The Camden chronicle. (Camden, S.C.) 1888-1981, April 16, 1920, Image 3
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0#OPm
SCAUP TINS ONLY
AT YOUR GQOCERS
MAXWELL HOUSE
COFFEE
Dr. L. H. Snider
-V... I I. WW*. I 1 I ? -
VETERINARIAN
(Fomerly of Camden)
~~ft?ARONS
STABLES
Bishopville, S. C.
DR. WADE HAMPTON
Osteopathia I*hyiltllM "
la Camden 'at Commercial
Hotel every Sunday from 7:80
A. M. to I t P. M.
Ivrave Calls at Commercial Hotel
Dr. C. F. Sowell
DENTIST
(Office Over Brace's Store)
CAMDEN, S. C
Collins Brothers
Undertakers for Colored People
Telephone 41 . 714 Si.
? -V! :
HAVE
YOUR
EYES . T
EXAMINED
i
?AT?
M. H. HEYMAN & CO.
Jewelers and Opticians
1026 Broad St.
Stomach
Out of
i'iiviu.' \our gtocer or
- 101 u dozen bottles
I.it- (li'li? i(iu* digtttfant.r-Qs, gia^-s
i meal* giv-* drlightfill relief, or
? ? isr.ir 1 >r ?hf fu>t dozen u?f?l.
Shtvar Ale
I'ui> Diirstive Aromiik* Willi
^hivsr Mineral Water a ad Ginger
N*<> tiling-Jt for renovating old
woru-ont stoma chn, oonvertfng food
into nrh Mood and round fle?h.
iVrfilrd nnd guaranteed by the eel
-t>rnr?xi Hhirar Mineral. Bpriag,
Hh*Kon, H C. If your regular
^folfr cannot supply yon telephone
< amden Wholesale Graeery
?>UtriVnf?r? far
r^js
CATCH IIP ON
WAR RISK WORK
Period of Congestion and Vex?
atious Delays Is Virtually
at an End.
ANSWER WITH REAL LETTERS
Strides o# Great Importance Made In
Bringing Insurance Business of
Bureau to an Absolutely
Current Basis.
Washington. ? Announcement Ij
made by Director It. <i. Choimcloy.
Jones of the bureau of war risk insur*
amv that the Insurance division of
the bureau la virtually at the end of
it* period of congestion and conse
quent dltfsatisfactlou and vexatious
delays, resulting from the great vol
ume of work suddenly thrown upon H
by th**demoblllxutlon of the anued
forces during the past year.
? Former service men une assured
that they w|ll be answered promptly
from now on with real letters, instead
Of with form paragraphs or unwntla
fuctory form letters, In all cases which
require detailed and specific answers.
This Is the first time that the bureau
has been In a position to give thl* as
surance.
Strides of great importance to the
millions of former service men and
their relatives and beneficiaries, have
been made toward bringing the in
surance business of the bureau to an
absolutely current basis in the prompt
answering of mall und acknowledg
ment of nremltttos nald. The records.,
of accumulated work disposed <>t' show
conclusively such nn enormous and
distinctive Improvement In the expe
diting of the business that it is con
fidently believed that within the next
month the insurance division will be
is do any efficiently managed organi
sations hi commercial life.
Catch Up on Mail.
For example, the number of impost*
ed premiums, which last October was
approximately 88,000 has just been
reduced to so average of 10,000 or
less than ono day's work. With oth
er necessary operations in the hand
ling of remittances, a receipt will be
sent out in a few days from the date
of the original receipt of the remit
tance.
Unanswered mail In .the Insurance,
division shows a reduction of approxl
mately 60 'per cent from the daily
balance of five months ago. Probably
It will be two or three weeks before
It will be pokalble' to answer all the
letters as quickly as It Is now possible
te moil out receipts for premiums. It
Is a matter of only a few weeks, how
ever, before the Answering of nil let'
ters in reference to Insurance within
four days of their receipt In the bu
reau will be the regular practice.
In the meantime, it Is inevitable
that there will be some Impatience on
the port of those service men who In
the past hnve experienced difficulty in
adjusting their Insurance matters with
the bureau, as result of delay or^in
satisfactory Information, but the prog
ress now being made indicates con
clusively that these vexatious cases
will bo cleared' up speedily, and that
thereafter, although there will always
of necessity, as In any lurge organ iza
tion, be occasional errors and delays
in ihe business In Jhe bureau of war
risk insurance/ these . difficulties will
be reduced to a relatively insignlfl*
cant minimum.
In order to cope with the great flood
of mail which came to the bureau co
incident with demobilization of tha
arme4 forces, each of the letters re
quiring searching of the records,
which in many cases was done by In
experienced personnel, it was. neces
sary to resort to form and paragraph
tetters In answering inquiries. In
struggling with the volume of excess
mail which piled up in the bureau,
there Is no question but that a large
percentage of it was answered improp
erly and frequently delayed.
Many Letters Returned.
In a large proportion of the cases,,
the service men themselves, being un
familiar with the necessity of giving
/ull information about their cases, cer
tificate numbers.4full names, dates of
discharge, etc., rendered it Impos
sible to answer properly their inqui
ries. Others failed to give proper ad
dresses, wlfti the result that today
numbers of letters addressed to for
mer service men by the bureau, are
being returned by postmasters from all!
parts of the country, accompanied by
statements that it is impossible to And
the addressee. Fragmentary or insuf
ficient information also Inevitably re
sulted In the ihlscreditifag or~premi
ums, due to lack of identification.
Some idea of the enormity of the
job may be gained from the fact that
the most recent figures show that the
total number of applications fer In
surance recelted by the bureau was
4,610,.188, totaling $40.Ml,23.1,f>00. the
premiums to March, 1920. totaling ap
proximately $325,000,000.
For a long period, it was necessary
for the bureau to typewrite all of Its
addresses. This meant reference to a
record In each ?*?se. multiplying the
chances of error*; and entailing an
enormous amount of lal>or. With
auch an unprece<?ented business as
came in, the bureau was flooded with
ftppifeatk-nsv.. iaguMe*. reinlnances,
leal imfMMf*
f?T tM ?iUinu to mail U aacfc
! on l?s ]i wt. infor
mal :.??! relative t?? ilit* i Inn^fs iu rul
ings. e ??,. ah fA[i|t|)y they wer
Issued. To imiko evon one complete
n>; iliir.; to.rACtl of t!?*? tnlln>i;> of ml
UlViihCS at tiltf ^Mlle tjllU) |(> t'olM*
with (hi* work of |)h( bureau was an
almost ln*uperabto task. Naturally,
mm li cuinplali:! UoY0lp})Ctl on the
ground that servhv men were unfilt^
to gt>t Information ahottt what the
bureau of war risk insurame was of
fering or was doing.
Handicaps Overcome.
Very serious handicaps In the at!*
driving of the men have just l>eeii
overcome. Through a special appropri*
atlon made l?y congres*, the bureau
has heen enabled to put its entire list
of former service men pn addresso
graph plates, a task which has requir
e<l several months and whtch h?H coin
plctel.v monopolised the plate-making
section of a great factory. In the
bureau of war risk Insurance Itself,
oyer nine hundred people hove been
employed In putting the names and
addresses on the plates.
In addition to enabling the bureau
to make full mailings of its most im
portant information to former service
men and women, the sending out of
premium notice has been enormous
ly facilitated. The new system of
printing both the premium notice and
the premium receipt nt the same time
from the aridressograph plate and by
filing the returned addressogranh no
tlce in place of the premium receipt
to credit the individual account \flth
t*e remittance, reduce* to a minimum
the possibility of misapplication of
premiums received. Additional safe
guard rests in9the fact that each ad
dressograph plate carries the certlfl
cate or policy number, and the amount
of premium regularly* due from the
service man. This prevents the er
rors that previously occurred, through
repeated copying with a typewriter.
In a great business where there are
more than, thirty million records. In
chiding the names of more than fifty
thousand Johnstons. Johnsons, etc.,
aud proportionately large numbers of
Smiths, and Browns, occasional er
rors and misunderstandings were
bound to develop, but the Ironlng-out
process is now so well under way that
t*vrn sttch discrepancies will be rapid
ly corrected.
Difficulties Reduced.
The promptness with which pre
mium notices can now he mailed, is ex
pected to obviate largely the difficul
ties ?nd vexations which hitherto
have heen occasioned by premium no
tices being mailed where the payments
had already been made. Prompt re
ceipting for premiums, which now Is
possible and will be carried out, will
largely do-away with this difficulty,
except, of course, where .notices went
out In a previous month, are forward
ed before the current payments could
be credited.
Issuance of the insurance policies
for the permanent (converted) govern
ment life Insurance, which are d<*
sired by fllt tfte men who are Insured,
has been delayed pending the comple
tion, which now hss been passed.
The new policies are now being com
pleted by the actuarial and legal ex
perts and sent to the government
printing office, and It Is expected that
?hey will be mailed out before June 1,
With the Insurance business of the
bureau on a current basis. It is now
anticipated that former service men
who have been deterred from keeping
up their Insurance by reason of the de
lays which they had experienced in
tbe handling of their accounts, will
take advantage?of the very lfberal pro
visions for the reinstatement of war
risk Insurance by the payment of two
monthly premiums and a satisfactory
statement of health and will get back
on the books, rir - ?
The new law lias made the Insur
ance very attractive by enlarging the
Hot of permitted beneficiaries to In
clude parent, grandparent, step-par
ent, parent through adoption, wife or
husband, child, grandchild, stepchild,
adopted child, brother, sister, half
brother, half-sister, brother through
adoption, sister through adoption,
stepbrother, stepsister, uncle, aunt,
nephew, niece, brother-in-law, sister
In-law, a person who has stood In the
relation of a parent to the insured
for a period of one year or more prior
to the Insured's enlistment or induc
tion, the children of such person; par
ent. grandparent, step-parent or par
ent through adoption of the insured's
wife or husband.
Want Permanent Forms.
? It is also anticipated that the pro
\ vision of the new law which permits
lump-sum payments, at the option of
the insured on converted policies, (or
dinary life, twenty-payment life, thlr
ty-pnyment life. 20-y^ar endowment,
30-year endowment, and endowment
at age sixty-two) will greatly Increase
the number ?f csnverslons Into the
permanent form of government Klfe
insurance.
More than lOfi.OOO applications for
the conversion of war risk policies In
to permanent forms already have beer
received.
Former service men desiring to re
instate war risk Insurance which ha?
lapsed <>r been canceled, or to conven
their Insurance* in cases where it If
now in force, r.hould apply to any pos
of the American legion, the Veterani
of Foreign War*, or otb*?r organize
Hons of former service men. Army
Navy and Marine rv>rf?w recruiting sta
tlons. State Insurance Ooinmisnloncrs
any home service section of the Amer
lean Red Cro*? Salvation Army
Knights of Columbus, Jewish Welfan
hoard. Y. M. (!. A., or to other frater
nal or Wifare organization* whleti ar?
Mr*. i: K AIaH\>y or the OplHfcgO s.v
llun was In this city Tutijultty ufU*rnoot\
umt brought tl??' now* that Hh> llnv
nntny school hOQfc*> wtis <lvst royt^l hy
tlrv that tnortUnc. The tin1
<*l t>y u *H?footlvv flues ai?<i Mm* houm',
tojcvtlu-r with its furnituiv was ?H?.
Hlrojyd.- Xumt?M Ilyruhl.
<?id>w CVwImih! lk>rK<lull, u >ouuk
millionaire of Philadelphia. hut* b**Mi
IktUtviKHKl to llv?> yvurn At h?ml IaJmm
for ovjmUhk Dk' tlr.ifl u\'t.
Best it) the /'<'?? Run
GOODRICH on an Inner
Tube means the same as
Goodrich on a Silvertown Cord
Tire?Satisfactory Service.
Goodrich Red Inner lubes have
all the power and endurance and
long life that Goodrich knows
how to put into rubber. -
TUBES
y)ie R. F. Goodrich Hubber Company, ~ikron, Ohio
^Makers of the Silvertown Cord 7Tr*
Automobile Insurance
Not a subject for debate, but a NECESSITY. Instead of.seeking protection in name
ortly, secure it in fatt through a policy, liberal, plainly stated, abundantly secured.
LIABILITY COVERAGE?Protects you against claims for injuries to persons caus
ed by your car. Adjusts and settles all claims and defends all suits whether ground
less or not; pays all expenses connected with suits; reimburses for cost of'immediate
sufgical relief extended any injured; and likewise protects anyone using your car with
your permission.
PROPERTY DAMAGE?This coverage provides for the settlement of all claims for
damage by your car to the property of others and may he extended to embrace claims
for the loss of use of^propert.v damaged. Defense of suits and payment of expenses
connected therewith are assumed ^by the Company.
COLLISION COVJERAGE?Damage to your car through impact with any object,
moving or stationary, while being driven or standing still, the result of your own care
lessness or of others is made good by the Company, which repairs or replaces dam
aged parts, or reimburses for loss and defends all suits.
C. P. DuBOSE & COMPANY
? ?* ^ ?
Telephone 43 Real Estate and Insurance Crocker Bldg.
LUMBER
Flooring, fl f
SSU' Lumber
CMiat,
MonMfai|n.
Framinx Luralxr.
Red Cedar Shingles,
Pine and Cjrprean SMnglek,
Metal and (ompoffftton WUagles.
Doora, ftaah and Blind*.
Forcti Cotoain and Ballk*terv
Beaver Board,
Valley Tin and Bldge Roll.
Building
Material
Brick,
Lime,
CmmrI.
Plaster,
Fire Briefc,
Fire CUjr,
Sewer Pipe.
Stove Five,
Terr* Cot** ThtoMes,
Mortar Colors and Siolns.
Water Proofing Mineral,
(orru gated Motel Rodtag,
Aubwtii and Oompooitlea HooAog
IxmKh.
Hinges,
Nslhi.
(?ratM,
HatdKlx,
Saws,
H?men,
Dmt
Hardware,
Paints, Oils
Ctarpmta1m1?,
Patau.
Paint
PahiU and Oto.
Iiulde Df n rat I?i,
Oitantac* andl fWid Witw
WIRE FENCING, IRON A ND WOOD POSTS.
EVERYTHING FOR THE HOUSE
booth ,6c mcleod, inc.
SUMTER,
' ? ' * a m