Historical Newspapers of South Carolina

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HONORS AMERICAN ARTIST CAMP KEARNEY MEN LEARNING GAS ATTACK METHODS Uncle Sam’s War Risk Insurance Offers Protection at Cost—Gov ernment Assumes All Administrative Costs and Extra War ~ / Hazards—Business .Exceeds by Several Hundred Per Cent LargeXInsurance Company in World. Pijt act was ,discussed, it was stated that $58 a thousand was the lowest flit- tin' at which any insurance company could afford to accept si,(Idlers and sail; <»*;*» ns risks, i.riid that "hly for one year. i’Th'U's, $10,OM l t ife insurance, which- t+ie der the government system woiild cost, a Soldier tweiity six years did. $80.40, would C('.st about $580 with ^ private insurance company. This disparity Is largely expLtflned by the government’s liberality in Itself assuming all tlxfiid- ‘hiinistrative costs and the^e-Xtra war hazards. Supplants Pen&iok. System. * d The entire sy>Hmi of protoe-iion - af fiirded by government- Is, In the wrtrds o^fflnajor gonerid'ln the.army, afl/phmient of victory in tlio fl present. Fanil lies provided for means fighters unafraid.-- Ttfe difference between the old pen sion system and the modern system which has supplanted it JLs clearly demonstrated by the case of .Sirs. Het ty .Ingraham-,' 403 Third street. Platt City, Ala., the first woiuan to receive a check from the Hureau of War-IU.sk Insurance for a soldier or sailor killed In action In'the present war. 14er son, Gunner’s Miito Ospiond Kelly Ingra ham, was killed October 15, 1917{ when the If, S. S. Cnssin was attacked by a German submarine.. Under the terms of the military and naval Insurance act, Mrs. Ingraham, being n widowed mother dependent up on her sou for support, will receive $20 per month, as long as she lives, unless she remarries. Furthermore, she is entitled to $25 u month for 240 months under the Insurance provision of the (From Committee- on/f Public information.*. On October-0, 1017, the wnKri.sk in surance luw wePt-Miito - effect, profid-. \ng for protection pf our soldiers, sail ors, and marines and; their families, j On April 0, .1018, only’sPfe months 'at-, j -Uncle Sam had written .uppioxi'- mately .$T4 , ,0Q0;(KK),jKX)'of wftr i i -k TiW surnnee on his. fighting forces, cover ing upward inf f,7iH>,00w ^tersohs-fn the military anti naviil servicer For allot ments and allowances alone,, approxl- ■ matcly l.flfMMJOo cheeks aggregating more thiii) $.43.000.000 have alycftdv | been sent. It will not he long before | th*‘ bureau will be sending out a mil lion checksTi month. We have spoken of It as “the war- • fisk insurance law.” Technically , this is correet ; actually, it Is mlstejpKT Ing; for the legislation that wepl"'mt6 J effect on Oetolicr d, 1017, wtts really j a-group of laws—four nets co-ordinaT- ed for a coniiqym LUfl-pose. The first measure In thj>c unprecedented * pro gram of npofeetion is the system of i allotments and allowances, In which i the fighter and* the government an* partners for the care of the families I of all enlisted men in the military or- i naval service. . v 1 provides for i ’ |Mn to by • Western N«*w*pnp« r tJnloi.l Louis Orr, an American artist, is the first artist of any nationality to have a picture acquired by the Louvre, In Paris, during the artist’s lifetime, fils etching is of the Pont Neuf, the oldest bridge" in Paris. The original plate is now In permanent possession of the Louvre and a copy of it Is in the Luxem bourg museum along with Mr. Orr’s fa mous etchings of Heims cathedral. wmm * Photo b) 0ft39 Western I’nlonJ every enlisted person In the nation's service, and tills means millions of cards, millions of bookkeeping nnd financial operations, thousands of awards, and thousands of checks go ing out every month. p, The bleak specter of poverty,. the humiliation of. charity, the silent suf fering of penniless, pride— these are eliminated by the government protec tion when the man is fighting. After his fighting Is over, government com pensation and government insurance ure then called upon to plu,y their In tho work of protection. Persons who have business with the Bureau of Wur Itlsk Insurance, as, beneficiaries or otherwise, need not in any circumstances employ claim agents or provide lawyers. The Hu reau of War Risk Insurance will cheer fully furnish full legal advice nnd as- slstance. Secretary McAdoo has vig orously denounced the nefarious activ ities of claim agents and others' who would prey upon dependents of men killed in battle, by exacting unneces sary fees and' requiring useless litiga tions. < Claims Paid Promptly. , ^ Actual Insurance checks, mailed to, the dependents of a soldier or sailor who has been killed in battle or died of disease, involve very few complica tions making for delay. These insur ance claluis are paid promptly after death. Uncle Sam's w^ts^rlslt. insurance had the “selling” advantaS^of a very at tractive rate,-ami akao-a Men in training a! Camp Rearm y. California, are shown lined up to receive thef onotis £as bomb, attack during a night maneuver at the same camp. The second * measure stated compensation for death and dis ability incurred in the line of duty. This is the modern American substi tute for pensions. The compensation, which ranges from $20 to $100 a month. Is paid automatically by the govern ment to certain specified beneficiaries, regnrdless of rank or pay, nnd without any cost to the recipient The- third measure of protection is- outright government Insurance against death nnd total permanent disability. In this, the United States Is a pioneer among the nations of the world—offer ing Insurance up to $10,000 to every member of Its fighting forces, at net peace rates. The government assumes all overhead charges and costs of ad ministration, thus making the rates nl-. most incredibly low. This insurance. Is a supplemental form of protection, stimulating thrift and strengthening ■elf- respect. Immensity of Bureau’s Work. The fourth measure of protection embodied In the military and naval Insurance act is the system of re-edu cation and rehabilitation of the men disabled in the war—In Itself a task of vital importance and great magni tude. The figures given convey an Idea of the immensity of the bureau’s work. The insurance now on tfui honks of the Hureau of War-Risk Insurance exceeds by several hundred per cent the insurance held by the largest life Insurance company in the world. To Cope with the hydra-headed prob lem Imposed upon it, the Bureau of Wnr Risk Insurance lias been forced to expand at an exceedingly- rapid rate. I The bureau now occupies space In j eight separate buildings, covering an area'of more than 120,000 square feet, and has a personnel of more than 3,-' 800, working In two-shifts, from nine! o’clock In* the morning till midnight. It may be asked why the govern ment, In addition to family allowances and liberal-compensation, should offer I Insurance against death and disability to its fighting mi’ll. The Justification for this sweeping innovation is simply j thls^ The government by calling a! man to war takes him into the most hazardous tuisiness in the" World, and thus destroys his, insurability. In re- ! torn, it is only fitting and proper that f the government should go into the in--* Burance business for liis benefit." f’ri-! vate insirfam e companies could not , possibly insure soldiers and sattonrex-! cept at prohibitivt> 'rales. At. a con-, fere nee of life insurntp'e represent ip : tlves in Washington, when the pre<- j CANADIAN DIRIGIBLE READY FOR THE ASCENT act. Her son had not made specific application foa insurance, but up to February 12, 1918, automatic insur ance for approximately $4,300 was pro vided. Thus, Mrs. Ingraham will re ceive a total of $45 per month from the ’United States government. If her sou lujd applied for $10,000- of insurance she' would receive $77.50 a month. Un der the pension laws, section 4707, Re vised Statutes,, as amended by the act of June 27, ISPOyMrs. Ingraham would have been entitled to $12 a month. Such Is the chasm between* the old and the new. The vast amount of correspondence which Copies to the Bureau of War Risk Insurance is steeped in human In terest. Stories of heroism and lofty patriotism are foiYnd by the thousands in the letters received at the bureau. Many mothers and fathers hn\V re turned checks sent to them by the gov ernment, declaring that the govern ment needs'the money at this crucial hour to win the war. Keeps Home Fires Burning. ' The Kureau of War Risk Insurance Is. keeping the. home fires burning. Hut it is doing more thun that. It Is keep ing America’s fighting forces confident and reassured. A "bluejacket” on one. of the battle ships after signing the application for $10,0<X) of government insurance, drop ped his pen and said: “I have taken care .of my family; how 1 can go .out nnd fight like blazes.” Thousand* of families throughout <•*' « i’Uolo by **l»rn .N>w«pm»T I’nion WEALTHY PACKER IN KHAKI GAS SHELLS FOR AMERICAN TROOPS -popular the.country ure directly and vitally af- rights, fecteiV■ |>y the allotment and allowance Therefore, during the month of Jan- feiiture of The war Insurance law. Ev.- uary, meaweVe detailed In every can- er.v married enlisted man in the army tooment and on every ship t6 under- and navy- nuist allot from Ids pay (ev- take the' work of explanation.,- It was cry lnonthV-nt least $15 a month, a fid found that hundreds of trained insur ant more than half his pay* toward the anee men were available in the—army support of his wife and children. To and navy, and these, as well as ofli- this allotment - the government adi|s eors interested in the welfare of their certain allowances, -depending upon .men. were arrayed .for a general cam- the size df the family. In - addition, paign. Leaders In this TTHTrennpxt tin' 'Tuilisted. Ntpan may make some were assembled at the War-Risk Iu- fnrther provision for other relatives, sufanee. Hureau In - Washington for itutl in cast' (if dependency the govern- three days* instructions, .returning to merit. will add' (x’l tain, allowances. • their posts all over the cotuifry pre pared to explain insurance in detail, •A spint of friendly rivalry was ere ated among' regjnleuts apd id-hor -units 7»f tin* fighting forces--on hirnl :unl sea' .Mfiuy otlicers in ado ft ft point-of pride t<c trave every one -of the men under ■them insured, very often to tho entire oiitount allowed under the-l.tpw, which is $10,o<mi. • Average Is $8,000 a Man. ' The laK’st figures slimy that the av- • riige Minount of Insurance taken out by ^iur fighters is' upward of* $S„(XHi -per tnuii; It was estimated as early ms I’rbrunp; 12, 19.18, th-at the Anieri itni arhiyKhotii ii< -e anil aiu-omt,; w;is ;mU-e than 90. pw VVirt insured by .1’ac.l.c Sam. Fintil'figures for the navy FRENCH AND AMERICANS .IN GRENADE ATTACK ior the Amerieai.'s' are b ing stored l lose in the frotit ‘in i iiriiiy airmen s*pottiim them or Jlie weather danragi.ng ept. in a well-jiroti’c-ted and co.vexod ^Iniipk GIGANTIC SIREN OF NOTRE DAME, PARIS private is tdiowh here in ylm.v of the i , / » selected men sent to catup by local board 18-in Chicago. .|le whs in the quota that left for'' C-rtutp <• r.-Vut, -whore he will be trained for service in tlie artillery branch of.jtlji£ NntTonal array. N* 4son'-Morris is a Ini11i<*nniri* packer and (iminuan pf the hoard of directors 'of. .'veisoii .VKirris & Co. enthusia-XHTiJiy ns new men colhrs—Uncle.(Sam’s iisurance-oanij itign will continue with -JlIusnciLnce tm an< pre preparedness means vie s is one of \lie many bat-tU tr<‘ arrayiti^ all ^hii’ricac in.the The War-Ris"! out - l»t. tip. pnredness tory”—thi cries which tighter: ^ • ,■!! ~ ,. ur 'ity and Justice'-io those who defend Frenchmen and Americafi4 are advancing across Ro Man’s latnd, some- ~ot|f flag, and to- their dependents, bol where on the front in France. They are moving cautiously, ready to use the also an experiment which may lend tc grenades they are carrying in the sack* slung over their shoulders. „ 1 broader hum^n benefits inthe future site (sentItneii ; lock inarket, which propiotc : ness;---«t»Tt-4f -itu ciuory will- be everythin j desired.. that could •ed *u the towel* irf.?7blfe I'at/ie is one of the 2d fixed ’sirens tailed all oyer Paris to warn/the people of alr^rgtifs or the hells from the long-range German/'gun. The sound from ns will carry a,distance of 1,500 nieterg.