The daily phoenix. (Columbia, S.C.) 1865-1878, January 18, 1872, Image 4
/Ti-1 yKp>. \..... Hf;/rH .
rouLlSUBD DAILY AMO TSI-W?*?I,t.
?TKttX WKPHKflDAT MOBBLWO.
*Y JULIAN A. SELBY,
l AMD PBOPBIJCTOB.
JOHN P. THOMAS, Chief Editor.
?-Book ?Ad Job Printing Of o very doecrip
I ion promptly ?nd f&ithfally attended to. .
, . AUyEUTIBEMKNT?
inserted in tho Daily at 76 conta per square
or the'Brat end 60 conta each subsequent in
i or lion: Long ad vor tia em ou te by the week,
non th or yeer,- at reasonable ratea.
. SUBBOBIPTIOH.
Daily, aii month?,?* 00; Tri-Weekly, 2 6C;
yeekly.' 1 60.'
SALE OF THE MARQUIS OF WATERFORD'S
T[TATES nt IBELAND.-The Marquis of
a tor for d's estates in Ireland were re?
cently uo\d for $1,500,000. They were
divided into 121 lots, and the remarka?
ble featnre of the sale was that the lots
were bought by 'tenants, some of whom
paid at the rate of fifty, others forty,
and none less than thirty years time.
The great carse of Ireland, and the most
fraitfnl sonree of oppression and mis
rale, bas always been that the tillers of
thG soil were noi the holders of it. Yost
estates have been handed down from
generation to generation of the gentry
land that, subdivided, might have been
successfully cultivated, hos been allowed
to ran to waste, or made into parks and
hunting grounds for the aristocracy-j
and cruel and impudent hirelings,, aoting.
as stewards for absent proprietors, have1
bitterly oppressed the tenants. In an
Irish town the traveler passes through
streets filled with the evidences of the
most abject poverty to some one, or two,
or three massive and costly residences of j
the gentry, walled in and set apart from
the desolation and misery every where
present. If the chango seemingly inau?
gurated by the disposition of the vast
estates of the Marquis of Waterford can
be carried on to its legitimate comple?
tion, the event will prove that the dawn
of a better day has arisen upon Ireland
and Fenianism, Agrarianism, Commun?
ism, and all the other "isms" that have
their birth in oppression and their end?
ing in blood, will pass naturally away, by
reason of their very needlessness.
There has been recently brought ont
in England a machine for crushing and
grinding bones by band, so that a cook
can break, crush or grind bones to any
desired size. As a quarter of a pound
of bone contains as mach gelatin as a
ponnd of meat, it is evident that a ma?
chino that enables us to recover the
whole of this, and at the Bame time re?
duce the bones to a condition ready for
conversion iuto superphosphate, must
prove moat decidedly n, sof ul. The crasher
is made of steel and cast-iron, and can
be screwed to a block or solid table. It
costs only about eight dollars in London.
Champion Cock Fight.
A MAIN of Cooks will be fought at
Columbia, S. C., commencing on
TUEBFAi, January 28, 1872, and
"Jonding FRIDAY, January 2G, inclu?
sive-uoiwoen parties in Columbia and Edge
field. Show twenty-one Cocks on eaoh aide.
$100 on eaoh fight, and Columbia betting
$1,000 to $750 on the main. The fight will
come off at the Exchange Cock-pit. Jan 12
"Motte's Victoria Tonic Bitters."
ElVTIIlELiY VEGETABLE.
Tor the cure of Dyspepsia, Ague and Fever,
Bilious Diseases, General Debility,
and all Impurities of the Blood.
THESE BITTERS have now firmly esta?
blished themselves in the favor of tho
Sublic and the medical profession. Prepared
om purely vegetable ingredients of acknow?
ledged efficacy, their unrivaled and highly
tonto, stimulating and prophrylaotic qualitioe
Secnliarly adapt them to all caaos of Oeneral
lebility, Nervous Prostration o' the Sys?
tem, Ac.
Aa an excitant of tho appstite and a whole?
some aid to tho process of digeetion, thoy
will be fonnd to be very effioaoiona, while
their peculiar medical propertie8 render them
of unequaled value to those subject to Cl ii ll?
and Fever, Congestion, and other miasmatio
diseases.
These Bitters will be fonnd moat wonder?
fully beneficial in all cases of Debility and Ir?
regularities of Fomalea. WhereBoever intro?
duced, they become a standard artiole-a
medioinal staple. Unlike the many noxious
stimulants advortieed, thoy brace and fortify
the system without exciting undue cerebral
action. , They are without doubt the beat to?
nio and constitutional renovator ever offered
to thejmbllo, . .MOTTE A TARRANT,
Manufacturers and Sole Pronrietorc,
Newberry, B. C.
Sold by E. H. HsnjiTsn, Columbia, C 1.
Sept 16_orno
SUNDRIES.
1AA BOXES asserted CRACKERS.
1V/U 100 boxes assorted Canned Goods.
60 boxes Soap.
60 boxos Candy.
60 boxes Candles.
200 barrels Flour.
60 barr?la Wbiekov, coming in and in atoro,
and to which we invito tho attention of tho
trade. j LOhioK A LOWRANCE.
Double Strong.
FOR the winter season, I will brew all
DOUBLE STRONG BEER. Drink
Beegera' unadulterated Doable Strong Bc.
and you got the worth of yonr money. This
Beer is fH?ftut np in bottlee, and for sale a*
$1.60 per. dozen, -
I have also reooived a supply of tho justly
celebrated PANCAKE-regarded the boat
Chowing Tobacco. JOHN C. 8EEGER8.
Martin's Shoing Snb-Soiler and Deep
Tiller Plow.
THE undorsignod having purohaaed tho
right for this Stato to manufacturo and
aell the above plow, tho boat and cheapest yet
introduced, desires a reliablo Agent at evory
County Oonrt House in the Stato.
Pot 10_EDWARD HOPE.
One Puncheon Loohgilphead.
THE best 8COTOH WHISKEY. Dealors
can have it nearly at cost.
Nov 15_JOHN C. 8EEQERS.
MOSES GOLDSMITH & SON^
QSlonade Bow, Vendue Bange, Charleston, B. O,
DRAT.KI1H IN
Scotch, Fig and American Bar Iron,
KEEP constantly on hand a fall supply ol
all kinda.
Bin store, 100 tons EGLINTON PIG.
fr Nov 28_ly
Lime.
?)AO'BAR?lELa of LIME, for sale low by
J&\J\J JOHN AGNEW A BON.
"???'.
Oyirtera in Kv?ry Btyie.
S MT ReBtaurantia In order for the
'wintor season, and OYSTERS and
mjmm other Refreshments wiR be furnish
? d et abor t notice. "How will you h ave them
-tried, roasted or stewed?" G. DIER0K8.
Pot ?6 _, ___
don garee Restaurant.
THE undersigned baa taken up
a position near hia old stand, on
_Main street, and ?B again prepared
to supply bia onstotnerB with good LIQUORS,
choioe WINES, eto. LAGER on draught.
BEG ARB and TOBACCO of best quality. The
RESTAURANT will furnish OYSTERS and
other substantiate in soason. Sohwoitzer Caso
at aUtimes. A. STORK.
Nov 8_3mo
Read! Read!! BeadUl
STATE CAPITOL RESTAURANT.
Near corner Main and Bridge Streets.
OSlfmJ OYSTERS in evory style-fly
^Uk^W'RoaBtod, Stowed, Fried and??
^*^sW Broiled. Good Liquors, flue"
Winoa, imported Cigars.
N. B. Private SUPPER ROOMS.
FRANKLIN A FINE,
Pot 26 _ Proprietors.
THE CAROLINA H0U8E
nra IS once more open to tho public, under
Hf the euperin tendenco of Mr. R. BARRY.
?W? The reputation of tho houso will bo kept
ap. August 31
fl
O
I
AFEW reason a why they should have the
preference o vor all others:
1. Wheeler A Wilson's Sowing Machine ie
mnoh simpler than any of tho ethers; re?
quiring loas than half tho amount of ma?
chinery.
2. AB the roanlt of thia simplicity, thia ma?
chine is much ICBB liablo than tho others to
get out of repair.
3. Another roeult of this simplicity ia
greater durability.
4. Another result is leas friction, and, con?
sequently, greater eaeo and rapidity of mo?
tion, with less noise.
5. And greatest of all, that it uses no Shut?
tle, and makes the look stitch.
It is the cheapest to buy the best. Buy the
maohine that nae juetly, fairly and honora?
bly won a reputation and independence
against a strong and bittor competition. For
more than -twenty yeara has the Wheeler A.
Wilson not only stood first and foremost, but
now stands the uni i vailed Rowing Machine ol
the enlightened civilized world. Buy tho ma?
ohine that has been thus teated and proved,
and then you are sure to get the beat. For
aale on the easiest pop Bibi o terms. Sales?
room Main street, second door below PUCSNIX
office, Columbia, 8. C.
J. 8. PUB8LEY, Agent.
A. WBYTX, General Southern Agent.
June 21_gmo
Canned Goods! Canned Goods!
.f Kf\ GASES freBh CANNED GOODS, JuBt
JLO\J reoeived, consist in g in part as follows
Peaches,
Pine Apples,
Pears.
Blackberries,
Cherries,
Tomatoes,
Lima Beans,
String Beana,
Corn,
Oondenaod Milk,
Salmon,
Sardines,
Turkey,
Beef,
Mutton,
Asparagus,
Cove and Spiced Oystora, Salmon, Lob
atera, etc For sale by
Pot 4_JOHN AGNEW A BON.
Refined Oil.
COTTON SEED REFINED OIL, by tho gal?
lon or barrol. Aleo, in glaass, pints and
quarts. Foraalelow. E.HOPE.
WHAT
r' it waa only in tho matter of GROCERIES,
this question oould novor bo asked, be?
cause tho people of Columbia and up-countty
already know the faot and act upon it.
ARE
We offer the beat gooda to bo found in any
known market, and if better than tho best
could possibly be had, we should have thom.
YOU
Our perishable goods aro freah, daily. Wo
can scarcely supply tho demand (dull as times
aro. In this cia sa wo include Hams, Break?
fast Strips, Tongues, Ac
GOING
In Flour-handling, we think, moro heavily
than any merchant here, wo offer peculiar in?
ducements in quality as in price
TO
In Liquors, I am assn rod you have tko in
sido track. We trust all who give us a call
will acknowledge tho "Corn."
DO
In Facoy Groceries and Canned Goods, our
assortment is unequaled; every novelty
ABOUT
Being added to stock promptly, and standard
gooda always on band.
rr?
Bo, dear reader, whenever your stock ot
Groceries runa short; whenever a delicacy ia
required for the aiok room; whenever the ap?
petite of the epionre fails; in short, whenever
you want anything elae but Dry Gooda, Bootu
and Shoes, or Queen's Dolight, call; and we
oan tell you, alao, whoro they can bo got for
nothing. GEO. SYMMJSKH.
Butter.
4TUBB Virginia Valloy BUTTER,
6 tnbs Mountain Butter.
S tuba fine GoBhon Butter.
All nioe and fresh and for salo LOW.
Oct 1 L?RICK A LOWRANCE
Groceries, Wines and Liquors.
AFULL SUPPLY of CHOICE FAMILY
GROCERIES, in all their varieties. Best
brands Champagnes, Wince, Liquors. Ac,
suitable for Christmas, on hand and for sah
low. by JOHN AGNEW A SON.
American Club Fish.
- v -w-Jfi* A DELICIOUS rolieh; bottoi
and muoh cheaper than Sardines. For ealc
b.V_h\. HOPE.
STENHOUSE, MACAULAY & CO.,
Grocers and Commission Merchants,
OHABLOTTB. N. 0.
SOLICIT orders for COTTON, Corn, Flour,
Bacon, Lard, Ac, and Family Grocoriec
(?onorally. Ordors flllod carefully and prompt
/j_Feb 7 lyr
Pipes! Pipes!!
U(\r\f \ INDIAN CLAY PIPES, for
.\JKJ\J salo low to dealers.
Nov 28 JOHN C. SEEGBR8.
! I Notice, v ? . .
OFF1CB ClTX ASMSSOB, .
B, Ootuj?BiA. B. 0-, January 8,1872.
ETURNBof Heal and Person?l Property,
i Bubjeot to city taxation, vii! 'be received
at Oity Treasurer's Offloe until JANUARY 21.
1872. at which date the booka will) cloie. Ail
persons failing to render returns wifl be sub
?eot to the penalty prescribed by Ordinance.
?era ona do siring to do ao can pay their taxes
at che time of making retorna.
Proper bianka furnished on application.
Taxes on Real and Poraonal Property, also
Water Rente, must be paid on or bofore Janu?
ary 81, after which dato penalty will attach.
Jan 9_W. J. ETTER, City AesesBcr.
Coupons.
OFFICE OF CITY TREA8URER.
ConnuBiA, B. C., January 1, 1872.
(1ITY OF COLUMBIA COUPONS maturing
J thia day will be paid on and attor Febru?
ary 1,1872, at this otlioo. In the meantime,
they will bo received at par for Licenses and
Taxea. Per indirections to
_WM. J. ETTER, City Treasurer.
IIE?TltAL NATIONAL BANK
OF COLUMBIA, S. G.
Present Capital, $150,000.
AUTHORIZED CAPITAL, 9000,000.
OmCEBS.
John B, Palmer, President.
A. O. Brenizer, Cashier.
O. N. G. Butt, Assistant Cushier.
DIBEOTOBB.
J. Eli Gregg, John B. Palmer, F. W. McMas
ter, R. D. Benn, of R. D. Benn A Son; G. W.
Boarden, of Copeland & Bear den; R.L.Bryan,
of Bryan A McCarter: W. 0. Swaffiold, of R.
A W. C. Bwaffield, John 0. Seegore, Wm. B.
Stanley.
F. W. McMaBter, Bolioitor.
THIS Bank is now open for tho transaction
of a general banking buBineea.
OssTincirss or DETGS?? of currency or
qoin, bearing interoat at the rate of neveu (7)
por oent. per annum, in kind, will bo iaeuod.
Deposits from C?unty Officers eepeoially so?
licited; also, from Trustees, Administrators,
Executors, Professional Aten, and others.
Particular attention given to accocntB of
City and Country Merchants, and other busi?
ness mon, and the usual accommodations ex?
tended.
Notes, Bills of Exchange, and other evi?
dences of debt discounted, and money loaned
on collaterals.
Stocks, Bonds, Oold, Silver bought and sold.
Mutilated.Currency purchased at a email
discount.
Siglit Drafts drawn direct on all the promi?
nent places in England, Ireland, Scotland,
France, Oermany, Belgium,_ Holland, Den?
mark and the Orient. Letters of Credit issued,
I ayable in any of the above places.
Drafts on all the prominent citieB in the
United St atea bought and Bold.
Banking House opposite Columbia Hotel.
Open from 9 to 8._Feb 28 ly
IJTTIZENS' SAVINGS BANK
or
SOUTH CAROLINA
Deposits of $1 and Upwards Received,
INTEREST ALLO WED A T TBE RATEO i
SEVEN FER CENT. FER ANEUE,
ON CERTIFICATES OF DEPOSIT,
AND BIX PER CENT. COM?
POUNDED EVERT SIX
MONTES ONACCQ UN TS.
OFFICERS.
Wm. Martin, President.
JohnB. Palmer. Vioe-President.
A. G. Breniaer, Cashier.
J. H. Sawyer, Assistant Cashier, i
ohargo of Branches.
JohnO. B. Smith, Assistant Oaahior.
Directors.
??Wade Bampton, William Martin, A. C. Has?
kell, F. W. McMaBter,E. H. Heinitsh, John B.
Palmer, Thomas E. Gregg, Columbia.
J. Eli Gregg, Manon.
G. T. Scott,Newberry.
W. G. Mayes,Newberry.
B. H. Rutledge,Charleston.
Daniel Bavenel, Jr., Charleston.
Mechanics, Laborers, Clerks, Widows, Or?
phans and others may here deposit their sav?
ing H and draw a liberal rate of interest there?
on. Planters, Professional Mon and Tru atoe I
wishing to draw interest en their funds until
they require them for business or other pur?
pose a; Parents desiring to set apart amall
.mmB for their children, and Married Women
and Minora (whoae deposits oan only be with?
drawn by themaolvo8, or, in caso of death, by
their legal representatives,) wishing to lay
aside funda for future nee, are hore afforded
an opportunity of depositing their means
where they will rapidly accnmulate, and, at
tho H ti pi o time,be subject to withdrawal', lien
aocrted._Aug 18
GEORGE PAGE & CO.,
No. 5 N. Shroeder Street. Baltimore, Md.,
Manufacturera of
PORTABLE AND STATIONARY
STEAM ENGINES AND BOILERS,
Patent Improved, Portable
CIRCULAR SAW BULLS.
QA NO. M ULA Y A ND SASH 8 A W MILLS,
/'I RIST MILLS, TIMBER WHEELS, 8HIN
VX GLE MACHINES, Ao. Dealers in Circu?
lar Sawa, Belting and Mill supplies generally,
and manufacturer's agents for Lenci's Cele?
brated Turbine Water Wheel and every de?
scription of Wood Working Machinery.
AGRICULTURAL ENGINES A SPECIALTY.
WSond for descriptive Catalogues and
Price Lists. May23i+1Tly
"^MANUFACTURER AND DEALER, No. 20
o_T_?_ Hayne street sud Horibeck's Wharf,
Charleston, S. 0. This is tho largest ami
most complete factory of tho kind in tho
Southern States, and all articles in this lino
can be furnished by Mr. P. P. Toalo at prices
which dofy competition.
49* A pamphlot with full and detailed list
of all eleoa of Doora, Saahos and Blinds, and
the prices of oaoh, will bo sont froo and post
paid, on application to
July ll ilyr P. p. TOALE.
MONEY CANNOT BUY IT!
For Slain I? Priceless!
But the Diamond Sjwctaclis ir?a Present- /f.
M WK
IF you vah?o your eyesight nao thoeo PER?
FECT LENSES. Ground from minute
crystal pebbles, molted together, and derive
their namo "Diamond" on account of their
hardness and brilliancy. Thoy will last manv
yoars without change, and aro warranted su?
perior to all others, manufactured by
J. E. SPENCER A CO., N. Y.
CAUTION.-Nono genuino unless stamped
with our trade mark. WM. GLAZE, Jowelor
and Optician, ia sole agent for Columbia, 8.
C.,from whom they can only ho obtained,
No peddlers employed. July 20 l|lly
Atlantic Acid Phosphate,
THIS erttole, prepared by the ATLANTIC PHOSPHATE COMPANY, tinder diroction of
their Chemist, DB. BT. J y LI EN R AVENEL, for composting with Cotton Seed, ie now
offered at the reduced price of ?as per ton cash, or 931 por ton, payable let November.
1673, free of intereet.
Orders filled now will be considered as cash 1st March, 1872, or on time as doe let Novem?
ber, 1872, tberoby enabling plauters to haul it at a timo when their wagons and mulos are
idle- FEL2BK, HODQBUB ?Ss CO., General Agenta,
Jan 2 8mo_ Brown's Wharf, Charleston, B. 0.
ATLANTIC PHOSPHATE. ~~
THIS FERTILIZER, manufactured by tho ATLANTIC PHOSPHATE COMPANY, under
the direction of their Chemist. Dr. ST. JULIEN RAVENEL. is nt?w offered to tho plant?
ing commnnity at the VERY REDUCED PRICE OF ??8 PER TON CASH, or 15? PAYABLE
1ST NOVEMBER, 1872, FREE OF INTEREST. '
This Fertilizer has been very extensively used in this State, and baa given entire satisfac?
tion; eomo of the most practical plan'or? admitting it tobe equal to Peruvian Guano, pound
for pound.
All sales made now will be considered as cash on tho 1st of Marah, 1872, and to thoae
buying on time, tho sale will be considered ns due on 1st Novembor, 1872.
By this arrangement, plantera will ho enabled, without extra coat, to haul their manure I
at a Ilma -whan theil' wagons and mules aro idio. Pamphlets containing the certificates of |
thoso who have UBed the Atlantic PIKanbete will be furnished on application to tho Agents.
PKl.ZKlt, iiODHHHs At CO.. General Agenta,
Brown's Wharf. Charleston, 8. C.
COPELAND A BEARDEN, Agento, Columbia. 8. C. Jan 2 Brno
The Brooklyn Life Insurance Company.
Off NEW YORK.
Faid Up Cash Capital and Assets Two Millions Dollars.
CHRISTIAN W. BOUCK, President. | W. M. COLE, Secretary.
W. H. WALLACE, Vico-President. [ D. PARKS FACKLER, Actuary.
OFFICE NO. Ul BROADWAY, NEW TORE.
JOHN E. BACON, W. P. BUTLER, General Agents and Managers for 8outh Carolina and
Augusta, Georgia.
AS General Agents, wc take pleasure in presenting this well known and responsible Com?
pany to the public, and in recommending it SB first elana in every way. We might add
much more on thle subject, but, being interested as its Agents, prefer to speak through dis?
interested parties. Therefore, read and digest tho following notices-among many others
from both Northern aug* Southern papers, as to tho virtues of this Company:
There ie no better company in the land. A comparison with other corporations of a simi?
lar character will oonvinco all of tho superior safety in taking risks with the Brooklyn Life.
{(kilumJnt?, Qa., Sv.r., January 27.I8G3.
The Brooklyn Life Las placed iiacii in tho vanguard of insurance reform, and is the jirsll
company that haa dono lull juatico to tho insured, Ac.
. [Insurance Times, Neto York, January, 18G9.
Thia great featuro of cash surrender values is an important improvement that signalizes
tho era of insurance.-Raleigh SeiUinel, JV. C.
Thia plan-guaranteed surrender values-removes the Bolo objection existing to making
an application for iuauranco. Each policy becomes a piece cf negotiable paper, as easily trans?
ferred as a Government bond.-Boston, Mass.. Dost, 18C9.
A policy in tho Brooklyn Lifo ia worth so much m ready money. This is tho only life com?
pany that has carriod thia excellent feature into business.
[Dispatch. St. Louis, Mo., January 7,18G?).
Wo call especial attention to this distinctive mid advantageous featuro of guaranteed sur?
render valuo, particularly characteristic or tho Brooklyn Lifo. And aleo to the fact that
tbore aro no classes in tho Brooklyn Life; all fare aliko, whether from the North, South, East
or West. Also, wo direct the attention of the public to tho fact that polioiee can be obtained
in this Company, owing to its careful management and superior advantages, at lower rates
than in any othor company of equal rank and solvency in America.
BACON A BUTLER, General Agente.
Office above Citizen's Savings B anl;, Columbia, S. C., and at Edgefield Court House.
A. C. Mooro and C. P. Pelham, Jr., aro authorized AgentB for Columbia and Richland.
Reliable agents wanted in every town and Count} m thc Slate, and aleo in tho citv of Au?
gusta, to whom liberal commissions will bo paid. Nov ? Smo
THE UNIVERSAL LIFE
un J|g? ?FI
LIBERTY STREET, ^^^^^??^^t^ NEW YORK.
The Original Stook Life Insurance Company of the United States.
OFFICERS:
WILLIAM WALKER, President.
HENRY J. FURBER, Vico-President. JOHN H. BEWLEY, Secretary.
GEORGE L. MONTAGUE, Actuury. E. W. LAMBERT, M. D., Medical Examiner.
THIS COMPANY offers tho following IMPORTANT ADVANTAGES to
thoae about EFFECTING INSURANCE ON THEIR LIVES :
1. Iuauranco at Stock Rates, being from 20 to 30 per cont, less than the ratea charged by
mutual companies,
2. Each Policy-holder ia regarded as a Stockholder to the extont of one Annual Premium
on bia Policy, and will sharo in thc profita of tb? Company to tho same extent aa a Block
holder owning an equal amount of tho Capital Stock.
3. Every Polioy issued by tho Company is non-forfeitable, and contains a olauee stating its
exact Surrender Valne.
Before Insuring your Life or accepting the Agency of any Company,
READ TI1K FOLLOWING I
A lengthened experience has demonstrated that the ratea ol premium ordinarily charged
by lifo insurance companies aro from twenty-five to thirty per cent, in exoeBS of what are
necessary for a safe and legitimate conduct of thc business". In other words, carefully and
prudently-managed companies charging "mutual" rates have been able to return to their
policy-holders from twenty-livo to thirty per cent, of tho amount charged for premiums.
When lifo inaurance companica wero first organized, reliability of the data upon which pre
miuma wero couatructed had not undergone test of experience. It waa thought, therefore,
no moro than common prudenco to adopt a scale of premiums which would, in any event,
meet all tho presumed and unforeseen coutingcncics of tho business.
AB long as the matter was involved in Bomedoubt.it was better to fix tho rate too high than
to incur tho risk of making it ton low; because, in the former CBBO, tho error could bo easily
remedied, at least in part, hy returning to tho policy-holders, at certain intervals, such por?
tion of the premium charged as was found necessary for tho purposes of tho business and
tho completo security of tho company.
Experience, however, having satisfactorily demonstrated that these ratea are excessive,
what possible excuso can t here bo for maintaining them?
Availing themselves of this experience, the Directors and Managen of tho Universal Life
InsttrancotCompany, at its organization, adopted a scale of premiums in accordance there?
with, and which has proved to be fair and adequato, and all that was necessary to meet the
requirements ot tho business. These premiums arc about twontv-fivo per cont, lower than
those charged by mutual companies.
It also appeared, inasmuch as tho rate* so established wore as near as could possibly be
determined fair rates, and not in excess nf what insurance has previously cost tho policy?
holders in mutual companios, that any profits arising from prudent management justly and
properly belonged to tho stockholdors'of tho company, for tho risk incurrod by them in un?
dertaking the business.
Experience has shown that there are sources of profit in tho practice of the business which
theory will not admit of being considered aa elements in tho calculation of tho premiums.
These results form a saving in tho mortality of the members of a company owing to tho me?
dical aelection of good lives, a gain in interest on the inveatmenta of the company over that
assumed in tho calculation of its premiums, tho profits dorivablo from the lapsing and sur?
render of policies by tho members, and from othor minor sonrcoB.
Profits from these sources, in a company possossod of a oapital of $200,000, and doing a fair
amount of buainess, would givo to the stockholders dividends largely in oxceas ot what were
counted on by tho Directora of tho Universal *\ tho time of its organization. They have,
therefore, determined to divide among the policy-holders of tho company a large part of the
profits accruing from tho sources named, all or which have horctoforo boen divided among
tho stockholders.
Tho plan adopted Tor such division is as follows: Every person who may hereafter insure
with tho Universal will, for the purposes of division, be troated as a stockholder to extent of
ono annual premium upon his policy: and will share in theprofits of the Company to precisely
the same extent as a Stockholder owning an equal amount of Hie Capital Stock.
By thia system of insurance, original with tho Universal, tho policy-holders secure the fol?
lowing important advantages:
1. Insurance at tho regular "stock" ratoe, requiring a primary outlay of about twunty.to
thirty per cont, less than that charged by mutual companies, and wbloh ia equivalent to a
yoarly ''dividend" paid in advance of that amount on mntual rates. This low coat of insur?
ance is worthy pf attention. Since ita organization, thia company has received in premiums
from its policy-holders tho MIDI of fl 517,000. To effect tho same amount of insurance in a
mutual company would bavo oost thom an initial outlay of $2,000,000. By allowing its policy?
holders to retain, in their own possession, this OXCOHS of $483,000, tho Universal baa virtually
paid thom a *,dividond"of $183,000. and paid it, too, in advance, instead of at tho end of ono
or moro j oara. It is impossible to find any examplo of a mutual company furnishing inanr
anco at so low a cost by returning to policy-holders an equal amount upon similar receipts.
2. Participation in tho legitimate profits of tho company, upon a plan which aoourea to tho
policy-holders tho samo treatment which directora and stockholders award to themaelvea.
This system of participation, in connection with tho low "stock" ratea of promioma, muBt
necessarily secure to tho policy-holders every possible advantago to be dorived from prudent
and careful management.
Thi! low rates of premium compel economy, and, iudopeiidout of participation, guarantco
tri the policy-holder his insurance ?it a rate which is not in oxecesof tho cost in well managed
mut ual companies; whilo. by tho proposed plan nf participation in what may bo considered
the legitimate profits of the business, tho cost will bo still further diminished.
Thus hy tho combined advantages arising from low stock rato and participation in profits,
it is confidently believed tho DM VERSAL LIFE INSURANCE COMPANY offers insurance
at its lowest practicable cost.
SarThoso of tho existing policy-holders who desire Iii partic?palo in profits ander tho new
plan can do so hy making application io the head oilier, or to any agents of tho company.
The Company is in a sound financial condition.
Httlio of Assets to Liabilities 136 to 100.
mr GOOD RELIABLE AGENTS WANTED, who will deal dirent with tho
New York Office, and to whom full general ngouts' commissions will bo paid.
M. XV. O A lt V ,
DI. C. BtTLEH,
Stato Superintendents of Agonoics.
Office on Richardson stroot, oppoaito Columbia notol, Columbia. S. C. Dec 28
Seegers' Beer is Pure. i Fresh Biscuits and Crackers.
r? don't contain Cococulus Indir.ua Fiah J A LARGE aa8ortmont and choice varioly,
Borries to make sleepy or headache. ] J\. just in and for salo low. E. HOPE ?
i rn 'II-A?
Hew Freight and Passenger Btute,
F?a Columbia, B. C., and Wilmington, jr. c.
WILMIKOTON, COLUMBIA AND AUG?UT? R. lt.,
OFFICE QEN'L FREIGHT A TICKET AQENT,
WILMINGTON, N.e., Deo. IS, 1871.
THE attention of Merchants, Skippers of
Cotton and Produce, and the public gene?
rally , is Invited to the direct connection now
existing between all interior pointe in South
Carolina and Northern cities, by tho Wilming?
ton, Columbia and Augusta Railroad, and it?
oonneotione at Wilmington, either via steam?
ship lines from that poi c, or via Wilmington
and Weldon Railroad, and its connections via
Portsmouth or Petersburg. .
These varions linea, connecting at these
terminal points, afford facilities for shipments
to or from BALTIMORE daily, PHILADEL?
PHIA tri-weekly, NEW YORK flvo times per
week. BOSTON acmi-wcoiiy.
Uniform rates are maintained with all com?
peting linea. No detention ocenra to ship?
ments. Through billB lading given between
alt atatione and points named. Ratas and
classification sheets obtained of all Agents. <
The passenger schedule of night train from
and morning train into Colombia gives a-BU- -
perlor connection for all points on Greerrralo
and Columbia and Charlotte, Columbia and
Augusta Railroads, giving a Bay Line connec?
tion zia Portamostb, and an all rait connection
via Washington, und avoiding all delays at
Columbia.
Through ticket? for aalo at Columbia to all
pointa North. For ratea, classifications and
ali information, apply to
A. POPE, Genrl Freight A Ticket Agent.
J. C. WINDER, Gen'l Sup't. Jan 4 3mo
Change of Schedule. " .
WILMINGTON, COLUMBIA A AUGUSTA B. B. CO.
SUPERINTENDENT'S OFFICE,
WILMINGTON, N. C., January 10.1872.
AFTER thia date tho
! following Bohednle will
bo run by trains on this road:
DAY EX I'll F BS THAIN [ DAI LT.]
Leavo Wilmington [Union Depot] 8.50 A. M. -
Arrivo at Columbia. 1.15 P. M.
Leave Columbia. 8.20 A. M.
Arrivo Wilmington [Union Depot] 5.30 P. M.
NIGHT KXFBES8 THAIN.
Leave Wilmington [Union Depot] 6.45 P. M.
Arrivo at Columbia. C.SO A. M.
Leavo Colombia. C.80 P. M.
Arrive at Wilmington. 6.00 A. M.
NO NIGHT TRAINS leavo Wilmington or
Columbia Sunday P. M.
Jan 18 JOHN C. WINDER, Gent Sup't.
Charlotte. Columbia and Augusta E. B
SUPERINTENDENT'S OFFICE,
COLOMBIA, 8. C., January 1,1872.
! ON and after Thursday,
!5th instant, tho following
schedule will bo run over this road:
?OINO NOBTH.
Train No. 1. Train No. 2.
Leave Augusta.8.15 A. M. 6.00 P. M.
Leave Columbia.8.22 A. M. 11.04 P. M.
Arrive Charlotte.2.09 P. M. 6.16 A. M.
GO IN O SOUTH.
Leave Charlotte.7.15 A. M. 7.80 P. M.
Leavo Columbia.1.85 P. M. 2.00 A. M.
Arrive Auguata.6.60 P.M. 7.80 A.M.
No. 1 Train daily. No. 2 Train daily, Sun?
days excepted. Both trains mako cloae con?
nection to all points North, South and Weat.
Through tickets sold and baggago checked
to all principal pointe.
E. P. ALEXANDER, General Sup.
E. B. DQBBEY, Gen. Freight and Ticket Agent
Greenville and.Columbia Kairo ad.
COLUMBIA, B. O., MABOH 1,1871.
ON and after this
date, the following
schedule will be run daily, Sundays excepted:
UP.
Leave Columbia at.7.00 a. m.
" Alston.9.10 a.m.
' ' Newberry.11.15a.m.
M Gokeabury.3.00 p.m.
" Belton.5.00fp. m.
Arrive at Greenville.6.30p.m.
DOWN.
Leave Greenville at.6.15 a. m.
" Belton.8.06 a.m.
" Ookeabury.L.10.07 a.m.
" Abbeville.8.16 a. m.
" Newberry.1.60 p.m.
" Alaton.4.06 p.m.
Arrive at Columbia.6.66 p.m.
THOS. DODAMEAD, General Sup.
M. T. BARTLETT, General Ticket Agent.
Schedule on Eiue Eidge Bailroad.
Leave Anderson.6.00 P. M.
?? Pendleton.7.00a ??
P?rryvUle.7.46 M
Arrive at Walhalla.8.80 "
Leave Walhalla.3.45 A. M
Perrwille.4.30 ..
" Pendleton.6.30 ??
Arrive at Anderson. .6.30 "
Waiting at Anderson one hour for the arrival
of up train on Greenville and Columbia Road.
July fl_W. H. D. GAILLARD. Sup.
Summer Schedule S. & JJ. R. E.,
DOWN TRAIN. UP TB AIN.
Arrivo. Leave. Arrivo. Leave.
18partanburg.. 5.30 6.25
Ba te? ville. COO COO 4.?8 4.63
Pacolet. 6 08 6.13 4.40 4.45
Jonesville. 6.43 C48 4.05 4.10
Unionviili. 7.25 7.50 3.05 3.25
ISantno. 8.20 8.26 2.30 2.86
j Fish Dam. 8.40 8.46 2.10 2.16
I Shelton. 9.16 9.20 1.35 1.40
Ly los' Ford... 9.40 9 45 1.12 1.17
Strothor. 10.05 10.10 12.60 12.56
Aluton. 11.00 12.00
May 24 THOS. B. JETEB. President.
Change of Schedule.
OKFIOE NOBTH CAROLINA R. B. CO.,
COMPANY SHOPS, N. C., June 8,1871.
aSamCaa-jq ON and after SUNDAY.
??S83?S^JHne 4, 1871, TRAINS will
be run over thin Road tn accordance* with the
following TIME TABLE.
Traine Going East. Trains Weat.
Express. Mail,
AKBIVE. LBAYE. ARRIVE. LEAVE.
Charlotte 5.35 a m 3.10 p m
Salisbury 8.03 a in 8.23 a m 5.26 pm 6.30 pm
Gr'nab'oll.08amll.l8am 8.26 pm 8.36 pm
Co8hopl2.40 pm 1.05pm 9.66 p m 10.16 p m
Hillab'r? 2.28pm 2.33pm 11.36p m 11.37 p m
Raleigh 6.06 p m 2.06 a m 2.40 am
Gohleboro 7-20 a m
Cbarlotte7.16am 8.00 pm
Saliab'ry 4.32 am 4.97am 6.1?pm 6.26 pm
Gr'nsb'o 1.25am 1.35 am 2.19 p in 2.20 pm
Co8hop 11.87pm 12.02am 12.30p m 12 50pm
Hillebrol?.07pm 10.09 am 11.07 a m 11.10 a m
Raleigh 6.C8pm 7.40am 8.46am
Goldab'o 3.00pw
Jnno 6 W. H. ORKEN, Maa. Trana.
9
Change of Eehednle.
SOUTH CAROLINA RAIIJIOAD COMPANY,
COLUMBIA, S. G., Jnno 9,1871.
ffi-CMMB Changoof Hchodulo
B?S?^SH?SaWto go into effect on
and after Sbnday, 24th instant:
MAIL AMD PASSENGER TRAIN.
Loave Columbia at.7.40 am
Arrivo at Oharleaton at.3.20 p m
Leave Charleston at.8.20 a m
2 rrivo at Columbia at.8.40 p m
NIGHT EXPRESS, FUEIOnT A ?" D ACCOMMODATION
TRAIN, (Sundays excepted.]
Leave Columbia at.7.?0 p m
Arrive at Charleston at.7.00 am
Leave Charleston at.7.10 p m
Arrivo at Columbia at.6.00 a m
Camden Accommodation Train will con .
linue to run to Columbia aa formerly-Mon?
days, Wednesdays and Saturdays.
A. L. TYLER, Vioo-Preaident.
B. B. PIPKINS. General Ticket Agent._
Just Received.
1 f \ HALF CHE8T8 assorted TEA. Though
WJ tho prico in market has advanced 16 per
cont , wo succeeded in getting our August bill
duplicated, which wo offer at samo price as
boforo. L?RICK A LOWRANCE.