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PERSONAL MENTION. People Visiting in This City and at Other Points. ?Mr. and Mrs. J. B. Brickie spent Sunday in Branchvilie. ?Dollie Felder. of Mullins, spent a few days in the city this week. ?Mrs. Rex E. Smith, of Columbia, was a visitor in the city last week. ?Capt. \V. R. Watson spent the holidays with relatives ar Johnston. ?A. M. Den bow left Monday night for New Orleans on a business trip. ?Miss Dorothy Hoover, of Hamp U ton, spent a iew uavs in me cit\ iusl | week. m ?Miss Helen Weissinger. of Black| ville, visited friends in the city last week. ?Mr. and Mrs. R. M. Bruce visited relatives in and near Branchville last week. ?Mrs. J. C. Folk, of Orangeburg, spent a few days in the city last week. ?Tom Risher, of Charleston, spent the week-end in the city with relatives. ?E. E. Herlong, a former member of the Carlisle faculty, was in the city this week. ?Mrs. C B. Huipt. nf Oharlpston. visited her aunt, Mrs. H. J. Hays, the past week. ?Misses Blanche, Edna and Eva Mae Spann are visitors in Columbia this week. ?Misses Dixie and Frances Faust, of Macon, Ga., have been visiting friends in the city. ?Mrs. W. O. Guess has returned home after spending a few days with relatives in Smoaks. ?Rev. and Mrs. W. J. Snyder spent the Christmas holidays with friends in Batesburg. [ ?Miss Lalla Byrd is visiting in Columbia before returning to her L school* at Ninety-Six. L ?Mrs. C. O. Daugherty, of North, * spent the holidays in the city with Mrs. Glenn W. Cope. ?Mr. and Mrs. T. J. Rentz visited relatives in Atlanta and other points in Georgia last week.* % ?Mrs. C. C. Courtney has returned home from a month's visit to relatives in Aiken county. ?Miss Marian Keel, of Allendale, spent the week-end in the city visiting her brother, Harry Keel. i ?Rhett Turnipseed,^ student at f Wofford college, spent a part of the i holiday vacation in Bamberg. ?iMrs. 31. A. 31oye and children, of Charleston, have been visiting at the home of Mrs. S. A. Rowell. ?H. E. Johnson, of Martin, S. C., spent several days in the city last week with his bi other, 31. T. Johnston. \ ?3Ir. and 3Irs. George Cabell, of i Nashville, were visitors during the I Christmas holidays of 31iss Addys F Hays. ?Mr. and 3Irs. D. J. t)elk returned Tuesday morning from a visit to 1 Rev. and 3Irs. J. H. Danner in Charleston. ?3Ir. and 3Irs. Thurmond Hern\ don, of Charleston, spent the weekend in the city with 3Ir. and 3Irs. J. H. Hutto. ?3Ir. and 3Irs. W. A. Waters, of Charleston, spent the week-end in the city with at the home of*3Irs. E. i * A. Smoak. I ?3Iiss 3faggie Zeigler spent a few days this week with friends in Xew[ berry before returning ro Greenville Woman's college. ?Col. F. N. K. Bailey, president of j B. M. I. at Greenwood, spent a few - days in the city this week at the home of Dr. J. B. Black. ?31rs. W. 31. Brabham, of Nashville, has been spending the holiday season in the city with her parents. 9 Mr. and Mrs. J. W. Stokes. Br ?Mrs. P. K. Xepapas and little W daughter, Atheria, of Columbia, are | spending some time in the city with V Mr. and Mrs. G. A. Ducker. i ?Miss Elizabeth Inabinet. who has been spending the holidays in Newberry county, spent the week-end in the city before returning to TVinthrop college. ?Miss Katherine Rhoad has returned to Columbia college after spending the holidays with her parents. Mr. and Mrs. J. G. Rhoad. at Hunter's Chapel. ?J. D. Brandon and Dr. L. C. Merritt, the popular young farm demonstration agent and county vetiernarian, spent the holidays at the home of Mr. Brandon in York county, returning to Bamberg the last of the week. v Boating the News. A corporal in the 339th United States infantry has just received official notice that he is dead. Once in a great, great while, these days, a letter gets ahead of time.?Detroit News. WM. G. McADi TH William Gibbes .McAdoo, former secreiar;. of t;ie treasury, recently i gave out the following statement of his views on the present financial con-( dition of the country: As I see the situation, the country cannot look with indifference upon the distressing situation in which the farmers find themselves because of the tremendous shrinkage in the value of agricultural products. cannot excuse inaction nor dismiss the matt a-r w i t V? ti rvhcovvatinn flint dp I t vj-x >>11.11 ci ax\.i \/ v v a?w v x. ^ j fiation is necessary, and that farmers must, take their medicine along with the rest of the country. The farm industry is basic to the life of the nation, and possesses a superior claim to'-consideration, not alone because its prosperity is our best protection, but also because the farmer, by the very nature of his business, is more exposed to adverse influences and has less protection against them than any other class. The bulk of his crop matures at the same time and if forced upon the market all at once or in a short period he may not realize even the cost of production. To have a chance to make a fair profit he must have credit to carry his crop for a reasonable time. He must have ample, economical and prompt railroad transportation to get his croD to market at the times when! i he can sell advantageously, and he! must have sufficient, convenient and ! roasnnahlv rdipnn storaae facilities fori the conservation of his crop while \ waiting for a favorable market. It is in the highest degree to the j i interest of the people as a whole that j the farmers shall have these facilities and opportunities so that speculation j ana greed may not thrive on his mis-j fortune on the one hand, and that j the consumer may not suffer from the extortion of profiteers on the other, j When colossal losses like those the! farmers are now sustaining overtake i them, every line of industry suffers.: factories close, business shrinks, la- j bor is thrown out of employment, and j confidence is seriously shaken. We j are already experiencing these un- j happy consequences. . I I . Of course prices in the United States could not be kept permanently j 011 an inflated and artificial 'basis.! Deflation was necessary and inevita-; ble but the processes of deflation are frequently more dangerous than the j processes of inflation. It is easier to climb trees than to come down. For this very reason the readjustments through which all industry and business are now going must be dealt with intelligently, and eased in every reasonable way. It is the imperative duty of those in civil authority and of those who control credit to exercise their powers so as to prevent needless distress and preserve confidence. I am frank to say that I think that the policies thus far pursued with respect to credits have been too dras~ ... 1, Vi T o tvi crli t lie, UUl U IICLHCI Ul 11UI X exxxx x i?ai, am sure that the situation should now be reviewed in the light of existing conditions. A more liberal policy about credits should be put into effect immediately. I think that the reserve bank rates could be prudently reduced and that member banks could be safely encouraged to make loans on agricultural products and to busi-; ness generally on reasonable time to those who can give adequate security, and that the whole situation would be beneficially affected by this procedure. Every intelligent person sympathizes with the effort to prevent speculation and the use of credit for purposes not beneficial to the general interest, but a wise discrimination should be exercised, and certainly the primary producer like the farmer should not be forced to bear the brunt of the sacrifices. In many parts of the country, especially in the agricultural districts, credit is almost entirely wanting and in many lines of legitimate business great losses are being sustained because of the restriction of credits. The point I wish to impress is that deflation has been carried so far and with such rapidity that we must now , reconsider the situation, make an effort to prevent further distress and suffering, and bring about a revival of industry and confidence. With this in view, we should make \ every effort to stimulate and enlarge our export trade. This is especially important to the farmers because approximately f>0 per cent of our export trade represents agricultural I products. European nations desire ! our cotton, grain and other products, J but have no credit. It is to our interest to supply that credit. I therefore think that the revival of the war finance corporation is highiy desirable. I believe that it can exer| c-ise an immensely beneficial influence i upon the export trade if it is operated 1 on a sound and liberal basis, l DO ON E SITU A TION Tiie recent action of the ieayne of nations at Geneva for the establishment of an international commission to consolidate the credits of some of tlie central European powers and utilize them in the purchase of American commodities, is an im] ortant step and offers a new opportunity for helpful service by the war finance corporation. r^veiv lniiuciivc ui 111c ci naicui should lie promptly exerted to secure a prompt determination of the amount of the German indemnity. So long as this question remains unsettled, it is undoubtedly true that there can be economic rehabilitation of Germany and of the central powers, and so long as this continues their credit and buying power is reduced to a minimum. If the German indemnity were fixed, it would enormously help the economic situation throughout the world an immediate market would be opened for American food, cotton, and manufactured products which would not only relieve great suffering in Europe, but redound to our own prosperity. It is a great pity that the peace treaty was not ratified promptly, as this would have put an American representative on the repatriations commission and would have enabled our government long since to have brought about a settlement of the German indemnity with benefit to the entire world. I have long been convinced we ought to reestablish trade relations with Russia, it is not necessary to recognize the soviet government, to do this. Why should we refuse to let people in distress in Russia or elsewhere buy our products, if they can pay for them, no matter what form of government they may choose for themselves We have always stood for the right of peoples to determine their own form of government and 1 must say I have never been able to see any reason for our stand that we must not-trade with Russia because I we do not like or do not recognize I her existing government. The open| ing up of Russian trade?and 1 am sure that it can be accomplished under conditions that will reasonably I protect our citizens?would be very | helpful to our business situation. | Of course, taxes ought to be readI justed and reduced. Last March I | publicly advocated funding a large i part of our floating debt. This could j be done, and should be done, so that I its pressure may be taken off of tie American people, ana especially off of business at this time of unavoidable readjustment. The tax burden | should be lightened and can easily I be by funding two billion dollars of j the floating debt during the next two years. Why should we continue high taxes merely because a relatively few people think it sounder policy to compel the present generation to pay still more of the war cost than to pass a reasonable amount of it on to future ! generations? Unfortunately the present congress ! has refused for two years to do anyi thing to relieve the tax burden or to ! prepare for tills inevitable period of i readjustment. Taxes should be reduced at this session of congress. There is no excuse for delay. It is essential that the business interests of the country know at the beginning instead of at the end of the year the basis upon which business must be conducted so far as taxation is con cerned, and be able to go forward with certainty and confidence. One j of the grievous faults of the tax legI islation of the last several years was its enactment by the congress at the end of the year with retroactive effect for the entire year. The congress should address itself unsparingly to economy in expenditures. Genuine economies can be effected by intelligent investigation and legislation. The responsibilty, however, rests upon congress itself, because it controls the purse-strings | and, therefore, has the power to limit i expenditures. The congress should no longer make gifts or authorize loans directly from the public treasury to any class or business in this country. I refer particularly to the gift of $654,000,000 made by the present congress to the railroad corporations and to the $300,000,000 which the present congress directed the treasury to lend to railroad corporations at six per cent, interest. Whv should the neople of the United i ! States be taxed to make sifts to railj road companies, aggregating $054.J 000.000, when we are already over |burdened with taxes for purposes which we cannot escape? There is no justification for policies like these. The only way to effectively reduce our tax bill is to cut down our army and navy appropriations. Tf we had joined the league of nations, that promised the most immediate and successful way of reducing armaments with safey to all nations con Their Qunlificnt ions. i ; Absent-mindedness, frivolity, am- i ' bition and vigilance are the dualities i tliat til] our penitentiaries, accord in? to tno stories of four convicts. "I'm here." said the pickpocket, "as rite result of a moment of abstrac- i tion." "And i," observed the incendiary, | "because of an unfortunate habit of making light of things." "The reason I am here," chimed in the forger, "is because I tried to make a name for myself." "And f," added the burglar, "thrftugh nothing but taking advantage of an onenino- which was offered in a large mercantile establishment." ?Boston Transcript. Not To Be Beaten. An Alabama (larky, who prided himself 011 being able to play any tune on the banjo after he had heard it once, perched himself 011 the side of a hill on one Sunday morning and began to pick the strings in a workmanlike manner. It chanced that the minister came along. Going up to Moses he demanded harshly: "Moses, do you know the Ten Commandments?" Moses scratched his chin for a moment, and then, in an equally harsh voice, said: "Parson, jest yo' whistle the first three or four bars, and I'll have a try at it." Only One, After All. Student, farmer, author, politician and reformer, Sir Horace Plunkett is one of the most versatile of Ireland's sons.^ He is very witty also. , On one occasion he delivered a lecture in Dublin on the best way to improve the condition among the poor. At j that time he was not exactly a fin | isnea speaker, ana men, as nuu, a bachelor. The day following his address he received from a lady a note, which read: "What you need are two things ?first, a wife; second, lessons in elocution." To this he replied: "These are only one." a < In the newly organized University of Rio de Janeiro, women will be eligible for all teaching and administrative posts. cerned. But since we have not joined i the league, I think Senator Borah's suggestions for an immediate agreement with England and Japan for a limitation of naval expenditures is I valuable and that such an agreement | ought to be reached, if possible. This would be a practical step in the right direction, even though not a thori | oughly satsfactory one. The fact that the suggestion emanates from a Republican who has been a consistent opponent of the league and that it is utterly inconsistent with his previous asertion that agreements of ths kind are a surrender of sovereignty, makes no difference. I am opposed to increased taxes on moderate incomes. Already these incomes are bearing a larger proportion of taxation than is justified. A radical revision of the war income taxes is essential to the prosperity of the country, and in that revision the moderate income tax payer must have his burdens reduced instead of increased. To sum up, I should say that a more * * 1 - 1 - 1 ~ W-\ AC<f iV. r? 1' rl i f c llD6r<il iJOilUy ctUUUL 1 t vi a w ought now to be pursued; that our foreign trade should be stimulated and enlarged; that the war finance corporation should be revived to assist it; that the German indemnity should be defined as quickly as possible so that the central European markets may be opened to our farmers, manufacturers and busness men; that trade relations with Russia should be resumed as promptly as possible; that a large part of the floating debt of the treasury should be funded; and that taxation ought to be reduced and readjusted at this session of the congress. Hastings Seeds 1921 Catalog Free It's ready now. 116 handsomely illustrated pages of worth-while seed and garden news. This new catalog, we believe, is the most valuable seed book ever published. It contains twenty full pages of the most populai vegetables and flowers in their natu ral colors, the finest work or its Kma ever attempted. With our photographic illustrations, and color pictures also from photographs, we show you just what you grow with Hastings' Seeds even before you order the seeds. This catalog makes garden and flower bed ! planning easy and it should be in ev! ery single Southern home. Write us ; a post-card for it, giving your name ! and address. It will come to you j by return mail and you will be mighty glad you've got it. Hastings' Seeds are the Standard of the South and they have the largest mail order seed house in the world back of them. They've got to be the ! best. Write now for the 1921 catalog. It is absolutely free. H. G. HASTINGS CO., SEEDSMEN, ATLANTA, GA. I NOTICE or DISCHARGE. Notice is hereby given to all persons interested in the e>tate of i). o. Steedly, Sr.. deceased, that the undersiiriie.il executors of the last ' ill and Testament of the said D. O. Steedly. Sr., deceased, will on the - oh day of January. 1021. file their final return and accounting with the Judge (if Probate for Bamberg county. and will on said day ask for iet; ters of discharge as such executors. C. B. STEEDLY, \Y. H. STEEDLY, Executors of the Will of D. 0. Steedly. Sr.. Deceased. January 1021.?1-27 notice pgohiriting trespassing. All persons are hereby notified not to hunt. fish, remove timber or wood, UI tUillllliC Clil> UlllCi Llt;sp?ti)5, U1 make any entry upon the lands owned by, or in possession of or in control of, the undersigned, in Bamberg county. All persons violating this notice will be prosecuted to the full extent of the law. J. S. DAXXELLY, E. D. DAXXELLY. January 3, 1021.?1-27n If it is a fine pig or a nice pecan tree you want, see us. Thoroughbred Duroc Pigs I wish to announce to the people of this section that I have on hand a number of thoroughbred Duroc pigs for sale. These pigs are direct descendents of the famous boars, Jack's Orion King Gth, and Bob Orion Cherry King, Jr. Jackson's Orion King was sold for $32,000, and Orion Cherry 'King, Jr., for $10,500, which gives you an idea of the value of these hogs. My pigs are grandsons and granddaughters of 'the above named boars. Write me for prices. Pecan Duroc Farm C. AY. Fogle, Prop, Denmark, S. C. Top working pecans a specialty. If you have a pecan tree not bearing of bearing bitter nuts, I can rnol.-A if nrrtfliifo crnor? Tints IVV> AO Wl WW Q VVU M v? v<w< STATEMENT Of the condition of the Barrk of Olar, located at Olar, S. C., at tht> close of business December 31, 1920. RESOURCES. Loans and discounts .. -$284,599.52 Overdrafts 16,356.20 Liberty bonds 21,526.12 Furniture and fixtures and banking house 500.00 Due from banks and bankers 19,797.25 Currency 5,200.00 Silver and other minor coin 646.77 Total $348,625.86 LIABILITIES. Capital stock paid in 20,000.00 Surplus fund 57,000.00 Undivided profits, less current expenses and taxes paid 1,252.85 Individual deposits subject to ck ..$91,139.97 Time c ertificates of de. posit SS,243.09-*' Cashier's cks.. 2,489.95 182,873.01 Bills payable, including certificates for money borrowed 87,500.00 Total $348,625.86 State of South Carolina?County of Bamberg. "RAfnrp me came R. Fair Goodwin, cashier of the above named bank, who being duly sworn, says that the above and foregoing statement is a true condition of said bank, as shown by the books of said bank. R. FAIR GOODWIN, Cashier. Sworn to and subscribed before me this 4th day.of January, 1921. H. F. STARR, Notary Public for S. C. Correct?Attest: C. F. RIZER, Director. Magazine Combinations Good Housekeeping and Pi Cosmopolitan and Pictorial Hearst's find Pictorial Revie Hearst's and Good Houseki Cosmopolitan and Good Hon Hearst's and Motor Boating Cosmopolitan and Hearst's Harper's Bazar and Bietori; Good Housekeeping and Hai Cosmopolitan and Harper's Hearst's and Harper's Baza Hearst's and Motor CHECK MUST ACCOJV Send Your Subs* THE HERALD BAMBE i How The Baby Buffered jfer little body was red, inflamed, and itching with eczema, or some kindred rash. Other treatments failed. but /.cmenne made her healthy : and comfortable. Sold for $1 and -"(? cents by leading druggists. STATEMENT. I Of the condition of the Bamberg Banking Co., legated at Bamberg, S. C.. ui the close of business December ! 31st, lb20. RESOURCES. Loans and discounts .. ..$G47,606,86 Overdrafts 6,386.11 Bonds and stocks owned by the bank 25,974.00 Furniture and fixtures .... 3,370.84 Banking house 4,588.24 ! Due from banks and I bankers 1 69,914.68 j Currency 7,586.00 Silver and other minor coin .... 1,770.41 i flionlrc nti/I r-nch i tonic 7 QfiC ^1 | V VVt&K/ ^HU V, Ai A . I J V V V* V X Total $875,163.65 ; -: LIABILITIES. " (Capital stock paid in....$ 200,000.00 f Surplus fund 1,500.00 I Undivided profits less ~ current expenses and taxes paid 561.01 ['Dividends unpaid 12,000.00 j Indiv i d a 1 j subject to check .. ..$248,241.95 ! Savings de- , ? . posits .. .. 352,485.19 i Time certifi- ' ~|Sj cates o f deposit.. .. 10,286.9S [Certified checks .. .. 66.70 i C a s h i e r's checks .. .. 21.82 611,102.64 ! Bills payable, including 4'^J | certificates for money borrowed 50,000.00 ___ 'M Total $8^5,163^65 State of South Carolina?County of Bamberg. ' Before me came H. H. Stokes, cash| ier of the above named bank, who, ; being duly sworn, says that the above and foregoing statement is a true condition of the said bank, as shown by : the books of said bank. H. H. STOKES, Cashier. Sworn to and subscribed before me this 4th dav of January, 1921. H. L. HIXXANT, * Notary Public for S. C. Notary Public. i Correct?Attest: W. D. RHOAD, A. M. BRABHAM, D. F. HOOTOX, Directors. | STOP SCRATCHING; USE ZEMERINE i It makes no difference how long ! you have suffered with eczema, itch ' ! or any other skin disease, Zemerine will help you as it has helped others. j'Zemerine stops suffering where other ' remedies have failed and restores thehskin to a healthy condition. The first application of Zemerine brings relief, stops the burning and itching, the desire to scratch passes away, and healing becomesc possible. : Read what others have to say about j'Zemerine: "Send me another box of ! Zemerine. It has done me a lot of good." "I have used Zemerine and* # j it gave me more relief than anyj thing." t Zemerine is sold in two sizes, 50c Kaftd $1. Sold by leading diuggists ^everywhere. NOTICE TO CREDITORS. ' ' , S s55 District Court of the United States? Eastern District of South Carolij' na?Bamberg county. f In the matter of J. O. Sanders & i Sons, Inc.. bankrupts, j To the creditors of the above-named j Bankrupts: Take notice that on the 22nd day i of December, 1 920, the above nam! ed bankrupts filed their petition in j said Court praying the confirmation i of the composition heretofore offer; ede and accepted, and t.fTat a hearing j was thereupon ordered and will be had upon said petition on the 11th day of January, ' 1921, before said 1 Court, at Charleston, in said District, j at 11 o'clock in the forenoon, at which time and place all known cred | itors and other persons in .interest may appear and show cause, if any | thdy have, why the'prayer of said petition should not be granted. R. W. HUTSON, j 1-6 Clerk. Club Offer '> Vpi' Special <? Value Price c-torial Review....$6.00 $4.40 . . 'Ss\ Review 7.00 4.90 w 7.00 4.90, ?eping 7.00 4.90 isekeeping 7.00 4.90 f 7.00 4.90 8.00 6.40 ' | al Review 9.00 6,90 . pel 's Bazar 9.00 6.90 Bazar 10.00 7.90 r 10.00 7.90 10.00 7.90 ' IP ANY YOUR ORDER.1 sription Today to , I BOOK STUnt RG, S. C.