The daily phoenix. (Columbia, S.C.) 1865-1878, January 16, 1872, Image 4
fUBMBBBD DAOT iRD fU*VEIUI>
tm-ewft
SVKU? WIDS?8DAI MOBNIWQ.
JV JULIAN, A. SELBY,
PUBLISH EB ?Xp PBOPBXXTOB.
JOHN P. THOMAS. Chief Editor.
-, ; t. i i ???
Co~Book and Job Printing of every dei erip
iou promptly and faithfully attended to.
AB VKBTIB KintHTS
.uaerted in the Daily at 75 couta per square
or the first and 60 couta each aubeequout in
?ertion. (Long advertisement!! by the week,
uonth or year, at reasonable rates.
3UB80BIPTIOR.
Daily, six months, I* 00; Tri-Weekly, 2 BC?
.ffoekly, 1 50. _
B THE PHE8IDKNT "To ONOT."-A Wash?
ington correspondent pats on record the
following story:
SJ When the committee appointed by the
enate and House to inform the Presi?
dent that Congress was prepared to hear
from him were returning, a long Bilenoe
was broken by Senator Thurman, ex-j
sluming in his earnest way:
"Great Heavens! Is it possible that
there is nothing on the earth, in the
earth, or above the earth, that he could
find to speak about,'when a Congres?
sional committee went through the for?
mality of informing him that Congress
was waiting. ' Ho could have Bnid that
it was a fair day, or a foul day, or a
good day. Bat then he stood mute as a
post."
"No, he di?Vt," exclaimed Cox. "He
said, after the announcement, 'Well,
gentlemen, my message is ready, and I
wm send it to onot.' "
"Come, come, Cox," said a Republi?
can member, "it wasn't so bad ns that.
Yoar Ho onot* ia a little too m nob."
"May I sink through the floor of this
hack," oried Cox, "if he didn't say 'to
onot.'"_
AN EVENT.-The opening of the
House ot Represen ta ti vis, at Washing?
ton, on Tuesday, by prayer from a Jewish
minister, may be regarded as evidence
of the progress of religions tolerunoe in
.nr country. We believe it was thu first
event of tbe kind in onr history.
The Swiss ribbon makers are said to
know 18.000 different colors.
???????????????????MM
Notice.
OFFICB CITY ASSESSOR.,
COLUMIII A, ti. O-, January 8, 1872.
RETURNS of Heal and Personal Property,
eubjeot to city taxation, will be received
at City Treasurer's Office until JANUAUY 21,
1872. at wl?oh date the books will close.. Ail
persona failing to render returns will be Bub
wot to the penalty prescribed by Ordinance..
Persons, de ?iring to do so can pay their taxeB
at the time of making returns.
Propor blanks furnished on application.
Taxes on heal and Personal Property, alan
Water Bents, must be paid on or before Janu?
ary 31, after whioh date the penalty will at?
tach.
Jan 9 W. J. ETTER. Pity Asaoseer.
Coupons.
OFFICE OF CITY TREASURER,
COLUMBIA, 8. 0., January 1, 1872.
(1ITY OF COLUMBIA COUPONS maturing
J this day will be paid on and after Febru?
ary 1,1872, at thia offloe. In the meantime,
they will be received at par for Licenses and
Taxea. Per instructions to
WM. J. ETTER, City Troaanrer.
Pomaria Nurseries.
^1 THE largest and moat varied
T^ajOag stock of Houthern acclimated
?EfflK l'KUI " TREES, adapted to our
aMLWHk mI an(t climate, consisting of
^*^SBW*?AppleB, Peaches, Pears, Pluma,
Almonds, Apricots and Nectarinos, hom the
earliest to tue latest: Cherries, Quinces, FigB,
Hazle Nuta, English Walnuts and Spanish
Chestnuts, several One varietioa; Orapo Vines,
embracing choice tablo kinda; Strawberries
and Raspberries, Evergreens, in great variety,
for ornament and for cemeteries; Botes-ali
tho beat: Dahlias, Gladiolas, L?I?OH, AC ; Or?
namental Flowering Shrubs, Asparagus and
Horse Radish Roots, Osage Orange and Ma?
cartney ROBO, for hedgos. Choice Fruit Trees
of all . inda, which will bear the first aeason if
transplanted early, will be lurniehcd at mode?
rate priced. A now priced catalogue sent to
all ?rho apply
Persona wintong, will please apply direct to
th? proprietor. WM. HUMMER,
Deo lS^2rno_ Pomaria, 8. C.
"Motto's Victoria Tonic Bitters."
UKTIItBLV VEGETABLE.
For the cure of Dyspepsia, Ague and Fever,
Bilious Diseases, General Debility,
and all Impurities of the Blood.
m H EKE BITTERS bavfl now firmly esta
_L bliahetl themselves in tho favor of the
publia and the medical profession. Prepared
from purely vegetable ingrediente of acknow?
ledged efficacy, their unrivaled and highly
tonic, stimulating and prophrylacticqualities
Secnliarly adapt them to all cases of Goneral
'ability, Nervous Prostration of tho Sys?
tem, Ac.
Au an excitant of the appetite and a whole?
some aid to the process of digestion, they
will he found to be very efficacious, while
their peculiar medical properties render thom
of unequaled value to those subject to Chills
and Fever, Congestion, and other miasmatic
diseases.
These Ritters will be found moat wonder?
fully beneficial in all casca of Debility and Ir?
regularities of Females. Wheresoever intro?
duced, they become a Btandard article-a
medicinal staple. Unlike tho many noxious
stimulants advertised, they braco and fortify
the system without exciting undue cerebral
action. They aro without doubt the best to?
nio and constitutional renovator ever offered
io tho public. MOTTE A TARRANT,
Manufacturers and Sole Proprietors,
Newberry, 8. C.
Sold by E. H. IIKINITSU, Columbia, S. C.
Sept 10 _ Om o
MONEY CANNOT BUY IT!
Kor Sight la Prleclcatt
Bul the Diamond Spectacles will Freterxe lt.
IF von value your eyesight nee thcao PKB
PKCT i.KN Hies, around from minuto
crystal pebbles, melted together, and derive
their name "Diamond" on account of their
hardness- and brilliancy. They will last many
years without change, and aro warranted su?
perior 'o all others, manufactured hy
J. E. SPENCER A CO., N. Y.
CAUTION.- None genuine un ka-H stamped
with our trade mark. WM. GL AZI, Jeweler
and Optician, is sole agent for Columbia, 8.
C , from whom they can only bo obtained.
Ho peddlers employed. July 20 Illly
??* Buffalo Tongues,
NRW augar cured HAMS,
Breakfast Strips,
Smoked Beef, for sale low. H. HOPE.
. Ontttt In Ew'iy'B?jW.
TSBF other Beife?bm?Dtt will be rornlib
e? at ?h?rt not?u^^^fjwjon^fit^m
-fried, roasted or stewed?" rf. DIERCKS.
Pot 20_
Oongaree Restaurant.
ff THE undersigned lias taken up
iuffm^\ a P08'1'011 uu&r his old stand, on
?SSSZ?tnnMaiu utrcet, and ia again prepared
to supply bis customers with good LIQUORS,
ohoioe WINES, eto. LAGER ou draught.
BEGAUS aud TOBACCO of boat quality. The
RESTAURANT will furnish OYSTERS and
other substantials in season. Schweitzer Caso
at all times. A. STORK.
Nov 3 _3 rn o
Read! Read!! Read!!!
STATE CAPITOL RESTAURANT.
Near corner Main and Eridge Streets.
ffStt fjj OYSTERS In ovory style-jQD
^jJJ^Roaated, Stewed, Fried andUg
V**^F Sr o Red. Good Liquors, tino?
Wines, imported Cigars.
' N.B. Private SUPPER ROOMS.
FRANKLIN & FINE.
Oot 26 _Proprietors.
THETCASOLISA HOUSE
IS once more open to tho public, under
'tho superintendence of Mr. R. BARRY.
The reputation of the house will be kept
Angus! 31
AFEW reasons why they should have the
preference ovor all others:
1. Wheeler Sc, Wilson's Sowing Machino ie
much simpler than any of the others; re?
quiring leas than half tho amount of nia?
cin nc ry.
2. As tho result of this simplicity, this ma?
chine is much leas liable than the others to
get out of repair.
8. Another result of this simplicity is
greater durability.
I 4. Another result ia lees friction, and, con?
sequently, greater ease and rapidity of mo?
tion, with less noise.
5. And greatest of all, that it usos no Shut- |
tie, and makes the look stitch.
It is tho cheapest to buy the beet. Buy the
machine that bas justly, fairly and honora?
bly won a reputation and indepondenco
against a strong and bittorcompotition. For
more than twenty years has the Wheeler A;
Wilson not only atood first and foremost, bnt
now stands the unrivalled Sowing Machine oi
the enlightened civilized world. Boy the ma
ohino that has been thus tested and proved,
and then you are euro to get tho beet. For
sale on the easiest possible terms. Sales?
room Main street, second door below PHOENIX
office, Columbia, 8. G.
J. 8. PUR8LEY, Agent.
A. WHYTE, General Southorn Agent.
Juno 21_Om O
Canned Goods! Canned Goode!
-f Kf \ CASES fresh CANNED GOODS, just
IOU received, consist io g in part as fa Ho wa
i Peaches,
Pine Apples,
Peare,
Blackberries,
Cherries,
Toma to ar,
Lima Beans,
String Beans,
Corn,
Condensed Milk,
Salmon,
Sardine^,
Turkey,
Beef,
Mutton,
Asparagus,
Oovo and Spiced Oysters, Salmon, Lob?
sters, etc For salo bv
Opt 4 _ JOHN AGNEW A SON.
Refined Oil.
COTTON SEED REFINED OIL, by the gal?
lon or barrel. Also, in glaass, pinte and
quarts. Foraalelow. E. HOPE.
WHAT
IF it was only in tho mattorof GROCERIES,
this question conld never be asked, bo
causo the people of Columbia and np-countiy
already know tho fact aud act upon it.
ARE
We offer the best goods to bo fonnd in any
known market, and if better than tho best
could possibly Lu had, wo should havo them.
YOU
Our perishable goods are fresh, daily. Wo
can scarcely supply tho demand, dull au times
aro. In this class wo include Hams, Break?
fast Strips, Tongues, Ac.
GOING
In Flour-handling, wo think, moro heavily
than any merchant hero, we offer peculiar in?
ducements in quality as in p ico.
TO
In Liquors, I um assurod you have tho in?
side trauk. Wo trust all who give ns a call
will acknowledge tho "Corn."
DO
In Fancy Orocories and Canned Goods, our
assortment is unequaled; every novelty
ABOUT
Being added to stock promptly, and standard
goods always on band.
IT?
Bo, dear reader, whenever your stock ol
Orocories runs abort; whenever a delicacy ia
required for the Bick ro'im; .fi never the ap?
petite of the onieuro fails; in snort, whenever
you vant anything else bnt Dry doods, Bootu
and Shoes, or Queen's Dolight, call; and we
can tell you, alBO, where they can be got for
nothing._ GEO. BYMMB118.
Butter.
j TUBS Virginia Valley BUTTER,
*dfc G tubs Mountain Butter.
3 tubs fino Goshen Butter.
All nice and frosh aud for salo LOW.
.Pi! 1 LOHIOKALL()VVllANCit
Groceries, Wines and Liquors.
AFULL SUPPLY of CHOICE FAMILY
GROCERIES, in all their varieties. Best
brands Champagnes, Wines, Liquors, ice.,
suitable for Christmas, on hand and for sale
low, by_JOHN AGNEW A SON.
American Club Fish.
J>5*$3A?SC A DELICIOUS relish; hotter
and much cheaper than Sardines. For Bale
\ry_ K. HOPE.
STENHOUSE, MACAULAY & CO.,
Grocers and Commission Merchants,
O II AU LO TTE. N. 0.
SOLICIT orders ror COTTON. Corn, Flonr,
Bacon, Lard, Ac, and Family Groceries
gonorally. Orders lilied careful Iv and prompt?
ly- _ .__Fob71yr_
Pipes! Pipes!!
NAAA INDIAN CLAY PIPES, for
?\JKJ\J sale low to dealers.
Nova? JOHN C. 8EEOEBB.
NATIONAL
OIT COLUMBIA, B. C. '
Present Capital, $150,000.
AUTHOK1ZKO CAPITAL, ?000,000.
OFFIOEBB.
Johu B. Palmer, President.
A. G. Brenizer, ??shier.
C. N. G. Butt, Assistant Cashier. j
niUKOTOHS.
J. Eli Grogs, Johu B. Palmer, F. W. MoMaa
ter, K. D. Bonn, of H. D. benn & Hon; G. W.
Beardeu, of Copeland A. Bear don; lt. I J. Bryan,
of Bryan A McOartor; W. C. Swafheld, of it.
A W. O. Hwa?l?k), John ?. ticcgors, Wm. B.
Stanley.
F. W. McMaatcr, Solicitor.
riliiiS Bank m now open tor the, transaction
X of a general banking buainesB.
0 K UT i FI c ATfcb OK DEPOSIT ad curruncy or
uoin, hearing interest at the rate of auveu (7)
por cont, por uunum, in kimi, will ho issued.
Deposits from County OMcers especially ?o
lioitcd; also, from Trusten, Administrators,
Executors, Frofeusionat Men. and othera.
Particular attention given to acoounta of
City and Country Merchants, and other hu BI
neus men, and the usual accommodations ex?
tended.
Notes, Bills of Exchange, and other evi?
dences of debt discounted, and money loaned
on collat?rale.
Stocks, Bonds, Qold, Silver bought and sold.
Mutilated Currency porohabed at a small j
discount.
Sight Drafts drawn direct on all tho promi?
nent placee in England, Ireland, Scotland,
France, Germany, Belgium, Holland, Ben
mark and the Orient, Letters of Credit leaned,
I ayable in any of the above places
Drafts on all tho prominent oitieB in the
United States bought and Bold.
Banking HOUBO opposite Columbia Hotel.
Open from 9 to 8. _ Fob 28 ly
CITIZENS' SAVINGS BANK
or
SOUTH CAROLINA
I Deposits of $1 and Upwards Received,
INTERES TALLO WEB A T TBE BATEO t
SE VEE FEE CEE T. l'EB ANE UM,
ON CEBTIFICAIES OFBEl'?SlT,
AE1) SIX FEB CEET. COM
PO?ELED EVERY SIX
MOE TBS OE ACC0 UN TB.
OFF10ERH.
Wm. Martin, President.
John B. Palmer. Vioe-PrcBidout.
A. G. Brenizer, Cashier.
J. H. Hawser, Assistant Cashier, i
chargo of Urauches.
John O. B. Smith, Assistant Cashier.
Directors.
Wade Bampton, William Martin, A. C. Has?
kell, F. W. McMaatcr, E. Ii. Hoi mt nh, John B.
Palmer, Thomaa'E. Gregg, Columbia.
J. Eli Grogg, Marion.
G. T. Sco'tt, Newberry.
W.G. Mayoa,Newberry.
B. H. Rutledge, Oharloaton.
Dr.niol Ravouol, Jr.. Charleston.
McohanicB, Laborera, Clorka, WidowB, Or?
phans and others may here deposit their sav?
ings and draw a liberal rate of interest there?
on. Plantora, ProfeaaionarMcn and Trustee!
wishing to draw intoroat on their tunde until
thoy require them for business or other pur?
poses; Parents desiring to Bet apart email
.tums for their children, and Married Women
ind Minora ( whoae deposits can only be witb
Irawn by Lhomaolvoa, or, in caae of death, by
! their legal representatives,) wibhing to lay
aside fonda for fnture use. are here afforded
an opportunity of depositing their moana
where thoy will rapidly accumulate, and, at
tho naroo time, be subject to withdrawalwhon
beaded._ _Ana 18
SUNDRIES,
.| f\f\ BOXES assorted CRACKERS.
WJKJ 100 boxea E?sorted Canned Goode.
50 boxes Soap.
50 boxoa Candy.
CO boxoa Candled.
200 barrels Flour.
SO barrels Whiskey, coming in and in store,
and to which wo invito thc attention of tho
; trado^ LO HICK A LOWRANCE.
Hardware, etc.
-1 f\f\ DOZEN AXEH.
lvJU 4? balea Bagging.
200 hu tullen Arrow Ties.
20 dozen ltailroad Shovels.
2U0 pairs Tracu Chains.
Juat rocoivod and for salo at loweat market
I prices. L?RICK A LO WK AN CE.
GEORGE PAGE & CO.,
.No. 5 JV Shroeder Street. Baltimore, Md.,
Manufacturers ot
PUKTAI1L.K AMD STATION Alt V
STEAM ENGINES AND BOILERS,
Putout Improved. Portable
CI Kl ll LA it HAW M 11. I.S.
GANG. M ULA YAM).SASE SA \V MILLS.
tl HIST MILLS. TIMBER WHEELS, KIIIN
J G Li'. MACHINES, Ac. Dealer* in Circu?
lar Saws, Bolting Bud Mil! nnppliua generally,
and manufacturer's agenta for Leflel's Col?
brated Tut binn Water Wheel and every de?
scription of Wood Working Machinery.
AGRICULTURAL ENGINES A SPECIALTY.
S9~Soiid Tor descriptive Cataloguen and
Trice Lints. Mav 28 I-f II Iv
Q/VATER WHEEL,
Mill G?afint,Shaftin?& Pulleys
L_SEND FORAClRCUlAR^j^
al a> 28 iu*4 ; i y -?UNt
TS
i 2
o . . -
MANUFACTUUF.il AND DEALER, No. 20
H ay no strut and Until.? ok's Wharf.
Charleston. H. <:. -J'liin i* tho Inrgonl and
moat completa factory nf tbo kimi in tho
Southern Ht at UH. and all articloa in thia lino
cnn ho furnished by Mr. P. P. Toals at prioea
which defy competition.
*r A pamphlet with full and dotailed lint
nf all Rizos of Doora. Bashes and Ulinda, and
tho prioea of nach, will ho acut Trou and post
paid, on application to
Jnly ll ilvr P. P. TOALE.
Lime.
BARRELS of MME. Tor sale low by
JOHN AGNEW A SON.
20.0
. Atlantic Acid Phosphate.
?TlHISartlole, prepared by the ATLANTIC PHOSPHATE COMPANY, under direction of
JL their Chemist, DR. ST. JULIEN RAVENEL, for composting with Cotton 8eed, U now
offered at the reduced price of 938 pur ton caah, or 931 per ton, payable Itt November,
1872, free of internet.
Orders Ailed nov will bo considered as caah Ut March, 1872, or on tim? aa due lat Novem?
ber, 1872. thereby enabling plantet H to haul it at a timo when their wagons and mulos are
idle* PELZEU, AODCZUS A CO*,' ucncrui Agcail,
Jan 2 8mo .* Brown's Wharf, Charleston, S. C.
ATLANTIC PHOSPHATE.
THIS FERTILIZER, manufactured by the ATLANTIC PHOSPHATE COMPANY, under
the direction of thoir Chemist, Dr. HT. JULIEN RAVENEL. ia now offered to the plant?
ing community at the VERY REDUCED PRICE OF 9*8 PER TON CASH, or 9M PAYABLE
1ST NOVEMBER, 1872, FREE OF INTEREST.
This Fertilizer baa boon very ext? nsivoly need in thia H tato, and baa given entire satisfac?
tion; acme of tho mont practical plan'crs admitting it to bo equal to Peruvian Guano, pound
for pound.
All ualoa madonow will bo couriered aa euell on tho let ot March, 1872, and to those
buying on t imo, tho salo will bo considered aa duo nu lat November, 1872.
By thia arrangement, plantera will bo enabled, without extra coat, to haul their manure
at a time wbuu their wagons and iuulea are idle Pamphlota containing tho certificates of
tboBO whd have ni<ed tho Atlantic I'hcsrhato will he furnished on application to the Agenta.
i'Ki ZKK, UODOKUH Ac CU., General Agenta,
Browu'a Wharf, Charleston, S. C.
COPELAND A DEARDEN, Agenta, Columbia. S. C. Jan 2 3mo
The Brooklyn .Life Insurance Company,
OF R KW YORK.
Paid Up Cash Gapital and A6Bets Two Millions Dollars.
CHRISTIAN W. BOUCK, President. I W. M. COLE, Secretary.
W. H. WALLACE, Vioe-President. D. PARKS FACKLER, Actuary,
OFFICE NO. 141 BROADWAY, NEW YOBK.
JOHN E. BACON, W. P. BUTLER, General AgentB and Managers for South Carolina and
Augusta, Goorgia.
AS General Agents, wo ? ul;o plcaeure in presenting thia well known and responsible Com?
pany to the public and in recommending it %? first class in everyway. We might add
much moro on thia enbjeot, but, being interested aa ita Agente, prefer to apeak through dis
interestedparties. Therefore, read and digeat the following noticos-among many others
from both Northern and Southern papers, aa to tho virtneu of thia Company:
There ia no better company in tho land. A compariaon with other corporal iona of a simi?
lar character will convinco all of tho superior safety in taking rieka with tue Brooklyn Life.
[Columbus, Ga., Sun, January 27. 1869.
The Brooklyn Life has placed iteoli in the vanguard of insurance reform, and is the first
company that has dono lull justice to tho insured, Ao.
[Insurance Times, New York, January, 1869.
Thia great mature cf cash surrender valser, JE zzi imp?tt?.nt improvement that signalizes
tho ora of insurance.-Raleigh Sentinel, E. C.
This plan- guaranteed surrender values-romovea the solo objection existing to making
un application foriuauranco. Each policy becomes ajaece of negotiable paper, as easily trans?
ferred as a Government bond.-Boston, Mass., Fast, 1869.
A policy in tho Brooklyn Lifo ia worth BO much in ready money. This is the only lifo com?
pany that has carried this excellent feature into bmuneea.
[Dispatch. St. Louis, Ato., January 7,1869.
We call especial attention to thia distinctive and advantageous feature of guaranteed nar?
render value, particularly characteristic of tho Brooklyn Life. And also to the fact tbat
there are no classes in the Brooklyn Life; all fare alike, whet ber from the North, Routh, Eaat
or West. Alao, wo direct the attention of tho publio to tho fact that policies can be obtained
in this Company, owing to ita careful mauageme ut and superior advantages, at lower rates
than in any other company of equal rank and solvent-v in America.
BACON A BUTLER, General Agente.
Office above Citizen's Savings Bank, Columbia, 8. C., and at Edgefield Court Honae.
Reliable agent* wonted in every loan ?nd Count; in thc Rate, and alaoin the citv of Au?
gusta, to ?hom liberal commissions will be paid. Nov 1 8mo
TEE UNIVERSAL LIFE
The Original Stock Life Insurance Company of the United Statee.
OFFIOKBS:
WILLIAM WALKKK, President.
HENRY J. FUHRER, Vice-President. JOHN H. BEWLEY. Secretarv.
GEORGE L. MONTAGUE, Actuary. E. W. LAMBERT, M. P., Medical Examiner.
THIS COMPANY oilers tho following IMPORTANT ADVANTAGES to
those about EFFECTING INSURANCE ON THEIR LIVES :
1. Insurance at Stock Rates, (teing from 20 lo 80 per cont. IOSB than tho rates charged by
mutual companies.
2. Each Policy-holder is regarded a? a Stockholder to tho extent of one Annual Premium
on his Policy, and .viii sharu in the prolita of tho Company to the same extent as a Stock?
holder owning an equal amount or the Capital 8toek.
8. Every Policy issued hy tho Company is non-forteitablc, and containc a clauso stating its
exact Surrender Valno.
Before Insuring your Life or accepting the Agency of any Company,
HIS AD TIIK B-OLLOWINO i
A lengthened experience has demonstrated that tho rates ol premium ordinarily charged
by lifo insurance companies are from twenty live to thirty per cent, in excess of what are
necessary for a safo and legitimate conduct (if the hnsiries*. lu othur worda, carefully nud
prudontly-managed companiaa charging "mutual" ratea have boen ablo to return to thoir
poliey-holdora from twenty-live to thirty per cent, of the amount charged for premiums.
When lifo insuranco companies were first organized, reliability of thc data upon which pre
munna were constructed had not undergone test of experience. It was thought, therefore,
no moro than common prudence to adopt a seule of promiuma which would, in any event,
meet all tho preitinied and unforeseen contingencies of tho huaiuess.
As long aa tho matter was involved iu aomo doubt, it was bettor lo tlx tho rate too high than
to incur thotiakof ma lt mu' it too low; because, in tho former caso, tho error could ho easily
remedied, at least in part, by returning to tho polioy-holders, at certain intervals, ouch por?
tion of tho premium charged aa wat found necessary for tho purposes of tho husinoss and
ihe completo security of tho company.
Experience, however, having satisfactorily demonstrated that these rales are excessive,
what possible excuso eau lhere bo for maintaining thom?
Availing themselves of this experience, tho Directors and Managers of tho Universal Life
insurance Comuttny, al ita organization, adopted a scale ot premiums in accordance there?
with, and which linn proved tu Oe fair aud adi quato, and all that was necessary to meet tho
requirements ot tho [lostness. These premiums aro about twoutv-ttvo per cent, lower than
those chai gcd by mutual companies.
lt also appeared, inasmuch HP Ibo rates so established were as near as could possibly bo
determiiioU/<n> rates, and not in excess of what insurance has previously cost tho policy?
holders in mutual companies, that any profits arising from prudent management justly nud
properly bolnugml to tho stockholders*of the company, fur tho risk incuirod hy tliom in un?
dertaking tho uilsiiifaa.
Experience hm show n that there are sources ?.f profit in tho practice nt the business which
theory will not admit of ticing considered as elements in the calculation cf the premiums.
These results form a saving in t ho mortality of tho members of a oompany owing to tho me?
dical selection of good lives, a gain in interest on tho investments of ttio company over that
assumed in the calculation of its premiums, tho profits derivable from tho lapsing and sur?
render of policies by thu members, and from oilier minor sources.
Profits from Manso sources, in a company possessed of a capital of 1200 OOO, and doing a fuir
amount of ousitioss. would give tn the stockholders dividends largely lu excess ot what wir?
counted MI hy tho Directors nf the Universal al the time ol Ita organization. They have,
therefore,determined to divide among tin? policv-boldors of tho company a large part of th?
profits accruing from tho aourcrs natuod, ali ut which have heretofore been divided among
tho stockholders.
Tho plan adopted for such division is a? follows: Every person who may hereafter inauio
with tho Universal will, for thu purposes of division, ho treated as a stockholder to extent ol
ono animal premium upon his policy; and wit' share in the?ir?fi's of the Company to precisely
the ?ame extent as a Stockholder inciting an etpuU amount af the Capital Stock
By this system of insurance, original with ibu i'nioersul, thu policy-holders aecure tho fol?
lowing important advantage s:
1. Insurance at the regular "stock" rates, requiring a primary outlay of about t won ty to
thirty per cont, leao than that charged hy mutual companies, aud which ls equivalent to a
yearly "dividenu" paid in advance of that amount on mutual ratea. This low rost ol insur?
ance is worthy cf attention. Since its nrgtnizatiou. this company has received in premian?
Ironi its policy-holders the mm ni fl 517,(00 To effect the sam* amounter insuranco in a
mutual company would have cost them mi Initial outlay of $2 000,000. Ry allowing its policy?
holders to retain, in their own possession, this excess o? $483,000.tho Universal nas virtually
paid thom a ''dividend" of 1488 000. and paid if, tori, in advance, instead t>f al tho end of ono
or moro j oars lt i>l impossible to Ibid any example of a mut nal company furnishing insur?
anco at so low a m iel by returning to policy-holders au equal amount upon similar receipts.
2. Ca rt ici pu t ion in the legit ininti- profila of the company, lipou a plan which secures to tho
policy-holders the sumo treatment which directors und stockholders awatd to themselves.
Phis system of participation, in connection with the low "sinek" rates of premiums, moat
necessarily aecure lo tho policy-holders every possible advantage lo ho de rived from prudent
and careful managonii nt.
Tho low rate?of premium compel economy, ?nd, independent of participation, guarantee
to ll.?- polio v-holiler lus insurance ni a rate tillich io not HI excess of the coal i n well managed
uinm il comptines; while by tin-pr-posed plan < f participation in what may ho considere d
i ne legitimste profits cf it ? InisihexH, ihn co. I will be still tm lht r diminished.
I'h us hv t he combined hdvant?j'?s arising fi oin lr?w stock ralo and participai ion in profits,
it in confidently believed thu Ul IVEhHAL 1.1F1S INSURANCE COMPANY offers i:isurai.co
at its lowest practicable cont.
*#* I hose of the existing policy holders who desire to participate in profits under tho new
plan can do so by making application to thc head office, or lo nu j agentr of tho company.
Thc Company is in a sottml financial conti ?lion.
Ratio nf Assets to Liabilities lilt) to 100.
HST GOOD UELTAI2LE AGENTS WANTED, who will deni direct with tho
New York Omeo, and to whom lull general agenta* commissions will bo paid.
M. XV. OAKY".
M. C. III'TI Kit,
S?ato Superintendente of Agencies.
Odie? on Richardson street, opposite Columbia Hotel, Columbia, S. C. Dec 28
Seegers' Beer is Pnre. | Fresh Biscuits and Crackers.
IT don't contain Coooctilns Indiens Fiab I A LAROE aeaortmont and ohoico variety,
Barries to mako sleepy or headache. I J3L Juat in and for salo low. B. HOPIS.
Kew freight an? ?&ue?get Honte,
Via Columbia, 8. O., and W?mington, N. ?.^
Wir/wrsaTON. COLUMBIA Aim AUOUBTA B. B.,
OFFICE GKN'L, FBBIOHT & TICKET AQZNY,
WILMINGTON, N. 0., Deo. 18,1871.
THE attention o? ?ferchanU, Bhippers of
Cotton and Produce, ?nd the publia gene?
rally, ie invited to the direct connection now
existing between all interior pointe in South
Caroliua, and Northern cition, by the Wilming?
ton, Columbia and Augusta Railroad, anti ite
connections at Wilmington, either Din steam?
ship lines from that port, or via Wilmington
una Weldon Railroad, and ita connections via
Portsmouth or Petersburg.
Tbeee varions linea, connecting at these
terminal pointa, afford facilities for shipments
to or from BALTIMORE daily, PHILADEL?
PHIA tri-weekly, NEW YORK five times per
week, BOSTON semi-weekly.
Umform rates are maintained with all com?
peting lines. No detention occura to ship?
ments. Through bille lading given between
all stations and points named. Rates and
classification eheots obtained of all Agents.
The passenger schedule of night train from
and morning train into Columbia gives a su?
perior connection for all pointa on Greenville
and Colombia and Charlotte, Colombia and
Augusta Railroads, giving a Bay Line connec?
tion via Portsmouth, and an all rail connection
ria Washington, and avoiding all delays at
Columbia.
Through ticket? for ealo at Columbia to all
pointe North. For rates, classifications and
all information, apply to
A. POPE: Gen 1 Freight & Ticket Agent.
J. 0. WINDER. Gen'l Snp't. Jan 4 8mo
Change of Schedule.
WILMINGTON, COLUMBIA A AUGUSTA B. B. CO.
BuraittNTENOENT'B OFFICE,
WILMINGTON, N. C., January 10. 1872.
??>-C^tlSJ>?"'tBr*follnwltig schedule will
be run by traine on thia road:
DAT EXPBE8B THAIN [DAILY.]
Lcavo Wilmington [Union Depot I 3.50 A.M.
Arrive at Columbia. 1.15 P.M.
Leave Columbia. 8.20 A. M.
Arrive Wilmington [Union Depot] 6.80 P. M.
NIGHT BZFBEBB THAIN.
Leave Wilmington [Union Depot] 6.45 P. M.
Arrive at Columbia. G.S0 A. M.
Leave Columbia. G SO P. M.
Arrive at Wilmington. 6.00 A. M.
No NIGHT TRAINS leave Wilmington or
Columbia Sunday P. M.
Jan 18 JOHK C. WINDER, GenT Snp't.
Charlotte. Columbia and Augusta R.R
SUPERINTENDENT'S OFFICE,
COLUMBIA, S, C., January 1, 1873.
ES ItBft CBMMik ON and after '1 hursday,
?PClM*JEI!"-Mr7u'th instant, tho following
schedule will be rnn over this road:
GOING HOBTH.
Train No. 1. Train No. 2.
Leavo Auguata.8 16 A M. 6.00 P. M.
Leavo Columbia.8.22 A. M. 11.01 P. M.
Arrive Charlotte.2.09 P.M. 6.15 A.M.
OOINO BOOTH
Leavo Charlotte.7.16 A. M. 7.80 P. M.
Leave Colombia.....1.35P. M. 2.00 A. M.
Arrive Augusta.6.50 P. M. 7.80 A. M.
No. 1 Train daily. No. 2 Train daily, Sun?
days excepted. Both trains make close con?
nection to all points North, South and Weet.
Through tickets Bold and baggage checked
to all principal points.
E. P. ALEXANDER, General Sop.
E^R. DOBS EY. Gen. Freight and Tioket Agent
Greenville and Columbia Railroad.
COLUMBIA, B. C., MABCB 1,1871.
E7^fflftVBfrBfifiSSE 0N aui1 &tier this
MKfle3Bs3B^=9?*date, the following
schedule will be run daily, Sundays excepted:
UP.
Leave Columbia at.7.00 a. m.
" Alston.9.10 a. m.
M Newberry. 11.15 a.m.
" Cokeabury.8.00 p.m.
" Belton.6.00'p. m.
Arrive at Greenville. 6.30 p. m.
DOWN.
Leave Greenville at. 6.15 a.m.
" Belton.8.05 a.m.
" Gokeabury.10.07 a. m.
" Abbevillo.8.15 a. m.
" Newberry. 1.60 p.m.
" Alston. 4.05 p.m.
Arrive at Columbia. 5.55 p.m.
THOS. DODAMEAD. General Sup.
M. T. BARTLETT. General Ticket Agent.
Schedule on Blue Ridge Railroad.
i iBBBWl Leave Anderson.6.00 P. M.
ajPg*Mg " Pendleton.7.00 "
t* Perryv?le.7.45 M
Arrive at Walhalla.8.30 "
Leave Walhalla.3.45 A. M
Perrvville.4.30 "
" Pendleton.5.80
Arrive at Anderson.:.6.30 "
Waiting at Anderson one hour for the arrival
of up train on Greenville and Columbia Road.
_July 2_W. H. D. GAILLARD, Sup,
Summer Schedule S. & U. R. R.,
rsgmemn DOWN TRAIN, UP TB UN.
gtjty Arrive. Leavo. Arrive. Leave.
Spartanburg.. 5 30 5.25
Ha te s ville. COO 6.00 4.C3 4.53
Pacolct. 6 08 6.13 4.40 4.45
.louisville. 6.43 648 4 05 4.10
Uuionvillo. 7 25 7.50 3.05 3.25
Santuo. 8 20 8 25 2 30 2.35
Fish Dam. 8.40 8 45 2.10 2.15
Shelton.' 9.15 9 20 1 35 1.40
Lylos' Ford... 9.40 9 45 1.12 1.17
Strother. 10 05 10.10 12.C0 12.55
Alston. ll 00 12.00
May 24 THOS. B. JETER. President.
Change of Schedule.
OFFICE NORTH CAROLINA lt, It. CO.,
COMPANY Sitora. N. C., June 3, 1871.
(7?1 cv* ni<?j>lF*S^ ON and after SUNDAY,
0&SME=Sa~JHne4, 1871, TRAINS will
he run over this Hoad in accordance with tho
following TIME TABLE. '
U'raius Going East. Trains West.
Express, Mail.
AnniVK. LEAVE. AllltlVE. LI". A V X.
Charlotte 5.85 am 3.10 pm
salisbury 8.03 am 8.23 am 5.26 p m ?.SOpxn
Qr'usb'o ll.08 a m 11.18 am 8.25 pm 8.35 pm
CoShopFi 40 p ra 1.05 p ni i?.60 p m 10.16 p va
Hillab'ro 2.28 pm 2 33pm 11.35 ]> m 11.37 p m
haleigh 5.06 p m 2.05 a m 2.40 a m
Goldsboro ' 7-20 a m
Charlotte?.15um 8.00 p ni
Saliab'ry 4.32 am 4 87am 6.15 pm 6.26 pm
Gr'nsb'o 1.26am 1.35am 2.10 pm 2.20pm
Co Shop ll 37 pm 12.02 am 12.30 p m 12 50 p m
Billshrol0.07 pm 10.09am 11.07 a ni 11.10 a m
haleigh 6.58 p m 7 40 a ni 8.45 a ru
Goldsb'n 3.00 pm
Juno 6 W. H. GREEN, Mas. Trana.
Change of Schedule.
SOUTH CAUOLINA RAILROAD COMPANY,
COLUMBIA, M. C., June 9. 1871.
*T. Change of Schedule
ti? to go into effect on
and after Sunday, 24th instant:
MAIL AND FAKSENOEB THAIN.
Lcavo Columbia at.7 40 am
Arrive at Charleston at.8.20 p m
Leave Charleston nt.U.20 H m
/ rrive at Columbia at. 3.40 p ni
NIOUr KXPREB8, rilElOIIT ANO ACCOMMODATION
THAIN, [Sundays excepted.]
Leave Columbia ut.7.(0 p m
Arrive at Charleston at..7.00 a vu
Leave Charleston at.7.10 p m
Arrive at Columbia at.6.00 a m
Camdon Accommodation Train will con
linne to run to Columbia as lormcrly-Mou
dayp, Wodneedaya and Snturdavs.
A. L. TYLER, Vice-President.
R. R. PICKINB. General Ticket Agent.
Just Received.
1 f\ HALF CHESTS asaortod TEA. Though
A\) the prico in market ha? advanced 15 per
oent , we succeeded in getting our Augnat bill
duplicated, whioh we offer at ??mo price as
before. L?RICK A LOWRANCE.