc door of hope hat
bean closed against them to such ar
extent aa to rttake it next to inipos-:!
ble for any of them to live under theil
own vine and Hg noe.
Thero ls no calculating thu inercas?
ed production that this country lt
capable of if? by virtue of an act ol
congress, a large per cent of presem
Wiion a man knows that ho and hi;
children will sn rel v prolit by the lin
provoments he'pula upon his 'and. ht
has some Ineen^ive'to bring* thai l.tnt
lo ita highest s'tate of productiveness
Cive n man a iv "incentive, some thin;
to work to with' reasonable hope, ant
tn will lift himself to the hight.!
plane.-. Tbe- man who owns his lum
ls no better by nature t?an thousand,
who do pot own their- lands but own
ei.diip gives liim hotter, opportunities
opens up for him a broader lielci am
makes of liim a more stable citi/.cn
lt has been wolj . sajd "?har. he will
owns his soli ja in," part?cr?h;?> wit I
thc Almighty." "'
So fortilo hit- been our virgin i.oi
and t;o varied our natara! resource!
that wc hiivc given llttl" thought ti
shortage of production. - We want ti
hold our"monoply of r.iwi.ot.oi, -.ni
and yet your by yoar tho- supply i
falMng further behind tho demand
As previously stated, our grain am
corn supply is not keeping paco wit
our rapidly increasing population
willie the falling away of our mea
supply is actually alarming. Thc nc
cessity for intensive farming, fo
building up personally, owned homet
such as product? corn and meat an
eggs and vegetables, is apparent: bu
thc means to meet that dcina id ur
"Woefully wanting.
My hill provides a-system Mint wi]
give thu smaller fanner a low rate c
interest through national banks aa
yet give thc banks thc usual margi
of profit.
(?ranting, aa. I believe, tho major it
of my hearers will, .that there Ism
gent necessity for some such moasur
I propose to. show that this bili 1
practicable and will fully meet th
demand. - -
What the Bill Ito*. Idea.
Thc bili provides that- nation:
banks may establish land loan d<
Pertinents. This Is made a s?parai
department of tho banking sys ten
that it may not conflict with exlstin
currency laws, and for the furtht
reason that lt would bc folly and ni
nocoesary expense to thc. gov> ?-QUICI
to estnblish a hew system of b..nka 1
bo known as lan i-loan banka wHe
existing national batiks can do tl
work designed, wLl'undortake it onl
too gladly, and cnn do it better. Tt
president of the hank passes on tl
character and sufficiency of collator
offered. .
In order that loans may not be rou
tiplicd for thc pur po- c Of getting coto
missions regal dioso of the. sufficient
I ot collateral offered, national bani
?are required to buy 10 per cont
leach serial bond issue made th rous
their agency.,
lt it becomes ^necessary to sell.-u
der mortgage. any or all tho 'lani
hypothecated in any series, tho bat
must guarantee that'the land-> se
shall bring the amount ,duo On tl
mortgage at timo of sale, which r
qulrcment alone would rank .> the bal
officials cautious as to the desirablli
and sufficiency of his collateral.
Sums loaned-un<jtr this system' w
be refunded In easy- payments,- wi
Interest at 6 per cent per annn
running over, a period of IQ yea
when the whole amount* with intorr
will havo been paid. .., ? _n
?ne-tenth or tho principal loan
wilt annually, o? paid into a sinkt
fund, anil h?re again the. bank' gui
antees the stability, of that pink!
tnnd hy'giving' bon .'.'t?? cover r^apf
sibil?y . for.tUat;vp?rtlculsr fund.
And why 'lihoufd not tho govei
mont, become responsible. for pi
payment of all bono? ls*nod under this
hill? Million? of dollars arc atintla1
appropriated to carry on agricultural
experiments in this country, and il
has given us pleasure to vote for all]
these appropriations; but how much
more effective would be those experi
ments If they were carried to I?
landowning farmers where they are
now carried to one.
in guaranteeing final payment**of
tile bond<* lamed under thc provisions
of my bill the government assumes
absolutely no risk. The bonds are is
sued on mortgage of real estate for
not more than two-thirds its value as
pas ed on by the hank president. Tho
bank, the government's own creature,
ls located in tho same vicinity as the
borrower, and thc character of f
laud hypothecated or sough: to lie hy
pothecated is known to tho bank pres
ident, and there is no possible way
under this hill that UH- bank oliiciiii?
could accept inadequate collateral or
fleece the government except by
themselves .suffering Ur t.
The bill provides that the govern
ment and not the hanks shall issue the
bonds, because In this way they may
Ivs floated at par, bearing thu lowest
possible rate of interest. Tho bor
rower is too far removed from t .
nionev center- to get a loan even at
a high rate of interest, and so ho puts
his security behind the government
and asks its mediation. On more tuuti
one occasion the t'nitcd '.'.tates gov
ernment has borrowed money purely
on the faith of Its credit, but here if
ls secured, dollar for dollar, and IIH
n margin of one-third more than thc
face of any hond.
While we admit that mortgager,
real estate do not constitute the most
desirable banking paper, bonds issued
by the government, based on these
mortgages, are HS acceptable and ai
convertible aa gold notes.
There xxtk dh.awkfditioec-.u?lofz
I'liviife CapHal is Shy.
There is abundance of :i per cent
money in the I'ntted States, but crap
ital is proverbially uhy. Agriculture
is languishing for lack of developing
capital, hut the isolated farmer can
not reach thc real money cente
This bill makes the government thc
medium through which the borrowei
and the'lender can mee; on terms o
fullest coulidence for mutual a
vantage and for even greater ad
vantage to the government itself.
It will bo noted that undor t'
terms of thc bill the greatest amona
that can te loaned to any one persoi
is f2.*?00. Thc purpose of this provis
ion is that the benefits of thc bill ma:
be extended to the greatest posslbl
numbor. and especially to the sinai
farmer and tenant, who needs i
worst.
Now, let us consider some of th
' radical workings of thc hil. Takt
for instance, the small farmer wh
owns, say. 100 acres of land, value
at, say, $20 per acre-and I may ad
that this bill is Intended to roach th
less densely populated rural sections
where land values have not airead
Hoarded beyond the- reach u" tho ma:
of moderate means or no. means ti
all. Say he owes a thousand dollar
on hi.-- land, lt is difficult to get a
individual to carrv a mortgage for s
long on that land, and rarely will h
carry lt for less than X per cent intel
est: When he hus paid bia Interes
taxes, and'living e'xnenses ho has lil
tlo or nothing to put on his debt :
nothing to pul on improvements. Th
con.'eauoncj is many farmers fall t
meet their payments at high rates t
interest and some lose their lands er
Uroly. When under this bill the ma
gets a low rate of interest, stipulate
annual payments, and long time guat
anteed. he can carry his debt and in
prove lils property every year. Aga"
take thc tenant who always pays h?
runt and hi.- store account or his ban
note-and thc-re arc hundreds c
thousands of them who do so. bt
barely break oven ono year with ar
otlior- he has absolutely no chane
under our present system of crcdi
Suppose under this bill,ho proposes I
buy 100 .acres of land from thc lane
owner, who knows his good uualitit
at. sav, $20 per acre. The 100 acre
will contain a three-horse farm, lea'
lng 2? acres for pasture. If he is
southern farmer, tho regular cette
rent he has been paying- the landloi
was 6 bales of cotton, or, say, 3,0<
pounds. This at, say, 1.3 1-4 cent
which ls less thun today's market,
worth $31)7.00. - j
Now. the landlord -, cannot walt :
years for his money, nor 1B he abloV
tako only 5 per cent intorost. So. ui
dor the provisions of this he soils li
acres; of land to his tenant, waivli
U^o.-first mortgage. Thc.tenant thl
gives his first mortgage to a nation
bank as part of a serial loan, and 1
turns over th j cash received on th
mortgage, together with a secot
mortgage, to the original landownc
The landowner can easily wait for tl
balance of his money, even nf a lc
rate of interest, and thc-' tenant ci
moot his annual payments with Is
than he has heretofore been payli
for rent.
Let us ase if. thia la not u fucL T
annual payment or principal, duo f
bank will be.- $ir>u. The .first/yeat
Interest will be $76, making n total
132.5. and leaving a margin out of wh
has - beon his annual, rent paid .
$173,50 to be applied to the BOCO
mortgage .hold by the former landloi
Tho accruing, interest grows small
and bmaller each year until {he la
wheh It will bs $7.50, making the fit
1157.50. . . .
lt ls thought by come that tho avi
age 100-aeres of land will- not furn!
more than n 2-horsO furnia which
will grant for Bake of argument. Tb'
doduotlng one-third from; tho ? ust
rent for a 3-horso farm, which In d
.irs, as above figured, would'arnot
to $3fi7.no, we have Tor a 2-hoi
farm. $265, enough to meet the pi
ment of principal . and interest a
leaving a balance at Ito to bo appl
to tho econd mortgage. Let. us kt
in mind the fact that the landlord I
heretofore gotten nil this, which
orilla' fal*' rctflrh on 'his f?vc^sttaiet
end what tho tenant ia able to ole
above his ront and necessary expeni
-end a few chfar sofnething-only :
him belier for improving anti building i
up hia fa rm, _ . j
(?he ihn Tn;mt a ('honr?.
Now, while I have .said ol conditions I
in the coltan belt l? au o 1 have per- j
gonai knowledge of conditions there, |
crop values-, lhere uro perhaps lillie,
if any. better than in other agricultu
ral scellons, and the per rent of ara
i ble land to tho hundred aero will not
average aa high a; In Hie west and
northwest.
Now, Mr. Speaker. I plead that ?in
opportunity may be given (he tenant
ih the colton heit for illustrations, nut
one of you who conics from an agri
cultural or semi-agricullural ututo hut
has honest. Industrious citizens of
your own flo*h and blood, in a sense,
1 who are forced all their lives to pay
rent to, some landowner because ta? j
cannot get a start in the world. It
their Inuit ; il is not the fault of the
landowner, who has been their best
friend, bul is the faull ol' a linaiiclal
j system that has discredited tho farm
I cr's brawn und brain an:' despised lila
, Ililli a.; a baals of credit.
Ulva I hese men an opportunity un
der the eyes of your own agents- I
national banks-and 1 guarantee that '
i you will see a revolution wrought
I in tlie connu* 'tatton, improvement, and
productiveness ot farm lands that the!
I wildest dreamer could never have
conceived of. I
" Ulvo these men a chane", and you
.a VI have better fchuola, better
chinches, better government. j
Give these men a chance, and tho'
high cost of living problem vanishes.'
i for tim man who lives on Iiis own land
i will produce his own meat and corn
I and some to apare, whereas the ton
I ant must stick to thc more r^ady sal
! ailie crop to meet Iiis lien or bank
j note. (Applause.)
Now, Mr. Speaker, I have iini-ht".'.
and if there ls any member of this
house who does not beievo this bill
I will meet the growing demand, the
crying necessity for some such in? v
' ure, 1 wilt bo only too glad for him
I to point out its defects. If thc bill can
be amended to advantage, I will g'i.i
I ly accept such amendments. While I
j believe everv possible objection to tho
, bill can be rcu.-onubly answered, I
will not stickle as to form if you will
, join witli mo on the general proposi
tion to give our farmers an canal
chance with all oilier vocations, since
ail others aro Indirectly dependent on
them. .
My sincere wisli is that yon will
join with me in obtaining early a.*
favorabe consideration of thc bill anf
that it" may soon become law. \V?
owe lt to thc man at home, who has
been laboring year In and your out
with little or no hope, and to delay
action or to defer lt to tho next ses
sion i? to fall short of our duty to a
very large per cent of our constitu
ents.
Why ls Thia Thus?.
Every married man knows how
mnch easier it Is for hip. v.ife to dis
cover a hole in his pocket than that
a button Is missing from his coat.
Exchange. .
But Never to Our Shekels.
"What ls your definition of 'filthy
lucre?' " "That's a derogatory term ap
plied to other people's money."-Bal
timore Sun.
Talks About the Home City.
? "Teach the facts about your home
city in tho public schools," urges the
bureau of municipal reaBearch, Now
York city.
The Whole Hog.
Playwright-"Waa Grasper satisfied
with the part assigned him in.my new
play?" Manager-"Was Grasper ever
satisfied with 'part' of anything?''
Judge.
Just Between
Ourselves arid
The Lamppost
By MOSS.
TH IH ls a little
heurt to heart
talk. It's meant
for the business
men of this terri
tory, for those who
advcrtlso and for
those who ought
. Friend, you must make your
customers buy from you MEN
TALLY before tbej purchase In,
ACTUALITY.
You. must arouse ant) interest
the m)nd before you can roach
ute pot-kefbook. .Thought pre
ce'iw.aciiub.
>lnk? the FAM.?LY .CHICLE a
. 8p0riM NU, CENT En. First go
nffef. the ninney spent mentally
hy*, tho 'rireal?le, ''t?et yphr &1J-':
lng: stor^ reaUy for the psych>
logical' buying moment.. Moke
lt a?i effective ns you know bow.
Giro it a riTSCli. Ma ko e very
fen lure il VITA!. FAUT. r-IJst
the URTA I US; Thy. 'topple want
to know all you have to. say.
Tel! tho WHOLE story. Ham
mer your' persuasion boma -The
result* thou lie bc- vcen your
competitor and yourself.
fl em ember, this, - newspaper
takes yon into the homes of-the
BUYING class of pepple.i toft
' can tell your story where iv* will
do the?.tnwt good. TelUt the
WINNING ?ay, We.ll?eh*fcm
put,ZING into your, copy, ll goa
want us to.
Why we want
Small Accounts
Ho you realize that a hundred
?mall ucrounta make a bank
stronger than a dozen ..TRO OIICB
even if they aggregate the same
total of deposits?
Thai's why wo' uro constant
ly seeking new customers. Wo
want as wide a circle of friends
and customers us possible.
Of course, large accounts aro
welcome, ton. for lt ls our pur
pose to serve ALL people.
Hut we want men and women
of Untiled means to know that
this bank ts willing to accept
their deposit** and give them tho
advantage of our m.vice anil uv
erv rael I ?ty of the Institution.
If you arc not a bank deposi
to? at ali ?onie in and get ac
quainted with/na. We will bc
?.ad to talk tilings over with
nu.
Citizens
National Bank
You will be doing yourself
a good turn by installing a
GAS RANGE. We sell
them 'under the ptrbrigest
guarantee.
. Easy terms-$2 down and
$2 per month.
Anderson Gas Co.
EVANS9
Fruit P.owders.
Hy the use of this powder
Pouches, Pears, Plums, Herries,
of any kind, Fruit Juires and
snch vegetables us Tomatoes,
Heans, etc., cnn he preserved
without thc usc of air tight cans.
Sufficient ci mm Mi >? to preserve
-IO lbs. fruit for 25c
At all. our Stores.
Evans* Pharmacy
TH KKK STOKES
When You Buy
Spalding
Tennis Goods
YOI* BI;Y THY BEST.
We are sole agents for
-Spalding
Sporting Goods
in Anderson.
Fant's Book Store.
Lander College
(.KKK*WOOD, S. <V
Standard College for Young
Women.
Also Music, Art, Hairiest lc Science,
Millinery, Stenography.
Preparatory .Department
OPEJiS SKITEMBKU 10, ?9U
Send Pb A Catalogue.
i ; Vr? i i j j Y i ns
? . ?liford CUSP Mistrial
. Albany. [Ni Y., july 4.-Tho Jury
that heard the caso of Malcolm Oif
?rd, Jr., son of-a wealthy Hudson
manufacturer, charged with 1 having
murdered Frank J., Clute,'a chaffeur,
had railed'to*! reach ?verdict lato to
day nnd was discharged by County
Judge Addington;. The Jury waa out
24 hours.
. Jonn-.nl 1st Pardoned..
" Hf^ana, Cub?, July '4.^-"PresIdattt
Menocol today pardoned Enrhiuo Ma
ni,, the CiihRaJouf ii^is.tV w,>j> fn Au
gust. 1912 wan sentenced tp i-,v?.y?ars
nnd a half imprisonment for assault
ing Hugh Gibson, then. charge d'at
fairi* ot the American ?egnt4?;i licr?,