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[NATION TO ] | TO OBSERl i I Tentative Program as Announced fron ton Shows Unusually Wide Scop posed Celebration, Which it to C States. Although National Thrift Week, v k *w?j, uie oavmgs jjivision or tne un P pleted tentative plans for its observj I 'be to start the country off in the Ne\ 1 'for every individual and every house! I Two ends are sought, according ^ the condition of the individual be im and industrial strength of the nation t Y fal which will be accumulated through V lAlinH inrnctmcnf nn tho nart r\f ?Vin rThe program for National Thrift W though at this time subject to sligt Bta wasnmgton as roiiows: SB". Saturday, January 17, 1920?Nation a campaign to "Save First and Spend ^ Sunday, January 18?Thrift Sunday the relation of tconomic life to religio with others. Monday, January 19?National Lii importance of individual and family p Tuesday, January 20?Own-Your-Ch Mid profit which come from owning yo ' Wednesday, January 21?Make^A-Wi / who possess property the necessity of 3 button. Thursday, January 22?Thrift-in-Ind thrift in all plants and mills and factor! tion between capital and labor. Friday, January 23?Family Budget! business methods in the conduct of th? f Saturday, January 24?Pay-Your-Bil tien to Battle all debt* as promptly as It is believed that the observance ol Industry and moral tone of the nation i w business principles which inevitably le< t" L MANY LOST FORTUNE | I TRYING TO GET RICH! r - i tyundreds Caught U;ider Stock Mar*! ket Landslide But Those Who j Invested in Government Sef eurities Are Safe. Whether or not many persons from wtawa "noil orV? f" 1T1 tV1 O TP VUib &CUUUU HCiC v-Ci Ufc i! t v . a' , cent slump of the New xork market i L' probably will never be known, and j V there is no way of estimating the W amount of money lost. But it is rtefi J nitely known tkat many men snd perB haps a number of women wcic badly " "stung" and that their losses ran far j into the millions of dollars. I It goes without saying, of course, k tlSat their losses came from the mar-1 B ket collapse of certain securities or, ? nwahlo trt WPAfhfiT' i IP vouiuac IUVJ n&io uuhm^v I the storm when stocks, which they had i bought on margin, suddenly > depvel> ciated. In other words, much of the [ . loss was because men . and ..women ( lured" by the promise of great profits matched their wits with the old wa^ * horses of the speculation game, ant! I as a result many littlo for:unes were utterly wiped out. Many business men realized joms time ago that certain market quota-tionz in Wall Street were abnormal? course all of them realized the HHrisk of speculating on vague promises ^^vof profit?and warning after warning was issued to the men and women of tv>qona not tr? onrianjrft-* I1I1UUCI aiu liicraAio uw w money in any get-rich-quick scheme j which might be offered. j Those persons who invested the r savings in such standard securitias as Liberty Bonds and Victory Notes, or Treasury Savings Certificates or -Var Savings Stamps intending to 'ldld to maturity, were not caught in the land! slide, for government securities are j alwavs redeemed at full face valae' ^ipon maturity. They provide the best ' protection in the -world and the m?n J or woman whos<^ investments ar^ f represented by such securities?and who holds these* securities?is always absolutely safe regardless of anything j that may happen in the speculative ^^^tock markets of the country. Of course the immediate market (value of Liberty Bonaa ana viciury i Notes fluctuates, but holders of these I securities .may rest absolutely easy because the changes in the market prices of these government securities are far less than in other bonds and their intrinsic worth with the Govern?fcnt hark- of them demands that on I^pituritv they will be paid for at Just Bxactly one hundred cents on the dol r "Better safe than sorry." W KING GETS THRIFT STAMP. Somewhere in the personal effects lof King Albert of Belgium reposes a [thrift card with a United States Got-i Isrnment Thrift Stamp attached. The Iking is that much ahead. There Is a hud in San Francisco who is that much [out. \ As King Albert stenped into his automobile after the official reception in San Francisco, Richard Siprelle. eleven years old, leaped upon the running " - - in--:#* Ofnmn I ["board to sell tne King a mnn o pie thrust the card and stamp into th*j [king's hand. The king looked at him Itnd then said, smilingly; "Thank |you.? Thon the king's car lurched fo>jward and the king -was .con13. The armistice was signed a y?ar -*rr> *bvt I}ictc is still a l*n'- of ;.r > ><.-. ?s^n!r:(>c*. : "! >-*?g t.Tjo Jhlne. "* ~ " r ' v: -T3 ; amps " * \ ! i BE ASKED f E BIG WEEK n the Treasury Department at Washing e and Great Potential Value of Proven January 17 All Over the Unite? rhich opens January 17, is some tim? ited States Treasury has already comince. The purpose of the "week will v Year with a sound financial program lold. to official announcement: First, that proved, and second, that the financial >e increased Dy tne great sums 01 capit the practice of systematic saying and people. reek, as at present tentatively planned, it change, has been announced from al Thrift Day?To enlist the nation in Afterward." ?Sermons in all American pulpits on uj well-being, and the need of sharing fe Insurance Day?To emphasize irotection. vu-nuuie ua.y?iu iuuw liic ^ii;ajuic ur own home. 11 Day?To urge upon men and wamw making provisions for its proper dist^ij ustry Day?To emphasize the ?need of es and the economic value of co-opera- i I i Day*?To show the importance of using i household. Is Day?To stress the moral oollgaTW?cihlf? . this week cannot fail to improve the since it is designed to inculcate ?ound ad to increased prosperity and ) appi% ^ - ? - ? MILLIONS ARE SAVED BY SMALL DEPOSITS % i Banks of Country Have Twenty-Seven Hundred Thousand Accounts Figures Announced at Convention ?how. j There are 27,000,000 savings bank depositors in the United States, ac-. cording to figures published at the convention of the American Bankers' Association here. In compiling these figures due allowance was made for duplications. Investigation by the bankers has proved that these saving bank depositors are, with few exceptions, people of small means, but they are the people who absorbed in large measure tne war issues 01 gor rnment securities, Thrift and War Savings Stamps, Savings Certificates and Liberty Bonds AND ARE KEEPING THEM. Vftt nnlv dM tVicw hnv hnld ror. ernment securities, but those investments led to additional savings, consolidated the habit of thrift and increased bank deposits throughout the entire nation. These 27.000.000 depositors now own $10,573,971,000 of savings. . This is the money which has built up the railroads, municipalities, homes and industries of the nation. These savers financed the war successfully, and on their continuation of the production of new capital, through savings, rests the solution for financing reconstruction and for the increase of production necessary to check the high cost of living, bankers agree. , tvio trnvprnmPTit savlnsrs securities and Liberty Bonds offer ideal means for the production of this new capital. They are adapted for Investment of all sums no matter how great or small. They are the safest security possible. They are profitable and readily convertible into cash should necessity arise. CHARGE OF THE STAMP BRIGADE. I Just a stamp, just a stamp, * Just a stamp onward; Into the valley of lif? (In manv hundred. i Stormed at by costs and bills, Boldly they faced their Ills, Bravely cut out all frills, And bought a hundred. I High cost to right of them, high cost IW 1^1 b VI vuvltt| High cost behind them volleyed and thundered, But they kept saving on, just as they had begun Till they'd a hundred. I When will the high cost fade? O, the wil$ charge they made! All the world wondered. So let us fight the scamps With more War Savings Stamp*, Stamps by the hundred. The armistice cleared the sea of JJboats but your financial craft can be just as effectively sunk without trace by foolish investment in wild-cot 1 ? f W i r* BtOCKS. Vj O Vt? I'll III cii i sctuiiLivrii, ? <..? Savings Stamps and Liberty Bonds aro safe. The armistfcp enri?d the war but II"ke typhoid, th;i4fr efforts must hp srivon dose c*\'n and attenti m.W:3f> f* J-TIC' prescribe the strr-r.f V: " ' "'"ft and t;?o regular J W'.vf S-i*1a?s ONE GAME MR. TIIR * A STEEL MASTER BEGAN TO SAVE WHEN YOUNG i I Recognized That Success Lay in Sound Investment?Safest Security in World Is Now Offered By Government. Andrew Carnegie died not long ago, leaving behind him $30,000,000. He had given away about $300,000,000 in an effort to avoid the reproach of UJ & *wu. It is probable that the high cost of living gave the "steel master" little worry during' the latter half of his life, but it is certain that in his boyhood the prices of the necessaries of life were vita.! factors. And Andrew Carnegfc in his frarly years met the cost of living with the same remedy which America's leaders, headed by President Wilson, are now putting forth*as the bisic principle of the fight to withstand the menace that lurks in the soaring prices of today. That remedy Is thrift?the practice of saving, the elimination of waste and sound investment. In the days vrhen Andrew Carnegie. 14 years old, earned $1.20\a week as a bobbin boy in an Allegheny City cotton mill, and later when he earned $11.25 a month as a telegraph messenger boy, the cost of living meant much to him. He had little margin for saving. But he did save. There were few opportunities for the small saver to make safe investments. Securities were not issued in small denominations. There were no Thrift Stamps or War Savings Stamps, backed by the government, into which the meager proceeds of the Scotch boy's thrift could be converted. TJ..+ Andranr P a rn a orl c C, t fho ft trp, nf DUl AAAU1WOT 11VD*V MV VMV w ? 10 determined upon safe investment. The soundest securities that offered were 10 shares of stock In an express company worth $600. Carnegie had to borrow part of the money he paid. But he was convinced thai savings lying idle were not performing their proper function. The American man or woman, boy or girl of today does not have to borrow to add to the savings fund in order to find safe Investment. The government makes sound security in the f?rm of Savings Stamps, Trtasury Savings Certificates, and war bonds ovoiioKia tn ovprv savpr who will be cl J axiuuio w v ? . gin to practice thrift by the regular investment of sums as small as 25 cents. Every American today has a better opportunity for success than lay before Andrew Carnegie when he faced the world. NOW AND THEN What is a dollar? Foofcsh quc.> tion?you say? Not at aVl these days of H. C. L. and profiteering. Certainly a dollar isn't what it was ten years ago. It isn't what it will be five years from now. A dollar is what you can get for it in beans, butterflies or bunk?no more, no less. A dollar wouldn't be worth anything it' you couldn't get anything for it. Ten years ago you bought, say, bunk at one dollar a portion. Now two dollars. That | ;iuua \/\y^vw v.. ^ doesn't mean it has doubled in value. It means that your dollar is worth naif what it was ten years ago. This re, therefore, not the time :o spend too many of your dollars. They will bring you only half of what they are worth. This is the time to ave them. They will bring more later on. Thai is the history of dollars. Val?r? r>Trr?1?c A <5 Rlirelv aS Utrs i uii iu \*j u>v?. ? you live five years a dollar will be worth more than it is now. Maybe twice as muh. So when you save a dollar now you are perhaps saving two dollars. Treat dollars as you would any ether commodity. Buy them when they nre cheap. < Stick every dollar you can into j War Savings Stamps. Carrying 4 jj por c^nt interest rompoiinuRu ? qurr':r**ly. a V.r:ir Savings Slump j bought i:.is month for Si.22 will br> j worth $5 Jjr?'i:>ry 1 Iff;. "\v 192 *- i ' I! thr. j'jlbr ? v.v : t-j lv:>c ; ; l.sn-h | i ,!.s i, now l w>:?:I1/ have J I :i dollar.: f ?i t) ' ? > '.12. j JFTLESS CAN'T PLAV ^ t. hiuh cost Of l * feggffegi. | | ^ tie* SAYING GROWS EASIER AS HABIT TAKES HOLD Young People Must Be Brought to Realization of What Future Means to Those Who Spend Wisely. It is easier to spend money than it is to save. It is also more fur;?at first. But money that is spent does not work for you. It is gone, and ia working for somebody else. It is as hard to make young people ! realize the necessity of saving as it I is4to make them realize that they are j not always going to be young. It is ; so easy to be young and reckless. But habits of thrift have to be ! i fonirhf TVintr olen li 1TTA t K n I MU^UU L il^jr UlOU 11CI T ^ 11/ ug ll/l Ui^U . by practice. That means that the ris- j ; ing generation must be taught to cap-j i italize its youth, and in childhood J ; shown how to distribute and allot such ! income as it may have. That indeed, is a large part of civ-: ilization. The savage lives today. The civilized man lives today with an eye ! upon tomorrow In order that tomor- J row may be as secure as today he j saves some of today's goods for to- j morrow's U3e. The war taught many people how j 4 /\ I/, n rrVi f nnAT^l Q VlATIf I cu ac* vc, it taugiii umci pcwpio uut? t to spend. The wise spender is the ' wise saver, but the emphasis is on j the "wise" and not on the "spending." ! Education in thrift is an educate ! in gofcrf citizenship and in good my> j als. The person who is being taught, to save is also being taught to fore- 1 nocf fViq fiitii'r/a and tr> malro nmrtrm'ar ! VUO V. kUQ AUVUiV UUU vv? JA1VWMV VVAMW* w >* r better because of wise living today. , The government of the United States i is offering to men, women and chil- J dren the opportunity to invest savings > in safe and profitable securities. ' t I ARE YOU A CAPITALIST?, The dictionary defines a "capitalist" as one who has a "pecuniary , surplus." The dictionary is wrong, j A capitalist is one who has a pecu- i <>nrVlinll is iflTTflotoil " LXLO.L y duipiuo VTUIVU IQ mi^owvu. Are you a capitalist? You are if you are buying War ! Savings Stamps or Treasury Savings | Certificates. They represent "pecuniary surplus" or, in simple English, "savings," and they make your money work by bringing to you 4 per cent interest, compounded quarterly. x Are you a capitaist? Secretary of Commerce Redfield rei cently said to the Cleveland advertis-! | ing men, "There are 64,000,000 su!> j I scribers to our Libertv Loans. I sus-' pect that many a factory is manned, as II know some government services i are. by a force from top to bottom of capitalists, in varying degrees, but not j the less really." Don't kick about the high cost of i living. Beat it by trimming your sails ; land buying War Savings Stamps. The ; 'capitalists are not kicking about Ihe ; jhigh cost of living. Why? Because they have money at work, j Cut your expenses to the bone. In-1 I vest in War Savings Stamps. ! Be a capitalist. ! I ! SCOTCH SONGS TO DATE i j i i If a body meet a body Coming through the rye: If a body save a dollar Why, then, bye and bye,. I When the shiftless people holler j "Money's Scarce and tight!" He who saves the nimble dollar, Will come through all right! i * 1 j :-i i snouia auia acquaintance ue j.uis?i i And never come to mind? {Why, no!?unless he. is a sot ! And better left behind. | But one thing you must not forget, A tiling more true than funny: j "When your mind on saving's set It's easv saving money!" j i Knowing Wnr Savings Stamps ar<* j 1 a good inv'-jtmer.* won't c;r> you any good unlrr? yra ! .i.;k up the knowledge with vcur r:ci?y. I - j F-IIcw f.'-'v j of rich mei if you wr.v!1 >o rich. Th<y make tfcvir ; UiO.it'V wcriv !: * them. You car <2 > it ,y buy-ag." War Saviajs Stamp*. * 1 i i / r\ ^ .. Y The railways of the United f*ta aearly one - half, of all the rs carrv a vearly traffic ao m * . . . .1 . ?L _ ' any omer country inai mere i.< on. Indeed, the traffic of ans kined, and still it does not Ao>c rica burne upon American ?U . Ask Any Doi Was "Ov* nnrl hp will tell VOU thai the best in the world. He saw the foreign r France, the best in Euro tinental countries ? and The part railroads hav ment of the United State American railroads h^ ards of public service by ous investment of capita striving of managers and 1 ~ o o well done. We have the best raili must continue to have tl But they must grow. To the $20,000,000,00 railroads, there will have few years, to )reep pace w billions more for additio ' terminals, cars and engin< and trains, automatic sig elimination of* grade cro struction and engineering duce the cost of transport To attract to the railn vestment funds of many t % ing genius of the most ca agers, and the skill and 1 men ? in competition w /inmlnl mnn<1 fftirc iillig iUI" L'djjiuxi) ii;anu^^ik industry must hold out U managers and to the mq American railroads wi! standards and adequately if they continue to be bi . American principle of re^ * ** i t. ; cto adwti&anmt. ; ^hdoaatioa of3Za Those desiring information t ation may obtain literature Hon of Railway Executives, TAX RETURNS I, or an authorized agent, will bej at the following places named below | for the purpose of taking tax returns of personal property for the fiscal year 1920: Whitmire, Tuesday, January 6. _ ' Glenn-Lowry. Wednesday, January 7th. * V rtj! Kinards, Thursday, January atn. Longshores, Friday, January 9th. { Chappells, Monday, January 12th. I P. N. Boozer's, Tuesday, January T3th. ( Silverstreet, Wednesday, January 14th. St. Lukes, Trinity, Thursday, Jan-1 imrv 1 ntVi I O'Neall, Friday, January 16th. Prosperity, Monday and Tuesday, i January 19th and 20th. Little Mountain, Wednesday, Jan-' uary 21st. } Jolly Street,x Thursday, January 22nd. Pomaria, Friday, January 23rd. j Glmyphville, Tuesday, January 27th. i J. L. Crooks, Wednesday, January 28th. Maybinton, Thursday, January 20th. And in the Auditor's office in the courthouse until February 20 th, after which dace 50 per cent penalty will be added. The law requires a tax on all notes and mortgages and moneys. There is a capitation tax on all dogs of fifty cents. All male persons between the ages of 21 and 60 are liable to pay a poll tax of $1.00, unless otherwise exempt. All persons owning property in more than one school district will be required to make returns in each district, as the tax books will be made up by school districts instead of townships. t-> f/\ cfoto Tulltlthor vnn J->C Idl CiUl iV ovatv ffiivvuv* have bought or sold real estate during 1919. J. B. HALFACRE, County Auditor. State or South Carolina?County of Newberry?Court of Common Pleas. The Exciiar.ge Bank of Newberry, S. C\. f'ui intifr. Ft n''.*- ' *< : ~*i} J. T>. Jansan, C.' 1":. * v'jr. and Planters! 1'r i.- - o CoM^nny,! i t IMttiM ip3 ' C M^.r^BB * /J 'H^BJia^BnM JS*8^^JL^.i y ^ <1 ?<*? * "- f?? - 4< ? . ?,?,, *? "T "? * >t*? are more than /?ne-thir<i, lilwayn of the world. They ueh greater th.in that of t really no basis for eompari' two nations may be ooiaapproaob the . com mere* of railways. uiud Stdtti Stma f Cummint. ighboyWho >r There" : American railroads are oads ? in England and pe ? and in other Conhe knows. e played in the developis is beyond measure, ve achieved high standfar-sighted and courage l1, and by the constant men for rewards for work oads in the world ? we be best. 0 now invested in ouf to be added in the next ith the nation's business, nal tracks, stations and i . i es, electric power nouses nals, safety devices, the ssings ? and for recon; economies that will reation. rnds in the future the inhrifty citizens, the directpabie builders and mauoyalty of the best workith other industries bid* i v i * > and men ? tne railroad lir rewards to capital, to - | continue to set world -serve the Nation's needs lilt and operated on the ? rards for work well done. II.I II ml i& published by ttie , ilwcuf c(skmiuveA, xmcerning the railroad filthy writing to The Aitociw 61 Broadway, New York. n?ITi tTiIITTYifi 11 a ' TaMrlflKlr n? ? ?J ?? n# flio /lAltvf' , - r>y virtue ux <wi uiuci ui ui? wu&v in the above stated case, I will sell before the court house at Newberry,. S. C., on Salesday in January, 1920,. to the highest bidder at public auction, within the legal hours of sale., the following tract of land to-wit: All that tract of land in Newberry county containing two hundred and eleven (211) acres more or less, and bounded by lands of John H. Willingham, Dr. James Mcintosh formerly ^ " t f-i t _ l rp T VV. Jieny, J. r. donnsun, i. o. Oxner, Frederick Johnson and perhaps others. Terms of sale one-third of the purchase price to be paid in cash, the balance payable in two equal annual installments, with interest from the day of sale, to be evidenced aEC^. secured by the note an dmortgage^ot the purchaser, the same to contain the usual stipulation for ten percent, attorney's fees for collection, with leave to the purchaser to anticipate payment of the credit portion in whole or in part; the purchaser to . pay for papers, recording and revenue cfnmnc nnrl if t.bf nurchaser fails tc > ? X comply with his bid in ten days from the day of sale the premises will be resold on the next salesday at his risk. \ H. H. IKARD, Master. December 10, 1919. NOTICE OF ANNUAL MEETING OF BOARD OF COUNTY COMMISSIONERS. Notice is hereby given that the An^ nul Meeting of the County Board of Commissioners of Newberry County will be held on Thursday, the eighth, day of January, 1920. All persons holding demands of any kind againstthe County, not previously presented to the Board, must file the same with . the undersigned on or before the first day of January, 1920, so that they may be examined and acted on at the Annual Meeting. Any claim not presented to ard filed with the Beard of County Commissioners the fiscal year in which it is contracted or the next thereafter * will he barred and cannot be paid. J. C. SAMPLE, Countv Supervisor. H. C. HOLLO WAY, I2-9-4t Clerk, Etc. Subscribe to The Herald and? \Tews, $2.00 a year. ' - -