The daily phoenix. (Columbia, S.C.) 1865-1878, September 16, 1871, Image 8
One Ganse of Grime.
That crime is on tho increase in thc
?world at large, and in tho United States
in particular, is an alarming fact. Tho
indulgence of fashionable dress on thc
part of women is ono causo of it. In
thc Annual Report of thc New England
Moral Reform Society, made at thc
Park Street Church, Boston, May 31,
1871, wc find the following:
"Wc grieve to be obliged to record
our deliberate conviction of the promi?
nent causes that lend to thc violation
of the laws of purity among women.
Thc conviction is forced upon us every
day and everywhere. It is thc love ol
dress, or display among women. Thc
love is fostered in the child by parents
from its cradle. Consciously or un?
consciously, thc education of thc mother
tends to this display. Thc child comes
to feel that dress includes almost
everything; that he or she is nothing
without it.
"Look at our Christian women, pro
fessing to have renounced thc world
its pomps and vanities. Christian wo?
men, adorned with all thc parnphcrna
lia of thc ball-room, walking thc streets
entering thc house of God, attraclinj
attention from all eyes by thc fineness
and quantity of their laces, thc rarity
of their jewelry, thc costliness of theil
silks. These arc thc sermons that an
heard, these the cjn'stlcs that arc reai
each Sabbath day; read and pondere?
by thc children, thc poor shop-girls nm
servants, while each, as soon as able
by fair or other means, practice who
they have read, ls it strange that w
hear of young and older women adver
tising for 'Friends' who will assis
them to dress as others do? womer
who, in return, give all that makes Iii
desirable to woman.
"Hear what a writer to thc Chieng
Republican says in connection wit
this subject:
"'Ono result of my investigations o
this subject is to lead me to thc cor
elusion that thc passion for dress an
displaj' is thc cause of n larger portio
of this evil than any one other thinjj
I am thoroughly convinced that mor
girls are seduced into a life of sham
through a desire to keep up with til
times in fashionable attire, than in nu
other wa}'. In fact, 1 believe that thr<
out of every live enter thc gate tin
leads to destruction through the wih
of thc tempter-Fashion.
" 'Thc women themselves, therefor
who run riot in the extravagance
dress, arc primarily more chargeabl
in my opinion, with thc existence ai
extension of the 'social evil' than a;
the men.'
"Oh, mothers, sisters, Christian w
men, will you continue to give impel
to this tide that is drifting thousani
of souls to sure and certain destru
tion? Will you permit your inuoce
children to give mid attend parti
where every frivolity in dress ni
amusement, everything that can vitia
the taste and lead to looseness of mc
als, is tolerated, nay, smiled upon
pretty, as stylish.' These things s
done-done by parents professing gc
lincss.
"A Christian mother, speaking wi'
in the hearing of the writer not lo
since, told of thc number of parties!
child of nine years old had attend
within a short space of time, sayi
there were others for which she mi
purchase dresses that she might ?
pear fashionable, adding,'the poor lit
thing is almost tired out with the ?
citeinent!'
"A writer in one of our religious
pers states thc fact of a little boy, w
boasted thc variety of wines that
had for his birth-day party. Can t
one doubt what the result of sucl
course of education will bc on t
boy? These arc not isolated cn?
the)' arc multiplying constantly.
utter this note of warning ns in d
bound, as guardians of youth, ns a
to mothers to guard their child
against these fearful temptations."
HUMILITY.-Two things nrc rcqu:
for humbleness of mind-that a i
should have a true estimate of (
and then a true cstimnte of him;
See Isaiah 1 vii : 15. There is a
amount of self-deception on this p
of estimating self aright. Wo sa;
ourselves that which we could
hear others to say of us. A man ti
humbled would take it only ns his
when others treated him in the
that he says ho deserves. ? Hut
kneel in our closets in shaine for v
wc arc, and we tell our God that
lowest place is too good for us;
then wc go into the world, and il
meet with slight or disrespect, i
our opinion be not attended to, i
another he preferred before us, Hit
all tho anguish of n galled and jen
spirit, and half thc bitterness of
lives comes from this, that we
smarting from what we call wr
and the neglect of men. If we
ourselves as God sees us, we shoo
willing to bc anywhere-to bo s
when others speak, to bo passed 1
the world's crowd, and thrust ash
make wny for others. We shoul
willing to put others in thc wi
doing that which wc might hnvi
reputation for hy doing ourst
This was tho temper of our Mas
this is tho meek and thc quiet ?
and this is thc templo of thc hm
with whom the high and lofty
dwells.-Robertson.
Charleston Charitable Association.
Incorporated by Act of Assembly, 1870-71, and approeed March 8, 1871.
SINGLE NUMBER RAFFLE !
AND DISTniDDTION OF
400 Awards in United States Gold Bonds, New Issue,
FOR THE BENE* IT OF THE FREE HO HO OL FUND,
WILL TAKE FLACK ON
THURSDAY, OCTOBER. 1?, 1871.
At No. 147 Meeting Street, Charleston, S. C., at t O'Clock F. M., in Fublic.
Full Certificate Snares, $5; Halves, $2.50; Quarters, $1.25.
Ten Thousand Numbers Only ! j
FOUR HUNDRED AWARDS of United Statu? Gold Bouda (new issue) to be distributed
immediately upon tho itaflle taking place.
SCHEDULE OF AWAUDS.
One Award of 810,000 In Gol?! Donila, ia.S10.000
Ono Award of $2,500 iu Gold Bouda, ia.2,500
Ooo Award of 2 000 in Gold Bonda, ia. 2.000
Ono Award or 1.000 in Gold Bouda, ia. 1,000
Ono Award of 500 iu Gold Bouda, ia.:. 500
ODO Award of 500 in Hold Bonda, ia. 500
Ono Award of 500 iu Gold Honda, ia. 500
Ono Award of 250 iu Gold Bonda, ia. 250
Ono Award of 250 iu Gold Bouda, ia. 250
Ono Award of 250 in Gold Bonda, ia. 250
Ono Award of 250 in Gold Bouda, ia. 250
Ono Award of 200 in Gold Bouda, ia. 200
One Award or 200 in Hold BondB, ia. 200
One Award ol 200 iu Gold Honda, ia. 200
Ono Award of 200 itt Gold Booda, ia. 200
Fivo Awarda of 100 in Gold Bouda, arc. 500
Ton Awarda of 50 in Gold Bouda, aro. 500
Twenty Awarda of one-half each of ono $50 Gold bond, arc. 500
Fifty Awarda of ono fi h li eat li of ono $100 Gold Mond, aro. 1,000
Ono Hundred A wai d? of one-tenth each ot one $100 Gold Bond, are. 1,000
Two Hundred Awards of one-twentieth each of ono $100 Gold ISoud, aro. 1,000
400 Awards to be Distributed in Gold Bonds, in conformity to Law,
Explanation nf lite Distribution.
Numbers from 1 to 10.C00, (tho some mimbi rs being on Ibo Certificates,) are printed on
Bejinrato ?lipa of paper, which ure each clich cit d in lubes, and ?ie all placed in a Glass
Itaflle Cy linden 'J hp Four Hundred Awaids, in accordant e with the echidiilo above, aro
also printed on eepaiatc slip? ol pain r, and i at h is encircled in a tube, and all tire then
placed in auolhei gluts cy lindi r, calli d the Awt.nl (yin.der. Hie cy lindi rs aie both re?
volv? d, and a nund ir ia takt n Ire ni the ej lim i r 11 i und i is l y a hoy blintl-fohlt d, and ono
of tho awards is taken hem Hie Awaiti Cy Iii der by a 1 oy lil.e v ?te blind-folded, both of
which arc exhibited to the special Ol? mid MK h nun. ht r w ill bc cut it h d to thc awaiti; and
this operation will be repeat? d until Ho m.ml < is aie tahiti lu m (he Number Cy lindi r and
400 Awards Ironi the Awaiti Cy hi.dir to si.ch nun bera.
The Con missioiieru will enter down tnell i.umher on their hm ks as taktn from thc cylin?
der numbers, and the Awards lo i at li as I alii li hem the Awaiti Cylinder.
The Itt,flit- will toke place on tho day and ronum nee at the honrnaniid. There will be ho
postponement whatever, ui.d all the ?wnids n list he dit-tiihuii d.
Certificates for Sale itt all tim Agenden nf tito AsHorlatlon.
CoMinssioNEiis- FENN PECK AND JAMES G1LLILAND.
For orders, address L. T LEVIN, Agent, Main etreet, Columbia, R. C.
J. P. HORBACH, General Agent, No. 147 Meeting aft cid, Charleston, H. C. Sept 14
GRAND PRIZE DISTRIBUTION!
rjlICKETS to thc Concerta of tho SOUTH CAROLINA LAND AND IMMIGRATION ASSO?
CIATION ready for aalc and delivery. All orders from Ibo country promptly filled. Agento
wanted for tho Counties of Lancaster, Lexington, Spartanhnrg, Greenville, Abbeville, Oco
neo and Pickena. Apply to D. GAMBR1LL & CO.,
J uno G General Agents, Columbia, S. C.
THE UNIVERSAL LIFE
LIBERTY STREET,
COlfMY !
GO
NEW YORK.
The Original Stock Life Insurance Company of the United States.
OFKICKIIK:
WILLIAM WALKER; President.
HENRY J. FUHRER, Vice-president. .TollN H. BEWLEY, Secretary.
GEOUGE L. MONTAGUE, Actuary. E. W. LAMBERT. M. D.. Medical Examiner.
.-o
THIS COMPANY offers tho following IMPORTANT ADVANTAGES to those
about EFFECTING INSURANCE ON THEIR LIVES:
1. Insurance at Stock Ratea, being from 20 to 30 per cent. ICSB (han tho rates charged by
mutual companiea.
2. Each Policy-holder ia regarded a? a Stockholder to tho extent of ono Annual Premium
on bia Policv. and will share in tho Profita of Hie Company to tho aamo exteut aB a Stock?
holder owi ing an equal amount of the Capital Stock.
8. Every Policy issued by the Compauy ia nou-forfeitable, and containB a Iclausc etating ila
exact Surrender Value.
Before Insuring your Life or accepting Ihe Agency of any Company,
lt KAI) 'lill: FOLLOWING!
A lengthened experience baa demonstran d that th? ratea of premium ordinarily charged
by lifo insurance companies are from twenty-five to thirty per cent, in excess of what are ne?
cessary for a safo and legitimato conduct of tho business. In other wortla, carefully aud
prudently-managed companiea charging "mutual" rates havo been able to return to their
policy-holders from 25 to 30 per cent, ot tho amount charged for premiums.
When life insurance companies were first organized, reliability of tho data upon which pre?
miums were constructed had not undergone test of experience, lt was thought, therefore,no
more than common prudence to adopt a scale of premiums which would, in any event, meet
all tho preeumetl and unforeseen contingencies of tho business. Aa long aa tho matter was
involved in somo doubt, it waa better to fix the rato too high than to incur the risk of mak?
ing it too low; because, in the former caso, tho error could be easily remedied, at least in
part, by returning to tho policy-holders, at certain intervals, such portion of tho premium
charged as waa found necessary for the purposes of Ibo business anti the completo security
of thc company. Experience however, having tatialacto Hj demouatrattd that these rates
are excesaivo, what possible excuse can there he for maintaining thtm?
Availing themselves of this experience, the Directors and Mauagera of tho Universal Lifo
Insurance Company, at ita organization, adopt, d a scale of premiums in accordance there?
with, and which has provea to bo fail atm adi ?nale, omi all that waa necessary to meet the
requirements of tho business. These premiums are about twenty-five per cent, loner than
those chargo by mutual companeia. It also appeared, inasmuch aa the ratea ao established
wero aa near BB could possibly be determined lair rat ts, and not in excess of what insurance
ha? previously cost the policy-holders in nulluni companiea, that any profita arising Irom
prudent managt mont juatly and properly belonged to the stockholde rs of the company, for
the riak incurred by them in undertaking the buaineea.
Experieuco hus shown that there are som ce? of profit in the practice of tho business which
thoory will not admit of being considere il ns eli mente iii tito calculation ol tho premiums.
These results form a saving in the mortality of the membi ra of a company owing to the me?
dical selection of good live?, a gain in I nt creal on the in vet tm? uta ol th? company over that
assumed in tho caleulation of its pr?minina, the profils derivable from the lapsing and sur?
render of policies by tho members, and from niki r minor toura s. Profita from these sources,
In a company possessed of a capita' ol $200,000, and doing a fair amount of business, would
give to tho stockholders dividends largely in excess of what were counted on by Ihc Directora
of tho Univoraal at tho limo of ita organization. '1 hey have, I here I oro; deteimmid to divide
among tho policy-holders of tho company a largo part ol'the protita accruing lrt m the
eourccs named, all ol which have h er ot of ore been divided among tho stockholders;
Tho plan adopted for auch division ia aa follows: Every portion who may hereafter inanro
with lilli Universal will, for the purposes of division, lie treated aa a stockholder to extent nf
ono annual premium upon hi? policy; and will ?hare in the profits of tho company to precisely
same extent aB a stockholder owning an equal amount of the capital stock.
By this ?yatom of insurance, original with the Universal, the policy-holder secured tho fol?
lowing important advantages:
1. Insurance at tho regular "stock" ralea, rt quiring tv primary outlay of about twenty lo
thirty per cent, lesa than that chat ped by mutual companies, and which is ? qnivalmt lu a
yearly "dividend" paid in i dvaneo of Unit amount on minimi rates. 'Ibis low cost ul Intuir?
ance ia worthy of attention. Since ils organization, tina company has ri ceived in premiums
from it? policy-holders thc stun ol $1,517 100. To t fleet the sanie amount td insuiance in a
mutual company would have coat Hit ni au initial outlay of $2 (Oo.t'fO By allowing iis policy?
holders to retain, in their own posscsbinn, this excess nf $4K3,000, tho Universal has virtually
paid them a "dividend" of $483,(100 and paid lt, too. in advance, instead ol at Ihe end of ono
or moro years. It is impossible to find any ct ?imple cf a mutual company furnishing insur?
ance at so low a coat hy returning to policy-holtl?is an equal amount upon similar receipts.
2. Participation in tho legitimate piolita of the company, npe.n a plan which secures to tho
policy-holders tho sanio treatment which directora and stockholders award to themselves.
This system of participation, in connection with the low "?tock" rates of premiums, must
necessarily secure to tho policy-holdeis every possible advantage to bo derived from prudent
uni careful management.
The low rates of premium coa pel economy, and, independent of participation, fjnaranteo
to tho policy-holder his insurance at a ram which is not in excess of tho cost in well managed
mutual companies; while, by tho proposed pinn ot participation in what may bo considered
tho legitimato profits of tho buaineea, tho coat will ho ?-till further diminished.
ilma by tho com Lined advantages arising from low stock rate and participation in profite,
it is coull lently believed the Universal Lifo Insurance Company ollera insurance at its loweat
practicable coat.
Those of tho existing policy-holders who desire t<< participate, in tho profita under tho new
plan can do ao by making application to tho head office, or to anv agenta o? the company.
Tho company ia in a sound financial condition. Rulio of assets to labilities 130 to 100.
Good rehablo agents wanted, who will deal direct with tho Now York ofllco, and to whom
full general agonts' commissions will be paid.
M. \Y . GAH Y anil AI. C. BUTLER,
Stato Superintendents of Agencies.
Office on Richardson stroct, opposite Columbia Hotel, Colombia, M. C. Sept ?)
YELLOW LINE!
FAST FREIGHTS TO AND FROM NORTHERN CITIES,
Via Charlotte, Columbia and Augusta Railroad, North Carolina Railroad
Raleigh and Gaston Railroad, Seaboard and Roanoke Railroad,
and Steamers between Portsmouth and New York,
Boston, Philadelphia and Baltimore 1
m r. THE ABOYE-NAMED RAILROADS, in con
d^^T nection with tho Steamer Line?, having unittd
TA iib^rW_|LUiiiHBjB!^IB?g*^J-*J)*f m farming a Fast Through Freight Lino, to ho
JaaaSShffiHgffli. HEB^lla^^y/J1 'ta?db) kiunvn aw tho YELLOW LINK, mlljint in oiu rn
(^9d^^^d^^\^?mm^-?M^a! -.- -J-^mx5Zr'.i}.fV "n thc 4th of September, a FAST TH HOUGH
F UKI G HT SCUEDULE between Columbia and Augusta aid the above-named Northern
citios. Tho attention of shippois and icceivers of (night is callid to the ioliowing advan?
tages offered hy tito lino:
It ie almoBt entirely an inland route, by which ratea of i usu rat. cc and rffck? of delay from
bad weather aro greatly reduced.
Thoro ?B no di ay age, aixl no transfers, except under cover.
Daily Steamers "will run between Portsmouth und baltimore, Pldl?dtlj bin arni New Yolk,
and fl eights will have prompt despatch.
Rates and classifications the some as by otb? r routes.
Through bills of lading given and chiims nu raptly aeljutdfd.
ara- HA VE GOODS MAHNED "VIA YELLOW LINE." '(Ox
For further iiilorination, apply to E. P.ALEXANDER,
Superintendent Charlot le, Columbia aud Augusta Raihoad.
E. R. DOUBEY, Oeneral Freight and Ticket Agent. Sept 2 3mo
$20,000 to be Distributed to Ticket-Holders
IN THE COLUMBIA CO-OPERATIVE BULD1XG ASSOCIATION.
THE following PROPERTY and CASU baa been placed in thc hands of thc Trustees, John
Agnew, Sr., Maj. Mcigli?n and lt. C. Shiver, in trust for tho benefit of tho Ticket-holders
ot tho above Association, to be delivered to those who, on tho day of tho ra file, niav bo Su ti?
tled to them. Thc title to tho real estate has been placed in the hands of Col. F. W. MoMas
ter, Attorney at Law. who will examino tho same and givo truo warranty deeds, freo from all
encumbraiico, on thc day of drawing. Tho First Prizo ia tho Temperance Hall, now occu
Eied on tho first door by Mesara. L?rick A Lowrance. Tho lot is 25 feet front on Main street,
y 2G3 feet deep. Tho building is 150 feet long and two stories high, lt is now leased for
turco years for $1,400 per annum, payablo monthly in advance, valued at.$15.000
Second Prize-Lot adjoining Rose's Hotel, 41 feet "front, 208 feet deep, valued at. 1 900
Third Pri/.n-Lot adjacent to above, 254 lett front, 203 leet deep, valued at. 1,100
1 Cash Prizo. 600
2 Cash Prizes, $100 each. 200
4 Cash Prizes, at $50 each. 200
110 Caah Prizes, at $10 each. 1,100
120 Prizee.$20,000
2,000 Tickets, at $10 each.$20.000
Tickets mav bo bad of the General Atrout. Dr. E. W. WHKELER, at Tempor?neo Hall, or
at tho Music Store of Messrs. LvlHtAND A SON, Messrs. JOHN AGNEW & SON, T. M. POL?
LOCK and D. C. PE1XOTTO A SON.
Tho following gentlemen have consented to superintend thc drawing: J. C. H. Smith, D. B.
Millor and Henry E Scott, in connection with a committee of three selected by tho Ticket
holders, on tho dav of drawing.
Tho 10th dav of November-the fourth day of the State Fair-nAS BEEN SELECTED A8
THE DAY FOB THE DRAWING, which will take place in Temperance Hall. Columbia, S. C.
Ticket-holders arc assured that tho drawing will positively take place that day. Thc tickets
have met with a good sale, and all who intend investing arc requested to do so as early as
possible.
As tho names pf tho ticket-holders will bo registered in a nook which shall bo in posses?
sion of tho Trustees on the day of drawing, parties may feel assured that no moro than
2,000 tickets will be issued.
REFERENCES.-E. J. Scott, Son ?V Co.'s Bank; Col. J. B. Palmor,President Central National
Bank; Citizen.*' Savings /lank; South Carolina Bank and Trust.Company, and W. B. Gulick,
Cashier Carolina Nati.mal Bank.
Capt. Wado L?rick, Agent in Lexington. For further particulars, address,
Sept 8 t2mo Dil. Ii. W. WIIKELKK, BOX 88, Columbia, S. C.
JOBBING TRADE
OF
CHARLESTON, S. C.
FALL AND WINTER OF 1871.
THE subscribers, Jobbers and Wholesale Dealers in tho city of Charleston. 8. C., beg to
call tho attention of the merchants ot tho interior of Ibis and tho adjoining States le?
thia market, as being now one of tho most desirable in which to procuro full supplies of all
articles they may require.
Tho wanta of the countrv having rapidly increeBcd, with tropic facilities to enable UB to
procuro our supplies direct from first hands in Europe and this country, wo aro now prepared
to exhibit moro varied and complete stocks of seasonable GOODS than at any.ptriod since
tho war, and will dispose of them on as good terms as any other market.
.'Daily facilities afforded lor shipment of geiods to any point desired."
? Dry Goods.
EDWIN BATES A CO , No. 121 Meeting CRANE, BOYLSTON A CO., corner Hayne
street. and Meeting streets.
JOHNSTON, CHEWS A CO., No. ll Hay no. JjjMARSUALL A BURGE, No. 143 Meeting.
Clothing.
EDWIN BATES A CO., No. 122 Meeting Btreet.
Fancy Goods, Notions, &c.
STEELE A WARDELL, No. 107 Meeting street.
Fancy Goods, Notions and Millinery.
JOHN S. FAIRLY A CO.. No. 35 Hayne street. | ' ELL A FOSTER, No. 27 Hayuo street.
Millinery and S' raw Goods.
CHARLES A. LENGNICK, No. 1G1 Meeting street
Boots and Shoes.
D. F. FLEMING A CO., corner Hayne- and I T. M. BR1ST0LL Jo CO., No. 115 Meeting
Church streets. I street.
E. B. STODDARD A CO., No. 105 Meeting street.
Hats and Caps.
THOMAS M. HORSEY A BRO., No. 251 EDMUNDS T. BROWN, No. 43 Hajuc
Hayne street. | street.
Hardware.
J. E. A DOER A- CO., No. RMI Meeting nt. | HART A CO., No. 39 Hayno street.
C. GRAYELKY, corner East Bay and Bojee's Wharf.
Saddlery, Saddlery Hardware and Carriage Materials.
It. THOML1NSON A CO., No. 137 Meeting Btreet.
Drugs and Medicines.
GOODRICH, WIN EM AN St CO., No. 35 Hayno street.
Crockery and Glassware.
WM. L. WEBB, No. 128 Meeting streot.
Groceries.
GEO. W. WILLIAMS ,1 CO., corner Hayne and Church streets.
Groceries, Liquors, &c
J. A. QUACKENB?SH, No. 122 East Bay I W. H. CHAFEE A CO.. No. 207 East Bay
street. I street.
BOLLMANN BROS., No. - East Bay street.
Paints, Oils, Glass, &c.
HOLMES .t CALDER, No. 205 East Bay I WM. M. BIRD A CO., corner East Bay and
street. I Cumberland ut reeta.
Joh Printer, Stationer and Book-seller.
EDWARD PERRY, 140 Meeting street.
Type and Printing Material, Poper, Stationery, Job and Book Printing.
Aug ll WALKEB, FYANS A COGSWELL, 3 Broad street, and 109East Bay. |2mo