Historical Newspapers of South Carolina

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TALKS QF LOAN SHARKS HOW THEY EVADE THE LAW TO WORK THEIR SCHEMES. Mayor J. L. Sherard, of Anderson, i TeUa of a Concrete Case That Occurred in That City. The loan shark who has flourished for years la many Southern towns and cities, is the text of a most con cise communication in the New York Sun by Mayor J. L. Sherard of An derson. In the presentation of bis facts Mayor Sherard cities a concrete case, that of a negro who is an em ploye of the city, of Anderson. Here is the story as told by Mayor Sher ard: Will Martin, an illiterate negro laborer, was working as a member of the Anderson street gang at 90 cents a day. His mother became ill and needed; medical attention. Martin had no money to pay for it and ac cordingly made application for a loan. He chuckled over the ease and simplicity with which the trans action was completed. It seemed easy money indeed. But the face of the note and mort gage was not for $3. The sum therein stated was $27.50, it being stipulated in the mortgage that the consideration was $25 lent and $2.50 attorney's fee for drawing the paper. The mortgage was secured by "two oak bedsteads $5 each; one oak dresser $10; one cook stove $5; one sewing machine $15; and all other household goods." The security was entirely ample to protect the debt. On the back of the note, endorsed in the handwriting of the lender, appeared a statement of the debt that explains just how the law is being evaded. It is as follows: Face of paper .$27.50 By cash.22.00 $ 5.50 Ten per cent added.55 $ 6.0a The lender in his desire to com ply with the law handed the negro f 25 :in cash. The victim experienced the delight of holding all the money in hand at one time, fondling it proudly for a fleeting moment and in iris ignorance maybe thinking the lender was going to let him have it all. But the illusion lasted for not more than half a minute. "You owe me $22, which I shall credit to your account," explained the lender suavely, and he proceed ed then and there to take back $22 and to enter the credit on the note. Yes, he was very careful not to violate the law. On the face the joint note and mortgage looked plain and ? fair enongh. The paper apparently oov ered a loan of $25, with interest af ter maturity only at the rate of 8 per cent, and with a charge of $2.50 as attorney's fee for drawing the mortgage added as a part of the -debt. But as a matter of fact, con tinues Mr. Sherard, Martin received only $3 and bound himself to pay in return $5."50 in ninety days. When the note fell due the negro was in no better condition financial ly than he was at the beginning. Foreclosure proceedings were threat ened. Ten .per cent additional, amounting to 55 cents, was tacked on the indebtedness as attorney's fee as the note provided, and the negro's white employer paid off the obligation to keep Martin's house hold goods from being seized under process of law. . The negro paid $6.05 for the loan of $3 for ninety days! As an il lustration of his utter lack of fore sight he wenf/back in thirty days and made another loan. Frequently in the case of larger loans the notes are renewed from time to time an.l the game of evtortion is thus long and painfully drawn out. The Greenville News says this story so cleverly written by Mr. Sherard is a typical one?one that has its parallel not only in Green ville but in many other South Caro lina towns and cities. Many negroes and poor whites borrow small amounts ranging geuerally from $3 to $10. A loan of $5 calls for a fee of $2.50 for drawing the mort gage; a $10 loan can be had for the fee of $5; and so it goes with frills and variations, on up the scale till the limit is Boon reached. When they want money they will sign any kind of note or chattle mortgage ani so it goes; the "commercial scavengers" ? these conscienceless business buzzards?living and thriv ing upon the weak and unfortunate. The case of Che An lerson negro shows how the law is evaded, and gives altogether a pretty clear in sight Into the Iniquity of the sys tem. COTTON MARKET. New York Futures. Open Close. January.14.4S 14.74 March. ..14.55 14.83 May.14.60 14.S3 July....14.61 . September. ' 13.22 October . . .-. .'. . .14.39 14.43 November. 14.30 December.14.44 14.68 Orangeburg Spots. Tone?Steady. Spot, cotton in Orangeburg yes terday was bringing 14.20 cents. Receipts at Orangeburg. Thursday.1.206 b-ilos Friday ...175 bales Entered Colored Residence. E ' v Th?rs ay morning Officer Jennings cf the City Police fjree was Calle-1 upon'to 2d cut on Mp. ?? stree? where it was alleged some one had attempted to force an en trace In the home of the family of Rev. Jas. F. Player, a colored minis ter. He answered the call but conld not kc.te i.ne luUu er. NEWS FROM BOWMAN. Correspondent Says Cotton Crop is Turning Out Good. Bowman, Oct. 29.?Special: The boom in cotton caused some little excitement among the buyers here yesterday, when the price touched 14 1-8 cents per pound. The Bow man- cotton market has been unus ually active since the opening of the season, and the record of sales to date has more than doubled any previous year's work. The cry among farmers around here some time ago was "av short crop," but facts have been brought out recent ly in which some have stated that the yield this season wiU exeeea that of last year. The condition varies in some localities, but upon the whole, this section has pro duced gcod corn and cotton crops. The increase in price of the staple has caused cotton to come promi nently before the people as the "money crop." Good stiff bank ac counts are being piled up by some of our Bowman farmers. A few of the best farmers of this section have not sold a bale of cotton as yet, hold ing for still higher prices. Some of. Bowman's merchants who sold considerable cotton in the spring and summer under contract for 10, 11 and 12 1-2 cents per pound, deliverable this fall, are extremely blue and are almost fighting mad with themselves for going into the scheme. It is too late to grieve over the matter; it's done and can't be "hoped" any more now. Some few of the planters hereabout caught the fever too and took a bite or two to their bitter disappointment. The ginnery of Messrs. Kizer & Weathers had a narrow escape from destruction by fire yesterday. From some cause fire started In one df the gins, but by discreal and energetic Work the flames were extinguished before any damage resulted. Messrs. J. C. and O. P. Evans went over to Sumter on an auto mobile tour of inspection. A ma chine was bought, reaching Bowman this afternoon. The trip from Or angeburg was made in 50 minutes. The owner of the machine, "J. C.." will cool his arder for "coon and possum hunting" now?in automo bile riding and practice with ma chinery Dundee. AT THE ACADEMY OF MUSIC Mr. and Mrs. J. Franklin Caveny Will Appear Wednesday. With J. Franklin Cavney, the fa mous crayon artist and impersonator, who will appear in the Academy of Music on November 3, under the auspices of the Radcllff Entertain ment Bureau, will come also hi6 wife, Mrs. Marie M. Caveny, an acr ccmplished pianist and a soprano singer, whose voice has won the de lighted praise of many an audience and newspaper critic. While Mrs. Caveny sings, accom panying herself on the piano, her husband with rapid hand, illustrates the song with graphic crayon sketch es, many of which are ^ in colors. Beautiful scenes of land and water, day and night, summer and winter, according to the song, appear upon the board with almost startling rap idity, keeping pace with the chang ing sentiment of the music. The combination is irreslstable. Either Caveny or his wife alone would be able to entertain an audience, but acting together in this way, they of fer something novel and wholly de lightful. There will be other features ot the program which is varied enough to furnish interest and amusement for everybody. With a few swift strokes, Caveny makes a fine scent stand out and then with a few more changes it into'something so entire ly different that it makes an audi ence gasp. He pulls a hundred fac es from a lump of clay; finally he turns upon himself and before one can realize what has happened, the artist has gone and Jekyl and Hyde are In the room. All the time his witty monologue keeps the audi ence laughing. A Sad Death. Mr. Tllefus W. Rickenbaker, of the Cameron section, died on the 2Gth of October, aged 76 years. He is survived by his aged wife, two sons and one daughter. He was a gallant soldier of Company A, Fifth South Carolina Cavalry, during the Civil war. He has been a member of Jericho church for many years. Peace to his ashe$. Officers Take Oath. On Thursday morning the oath of office was administered to the newly elected policemen by Mayor Dukes, assisted by Alderman Weeks of the police committee. The following officers took the oath: R. F. Jen nings, E. C. Fairey, J. L. Segrest, F. A. Schiffiey, J. S. Gibson, G. E. Fickling and R. L. Stokes. Mayor Dukes then made a talk to the of ficers explaining to them what was and what was not expected of them. Oyster Supi>or at Elloreo. The ladies of Elloree are arrang ing for an oyster supper at the Baptist church of that town on Fri day evening, November f?th. Every body invited and a pleasant time is assured. Final Tax Notice. The time for the payment of city I taxes without penalty is extended to! November 10 at two o'clock p. m. | By order, I L. H. Wannamaker, City Clerk. J Don't Let It De You. A gool many folks will have cold angers before they are through i ausklng corn this fall. Don't let : hat somebody be you. 11 EVENING REVERIES CRUDE THOUGHTa OF INTEREST TO THE HOME CIRCLE. A Column Dedicated to Tired Moth en as They Join the Loved Ones Around the Fireside. For a wife, take the. daughter of a good mother. Leave your homes with loving words, they may be your last. Treat your wife as though she were a queen and that will help make her one. When man is a success he claims the credit; when he is a failure he finds some woman to blame for it. We are inclined to think that heaven will be given to those who are trying to make a heaven on this earth. We are almost out of home girls; girls that are "mother's right hand;" girls that can cuddle the little ones next best to mamma, and. smooth out the tangles in the domestic skein when things get twisted; girls that father takes comfort in for some thing better than beauty, and big brothers are proud of for something that outranks the ability of leading a dude. There is sweet music in every home where the heart strings are touched by gentleness and courtesy. The mild word, the gentle answer, the tender act, the patient conslder ateness, will touch chords of kind ness and make sweet melody fn the family as everywhere. A desolate, dreary place is a home devoid of those little courtesies which are prac ticed in the best social life. It is the little foxes that destroy the vines in home life. We have known men who would lay down their lives for their wives and chil dren. Who would almost have fits of apoplexy over a button off a shirt or a mislaid paper. There are women who would die at the stake for their husbands, but who have an almost unconscious habbit of nag ging the poor man from morning till night. Strange, isn't it? A Woman's Work. Could anything be a better illus tration of the way women do theii work as compared with the way men do theirs, than to look over a vil lage of say, a thousand families, on Monday? In a thousand little kitch ens a thousand women would be seen thrusting wood into a thousand lit tle cook stoves, heating a thousand little wash boilers, bending their backs over a thousand little wash boards, and hanging their clothes on a thousand little clothes lines. If, by Borne singular social revelation, the men of such a village were to undertake to do the work there flrsi step would be to get a stock com pany, ? invest- capital in building and machinery, so organize the work that about a half dozen men would do the work for the whole town, re ceive good salaries therefor, and the rest of the men would go about their own business on Monday just as on any other days. Home. A happy home is the brightest spot on earth that the eye of God looks down upon. Love and peace in his home Bends sunshine around the man wherever he goes; disorder and trouble there Is misery everywhere. There are few worries of life which a man cannot now and then shake off, but who can shake himself free from the skeleton in the closet, from the worry of the household, a bliBter on the heart. A day will tell how many a man carried that with him without wincing down to the grave. When husband and wife are helpmate to each other in tho best sense; when order and love and goodness prevail In the house, then the man who has a hard battle in life to fight can leave his struggles behind him when he enters there. With all our faults we are the most home loving of people and that is the reason why we are the greatest of people. Whatever helps home life Is a national blessing; what ever hurts home life is a national curse, and the greatest curse that can touch these blessings Is what would tamper with the peace and bless edness of our homes. Sensitive People. Sensitive people seem to enjoy sensitiveness. They are always on the lookout for something to give them pain. They are much like a cat would be with a tail forty feet long, dragging around on the floor ready to be tramped upon. We are crowded pretty thick upon life's great thoroughfare, and can't well help elbowing each other as we pass along. Ninety-nine times out of every hundred no harm is intended, but tho?e sensitive people, who have the longest and sharpest elbows of anybody, are always attributing a motive to every accidental jug they get. The fact is, personal impor tance is at the bottom of this whole thing. The world is not thinking about you?has no desire to hurt you?but you Imagine that the whole world should be run in your inter est. >u Cord Morning. A cheery "Good morning" often sen.Is a ray of sunshine streaming through the innermost recesses of a household, resting there all tho live long day, and again follows hasten ing footsteps into the mart of busi ness, lighting up and brightening "the way of the world" as it goes. A hearty "Good night" often soothes many a troubled mind to rest, and | heals the wounds which have either! came anew to a struggling soul, or been, re-opened by the harsh words or deeds that are spoken or dons in season or out of season, as the daily battle of our life progresses, j "Goa morn with ht i a I svish for blessings In the tone of its utterance, cheers the heart of faint ind fearful ones, and softens many i hard spot that has place by lnher tance or cultivation, in the breast? 3f humanity. The lovelight, that BRANCH VI LLE NEWS. Mr. Kinsey Painfully Hart by a Young Mule. Branchville, Oct. 28:?Special: Quite a serious accident happened to Mr. J. C. Kinsey, who lives in the country a few miles from here, this morning as he was trying to harness one of his young mules to his wagon. It seems that Mr. Kinsey and his son, Frank, was harness ing this Texas to the wagon to do some hauling and that Mr. Kinsey was holding the mule while his son put the harness on the mule. Just as his son went to put the har ness over the mule's back, the mule reared up and as he came down he struck Mr. Kinsey on the head with one of his front feet. The wound, while very painful, will not, it is thought, prove fatal. The severe blow from the mule knocked Mr. ; Kinsey down and the wound bled profusely, Mr. Frank Kinsey dame to town at once and summoned Dr. J. D. S. Fairey to go and attend his father. It is hopvd that Mr. Kin sey will Boon be all right again. Mr. and Mrs. J. W. Boelkmann. who have been spending several months- in- -New --York ,and other cities in the north, returned a few days ago, and will spend the win ter here. Mr. Boeckmann, who is an experienced photographer, has a great many friends h?re wno are glad to see him again. Mr. F. A. Bruce and little Bon, Albert, left on Tuesday for Charles ton, where they go to attend the great Music Festival there this week. Among the other prominent people of Branchville, who are attending the Festival in Charleston this week, are Mrs. M. W. Bruce, Mr. and Mrs. A. B. Byrd, Messrs. J. R. C. Bruce, A. B. Utsey, Mr. and Mrs. G. Ed. Simmons and daughter, Mrs. J. D. S. Fairey, Dr. and Mrs. J. S. Wim berly and little son John Norman. Mr. and Mrs. Jacob Dodenhoff, of Orangeburg, have been spending a few days in town as the guest of Mr. and Mrs. J. B. Dodenhoff. Mr. E. J. Smoak, of Orangeburg, passed through town Tuesday en route to Walterboro, where he goes to visit relatives and friends. Mrs. ChariBtian Oeland left this week for Charleston, where she goes to take In 'the ' gala week-festivi ties. Mrs. J. Marion Byrd, wife of the popular post master here, Is visit ing relatives and friends in St.! George this week. Misses Maggie Fairey and Maggie Heap spent yesterday in Orange burg. Mrs. W. C. Smith has returned from Charleston, where she has been spending some time with relatives and friends. Mr. C. T. Reeves left a few days ago for Petersburg, Va., where he goes to accept a position with the Seaboard Air Line Railway Com pany. Mr. John Martin Rushton, of Ben nett8ville, is spending a few days in town as the guest of hlB Bister, Mrs. B. X. Minus. Mr. J. Y. Hicks, who has been working at Furguson for the Santee Cypress Lumber Company, is visit ing friends and relatives near town. Messrs. H. E. Hartsog and son, of St. George, spent yesterday in town. ?vfr. and Mrs. D. E. Smoak, of Smoaks, passed through town yes terday en route to Orangeburg, where they have gone to visit rela tives and friends. Notes From Neeses. The graded school here has closed the first month's work of what promises to be a prosperous season. Mr. B. J. Knox, of Newberry, is principal, with Miss Janie Stokes, Oi Rowesville, assistant. Miss Lillian Williams had highest average for the month, with .Miss Myrtis Bolen a close second. The Woodmen of the World, her.' will give an oyster supper to their friends next Tuesday night, Octobe. 2nd. Cotton buying has been quite live ly here tbis fall. Messrs. H. L. J. Blume, Ross Livingston and T. J. Bo.'in are the buyers, with Mr. Wesley Tyler public weigher. To day is is bringing over H cents right along. The merchants are all reporting good sales and fine collections, de spite the short crop. Mr. M. S. Williams has recently laid in a full linos of buggies an . wagons and is now prepared to help you get your crop to market, or get in your girl's good graces, whichever you most desire. A Little Boy Gone. Walter Brooks, the little eight year ?old son of J. Press and Bear lie lnabinet, of the Limestone sec tion, died on the 7th of October, after an illn ss of eight days. The sympathies of .Mr. and Mrs. Inabl nctt's many friends are extended in this, their hour of sorrow. beams from tho eye when one Is greeted by such words as "Good night" lights many a weary spirit to a chamber of rest and peace anJ to a land of pleasnt dreams. Tho home where "Good morning" and "Good night" are carefully said by one to another, are tho homes of the world when- good thoughts are generated, v. lien' good deeds have place, and from whence go out good lives. Then don't forget to say "Goo;l morning;" say it to parents, to chil dren, brothers, sisters, schoolmates, teachers, friends and lo all you meet, and say it cheerfully and with a smile. It will do you good and do your friends goo 1. It will cheer she discouraged, rest the tired ones, and somehow makes the wheel of life move ntore smoothly. A "Goo 1 morning" heartily spoken makes hope fresher and brighter and seems really to make the morning good, and to be a prophesy of a good day to come after it. Rustic. LOCAL NEWS ITEMS PICKED UP ALL OVER TOWN BY OUR REPORTERS. What is Happening in the Country as Well as in the Cities and Towns. Mr. James L. Sims is in Spartan burg. Miss Estelle Cannon is visiting in the city. Miss Lena Miller of Greer is visit ing Misb Meta Kortjohn. Next Monday Is the first Monday in the month and sales?ay. Mr. Jas. Izlar Sims attended the Festival in Charleston Thursday. Miss Carrie Demars has gone to Charleston to attend the gala week. Miss Maude Bettls of Edgefield is visiting Miss Florrle Wannamaker. Mrs. Charles Cope and daughter, Miss Wille, have gone to Charles ton Have you seen and read that no tice of the Orangeburg County Farmers" Union? Miss Ebba Dukes and Aurelia Lodge have gone to Charleston to en joy the gala festivities. Quite a number of Orangeburg people have been attending the Festival in Charleston this week. Mise Ella Gates, after a stay with relatives in Orangeburg and Ual houn counties, has returned to the city, says the Bamberg Herald. Mr. and Mrs. Isadore Rich have re turned to their home at Blackville, after a pleasant visit to Mrs. Janie ?orentrue on Hampton avenue. The Bamberg Herald says: Mfcjses Mildred fBeaty and Carrie Gordon, two of our popular gradei school teachers, spent Sunday in Orangeburg with a former teacher, Miss Ruth Holman. That report referred to in the Or angeburg County Farmers' Union "ad" promises to be spicy, and the presiding officer would like to have an expression from every member of the Farmers' Union upon it. A Baptist preacher at East Lake, Ala., named J. M. McCord, was hara ly able to attend to his duties. A friend put him on Johnson's Tonic, and in three weeks he wrote he was well and heavier than he had b^en in 16 years. The half-well kind can put oa flesh only by driving out ma'aria. A FIRE AT ULMEK. Lumber Plant Destroyed, Entailing Loss of $250,000. A dispatch from Barnwell to The News and Courier says news concern ing the big fire at Ulraer, in that county, was received there Thursday, ihe Salkehatchie Lumber Company, located a tew miles from Ulmer, on the Salkehatchie river, was totally destroyed by fire \\ ednesuay after noon, together with about 4,000, 000 feet of lumber lying on ilw yarn, ihe fire was discovered about 6 o'clock in the afternoon, ana, it it oelieved, was caused by a hot box ander one of the pianers. A large amount of inflammable material wan near at hand. Before the lire com*, oe extinguished it bad spread to other pans of tue plant ana assume., iuch large ? proportions that it was seen that the entire mill was doom ed. Notwithstanding the fact that the mill was equippeu with mouern fire lighting apparatus and that ail oi the operatives l'oughL manfully tc save at least a part of the plant an . diu lumber on the }uiu, the whok was an entire lo^s. Jt is Impossible to ascertain tonight the extent u. the loss ana the amount of insur ance carried, but it is estimated thu'. uie loss will approximate $2r>0,U0u with partial insurance. The presi dent of the mill, Mr. .lohn Scbofialu, at the time of the tire was at hi iionie in Philadelphia. Ho was im mediately notified of the loss an. is expected tu reach Ulmer shortly. Until he arrives it will not bo pos sible to learn the actual loss, tht amount of insurance carrier oi whether or not the mill will Iw im mediately rebuilt. It is understood that the company has large timber interests in that county, and in ail probability will rebuild their plan) and resume operation as soon as possible. THE CIRC LS k'KSTERDAY. Rowe's Great London Shows Pleased Large Crowds. The circus was in town yesterday. anJ everybody seemed to bo happy and having the time of their life. Howe's Great London Shows put on two performances in Orangeburg yesterday (Friday), afternoon and evening and was attended by good crowds of show loving people. They came from far and near. The circus, like most things, has its follies and frailties, but some how, it holds a steady place in the nutnan bean. Its novelty never grows stale. To the youthful imag ination this is peculiarly so. and the recollection of the circus days, back i in one's youth, is something one real-j ly cherishes. Those gay and fear loss bareback riders were there ever mortals quite so favored as they? And the old clown - was k-cre ever anything so funny or so wise as he grimanced with his painted face, and ran uti against the tout pole and mournc i the acci lent to his unharmed an i gilded nose? There was a street parade, but pome were disappointed, as all tho streets usually paraded through by circuses when they come to Orange burg, were not favored with a march by the clown and elephant, etc. HOW ABOUT YOUR FEET? Hope they are not worrying you. No man, woman or child can develop the better part of nature while their feet ache, aside from making themselves disagreeable of life's sunshine, it gets right by them, they are busy thinking about those feet. Its good business to buy shoes in telligently. The Ralston Health Shoes for Men. The Zeigler Bros., Shoes for Ladies. The Walkin Shoes for Boys, Girls and Babies, are the greatest, look best and feels broken from the start. These are for sale here and you can't get them anywhere else in city. Come and see the New Fall Styles. Geo. V. Zeigler FALL OPENING The mosi comprehensive I Stock of Shoes ever put on exhibition in this town is now ready for your in spection. All the new creations in Dainty Boots for Early Fall Wear. All the new and classy crea tions for ladie> of taste and discrimination. ORANGEBURG, S. C. New Button Boots In Patents, Kids and Dull Leathers New Patterns and Lasts, Made to,Finish Out the Most Elabo rate Costumes made from Jell-0 ICE CREAM Powder pOR economy Delicious Puddings in the table expenses increase the amount of Quaker Oats; eat it at least twice a day. It does more than other foods and costs only a frac tion as much. ? Mix together otic packn8re JeU-0 Ice Cream Powder (any fluvor' ami two heap ing tablespoon ftils of corn starch. Dis solve in a little cold milk. Slir this mix ture into one quart ol l>oilir.L' milk and cook until sufficiently thick, usually from one to two minutes. Serve wllh mil*, cream or any roo<1 jindrlinK sauce. I se double boiler or stir consumtl- to prevent SCOrcfainr. Muy bejrarnished with straw berries urnny small furts. Stir o package of Jell-0 Ice Cronm Powder into a qnnrt of milk und make two quarts of liue ice oreatn at one cent a dish. Local Post Card Views 1 \ .dlfffrenl pnf ed in four colors, three tor 5 cent:, also fancy and comic cards on sale at SIMS BOOK STORE.