Historical Newspapers of South Carolina

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Will Mcike Loans for A culture Announcement of the opening headquarters in Columbia- for loaning of money for farming ; posas in South Carolina under agricultural credits acts was n .yesterday by the committee appc .ed for this state* by the war fin? ?corporation. Temporary headquar .will be located at the Palmetto tional bank and all applica blanks and other information be obtained from W. Latta Law, secretary of the committee. The committee to have charge loans in this state is composed of following: J. Pope Matthews, ch man; William Barnwell, vice ch man; H. L. McColl, J. C. Self, Latta Law, Jr., and C. L. Cobb. Mr. Matthews is president of Palmetto National bank and a db tor of the Federal Internatio Banking Corporation of New Orle and other large industrial compar in the South. He has long be? leader in advocating new methods financing the Southern farmers. . .? t Mr. Barnwell is president of I National State Bank of Columbia i is one of the most prominent ba] ers and business men in the sta IVir. Cobb is cashier of the Peopl National Bank of Rock Hill and v president of the South Carolina Ba ?rs' association. Mr. McColl is pr ident of the Bank of Marlboro,B< nettsville, and a well known busin man in that section. M:r. Self is cha jnan of the board of directors of 1 Bank of Greenwood and president the Greenwood Cotton Mills. Mr. L; is connected with the Palmetto ? tional bank and was formerly w the National City Bank of New Yd in New York and Habana, Cuba. Will Be Loan Agency. This committee will function as c loan agency for this state of the w finance corporation and will ha charge of administering Section of the agricultural act, which authc izes the corporation to make advanc to any bank, banker, or trust co: pany in the United States, which mi have made advances for agricultui purposes, including the breedin raising and marketing of live sto or may have discounted or rediscour ed notes, drafts, bills of exchange other negotiable instruments issui for such purposes. The committ "will receive and pass upon all app cations for loans.. The committee yesterday made tl following statement: "This method of procedure w: save ? great deal of time to the loc borrowers and will give the war 1 nance corporation the benefit of tl experience . and local knowledge ( the conditions of the bankers wi will compose the committee. As tl administration of the act is almo; entirely a banking proposition, th list of members consists of banker; both national and state, who are fs miliar with agricultural conditions i their sections. The names of th committee were chosen on the rec ommendations of the various busines organizations in the different dis tricts of the state. They are unpaii for their services, realizing the op portunity for public service. "All applications for loans mus be submitted in triplicate and 01 forms provided for the purpose b: the war finance corporation. Thesi forms and other information may bi obtained from the secretary of th< committee. Mr. Law, at the Palmetto National bank, Columbia. How Advances Made. "The corporation's authority tc make these advances extends to, Jul j 2, 1922. Advances will mature no1 later than one year and loans can not be extended beyond three years from the original date of the ad vance. "Advances may be made against the note or acceptance of the borrow er or. other negotiable instruments, making primarily and uncondition ally responsible for the payment of the advance. Application of the bor rower must be adequately secured by indorsement, guaranty, pledge or otherwise. The corporation shall re tain the right to require additional security at any time, and in the event of failure of the borrower to furnish same upon demand, the loan shall forthwith become due; and payable. "The rate of interest will be de termined from time to time by the board of directors of the corporation. Under the law a bank obtaining ad vances on the basis of loans mace by it for agricultural purposes, may not charge greater than 2 per cent., in excess of the rate charged by the war finance corporation, which fur ther warns applicants that this pro vision of theiaw should not be con strued to authorize any bank to change a rate of interest in excess cf i the rate permitted by the state law. "The amount of any advance is limited to the aggregate of all out standing advances made by the bor rower for agricultural purposes, in cluding discounts and rediscounts of agricultural paper. "This act is of great assistance to the banks and farmers of the entire Uunted States, and will enable many frozen credits to be liquidated. It will enable the farmer to obtain bet , ter prices for his produces and at the same time relieve the banks from ty ing up their reserves for long terms. It means a new era of financing agri cultural products and an improve ment in the business of the South." The State. Creamery and Dairy Butter. Creamery butter is the standard in market because it is uniform and Jean be had in quantities sufficient to supply the retail trade. The creamery man, however, has his trials. In the creamery journals, at dairy meet ings and institutes the incompetency of the butter maker is frequently 'mentioned. After following this line of work for fifteen years himself, the writer has no desire to shield the but ter maker from any criticism that he deserves, but I believe that ninety nine out of a hundred can make good ?butter if they have the proper ma terial to make it out of. No one can-make a good article of butter out of improperly handled milk and sometimes it is impossible for the butter maker to detect the dirt and its effects in the milk. The dirt may not have had time to exert its influence when it is delivered to the creamery. It is wrong to deliver milk which the producer knows is dirty, but in which the bacteria has not yet developed sufficiently to make their presence known. The making of a fine quality of creamery butter depends largely upon the ones who produce the milk. The impossibility of overseenig the production and first handling of the milk often places the butter maker at quite a disad vantage. In regard to dairy butter, there is and always will be an opportunity for good dairy farmers having prop er facilities and sufficient help to make a good grade of butter equal, if not superior, in quality to the av erage creamery product. There'are people in every town who are very anxious today to get hold of good farm made butter at or above the regular creamery butter prices. To succeed in making first class dairy butter, it is necessary to lay aside some of the old ideas and whims which have been common for years among some farm butter makers, such as tempering cream by the sense of feeling or determining acidity by taste. Butter owes its good qualities very largely to its treatment in the ripening process. The essential fea tures of good butter making are pure sweet cream of proper consistency ripened rather slowly at the proper ripening temperature. The churning temperature is governed by the per cent of fat and degrees of ripeness of the cream, also chai*acter of the herd at period of lactation. The tem perature should be such that forty to sixty minutes will be required for churning. Cream ought never to be churned when it breaks in from five to ten minutes, as such handling is ruinous in point of quality and econ omy. Excessive washing of butter is al ways at the expense of the flavor. If in just the right condition it requires very little washing. Some prefer to do the washing with brine and good ::csuits are obtained in this way. Less of the flavor it taken out of the but ter when washed with brine than with clear water. Color and salt of the best quality should be used in quan tities to suit the consumer. Working is important; that is, it is important to do just as little of it as will answer the purpose of evenly incorporating the salt and removing moisture. Strict cleanliness should be rigidly observed with every implement and in every operation from the begin ning to end ,not one day in seven, but every day in the year so long as the business continues.-Farm- and Ranch. Correct Use of County Jails. To the reader it may sound like the repitition of a well known truth tc say that our couny jails are places for the safekeeping of persons ac cused or suspected of breaking the law until they can be properly tried. But it may not be so generally known that only three states in the union make this use of them. South Caro lineans should be proud of this fact even though our jails are not all that might be in the nature of re formatory institutions. NOTICE! Concordia Lodge No. 50, A. F. M. TVUV hereafter hold its' x'egular communica tion on ,the SECOND MONDAY night of each month in stead of Friday night as heretofore. All members are kindly requested to observe the change and be pres ent accordingly. J. H. CANTELOU, W. M. Edgefield, S. C., August 1, 1921. Eyes scientifically examined and glasses properly fitted. GEO. F. MIMS, Optometrist-Optician, Edgefield, S. C. J. S. BYRD Dental Surgeon ^ Office Over Store of Quarles & Tim merman Office Phone No. 3 Residence Phone 87 Lombard Foundry, Machine, Boiler Works and Mill Supply House AUGUSTA GEORGIA Cotton Oil, Gin, Saw, Grist, Cane,; Shingle Mill, Machinery Supplies and Repairs, Shafting, Pulleys, Hangers,"? Grate Bars, Pumps, Pipe, Valves and Fittings, Injectors, Belting, Packing' Hose, etc. Cast every day. GASOLINE AND KEROSENE ENGINES Pumping, Wood Sawing ssd Feed Grinding Outfit* CAROUI HELPED REGAIN STRENGTH! Alabama Lady Was Sick For Three | Tears, Suffering Pain, Nervous and Depressed-Read Her Own Story of Recovery. Paint Rock, Ala.-Mrs. C. M. Stegall, of near here, recently related the fol lowing Interesting account of her re covery; "I was In a weakened con dition. I was sick three yeara in bed, suffering a great deal of pain, weak, nervous, depressed. I was so weak, I couldn't walk across the floor; Just had to lay and my little ones do the work. I was almost dead. I tried every thing I heard of, and a number of doctors. Still I didn't get any relief. I couldn't eat, and slept poorly. I believe if I hadn't heard of and takpn Cardui I would have died. I bought six bottles, after a neighbor told me what it did for her. "I began to eat and sleep, began to gain my strength and am now well and strong. I haven't had any trou ble since ... I sure can testify to the good that Cardui did me. I don't think there is a better tonic made und I believe it saved my life." For over 40 years, thousands of wo men have used Cardui successfully, lu the treatment of many womanly ailments. If you suffer as these womon did* take Cavdui. It may help you, too. At &U druggists. E 85 DO YOU WANT A JOB? If you are out of employ s' ment or would like to make a change, consult us. COMMERCIAL EMPLOYMENT AGENCY GREENWOOD, S. C. now To Hive- Quinine To Children. 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