Fort Mill times. (Fort Mill, S.C.) 1892-current, March 08, 1906, Image 4
SB iiSI RULES
How the Government of Little '
Republic Protecrs Its People. ! I
LOCAL COMPANIES LEAD :
11
Only Three American Companies are 1
Transuding liuninrst in the Al- 1
pine Territory?Obliged to Deposit '
Securities With the Oovcrnmrat?
Cautoiu Write Plre Insurance. 1
.# ????? J
Supervision over Insurance com- (
Ipnnles operating In Switzerland Is ,
exercised by the Swiss federal coun- j
ell, which has power to grant and to | <
withdraw concessions and to appoint |
the officers of a department known ' .
as the federal lnsuranco office, says (
the St. Loins Republic. Although
1 technically the latter Is simply an i
auxiliary bureau and an aid to the ,
f council, this office Is In practice the ,
controlling factor of the entire insurance
business. It not only lnves- ,
tlgates the standing and methods of
the companies, but also advises the
council as well as publishes an Important
yoarly report containing detailed
Information concerning the
companies, extracts from their reports,
the names and legal domiciles
of the agents and a synopsis of the
business transacted by each company.
The six Swiss life-insurance companies
write more policies for the J
flwlss people thnn all the numerous
forelgu companies combined. These
domestic companies have 86,000
jiolleles In force, amounting to $60,000.000.
Following thntn romo tha
eight German companies, with 23,000
policies, valued at $38,000,000;
eleven French companies with 19,000
policies, amounting to $32,000,- ,
000 and five English firms, whose |
8,000 policies represent $14,000,000.
The Now York Life, the Equitable (
and the Gcrmanla are the only (
American companies holding con- |
cessions. Of these the Equitable (
ceased operating some years ago, but ,
etlll has unexpired policies, while the ,
total number of their policies writ- ,
ten by the American companies Is
2,700, amounting to $6,000,000. The (
American companies are obliged to t
i deposit with the government se- <
curltleB or cash, upon which Interest \
la paid, to nn amount representing ,
the present net value of all their out- i
standing policies In force In Swltxer- |
land, as well na a further amount of t
$10,000. Other companies, both do- ,
meatlc and foreign, deposit only i
$20,000 and no further security Is \
required of them. This apparent dls- |
crimination against the American
companies is explnlned by the state- ,
ment of the Insurance office, which ,
ays that It has no adequate means
of ascertaining the legitimate values
of the resouroes of the American
companies.
There 1b a federal fee amounting
to one-tenth of 1 per cent of the
yearly premiums on Bwiss business
aside from tho usual Income and
property tax. In each of the Swiss
cantons where business Is done a
legal domicile must be established
by the comp?ny, a general agent for
the entire country must be appointed,
and a copy of his power of
attorney filed with the Insurance office.
Concessions are granted only
After Bufilclent proof of tho stability
of the concern has been furnished.
If the government requires tiny Information
concerning a company not
contained in Its regular tariff, statistics
or yearly report, a demand may
be mude upon tho general agent and
he Is obliged to furnlBh the details
called for, as well as permit examination
of the accounts covering all
branches of administration.
The publication by a concern or Its
representative of falsified or untrue
Accounts, reports or prospectuses la
punishable by a fine or Imprisonment
cr both. Should a concession be
withdrawn by the government, or a
company voluntarily renounco Us
right to operate, as was the case with
the Equitable, the deposited security
will bo returnod only after the
company's obligations have been
mot.
In almost all the twenty-two Swiss
cantons firo Insurance, excepting on
extraordinary risks. Is written by the
cantonal government to the oxcluslon
of private enterprise, and la, In
most coses, obligatory. Tho cantons,
however, reinsure with private companies,
mostly foreign. In tho agrl- '
cultural districts Insurance against
damage by hailstorms has met with
considerable success. The Swiss hall
Insurance companies appear to be j
doing a good business. One of them '
collected premiums to the amount of
|120,000 In one year. A form of lnnurunco
called "chomage" lnaurance, '
that entitles property owner# to re- i
lmburaoment from loss of trade or '
rent as a result of dree, cannot be j
contracted without the written con ent
of the authorities or the com- I
pauy holding flro risks on the prop- I
erty.
The Swiss poople are well provld- |
?d with both iuRurance and sayings
bank deposits. The Insurance capital j
represents $40 for every man, '
woman and child of the 3,300,000 !
population of the republic, which Is 1
higher than any country In Europe )
except England. Over $200,000,000
would be a safe estimate of the
fnnds the Swiss have In the banks to
their credit. This la remarkable 1
when the economic, situation of the 1
country and the low wages are con- 1
eldered. 1
** " I
All sailors In the English Nary are
bilged to buy a black silk handkerchiof.
They get It from the govern- , 1
xnsnt stores, and the price Is deduct- |
d from their pay. j *
,<>
K 4 *" ' ?
THE MOTHER T05TGUE ABUSED.
Comparison of English Spoken In
England and In America.
The shafts launched at H^nry
James during a meeting of the Mod
a> u t?ugu?i? nHwwuuuui America
were barbed with wit and not a little
Justice, says the Philadelphia Ledger.
They do not, nevertheless, destroy
the unofrtunate vitality of the
contention that the speech of Americans
is inferior to that of Englishmen.
It Is not a matter of the comparative
merits of the differing English
and American standards. In the particularities
of usage our own role is
as frequently as not to be preferred.
"Different from" is as "different to;"
"In accord with" as "In accord to;"
"under the circumstances;" as "in
the circumstances;" "as soon as he
rarae" n,s "directly he came." The
Englishman's failure to distinguish
In pronunciation between the verb
and the' noun "prophecy" is lamentable;
hs hard "genesis" and trie soft
"schedule" are. to our ear, an Inversion
of propriety, and his enmity toward
the Italian u in " figure" Is a
national horror. We may say vanlller,"
but we couldn't possibly be
guilty of " flgger."
But tbe speech of England is immeasurably
superior to that of
America?gentlemen of the Modern
Languago Association will not deny
It?In this?namely, that whereas
Americans, are careless In both
grammar and pronunciation, slipshod,
easy-going, and prone to every
colloqulnl short cut, the vast majority
of Englishmen speak with precision,
according to a well-care for
correctness of speech. We never established
uutional standard.
The meat of the matter la In the
fact that we of America have no
pride in or dream of Judging a man's
education or culture from the manner
In which he speaks. We are not
surprised to find the samo verbal
Faults upon the lips of college presidents,
men of letters or of affairs
that we have heard from the untaught.
There even lingers a nong
us a suspicion of too groat elegance
af speech, as if heartiness and vigor
could not comport with refinement.
And so we go on torturalg all foralgn
ears and wronging our own
iouls with the drawl, the slur, the
iipptm HyiiRDie, me flattened vowel,
the strident voice and slovenly enunciation.
We snub our labials, we torture
our mldsyllabies and we massacre
our vowels, until In our homes,
streets and even lecture halls,
churches and theaters, the atately
tonguo of Sknkespeure and Mlton Is
become Inglorious, shabby, well-nigh
Infamous.
In England how different Is the
case. There his manner of speech Is
an Index of a man's education. Of
the unlettered little may be expected,
but In the graduate or In the man or
woman of respectable breeding a
verbal fault Is a social crime. Carelessness
is not excused. Vigor la not
not held to be a thing opposed to accuracy.
or power to be necessurlly
uncouth; on the contrary, a clear
head Is expected to express Itself In
correct sentences, cleanly enunciated.
It Is expected to do so, and It does
so- -to the pleasure o? the listening
ear, the delight of the answering
mind and the promotion of social understanding,
amiability and efficiency.
To establish the same happy conditions
In America, It would bo necessary
only for the educated to persuade
themselves of the desirability
of correct utterance, and In particular
for all such organizations as the
Modern Language Association to rebuke
at every opportunity such
pointless pettifogging pleas as that
wblch formed the climax of one
delegate's address yesterday, "Power
Is more (sic) to be preferred than
(sic) mere breeding."
The Corean Gentleman.
The Corean la, above everything
else, a man of the drawing room,
and all hie Instincts move along the
leisurely ways of life. Anything like
haste or "en pressement" Is unknown
to the eternal laws that govern
him. This characteristic of hla
Is evident In all hlR actions at all
times and under all conceivable circumstances.
Being a drawing room
gentleman, dress Is the great ambition
of his life. From the shoes of
his feot to the topknot on the top of
his head is arrajed so as to be seen
and admired of men. His shoes, during
this year of mourning, must be
spotlessly white. No atom of dust or
fly speck shall mar them. His socks,
beautifully puffed, are stitched to
perfection; his pantaloons, big
enough for a Brobdlnnag, are padA
-v J II * - J -a a
uctu, \jiiiii~u ?inn ironru tintll they
como forth looking like nomn mysterious
fabric of polished marble his
Jacket likewise nnd his overcoat nnd
wrlslets. Not only has he a headband,
a topknot, and a hat ou his
Jioad, but he buys a pair of spectacles
and adds them to his already
overcharged headgear, and thus
rigged with a ring on his finger and
a fan In his hand, he voes forth to
make his *-ay through this troubled
World.?North China Herald.
Encouraging Htatistlca.
Census returns In England show
that man works more and woman
less than they did ten years ago. It
is true that In a good many directions
more and more women find
employment?many more are teachers
and clerks, for Instance, but the
great decrease In the number of domestic
servants brings down the
general percentage.
In the royal plate at Windsor castle
Is a knife which was presented to
Qeorge I. by the cutlers of Sheffield.
H has over 100 bladea.
TBTKD TO TEliL HEEL "> I
I
Bat Sister Would Not IJsten to the
Explanation.
A 10 year old girl, fresh from her
first skating on the lake, dashed Into
a room where her sister was sitting
"holding converse" with her most
particular young man acquaintance.
"Sis, you ought to have seen me,"
she breathlessly cried; "the first
time I stood up my feet went right
up In the air and I came down plump
on my?"
"Minnie," Interrupted the sister, '
getting uneasy.
I "Well, what?" asked Minnie. I
"My legs Just scooted from under
me and I came down plump on >
in v "
?*
"Minnie," screamed her sister, j
"leave the room Instantly!"
"But he's hurt," said Minnie.
1 "Hurt?" asked the sister; "who's
hurt?" I
j "Why, brother. I came down on
him, only you wouldn't let me tell
you."
Making It an Kvon Five.
A young lawyer received a call
from a farmer who was In need of
legal advice. The lawyer looked up
the statutes and told the farmer
what he should do. "How much?"
said the farmer.
"Well, let's call It $3," said the j
lawyer.
The farmer handed over a $5 bill,
i The lawyer seemed embarrassed, j
After searching liia pockets and the
drawers of his desk, he rose to the
occasion, and pocketed the bill as he
reached for a digest.
"I guess, neighbor," he remarked
' as he resumed his seat, "I shall have
' to give j'ou $2 worth more of advice."
Nothing to Bpcuk Of.
. Some school children were having
an object lesson on birds, and the j
teacher called attention to the small
tall of the blue heron, saying, "This j
bird has no tall to speak of." Next !
day the class was told to write an ,
essay on the bird, and one little ;
girl concluded her essay thus, "The j
blue heron has a tall, but It must not
be talked about."?London Express.
The God-Forsaken North.
A teacher In one of our public
schools was having a lesson upon <
latitude uud its eftect upon climate, j
"Now, who can tell me," she In- ;
quired, "why It grows colder as we
travel toward the tho north?" A
youngster cried out: "It's because
you get farther away from the
creator."?Philadelphia Ledger.
Now the Question.
"At what age does tho average
man's usefulness cease?"
"Tk.t .? >
iou v mi' i^ucauun, answered
the misanthrope. "The main thing
la to discover an age at which the
average man's usefulness begins."?
Washington Star.
The Mule.
"De mule is a stubborn critter,"
said Brother Williams, "but he ain't
got de ambition dat Is de ruination
! er some folks. Ho thinks dat the
worl" don't go no furder dan a bale
er hay, en alter he gits dat, it's all
dat'a comln' ter him 'twel next
time!"?Atlanta Constitution.
No Answer.
A widower took his second wife
homo and Introduced her to the chll
dren by saying:
"This Is your new mamma."
They looked at her critically, then
the youngest blurted out:
"Is that the best you could do,
papa?"?Puck.
A Marvel.
Reuben?1 came to see that wonderful
giant you're advertlsln*.
Manager?Here he Is.
I Rfinhpn Ylf H ? ? ****__ *
<1 um, ti>in i w ny ne
ain't inore'n six foot tall.
Manager?That's where the won- j
derful part cotnes in.?Cleveland !
| Leader.
Her Had Ilrcak.
"I first met my wife on a trolley
car," he said.
"What awfully funny looking people
we do meet on trolley cars, don't |
, wo?" she replied, absent-mlndodly.
! ?Yonkers Statesman.
On to Him.
Alas," complained the bibulous
oie, "my life has been a good deal
of a ftzzlo."
"Yes," commented the practical
citizen sarcastically, "a good deal of
a gin lizzie."?Pittsburg Post.
|
Watered Stock.
"You seem quite fond of soup,"
vald the Inndlady to a boarder who
had had three plates.
| "Not nocessarlly," was the roply.
"My ph; .iclan recommended the hot
| water cure."?Chicago News.
A Difficult Course.
I Fax?There's a man who Is learning
self-denial by correspondence.
8ux?By correspondence?
"Fact. His wifo Is down South,
and he has two sous at college."?
Life.
Ivy an a Dryer.
It Is a widespread, but erroneous,
notion that the growth of Ivy on the
exterior walla of residences creates a
damp habitation. A little reflection
will convince one of the fallacy of
this proposition. The Ivy, Instead of
contributing to dampness, has rather
an opposite Influence, since It must
; extract woibiuro front the brick or
stone that It over runs. The dampness
of these Is what gives life to the
plant, so that the Intorlor of the
house Is rendered dryer than It
would be otherwise.
When in the Market
FOR
GOOD WHISKIES
WINES,
URANDIES, ETC.
U \JLL ON OK WRITE
John Moyle
SALISBURY, - N. C
NOTICE
Notice is horeby given tlist th. n
visions of an ordinance re!a' ing t h
running at largo of cows, liors??s
and other neat nninmls will hereatto
be strictly enforced, and that all violu
tors may expect to pny the penalty i :?
scribed in said o-dinance
By order of council this 9th of Febary,
1900.
? P. McFlhaney. ' brU.
LitileDocto
SAYS
"Don't Physic!" Use
Ramon's Liver Pills and
Tonic Ptllets for all liver
troubles. Safe, sure,
permanent cu.es and
complete treatment fo25c.
Easy, natural an 1
certain?money back if
they fail.
For|?mle by W. B. \rdrty Ac C'o.
j DO ~
I SJ NEED
1 Anyv J I
( place your
j thing nMt ?rdcr
1 ^ with
: KG3VER &
\ the vEETERj
2 way of Salisbury, N. C I
Phone 248,
gOOd 125 E. Council Si
{s inunnc?
j J t
* ? m' 1 1
ON
Re sure to he properly equii>ped?obtain the STi VI.NS
and you cannot t.-? wmokcv. wc n uo f
RIFI.E3 . . . from *2.25 to $160.1)0
PISTOLS . from 2.50 to 60 00
SHOTGUNS. . from 7.60 to 36 00
A*k your dealer an I Insist? snit for 140 page . .*
on our popular make I i| t rated tat--;..g. If micrvotacannc
tt tain, w???hl|> csted In SHOOTING. \ 11
d'.rr.*e.?r>r<ifA>? charges J i^Mt^have It MaHed
r+rf/ii/j, sir-ra rr ufif?rf. tirreuttInsUni|<sto
c walojj i>dce. I cover postage.
Our attra tive thre cr.ior Aluminum Hanger will l>c
cut anywlurc f. r 101 cnii In stnmjjs.
J STEVENS ARMS AND TOOL CO.,
P. O. Bo* 4--i6
I'ifO COUGH*
<?n CURE_thb j.uwco
with Dr. King's -.
Hsw Discovery
/^ONrilWPTION Prlc*
It-UH I 0U6H8 %nd E0c&$1.00
^OLLS Fre? Trial.
kiV and Quickest Ouro /or all
I VHKOAT and LUNO TROUB,JKS,
or M )NEY BACK.
F YOU WANT?To buy, rent, sell 01
limine anything, place a "want"
u TUo imea. 25c, three Hues.
%
3 A Happ
To have a happy homt
1 gj| they are great happy-home-m
can be made strong enough
fl?kl little pain or discomfort to y<
1 WINE ffcjl
I GF
|| A Building Toi
fid It will ease away all yc
H cure leucorrhea (whites), f
IS disordered menses, backach
H childbirth natural and easy.
B At every drug store in
H WRITE US A LETTER
53 Put aside all timidity and writo us
KH freoly and frankly, la strictest conflKJ1
deuce, telling * all your symptoms
RT and troubles. Wo will s.nd free advice
|R| (In p ain, sealed envelope), liow to
0H cure them. Address: Ladies'Advisory
yjjfl Dept., The Chattanooga Medicine Co.,
F^i Chattanooga, Teuu.
MSWM?S.?'^<WSWSW|W11.I m SMHUa
; Cabbage Pla
Ihave linrl several years exj?erietice i
and now have ready for shipment!
ljtrge Type Wakefiolds, Henderson Si
varieties to experien ed truck farmeri
water in open air. Will stond severe
in light boxes, F. O. H. here. $1 ,r>0 j?ei
Special prices on large orders Thee
rates? u plants this season. All plant
prefer to send the nionej with the ord
and personal attention. Give me a tri
B.
' a m iiwa?!ui ??
* We Nevsr Disappi
g| Wt Fulfill Every Promise and
HI MIC pllQC Btrtctnre without the I
H ??C UUClb pain or detention (Vow
,J cured never to return, witlm. ?
^3 . ,n V.gop fosiit.To?
D'- S.tn? 1
I inSSI^?k4 law*of the ii*t?
J^iWfe. ." V ticivou* and chre
\ U>l( Instil .'Inn 1
H i. f- -jfygy \ by a stall of euiii
^9ltW Our success In
KSji^'r -^y-\ aed: weo-oboth
ffjtj'- .1 Our offices are '
VfJpV* '** X-??F.
! Va(\ , ?j Contrlranoe knot
. " | ir.ixlern in over;
' ) tiHlu-d and iilic
jL JfjSr ?Dl1 Noenscd phyi
iUfW Wo employ i>(
\ ' V. Hy llils^Ssiutlon
v^fcfnWflV (olto.OO person
^ &f V anccofacurew
:Y BEST wrEREfict IS. CHROKIC Dl
\ ^vOUAfi titLDftb/A Hupture, SRi
1 d UNTIL CURf0. ^ r>'?ni*r?. Tumor
None, 1 Ureal, 11
N. K. KINO. M D. Chronic Ol??
.Tnirr CaitiuiTiNd pHvectM. Uouatuial P.sehs
jug *4 us n? flay rrpardlnjr your condlll
\IU I | |(j) ?r':?i * jU vur litoraturo, luciudh.
???. cor.-vr r tion, kxamiwa
;a. uhg epical co.. &
V ___________________
! I SOUTH E.RI
1 ' ^
U THE S0UTH'S:G
ill
? [0
| Unexcelled Dining Car St
. pi Convenient Schedules on
Throntrh Pullman Sleepio
j Winter Tourist Ratr-a in J
I Si
!
I jt
i S3 V 'or full information nn to rwte
| Southern ilnilway Ticket A;
? BROOKS MORGAN,
<3 A G. P. A., Atlanta, Ga
j; ^ jrty ?L r^~iilEiwi rp
| rSlMS-^S ISrS^1
; I JOB PRIN
1 m
? NEATLY h\
I flj TIIE TIMES
: m f ef to-heads Nnet heads I billheads,
tn;j ' 'ircnlars, Kn velnpes, lite, at the 1
work. Solid us vonr orders imd \v
t ^
I *x"r:
r^iyjJ t! ' I
OUR PRICE LIST.
' 'onibiniiig good quality ami low prices.
~ ~r
ho prices <|uotod below are guaranteed
to bo lie' lowest for quality of Goods:
1 your old Corn Whisky, per gallon $1.50
2 , 1.75
'> ? ? ? n ?? 2.U0
4 2.26
5 ,, ,, Tar H' o! Corn Whiskey 8.00
1 ? ,, Good Rye V* hisky pur gal 1.75
2 ? ,, Good Ryo Whisky " " 2.00
3 ,, ,, Good Ryo Whisky " " 2.50
4 ? ,. Good Rye Whisky " " R.OO
5 ,. ,, Good Rye Whisky " 4 00
Mo charge for vessel or packing.
50c extra will prepay express on one
' to three gallons; over 3 gallons, 75c.
SHUMAN ft COMPANY,
SALISBURY - - - NO.
% - ;
y Home 1
s you must have children, as 8
akers. If a weak woman, you a
to bear healthy children, with ra
ourself, by taking $58
lie For Women. 1
>ur pain, reduce inflammation,
ailing womb, ovarian trouble,
e, headache, etc., and make
$i.00 bottles.
"D'JE TO CARDUI II
and nothing sIfc, Is my baby girl, now Bb3
two weeks old," writes Mrs. J. Prlast, ESI
of Webster City, Iowa. "Bheisafna, f%H
healthy babe and wo aro both doing j??|
nicely. I am still taking Cardui, and Ee9|
would not be without it in the house, M|
as it is a great xuedicins for women." LSj
asa?1 mmm
jits For Sale.
11 growing Cabpage plants for tho trade
Early Jersey Wake'lelds, Charleston
loeessions, Whioli arc the host known
\ These plant" are grown near sr.lt
coitl without injury. Prices, packet!
l.(K'). Lots of .*>,000 ut $1 2't rer 1,000.
xqress company is giving us cheap
s will he snipped C. CI. D. unless you
er. Your orders will have my prompt 1
al order. Address all orders to
J. DONALDSON. Muggotts, S. O.
oint Our Patients. I
Hmr Hold Out Fftlat Mopat. ?
lull* orbaaglatud Vivrtoocsls \v?itaoot II
1 bunlnei*; Contagions Illnod roison K
y or mlusral mixtir.; Lous of INahiy Pfc
Ijr rirtrt) no stimulant but permnnrr t.
d( dirni Co. U sn InnUtutien orgbotfrdunder the fn
of Oeorgts for the treatment and o?re of wn Hi
m!e dt??a?ct. Dr. S. K. K:?\y. the loender ?vf R
the ehlof onn?nltln?? k-t.. Bm
icnt pLyilrlau* ami ?ur*otiiir. K
the trraiineui of chronic <lUen?e? li uaanrpav U|
n.wll.-tl J electrical aovnclea.
iKiulpped vl'b a I th?- RalTdiric, faradle batter- (1
ray, and Klntcaray: In fact, every electrical U
vn to tbo medlcat profession. Ourrsaltarldm la B
f respect, and we employ none but (he best B
dent aitendnnta. rcttulaily <jUalltloU graduate* H
Melius bt-inp In charge. ajj
> mislead lug toraui to seoure patient* and lj
O. U.'aor unasked fnr literature af* tent out B
Our term* for treatment avorafre frutt tt 00 B
tl .<medlcl .e? Included) and we gtru the uitb Bg
ithin a ipaMted t'mo. K
oriere t?e successfully Utnt aadpedna- H
uUldCdi ncutly cure all chronlo diseases U
rejr and Itlu<l?lor troubles. RneumeM/1.1, B
Irooele. Draloa. Losses. oic_, and alt PHrat? B
a end mailenaat troubles. Cutarrh of tbb B
cad aud l-unus. DUotaen of Kyo nod Kip, w
)?kii of Women, atrch aa ni? pi a cements, (a
irttea. and anoii weakniMsue of women. bl
on If yen are sick or afflicted On request #4 B
^ irnsptOTT? blanks fop hiisin treatment. " H
TION AND AIIVlCK^rUEn I I n B
'S?. etianta, Ca. J
BBWBggg,aaSBMBBBI11 IIIIBI'I mmr > ^
?? J... I
?gj?jg|BfgjBj?gJ^
A RAILWAY.!
REATEST SYSTEM. |
?
irvice, jj|
all Ltical Trains.
Cars on Through Trains.
Ktf^ct to Florida Points. ji~
lESi
r3i
h, routes, etc., consult' neurest ^7
Lfent, or jO.
R. W. HUNT, ||
D. P. A , Charleston, S. G IE]
fSl
iMns estfiimiSisiBSff]
TING I
EOL'TEI) AT If
OFFICE. A !^:
[Ej
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owcst prices consistent with irood l?r"!
w |tR ;
e will plonsn you. ?jj]j
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Invention Is probably pute'rtnMp. tomm n!r/.
tlonsstrlctlyenhtldentlal. Handbook on I' '.outs
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