Historical Newspapers of South Carolina

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4UK ENABLES MANY TO BECOME FABM OWNERS By getting Long Time Loans From Federal Land Bank > _ LOW INTEREST RATE IS ONE INDUCEMENT Farmers in West Are Grabbing All of the Advantages They Can. Up to last Monday only seventeen mortgages had been recorded in this county from Ilorry farmers to the Federal Land Rank of Columbia, although the bank has been in operation and local associations formed for about two years. This indicates that farmers in Horry, like in other Southern sections, have been rather slow : to take advantage of the system. "Farmers of the southeastern sec- ' tion of the country arc not showing the same disposition to avail themselves of the benefits ottered by the federal land bank as are the farmers of the west and Northwest," sai I K. H. Welch, registrar of the Fedora. Land Hank of Columbia recently. "We have loaned out approximate-l lv $9,000,000. Two and one-half million dollars have been leaned to farm ers of South Carolina; $1,250,000 i* Georgia; $1,750,000 in Florida, an ! about $3,500.00 in North Carolina. Georgia, as compared with North and South Carolina, is behind. 1 feel sure that many farmers do no' understand the purpose of the lanr bank; do not realize that its sole oh ject is to subserve the agricultura interests of the country. It is no organized for profit. "The federal land bank make J farming safe for the farmer. It wi'l j not only enable the man on the farm to cease simply lasting, but it will help him to actually live like the producers of the nation's wealth are t i 11 f?/l n f n litm ivitUrtnl ,w? afraid of tomorrow; to live subservient to no man as his debtor, and to live with such surroundings of modern comfort and convenience as will j tune the moral forces of his nature \ foi right thinking, pght acting and right living." How It Works. "The federal land bank is confine J in its operations to loans upon lands i Farmers can borrow to the ;.unoun* ; of 50 per cent, of the appraised ag ricultural value of the farm. Farm crs benefit in two ways by borrow ing from us. First, the loan runs for a long time, and the rate of interest charged is low. And the debt is paid by the amortization plan. Now, suppose I borrow $1,000 from a federal land bank and $1,000 from an old line mortgage company. We will say that both loans bear 5 pel' cent, interest and that the loans arc to run 36 years. I would pay to the l ^ ' * iand oanK tho first year the sum of $00.44 of which $10.44 would be accredited on tho principal, leaving a new intereest bearing1 principal of $989.50, the remaining $50 which T paid being accredited as interest. At the same time I would pay $50 to the mortgage company to he credited as interest only. Each succeeding year 1 would pay to the iand bank $00.44 and to the mortgage company $50 until the last year when I would pay the land bank $59.88 of which only $2.85 would be credited as interest and the remaining $57.0:; would be credited on tho remaining principal illicit it would exactly pay. At that time I would p.uy to the mortgage company $50 and still owe the full amount of $1,000 which I origirvxlly borrowed. You will note that 1 would have paid to the land bank $10.44 during each of the first 85 years and $9.88 on tho last yea* )l\cin T ?-?'? '1 ? .... 11 - ' - ' 1 u vuuii j j/?ni annually lO III' mortgage company. This only amounts for the 30 years to $375.28 and yet ,1 debt of $1,000 has been 5aid. This represents a saving of exactly $024.72. How was it done? "Weil, on the amortisation plan 1 would have paid to the land bank in interest and the sum of $1,175.23, while to the mortgage company I would have paid during the same time $1,800. Here is a difference in my favor between these two interest amounts of $024.72 which, when added to the $375.28 actually paid on the principal, makes the sum of $1,000, the exact amount of my loan. This is the result when the interest rate is 5 per cent, and th " term 36 yr.ars. "But this illustration fails in that it assumes that the mortgage com Rheumatism Back < With No Let-Up In Its Torture. | Pretty soon you trill be reaching for the liniment bottle again, for the i millions of little pain demons that i cause Rheumatism are on the war- i path. Winter weather seems to awak- i en them to renewed fury. i But your Rheumatism cannot be < rubbed away, because liniments and 1 lotions cannot reach the disease. It j is in the blood, and only a remedy 1 that goes deep down into the circula- ] ..'any will loan at 5 per cent, Soi pose the interest charged by th mortgage company had been 8 instead oP 5 per cnt. Then I wcul* have paid to the. mortgage companv in intorest $2,880 and to the lan oank $1,175.28, a difference in my c'avor of $1,705. This represents : saving in an amount not only large enough to pay the entire borrowed principal, but an excess over that ot fclOS. In other words, the land bank would have saved me not onl> enough to pay off the entire loan but it would also have left me for improvements on my farm the sum of $705." "And again," said Mr. Welch, "in addition to these advantages there is the right on the part of the lan 1 bank to indulge, in a proper case, the farmer who is in default. Under the act, the land banks have the right to carry a loan for a defaulting farm or for a period of two years. O ! course the exercise of this right will depend in each instance upon th particular facts that give rise to tin cU fault. A farmer, be lie ever s industrious, may have his crop ruined by drought- or hail storms When such a situation has been lab before the land bank .and it ha: through its own means of invostiga lion, found the facts to lie as represented, it has full power to indulge the unfortunate farmer until ti season comes around again, wlv their fields will yield the ir accu vOmed 1 ,'reest and enable them osume their payments. "I feci sitre th.at when the farme in this section of our country tak the trouble to investigate those lan hanks, to ascertain what they are b tended to do, that they will mak a much grc.ater demand upon them.1 [OP-WORKING SEEBUMC PECANS. Jlemson College.?Suecesa In top working the pecan depends not alone on the art of budding. The preparatory treatment and attention previous to the nudding season is ot prime important e, and best results are obtained only bv strictly observing all phases of the work. Although greatet success is secuted on trees ten inches and under in diameter, larger trcoa may be successfully worked; but a* an extensive commercial propositior it is scarcely advisable. Prpnapiln.? *- A * - v v*i a wwi y n cdimcni ot the seed j ling trees must be begun during the' dormant season, preferably in Fobru ai y. The general rule is to cut back all limbs to stubs from 8" to 12" ir length. Limbs over 3" in diametei should be cut back two to three feet from their bases, or to where the diameter is not over 3". In cutting back trees of 4" and over in diameter al ways leave some of the smaller branches and several of the larger ones to furnish leaf surface until the tree can force out new shoots. In some cases, the height of the, tree has also to bo considered. Topping should be done at a place where several branches are well placed to| form a basis for a good head. This height will vary with the diametei and the number of branches. The top should be removed with a sloping .cut Just above one of the stubs or a small branch. This promotes healing and prevents rotting. Apply a coating ol white lead "and linseed oil to all cut surfaces. The trees are now in shape for forcing out shoots upon which the buds aro to be placed, and will domain! no further special attention un- j til summer. About tho middle of Juno thin out Bomo of the numerous shoots, leaving two or throe well placed vigorous onot on each stub. This will increase thf development of the remaining slioota ?o that they will have attained suftV cient size for budding by August. 1 Buddl/ifl.?Jp this ariifiljL ring buA K?ms PFD W> J?l Breaks ud fa Cold. Good lor Bronchial Inflammations. Those who object to liquid medicines can secure Pcruna Tablets THE HOfcftF matA on the Job its Old-time Fury tion, and routs out the disease germs, :an rid you of this disabling disease* S. S. S. has given some -wonderful results in treating Rheumatism. Bong a purely vegetable blood remedy, ,t purities the blood of every germ, ind thus removes the cause of Rheumatism. Get * bottle to-day at your irugstore, and start on the right treatment thai will get results. Free advice about your case oan be had by writing to Medical Director, 26 Swift Laboratory, Atlanta*. Ga. ding only" will be considered, as it it the most successful method. Before' ring budding season, late July throj August, a specially constructed knife i must be obtained and fraxed cloth pro j pared. Tlie budding knife is made' by securing two ordinary budding knives to the sides of a small block' of soft wood so that the cutting1 blades will be parallel and one inch apart. I For budding cloth use ordinary bleaching. Tear into strips 12" wide and roll tightly on small round stcks. Tie and submerge in a hot melted so tulion of grafting wax for a half hour The formula for grafting wax is: rosin 11 Ms lb3., beeswax 2 lbs., tallow 1 lb. Put these into a pot, melt, and mix thoroughly before placing the cloth therein. | BucJ wood should be selected from well developed shoots of the present season's growth, from healthy productive trees of known variety, liv wrapping bud wood in inoist burlap and placing in a cool shady place it can be kept, for a week or ten days, but it is best to have it delivered ir smaller quantities every other day. Varieties suggested are Stuart, Schley, Moneymaker, and Curtis. Performing the Operation.?The operation of budding is simple, yet requires practice and carefulness. The buds are usually set about G to 12 inches t'roin the base of the limb and on top of it. Always select a smooth round place. With the knife ring the limb being careful to make the cuts straight so that they will coincide when they meet. Select a good bud from the hudstick and do likewiso. Now remove the bark from the limb by slitting it down the back and irizing it up with the point of the knife. Remove the bud right likewise fvnd insert it in the cut made on the limb. Tear a strip of waxed cloth about V6 inch wide and 18 inches long, and starting below the bud. wrap it firmly in place. Leave only the tip of the bud out. If the bud ring of bark is of greater circumference than the limb, a small piece may be taken out. so as to make it fit closely to the limb. On the other hand, if the hud ring will not meet, around the limb, a small strip of bark may be left on the J?mb. It does not matter if a small i open place is left between the edges' of the ring. In fact, some budders make this a practice, for this gives room for tlie swelling of the bud ring. However, it is essential that the on da of the bud ring come in close contact with the bark of ihe tree. After 21 days the wraps are removed from the buds, and at ?his time, under favorable conditions, you can tell who.'her the bud has set or not. After Treatment. ? When growth starts the following spring, all tops' should be removed from branches on which the buds are living. These! tops are cut off aoout 10 inches above the bud. ?nd the bark skinned off froin 1" above the bud and upwards.' The shoot from the hud is tied 1*> th'Js i 10" piece of limb to prevent ils being broken olV by the w.nd. A ll sproutsccmirs out on the branch must be i removed and oniy fno inserted bud should be allowed to grow. Some time^ during the following winter, the ten-; inch stubs to which the bud shoots' have been tied must ho cut back close to the shoots. That so/no form of protelu (slum m'lk. V.termilk, tankage, or meat s< ~ap> is needed to keey up egg p/oductioa? e HKLP TO MARK BALLOTS Columbia.? The House of Rcprcsen I.dives passed a bill which will perir.it a person, who cannot read or write to have some one mark his ballot for him. There was consider- ; able discussion on the moa: ure be- | Core it was passed. Some of the . me mbe) s of the house feared it would bo letting down the gap but he measure was finally passed. It will probably meet with a great j ileal of opposition in the Senate however. una I?.,bf1Wi LVlin. All the time Mr. Robert MeDougall, R. R. No. 6, Liberty, Indiana, writes: "I wish to state that I always keep Peruna In the house. I think it is a good medicine to 1 have on hand. If I commence taking a cold, I fnko Peruna and it breaks it up for inc. It Is also good for the Bronchial 1 Tubes." i Peruna ha9 served the Amer- I ican people for moro thr.n forty years. Those who know its value 1 always have it at hand. Why i not you? | li, O?WAT, ?. O. I Those whc I ed that sc I behind th I Royster's i I Those whc I chance no I sense appx I Those wh< I orders noi 8 plied with * / I h \ * j Orde r. s. ro | Norfolk, Va. F.ichmo ; ton, N. C. Columbia, ? Columbus, Ga. INCUBATORS AND BROOD ERS FOR PROFITABLE CHICKEN RAISING. Clemson College, S. C.?Recent ly many letters have neon re eelvod by the Poultry Division askini for information relative to the use 01 Incubators and brcodeiu in hatching and rearing chickens. The high cos; of poultry foods and the great demaiiG for fresh eggs and frys have convinced poultry raisers that it will pay to use a dependable system to obtain chicks this year. The old sitting hen will not work when we want her to. She and her friends iefuse to go broody in January' and February, but they fill every available nest as soon as the weather turns warm and the time of hatching the best chickens is over. "My hens would not sit early and I pnill/l nrvt Kim <> "" " " ~uuj wii/ suiurs, is | heard every summer and fall by owners of little chickenu. Any one who likes poultry can op crate an incubator successfully. It is necessary to turn the eggs morning 1 and night and fill the lamp once a day. It is not necessary to examine a good 1 machine more often than two or three times daily, when the above work can be done. ' Every incubator is equipped with a 1 thermostat to regulate the tempera- 1 t ure. The more popular types of kerosene 1 lamp incubators are heated by hot air. 1 although there are some good style*. I heated by the circulation of hot wit or. 1 The main advantage of the hot air machine is that of durability. I The past year has found the electric ncubator springing rapidly to the I ^ (rant. This machine can now bo ob-; ained for line on any voltage. It is . also made to bo used with one of the ! homo lighting systems found on many South Carolina farms. The cost 01 . operating an electric incubator is no1 greater than that of a lamp machine j The temperature can be maintained j at a uniform degree and the machine can be placed in any room of the house. j V* I - n- * ~ 1 n i? uhuiuiy louna cnai a proiuaoio 1 size !ncub?t^'' Ja buy is one with a ' capacity of about 240 egg's. Tlio size 1 containing from 120 to 160 eggs is also ' popular with poultrymen who <lo not' desire to raise more than 200 or 300 * chickens a year. However, a large in- 1 cubator when only one-half filled will 1 give as good hatching result* as a * smaller machine, ao that a big ma* < chine givoe you an opportunity to ^ hatch eggs for others or hatch suffi* y cicni chicks to sell the surplus to your * neighbors. The best size for an electric machine is about 150 eggs. Just now these machines are rather high 1 in price owing to little competition, < but it is hoped that within a short time > are thoughtful ha\ tmething more than le remarkable pop Fertilizers. ?have investigated, f r magic, but simply 'eciation of values. 3 are prudent are pi w and insisting on TRADE mark REGISTERED. r early and avoid disappoint YSTER GV7I nd, Va. Tarboro, N. 0. Charl S. C. Spartanburg, S C. A1 Montgomery, Ala. Baltimore, tho price of the electric will be about the same as the lamp-heated incubator. The better types of incubators are built with double walls with one inch or more of insulating material between the walls. This prevents tho tempera' lure of the egg chamber being affected vitally by changes in the outside temperature of the room. The cheaper incubators have simply a single wall or a double wail with a piece of pasteboard between. It does not pay to buy the cheaper incubators made in this way. Some machines have a separate compartment below the eggs into which the chicks drop as soon as they arc hatched. This i? a convenience, but. it is of no special advantage. The average number of chicks hatched from tho eggs placed in an incubator is about one-half. Wheat you buy an incubator It is well to order one or more portable brooders, allowing 50 chicks to each brooder. Most of the manufacturers rate the capacity oi tneir brooders at about twice as many chicks as they will satisfactorily rear. Those portable brooders are about two feet in diameter and stand on three cast iron legs. Tho kerosene lamp is under one side and a woolen curtain surrounds the lower part of the brooder. The baby chicks push under this woolen curtam and the heat of the lamp keeps the inside of Lhe brooder at the required temperature of ninety to ninety-five degrees. It is <a simple matter to raise in cold weather almost all the chickens In a brooder of this kind when it is placed in a bright room. Later on in the season when the days begin to get warm, the portable hover is preferably put in a small wire front house. An incubator and one or more broodsrs will enable any one to hatch chicks when he wants thorn. February and March are the; two best hatching mo lis of tho spring season. Pullets hatched these months will com mence to lay in the early fall and cuu* :inue to lay during the winter. It la jaay to keep a pullet laying during the :old weather hut it ia difficult to stall l' young pullet to laying until after ho colder weather is past. Then the >ld hens which liavo completed their nolt begin laying. This is why it is t>e?t to hatch pullets early and have them laying when the price of eggs is so high in the fall. Extension Bulletin 16, "Poultry Cul... a it. n w ' ,ure ii/r wmuh uurouna," WHICH Is nailed free to any one by the Exteniion Service of Clerason College, contains full directions for operating Incubators and brooders. The Poultry Oivislon will be glad to tell Any one rhere the best makes of tncabfttori tnd brooders can be obtained. J I Th'it potatoes and other st&flnhy: regetables can save wheat if you use hem in bread or instead of bread? mmammmmmmmmmmmmm t e conclude t chance is ulariiy of ' common! acing their being sup- I s 1 . ment I, * lNO CO. I lotte, N. C, Washing'- I Hi tlanta, Ga. Macon, Ga.. K Md. Toledo, 0 Trance demands . stricter terms A $ Public Sentiment in France Increasingly Alarmed at Germany's Insolence. Paris.? France was looking; toward' i Germany with increasing uneasiness i I lomgnt. I The enemy's attitude was regarded as becoming daily more insolent. Chancellor Kbert's speech at the j opening of the national assembly in j j Weima, when he warned the allies I that Germany would refuse to par ticipate in the peace settlement if the terms were too severe, was felt to be actually menacing. "The armistice is to be renewed ^ February 17. French newspapers demand that action be taken then to i render Germany positively incapable j of renewing hostilities. They point ' out that terms of the armistice have j been wilfully flouted. Allied demobilization is greatly desired, bu^ the press contends it is impossible until \ the menace is squelched. They charge Germany with playing for m time, as she openly speculates on dissension among the Allies. "Delay means a muddled peace** declared The Temps. "We moist* oblige Germany to furnish additional guarantees. A mighty outcrv 1 '* would bo certain from Weimar, and the various German Factions doubt- > m lcssly would unite against us. Neveitheless decisive action is ird^fcrative." A Berne dispatch today raid that Ebert's speech was lauded throughout Germany. The Berlin Tageblatt demanded that the government refuse to sign a "dictated peace." ? 1 ' o A Tonic Laxative that will remove the bile from th?. Liver and cleanse the System THOROUGHLY without urinlna V* VJIOWIU muh uie stomacn Is truly a Perfect Lex* stirs. LAX-FOS WITH PEPSIN Is the name of s Reliable and Perfect Laxfdgn which soon relieves Sick Headache, Dizzlne?6,tiidlgestlon. Stomach Trouble, Gas and Piles catted by a Torpid Liver and Constipation. Always use a Reliable Laxative In the treatment of Colds, Grip and Influenza. _ LAX-FOS WITH PEPSIN U a Liquid Digestive Tonto Laxative excellent In its effect on the System, both as a tonic and as a laxative. It to Just as good for Children as for Adults. Pleasant to take. Children like It 60c. . . . Made and recommended to the public by Pans Medicine Co.. St Louis, Mo., manufacturers <* Grove s Tasteless chill Tonic. W m