Historical Newspapers of South Carolina

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.IM?-"? ? ~f?.. ^l;??_uJL^, fiT r ? KD ITO B AMD PBOPaiKTOB. i|?^;j>? '^aift .pffeet. aboYO | Taylor. -?r-Bobk and Job Printing of ovory denerin-, inserted tn tho Dany at 7? bents, per square (or the first and 60 qon,ta each subsequent in? ter tion. Long.' advertisements by the weak, moa'th or year,'At reasonable rates. -\i.<->- WI SOHt?ORIPTION. Daily, six months, Si 00; Tri-Weekly, 3 6C; Wiaately, 1 50. '- fWtaen M?ry "w?? av Lassie. ThB maple, treesl'are tinged with red, The biroh with golden yellow. And nigh above tba orchard wall -. Hang api/les rieb and mollow ; And that's the way, through yonder lane, Thai-looks so skill: and grassy Tho way J took one Sunday evo, 'Wnen Mary waa a lassie* . . You'd hardly think that patient faoo, - That looks BO thin and faded. Was* Once the very sweetest ono That ovor bnnuot shaded; But' when I went through yonder lane, Tba* loose so eti'l and grassy, ', Tho?e"eyoa iror'o brightf those cleekB were When Mary was a l??sle. Dut many a tender sorrow, i And many a.patient oare, ' Have made .those furrows on the face That used tobo so fair. Four times to yonder churchyard, Through the lane so still and grassy, We've borne and laid away our dead, Since Mary was a lassie. And so you see Pve grown to love Tho wrinkles moro than roaos; Earth's winter flowers aro sweeter far Than all spring's dewy posies; They'll carry us through yonder lane That looks BO still and grassy, Adown the lane I used to go When Mary was a lassie. A Missouri lady advertises for the E.erson who is in the habit of serenading er to stand nearer the house BO that she can scald him. y MI HMM i--a-im-xmmr.? n--m If Ton Want Behool Books, Gp to BRYAN A MoOARTEB, who have a ' fresh supply of English, French, Ger man and plasaloal SCHOOL BOOKS, also of Behool Stationery of every description, all for sale Mt lowest market rates._Sept 19 M???EY CANNOT BUY IT! For Sight la Priceless! But the Diamond Spectacles will Preserve lt. IF you valuo your eyesight use these PER FK?T IJHNSES. Ground from minute orystal pebbles, melted together, and derive their name "Diamond" on account of their hardness and brilliancy. They will last many years without change, and are warranted su? perior to aU others, manufactured by J. E. SPENCER A CO., N. Y. CAUTION.-None genuine unless stamped with our trade mark. WM. GLAZE, Jeweler and Optician, is sole agent for Columbia, 8. C., from Whom they can only be obtained. No peddlerB employed._July 20 ||f ly CITIZENS' SAYINGS BANE ' or SOUTH CAROLINA Deposito of $1 and Upwards Received. INTEREST"ALLO WEI) A T THE RA TE Ol SEVEN PER CENT. PER ANNUM, ON GER TIFIO A TES OF DEPOSIT, AND SIX PER GENT. COM? POUNDED EVERT SIX M0NTH8 ON A OOO UNTS. OFFIOERB. Wm. Martin, President. ??:?6aa\} vice-President-. A. G. Brenizer, Cashier. J. H. Sawyor, Assistant Cashier, i oharge of Branohes. John O. B. Smith, Assistant Cashier. Directors. Wade Hampton, William Martin, A. O. Hae keU, F. W. MoMaator, John P. Thomas, E. H. Heinitsh, John B. Palmer, Thomas E, Gregg, Columbia. J. Eli Gregg, Marion. G. T. Scott, Newborry. W. G. Mayes, Newberry. B. H. Rutledge,Charleston. DanielBavenel, Jr., Charleston. BJMoohanicB, Laborers, Clerks, Widows, Or f"?u au o and ulii?rb may here deposit their 6 av ngs and draw a liberal rate of interest there? on. Planters. Professional Mon and Trustee! wishing to draw interest en their funds until they require them for business or other pur? poses; Parents desiring to set apart small .tums for their ohildren, and Married Women and Minors (whose doposits can only be with? drawn by themselves, or, in case of death, by their legal representatives,) wishing to lay aside funda tot future use. are here afforded an opportunity of depositing their means where they will rapidly accumulate, and, at the same time, be subject to withdraw al when needed._Aug 18 ?HTBAL NATIONAL. BANK OF COLUMBIA. 8. C. Present Capital, $150,000. AtJTHOaiHil) CAPITAL, SDOO.OOO. ornoEBS, John B. Palmer, President. A. G. Brenizor, Cashier. r CN. G. Butt, Assistant Cashier, v.:ji ? MB serons. J. Eli Gregg, John B. Palmor, F. W. McMas tor, B. D. Benn, of R. D. Senn A 8on; G. W. Bearden, of Copeland A Bearden; R. L. Bryan, of Bryan A McOartor; W. C. Swaffleld, of H. .t.W. C. Bwaffield.. F. W. MoMaster, Solicitor. THIS Bank is now open for tho transaction of a genoral banking business. OEBTmOATKS OK DEPOSIT of eurroiicy or coin, bearing interest at tho rate of seven (7) per cont, por annum, in kind, will be isbiied. . Deposits from County Officers especially so? licited: also, from Trustees, Administrators, Executors, Professional Men, and others. Particular attention given to accounts of City and Country Merchants, and other busi? ness men, and the usual accommodations ex? tended'. Notes, Bills of Exchange, and other evi? dences of debt discounted, and money loaned on collaterals. Stocks, Bonds, Gold, Silver bought and sold. Mutilated Currency purchased at a small discount. Sight Jjrafis drawn direct on ali the promi? nent places in England, Ireland, Scotland, France, Germany, Belgium, Holland, Den? mark and thc Orient, tetters of Credit issued, ? ayable in any of the above places. Drafts on all the prominent cities in the United States bought and sold. Banking House opposite Columbia Hotel, Open from 0 to 8. Feb 28 ly Standard geales, More than 250 Difforont Modifications* AGENTS ALSO FO? TUB BEST AI, A KIT MONEY DR AW EB. FAIRBANKS & CO , 252 Broadway, AV io York. FAIRBANKS, BROW? di CO., 118 Milk street, Boston. For salo hy leading Hardware Dealers. Sept 27 wf 4cno_ "Motto's Victoria Tonio Bitters." EflTIKELY VEGETABLE. For the eure of Dyspepsia, Ague and Fever, Bilious Diseases, General Debility, end all iTTipuriiics of the Blood. THESE BITTE li H have now firmly esta? blished themselves in the favor of the public and the medical profession. Prepared irom purely vegetable ingredients ol acknow? ledged efficacy, their unrivaled and highly tonio, stimulating and prophylactic qualities peculiarly adapt them to all cases of General Debility, Nervous Prostration of the Sys? tem, Ac As an excitant of the appetite and a whole? some aid to the process of digestion, they will be found to be very efflcanious, while their peculiar medical properties rendort hom of unoqnaled value to those subject to Chills and Fever, Congestion, aud other miasmatic diseases. These Bitters will be found most wonder? fully beneiici&l in all casca of Debility and Ir? regularities bf Females. Wheresoever intro? duced, they become a standard article-a medicinal staple. Unlike tho many noxious stimulants advertised, they brace and fortify the system without exoiting undue cerebral aotion. They are without doubt the best to? nio and constitutional renovator ever offered to the public. MOTTE A TARRANT, Manufacturers and Bolo Proprietors, Newberry, S. 0. Sold by E. H. HEWITSH, Columbia, B. C. Sept1G Orno AFEW reasons why they should have the preference over all others: . 1. Wheeler A Wilson's Sowing Machine is much simpler than any of the others; re ?uiring lees than half tho amount of ma aiuery. 2. Aa the result of this simplicity, this ma? chins is much less liable than the others to get out of repair. 3. Another result of this simplicity is greater durabin ty. 4. Another result is less friction, and, con? sequently, groator ease and rapidity ot mo? tion, with less noise. 6. And greatest of all, that it uses no Shut? tle, and makes the lock stitch. It is the cheapest to buy tho best. Buy the machine that has justly, fairly and Honora? bly won a reputation and independence against a strong and bitter competition. For moro than twenty years has the Wheeler A I Wilson not only stood first and foremost, but now stands the uni iv ailed Sewing Machine ol the enlightened civilized world. Boy the ma? ohine that baa been thus tested and proved, and then you aro sure to get tho best. For sale on the easiest possible terms. Sales? room Main street, second door below PHONIX office, Columbia, H. C. J. S. PUR8LEY, Agent. A. WHYTE, General Southern Agent. Juno 21 Gmo Vegetable Blood'and Liver Fills. Fare B?e ! Fure Blood I Pure Flesh ! AMUCH needed medicine, in all tropical climates, is a Blood runtier and a Liver Regulator. Those PILLS combino tho essen? tial properties of an Invigorator of tho Liver and Purifier of tho Blood. The largest organ in the body is tho Liver. It is tho great work-shop of the body. When this important organ does not act, the skin becomes sal? low; sick headache Bets in, with chilly sensa? tions; cold hands and feet; pain in tho hoad; hectic favor; gastric disturbance; vomiting; a feeling of weight in tho region of the Liver; a dry Cough. Among otbor symptoms of liver derangement, are soreness in th' region of the liver, across the stomach, and below the ribs; oppressed stomach; faoo some times flashed; feverishness in tho afternoon or at night; drowsiness and indolence; nervous watchfulness at night: melancholy, blues; dreams, commonly fright ful ; chest oppressed and heavy; darting pains in the abdomen; faintness; sighing; difficult and short breath; pain in the ohest, about tho lungs, commonly mistaken for pleurisy; shifting pains, like thOBO of rheumatism; colics; sometimes a short, sharp cough, with dryness of throat; unpleasant throbbing about tho stomach; ex? cess of dandruff, and scurfy deposit on tho skin; falling of tho hair; fulness and straitness of tho abdomen, with desire to loosen tho clothing, tour stomach, with symptoms of dyspopaia; bilious colics; diarrhma; dysen? tery; fevers; obstinate constipation; intermit? tent fevor, or fover and ague; jaundice; cos? tiveness and diarrluna alternately ; expectora? tion stringy and sticky; foul mouth in tho morning, often nausea and vomiting; dizzi? ness; pain in tho right shoulder, sometimes in shoulder-blade; inability to lie on left side; hiccough: occasionally, pain in left shoulder. Seasonable use of the BLOOD AND LIVER ? PILLS, takon as directod, will always prevent this painful termination or' tito disorder. These Pille are tor salo bv EDWARD Hi HEIN1TSH. AognstHOt . Cht mist uni! Druggist. WARFIELD'S COLD WATER SOAP. THIS SOAP washoe porfectly in cold water, soft, hard or salt. It removes grease, oil and paint from garments. It washes ill kinds of goods-cotton, flannel,eilkor woolen. It cleanses silver, plated warn and jewelry without scratching, lt tho articles are much tarnished, nih them with a piece of llannol which has plenty of tho Soup on it. To pcoplo who do their own washing, it is invaluable. It will savo its cost in ono wat-hing. For sale, m boxes of thirty-six bars, by EDWARD HOPE, April 9 Agent for South Cand?na. Seed Wheat. rr er BUSHELS choice RED SEED WHEAT, j O f r sale by_E. HOPE. Seegers' Beer DON'T contain Strychnine. It is pure, and warrantod to ho so. March ll SPBCIAli ATTENTION given tothoool leotion of Commercial Paper, InteroBt on State and Railroad Ronda and Stocks, and Con vor? ion of State ti ccu ri I ie s, by Nov 23 Gmo D GAMBRILL, Brokor. FOR TBE PROMOTION OF IMMIGRA TION TO THE 80 UTBT BUTLER, CHADWICK, GAE Y & CO., Agents, I ;f Ef-'U ._. G > ?i C>CBA?I??TON, S. O. -o, A 8 E 111 E a O K CONCERTS Will bo given nuder the ans pico a of the SOUTH CAROLINA STATE AGRICULTURAL AND MECHANICAL SOCIETY, AT THE ACADEMY OF MUSIC, CHARLESTON, S. C., COMMENCING January 8,1872, at which Drawings will take place and dietributione made to Ticket Holdere of the entire . ACADEMY OF MUSIO BUILDING AT OHABLE810N, S. O., And oaeh in varions amount H, making In all 2,405 Gifts, Estimated at $500,000. 150,060 SEASON TICKETS OF ADMISSION, AT t5 EACH. AU orders i riotly confidential. For references and fnll particulars send for Circulars. The Drawin., of thia Groat Boothera Enterprise will bo conducted under the supervision of the following well-known Gentlemen: Gen. A. Ii. WRIGHT, of Georgia. Col. 13. H. RUTLEDGE, of South Carolina. Gen. BRADLEY T. JOHNSON, of Virginia. Hon. ROGER A. PRYOR, of New York. Remittance eau be mado to us, an 1 tho Tickets will be Bent hy return mail by BUTLUR, CHADWICK, ?AltY <fe CO., Cliariciion, 8. C. GEN. M. G. BUTLER. JOHN CHADWICK. GEN. M. W. GARY. Tickets can be procured of D. GAMBRILL A CO., Columbia, 8. C. Nov 14 Tile Srcoklyii Life Insurance Company, OF NEW YORK. Paid Up Cash Capital and Assets Two Millions Dollars. -o CHRI8TIAN W. BOUCK, President. I W. M. COLE, Secretary. W. H. WALLACE, Vioo-rreeideut. D. PARKS PACK LEK, Actuary. OFFICE NO. Ul BROADWAY, NEW YORK. JOHN E. BACON, W. P. BUTLER, Gonoral Agents and Managers for South Carolina and Augusta, Georgia. AS General Agent?, wo tako pleasure in prosenting this woll known and responsible Com? pany to tho public, and in recommending it a.* first class in every way. Wo might add much moro on thia subject, but, being interested as ita Agents, prefer to speak through dis interested parlies. Therefore, read and digest tho following notices-among many others from both Northern and Southern papers, SB to tho virtues of this Company: Thoro is no hotter company in tho land. A comparison with other corporations of a simi? lar character will convince all of tho superior safety in taking risks with tho Brooklyn Lifo. [Columlius, (tn., Sun, January 27.180?. Tho Brooklyn Lifo has placed itself in tho vanguard of insurance reform, and is the first company that has dono lull justice to the insured, &c. [Insurance Times, Ncio York, January, 18C9. This great feature of cash surrender values is an impoitant improvement that signalizes tho ora of insurance.-Raleigh Sentinel, iv*. C. Th's plan-guaranteed aurrendor values-removes tho sole objection existing to making an application for iueurauco. Each policy becomes a piece of negotiable paper, as easily trans? ferred as a Government bond.-Boston, Mass., Fast, 18C0. A policy in tho Brooklyn Lifo is worth so much in ready money. This is thc only lifo com? pany that has carried this excellent featnro into business. [Dispatch, St. Louis, Mo., January 7,18G9. Wo call especial attention to this distinctive and advantageous featuro of guaranteed sur? render value, particularly characteristio of the Brooklyn Lifo. And also to tho fact that there aro no classes in tho Brooklyn Life: all faro alike, whether from tho North, South, East or West. Also, we direct the attention of tho public to tho fact that policies can bo obtainod in this Company, owing to its careful management and superior advantages, at lower ratee than in any other company of equal rank and solvency in America. BACON A BUTLER, General Agents. Office above Dr. Fisher's Drug Store, Colombia, S. C., and at Edgtfield Court Houeo. Reliable agente wanted in every town and County in the State, and also in thc city of Au? gusta, to whom liberal commissions will be paid. Nov 4 inn moiii Kn THE BEST IN THE MARKET! CHOICE and select FAMILY GROCERIES, full assortment of Sugars, Codees-Rio, Java and Laguayra; Teas of all kinds; Chocolates, Broma, Spices, Pickles, Sauces and Table Dressings of all kinds and desTiptit ns. Chot ee-tap-Sago, Factoiy, Pine ajple and others. A lull itt el; 11 tl.? lt td hiande of FAMILY FLOUR, In barrels and packages, consisting in part of Nonpareil, Madieon and Highland. Also, Oatmeal, Pearl Grist, Hominy, Corn, etc.; Table and Liverpool Salt, Biscuit and Crackers of all kinds, Eng? lish and American. Potatoes, Onions and other Vc gt tables constantly on hand to supply retail trade. A fnll supply of all kinds of EANCY SOAPS, including Colgate's best toilet, and that for domestic purposes. Canned Goods of every description. Jellies and Preserves, best family Butter, Lard, Molasses of all grades, Meats, Hams, Diit d Beef, Tongue.', Bacon Strips, Bellies and Sides. Also, a full assortment of FISH, including ht ht No. 1 and Muss Mackerel, and Smoked and Pickled Salmon, etc. Particular atttntienis invittd to cur full stock of LIQUORS Embracing tho best brands, foreign and dornet tic. to he found in the market. CHAMPAGNES of all popular brands; Sherri*.s, Madeira, Port and Catawba Wines of all kinds, and Bitters of every grade. Alee, English, Scotch and Bremen ALES, of tho following brande: McEwan'a, Muir & Bona', Youngcr'e, etc., etc. VI Especial attention ia called to onr MONCQRAM and other' WHI8KEY8, the best in tho market for family uso or medicinal A purposes. Also, to our BRANDIES, including tho best Divert Pollevoison, Larroude Free. Cognac, vint ugo of 1H05. Also, GINS, Palmetto and Bwan brande. All imported and warranted . _ 8ood. Also, we havo on hand a fnll stock of choice CIGARS and ^^-^BBr^-* HEWING TOBACCO, Bagley's Fine Cut, t tc. A stock of RAGGING and COTTON TIES, and other articles for plantation usc. In fact, everything needed orto he found in a first clasa Grocery Store, and at prices to suit the times. * Wo warrant our goods first class, and invito au inspection of them. HARDY SOLOMON, Oct G Columbia Hotel Block. FIRST ANNUAL EXPOSITION OF THE MISTHIAL ASS0CMI0? OF 61?BEIA WILL DE HELD AT SAVANNAH, GA., COMMENCING on tho 21st day of November, TUESDAY, and he continued five days, and longer if considered advieablo hy the Board. THE EXPOSITION Will embrace, overy department of Industrial Life, in tho following order of arrangement: 1st Department.Live Stock. 2d Department.Products of tho Soil. 3d Department. Domestio Manufactures. 4th Department.Manufactures in Cotton, Wool, Linen and Silk. 5(h Depart men t.Manufactures in Iron, Brass and Steel. (Uh Department.Manufactures in Gold, Silver and Platinum. 7th Department.Manufactures in Leather, Paper and Fibre. Nth Department.Manufactures in Wood, Cabinet Work, etc. Otb Department.Manufactures in Stone, Clay. Sand and Plaster. 10th Department.Fine Arts, Models, Designs and Musical Instruments. 11th Department.Chemicals, Medicines and Minerals. 12th Department.Miscellaneous and Special Premiums. The Premium List Proper is Oomplete, Aggregating $15.000 ! Medals in Qold, Silver and Bron/.o, with tho Diploma of tho Association, will he Awarded tu Meritorious Article?. IN THE OK I* A KT Dl K NT OK M A CH I NEK Y, Tho Association announces the following VALUABLE IMPROVEMENTS, to be placed on exhibition and thoroughly tested: Fowler's No. 1 and No. 4 System of Steam Plows; William son's Road and Field Steamer; Fowler's Steam Ditel er anti Cleaner; in addition to a very large collection or improvements in Machinery for thc Plantation and shop. In addition to tho Association Premium,Special Premiums are offered by Messrs. Saunders Goodwin A Miller, and hy tho Chamber of Commerce of Ibo City <>f Savannah, for tho best halo of Middling Upland Cotton, and tho best live halts. This includes yield per ade and quality. The Premiums on Cotton Aggregato $1,200. In adel it iou to tho Association Premium for BLOODED STOCK, liberal purees will ho offered hy the citizens on a test of speed. Special attention will be given hy this Association to tho legitimate industries of life. . Rut such Amusi menta allow? d under the nuspici ? < f property organized Associations, as will entert ain our visitors, aside fri in p> r>i ! nr. j od ?et s or individual opinions. All nnmmniiinatihiiM Rddii Hiii'd Iii thi< iiii-j : >'.... . i.i ?ei?'lve or omni Itt teilt ?nil. Entries GRAND PKIZE DISTRIBUTION fpICKETS to tho Concorts of tho SOUTH CAROLINA LAND AND IMMIGRATION ASSO? CIATION ready for salo and delivery. All orders from tho country promptly tilled. Agents wantedfor tho Counties of Lancaster, Lexington, Spartanburg, Greenville,Ahbovillo, Oco neo andPickens. Apply to D. GAMBRILL A CO., JnnoC General Agents, Columbia, S. C. O-? ? I S~l /"A *?J tisL, ? . - - isins-piace wnore you can nay ...r:tyi./. The Best and the Cheapest : If iu H'l . . ? 1 . ? .*; .? rift ri : i n CLOTHING AND GENTS* FP.N?S?BN6 GOODS, WE aro now prepared to exhibit one of the munt choice and aeleot S looks over offered it? this market, and . . ? At Astonishing Low Prices. Our motto is "QUICK SALES AM) SHALL PROFITS." ' Oct 8 THE UNIVERSAL LIFE IMSBBAICI 69 LIBERTY STREET, The Original Stock Life Insurance Company of the United States. OFFICERS: WILLIAM WALKER, President. HENRY J. FUHRER, Vico-rrcBident. JOHN H. BEWLEY, Secretary. QEOROE L. MONTAGUE, Actuary. E. W. LAMBERT, M. D.. Medical Examiner. -o THIS COMPANY offers tho following IMPORTANT ADVANTAGES to thoso abont EFFECTING INSURANCE ON THEIR LITES: 1. Inaurauco at Stock Rates, being from 20 to SO per cent, lees than the rates charged by mutual companies. 2. Each Folicy-holder is rogarded as a Stockholder to the extent of one Annual Premium on his Policy, and will Bharo in the Profits of tho Company to the same extent as a Stock holder owning an equal amount of tho Capital Stock. 3. Every Policy issued by the Company is non-forfeitable, and contains a [olauso stating Its exact Surrender Value. Before Insuring your Life or accepting the Agency of any Company, READ THE FOLLOWlKGi A lengthened exporienco has demonstrated that the rates of premium ordinarily charged by lifo insurance companies are from twenty-five to thirty per cent, in excess of what are ne? cessary for a safe and legitimate conduct of the business. In other words, carefully and prudently-managed companies charging "mutual" rates have been able to return to their policy-holders from 25 to 30 per cent, of tho amount charged for premiums. When lifo insurance companies were first organized, reliability of the data upon which pre? miums were constructed had not undergone test of experience. It was thought, therefore,no more then common prudence to adopt a scale of premiums whioh would, in any event, meet all tho presumed and unforeseen contingencies of the business. As long as the matter waa in vt Iv od in some doubt, it waa better to fix tho rate too high than to incur the risk of making it too low; because, in the former case, tho error could ho easily remedied, at least in part, by returning to the policy-holders, at certain intervals, such portion of tho premium charged as was found necessary for tho purposes of the business and tho completo security of the company. Experience, however, having satisfactoi ily demonstrated that these rates aro excessive, what possible excuso can there he for maintaining them? Availing themselves of this experience, the Directors and Managers of tho Universal Life Insurance Company, at its organization, adopted a scale of premiums in accordance there? with, and which has proved to bo fail and adequate, and all that was necessary to meet the requirements of tho business. These premiums aro about twenty-five per cent, lower than thoso charge by mutual companeis. It also appeared, inasmuch as the rates so established were as near as could possibly be determined"/., ir rates, and not in exceaB of what insurance has previously coat the policy? holders in mutual companies, that any profits arising Iron.(prudent management justly and properly belonged to the stockholders of tho company, for the risk incurred by them in undertaking tho business. Exporienco bas shown that there are sources of profit in the practice of the business which theory will not admit ot being considered as elements in the calculation of tho premiums. These results form a saving in the mortality of the members of a company owing to the me? dical selection of good lives, a gain in interest on the investments of the company over that assumed in tho calculation of its premiums, the profits derivable from the lapsing and eur? render of policies by the members, and from other minor sources. Profits from these sources, in a company possessed of a capital of $200,000, and doing a fair amount of business, would give to tho stockholders dividende largely in excess of what were couuted on hy tho Directors of the Universal at the time of its organization. Thsy have, therefore, determined to divide among the policy-holders of tho company a large uart of the profits accruing trom tb? sources named, all of which have heretofore been divided among the stockholders. The plan adopted for such division is as follows: Every person who may hereafter insure with tho Universal will, for tho purposes of division, bo treated as a stockholder to extent ef ono annual premium upon bis policy; und trill share in the profits of the Company to precisely the. same extent as a Stockholder owning an equal amount cf the Captial Slock. By this system of insurance, original with the Universal, the policy-holder secures the fol? owing important advantages: 1. Insurance at thc regular "stock" rates, requiring a primary outlay of about twenty to thirty per cent, less than that charged by mutual companies, and which ie equivalent toja yearly "dividend" paid in . dvanco of that amount on mutual rates. This low cost of insur? ance is worthy of attention. Since its organization, this company has received in premiums from its policy-holders tho sum of (1,517,000. To effect tho samo amonnt of insurance in a mutual company would have coat them an initial outlay of f 2.000,COO. By allowing its policy holders to retain, in their own possession, this excess of 1483,000, tho Universal has virtually paid them a "dividend" of $483,000. and paid it, too, in advance, instead of at tho end of one or moro years. It is impossible to find any e-xample cf a mutual company furnishing insur? ance at so low a cost hy returning to policy-holders an equal amount upon similar receipts. 2. Part ii ipat inn in the legitimate pr?dits of tho company, npon a plan which secures to the policy-holders tho same treatment which directors and stockholders award to themselves. This system of participation, in connection with tho low "stock" rates of premiums, muet necessarily secure to tho policy-holders every possible advantage to be derived from prudent and careful management. Tho low rates of premium compel economy, and, independent of participation, guarantee lo the policy-bolder his insurance at a rate which is not in excess of tho cost in well managed mutual companies; whilo, by the proposed plan of participation in what may bo considered tho legitimate profita of the business, the cost will bo still further diminished. j hus liv th? combined advantages arising from low stock rate and participation in profits, it is confidently believed tho UNIVERSAL LIFE INSURANCE COMPANY offers inauranoe at its lowest practicable cost. e ?-Those of tho existing policy-holders who rtosiro to purticipato in profits under the new plan can do so by making application to tho head ofilco, or to any agents of the company. ? Thc Company is in a sound financial condition. Ratio of Assets lo Liabilities 186 lo 100. jttey GOODIRELIABLE AGENTS WANTED, who will deal direot with tho New York Oflico, and to whom full general agents' commissions will be paid. Pl. W. GARY, AI. C. BUTLEII, State Superintendents of Agencies Oflico on Richardson street, opposite Columbia Hotel, Columbia, ss. O. 8ept YELL OJW^ LINE! FAST FREIGHTS TO AND FROM NORTHERN CITIES, Via Charlotte, Columbia mid Augusta Railroad, North Carolina Railroad Raleigh and Gaston Railroad, Seaboard and Roanoke Railroad, and Steamers between Portsmouth and New York, Boston, Philadelphia and Baltimore! . THE AROVE-NAMED RAILROADS, in con jff&o ' ' unction with tho Steamer Lines, having uniteel k t'uii^f-?nwftwr^r-?S^Wt^i*py '? forming a Fast Through Freight Line, to bo ? . -y-"'' F?? known aa the YELLOW LINE, will pat In opera ? v wV ;-:.":^'tgI^rfe^^ i5BSS5tion,on the 1th of September, a FAST THROUGH FRI'.IOHT SCHEDULE between Columbia sud Augusta aid tho above-named Northorn cities. The attention of whippets and ?cceivcis of tr? ig ht is called to the following advan? tage t.fl. nd by the line: lt i? alino.-t cut ii cly nu inland rente, hy which int? s of int ur ur. rc and risks of delay from bad weather are greatly reduct d. There is no ?ii ny age, und no transfers, except ender cover. Daily Steamers will run between P? rti-month and Baltimore, Philadelphia and New York, and ft eights will have prompt dct-patch. Rate's and dat-t-itlcation* the same aa by otb? r re.utrs. Through bills of lading given and claims pr? mptlj adjusted. tjsT HA VE GOODS MARKED "VIA YELLOW LINE:' -C? For further information, apply to E. P. ALEXANDER, Superintendent Charlotte, Columbia and Augusta Railroad. E. R. DORSEY, General Freight and Ticket Agent. 8opt 5 Smo