BLACKS BURG BUDGET. Will Have to Plant I?as Cotton? Baiter Services?Organisation of the Town Council? Through Trains t? Marion. Correspondence of The Yockrille Enquirer. Blacksburo, March 31.?It is so cheering to have at least one bright day during this monotonous wet season, and Easter was a perfect day and much eqjoyed, as well for its brightness as for the hallowed associations. Special services, celebrating the glad event of the resurrection of the saviour of all mankind, were held at the Methodist church by the pastor, Bev. J. W. Humbert, and a children's service, at the same church in the afternoon. The weather seems determined to force the farmers to plant less cotton, whether they are willing or not, and will, no doubt, be the means of bringing about the reduction in the number of acres planted, to that uniformity for which a majority of them longed, but which they were not able to accomplish by their own efforts. They all realize the feet that, with almost two-thirds of last vear's croD still in the hands of the pro - - ? f/ ?? ? ? ducere, it will be suicidal to plant a foil crop this year; and yet for lack of that concert of action, which, unfortunately, so often characterizes their efforts, they were pursuing the same old course, and had bought as largely of fertilizers as usual, and now, as one of our best formers told me yesterday, they will be forced to cut short their acreage, put more fertilizers to the acre, and cultivate their crops better. Mrs. A. S. Crocker died at this place on Friday last at 8 o'clock p. m. from apoplexy, with which she was seized Wednesday even-1 ing. Mrs. Crocker, though a comparative stranger in our town, having moved here, j with her family, last year, from Carey, N. C., endeared herself to many hearts, and exhibited evidences in all her relations in life of a true Christian. She was about forty-two years old, and for many years a member of the Methodist church. Her remains were takeri by her husband to Carey for interment.' j ' ' At their first meeting, on Tuesday last, our town council elected Ira Hardin, Esq., as town treasurer; Coke Duncan,' chief of police; H. M. Angle, street commissioner; W. B. DeLoach, clerk; and W. Anderson, intendant, pro tern, in the absence of Intendant Kennedy. Receiver Chamberlain and General Manager Ward of the Three C's road, are expected here this week, and arrangements will be made for extending the railway service to Marion, N. C., at an early date, and connecting with the Western North Carolina at that point. . w. a. LETTER FROM ROCK HILL. Services In the Churches Last Sunday?'The Children Ej^joy an Egg Hunt?Death of a' Well-known Citizen* Correspondence of The Yorkville Enquirer. Rock Hill, March 30.?Easter Sunday was bright and sunshiny and services were held in all the churches. In the Episcopal church the ladies had a most tastefally decorated chancel, with flowera and evergreens, and the service was greatly enjoyed by a large and attentive congregation. In the afternoon special services were held for the children, and the rector, Rev. George L. 8weeney, made an appropriate address, which was entertaining and instructive, not only to the young people, but to the older members of his audience as well. Special services for the children were also held at the Presbyterian church at 11 a. m. The pastor, Rev. W. M. Anderson, based his remarks on a singularly appropriate text, subdivided as follows: (1) Keep thy heart (2) with all dilligenoe, (3) for out of it are the issues of life. Bey. J. Q. Adams preached his parting sermon to his congregation on Sunday last. Not only the members of his church, but all our citizens, very much regret to see him leave. A large number of children enjoyed a very pleasant evening at the residence of M^j. J. R. London last week. The occasion was an "egg hunt" which afforded much amusement. A large number of Easter eggs had been hidden about the premises, and the children, including quite a number of little tots, were put to hunting them out. The entertainment, to which an admission fee of ten cents was charged, was given under the auspices of the Ladies' Auxiliary society of the Episcopal church. The Easter election in the Church of Our Saviour, resulted as follows: Wardens? Cadwallader Jones, John R. London. Vestry?W. B. Wilson, Jr., J. J. Hagins, W. E. Jenkins, W. Dillingham, E. L. Keesler, W. O. Ray, F. O. London. Delegates to Diocesan convention?J. R. London, W. B. Wilson, Jr., Fred H. London, W. Dillingham. The late frost has not iryuredthe fruit trees. The Peterkin Manufacturing company has appointed a board of directors, and they will elect officers at an early day. It is needless to say that the farmers are hard at work. A great deal of their lands rtlAw Kiit tKoV Qt>o oriv. I arc own wu wcv wv j/*vnj vuv vuvj ?mv ing their attention to that which is in best condition. Mr. Alexander F. Fewell died yesterday morning at 11 o'clock. He was 72 years of age. hal. LETTER FROM UNION COUNTY. Sunday-School Convention?A Good Way to Get Rid of Nut Grass. Correspondence of The Yorkville Enquirer. EtTa Jane, March 30.?The North Pacolet Sun day-school convention met at Mesopotamia yesterday. Numerically it was not so strong as at some other times, but this was probably due to the condition of the roads and streams. However, twelve schools were enrolled, and the convention was a success in every particular. Spirited discussions resulted from the question box exercises, and many "crude" ideas were drawn out from those who have heretofore taken but little interest in the work. Among other questions the president asked: "What did Noah do alter his wife became a pillar of salt?'--But the question did not catch. Mr. J. W. Grier answered it to the effect that it was Lot's wife who had turned to salt, and Lot probably went on his way rejoicing. Mr. Barnett Moss, well known in Western York, died at Pacolet Mills last week with typhoid pneumonia, and was buried at El Bethel church yesterday. He was a hardworking poor man and always had the manhood to confess his faults. Our friend Frank Pruitt, who carries the mail from Hickory Grove to this place, informs me that the farmers in the neighborhood of Hickory Grove are as well up with their work as could be expected under the circumstances. Our neighbors across the river have organized a Sunday-school at the school house near Mr. W. S. Wilkerson's. When such men as "Bill" Wilkerson, "Jule" Howe, "Bob" Foster and others I could mention, set their heads to do a work of this kind, it will be done. A friend of mine has discovered a .very simple and effective way of getting rid of nut grass in the garden. He has just moved the garden. I have never seen wheat grow faster at this season of the year than it is growing now. The rain last Thursday did considerable damage to plowed lands, particularly hillsides. The house, furniture and clothing, etc., of Mr. George Sanders, of Wilkinsville, were destroyed by fire last Tuesday. It was the same old trouble?a defective stove pipe. sigma. LETTER FROM SMYRNA. Brief Remarker Discusses the Weather and Does not Seem Altogether Despondent. Correspondence of The YorkvlUe Enquirer. Smyrna, March 30.?Up to last week the people of this section were inclined to believe with our friend "Pilgrim" that the weather prophet was a fraud, but it seems that the later rains have again redeemed the reputation of the prognosticator of evil, and after all we are bound to have some faith in him. But, nevertheless, our people have taken advantage of the short respite that was given them last week, and it's many an acre of corn that has already been put in, especially in uplands. It is truly surprising how much people can do when they have to. Did you ever think about it ? If our prophets will just hold up the weather now, we will get all the crops in in good time. Wheat and oats are looking finer than I have ever known at this season of the year. There is still some cotton selling. Proba bly fifteen or twenty bales were i>old at this place during the past week. Colds and rheumatism are quite prevalent in this section just now. Both complaints, however, are largely due to the unsettled (?) state of the weather, and of course our people hope for better health if it ever quits raining. brief remarker. 1 LETTER FRoVsHARUN. That la About What He Said?Peraoual Hatters?Congregational Meeting. Correspondence of The Yorkvllle Enquirer. Sharon March 30.?I heard the whistle of the Carolina Buggy oompany, of Yorkvllle, at this place so distinctly yesterday, that along about 10 o'clock I began listening for the well-known voice of Esquire Lewis calling the witnesses into court. Indeed, I thought I could almost hear him say "O, yes; O, yes; all men or persons having business i at this term of the session court are now required to give their attendance." Is that what he said, or was I mistaken ? I reckon it will be the same old thing. A long list of crimes and a number of criminals, both frightened and indifferent, to account for the same.' Mrs. George Hood, of Hoodtown, has been on a visit to her father, Mr. W. A. Robinson, of this place. She was accompanied by Miss Sallie Robinson. - Mrs. Erwin, of North Caroli na, came in last week over the Three C's to see her daughter, Mrs. A. E. Love, who is seriously ill. Mrs. W. T. McLain is also very low with pneumonia. A congregational meeting will be held in Woodlawn Presbyterian church at this place, on next Sabbath, at 2 p. m., for the purpose of arranging for a settled pastor. J. NOTES FROM CHEST Eli. Some Points About People You Probably Know. Correspondence of The Yorkvllle Enquirer. Chester, March 31.?Mrs. T. M. Graham, of Charlotte, who has been here on a visit to her children, returned home last Wednesday evening. .Nine convicts for the penitentiary was the result of the work of the sessions court just closed. Work has been suspended oa the town hall for want of material, but the contractor has made arrangements for the manufacture of a sufficient quantity of brick, and will soon be ready to resume operations. Mr. John W. Dunovant, of this place, was married to Miss Helen Mobley, of Johnston, S. C.j on the 26th instant. Mr. James W. Marshall, who has been in New. York for several months past, attending a course of medical lectures, returned home on last Wednesday. Mr. George W. Culp and family left last Thursday for Valparaiso, Indiana. Mr. Daniel C. Thomas, formerly of Yorkville, aud Miss Annie Tindall, were married on last Wednesday night. The railroad authorities have changed the name of West Chester station, on the G., C. & N. R. R., to Leeds. The Weather and the Crops.?The weather-crop bulletin, issued by the signal bureau at Washington last Saturday, says: About normal temperature lias prevailed in all districts east of the Mississippi and in the regions west of the Rocky mountains, while the week has been cold over the Rocky mountain districts and thence eastward to the Mississippi valley, the greatest departure from the normal occcurring in western Kansas, Nebraska and Colorado, where the temperature was from 6? to 9? below the average of the previous years. Precipitation during the week has generally been in excess over the principal agricultural districts east of the Rocky mountains. In the New England, Middle Atlantic States, Ohio Valley and Southern States east of the Mississippi, precipitation exceeded one inch, and in many localities within those regions it ranged from two to four inches. The snowfall was unusually heavy in western Kansas and northern Texas, where the total precipitation generally exceeded two inches of melted snow, which is equivalent to twenty inches of snow. Although the rainfall was less than usual in Louisiana, Western Mississippi and portions -e without it. To give an idea of its value at this time, when every fanner is so far behind with his work, I will say that I can take my Harrow, with one hand and 4 mules, and put 300 to 400 pounds weight on the Harrow, and break eight acres of corn-stalk, cotton-stalk or stubble land in one day, and prepare it deeper and better in every way than can De done with 8 mules and 8 hands in the ordinary way. [I have a weight box on my Harrow. It is the length of the beam, and is 9 inches wide at the bottom, 11 at top, and about 10 inches deep. It is fastened on to the beam with bolts.] Last Bpring I plowed up my cotton stalks, and with the Disk Harrow and 2 mules, cut up the stalks and pulverised my land to the depth of five inches at the same operation, and at tne rate of an acre an hour. Wheat and oats can be put in with it much better than the ordinary way. One hand and 2 mules is all that is necessary to put in eight to ten acres a day. The best prepared land I have ever had was a piece of heavy weed stubble turned in the fell and cut up witn the Corbin Harrow in the spring. In conclusion, let me say that the Harrow thoroughly breaks and pulverizes the land and leaves it In a porous condition. Land that has been pulverized with a Corbin Harrow will not bake. Respectfully, W. S. Wilkerson. March 31 8 tf vocal music. PERSONS wishing to learn the RUDIMENTS OF VOCAL MUSIC, are invited to meet PROFESSOR HARD'S Class at the GRADED SCHOOL BUILDING, to-morrow afternoon, (Thursday) at 3 o'clock. April I 8 It* equalization"boardmeeti nor AUDITOR'S OFFICE, YORK COUNTY, S. C., Yorkville, S. C., April 1,1891. THE BOARD OF EQUALIZATION of York county will hold a meeting'in the AUDITOR'S OFFICE, on WEDNESDAY, APRIL 8TH, 1891, for the transaction of suoh business as may properly come before said Board. W. B. WILLIAMS, County Auditor, York county. April 1 8 It DISSOLUTION OF CO-PARTNERSmpT THE co-partnership heretofore existing at Tirzah, S. C., under the firm name of H. MAS8EY A CO., has this day been dissolved by the retirement of Dr. R. T. M. Hall. II. MASSEY has purchased his entire interest in the business and assumed all outstanding obligations of the old firm. The business will be continued under the firm nameof H. Mahbky & Co. II. MASSEY A CO. March 5,1891. 5 3t notice to"physicians: THERE will be a meeting of the BOARD OF' MEDICAL EXAMINERS for York county, held IN YORKVILLE, at 11 o'clock A. M., on MONDAY, 0TH OF APRIL, and all Physicians wishing to register are requested to appear at that time and produce certificate of graduation, Ac. By order of Board. T. A. CRAWFORD, M. D. K. W. PRESSLEY, M. I). J. II. SAYE, M. D. April 1 8 It cotton gin repairing: THE undersigned informs the public that he is prepared at his shop, 2} miles south of Yorkville, to REPAIR COTTON GINS and put them in first-class order. He guarantees all work entrusted to him to give satisfaction. Persons who desire any work of this kind, are urged to send it to him immediately, and not wait until next fall, when it will bo time to cominenco ginning. GINS MAY BESENTTO YORKNILLH BY RAILROAD, and they will be transported between his shop and the depot, and returned to the depot WITHOUT EXTRA CHARGE; but in everv instance the railroad freight must be prepaid. Persons who ship Gins by railroad are requested to notify him by mail of shipment. All letters of inquiry will be promptly answered. ?- W.J.JONES. April 1 8 2t THIS STATE OF SOUTH CAROLINA, County of York. court ok common pf.kas. A. W. Osliorne, Plaintiff, against E. M. Freese f A Company, partners lining business under f , the firm name of E. M. Freese A Company, Defendants.?Summons for Relief? t'oniElaint not Served. e Defendants above named, to wit: K. M. Freose A Company, partners doing business under the firm name of E. M. Freese and Company: YOU are hereby summoned and required to answer the complaint in this action, wliieh is tiled in the oftico of the Clerk of the Court of Common Pleas for the said county, and to servo a copy of your answer to the said complaint on the subscribers, at their office at Rlacksburg, South Carolina, within twenty days after the service hereof, exclusive of the day of such service; and if you fail to answer the complaint within the time aforesaid, the plaintiff in this action will apply to the Court for the relief demanded in the complaint. Dated March 11th, A. D. 1891. [i.. s.] W. Brown Wyi.ik, Clerk of the Court of Common Pleas, York county, South Carolina. FINLEY A PkLOAOH, Plaintiffs Attorneys. NOTICE. To the abovo defendants, E. M. Freese and Company, doing business under the firm name of E. M. Froese and Company : Please take notice that the Summons, together with the Complaint in this action, was filed in the oltlco of the Clerk of the Court of Common Pleas, for said county, at Yorkville, S. C., on the 11th day of March, 1891. FIN LEY A DkLOACH, PlaintifTs Attorneys. March 18 0 fit ADMINISTRATOR'S NOTICE. THE Creditors of FRANK HAPPERFIELD, Sr., deoeased, are hereby notified to present their claims against the estate to the undersigned, properly authenticated, within the time prescribed oy law. All persons indebted to said estate are notified to settle with the undersigned without delay. JOS. F. WALLACE, Administrator. March 18 6 3t NOTICE TO TEACHERS. OFFICE OF SCHOOL COMMISSIONER,) York County. THE examination of applicants for CERTIFICATES TO TEACH in the free public schools of York county, will be held in Yorkville, on FRIDAY, the 24TH DAY OF APRIL, 1891. The law prescribes that applicants be examined as to their proficiency in Orthography. ; Reading, Writing, Arithmetic, Geography, and ! History of the United States and of South Carolina. Also as to their knowledge of Physiology, Hygiene and the Theory and Practice of Teacning. JAMES CAN8LER, School Commissioner. March 25 7 3t M. & H. C. STRAUSS. FIRST CHOICE IS THE BEST. MA H. C. STRAUS8 are receiving daily a new stock of SPRING AND SUMMER GOODS. All who have seen their stock express their opin ion that it is tho HANDSOMEST STOCK OF GOODS At very low prices. Never was a better selection of LADIES' DRESS GOODS, SHOES AND READY-MADE CLOTHING. Come and see. The One-Price Cash Store, and that the cheapest. GEO. T. SCHORB. HOW TO SAVE MONEY! A NY ONE INTENDING TO PURCHASE A PIANO will save from $50.00 to $75.00 by calling on me and examining the "OPERA" PIANO and the LESTER PIANO. They are first-class in every respect and fully guaranteed. I am here to stay, and am ready and willing to give satisfaction at all times. THE WILCOX & WHITE ORGAN Still leads ahead of all others. I am ready to place it beside any other Organ that is made. Will sell you a better instrument for less money than any other dealer will. I keep them in good order free of charge. Come and see me before you buy, or write for Catalogues, Prices, make your selection from. Parlor Suits, Chamber Suits, Dining Room and Kitchen Furniture, with all the medium and common grades of Furniture. It is my aim to keep everything kept in this line, and sell us low as any market. (J. II. O'LKARY. STOVES!STOVES! I STOVKS bought by the car-load, making prices and freights both lower thuu in smaller quantities. All grades of Cooking Stoves, Ranges, Coal and Wood Heating Stoves, open Franklins and Fire Orates. All we ask is an examination of our Stoves and Prices. G. II. O'LKARY. CARPETS : CARPETS :: I AM receiving my second supply of Wool Gurnets and Rugs. Nearly all my Fall stock sold. Cane Matting, Cocoa and Napier Matting, and Floor OIL Cloth, at G. II. O'LKARY'S. SADDLES AND HARNESS. I AM still headquarters for reliable hand-made SADDLES AND IIARNESS, anil all goods in this line. U. II. O'LKARY. J SOLE AGENT. THIS will certify that SAM M. GRIST, of Yorkville, S. ('., has been appointed as SOLE Agent for the sale ofCORBIN DISK HARROWS, COR BIN ROAD CARTS, Ac., in and for the counties of YORK, CHESTER, LANCASTER and FAIRFIELD, in the State of South Carolina, and MECKLENBURG county, in the State of North Carolina. ST. LAWRENCE M'F'G CO. January 7 1 tf ?? MAY & may, ai ift DRUGGISTS. ii " i " NEW GOODS! NEW GOODS!! Just Received Our New Spring Medicines. . OUR NEW SUPPLY OF SPRING MEDICINES HAVE JUST ARRIVED AND WE WOULD ADVISE CUSTOMERS TO CALL AT ONCE AND GET THEIR SUPPLY. FRESH GARDEN SEEDS. Now is the time to begin preparations for Garden work, and it will soon be time to make selections of SEEDS. It is upon this last named question that we propose to call your special attention, ibr we have the LARGEST VARIETY OF GARDEN SEEDS THAT WE EVER HANDLED, and are prepared to offer inducements that you would not expect to obtain in smaller towns. ALL KINDS OF FLOWER SEEDS AND PLANTS IN VARIETY. BEAUTIFY YOUR HOMES, DECORATE YOUR FRONT YARDS, STREW YOUR VERY PATHS WITH FRAGRANT FLOWERS AND MAKE YOUR HOMES FAIRLY BLOSSOM IN THE SPRING TIME. No. Wo fJan't Do That. ? - ? 7 *" ~ ? ? Wearo Headquarters for HORSE AND CATTLE POWDERS, but we can't afford to throw in a present worth the price of a package of our powaere: but for twenty-five cents we will give you the best package of HORSE AND CATTLE POWDERS YOU EVER USED. And we say that if you use this Powder once, we are satisfied that thereafter you will never be without it. Now is the time to begins its use and MAY r ana solvent insurance for the great masses of the people. Less than a decade ago President Harper introduced, without drums or cymbals, his plan of insurance. His name then had not come to the front; to-day it is household word throughout the United States and Canada. His system, as adopted by the Mutual Reserve, is known and trusted also in London, Paris, Berlin and other "foreign" cities. Under President Harper's guidance, the Mutual Reserve is a synonym ror good faith, security and fair dealing. It nas been able to meet its obligations to the ftillest, and retain the confidence of every man who ever invested a dollar in it. President Harper may well lay claim to a full share of the honors, for to him, in a great degree, is due its development. Upon his researches its policy has been built. The principles underlying it were his discoveries, tne results of many years of careful, arduous, personal study. How to obtain life insurance at the lowest possible rate and with absolute security, is a momentous question, and President Harper has always maintained, with good reason, that pure life insurance to the people should be estimated upon what is actually fmid for death claims, as the same occur, with a imitation to the expenses and not upon fancy individual rates. In his able report, at the tenth annual meeting of the association, President Harpershowed conclusively that the amount of money paid to the Mutual Reserve by the members (60,000) for each $1,000 of insurance, has averaged less than ! one-third the income received by old system companies, and that the expenses of this association for the same amount of insurance had been * 1 but a little more than one-third as great. [From The Times, Philadelphia.] ! The tenth annual meeting and the report of the direction of the Mutual Reserve Fund Life Association must attract wide attention to the Mutual Reserve system of life insurance. The fact that this association has grown from over $7,000,000 insurance in force, and over $8,000 of invested assets the first year, to over $197,000,000 insurance and over $2,900,000 cash and invested assets in ten years, with over $9,700,000 of death claims paid and a reserve fund of over $2,700,000, prove that the aytem has taken deep and permanent root in this country. The Mutual Reserve Association maybe regarded as the pioneer of the system in tne United States, as it was the first to organize under the system on such a legitimate basis as to command the approval of the State Insurance ComMiiautnnprs cronerniiv. and it has maintained its position witL such scrupulous care, under the Presidency of Edward B. Harper, that it now ranks among the great life insurers of the country. And it extends its business to England, France and Germany and other foreign countries. There the system is not new, as it has been in operation in England for many years, and the faith in it may be understood when it is stated that the Lord Mayor of London is on the Mutual Reserve direction in that city. The aim of the Mutual Reserve system is to furnish safe life insurance ut the minimum of cost, and the experience of a decade points strongly to the safety and permanency of the system, and clearly demonstrates its cheapness. Its profits by lapsed policies are less than under the old system, but that is the strongest argument in its favor. A system that logically calculates on large profits from lapsed policies, must bo based on the theory that many policyholders must lose all they invest. Viewed from any standjioint the last report of the Mutual Reserve Fund Association is the strongest argument in favor of the system that coula be presented, as tigures defy all the ingenuity of opposing theories. [From The World, New York.) Yesterday afternoon the tenth annual meeting of the Board of Directors and members of the Mutual Reserve Fund Life association, took place in the offices of the company in the Potter building. The spacious room in which the various reports of the year were read, was crowded full with officers of the association, policyholders and friends of the institution. President Edward B. Harper sat in the presiding chair, i his face alieam over the established success which he could surely count now utter ten years of fighting against rivuls, battling against conservatism, and contending, with his sleeves i rolled up to the elbow, against all kinds and conditions of jealous enemies. A decade had rolled by since the day when the association was in its swaddling clothes. r The institution yesterday was no longer a house ' built on the sands, but usolid fact, uu established success. Its foundations were at last firmly planted in the ground, so that 110 adverse wind could shake it, 110 ill-wind rock it. The meeting opened at 1 o'clock. President Ilarpcr made a graceful speech by way of pre hide", and then began the reading of ilia concise, explicit report. C'oniptroller llenry J. Reiu, inund followed Mr. Harper with a convincing | digest of the year's business, and after him, in , turn, came the reading of the reports of the va\ rious otllcers in thedin'ercnts department. The funds of the association are in so nourishing a condition to-day, the investments have been so successfully made, the membership is so rapidly increasing and everything about the company is prospering so well, that there was frood cause why President Harper's face should >c abeam as he sat in his chair yesterday and i heard the otllcers and policyholders in the association cheer and applaud as each succeeding report of the various departments was read oft". Yesterday saw the growth and development of the institution perfected beyond all cavil or dispute. [From The Court Journal, New York.] Nothing in life insurance circles attracted more attention than the publication of the tenth annual report of the Mutual Reserve Fund Life Association which was laid before the members at thcirunnual meeting and was published broadcast ut the time. Nor lias anything created more favorable comment than the wonderful growth and present strength of the association as shown by the otllcers at this meeting in that report. It is unnecessary to give at length the admirable report of President Harper, so full of interesting statistics of the company, of which he is the head, and let us add the mainspring in its career. 1 The business of the Mutual Reserve is now so thoroughly established in this and other countries that its success is 110 longer a question?it is 1 established beyond a doubt, and each year will see its extended growth and prosperity. It is 110 longer looked upon as an interloper by the oldline companies, nut is recognized as the exponent of new a system in life insurance which it has demonstrated to be a practical success, and that 1 it is an honorable antagonist worthy of their best etforts in competition. To the Nestor of this great association, E. B. ' Harper, Esq., the president, the greatest credit is due for the result of the past ten years. To his * sagacious management and energy may be attributed the successful working of the plans upon [ which the company has arrived so high 011 tho ' ladder of success; to his wonderful judgment of men, the surrounding the management with a body ol'otlieials, everyone of which is an expert in his appointed field of duty. I will be pleased to furnish any who may con" template insuring their lives with any desired information in regard to the Mutual Reserve | Fund Life Association and its mode of doing business. J. S. BRICE, Geu'l Agent, Yorkville, S. C. ARE YOU IN IT? IF NOT, WHY NOT? IN any system of life insurance the insured are the insurers, and from them every cent expended, whether in management, or in the payment of death claims, must first be collected ; consequently life insurance companies are simply corporations composed of members mutually bound together for the protection of their fiunilies, the contributions of the many thus united constituting the fiind out of which a stipulated amount is paid to the representatives of the few who are taken away each year. This being the case, it is self evident that the more closely the rates charged for life insurance conform to the amount actually required for the payment of death claims and expenses, the greater the number that will be able to avail themselves of its benefits. The above hi the principle on which the Mutual Reserve Fund Life Association does business. It furnishes insurance at cost with a small amount added to defray the necessary expenses of con ducting the business. It started out ten yean ago TO FURNISH HONEST AND RELIABLE Life insurance that would insure, at leas than ONE-HALF the rates charged by the old line companies, end although it does furnish insurance at half the cost charged by them, it has, from the day of its organization up to date, paid every single honest claim in frill and has also paid a number of dishonest claims, and to-day it has a reserve fund of about $3,000,000 for the security and protection of its policy holders. Think of iti Doing business at half the rates charged by the old line companies and paying all honest and some dishonest claims, and still accumulating a surplus of about $3,000,000 in ten years. Is it any wonder that the old line companies are doing all in their power to try to break it down ? Is it any wonder that the agents of the old line companies are industriously circulating fhlso and malicious slanders against the Mutual Reserve in the effort to keep their victims from investigating and learning what the Mutual Rese rve has done, is doing, and will do for its members ? Is there any wonder, on the the other hand, that it is to-day the leader in the life insurance business ? > A letter junt received from the president contains the following paragraph: "Our new business for the first 21 months of this year (1861) foots up $10,525,430, and our prospects were never brighter than at the present moment." Is there anything strange about that statement 7 If you have no life insurance can you now give satisfactory reasons why you should not have some when it can be secured in as reliable a company as there is in the world, at a rate that any able bodied man can afford to pay? If you have insurance in an old line company, are you doing yourself and your family justice in continuing it when you can get just as good insurance for less than half the cost? Do you imagine that $3,000 from an old line company would be worth as much to your family after you have been called away as $6,000 from the Mutual Reserve Fund Life Association? Below you will find extracts from several of the leading American papers commenting on the tenth annual meeting of the Mutual Reserve Fund Life Association: [From The Financial Record, New York.] Mr. E. B. Harper, president of th Mutual Reserve Fund Life Association, is a gfentleman who for the past; few years has been one of the most prominent dgures in the insurance world?promnent to a degree unsurpassed in the annals of underwriting, and what Is better still, successful 1 J I-* LU 4A vwAirl/ln nknan