Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, February 28, 1903, Image 4

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tumorous Department. Beginning of Fortune. A New England representative In e^ngrcis is responsible for this story of life in the Green Mountains: "You can talk about Vanderbilt affluence and Rockefeller riches and the prosperity of all the factotums of Wall street, but for real financial complacency givi me a little hill town in the commor vealth of Vermont. A farn.p' up there became enamored of spec iting life. He took the weekly oofl/iiilfiirol edition of a hi ST. rOCk-rib bed Gotham journal, and became fired with an ambition to emulate one of those speculating deals that make millions change in the twinkling of an eye. He lay awake nights thinking about a coup, any old coup, that should be his by rights, by gum. One morning he came in from the milking and sat down at the breakfast table with a jaw as square set as Plerpont Morgan's, an avarice as great as Russia's 'long reach' in the Orient, and a manner as mysterious as the fledgeling who makes a grand stand rush down the betting ring and, wild eyed and excited, shouts, 'Aleck for place, and hands the bookmaker a whole dollar bill. Well, after breakfast the farmer hitched up his team and drove to a neighbor's three miles away and dickered for a rooster, which he finally bought. Then he carried me rwaici four miles to the town of Rochester and sold it within an hour. As he drove home he fancied himself a financier in a small way. Another farmer passed him. " 'Hello, Si,' he called: 'where you been?' " 'Oh, speclatin* a little,' he answered. " 'What you been spec latin' of, Si?' " 'Well, says Si, 'I bought me a rooster of Hen Jones for 47 cents and tuk it tew Rochester and sold it for 58 cents. Jus' a spec'latin' a little, that's all.?New York Tribune. What He Told the Judge.?Representative Clayton, of Alabama, tells a story of the way a representative Texas lawyer rebuffed a judge who was disconcerting with him questions: "It is on S. H. Cowan, a prominent lawyer of the Lone Star State, and attorney for the National Cattlemen's association. They had a judge in Texas who was a terror to the lawyers. I reckon he was something nice me iaie Mr. Justice Miller, for he would go at the lawyers practising in his court and evidently try to . bowl them off their feet by vigorous questioning. "Well, Cowan, then a young lawyer, was trying a case before three judges, of whom the man I have just mentioned was one. He went for Cowan severely, and the lawyer was nearly out of the ring at such a bombardment of questions from the bench. " 'Now, don't be disconcerted by my questions, Mr. Cowan,' said this judge. . 'Answer me just as you would the justice of the peace over in your county if you were trying a case before him.' "At that Cowan was ready, quick as a flash. " 'I always tell him,' said he, boldly, 'to keep his mouth shut.' "The other two judges could not refrain from laughter at that sort of rebuff. " 'This judge,' remarked the chief Justice gravely, 'will now have to keep his mouth shut.*" A Story About Schwab.?Charles M. Schwab when he was a boy attended the village school of Loretto, Pa., and in Loretto they still tell the story of young Schwab and the brick, says the Pittsburg Gazette.* It seems that the schoolmaster was an ardent geologist. He had ordered 'one day that each of the children bring to school a specimen of some sort, and these specimens he would designate and describe one by one. Accordingly on the appointed day a great armload of stones was brought to the little building, but young Schwab's contribution to the armload was a broken brick. In due course the master took up the specimens. "This," he said. "Is a piece of feldspar from the crossroads. "This Is a piece of marl from the meadow. "This Is a piece of argillaceous sandstone from the quarry. "And this," he thundered, taking up the broken brick?"this is a piece of Impudence from Charles_Schwab." Not Such a Fool.?A young man who had returned home from South Africa, where he had been for his health, narrated his adventures to his father, and told him among other things he had bought a silver mine for $1,000, says London Tit-Bits. "I knew they'd swindle you!" exclaimed the old man. "So you were fool enough to buy a humbug mine?" "Yes, but I didn't lose anything. I formed a company and sold half the stock to a Londoner for $1,500." "Y'you did?" gasped the old man, turning white. "I'll bet I'm the one who bought it." "Exactly so," coolly observed the young man, as he crossed his legs and asked his father whose turn it was now. Fit For Wholesale.?According to an Edinburgh paper, a farmer drove a fine bull with a scrubby tall Into the market recently, and wnue ne was gazing at it reflectively a solemn friend approached. "Ye'll hae to sell th' beast wholesale," said he. The owner came from his reverie. "What fer?" "Well," assured the solemn friend, nodding his head toward the scrubby "pendal accaudage" and pursing his lips, "well, ye can't have him retailed."?London Globe. Among the Lawyers.?"Barker, what's your opinion of Marlowe?" "Do you want my professional opinion of him or just my casual impression?" "Well, professional." "He's an ass." "What's your casual opinion?" "He's another ass." "What's the difference?" "I charge six and eightpence for the first."?London Telegraph. J ?U$allantou0 funding. FROM CONTEMPORARIES. News and Comment That Is of More or Less Local Interest. x YORK. Rock Hill Herald, February 25: Mr. and Mrs. A. B. Fewell, of Ebenezer, who are known by all for their hospitality, tendered a dance to a large number of their numerous young friends Monday evening. There were several present who had never indulged in what seemed to them the difficult figures of a square dance, and during the intermission, waltzing was a pleas TTTL AM *I?MA ant pastime wun mem. w ucu mc uuk arrived for the guests to depart one and all tend^fed a vote of thanks to Mr. and Mrs. Fewell for an evening of much pleasure. Music was furnished by McClellan's orchestra Mr. Jno. W. Barrpn died Monday at the home of his brother-in-law, F. C. Harris, in Pinevllle. Yesterday the remains arrived in Rock Hill and in the afternoon were interred in the Ebsnezer cemetery. Deceased was about 55 or 60 years of age, and formerly lived near Tirzah, where he was born and raised. Mr. Barron was a brother of Mrs. J. H. Williamson and Mrs. W. H. Williamson, also of this county Lovely Sanders is an unmarried colored girl about 18 years of age and is the mother of a three-weeks-old infant. Saturday night Dr. Stevens was summoned to her home near the cemetery to see the infant, and when he arrived there he found it suffering terribly from burns made on . its mouth, chin and neck, evidently by carbolic acid. The mother, said that a little colored girl from another family had come into her home and while the infant was lying on her lap, the little girl gave the baby something which she said was water, and then ran out of the house, having a small bottle in her hand at the time. A few minutes after the arrival of Dr. Stevens the infant apparently died, but a few seconds later it gasped and thus continued until yesterday morning, when it was to all appearances some better. It was not able to swallow even a drop of water the night before, and now it is possible it may recover. The girl's story as to how the Infant was given carbolic acid is accepted with much doubt and it might be well for the authorities to look into the facts. CHESTER. Lantern, Feb. 24: Messrs.J. A. Walker and Jno. T. Peay attended the funeral of Mr. Sidney Robinson. Mr. Walker says he does not believe he had ever seen so many peqple attend a burial. There was a large assembly at the church, though there was no preaching, and besides these, the procession that followed the remains was one of the longest ever seen Mr. Paul Steele has been very sick with pneumonia at Clemson college for a week or more. His father, Mr. Geo. J. Steele, of Lowrysville, and his brother, Mr. C. S. Steele, went over Saturday hi response to an urgent telegram. Mr. C. S. Steele returning yesterday morning and reported him in a very critical condition. GASTON. Gastonia Gazette, February 24: The new pastor of the King's Mountain group of Presbyterian churches which includes King's Mountain, Bessemer City and Long Creek, preached his first sermon at Long Creek Sunday morning. Mr. Forbes recently arrived with his family from Florida and they are occupying the manse at King's Mountain A large concourse of people greeted the first passenger train to arrive over the C. & N.-W's broad guage track at the depot Sat'* relay. The train came In on schedule *i'ne and was, to say the least, an unfamiliar sight. The northbound passenger yesterday was several hours late The "Just for Fun" club has been recently organized by some of the "younger" young ladles of the town. As the name Indicates the object of the club is pleasure. Meetings will be held twice a month. The first meeting will be held with Miss Kathleen Boyce, Friday, February 27th. The members are, Misses Kathleen Boyce, Anna Chreitzberg, Mildred Lineberger, Mary McGill, Willie Jenkins, Mary Ragan, Janette Rudisill and Lulle Marshall A question of right of way has been raised by some of the property owners, principally the Davis estate and Dr. C. E. Adams, lying along the route of the C. & N.-W. spur from the Franklin avenue crossing to the depot, which may result In litigation, though no legal steps have been taken in the matter as yet. The property owners served notice on the C. & N.W. people some days ago forbidding them to construct a broad gauge track on the section above mentioned, claiming that the original grant of the right of way specified that it was for a "narrow gauge" road. The railroad, however, did not heed the notice and what further steps will be taken cannot be ascertained. Mi YVMfi rUiiM I A MOO V IIVV V IflAAlilAO *' liVf.U UAiUC4^ (! KllUUl Advice to Young Men on How to Succeed. James J. Hill, president of the Great Northern Railroad company, consented the other day to speak about his early struggles to succeed in life and the things that had helped him. In doing so he said he was moved largely by the hope that his experience might be the source from which some of the young people of America could draw their inspirations to mount the ladder of life. Briefly, Mr. Hill asserts that conditions today present more opportunities for young men to acquire millions than when he carved out his fortune; that, in his estimation, the Western Hemisphere is entering upon an era of prosperity, in comparison with which the big things of the industrial world during the past decade will be the merest pygmies, and that no boy need feel that he is required to seek his fortune beyond the confines of this country, since, in his judgment, the United Stains will be the centre of the industrial wave for some years to conie. "Give the rules which have governed me in my life work? I can't say that I have had any rules. I attribute it all to work?and a measure of good luck," and Mr. Hill smiled, as if he did not take the "good-luck" feature seriously. "Let me see. This thing: of laying l down a set of rules to govern one's i career, or to run back over a life-time i of hard knocks, and say just what i rule contributed to my good fortune < is not easy for me. In the first place, 1 I was born on a farm?a Canadian i farm. That was in 1838. "This is a good beginning, for it i means a sound body as a rule. In oth- 1 er words, It starts a chap right. That's i half of the battle; I might say It is i everything, because a bad start means ; a big handicap in the race. But as far i as rules go, I would say those that l have helped me to succeed are: 'Work, < hard work. Intelligent work, and then ] IIIV1 C n vim "A sound body and a sound mind; I had both of these, though I left school when 14J years old and never got time to see inside a school house again. An i education, however, is indispensable. I do not mean necessarily college training. An education comes frequently with contact with the world; studying conditions, life as you see it. "Don't mortgage your future. Practically have an eye to securing the benefits' of what you earn. Look ahead to the point where you are determined to get into business for yourself. If you are not worth your hire you cannot be hired, and if you can earn money for another you can earn more for yourself. "Be satisfied to start in a small way. Too many young men want to begin to pile on before the foundation is finished, and what they accumulate they cannot retain. A slow beginning makes a permanent business. "Be economical, but not penuriouB. This is not a distinction without a difference between the mind built on the broad gauge and the narrow. It is the difference between great things and small things, between boundless success that sheds a generous share of its prosperity on the whole community and a meagre competency that distinguishes the miser from the man of affairs. "Have confidence in your own future and conditions generally. Men prefer the optimist to the pessimist. The bright side of things is a view that helps a chap forward. "Even if the worst occurs a person has more strength to meet it from having taken a complacent view of the situation. When a fellow has put forth his best efforts, been thoroughly alert, done the best he could, he has no room for worry. "The selection of a vocation is quite important. My experience is that those things are largely matters of chance. I don't think I ever expected as a young man to get into the railroad business. "Having chosen a profession, I do not think a young man is warranted in sticking to it when he feels that he is not fitted for it. or that he sees a better opportunity to acquire wealth in another direction. "I was first a farmer, then a merchant's clerk, then a fariper, a laborer, a clerk, a builder of steamboats, a constructor of railroads as a subcontractor, and then stockholder and owner. So, again came the question of confidence in one's ability to discern that which is best for him and to strive for that regardless of opposition. In other words, it is the confidence that enables the young man to take risks without which great things can never be accomplished. . "Perhaps you might accept these outlines as the rules which I have observed through life. The young man should not make the mistake today of imagining that conditions are not as favorable as at any time in the past century for the poor boy acquiring wealth. "The world Is In its infancy, especially the western world. Industrial development is just beginning. Agriculture, mining, contracting, shipping, railroading, land speculating, merchantile life and manufacturing offer every inducement for the ambitious youth today to become a man of millions. "Money is so plentiful that a determined boy of worth can borrow all he needs. Bankers accept the element of prospects in lending money as well as ability to pay, and there is no more promising prospect of a monetary value than youth, ambition and grit, backed by western intelligence. Therefore, the way is, if anything, more easy, that is, the way to the top. "The real struggle is at the bottom. There is where the ranks are crowded. The fight is very fierce there. When you begin to get away frdm the crowd it is easier. "You pass many commercial derelicts, failures and wrecks of men along the way, but the great trouble is in getting started up. Everything seems to contribute to hold a man down until he starts, then everything" turns to boost him up after he has secured a start. That is the way of the world. "My father's farm was located four miles south of Rockwood, Ont., Canada. James Dunbar Hill, my father, was not very prosperous. The farm was not very fertile and my early experience was that of a very little boy on a very big farm. "I recall that my father frequently remarked that he could trace our family tree back sixteen generations through Scotland and Ireland. To this I attribute my mental and physical vigor. "I had to walk four miles to the Quaker academy at Rockwood. The average boy today would think this a mighty hard way to get an education, and it was. "One winter, arrangements were made by which I remained in Rockwood. I paid part of my tuition by doing chores around the> little old academy. I don't think I studied any harder than any other fourteen-year- ; old boy, but I had much work to do. < "Then the exigencies of my family i required me to begin to make a return < for my livhig. That was in the spring | of 1853, and I began to clerk in a gen- i eral store at the crossroads. I con- 1 tinued this employment, occasionally ] varying it with a little work on the , farm until I was 19 years old. i "T wns rlissn Hsfiprl nnri vet when T i look back to those days, it was very j pleasant. Altogether, life is always i pleasant in youth, little matter the 1 condition. But I had concluded to go j to the United States. \ "I made up my mind that I would t lave a better chance In the western dates, which were then just beginning to attract settlerB. Perhaps I night have done just as well In Canala; but I did not think so. Others emained there and prospered. I have nany relations today around Guelph. "I had not saved sufficient money to make the trip west, so I went over to Syracuse, N. Y., and worked a few months on a farm. That was the spring of 1858. It was July 4th of that year I started west. I can never forget the day, for it was a big day in my life and also a big day in the life of the American republic?their independence day. "When I reached St. Paul, a week later, i practically naa not a uuimr iu my name, and knew not a single Individual there. This was the outpost of civilization in the northwest then. I liked it, and I enjoyed particularly the rough, cordial welcome the westerners gave all newcomers. "My progress was mighty slow for ten years. It consisted of some rough experience. I, w^s without what is known as a 'trade,' and this was against me. I was forced to do manual labor. Still, I mingled with rough-andready people, and it sharpened my wits. "That was my matriculation into the western college life, and my education was rapid and thorough. When I was handling baggage as a railroad employee in those days, I cannot say that I ever expected to own a railroad. I did intend, however, not to work for another jnan all my life, though I believe I work harder today than I did then. "Then, at leaBt, I had no cares 11 my wages were small. With Increased Income came additional burdens. I became a shipbuilder in a small way. This was my introduction into the transportation world. "My hours of work? Well, I try to work as much as I can, as I have a good many things to look after. Of course, I don't get up like I used to on the farm before daylight, though I see many stories to that effect. I rise at 7 o'clock. I can't sleep after that, and I get around to my office about 9. Sometimes I get away by 5 and sometimes not until midnight. That just depends. "But American boys should make up their minds that they have as fine opportunities at home today for getting rich as anywhere in the world. It is usually easier to acquire fortune in a new country than an old. "The west is the centre of great enterprises at present. Great fortunes are to be made there in the next decade. My final advice to the young men of America is to be alert, keep AkM?naf a# Hmoa anr? crroan nnnnr auicaoi ui biic tnuvo u*.v? wrrv. tunity when he passes by, holding on to him firmly. Prepare yourself to recognize him when you see him, too. That is quite important." President Hill has an eye always to advancing merit, even though he at the same time advances his own interests. It is related that he had more than once observed the enormous expense of his different roads for the long lines of rubber hose used at nearly every station for'filling tanks of cars, sprinkling lawns and kindred work. He bought an improved quality of hose, but the dragging of the line over the platform surface usually wore it out in a short time. Away out on a mountain division at a small station, he observed a day laborer filling the tank of a dining car with a piece of hose, around which was wrapped an old piece of telegraph wire, coil-like. He asked the man what that was for. "To allow me to drag it around without destroying it," was the reply. The problem was solved, and the invention saved the company thou Tho lnhnr SctriUM Ui UUIIUID aillluauj. er is now one of the chief mechanical men on the Great Northern. Mr. Hill is too alert to let anything escape him. Examining the operating expense account, he noted the increased consumption of coal on the engines. He figured down the average quantity of coal consumed by each engine, and posted a bulletin, offering each engine crew half of the value of all coal they could save monthly under this established average. Each engine had its separate account. The first year the company divided with the men some $30,000. Now it is an established rule, each side profiting. Not long ago, some five years, in a vreck, a conductor, who had been a medical student, saved the lives of two % passengers who were bleeding to death by the simple process of tying a handkerchief around their lacerated arms, making a windlass of a stick and twisting it around until the hemorrhage ceased. The president rewarded the man, and at once required the conductors and the enginemen of the entire sys tem to take a course in First Aid to the Injured, which the company instituted. Now, when a passenger gets hurt on his lines, Mr. Hill knows he has always present several experienced men to render immediate aid until the surgeon can arrive. The company spent $50,000 establishing this system. For every life thus saved the company reaps a reward in avoiding damage suits, to say nothing of preserving human life.?St. Paul letter to New York Sun. He Liked Our Pretty Nurses.?Dr. Lorenz is going to educate German trained nurses to be equal to the American variety, if he lives long enough. He says that he is making efforts to that effect "for the American trained *? ~i . 1 T nm ofrolH nurse is cenainiy iueai. .* o.??? though," he added, "that our people will not believe what I say of this fine body of assistants to medicine and health. With us a trained nurse is a servant, with you she is a lady, either a woman or girl of most excellent education. I don't wonder so many rich gentlemen marry their nurses after an acquaintance full of sunshine, health'ulness and mental improvement." The professor continued, "We need the \merican trained nurse as much as the lew big hospital now in the course of onstruction here needs the glorious \merican improvements which I adnired in dliferent parts of the country. [ will work hard to obtain these 1mirovements for the institute: I will vork harder still to get nurses after he American pattern." TO j I j j $ ! I 58th Annual Statement ii ;; I . <> < of the ;; j| Mutual Benefit Life x ?1 ;; % 9 $ ? I 11 Insurance Company, 1g 11 ' i i; I ; Newark, New Jersey. ii I FREDERICK FRELINGHUYSEN, President. | jj | I ii ;; II I I I ii Receipts In 1902. ) <> f !! ^ ; <<> X j| Premiums $11,932,942 39 > ii f ? Interest 3469?329 3*> f o 1 ^ ^ ? 4? | | Rents 109,572 50 x g ? jj Profit on sales of foreclosed Real Estate ^ 13,174 29 jj jj I 5 ' ? I <1 ? o I jj Total receipts $15,605,01854 jj jj j| jj Balance January 1, 1902 74,788,136 77 jj jj ? i! J ? jj jj $ I $9?>393?I55 31 jj Jj * ?> 1 !i ?:? I | I Expenditures In 1902. ;; ; > II I !! | Death Claims $4,372,501 56 jj jj * Endowments 1,048,66403 < n ? ? . . . ? (> ?? f 3. Annuities 93,263 91 1,0 * ? * 12 Surrendered Policies 1,353,220 50 0 2 Dividends or Return Premiums 1,801,228 03 | n I Total Paid Policyholders $ 8,668,884 09 1 i! I Taxes on Real Estate $ 49?999 77 ? ji | Other Taxes, Fees and Licenses 365,321 27 ? <> | Real Estate Expenses 60,306 00 S 1 Investment Expenses 107,696 08 ii !! 1 I Medical Expenses 125,965 07 i > !! T 1 Legal Expenses .... 48,32026 \\ \\ t Commissions and Agency Expenses 1,243,487 63 \\ + * Salaries and other Office Expenses 333,881 11 jj J J | + Advertising, Printing and Postage 69,44051 jj j[ | | = | n 2 2 Total Expenses and Taxes $ 2404417 70 !! 0 2 2 Premiums on Bonds Purchased 94><H9 29 !! i! * SI :: % * ty 0 | ? Total Expenditures $11,167,951 08 !! 4! J $ ? Balance Januarv 1, 1903 $79,225,204 23 || jj II ' j > jj $S $9?>393?155 31 !| '.4t \ ' S I * r X 2 ? ? " ( I 4, | | Assets January 1st, iyua. .. | g g ? Cash on hand and in Banks $ 839,73350 |j j| ? 2 Loans on Collateral, U. S. Bonds and other securities 3,174450 00 J j j j ? ? ? United States and other Bonds, par 18-.361.364 87 jj jj $ ? First Bonds and Mortgages on Real Estate.... 42,072,192 44 jj Jj $ I* Real Estate .' '. 3.055.693 27 jj 'jj ? ? Loans on Policies in Force 11,698,537 54 jj jj ? ? Agents' Balances and Cash Obligations 23,232 61 j j j? I I . $79,225,204 23 . o j j ? ? Interest due and accrued $ii339?569 56 . ? il ------ ? ? ?O ^ g Net deferred and unreported premiums "on policies * ? | ii in force 933>202 37 2,272,771 93 | j| I | I l\ I jj Total $81,497,976 16 I jj | jj Liabilities. I ;; II !! i! S IS Reserve Fund, 4 per cent *...$74,461,29300 <> jj J J j Special Reserve on Policies issued since 1899 on <j *? ? ' 3 per cent, basis 612,379 00 o ** X j j Policy Claims in process of adjustment 235,544 38 . n ?? 1 j j Deferred Endowment Claims 68,253 21 !! ? I jj Deferred Death Claims 24,126 95 jj !! t j j Present value of $218,749 30 hereafter payable on J j j [ t y Matured Instalment Bonds 167,12494 jj j [. * f Allowance for unpresented Contingent Claims.... 27500000 jj J( * 4 Dividends due and unpaid 279,180 40 j j j J * $ Premiums paid in advance 56,058 55 76,178,960 43 ** j j j [ I I I jj I I Surplus $ 5>3i9.OI5 73 jj jj C I 1 g Market Value of Bonds over par ? $ 1,335,750 00 11 t t Assets on Market Value Basis 82,833,726 16 It ? & Surplus on Market Value Basis 6,654,765 73 5 2 2 Policies issued and revived in 1902 20,232 x ? ? * Insuring: $43,188,696 00 I * I I Pojicies in force January I, 1903 130,145 j| 1 | ? Insuring $314,256,081 00 f I \ I 1 Directors. | j > | I Amzi Dodd, Eugene Vanderpool, Robert F. Ballentine, | j \ I $ Edward H. Wright, Frederick Frelinghuysen, Franklin Murphy, ? |j I I Marcus L. Ward, Albert B. Carlton, Charles S. Baylis, " I \\ ? ? Frederick M. Sheppard, Bloomeield J. Miller, Edward L. Dobbins. 2 i! 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