Mrs or individuals, I would suggest grc.it. i rr caution and restrictions, to prevent tt?e ' enormous abuses and inconveniences to I which the public are so frequently sub- I jected by the negligence and imposition 1 of their proprietors. Instances of this 1 kind are becoming of a character so fla- i grant and numerous, us to constitute an ; evil of no little magnitude and importance. ' * ?* Much has ho en achieved by the deli- ' berufions of tho lust session, to improve j ?ur system of road working. The regu- i )*tioos. requiring "Commissioners of the \ I) - .11 (>? Sit O 11 f ! 9VVCI?I uwai U9 IU CNOV.I IHV | ?rfiIrdbor from each individual within their I ro*pccUv>e jurisdiction, has accomplished i rcfrtie'hing to equalize, and perhaps to les- j ?*en,'4he burdens of this public duty ; and i I Che-reference of fines over a certain j ( amount, to a judicial jurisdiction, instead i1 of tht: firmer summary mode of imposi. j tuvvbv'a self-constituted body, acting; both as judges and accusers, has certainly i thtown ?ome protection around the civil ; rights of the community. But the re- j form is not sufficiently radical, for tho j pfcHVfction of a system so essentially de. f&etive. The iniquity of an irresponsible legislation?the enormity of a'ldf-pcrpetiratiag and self-supervising power of its ?/wn privileges and authority?the injus- ; tfeb* of exacting the whole amounl of so intonvdnient and irksome a public service; exclusively from the agricultural interest?and tho gross neglect, and unpro- j fifnble result of its execution, still eonsti- i tufe'its most prominent features, and in* terpose'insupcrable obstacles to its success and -satisfactory one-ration. . " , VT ^ . * Soma" system of' chartering our most public highways to companies or individ* j rials, with cautious teslrictions, to prevent j imposition or abuse?connected with n | small tax on every species of productive ctipi'raf, (instead of being exclusively J b?rhebv agricultural labor,) to supply the ! deficiency of revenue, in those less pro- | fifrrblei* rt is believed would be the most *ffccrtive, and cheapest mode of improveintent*; and nt the.same time the most equifnbfte dist/ibqti'on of the expense. But, should rt bo deemed advisable, to endeavor to 'improve rather than to abandon a system so radically defective,-and incorporating all the errors.and abuses of along nfid /rbiiless experience, still the application of heavier penalties and more equi. table and summary modes of conviction, arenecessary to protect the community from the inconveniences and delays, as well as the dangers and losses * > ? i so oiteu-a.ntl so vcxuiiousiv experienced, f rom the negligence of irresponsible commissioncrs, and the privileged proprietors of chartered bridges and ferries. ^fotives of economy would seem to suggest a compliance with tho recommendations of tho Regents of tho Lunatic w ^ C Asylum herewith submitted, to increase thtf Accommodations of that Institution, for "the reception of a class of patients, whose profitable contributions would diminish, if not entirely defray the general expenses of the establishment. If this be indeed true,?and lam sure I cannot refer you to higher authority, or morcjsatisfactory evidence, than their own frank and intelligent statement,?there would Mem to be neither wisdom or prudence, in " withholding tho necessary and desired , aid. .To the considerations which a wise economy would thus appear most obviously to suggest, I am sure I need not add the appeals of an enlarged nnd enlightened benevolence; which on no proper occasion for its exercise, has ever failed to inspire the counsels of our rulers, or to actuate. tlie hearts of ourpeople. F#r I be correction of some of the harsh features of our Criminal Code, I must again refer you to the views expressed in my last annual Message. For the trial of slaves for capital offences, I respectfully but urgently, re-iterate my invocation, to substitute some mode less summary, less partial, less calculated to pervert the spirit of our benign laws, to tho injury of property and the sacrifice of life, than the present imperfect and ignorantly administered forms of justice, as applied to r * l _ * _ i 4 cases oi iriai cuurucicr. The existing punishment of petit Inrce- { ny has been found in practice, one of the j racist Kelu'ary, hut one ofthe mo9t odious, ( of oi! ihe inflictions of the law. But the j very efficacy it derives from its degrading j influence on the character of the criminal, j unfortunately produces, in some install, ees, a revolting effect upon the sympa- j thics.oi tho community, that may lead to remonstrance and opposition. Nolhwith- j standing it is the most dreaded nnd nbhorrent of nil legal inflictions, and (hat the criminal invariably und earnestly pe- : htions for its commutation to any other ! I penalty, yet the irresistablc temptations j i (and sometimes the wants aud necessities) j growing out of-the embarrassments, and ; < the immorality ofthe times, have greatly j < multiplied and aggravated. the crime and j 1 the offenders- Under theso circtimsfan. i < ces. it would seem to be impolitic, at pre- , | sent to ameliorate its penalties. The dc-1 gradation which it infiicts upon the char. 1 < actor of the culprit, cannot in tact, be sup- f posed to exceed the infamy and disgrace , i of an oper> conviction, a blighted charac- : i tor, and ife based mind. The sensibilities j i ofaoOr>\ict, haidencd to the moral irn- , t prcssidns of a sentence of guilt pronoun- j r ced by his peers; the perpetrator of a c moan and debasing offence like that of ( petit larceny ; is above or below the reach c of .,11 id* ordinary appliances of the law t to rcclAfin? or t+ie severity of its penalties , | lo punish, except through the pangs of the | t most painful and degrading of all human j ! lr?S;ctitms. js The punish men t'bf death, it is believed, \ inr.y Ik* judiciously ameliorated in many ? rases hy'otfjer efficient penalties. But I c would stilxmil for* your consideration, the f i\xf>editmey"of subsliluting private for pub- c hr excufions*'whenever the demands of a j j great state necessity, render ihe exaction i \ of Jiit* bfotftiv"sacrifice unavoidable. The < t ilea of condign punishment is always more terrible and impressive, when left to the imagination to depict it/and especial-, ly in the* absence* of those "circumstances L>f excitement, which are so well calculated to sustain the nerves nnd-fortitude of fin impenitent and incontrito culprit. Xo j young olFonder was ever reclaimed by j witnessing the heroism of a dying victim DTlfie law; and wnne MS syinpamscs arc . but too apt to be enlisted for the suffer ings which he witnesses, his imagination is not less likely to bo excited by tho im-posing importance of a scene, in which the sense of crime is lost in admiration of the fortitude, or in commiseration of the agonies of the offender. Our legislation should also he directed to discourage the rash nnd criminal indiscretrons of youth ; among the most.frequent and most fatal of which, is that which ans"s out of tho to|erat?ca (if not the protection) which our jurisprudence, or tho mode of administering it, has hitherto | extended to tlic practice of duelling.? Founded in the most deeply rooted prejudi^tis, as well ns upon the noblest and most honorable incentives of the human mind, the judicious correction of its evils and abuses is an object of as much import tancc to the pence and harmony ofsociety, as the manner of effecting it must he acknowledged to be both difficult and delitale. If it be legarded a9 a necessary evil,' which cannot he removed without eradicating some of the highest incentives n o to virtue, and substituting baser means of gratification to tho malignant passions of society, is it not still expedient to limit it' within The strict hounds of that necessity," by rendering the penalties of the iaw scarcely less odious or endurable, fhan j the motive to violate it. That it is some. J times the only, or most available evidence i of a high sense of character; or that it ! maj possibly be needful to risk life to J preserve honor, furnishes no reason, why I its worse consequences should so frc-1 quently and unnecessarily, be permitted j to slain the inconsiderate indiscretions of youth, and the trivial occasions of ordinary life, with the blood of human victims. And let it he instructively remembered that it has become in practice, as much, and as often the cloak of dishonor, and the refugo of cowardice, as the protection and rc.ort of oppressed and persecuted merit. !n its westward progress, the last gleaming* of its chivalric origin maveven \ . . * . I now be discerned to mingle in the disgraceful brawls of the murderer, the assassin and the felon. The dilficulty of effectually repressing the practice in this State, is perhaps insuperable; but the omissions in our legislation, or the toleration of our laws, should no longer be justly charged with a tendency to encourage that morbid state of public opinion, requiring such bloodv and unreasonable sacrifices to gratify an unappeasable appetite for excitcjncnt and revenge. Some salutary check might at least be imposed by the example of our public functionaries, to the too frequent and reckless abuso of / this practice. It would perhaps be safely advancing one step toward the reformation of public opinion, if every public functionary in the State, were restrained from participating in it by the condition of his office, it is but just, that while enjoying the confidence and liberality of the State, they should be required to comply with the obligations imposed by their cle-1 vated positions; to present high examples of conduct, of principle, and of morality ; an ermine unstained by crime, and hands . 111 ^,1 Utr Klnrvrl unsuihuu u> i;iuuu Among other causes of moral improvement, \vc cannot hut contemplate with great satisfaction, the rapid and extensive i progress of the Temperance Reform, in operating upon the habits, the health, and the happiness of our people. No moral reformation can be conceived to be more important or beneficial in its influence on society, or promises a greater harvest of those peaceful virtues and moral blessings, by which the harmony and the prosperity of a community are so effectually and benignly promoted. From its influences on the habits, wc may justly anticipate the happiest effects on the passions and the vices of man ; and by abstracting the s rongest incentives to crime, it may reasonably he supposed to strengthen the moral sanctions ol the law, and perhaps in time, to supersede the necessity of many of its penal restrictions, it lias evoked a salutary spirit of change from the licen- I tiousncss and the phrenzy of inflamed ; passions, and maddening excitements, to ' that state of dispassionate reason, and ' considerate reflection, so eminently con- j dueive to the enjoyment of a virtuous and \ peaceful life. And were it proper to look ! beyond these general considerations, for 1 motive to legislation, in the oidinary de- | tails of private life, they might be amply j , ' r ? *' ' -O'l nmi.nnt nf in i [JeUucea irom uj? mciuustu ; ( dividual health and happiness, and in the harmonious relations of the domestic j, :irc!c, of which it been so beneficially , promotive. Hut while indulging in the gratifying , contemplation of its eminent successes | ind influences, hitherto attained without , egi.slative inducements or restrictions, it j, s well to reflect, whether any legal pro. I visions, however judicious and well.in- j j ended on your part, might not impede, 1, ather than facilitate that progress which |, )thcr and moral causes, have so much , tontribuu'd to advance. Legal interior- i j :nce, to enforce the obligations of tnorali- I, y, is but too apt to he regarded by the | >oop!e with jealousy and distrust, and of- , en begets a disposition to evade and vio- ( , ate those salutary restraints, which a j ienseof their own interests might other- , vise induce them voluntarily to assume, ! | md sacredly to respect. The authority , ;f the law, would bens inadequate to en- t orce moral habits, as it lias been found by j un:iv:iilinir to inculcate reli- f jimia tenets. They must be left to the! | oiuntarv impulse of the (;o'?r!. and the f noving msi'irir'iort of their divine origin. J ( Human institutions borrow strength and f i lustre from tho sanctions of a pure and ' ( high morality, but they cannot recipro- j I cato the support which they receive. Our j I enactments may punish crimes, but can I < not correct vices; they 'irfay reform the ! conduct, but cannot reach the heart, the < motives, or tho habits of men ; for they < cfltr neither impart greater terrors, or add ! < stronger inducements, to the retributions i I or rewards of an alarmed or an enlight- .< ened conscience. Let us leave it, then, I in the hands in which it has so prospered < ?to the influences of an enlightened pub- < lie opinion?to the dictates of a sound phi- i losophy?to the suggestions of reason, 1 and tho restraints of morality?to the I in- ' , . irresistible appeals 01 wise precepts, ana ; i virtuous cxamples-T-to the interested mo- ! i tivespf men ta.saek the. means -of, health < and happiness?and. above all, to the re- I ouking terrors and consequences of a de- ; bauched and profligate life. I The position of alliance which this l Stale lias assumed, in defending the insti- i tutionsof the South, against the nggrcs- ' ... c sivc legislation of New York, is of a char- i acter too important and interesting, to be I overlooked, in the deliberations of the pre- ; sent .session. The wise and necessary I inspection law?instituted by Virginia. < to regulate her commercial relations with 1 that Siate, nnd adopted with great pro- 1 priety, and I trust, salutary effect, in this | -r-has been executed, so far as it has been 1 in my power to enforce it, with the most f j exact and rigid adherence to its provisions : and requirements. This measure, mild, j temperate, and defensive as it is?the i least that an injured State, oran aggrieved 1 people, could resort to, to protect the rights 1 and property of the citizen?forbearing 1 and constitutional as it must he admitted I by all States and nations to be?has, I | regret to say, not yet been responded to, I by the repeal of tlioso obnoxious measures . 1 against the institutions of the South, upon j 1 the evidence of which, I should have been 11 authcT.zed to suspend its operation. Yet it has not, I trust, been altogether | without its effect upon the counsels, or its i moral influence upon the justice and the magnanimity, of the enlightened people of New York. The principles of democracy, about to he ascendant in her coun- J sels, wilt unquestionably repudiate the in- ( justice of enacting aggressive laws to vio- ; la to the rights and institutions of a s sfer i State. The late decisions of tlic Federal Judiciary too plainly prohibit and dis- ! countenance such daring and wanton out- ' p . i rages upon the guarantied and sovereign rights of an independent member of the Confedcmy. The confidence of her i people has already been shriven of the influence of the actors and instigators of 1 that unwise and illiberal pioceeding; an 1 tho official aggressorsthemselvc s,rebuked, dishonored, and distrusted, arc about to be consigned to a merited and retributive obscurity. No other legislative action is perhaps necessary at this time, but to re-enact the provision of the law, leaving it discretionary with the Executive to suspend its operation, in the event of those favorable c >nt ng' ncie; arising, which would r n> cr it expedient to exercise i . Many gratifying, although unofficial, assurances, induco us to hope for a speedy renewal of our amicable relations with a j State whose importance, as one of j the largest and mosl commercial members 1 of the Confederacy, as well as the j sound democratic principles and enter- j prising spirit of her people, and above all, the friendly associations hitherto subsisting between us, render in every respect 1 desirable. The recent and accumulating results of the geological researches instituted by ( the enlightened cnterprize of almost eve- , ry state and people, induce mc again to i appeal to your patriotic consideration to 1 encourage and promote its useful investi- 1 rations in our own. The resources of 1 . | our climate, the unexplored treasures of ( our soil, the peculiar value and character . of our staples, all conspire to impel us on < ward in a laudable emulation of the sue- j i cess of other examples to improve those (' great and permanent means of national i : wealth and prosperity. In other countries j1 agricultural pursuits constitute but a por- i ( tton of their productive resources?often < secondary to commerce, to manufactuies, i and the prosecution of the useful arts, in | ( furnishing the means of wealth or subsis. j 1 tenco. hut with us, it is the great, the j' universal, and almost the only enduring i, element, of individual or national prospcri- I < ty. Even our domestic institutions are j of a character so immutably agricultural, ' i ns to^vibralo with all its reverses and vi- |1 cissitudes. They would perish, or depart, !( f r A L _ in proportion as the pronis 01 uns gre.n i. branch of industry were neglected, to ! : seek more hospitable climes, more profit- ( able investments, or a more enterprising < people. To these impelling motives of M necessity, toencoiragc the improvements , 1 of this great source of wealth and of re- 11 yenue, we may add tiie attractive induce- ,;i rnenls which an enlightened sense of our )j interests present, to institute scientific re- t searches into those hidden taeasures and ? undeveloped energies of the soil, which a ( very partial experience has discovered it ' most amply to produce. The aphorism of 1 a great Philosopher, ** that he who causes ' two blades of grass to grow, where only t one grew before,confers the greatest bene- i. fit on society,"'may not be literally nppli. s cable to the improvement of our agricul- < tural condition ; because our staples, and ' our products, not only substitute, but far ^ exceed the value and the profits of those primitive objects of husbandry. But be who stimulates and enlightens the labors [ oy which the millions of other countries as yell as of our own are employed, clothed, r tnd subsisted; he who, by adding to the 1 >rolitsof our agricultural industry, arrests [ he rolling tide of emigration; he who, >y increasing the supp'ies and comforts of v he homestead, strengthens and fosters i hoselocal attachments,which aic tlic Iru-, * - ? 2nco of electioneering expedients vvili be proportionality lessened, as it is diffused aver a greater surface, and through a O ' O greater number, we may justly hope, that the measure will add to the federative strength and importance of the States, by securing greater harmony and unanimity in the views and counsels of their several delegations. If it in any manner purities the deliberations of Congress of its boisterous elements?if it can allay or appease the angry spirit, the clamors, confusions and excitements?if it can expel those personal contests, which so emphatically indicate a degenerate In use from the ? 4 sage counsols and grave consultations of former days?it will have done enough to propitiate the approbation and consent of every patriot and moralist. That Congress should have interfered with the prescribed modes of election, as they exist in some States, is perhaps to he regretted, as unnecessary and inexpedient. But, conforming as it does, to our principles and practice, t.'iere can be no objection consistently ariaing out of the inconvenience of its apphca Lion to this State. The legal proceedings which hive been instituted by the direction of the Legislature, against a portion of the Banking Institutions at the Sute, refusing to accept the provision of 44 An act to prevent tiie suspension of specie payments," being still [ending the decision of the'*Judiciary, it would perhaps be improper and unnecessary to anticipate a resort to the more effective expedients and appliances of legislation, to correct evils which the ordinary jurisprudence of the State may prove adequate to remedy. In the meantime, the judicial reference of th tt question ought not to be permitted to sup .-rcede the duty of instituting other regula. Lions for the improvement and stability of our State currency. The experience ol the last few years has proved, the bank investments are disproportionably large to the requirements of commerce, and the exigencies of the community?that their profits and business have diminished as the swollen tide of speculation has subsided within the ordma^ ry limits of a judicious economy?that a very moderate, and scarcely a reasonable interest has succeeded to the enormous profits that were formerly so magically realized?and that the inflated prices ot bank stock have rapidly declined, to an extent as much below, as they were formerly above, their original value. In ilii* sudden dearth and abstraction of the ordi :iary modes arid stimulants ol business and prori's. it is not surprising, tint the banks should have resorted to expedients, bordering' on usury and extortion, and clearly not contemplated within the legitimate province of banking operations. Among these, are the extensive, and perhaps I may add, aim- st ixclusice and monopolizing operations which they ha' e conducted in domestic exchange. l)f all the deranging and sinister influences upon credit and currency, ihis when carried Lo the extent of absorbing the entire business jf bank capital, is perhaps the most fatal and vitiating, it presents the temptation to ere ate, and to perpetuate, that very state of ine. ]ualiiy in the.circulation, from which it derives ts greatest emoluments. It compels the ber ower to receive his accommodation from, and neet his engagements with the banks, in cur ericies of different and unequal value. It supercedes a sound circulation, with depreciated paper; traffics in the distresses and exigences of the people ; and converts banking caplal into a system of brokerage and extortion, ?x acting from the necessities, rather than accommodating the commercial require men's, pf the community. It subjects enterprize and credit, to the disastrous influences of sudden md unnecessary contractions, for selfish and sinister purposes. '* ? ? 1- I* r> aKf n innd t r\ That His a pracnce ivmui imo uu>mnvu i considerable, although 1 ;rust not to so iinnoral an extent in the business and operations )f some of our own institutions, may be infer, ed from the great disproportion which exists ictwccn iheir profits and circulation. Nor is t unreasonable to presume that from this rausc chiefly, the momentary pressure and l.fliculties of the present year, (on the ccmnercial class of our citizens especially.) have >een unnecessarily aggravated, and have doived their greatest and most unmitigated severity. Under ordinary circumstances, a small caplal with a liberal circulation, is usually proluctive of the most profitable results, as wcil is the eas est and most prosperous condition if the monetary alFairs of a community. Hut he practice referred to has reversed this lateral relation between bank capital and its ises. Our experience presents the fiscal tnomaly, of a large capital, with a stinted tirculation. Upward of twelve millions of >ank stock, realizing an interest of more tiian ix per cent, on the whole capital, with a cirmiation not exceeding a million and a half, i or the relief and accommodation of ilio people! j iVora this view, it would necessarily seem, I hal the profits of the sya'cm arc now chiefly j lerived from other scurces than tho>e which 1 * i ejjitiiriately How from the ordinary lustnes&oi jar,king. j In these remarks, however, justice perhaps equires that i should state, that the conform- I ty of most of our gpinor institutions to a po!iy so latal to the monetary interests of the I itale, is believed to be in a great measure onstrained, by the autocratic influence, as v. II as the seductive example, of our larger nonicd corporations. He th:s as it may, the J.uost Liituc diversion of banking operations ind pcrlfnps the only foundation of an ar-! lent and permanent patriotism, will ccrainly achieve more to advance the welfare of the State, than all the speculations j if the politicians have ever accomplished. Tho increased ratio of representation I established hy the late net of Congress, ivil! demand your attention, to organize lur Congressional Districts, so as to conform to the diminished number of Representatives to which this State will he entitled. That it will present to your consideration a question <>f some practical Jiflicultics and enr barrassmcnts, is perhaps 'easonably to be expected. Hut I trust it ivill be productive of no other feelings, than those arising out of a generous emuo o lation to promote the interest and convenience of all, and a conciliatory sacrifice ' J >f sectional prejudices and jealousies, to the general good. The consolatory hopes md reflections to he derived from the important provisions of that act, are sufficient to reconcile us to much greater inconvc nicnces and disadvantage!), man any u> which it can possibly subject us. In diminishing the number, it must increase the individual responsibilities of members, *nd perhaps their wisdom and qualifications, by extending tin opportunities of a selection to their constituents. A nd while wo in.iv reasonablv presume that the influ I into new channels, tho sudden abstraction.o : the customary bank accommodations from i j community hitherto flushed and ovcr.stimula j ted witli the facilities of a redundant cireula I tion, would of itself produce, as well as aggra! vate, inucli of that dislinss, which has beet I so severely and desolalingiy experienced, it i our State. The corrective of these evils, and there i spon3ibility of applying or neglecting it, rcsti , with you. How far a prohibition to earl bank to pay out any but its own notes exciu< i sivo y, would impose a salutary restraint upor the practices to which I have alluded, I sub mit to your wisdotn and experience to deter. 1 mine. It is suggested as the most moderate L i and cnuitable of those measures within the ! competency of a sovereign State to institute | in enforcing salutary regulations to establisl j a sound and stable currency. Whether i I should apply to aJ, or exclusively to thos< [ institutions which have refused to coinplj i with the provisions of the late act, " to preven j the suspension of specie payments,'' is a mat ! ter which a proper respect for the patriotic conform ty of some of these institutions to th: j authority and requirements of a sovereigr ! State, renders worthy of consideration. I ! there be anything onerous in the provisions o thai act; if there be anything invidious in it! requirement?, which exposes them to the espionage, power, or jealousy of rival institu i tions ; it would certainly not comport with thi ! wisdom and equity of the Legislature, to eub ject thern to an inconvenient penalty for i ; patriotic compliance with the will of the i Stale, and thereby pamper and rewarc j the contumacy of others?, by increasing ! the advantages of thetr recusancy. If tin I State Ins lost its power to protect, it shouh ; at least abstain from the tyranny of imposing ' partial, and invidious restrictions, on its citi zens and institutions. 1 f tlie result of the pre I sent controversy shall, indeed, prove that she i cannot enforce her laws, let her retire will dignity, from the position of asserting but a | partial and divided supremacy; and in 6ucl | an event, exercise the magnanimity of rcmo; ving any odiou3 disabilities, which nothing but a willing and patriotic obedience to her authority, may have enabled her to impose 01 '.he most deserving of her institutions. It is not a little gratifying to our Stale pride and patriotism, that amidst the universa distress that lias pervaded every portion of tin Union?the overwhelming embarrrassmcn'i that have oppressed the energies and resour ces of almost every Slate in the Confederacy as well as our own?our financial condition i continuously if not progressively adequate, t< i meet all the deininds of a just and libera economy?our credit scrupulously prescrvedaud.the imposition of :lic nccessaiy burdenso our State government as cheerfully borne by the patriotism of our people, as in ordinary times of prosperity and abundance. In til1 midst of calamities so well calculated to sug gest counsels the most dangerous, and cxpedi ents the most desperate, it is a subject (j infinite gratification, that the virtue and gooi j sense of our propie have looked to no inunora j sources of relief. Neither the violation c contracts, the evasion of obligations, or tin repudiation of debts, have for a moment beei permitted to delude the hopes of our hones and virtuous yeomanry ; relying alone, as the, * .t "? _ iv.: t , nave none, upon me aii.siimcient rusuuttcn v economy and industry, for national and indi vidunl prosperity ; and ready, should such ai emergency ever demand it, to sacrifice all t< ; preserve honor and faith. This view, however, of the difficulties unde which the requirements of an adequate reve nue are met, should inculcate a most rigid am scrupulous regard, on your part, to the object and character of our expenditures. No warn ing is, I trust, necessary, to avoid the errors c prod-gality, or the more culpable extrava gance of neglecting necessary and proper ob jee's of public expense and improvement ? The delusions, under which so much treasur has been waned on unprofitable and chiineri cal schemes of public enterprise and icnevc lence, have unquestionably passed away, iiu he who hopes to flitter the passions an prejudices, or conciliate the confidence am affections of I he people, by an iudiscriininat and injudicious retrenchment, at the expense ot their weal, their interest, and their proper;) most egrcgiousfy misapprehends the higi mjf.v s, and undcrra'es the virtuous intelii ' gi nee, upon which their estimate o,' pubi.e nici i and measures is founded. The period of the year in which our taxe 1 are received is usually after the busincs; ; transactions of the season have transpired the proceeds of the harvest are expended, oui marls divested of the most valuable articles of taxable merchandize, and our treasury ir arrears to the Uank for advances to meet those i dieb .rscments which are always heaviest ani ! most numerous in the preceding months. Th effects of tiiis arrangement are to exact dues i from < ur citzens at the most inconveuicni season for the payments, lo lessen our receipt: J on ilie amount oi stock in trade, t? cripple the operations of tiro Bank, and to curtail our own resources, to the extent to which this abstrac| lion of so large a portion of its capital, with, j out interest, necessarily diminishes the profits l of th it institution. Under these circumstances, I would suggest fur your consideration, j whether our taxes should not be paid by the ! first of November, as a period presenting 1 greater fiscal advantages, more promotive o: i tr.c ronv< n once of the people, more likely tc {procure full returns, and affording for the j benefit of your deliberations, an accurate j knowledge of the actual, and not an anticipa. I ted state of the Treasury. ylinong the available resources of the State, 1 may be* enumerated her unliquidated claims ion the Federal Government, for advances j in idu to remunerate our citizens for expenses incurred m the Florida War. The cause and occasion of that expenditure, was not one in which tiic interest, or the safety of this State, j was the least involved. The philanthropy ol our citizens, it is true, was prompt to offer | sympathy and assistance to relieve the pcrii lous condition of a people, whom the guaran* ! ?ion ,.fflm nr.iivrnment had failed, either bv treaty, or by arms to protect. Our gallant and lirgii spirited youth, at every call for their cer vices, voluntarily rushed to encounter in the : cause of humanity, and patriotism, all the perils and privations of a campaign, so fruitless j of the ordinary glories of war, and where the I endurance of toil and suffering, and famine ' and disease, were the only conqucs's and trophies, their valor could achieve. Submitting to these, with a fortitude and cheerfulness i never surpassed by any soldiery?incurring ; expenses, losses, and deprivations, which were | felt by all, and by which many have been ! impoverished?the patriotic sympathies of the 1 S ate were readily induced to anticipate the si nv and tardy justice of Congress, by advanc. ; :ng the amount of more than twenty thousand dolors, to discharge that portion ol theirclainu which was ascertained, upon the strictest investigation, and the best cotemporancous evidcnc ', to bo just, indisputable, ami neccs. 6ary to the service. 13ut a very small part, il any. of this advance, as I am informed, ha-1 yet been refunded; and I therefore recommend the immediate appointment of a competent ajent to ilicet a speedy and iqtiitatik f adyu^ment of this claim, which, so long as * the authorities of the State shall omit to urge, will doubtfces slumber among the dusty aud - forgotten records of the War Department. The benefits derived by the State from her 11 banking institution, have never been more i fully realized, than under the auspices of its present able, aud vigilant direction. Its con venience, as the real and practical Treasury 3 of the State, has supplied all the necessary i checks and facilities of a most perfectly organized financial bureau. Its advances, to i meet appropriations, ai d instalments on our - state debt, when all other resources of the , treasury have been exhausted, have furnished ? facilities not only to discharge her ordinary 31 engagements with a promptitude unpar?.Jle!d4 ,j perhaps in the example of any other St. I# i' government, but to maintain her credit, under t embarrassing circumstances, and in perilous 3 times like these, when a shade of duubt is ; sufficient to dispel all the attractions of confit donee. It has added to our annual resources, . an amount not less than one-third of our. ; revenue, if not for the ordinary objects of . - ' ' ;' cm i i-uk cApcusus, ai leasi 10 uiscnarge the i accruing interest on Stale obligations; while f at the same time by the judicious and benevof lent extension of its accommodations, it has 3 done ail within the power ofso limited a capital, ? to alleviate the pressure of the times, and - protect the property and interests of the ; agricultural community, from sacrifice and extortion. In addition to these invaluable i purposes, it subserves the not less iinpoitant ? one, of exercising a salutary aud efficient ! supervision over the monetary interests of the I State; preventing (by its influence and i example, as it has done in a former instance,) 1 a general and needless suspension of specie j payments ; furnishing a sound currency, nei gociable anywhere in the Union; and csta. blishing a standard of circulation, by which the i credit, the business, the exchange, and the i commerce, of a large portion of the Southi Western States, are materially regulated.? i All this, it has accomplished under circumstan* - ccs of great difficulty and embarrassment, f arising Irom the jealousy of r.val institutions, ' the operations of large bank capital, its politi- t i cal ob'.igatiomi to protect, rather than to plunder the property of the people, and perhaps to - it e necessary, but inconvenient connexion with 1 some of those benevolent, but unprofitable i objects of 6ta:e enterprise and beneficence, s which must unavoidably encumber and oppress its ordinary business transactions. In the midst of all thcso evidences of useful . ^ ncss, its operations, if not conducted with tho6? ] great results and exhorbitnul profits, which a - tcchlcss disregard of the distresses of the com' I inunily, and an unscrupulous use of advantages, '4 and of tho mems of extortion, might have real ^ ized, hr.ve nevertheless been productive of fewer losses, and more emolument, than would satisfy . the reasonable anticipation of a patriotic Slato, whose motives in est Mishit g such an institution ^ wcro not impelled by an eager and inordinate cupidity to enrich her coffers, hy extorting from p the necessities of her people. , n The profits o- the past year, com pored wi.litho t diminished n suits of similar institutions, and y the proceeds of .ill other investments of enpitd, ^ in ?y bo regarded as reasonable and fair. It is not ^ to lie expected, that the monicd institution or it u patriotic Slate shonld not sympathise with the rise and depression in the pecuniary condition of r its people. It is not to be desired by a wise snd j beneficent government?it is not to bo tolerated s by a free and < n ightened people?that whilo its . industry is oppressed, its lalmr unrewarded, the >f products of its agriculture almost priceless snd " valueless?its merchandize stale, flat, and unprofitable?its cnt rprize conducting to a jail, and (, ils honesty leading to th sacrifice of property to j. preserve faith and character,?that the function i- arics of i's own monicd institution should pre 1 side like ill omcr-ed vulluirs over tho wreck and ^ immolation of thorc hopes and feelings, which eonstilulc tho highc.-t elements in the character c L. of a gr at and gcncrou people. 1 trust tho r, financial policy of the State will bo prostituted h to do snch purpose. It is enough thai her fine 11 operation < huvs realized re u'ts greater and more profitable thin the Inrd earnings of her oppressed ? and laborious yeomanry. If. in the very design s and inception of this this institution, it was. ? contemplated to relieve our agricultural interests from the pressure and exigencies arising out of ' our existing difficulties with Europe, with what ? justice and propriety now when thoemergencies 1 aic greater, and the einbnrrassernents more over ' whelming, can this primary object be overlooked ' or neglected? If there be any thing, therefore, } in the policy upon which it has been conducted, . amenable to censure, it is that of a tendency to i sacrifice this high and patriotic consideration, to too mercenary a rrgird for large profits and inordinate emolument. The extension of farther indnlgence. on tho loan to the sufferers by fire in Charleston, would i seem, under tho peculiar circumstances of prcss; urc and embarrassment which havo lately over. ' taken their enterprise, to bo dictated by tn en. 1 lightened sense of the interest of the State itself, | and by all those motives of philanthropy which then prompted her generous policy, in affording that mode of assistance nnd relief. Stimulated i by the liberal encouragement of the Lcgislaluie( 1 tho patriotic pride of these citizens confidently ncounlorcd every difficulty, and hazarded every expedient, in the ardent effort to rebuild our de> solaled emporium. By their fruitful and laucla. hlc exertions, one of the most important cities of the South suddenly * merged from its smooldring ashes, beautified and adorned beyond all its form* er or original attainments. But scarcely had * their successful l.ibo/s Icen completed, before ! the calamities of the times, oppressircly experienced as they had been by all, fell with peculiar and overwhelming force on those whom tho rs. ( vnges of a still grrater misfortune, and the ex. , pcnscs of an unprofitable enterprise, had already i so severely stricken. I i It is under such circumstances,] and at such a ' lime ns this, that tho conditions of the loan aro ) imperatively devolved on them; and in failing to ; comply with which, their depreciated property , is directed by the terms of the act to be sacrificed > at cash prices. Although one--fourth of tho ' aunui t has already been refunded to tho Trcafury; yet it may bo rafcly conjectured, that a ' forced sa'e of tho whole of tli-> prop?rty now on. . dor l en to tho State, at its p-cacn( depreciated -I ?.?t.,? and on ca ! terms, would scarcely rcalia t!ic remainder of tho debt still due. TJio cons?: quences of suddenly introducing into the market, so largo s portion af the real rotate of tho city, nre obvious and ought not to be or?rlrok?vf, ; among the uicra! and political con> derations