The Manning times. (Manning, Clarendon County, S.C.) 1884-current, July 14, 1915, Image 2
BI(
N"7
TELEPI
4 ies
DiE IW N
s Om APELT
EH, , 5
TPELI
da PRoP,195.
ASWERS WRITWS CHARGES.
-of 3ino. L. McLaurin,
Sto Warehouse Commissioner,.
,C (1lum~bia, July.7, 1945.
the farmers of South Caro
nali-My attention has
beacalled to the following ar
- h1~puilhed in "The Insur
~aoPleld" of July 1st:1
- ."ew 'York, July 1.-(Spec
~M)A most peculiar state of
case bas developed in connec
Stoawith-the insurance on the
~-~oiwarehouse maintained by
bheState of South .Carolina. It'
>wiufbe recalled that the South
ktr Uunderwriters' Associa
tiurecently issued notice that
te10 per cent reduction on
sarehbouyes under the supervis
~ oofthe State was being abcs
~>ed in that in a number of cases
barns and tarm buildings in the
~1 country disticts without any di
-rect-supervision were being giv
~ en advantage of this reduction.
SCompanies were accordingly ad
Mised that-the reduction was tot
~apply lonly to warehouses in1
cities and towns under direct 1
(' supervision of the State Ware
-bouse Commission.
"The peculiar feature of the t
situation is that politics has t
beeninjetedwith the resultt
mission is reported to have turn-C
ed the business over to a firm of
-New York brokers to place at ai
rate of 1 1-4 per cent in author
*ized companies. It is regarded
as astonishing that a State with
saich'an active insurance depart
ment should be a party to such
Silegal insurance.
~ The South Carolina legisla
ture at a special session last
E D
IOE16
*-.
ag 'aed,saifcoyng
c
howve, th' tebak d o
thedrposleicaeo
SoliCrlianutws erb
~
thy etabhenddt hade aond
warehouses syseteb srig
Iheodetho theisafeould ourb
Lethods ofeit itns und ero
treard o the ptae reeipt and
ileh ancalghe isdated farm
Recu York, ith Satser anorb
naldrekof haigloe ino Case
umSouth Carolina. easrly
slyaictendelytonberbanded aro-n
inoewrk r C to nueth.tt
Thwareuesstaem by follows:
1t. hod otni insur ei
aiarsd onth aprbfdrgs not
mdiethe spealisionte foh
2nd. Yorhat poliais ever bean
ard. ofhavin cme isrmc Cos
umiam outhe Caolina broert
~v tatementin absoltl false.a
[w'll derftke thow, an iti
riis aevidntly toderhdedent
hep torigso ciruton in ewu
The chsrestr as follondews:
prisin and o asbcarefullyo
iuadethe auperehoise in the
own.e Wrhoe syem.aguae
nesytem nt theyseechrgn
bress doas een auhalf oer toun
tred ocoaniestoei h
oEntrh and erone olla andse
tty-eents re abotely fstoe.
~ ein aofouthlautorn-this,
hen strng costruton n the u
ry arehousen the tcton
hcnry is asessc udaner,
mrd s a wreouse ith oe
asily extnuised inaninrate
n ourth-class town-ethis,
gainst ftre welre eacl nthnn
OUR
~ommenced MV
It's our. time f
coming seasol
We are offerir
scially on Wot
d and half-line
Nothin
tfamiliar wvith conditions in the
-country knows that in case of a
ifire all that you have to do is to
iblow the horn or ring the plan
-tation bell and all thie hands and
-the neighbors come, and I don't
know in all my experience of a
serious cotton loss in the coun
try fzom fir,
Another thing: Everybody
agrees that the moral risk in
insurance is one of the heaviest
expenses that has to be dealti
with. The kind of skunks who
burn up their propertly for in-'1
surance do not live on the farms.]
They are distinctly a town pro-i
duct. During the hard times i
lastidall and winter, how many I
cotton fires did you hear of in<
the country? There was one <
night in Columbia when one un
occupied house between mid
night and day were set on. fire.
Of cours~e that may have been a<
coincidence, but certainly if such<
a thing as that was to ocour in
State Warehouses I would make 1
an investigation and never pay
a dollar of insurance to anybody 1
until I was satisfied that it was t
an honest fire. The moral risk
is almost completely eliminatedi
under the system of insurance
practiced by the State ware- a
house. The insurance is in my a
name, and if a fire was of sus
picious origin the company could
pay it over to me, and you can 1
rest assured that I would have i
to be satisfied before I paid it
out. The trouble with theser
people is that the Southeastern i
Tariff Association is a complete a
monopoly, and they want to x
make this country cotton and f
other property, in the country c
pay a very high rate of insur- i
ance in order to give a cheap I
rate to those living in the town.
I am authorized under the act I
to make direct arrangementsc
about insurance, and if I were s
entirely confined to South Caro- I
lina the Southeastern would r
have the State Warehouse sys- f
tern by the throat, just as it has r
all of the other property in the k
State. I am heartily in favor of s
the proposition made by Mr. t
McMaster to drive out of the s
State this gang of marauders, a
who have exploited without re- s
sistance a long suffering public. I
They drove the insurance wolves
from Texas, and they had to
come hat in hand and beg to get
back. I think Mr. McMaster un
dersands the situation, and I t:
CLEAII
onday, July 1
Aug
or -cleaning o1
ig special ind
>1en Suits for
dSuits.
g Charg
m writing this letter in the1
aope of arousing such a. public1
sentiment that the Legislature i
will be forced to give them the1
mpport which he deserves. 1
As to the "unauthorized comn
panies,'? the certificates .which I
Lppend from Mr. McMaster is a]
:omplete answer. I haven't got
i dollar of insurance in any corn
pany not authorized to do busi
ess in South Carolina. Further
nore, the warehouse system didi
20t get into operation until after i
~he most of the cotton was stored,
~ractically January 1st. The cot- 1
~on which we have was-all of I
t, practically, already insured I
>y the Southeastern. If . they
sould insure the cotton, why not<
>aher companies? We have re- I
:eipts showing that the South
astern has been insuring..cotton
Lt one dollar and. fifty-eight<
:ent per hundred since we se-t
:ured the reduction.. If- we have
iucceeded in breaking into the I
ightest monopoly that exists in I
south Carolina, to the benefit of I
he public, whether they are in t
he State warehouse system or
iot, 1 think that we are perform- f
ng a valuable service to the peo- a
le of this State, but I am not c
rprised that they spew their I
landers and venom on the State s
arehouse system.a
2nd. I would like to know <j
ow politics has been injected I
to the system. Certainly not il
y the S:ate Warehouse comn
issioner. I am far more deeply t
nterested in this system than k
,nybody else on earth. I have t
ot and never will use it to b
urther any political ambitions t
f mine or any one else. In fact. e
E I have any political ambitions f
am not conscious of them. o
here was an effort in the legis- r
.ture, by a personal and politi- hi
al attack on me, to destroy my tl
ystem. This utterly failed, and p
have no idea that it will be re- l;
ewed, even by the men who a
ought us last winter. I know c
2st of them personally and tl
ave no bitterness whatever to- is
Tards them, because I realize it
hat the State warehouse system a
as a revolutionary proposition, 11
nd it was not unnatural that it
hould be strenuously opposed. a
do not propose to renew the e
ght, but if 1 arr. attacked I will r
efend myself, just as I did last a
rinter. Bat somebody else has t
ot to hit the first lick, u
3rd. The charge that the u
uinoe "has been turnerl oer '
XRA
(ANCE
2, 1915, and wi
-ust 1st.
uit things and
uicements in a
Men, Boys
.ER.C
io a firm of New York brokers cc
io place at 1-14 rate in utiauthor- I
zed companies" 's absolutely cc
intrue, and I defy them to name w
he firm of brokers. v
Every effort has been made by fc
hese vampires to find ont how w
.was placing this insurance. W:
[hat is my business, and 1 do te
ot propose to till them. ur
Such reckless lies should show
air minded men that it is malice,
nspired by greed, and worthy S'
iaught but contempt.
The article makes a statement In
hat "the banks do not regard
he State Warehouse receipt as H
eing altogether satisfactory."
n reply, I beg to say that it is si<
mly those banks who have not
aken the trouble to go into the Ve
nerits of the system. When [ da
ranted to finance the State re. th
eipts I went to banking institu. an
ions-not to pawn broker shops. ofl
r. W. P. G. Harding, of the va
ederal Reserve Board, gave me th
etters to six of the New York hoc
>anks, in which he commended co
be State Warehouse system of bil
outh Carolina to follow: "It is as
ar in advance of anything yet or
ttempted and a model for the yc
t~er States to follow." Every in:
anker to whom I explained the St
ystem gave it his unqualified.
pproval, and I have not re- so
nested a Joan upon State ware. ing
ose receipts wherein a single pa
2stance it has not been granted. pa
I have been very patient about de
ais matter of insurance and I cet
ave wanted to work through to
he agents in the various towns, in
ecause I know that personally vit
ey are an intelligent and a 19:
'ood set of men. But I have ]
und it impossible, on account me
f the excavations and the ar- the
gant methods of the hydro- the
eaded monopoly. for whom or
1ey are working. I realize the be
ower of the monopoly, purpose- pa:
r framed the State Warehouse sui
et to escape their greedy (
utches, and I am glad to find I a
iat the State of South Carolina to
not so entirely enmeshed in Gr
ithe galling chains of this ha;
bominable trust as to be entire- ant
rhelpless. cip
The fling made in this article ce~
of
SMr. McMaster, our insurance
ymmissioner, evidences the ar ing
>gant contempt they feel for i
L who do not bow in submission eve
>their will. I have the power in
ader the law to insure in rep-.m
able companies when and (Si;
hre I plase. Othewise I
SALI
11 continue
getting in o
.11 departme
ind Childre
.y Cash.
LOTI
uld not escape their tentacles
have not insured in a sing:
impany without consultatic
ith Mr. McMaster, and to
~ry large extent I have bee:
'lowing his advice. I nope th;
hen the legislature meets nem
inter it will give *Mr. McMai
r support, because I think [2
iderstands the situation.
Respecifully,
JOHN L. McLAURIN,
iate Warehouse Commissioner
surance Department of S. 0.
Columbjia, S. C., July 7, 1915
on. J. L. McLaurin,
State .Warehouse Commis
:er, Columbia, S. C.
Dear Sir: Refering to our coz
rsation over the phone yester
,y it gives me pleasure to sa:,
at from timne to time yoursel
d representatives of you
ice have disc'ussed with mn
rious matters connected witl
e insurance of the State ware
use. You have inquired abou
mpanies, their assets and lia
ities nnd invariably hav
ked whether or not this, thai
the other company in whic]
u were considering placin;
surance was licensed in th<
ate.
Your department has nevea
far as I know proposed piac
? insurance in unlicensed com
nies, and certainly it has no1
id or tendered payment to thi,
partment of the three pel
at tax on premiums requirec
be paid on insurance placet
unlicensed companies, as pro
led in section 20, Act 300, Act
12.
[ feel sure that your depart
nt would not willingly violati
a laws of the State. The fact
t you have not paid this ta:
tendered payment ot it wil]
evidence to me that your de
etment had not placed any in
ance in unlicensed companies
30mnplying withyour request.
m herewith a copy of the bill
Dreate a State Life Fund, the
anting of Annuties. This bil.
;no reference to fire insur
:e but is not distant in prin.
le from the method so suc
sfully pursued by the State
South Carolina in carrying its
n insurance on public build
Vishing your department
ry success in the world and
ring to co-operate with you
my way possible, I am,
Very truly,
~ned) F. H. McMATER,
Insurance Commissiner.
until
rde.I for
~nts, but.
~n, both
SUMI
~. We note in Sunday's papers
.e that ex-Governor Cole L Blease
n is contemplating entering the
a race for governor next summer,
n he says: "Ins all probability I
1,i will be in the race for Governor
:t next summer." Blease has
s- caused more strife and turmoil
e in South Carolina than any
other man since Tiliman's ad
ministration, and we had hoped
he. after his defeat of last year,
.would retire from politics for
ever. We are just beginning to
~get over the unpleasant days of
-his one sided administration, and
for him to enter the race, would
mean bitterness, turmoil and
.- strife again, which we had
-hoped would never arise again
V in this State. He may run, but
we don't believe he can "come
rback."
r!Piles Curedin 6 to14 Days
IYour druggist will refund money if PAZO
OINTENT ailsto cure any case of Itching,
The rst aplication gives Rase and Rest. 50e.
Unofficial
The primary eles
terday to fill the
r the State Senate,<
of the late Sena
There were 1477
Rant was elected
ponents. Wideman
majority of 273.
PRECINCTS.
Clarendon.........
Manning..........
Alcolu....... ....
Bloomville.,....
Cross Roads.....
Davis Station....
Douglas..........
Foreston ..........
Foreston Reform....
Gibbon's Mill......
Harmony..........
Jordan......... ...
Fork..............
Midway...........
Manning Farmers' P
New Zion..........
Paxville ..... .....
Pinewcod .........
Summerton .........
Silver..............
Seloc. .. ..........
Sardinia ...........
Sandy Grove........
Panola....... .....
Doctor Swamp...
Oakdale.. .........
I ~Toai......
'ER, S. C.
Fire Extinguisher.
It was- quite by accident that the
discovery was made that ammonia
would extinguish burning oil. A bot
tle of ammonia saved a family great
loss by fire. The gasoline stove
sprung a leak and the fluid caught fire,
spreading rapidly. One of the older
children coming into the room could
not reach the sink and get water to
throw over the blaze as he thought
ought to be done, but had enough
presence -of mind to pour over it the
contents of an ammonia bottle that
stood near. As It happened, It was
the very best thing he could have
done, as It quickly extinguished the
fire which water could not do. Now
the family keeps ammonia on hand In
a two-quart sealed jar, anticipating the
time when It may be needed again
for the same purpose.
Now's This:f
We ofrer One Hundred Dollars Reward for
any case of Catarrh that cannot be cured be
Hall's Catarrh Cure.
F. J. CHENEY & CO., Props., Toledo, 0.
We, the undersigned, hove known F. J. Cee
for the last 15 years, and believe himpefcy
honorable in albusiness transactionsan fnan
cilly able to carry out any obligations made by
their firm.
WEST & TRUAX, wholesale druggists, Toledo, 0.
WALMXNG, KINNAN~ & MARVIN, wholesale drug
gists, Toledo, 0.
Halls Catarrh Cure is taken internally, acting
directly upon the blood and mucous surfaces or
the sytem. Price 75c. per bottle. Sold by all
prgit.Testimonials tree.
Hl's Family Pills are the best
['Returns.
3tion was held yes
unexpired term in
:aused by the death
tor Louis Appelt.
v'otes polled. Du
I over both op
and Dingle, by a
ISenator.
..--- 3 38 26
.... 4 38 15
.... 0 62 4
.... 9 14 31
....21 12 1
....15 28 2
.... 6 52 9
.... 6 42 5
....... 1036 4
.... 7 19 12
.... 8 14 6
.... 9 37 5
.... 8~ 20 11
latform 39 1Il 77
.... 1 29 22
.'. 36 47 20
....19 50 10
....36 64 15j
.... 10 16 7
.... 8 16j 121
... 33, 5I
.... 01 27? 5t
.... 3!26~ 8
.... 11 13j 15
... 0 26t 10