The Charleston daily news. (Charleston, S.C.) 1865-1873, June 24, 1871, Image 1
VOLUME XI.-NUMBER 1671.
CHARLESTON, WEDNESDAY" MORNING, MAY 3, 1871.
EIGHT DOLLARS A YEAR.
LIFE D?SUBANCE.
THE POLICY-HOLDERS' LIEE AND
TONTINE ASS WR AS CE COM?
PANY OE THE SOUTH.
The President's Report to the Board of
Trustees.
Gentlemen-As the first meeting o?* the pol?
icy-holders of the company will not take place
until'March, 1872, and your meeting today;
being the first stated meeting of the board
since the close of the first fiscal year, embraci?
ng the business of eleven months and five
days, I deem it proper to submit, ra place of
my usual quartenly report, a copy of the state?
ment of the company's affaire, filed In the
office of the Comptroller-General of the Slate,
In obedience to section four of the charter of
the company, which is hereto annexed, mark?
ed A.
The statement marked B, also hereto an?
nexed, is made-In conformitywlth a require?
ment of section three ol' the charter. I? brings
the transactions of the company down to a
period twenty-six days later than Statement
A, and exhibits the results of the business of
the company on the 26th ot January, 1871,
covering a ?un vear from t?e ?ate ot- organiza?
tion, ind from which it will be seen that
the gross amount of premiums for the year
la.$62,391 19
And of interest received. 3,683 20
Total.$66,074 39
DISBURSEMENTS.
Expenses ol organization
and management, (in?
cluding travelling ex?
penses to Columbia, S.
C., Raleigh, N. C., and
Atlanta, Ga., to pro?
cure chartere,) adver?
tising, printing and
stationery, medical ex?
aminations, commis?
sions to agents, rent of
office, licenses, salary
of clerk, and all other
expenses, except offi?
cers' salaries.$12,662 66
Death claim paid bei .re
January 26, 1*871. 2,000 00
Death claim adjusted and
subsequently paid. 1,000 00
Commissions on pre?
miums deferred and in
course of collection_ 872 96
Interest paid.*.. 2,804 79 ' .
* $19,340 41
Reserve required to safe?
ly reinsure all out?
standing risks.$37,468 97
:- $56,809 38
Leaving a surplus, of..$ 9.265 01
At your first stated meeting, after the or?
ganization ot the company,' certain salaries
were proposed for the officer?, which matter,
at my suggestion, was deferred until the expe?
rience of a year would enable yon to deter?
mine the sum*that could, with safety to the as
surlu, be appropriated lox that purpose.. Safety,
to be assured, requires that seven thousand
dollars ($7000) ol the above surplus should be
reserved to provide for the fluctuations in the
market value of the State securltleB you were
required by charter to. deposit, within sixty
days of your organization, with the comptrol?
ler-general of the State. The remaining $2265
may, with safety, be appropriated for the pur?
pose of paying tbe officers for services render?
ed during the past fiscal year-(the secretary is
also general agent, and.is compensated by
commissions)-but I respectfully recommend
that even this sum be applied to the purchase
of reversionary additions to their policies, or
placed to their credit lor the payment of future
premluma on their policies, as they may
elect.
During the current year there will be a large
percentage of the expenses of .'he last year
saved, to wit : All the expense * of organi?
zation; all of. the medical examiokUon rees,
and two-thirds of the commissions paid to
agents. The savings alone, without touching
the income from the new business of the cur?
rent year, will justify you infixing, at an in?
creased but yet moderate rate, the salaries bf
the officers for this year.
Had'the State securities maintained th? mar?
ket value ot last year, you could be more lib?
eral to your o ricers, and could also give some
"return premium" to your . policy-holders.
Should the securities appreciate in value, the
distribution will only have been delayed, and
the retui ns will be the larger when mode.
I use the words ''retara premium" in pr??
le re nee to the word - "dividends," because.the
use of the latter word has contributed, in a
great measure, to the .erroneous Impression
received by some persons that lite assurance
premiums, by some sort of Jugglery, earn more
interest annually than any other Investment
of money, whereas the "returns," or "divi?
dends," so-called, are not the result oi Interest
oul& but also (and which is much the larger
part) ot "the surplus contributions'' of the as?
sured, above "what ls found td be necessary
to meet the risk undertaken." Hence econo?
my ot management, lower rates of mortality,
and higher ratea of Interest, than the table
rates, Increase the "return" and cheapen In?
surance.
The plan of the company required that rigid
economy should be observed in the manage?
ment of the business to keep the expenses
within the aggregate of the loadings in the
Sremiums for that purpose. This we have
one. '
Aggregate loading for ex?
penses per tables ... :. $18,704 34
Expenses disbursed.$1?,G62 66
Commissions on premi?
ums outstanding*. 872 96
Officers' salaries-Propce
' ed. 2,265 01
- $15,800 63
Surplus loading over expenses....... $2.903 71
The death claims have- been less than three
sevenths ol the sum allowed, by the tables.
This result will surprise persons tit all famili?
ar with the expenses attending the organiza- j
tion and first year's business of a life compauy,
at least in these latter days. Perhaps the same
reBults could not now be attained In the City
of New York. The? president ol a New York
company, one of the oldest life insurance men
in that city, informed me that his office rent
the first year was $5000, and last year $15,000;
our rent ls $300. He did not inform me what
his clerical Torce cost; ours cost less than $150.
Favorable as the result is, it would have been
much more lavorable il certain difficulties had
not arisen in our path. \
The first and ctilel difficulty was the dilemma
in which we were placed at the very outset,
by the unlooked for prompt deposit require?
ment of our charter. It has been tersely de?
scribed by one of yourselves thus : "Unable to,
lss?e policies until we have $50,000, and unable
to have $50,000 until we iBSue policies." From
this dilemma the eompany was relieved in part
bv your personal pledges, on which a portion
o?" the money was raised, and the Flrst'Natlonaa
Bank of Charleston completarle relief by atfl
advance of $13,000 on the simple obligation of |
the company, without security of any kind
except the character of the trustees. This was
a manliestatlon- o? confidence as compliment?
ary as it was rare.
Another difficulty in our path was the lack
of Information among assurants, as to the real
sources of security to the policy-holders ol a
Ufe company. Assurants are frequently daz?
zled with an array ol fisrures in the table ot
assets ol an old company, without looking to
the corresponding table of liabilities, and sel?
dom stop to reflect that a man who bas $60,000,
and owes onlv $50.000, ls Just as solvent as one
who has $1.200,000, and owes $1,000,000. The
true sources of .security are casn premiums,
economy of management, and carefulness in
faking risks. m , '
^ am aware that the advocates of mixed
companies, viz: companies that have a cer-1
tain amount of subscribed capital and pay to
stockholders a certain portion of tbeb* surplns
(generally 20 per cent.; and the balance to
policy-holders, claim to possess advantages
over purely mutual companies, (viz: com
Eanles that return all the aurplua to policy
olders,) but their only advantage, If lt be
one, ls that during their youth thoy can spend
more money than the loadings in their pre?
miums Justify, drawing the excess from capi
tal, which, however, has to be restored to
capital from the poeketa ot the policy-holders
and extravagant habits contracted In youth
are rarely relinquished In age. Un the sub?
ject of the Becnnty stock capital gives to policy?
holders, an English authority bas well said:
"It would not be difficult to show this capital,
instead of being a protection, is IQ reality, in
many cases, a very serious' burden. If any
one will take the trouble of calculating, he
will find that after a very Bhort time, as com?
pared with the expected duration of an assur?
ance office, the accumulated dividends paid
out ol the premiums to the shareholders will
have abstracted a greater sum than the capital
itself, which they profess to provide lor Ihe
security of the assured."
When lt can "be proved that it is more ben?
eficial for the assured to take a part, rather
than tie whole, of the surplus,"' we may yield
to the advocates of mixed companies, but not
till then.
, The assuring public are becoming better in?
formed on the sources of'security and the cost
of assurance, and truth will triumph in the
end.
Another difficulty has been the .scarcity of
money, which has curtailed the business of
life assurance quite as. much as that of any ,
other business. The decline in the'prices of]
cotton rendered several applicants unable to
take the polices applied for, and caused others
to defer applying until another crop is gath- j
ered.
Notwithstanding these difficulties and oth?
ers which could be named, tbe company has
been successful. It has liquidated Hs Indebt?
edness, paid its losses promptly when due,
paid all the expenses of organizing and con?
ducting a new business through its first year.- j
Has reserved ten per cent, of Tts gross income
to provide for any fluctuations in the market
value of its assets, and has a reserve at market
value-to safely reinsure all its outstanding
risks. .
Contrasted with the early business of its
great prototype, the Mutual Life of New York,
(a company which has had no agency in this j
'section since the "late unpleasantness,") our
company exhibits a larger amount of pre?
miums and interest received in the first year,
and a smaller amount at risk than that com?
pany had In its first two years.
MUTUAL LIFE NEW TORK, 124 MONTHS.
At Risk. Pr. Rec'd. Int." Total.
$1,480,718 . $37,293 90 $569 13 $37,853 03
POLICY-HOLOERS, 12 MONTHS.
At Bisk. Pr. Rec'd. Inc. Total.
$1,131,740 $58,036 38 $878 4P $58,904 79
The excess In our premium receipts over
theirs may be accounted for by the larger
premiums paid to us on endowment policies
and on policies paid for by limited annual and
Bingle premiums, modes adopted since the
early days ol the Mutual Life. That company
was organized in April. 1842. - Its first money
was $108 50, the premium paid on a policy o? I
$5000. Its assets on the 1st of January last I
reached the enormous sum of $4t,609,u00. It ?
had at risk January 1,1870,on original policies,
$216,931.082, and dividend .additions $19,328,
688. We may not hope to grow as this com?
pany has done, but.so far we exceed ita early
efforts.
The success that has attended the purely
mutual companies of this country, anti also
that of (heir great prototype, the Equitable
Society of London, should convince all dis?
interested parties that the mutual principle,
honestly and economically administered, is the
true principle of life assurance. '
The Equitable Society ot London was esta-1
bllshed in 1762, and until then the practice of j
life assurance, says an .English writer, "was
left to blindfold progression; that chance
reigned supreme where all thiugs should have
been fixed and certain." That company has ?
been IR successful operation for 109 years. It
has distributed large amount&of surplus, and
has now assets amounting to $25,000,000. hs
History has been said to be "the history of life
assurance in England," and it may be said of]
the mutual companies of this country that
their history is the history of life assurance in.
America.
. TONTINE DEPARTMENT.
This department-has not recelvedac much
attention as the life department, owin^ in
part lo the unavoidable delay in preparing the
papiers.
It was not opened for business until the
first of the present year. Since then a few
policies have been issued on the twenty-year -
plan.
In conclusion, allow me to say through you
to the policy-holders that we are using our best
efforts Iq build up a home company that will
be a credit to the South and u benefit to the
present and succeeding generations-directly,
by dispensing benefits to them or to their fam?
ilies, and indirectly by aiding to retain and ac?
cumulate capital at home, whose reflex influ?
ence in aid of the enterprises and industries ol
the South will be felt in proportion to the sup?
port the company may receive; and io view of j
these facts, eaeh policy-holder should interest I
himself, for himsell and lor the community, to
bring in new members.
It each policy-holder will only add one new
member during the current year the number
will have been doubled at their meeting in
March next, and the assets of the company
trebled, the ratio of expenses diminished, and
the surplus increased-considerations which
Should Influence'all to help forward so desira?
ble an object. Respectfully submitted,
(Signed) WM. MCBURNEY.
President.
Charleston, S. C., March 1, 1871.'
[Extract from the Minutes of the Board.]
On motion of vice-President Hutchison, the
president's report was received as informa?
tion, and so much of it as relates to the sur?
plus, referred to the committee on finance;
with authority to act.
[Extract from Minutes of thu Committee on Fi?
nance.]
Resolved, That $7000 of the surplus be held
as a contingent reserve, and the remainder be
credited ia equitable amounts to the officers of ?
the company (the secretary excepted) for aer-.|
vices rendered during the fiscal j-earl870, to
be applied as recommended by the president.
Resolved. That the report ol the president 6e
printed for tire information of the-policy-?old
ers of the company.
STATEMENT A.
POLICY-HOLDERS' LIFE AND TONTINE ASSURANCE
COMPANY C F THE SOOTH, ORGAMZSD JAN UV. RT
26TH, 187D. OFFrcE, CHARLESTON, S. C.
William McBurney, president; J. P. Gilmer,
vice-president, resident in Georgia; E. P. Al-,
exander, vice-president and aotuary; E. N.'
Hutchison, vice-president, resident in North
Carolina; George E. *Boggst' secretary.
Stock capital none.. Business on mutual
plan. Deposited with Comptroller-General in
Slate securities, $50,017 50.
ASSETS. .
State of South Carolina securities
deposited with Comptroller-Gene?
ral, $50,017 50. cost... :.$42,076 14
Premiums lu hands of agents. 871 74
Premiums in cou.rse.of collection, net
value. 1,14319
Deferred premiums, net value..... . 2,71804
Office furniture. 49 09
Cash on hand. 516 45
$47,374 56
.LIABILITIES.
William McBurney.$ 326 94
Deposits by policy-holders "
on account of future pre?
miums. 425 99
E. P. Alexander, expenses. ' 73 45
advertising.s. 32 00
Medical examinations, esti?
mated. 150 00
Claim adjusted, not due.... 1,000 00
-$1,908 38
INCOME. .
Premiums received in
cash.$55,578 68
Premiums deferred and
in couree of collection. 4,826 54
Interest received. 3,644 54
$64,049 70
EXPENDITURES.
Commissions to agents-.. $6,582 11
Medical examinations... 1,668 38
Advertising. 312 89
Printing.2,804 79
Interest. 1,269 59
Expenses of organiza?
tion, office expenses,
licenses, stamps, s'ta
? ti oner v, clerk's salary,.
&C. 1,830 51
Lo8S:pald. 2,000 00
116,468 27
Policies Issued, 348, assuring.$1,20& 340 00
Reduced, not taken, and lapsed... 109,300 00
Amount at risk.$1.099.040 00
STATE OF SOUTH CAROLINA, I
CHARLESTON COUNTY. - j
FEBRUARY 27,1871.
Personally appeared belore me, Wm. H. Por-,
ter, a notary public for the said State and coun?
ty, Wm. McBurney, president of the "Policy
holders' Life and Tontine Assurance Company
of the South," who, being duly sworn, affirms
that the foregoing statement is correct and
true.
(Signed) WM. MCBURNEY, President.
[ (Signed) WM. H. PORTER,
Notary public and ex-pfflcio magistrate.
We certify that -we hav? examined the an?
nexed statement of the assets and liabilities of |
the Policy-holders' Lite and Tontine Assurance
Company of the South, and have compared ltd
with the books of the company, arid lound it
correct to the best of our knowledge and
belief. ^_
(Signed) WM. K. RYAN, . 1 Committee
(Signed) J. ELI GREOG, ON
(Signed) HENRY* BISCHOFF, \
(Signed) JOHN H. DEVEREUX J Accounts.
(Signed) J. H. WILSON,)
(Signed) H. E. YOUNO, V Policy-holders.
(Sinned) CR. HOLMES,)
Office of the Company, February 25, 1871.
STATEMENT B.
ABSETS.
State of South Carolina securities
deposited with comptroller-gene?
ral, par $50,017 50, cost.$42.07G J.4
Bills receivable.:.1,258 35
Premiums in hands of agents., . 730 96
Premlums In course of collection, net
value. 1,138 49
Deferred pr?mlums, net value.: 2,353 36
Office furniture. 49 04]
Cash on hand. 1,096 54
Total assets (except future prems.J $48,702 84
LIABILITIES.
Personal accounts. 1432 67
Deposited by policy-holders
on aecount of future pre?
miums. 386 19
Medical examinations, esti?
mated... 150 00
Claims adjusted, since paid. 1,1)00 00
Amount required' to rein?
sure all outstanding poli?
cies. 37,468 97
- 39,437 83
Surplus..'. 19,265 01
INCOME.
Premiums received in "
cash.$58,026 38
Prernjiims deterred and in
coarse of collection. 4,364 81
-$62,391 1? I
Interest received .'.. 3,683 09-1
. . . $66,0.74 39
?. EXPENDITURES.
Commissions to
agents.$6,832 73
Medical exam 1-' '
nations paid. 1,723 38
Medical exami?
nons due (es?
timated). 150 00
Advertising... 1,44150
Printings. 350 64
Expenses-ex?
pense ol or?
g a-n 1 zi ng,
rentofoffice,
licenses, sal- - -
ary of clerk,
. Stationery,
and other
expense, ex- .
oe pt office
salaries.2,164 41
- $12,662 66
Interest paid...,.. 2,804 79
Loss paid.'.-.. 2,000 00
Loss adjusted.' i since ?
paid).... 1,000 00
Commissions on prem
i ums deferred and in
come? ii' collection.. 872 96
. _:-$W,340 41
No. of policies is
ued. 363
Binding receipt... 1
3G4 assuring $1,242,040 00
Policies reduced .. *
(numbers un?
changed). 7,000 '
Policies not ta?
ken. ... :.13 52,800
Policies lapsed.. 14 47,500 /
Policies termina- '
ted by-death.. 2 3,000
- 29 - 110,300 00
. 335 assuring" $1,131,740 00
- . WM. MCBURNEY," President. -
' Charleston, January 26,1871.
NEWS FROM WA 8 HISQ TOs.
Judge Busteed Before the Ku-Klnx
.'Committee.
WASHINGTON, June 23.
Judge -Busteed. of Alabama, was before the
Ku-Klux committee.. He had been told a year
and a half ago, confidentially, by a citizen of
Huntsville,that there was-a Ku-Klux organiza?
tion. In the.northern part of the State persons
and property are as sate as in any State ot the
Union, uni public quiet and tranquillity are as'
essentially preserved la Alabama as io any
part ol the country. The character of persons
holding subord?nale positions under the State
constitution were generally notoriously bad,
both as to intelligence and honesty. He had. I
been in the State since 1865, having previously'|
beeq appointed district Judge by Mr. Lincoln.
There had been ho obstruction lo the adminis?
tration qf the affairs oi hie office or o*f the laws'
of the land, except ta the instance when
the 'Republican auditor of Alabama disobey-.
ed the "injunction of the- court,-for which
lie was fined and Imprisoned. The great?
est respect was paid to judicial au?
thority by lawyers, suitors, Juries and all'
other parties. The feeling, of the people to?
ward the General Government he thought
was to obey the laws, however obnoxious,
though there was a 'deep reeling that the
laws were not equal or impartial. Part of the
Rev. Mr. Lnkln's evidence was read tow lt
ness, wno said it was. entirely'untrue. One*|
indictment bad been found ia Busteed's court,
for violation of the civil rights bill, and that
had not; been tried. Lakin, Busteed added, Is
a man apt tb make'wild statements without*
accurate basis. Busteed knew a man named
Willard Warner, who applied tor exemption
from Jury service in his court in 1867-68, on
the ground-ol being at the time senator of the
State of Ohio. The financial- condition of the
[?tate under Lindsay had improved.- The peo?
ple of Alabama render a Juli obedience to the
laws, and there is ia that State ample security
for life and property, with continued improve?
ment ia all public and private relations. These
answers were all incited by direct questions,
the witness being under oath.
-?
HEAVY EXPRESS ROBBERY.
MOBILE, June 23.
Noted thieves entered the Southern Express
car on the Mobile and Ohio Railroad at two
o'clock P. M. Sunday last, ovecame the mes?
senger and threw the safe out, containing a
large amount ol money. The safe was subse?
quently found bunted open. The thieves were
tracked and two were captured here yester?
day, and a portion of the money found on.
them. It is thought the balance will be recov?
ered. One ot the prisoners is an escaped con?
vict and a desperate character.
THE INCOME TAX CONSTITUTIONAL
PHILADELPHIA, June 23.
In the Federal Conn, Judge Strong deliver?
ed an opinion sustaining the constitutionality
ot tue In some tax.
OUR NICE JURY" SYS.TEM.
CURIOSITIES OE RADICAL LA ff IN
SOUTH CAROLINA,
j_ . ?
A Double-Barrelled Jury and a Puzzled
Judge-Thc Matter Referred to the
Bar-How lt waa Decided.
[From the Darlington Index, Jane 22.]
The Court ol General Sessions for Darlington
County convened last Monday, Hem. J. M. Rut?
land presiding. At an early hour In the day it
was ascertained that two?grand Juries were in
attendance, and this tact was announced to
the court by the acting solicitor, CP. Town?
send, ills Honor expressed grav? doubts as
to whether the Jury drawn under the act ot
1868, or that drawn under the act ol 1871, was
the legal Jury, and, at the suggestion of the
solicitor, directed the members of the bar,
.with the solicitor, to examine into the matter
and report their conclusion to the court. There
'upon.C. P. ' Townsend, Esq., acting solici?
tor, and all the members of the bar present,
^?or'??stiog'-of MessrB. E. A. Law, A. C. Spoin,
T*. W. Edwards, E. C. Baker,'R..W. Boyd, E.
K. Dargan, J. J. Ward, J. F. Dargan and I. E.
Hill, (ol the lawyers who practice -ih the courts
of Darlington, Messrs. W. W. Harllee, Henry
Mciver and F. F. Warley only were absent,)
retired for consultation. It was soon unani?
mously decided that the law of 1671 is the'only
Jury law In existence in South Carolina, and
that, therefore, the grand Jury drawn under lt
could no longer serve; but the more Important '
question arose: Is the Jury commissioner, who
was a member ol the board by whom the other
grand jury and the petit Juries were drawn,
a'legally constituted officer ? Before deciding '
this question his Honor was requested to ad?
journ the court and be present at the delibera?
tions of the bar. Alter some further consulta?
tion it was decided, ills Honor being present,
that the jury commissioner lor Darlington
County was not legally appointed, and that,
therefore, no legal Juries were In attendance
on the court. At 3 o'clock In the afternoon,
the acting solicitor, in behalf of-the memberB
of the bar, addreseed the court as follows :
May it please your Honor-When the court
met this morning, my attention was directed
to the fact that two grand Juries were in atten?
dance, one drawn under the act of' 1868; and
the other under the act of 1871.. Your Honor,
when the fact was brought to your -notice,
suggested lhat there were doubts in your mind
as to which bf the Juries should serve during'
the present term, and, at my Invitation, the
members of this bar were called together for
consultation upon the subject. During the'
conference another question of graver Imper- '
tance was suggested and discussed, and lt was
whether there were any legal Juries, grand or
petit, In attendance upon the court.
As acting solicitor, I have been com?
missioned by the members of this bar to sub?
mit their Judgment upon the questions dis?
cussed, In which judgment I fully concur. It
ls their unanimous opinion, after due consid?
eration of the law, that there are no legal Ju-,
rles, grand or petit, In attendance.
The act of 1868 changed the Jury laWof this
State, without, however, repealing all former
statutes, and provided a new code ol drawing
Jurors. An amendment to thls act was passed
In 1869,' which repealed In words all acts or
parts of acts previously passed, except the act
to which that act was an 'amendment. After
the passage ot the amendatory act of 1869, the 1
Jury law of South Carolina was embodied in
the two acts of 1868 and 1869, and so continued
until the passage of the act of 1871, which pro-,
vided an entirely new mode of drawing
jurors.
In the 39lh section of the act of 1871, ratified
and approved March 10th, 1871, "it, ls unacted
that "thia act shall take effect, and have the
full loree ol law, from and after its passage."
The act of 1871 was then In fuU loree and et
iect from and ofter the 10th day of March,
1871, and was the only Jury law of South
Carolina.
In the 38th section of same act lt i3 -enacted
..That an act entitled an act to regulate the
manner .of drawing Jurors, approved the 26lli
day of September, 1868, and the act entitled
an act to amend an act entitled an act/to regu?
late the -drawing of juries, approved the 23d
day of March, 1869, and all other acts or parts
ol acta In any way conflicting with the provis?
ions of this act be, and the jame are hereby,
repealed."
The act ef 1869, and that of 1871, are In con?
flict as to the manner ot drawing Jurors, and
thia section In the act of 1871 necessarily re
Seals the act. ol 1869. All acts then in this
tate relative to drawing jurors are repealed,
and the only Jury law ot South Carolina at this
time ls the act passed and approved the 10th
day oi March, 1871. ir the act of 1869 has been
repealed, the grand jury now in attendance,
drawn in .accordance with the provisions ot
that act, ls not a grand jury, because the re?
peal of the act relieves them from the duty
and deprives them of the right to exercise the
duties of grand jurors.
Besides, in the 5th section of act of 18.71,
prevision ls made for the drawing, of jurors
for the present year, within one. month alter
the passage ol the act, and afterwards they
are to be drawn id the month of January of
each succeeding year. It seems that by this
provision being mode the Legislature clearly
Intended that new Juries, grand and petit,
should be drawn fof the present year: If
such was not the intention, why make'pro?
vision at all for the drawing of Jurors ior the
present year?
If either grand Jury in attendance can
serve, it is manliest that the jury drawn
under the. act of 18C9 cannot. But are there
any juries, grand or petit, io ai tendance upon
the court, drawn lu accordance with the pro?
visions of thejnry act of 1871 ? It these pres
ent have not been so drawn, they are clearly
not legal jurors, and -cannot take cognizance,
of liny case submitted to them in the Court ol
General Sessions or Common Pleas.
By the fourth section of the act of 1871, a
new office ls created, that of the Jury com?
missioner, and the manner of his appointment
ls therein designated He ts lo be appointed
by the Governor and confirmed by the Senate,
1B the language employed in the. act, and to?
gether \vith the chairman of ihe board , of
county commissioners and the county auditor,
.shall constitute a board of Jury commissioners
lor the county.
In the fifth section of the act it is enacted
that "the board oi jury commissioners, once
lu every year, during the month of January,
and for the. present year within one month
aller the passage of this act, shall prepare a
Jury list,*' ?c.
In the 12th section it Is enacted that "when
jurors are to be*drawn, the board of jury com?
missioners shall attend at the office of the
clerk ot Uie court, and In the presence of the
clerk oi court and the sheriff ot the county.'
shall shake up the box, and having unlocked
said box, the said board of jury commissioners,
in the presence of the clerk and sheriff, shall
draw a number ol ballots equal to the number
of Jurors required." It appears from the words
ot ihe act that the jury list must be prepared
and the jurors drawn by the board of Jury com?
missioners, consh-ting of the jury commission?
er, the county auditor, and the chairman of
the board of county commissioners. Thu act
nowhere makes provision for a majority of
said board lo act, but requires the action of the
board.as a whole.'
In the act of 18G9, It is provided In express
terms that a majority of the board of county
commissioners may draw jurors, and, in the
absence of all the county commissioners, that
the clerk and sheriff may draw jnrors. The
aa of 1871, which is in part tbe same in lan?
guage as the act ol 1868, contains no provi?
sion of this kind, and it ls manifest that the
Legislature did not Intend that a majority of
. the bOard oi Jury commissioners could act In
drawing jurors. The absence then of anyone
of the memberB ol the board, or the disqualifi?
cation of apy one from any cause, it seems,
vitiates the proceedings ol the board, because
lt is not the action of the board of Jury com?
missioners as a whole as required .by law.
The jurors In attendance have been drawn
by the board ol Jury commissioners for this
county. It ls a fact that the jury commission?
ers for this county, and one of ihe members of
the board wno acted In the drawing ot the
jurors has not been appointed as sueh by tbe
Governor and confirmed by the Senate. Net
having been so appointed and confirmed, he J
ia not aa officer under the act, and cannot
therefore act as a member o? the board of jury
commissioners. The words io che 4th section
ef the act relative to. the appointment of the
jury commissioners are unusual, and stronger
than In aay other act cpnferrlbg the appoint?
ing power upon the Governor.
In the act of 1870, providing for the ap?
pointment of trial justices, tod the act of
1868, providing Tor the appointment of audi?
tors, county treasurers and assessors, the lan
giage is: "The Goveraor ls hereby author?
ed, by and with the advice of the Senate, to
appoint," ?c. And in the act of 1868, Section
146, lt ls enacted, "If the Senate is not In ses?
sion when a vacancy occurs in any of said
offices, then the Governor shall All such vacan?
cy by appointment, and the officers thus ap:
pointed shall continue in office until the ex?
piration of thp next term of the General As?
sembly," &c. There ls no provision of this
kind in the act of 1871, and a clause of this
character cannot he added by way of-construc
tlon or implication.
The Legislature must have.intended then,
from making no provision of this kind, that
the appointment of jury commissioners
could only be made by the concurrent acts of
the Governor and the Senate, and that the
Governor alone could not exercise the power
of constituting a legal Jury commissioner to
act as member ot the board ol Jurv commis?
sioners created by the act But lt may be
said, that under the 5th section of the act, the
Governor is Invested with the power of re?
moving the jury commissioners, &Qd by im?
plication he Is also invested with the power of
appointment to supply vacancies when the
Senate ls not in session. No Bach power could
' be conferred by implication. Such a construc?
tion would be manifestly wrong, and do vio?
lence rt) all rules prescribed for the construc?
tion of statutes. In other acts the same power
ol removal ot officers ls conferred, upon the
Governor, and the Legislature has not left
anything for Implication, because provision
is made in the same acis for Ailing vacancies,
thus created, by. conferring In words such
power upoH the Governor.
* It may also be said that the Jury commis?
sioner of this county received his appointment -
iron), the Governor, and proceeded to dis?
charge the duties of his office in good fal' h In
accordance with the provision of the jury act,
and that he is at'least a de facto officer, and
ail his acts as such should be valid and legal,
and recognized by this court. But the act ls
plain and specific. He has not been COM firmed
by the Senate.'-and When this fact ls brought
to your Judicial notice, how can you recognize
him as jury commissioner, or any of his acts
as legal ? In the a.t provision ls made for ob?
jection to any Irregularities la drawing juries,
up to the time of rendering the verdict; and
certainly those entitled to make the objection
will contest the-right ol this de facto officer to
act. I maintain, therefore, that the list of
Jurors in the drawing of - the same' must be
made by a full and legal board of jury com- .
missioners, and the Juries, grand and petit, now
in attendance, not having been drawn by each !
a legal board, as a whole, they are not legal
juries, and cannot determine cases In the
I Court of General Sessions or Common Pleas.
I have been impelled by a sense of duty, aa
acting solicitor, to express my judgment and
that of the members of this har on this ques?
tion, and thus bring the factofshe presence ol
ao legal Juries at inls term, to the judicial no?
tice of the court. To .proceed wi tb the busi?
ness, when advertised that objection will be
made on the part of prisoners, would-be ex?
treme folly, and Increase'unnecessarily the.
expense ot the county, without subserving in
any way the public interest. I regret that
difficulties are in the-way of dispatching the .
criminal business, when I know lt is accumu?
lating here, and the public good may demand
the visitation of speedy punishment upon
some offenders. I also regret that prisoners
confined la jail will not have the opportunity
of a speedy trial, as they are allowed by the
constitution, ?nd they will suffer the rigor of
a longer confinement than they anticipated,
or probably should suffer. .But the fault
ls apt with the court, cr myself as
acting solicitor, because we stand ready
and anxious to- discharge our public du?
ties, by giving offenders against the law a.
fair and speedy trial. The Legis ature of South
Carolina ls m fault for not providing us with
the means of trying those who should be j
brought before this court. No provision has
been made by that body to nave legal Juries
here competent fur the trial of cases, and as
ipublic officers Ve should not condemn the
guilty or acquit the innocent except by due
course of law and by the faithful administra?
tion of it. Trial by j ?irv Is a sac: 'ed right guar?
anteed by the constitution to every citizen of
.this State, and lt ls the duty of the court to
see that every citizen, no matter how humble
or exalted, shall have a trial by jury according
to law. To act otherwise would be to sanc?
tion mob. law, and thus diminish the respect
of the citizen for the law, and give license to
crime and disorder. If a mistake has been
committed by the Legislature in ita legisla?
tion for the public weal, to that body attaches
all the blamey and not to the court, the officers
of the court, parties litigant, or the public- Ii
ls my solemn conviction, that there are no le?
gal Juries present, and that we cannot proceed
with the business before the Court Of General
Sessions, and this is the Judgment of all the
members ot the bar.
Mr. Townsend then moved thht the Court of
General Sessions adjourn sine die, which mo?
tion was grauted.
THE KU-KLUX IN ALABAMA-RADI?
CAL TESTIMONY.
MONTGOMERY, ALA.? June 23.
The State Journal, the organ of the. Alaba?
ma Republicans, says: "We bave lived in
Alabama, over a quarter of a century and never
felt our life or property lnsecurt on account of
political opinions. We are sine-re in our Re?
publicanism, and felt safe- because "we love
our people and honestly b'ilievti we are pur?
suing a course that will .redound to their
peacer happlhess and prosperlt-.." The editor
ileHOtincea those calling themselves Republi?
cans who try to get office by stirring up dis?
cord and strife, and poison the minds of
voters in .secret dens at midnight, where
honest men and sincere Republicans are
plotted against, simply because they are
honest and sincere and have social standing
in the community. "'Snerti Republicans may
feel unsafe." He concludes: "We believe that
every honest man ls safe in Alabama no mat?
ter what his political opinions are." .
SPARKS FROM THE WIRES.
-Rabbis Bernard and Ijlowoy, who were
thrown from a buggy at Cincinnati, are dead.
-The Memphis and Selma Railroad has been
mortgaged for four and a half millions, to se?
cure the first mortgage bonds. fc
. -The hemp-bagging factory of J. S. Little 4
Co., in St. Louis, was burned. Loss fifty thous?
and dollars.
-The report that several Episcopal bishops
remonstrated with Bishop Whitehouse against
the deposition ol .Cheney ls authoritatively de?
nied.
-Mrs. Vallandigham is much worse. She '
has frequent spasms, and calls constantly for
"Clement-why '.don't he come 5"
-The .Tidal Wave came in ahead in the New
York yacht race, lollowed by the Columbia,
one minute later.
-Natives of Alsace and Lorraine, residing in
California, protest against the cession of the
provinces to Germany, and determine to re?
main French citizens,
-A jury, composed eotirely of colored mea,
coavicted two mea charged with murder and
robbery, and a woman, aged 78. of murder la -
the first degree. The jury was nil colored, be?
cause all whites had formed an opinion. This
at New Orleans.
NEWS FROM NEW YORK.
NEW YORK, June 23.
Edward Moen, for forgery of railroad tickets,
was sentenced to five years' imprisonment.
The 8upreme Court denied, with costs, the
mandamus to compel Carlton- to exhibit to
L ihahan the books of the Methodist Book Con?
cern.
THE NEWS FROM EUROPE.
M'MAHON TAKES MEASUEES TO IN?
SURE QUIET IN EARIS.
Courts Martial to Convene at Fontain?
bleau-The Mew French Loan-Prince
Napoleon Declines Candidature-Com?
mune Refugees nt Bf alta-The German
Catholic*-McMahon Restricts the Sate
ot Petroleum and of Firearms-The
Italian Parliament.
PARIS, .June 23.
Fifteen thousand troops have been Bent to
Fontainebleau, were two courts martial.will'
convene. The courts commence their sittings
on Wednesday next A Free Trade League
has been established at Versailles.
President Leon says the French loan will be
Issued at 82 and 50 payable in . seventeen In?
stalments. Prince Napoleon declines the As?
sembly candidature. Guizot has written a
letter in favor ol T hi era's policy, and desiring
a speedy solution of the monarchical ques?
tion. '
Gambetta is In Malta with many Communist
refugees.
LONDON, June 23.
' Prince Bismarck announces that the Pope
disapproves the action of Catholics lu the
Reichstag, in opposition to German unity.
PAMS,'June. 23.
A.decree has been published recalling fur?
loughed treasurers, assessors and collectors tb
receive subscriptions to the new loan.
Immense lists of the amounts received by
French ambassadors and consuls in foreign
countries, in aid bi the victims of the war, |
have been published.
McMahon has Issued a rr order regulating the
sale of inflammables, disobedience to which
will render the offenders liable to court-mar?
tial. Dealers In ammunition and firearms are
also instructed.
The French mail service to India and China
recommences July lat.
FLORENCE, June 23.
The Chamber of Deputies have approved a
bill reorganizing ?he army, .and are now dis?
cussing measures for the public safety. .
DISASTER TO THE INDIA COTTON |
CROP.
BOMBAT, June 81.
A.hurricane has destroyed the cotton crop
ot the country around the Towu of Banda, In
the district-of Surat: Th? loss ls estimated at
half a million sterling. It will take years for
the planters to recover irom the blow.
ALL ABOUT THE STATE.
Lexington.
We are Informed, says the Dispatch, that on
and after the first of July-next, a weekly mali
line will be put In operation from thia place
to ornear Mount Willlag, Edeefield County,
via Rocky Well, Drafts' Mill, Hollow Creek,
West Creek and G?rman-vllle.
Lexington County collected ?218 poll-tax
for 1870. Number ol chllden between 6 and 16,
attending school, 1878.
Edge li eld.
A correspondent cf the Columbra Union
gives the following at a fac-simil? of a docu?
ment put forth by a trial justice in Edg'efleld:
EDQFILDE, C. HI S. CM June 10.
Afr. J. C. Mayson: 8IR-Tha is a war rent In
my office for you In faver of Allen Smyley for
?alt and bat try. You will pleas com down and
ten to It or I will have to send a officer after
you. I have Bet next Salterday to try the
case. Tours with respect,
---, Trial JuBtice.
Chester. '
The Chester Reporter tells the following
story about 4,local rates": "We received an
Iron safe last week from Baltimore. It weighed
one thousand pounds. The freight irorh Balti?
more to Charlotte was eight dollars and fifty
cents. The freight from-Charlotte to Chester
4 a distance of lorty-flve miles) waa three dol?
lars. This ls what they cali local rates. We
wonld like to he informed whether the charge
was made by measurement or by weight ! An
iron safe ls certainly more easily measured
than a bale of cotton-! Ii Cheater caa survive
the. local lreight rates of the Charlotte, Colum?
bia and Augusta Railroad, and the condition
of the highways leading here, and-continue-to
be a place of business, her claim to pre-emi?
nent vitality can never be disputed."
Tbe Governor has accepted the resignation
of Alexander Kelsey, and has expressed his
intention to order an election for coroner and
two county commissioner for Chester, at an
early day. . . . I
Columbia.
There same very near being a case of acci?
dental drowning in Congaree Wednesday.
The circumstances, as we learn them, are that
Thomas Cherry, Alexander McPherson, and a
boy named Ferdinand Smith, were bathing in
the river, and -took the boy over on the Lex?
ington stde,.and left him there temporarily,
and McPherson swam back to bring the boy
over. ?v hen about half-way across, the boy
became frightened, and grasped McPhereon
in BHcti manner as to cause him to sink. Cher- .
ry then swam out .to their aid, when the
cramp took bim, hut by this time the current
had carried them down so they reached the
shore. McPherson has been confined, to his
bed ever since, and ran a'verv narrow chance.
The Frankfort (Ky.,) Yeoman has the fol?
lowing Items:
"Rev. William E. Martin, of Columbia, South
Carolina, who is'sollcitlng funds for rebuild?
ing- Washington street Methodist Episcopal
Church, burned In that city at the time that
General Sherman was 'moving northward
with the sun,' in February, 1865, preached a
most Interesting discourse at the Methodist
Church in Frankfort last Sunday, and, we
are pleased to learn, received about $75 for
the sacred object of bis mission. We trust.
this amount will be doubled, if not trebled, be-.
Mr. Martin leaves Franklprt.
"Last Tuesday evening, Brlgnoll, assisted by
Mrs. Brlgnoll. nee Mcculloch, -of Columbia,
Sig. Ronconl, baritone buffo, end Mr. Bosco
vitz, pianist, gave a concert in Toronto."
THE WEATHER THIS DAT.
WASHINGTON, June 23.
It ls probable that a severe storm will pass
irom Western Iowa to Ohio, with a lesser
storm to the southward. Extended threaten?
ing weather is probable lox Saturday from
"WrginiB, north and eastward. ?
Yesterday's Weather- Reports of the
' Signal Service, U. s. A.
Place of.
Observation.
Augusta,.
Baltimore.
Boston.
Buffalo, N. Y....
Charleston.
Cheyenne, W. T.
Cnieago.
Cincinnati.
Corinne, Utah...
Key West,Fla..'.
Lake City, Fla ..
Moelle.
Nasfrvlile.
New Orleans....
New York.
Omaha. Neb....
Philadelphia.
Portend, Me....
san Francisco..
Savannah.
St. Louis.
St. Paul, Minn..
Washington, D.c.
wumingtou.N.C.
Norfolk.
Galveston.
Mt. Waa ti mg ton
S
BS
29.94
?29. SS
29. bb
29.99
29.6-1
29.87
30.07
30. Od
20.94
30.00
29.92
20.94
29.?-9
29.78
29.92
29.97
29. IN
30.01
SW
9lJSW
*3
SW
Cm
W
Gentle.
Gentle.
FreBh.
Fresh.
Uriah.
Fresh.
Gentle.
Gentle.
Fresh.
Brisk.
Gentle.
Fresl).
Frewh.
Fresh
Fresh.
Qentle.
Cloudy.
Olondy.
Cloudy.
Fair.
Fair.
Fair.
Fair.
Cloudy.
Fair.
Fair.
Fair.
Fair.
Cloudy,
lair.
Fair.
Fair.
Fair.
O.ear.
THE DBMAND TOR COLORED SERVANTS.-Th?
Richmond Whig has the following interesting
statement concern? n g the local labor sit p p ly an d
some of the Influences now affectfng<it: ? .*!
The demand from the North for colored
female servants ls unprecedented. It comes
chiefly from New York city, Brooklyn and
Jersey City. -The prices paid for this, class o?
servants range from $ 12. to 426 per mon tb; and
even higher. The colored people who ara"''
cognizant ol these facts are migrating North
in large numbers. Among the females there
?are few who will hesitate to sande* family ties
to accept a good place in New York. It ls '
worthy of note, in this connection that while
the exodus of colored females ls..Increasing,
there is a growing influx from the North of
English, German and Trish females seeking
places as domestics. . At the North-there is un?
doubtedly a growlpreference for colored
domestics over toe^bltee, wno in former
years were almost exclusively employed bjj the;:
4 'Yankees" for household servlee. The. wages
bf a white domestic Is from $8 to $10 per
month. V-?"*T.: -
The local demand for ;iabor is very active.
The farmers, havlngio compete with, the exc?s- -
sive demands from other d lrectlons, are pay lng
the highest prices for hands. " The negroes are
mostly averse to farm labor. They Nvrn listen
mach more readily txKie age:its of the railroad
companies than to the planter. Farm laborers
obtain $8 and $10, and even $'.2 per month, and'
are hard to get even at those prices; "Work on
the railroads at an average of $175 per day,
with rations at 25 cents per diem, ls consldered -
more profitable. There are one dozen appli?
cants at the Richmond Laboi Bureau to one
supplied." ?* *n v- ... J
Special Natten. ? ?
sm* $100,000 IN PRIZES 1-READER,
IA FORTUNE MAY BE YOURS FOR FIVE 'BOL--.,
LARS.-Fair, Square and Honest.- 'Aiken Pre-"
mlum Land Sale. Ninety - roar Real Estate Prizes '.
from $300 to $26,000 each'. Five hundred and .
twenty-two Cash Prizes from $fi to' $1009"each. '
Only 19,000 Shares at $6 each. A Premium En-' h
{-raving worth $6 with each share. ' Twenty-five
dollars will secure six engravings, with sn equal {
chance to all the prizes. For shares and fall '
particulars, address J. O. DERBY, General. Man a- ? -
ger, Augusta, Ga. - junii
St9* THREE MONTHS APTER DATE
application will be made to the -Planters* and*
Mechanics' Bank for RENEWAL OF 80BIP FOR
SEVENTEEN SHARES OF STOCK standing'In
name of W.. ROACH, in trust H. MISS KOON and -
WIFE, the original ha vhfg been lost or destroy ed.
April Mg, 187L _apr2A-lamo3?
JUST P U B L I SH B'D V
''"VU ONE VOLUME, Price Mc.. ' *. .-j !'.
The io ll owing Medical Lectures for Gentlemen :
1. PHILOSOPHY OF MARRIAGE.
2. PREMATURE DECLINE IN MAN. '
8. NERVOUS AND PHYSICAL DEBILITY. *
4. DISEASES OF THE GENERATIVE ORGANS.
6. SPERMATORRHOEA.
e. ABUSES OF THE NATURAL FUNCTIONS.
7. TREATMENT AND-CURE.
Price 50 cent? by mall Address the author, Dr.
CURTIS, No. 9 Tremont Place, BostonrMaas.
mar7-tntbaljr '_ ." '
^SPECIAL NOTICE.-THE ON?B?^
I.SfQNED respectfully Informs bia- customers ana .-;
those w Ls h lng to patronise him, that he 1? now
j prepared to Uko orders for GROCERIES at their.
f residences, having s book for the purpose. Orders- '
will be taken on TUISDAYS and PBTDAYH, 'and
goods delivered to any part of the city frae of :
charge. FRANCIS L. O-NEILL,
junt9 ' ' ' ' No. 238 Klag street . .
SOT* BAKER'S OITRAT? MAGNESIA.
A splendid preparation, completely, superseding
the.use of all Anseous purgative Medicines. Bold
hy Druggists. JNO. C. BARER A CO., Philadel?
phia. ;
A fun supply on hand by
- DR. H. BA ER,
feb7-tutha8moa_No. m Meeting street. '
READ CAREFULLY..
FEYER AND AGUE,
the only preventive known for Chilla and Fever u
is the ns? ol Wolfe's Schiedam Schnappe. -
. WOLFE'S SCHIEDAM SCHNAPPS
Iagood for Dyspepsia.
WOLFE'S SCHIEDAM SCHNAPPS
Ia a preventive of Chills and Fever.
WOLFE'S. SCHIEDAM SCHNAPPS
ls good for all Kidney and Bladcrer Complain ts, .
WOLFE'S SCHIEDAM SCHNAPPS
is used all over the World by Physicians m their
practice. ; . . ;
WOLFE'S SCHIEDAM SCHNAPPS
ls good for Goat,
WOLFE'S SCHIEDAM SCHNAPPS
lg good for all Urinary complaints.
WOLFE'S SCHIEDAM SCHNAPPS
la recommended by all toe Medical Faculty.
WOLFE'S SCHIEDAM SCHNAPPS > .<
Is good for Colic and pato to the stomach.
WOLFE'S SCHIEDAM SCHNAPPS
ls imitated and counterfeited, and purchasers will
have to use caution m purchasing,
oeg leave to call the attention of toe reader to
testimonials to favor of the Schnapps:.. ,
I feel bound to say that I regard your SCHNAPPS
as being m every respect pre-eminently pure, and
deserving of medical patronage. At all ?ventait
fa the purest possible article of Holland gin, here?
tofore unobtainable, and as such may be safely
prescribed by physicians.
DAVID L. MOTT, M. D.,
Pharmaceutical Chemist, New York. ;
LOENVILLE, Ey., September 1.
1 feel that we have now an article of gin suit?
able for such cases as that-remedy ls adapted to.
Da. J. W. BRIGHT.
"SchnappB'Ifl a remedy in chronic catarrhal
complaints, Ac. - ?.
I take great pleasure In bearing highly credit?
able testimony to Its efficacy aa a remedial agent,
in the diseases for which you recommend lc ;
Having a natural tendency to the muccan sur?
faces, with a slight degree of immolation, L re
gard lt as one of the most important remedies in
chronic catarrhal affections, particularly these of
the genlto-urinary apparatus. With much re?
spect, your obedient servant,
CHAS. A. LEAS, M. D., New York."
' .No. 36Pura STREET, N. Y., Nov. 21,1867. '
CDOLPHO WOLFS, Esq., Present: DRAB Sra-1
have made a chemical examination of a sample
of your "Schiedam Schnapps," with the Intent of '
determining If any foreigner injurious substance
bad been added to the simple distilled spirits.
The examination has resulted in the conclusion
that the sample contained no poisonous or harm?
ful ad mixtures. I have been unable to discover
any trace of the deleterious substances which
are'sometimes employed in the adulteration of
liquors. I would not hesitate to use, myseif, nor
to recommend to others, for medicinal purposes,
the "Schiedam Schnapps" as an exeelient and
unobjectionable variety of gin. Very respectfully
yours, (Signed) CHAS. A. S EE L YR Chemist.
CHSMicAI AND TECHNICAL LABORiTftr, )
18 EXCHANGE PLACE, N. Y., Nov. 26, 1867. J
CDOLPHO WOLFE, Esq. : Baas Sis-The under?
signed have carefully and thoroughly analysed a
sample .ol your "Aromatic Schiedam Schappa,"
selected by ourselves, and have found the same
free* from au organic or inorganlo substances,
more or leas injuri?os to health. Prom the result
of our examination we consider the article one or
superior quality, healthful Ss a beverage, and
effectual in Its medicinal qualities.
Respectfully yours,
(Signed) ALEX. THIPPEL, Chemist.
FRANCIS E. ENGELHARD, M. D.
For sale by all respectable Grocers and Dru
gists.
UDOLPHO WOLFE'S EST.,
mar2i-smos No. 22 BEAVER STREET, ?. Y.