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THK POXZI SCHEME. Babson Calls Attention to Three Interesting Points. Boston, Mass., Aug. 19.?Usually I do not believe in post "mortem. The Ponzi episode, however, shows us some very important things. It reveals to us that: 1. The average man should not try to invest his money to earn more than the prevailing market rate. 9 Thp hank should make interest On their deposit in proportion to the rate which they can earn on their money. 3. There will be no trouble getting people to save and invest if they are paid the full interest that their money is worth. .1 have a good deal of sympathy for the people who were caught in the Ponzi affair. Some of those who bit are just the usual group commonly, called "suckers." They are always present when there is a chance to be duped. The rest are largely the victims of circumstances. I Everybody has heard of prodigious j profits in foreign exchange, a subject i not one man in a thousand really knows anything obout. Then along came a man who claimed to give the common people a big share of profit from foreign exchange manipulation. Many fell for his story. All that saved many experienced investors from the same fate was they knew big profits meant bigger risks. Fifty per cent, in 45 days was too big a risk. So they stayed out. The average wage earner thought he saw a chance to get a part of the swag which the bankers are supposed to have been getting. This was the argument that put Ponzi's scheme across. What is more any faker that comes along can make a haul with the same cry. Investing your money is just like working for wages. In one case you sell the use of your money for a Certain rate of interest. In the other case you sell your wage for a certain wage. If you try to get more wages, than you are worth you soon lose your job. If you try to get more interest than your money is worth you soon lose your money. The trouble with people who bought Ponzi notes was they believed their money to be worth more 11 than it really was. How much was your money worth before the war? Three and a half to four per cent, was a fair rate if you would take a moderate risk, seven or eight per cent was a big risk. Today, the price of money has gone up, just like the price of groceries. .You can buy securities which will .yield you 6 or 7 per cent, with little risk, or 8 per cent, of you can take a moderate risk. If you put your money 7 in a savings bank you can get 5 per .cent, and you don't have to worry about picking out the right securities. In many cases the banks are making much larger profits than they used to because of a higher rate that they .charge when they loan money. And they sometimes make profit on foreign exchange transactions. They are not making anywhere near as much as most people think. If the bank would tell the public more about their earnings, it would save a great deal of trouble. A bank should treat its depositors as partners in the business. If it can get more interest for the money it lends, it should be willing to pay more in the'same proportion, for the money which it deposits with it. The time is not far off when some enterprising bankers will adopt this plan. They immediately will get the confidence of the public, and all hands will make more money for it. In a few months time Ponzi would raise over $10,000,000. The people had plenty of money to lend when they thought they could get 50 per cent, a month. What is more, everybody who could save a few dollars did it in order to get in on this scheme. Nobody is ever going to pay such a rate for money, but the principle is there just the same. The government is trying to encourage saving. They way to do it is to make saving worth while. Encourage industries to pay as much interest to depositors as they can with safety. When people see a worth-while profit in saving most of them will save.?Roger W. Babson, noted authority on finance. Just received, shipment of American Wire Fence. See me at once if you need fencing. G. O. SIMMONS. Horticultural. A teacher in an Englewood school asked the other day: "How many kinds of flowers are there?" Three pupils held up their hands. She chose one to reply. "Well, Isidore, how many kinds of flowers are there?" "Three, teacher." "Indeed. And what are they?" "Wild, tame, and collie."?Philadelphia Lutheran. ^ Just received, shipment,of American Wire Fence. See me at once if you need fencing. G. 0. SIMMONS. The Quinine That Doss Not Affect the Heed Because of its tonic and laxative effect, LAXATIVE BROMO QUININE is better than ordinary Quinine and does not cause nervousness nor ringing: in head. Remember the full name and look for the signature of E- W. GROVE. 30c. A. B. UTSEY INSURANCE Bamberg, S. C. Worn < Georgia Lady, Worn-out a Was Helped by i THE personal experience of Mrs. Nannie Phillips, of Powder SprlngB, Ga., Is printed below In her own words: "I was In a worn-otrt condition. My stomach was out of order. I didn't sleep well. I was tired all the time. I couldn't half eat, and didn't rest Well at night "I would get out of heart and blue. I would feel like I was going to be down in. bed. Yet I kept dragging around. SBHHHHHnBHHH Be IB m Mm w M FRESH GOODS J Monogram Fanners Friend.... W hifp TTrmsp Maxwell House .... Red Seal We have just receivec for your prcolator. Try QUALITY A1 PHOI TomE BAMBE] ? "I have about two clover on this land wa the old stalks from laj Mower is the only mo with, and I have tried Mower the best that ii draft machine I ever h recommend theMolin< purchase of a mower. IThis letter shows ^ a Moline Mower. 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SIGNERS j NUFACTURERS j ECTORS Phe largest and best equipped Qiunental mills in the Carolinas. GREENWOOD, S. O. Out of Heart nd Tired, Tells How She Uron Iron Tonic. "We heard of Ziron, and from what I reaa, I was sure it woman t nun me, if it didn't help me. But after taking it, I found it really helped me, and I sent back for more. I ate better, felt much stronger. I am sura Ziron is a splendid tonic." Many people, who are worn down and disheartened, due to stomach disorders and nervous ills, find relief by toning up their blood with Ziron Iron Tonic. Tell your druggist you want to try Ziron on our money-back guarantee. fee rUST ARRIVED. Is and 3s j 5s ....Is and 3s Is and 3s Is and 2s I some pulverized coffee it. TTI .CSTm?VTf!Ti! 1 MAJJhV T AVU m 15 )ucker M3c, S. C. Mower acres of soggy land. The sweet is as high as the horses, and with st year still on the land. TheMoline wer that I was able to cut this clover them all. 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