Edgefield advertiser. (Edgefield, S.C.) 1836-current, June 22, 1893, Image 3
Edgefield Advertiser
LOG AU,, BREVITIES.
Cotton has gone np, and is now
quoted at 8 cents.
To-day, Wednesday, is the long
est day in the year.
' There waa an incendiary fire in
Laurens on last Friday.
It is easier to walk in the light
than to crawl in the dark.
We regret to learn of the serious
illness of Mrs. Oscar Burnett.
Mr. and Mrs. Jas. E. Hart and
son."are visiting relatives' near
Johnston.
Mr. Frank Cheatham is quite ill
with fever. It is apprehended that
it is typhoid.
If you are well acquainted with
yourself, you know much about
other people.
A. McN. Turner has been ap
pointed postmaster at Ninety-Six,
vice J. W. Talbert, removed. x
Mr. S. T. Hughes, of Trenton,
has twenty acres in watermelons ;
Owen Carpenter has fifteen acres.
Dr. Gwaltney has finally deter
mined to come to Edge field, and
will begin his- pastorate her A on
the lst.of September.
Do not be .concerned about the
question, "Shall we know each
other in heaven?" when you pass
your next door neighbor without
speaking to him.
Disastrous rains continue to flood
our county, disastrous not only on
account of the washes, but because
it keeps the ground too wet to
work and the grass has' "takened
holt." i:.
Mr. J. 0. Morgan, of Park?ville,
has sold all his pigs that we have
been advertising in our columns,
A. J. Sullivan has, however, taken:
his place with four pair of Berk
shire-Essex.
The Edgefield Rifles and Capers
Light Infantry, of Edgefield, haye
signified their intention of going
into encampment at Aiken about
the same time that tho Citadel
Cadets will be there-in July.
The Newberry Observer : I&JB :
"Thc -f?oVernor would nosaibly
.give ?' ::;ktr>;- ~r* .?'.<: ;:Yy
_,mect :? at ... >.'.;-.:
blaC?l- ' Y- . v. [r.1 f
d?sponsan?-*, ? *.. Y. grvr icc-m;
- half ?livy jy
Mr. L. Thrailkill, of Ridge
Spring, sent us last week two red
cotton blooms, the first in this
county, so far as we know. Mr.
Thrailkill reports crops as doing
well in his section, notwithstand
ing the frequent rains.
Dr. W. J. Alexander, of Darling
ton, pastor of our village. rBaptist
Church in 1877. died at his ..borne
in Darlington last week* of {paraly
sis. Dr. Alexander bad become a
Unitarian, and for that reason had
resigned his professorship in the
South Carolina College.
The case of. the State against
Thomas Butler for the killing ot
Mr. Pettyjohn of the Arlington
Hotel, of Augusta, will be called
in the Aiken court next week. Mr.
Butler has employed D. S. Hen
derson and John Gary Evans,
Esqs., to defend him.
As the blackberry season has
opened we give a new receipe for
making wine of that luscious fruit.
Take a stone jar and fill it with
alternate layers of bernes and su
gar. After the wine is made pour
it off into bottles; the berries re
maining in the jar will make ex
cellent pies.
The question was once raised as
to which was the more content of
the two the owner of half a mil
lion of money or the man with
seven daughters. "The latter, of
course," was the reply; "for the
man with half a million is always
wanting more, while the one with
seven daughters has plenty."
An examination of competitors
for vacancies in the Winthrop
Training School will be held in
the court house at this place on
July 7th. Further information
? will be given by School Commis
sioner Davenport. This is an op
portunity our young ladies should
hasten to avail themselves of.
A. J. Norris, Esq., is putting up
an elegant two-story brick build
ing -on the site of his old law office
and running back eighty or ninety
feet. The lower story is-to be oc
cupied by A. Hart & Co., as a
grand millinery establishment, and
By Mr. Fox for fine jewelry and
watch repairing. The second story
will bedout up in to "?nices'ami will
be occupied by Dr/HUl, ^Norris &'
Waters. Mr. Robert H. Mim? will
also have a photographic gallery
on this floor.
"Opportunity is ahorse that must
be mounted on the jump.
-? \ ~ ? ' ^
j Mi. S. T. Williams, of Pleasant
Lane,"arid Mr. J, L. Minis, of Edge
field, are recreating at Hillman,
Georgia.
The only, divine service in our
town on last Sunday was in the
Methodist- Church. Mr. Watson
preaching both afternoon and
night.
The South Carolina Weather
Crop'Bulletin gets to this office
after the;weather and, as ancient
history/ may be valuable, but as
prophecy, is nil.
A Daniel may turn pale when
the summons comes, but his cour
age wavers not, for his faith tells
him that his God will go with him
to the-lion's den.
W. 0. Bradley, of Abbeville
County, a Conservative in State
politics, has been appointed a
Chief of Division in the Treasury
Department in Washington.
Mr. J. Wakefield Courtland,
manager of the Keeley Institute,
Columbia, S. C., was in town on
Monday. Mr. Courtland is a most
courteous gentleman.
Are You Going?
Buy your ticket "to Savannah on
the grand excursion before they
are all Bold. For the convenience
of the public they have been put
on sale at various places in the
county. See adversisement in an
other column. This is the oppor
tunity of a life-time for young
and old.
District Conference.
In the last Advocate, Rev. E.
Toland Hodges, the presiding elder
of this district, published the fol
lowing card: "The Columbia Dis
trict Conference will convene in
Edgefleld July 6th, at 9 A. M. The
opening sermon.will be preached
Wednesday -evening, July 5th, by
Rev; R. E. Stackhouse, of Aiken.
Ii?' a recent report of a District
Conference in ' this connection,
there, occur these encouraging
words :- 'From the very first service
till the 'close, there was a tide of
spiritual pTwer which I have never
before1 witnessed at a Distric Con
ference. The members of the Con
ference and the whole community
were Bwept along by the resistless
influence of God's Spirit.' I feel
sure that the members of the Co
lumbia District Conference are
praying for the manifestation of
such spiritual power at our Con
ference in Edgefield.
Kills Himself.
rMr..James Aiton nf n*io_?nxmitt_
Jfciag ??\ t.-.- vi- I.-ny ,
<*" -jns-.v >..'. suicide ou Mundry j
frier? iii .. ?? ' '\U hy shooing]
<. : ' jfca &?V?j
. .. t-u?se; .'. :V?C???{'? j .-Zt. ii?.;
?&* . -"vt n^er t?^M?i nf- s bea; j
r.~;r:U>%of . V.x. ?b?s* Stalnaker.!
Mr. Stalnaker and his wife were
working in their garden at the
time of the call, and being inti
mate friends did not follow Mr.
Aiton into the house whither he
went, but continued at work iu the
garden. After sitting in the house
a few minutes he came out, passed
through the garden again, remark
ing as he passed, "I believe I will
go back home." In a few moments
after he left a shot was heard,
whereat Mr. Stalnaker said "that
; shot sounds like my pistol." Mrs.
Stalnaker asked him where his
pistol was ; he replied in the house.
Mrs. Stalnaker then said she would
go and see. Both went in the
house and found the pistol gone.
Suspecting from these circum
stances that something was wrong,
they went in the direction Mr.
Aiton had gone and soon found
him lying on the ground, not dead,
(he lived two or three hours after
wards), but unconscious. There
were two bullet holes found on his
person, one in the head and the
other in the breast. No cause can
be assigned for the rash act,
although deceased had been slight
ly unwell for several days.
Mine Creek Dots.
MK. EDITOR : The wheel of time
rolls on regardless of any man,
eyer since Adam and Eve ate that
forbidden apple (I can't ascertain
whether each had an apple, or
whether they both ate off the same
apple.) If Adam were like men
are now, I guess he ate of the
same apple, and tried to Lite it
right in the same place where Eve
did at that. But what I wish to
say is, that ever since the eating
of the apple, this wheel of time
has been running over stumps,
rocks, and everything else un
pleasant.
Yes, the rain has given "General
Green" somewhat the advantage of
our farmers, but give us what
Joshua prayed for-a few more
hours of sunshine-and we will
show you who will come off victor.
Our people laid by during the
rainy days and went hunting.
Some shouldered their guns and
killed sap-suckers, and some went
off on ration expeditions, while
still others had the audacity to
hunt wives during such a time.
Each class had success according
to the nature of things wanted.
Some had to be paid for, while
others were without money and
without price., I
<By>gulleys,,these widows have
got on the war path again, and
they will make no treaty save of a
conjugal character. We think
"John Blake" has hoisted the
white flag, capitulated, and been
borne away in triumph. Surely
.a stray scout hasn't sacked "Rip
Van Winkle."
"Oh ray ! does it not take a lot
of money to run thia government?
Just to think the whole cotton and
wheat crop will not pay the ex
penses; and yet joyfully go the
"demagogue" and demijohn hand
in hand, or hand in handle which
is the same, but the Third party
is trying to ride in now to play
the-wo! Fm getting into deep
water, and I'm no swimmer; wait
till Lget to be Governor.
I can't collect my thoughts to
day, but will some good logician
please inform rue how Ben who
was said to represent only a fac
tion, or part of the Democratic
party, beat John who represented
the whole party. What truth is
there in science when applied to
politics?
VAN STAR.
Upper Clioty News.
MR. EDITOR : On last . Friday
Miss Lizzie Eubanks invited the
patrons of her school to a public
examination of her pupils, on
which occasion she established be
yond doubt that her labors in the
school room had borne excellent
fruit. It was especially gratifying
to hear the examination and con
tests in spelling from the primary
grades through intermediate to the
advanced classer. Following this
wa * au examination in history.
We were carried from the
discovery of America up to the
firing on Fort Sumter, and
through that contest in imagina
tion ; watched Columbus and his
crew as they sailed from Falos
and commenced their voyage on
the great ocean, mare incognitum.
Then we saw the settlements made
by the Spaniards, French, and
English, down to the declaration
of independence, etc.
Mr. Editor, to say the examina
tion in history was good is but
faint praise. We could but notice
the eagerness of the class in this
study. Misses Alice Robertson
and Emma Jones and Master
Wallace Holson. As the questions
were put to them their hands went
up simultaneously, and they were
at no loss for words to explain
every detail.
In grammar answers were com
mendably prompt and accurate,
and would have been creditable to
much older pupils. Two boys espe
cially attracted our attention,
JV!>-^?ui-Artie Eubanks and John
f (e ; :- -. AVJ 'Vfi'C: ! was
ji??p.'\? .?..-..' i >v f \: . ?J..'.'
-. ' ?'--'-?j * L .wwi uuat LU t? y
are bl?ssed in their teacher.
The rain for the last three weeks,
Mr. Editor, has thrown the farm
ers behind in this section and
General Green has "taken holt.".
Nevertheless we expect to bury him
and his shortly.
Corn and cotton are looking well.
Oats in the field that had been cut
are somewhat damaged, but not
much.
The Rev. 0. M. Berry preached
another fine sermon at Barr's
Chapel on Sunday.
There will be an all-day service
at the same place on Saturday be
fore the second Sunday in July
and the regular service on Sunday.
ENCORE.
Franklin, S. C.
District Conferences, Their Pur
poses and Uses.
The Columbia District Confer
ence will convene in Edgefield
July 6th and continue in session
for four days.
The Introductory sermon will
be preached by the Rev. R. E.
Stackhouse on Wednesday night.
Some fifty lay and twenty cleri
cal delegates compose this confer
ence. They will come from Fair
field, Richland, Orangeburg, Lex
ington, Aiken, and Edgefield coun
ties.
It is probable that a Bishop will
preside. Rev. John C. Kilgo, will
be here as the representative of
Wofford College. Dr. Sam B. Jones
and Rev. Marion Dargan will be
present and represent the Colum
bia Female College. Rev. Geo. W.
Walker, president of Payne Insti
tute, Augusta, Ga., will attend.
Dr. W. D. Kirkland, the valiant
editor of our conference organ, the
Southern Christian Advocate, will
make his first visit to Edgefield.
This conference is, perhaps,near?.
er like Mr. Wesley's original con
ferences or "Conversations" than
any other meeting of the church.
Careful inquiry is made into the
spiritual condition of the charges
of the district. The whole . terri
tory is carefully scanned with a
view to ascertaining if there ?B
any unoccupied ground where a
mission might be profitably estab
lished. Moral wastes in this way
are discovered, which often under
good cultivation, yield a large har
vest. The District Conference is
one of the best forms of Sunday
School Conventions. Special in
quiry is made"as to Sunday-schools I
and the manner of conducting,
them. Hero are the "workers"
from the various parts of the field,
with practical' information with
reference to the work and needs of
the Sunday-school.
The financial and temporal in
terests of the church receive "a
large share of attention. By in
telligent comparison of methods
the most efficient systems of church
finances are developed. '
The social power belonging to
this gathering is a fact of no little
importance. Laborers in the Lord's
vineyard meet in hallowrd com
munion and fellowship and thus
strengthen each other's hands.
The moral and religious influ
ence of the conference is good to
the use ef edifying upon the com
munity where it assembles. Our.
discipline provides that "at these
conferences prominence shall be
given to religious exercises, such
as preaching, prayer meetings,
love-feasts, and the administration
of the sacraments."
That the happiest results may
attend this gathering of the Mas
ter's servants, especially to our be
loved town and the territory im
mediately represented, let us de
voutly pray.
A.B.WATSON.
Edgefield, June 20.
Blood and Brains will Tell.
The following from the Nash
ville Sunday news gives an account
of a^family of Edgefield Jenningses
in Tennessee :
Tennessee plays an important
part iu the afiairs of government
under Grover Cleveland's second
administration. Some of the most
lucrative and responsible positions
that have been given out have
fallen to Tennessens. One of the
latest appointments was that of
Mr. T. E. Jennings to the very
difficult .and therefore com
plimentary position of Bank Ex
aminer of the Pacific Coast States.
Mr. Jennings is a son of Prof.
R. W. Jennings, president of
Jennings' Business College, of this
city, and received his business
training in the counting-room of
his father.
Prof. Jennings certainly has just
cause to feel proud of his children.
Eight months ago R. W. Jennings,
Jr., was elected attorney- general
of the Port Townsend district of
Washington, over the strongs st
man that could be brought into
the race against him ; three months
ago in France' his daughter, in a
contest where representatives of
...__-1_?-1- v ?.*,.? ... . ;
The Sunday Times doffs the hat
and extends its best shaped hand
to the professor in cordial
greeting.
The Daily American in speaking
of the late appointment has this
to say :
"Comptroller Eckless has ap
pointed Thos. E. Jennings, son
of Mr. R. W. Jennings, of this
city, to the position of Bank
Examiner of the Pacific Coast
States. The position is not only
one of great responsibility, but
lucrative, being worth $5,000 a
year. Young Jennings received
his training in the counting-room
of his father, and together with
his brother, Robert W., moved to
Washington State several years
agc. The latter is now attorney
general for the Port Townsend
district. The success of the
brothers hae been remarkable, and
is the source of pleasant knowledge
to the many friends whom they
left in their old home."
The following is from the Banner
of the 10th:,
"The comptroller of the currency
has appointed Tho. E. Jennings,
formerly of Nashville, to the posi
tion of National Bank Examiner
for the Pacific Coast States. Iti*
understood that the office will pay
something like $5,000 per annum.
His younger brother, R. W, Jen
nings, it will be remembered, was
elected last November to the office
of attorney general of the Port
Townsed, Wash.J district.
These brothers left Nashville
three years ago when Thomas
engaged in the banking business
and Robert commenced the
practice of law. Their success has
been phenomenal. They are the
sons of R. W. Jennings, of this
city. _
When the blood is loaded with
impurities, the whole system be
comes disordered. This condition
of things cannot last long without
serious results. In such cases, a
jow?rful alterative is needed, such
as Ayer's Sarsaparilla. It never
fails, and has no equal.
Bill Nye's income is probably
the largest of any humorist alive,
for bbside8 the immense amount
he realized from his annual tours,
he has a yearly income from his.
books of over $20,000-his full
inoome being estimatad at $50,000.
This year's businesss in the West
has been . enormous. '
THE KEELEY INSTITUTE.
Twelve Years of Established
Merit-A Warning.
?'To THE PUBLIC : As a matter of
justice to ourselves and to tho rep
utation of Dr. Leslie E. Keeley's
Double Chloride of Gold Reme
dies, for the cure of the liquor,
opium, morphine, and tobacco dis
eases, and Neurasthenia, we warn
the public that the?e remedies are
used by no institution or sanita
rium in the United States except
those established by our company,
under the uniform name of "The
Keeley Institute."
All others claiming to use Dr.
Keeley's Remedies, or formula? ar?
frauds and impostors.
The Keeley Institutes establish
ed in various parts of the- United
States now number ninety, with
three in Europe, where the Keeley
Treatment is administered and the
Keeley Remedies sold. We, how
ever, caution all to examine well
and know that they are dealing
with genuine representatives, au
thorized by us, before taking treat
ment br purchasing remedies.
The misleading establishments
use the name of "Bi-Chloride of
Gold," or similar titles. The news
papers often fail to discriminate
sufficiently to know that they are
imitators. This is a matter of pub
lic welfare, and hence this warn
ing, Respectfully,
THE LESLIE E. KEELEY CO.,
CURTIS J. JUDD, Sec. and Treas.
Dwight, 111., Dec. 15, 1892.
For literature or further infor
mation regarding; the Keeley Treat
ment, address
THE>KEELEY INSTITUTE OF S. C.,
AT COLUMBIA.
THE KEELEY INSTUTE.
indorsed By The. S Govern
ment.
The efficacy of Dr. Leslie E.
Keeley's Double Choloride of
Gold Remedies has been sb pub
licly acknowledged and thoroughly
recognized throughout the civilized
world, that the recent endorsement
by the Government removes all
questions of doubt as to their
virture . and genuineness. On
February 13, 1892, General Wm.
B. Franklin, President of the Board
of Managers of the National
Military Homes for Disabled
Soldiers and Sailors, authorized a
contract with The Leslie E. Keeley
Co for the use of Dr. Keeley's
Remediesih the seven Natinal
and twenty-one State Homes in the
United States.
ji,??-?.. ,^ii??xo oi Aiconoiism,"
giving personal thanks to Dr.
Keeley for enabling the Board of
Managers to treat veterans under
their charge.'.
For literature or further in
formation regarding The Keeley
Treatments for liquor, Opium,
Morpnin?, and Tobacco diseases,
please address.
THE KEELEY INSTITUTE,
COLUMBIA, S. C.
THE KEELEY
Doie Cir! o? doli,
HOME TREATMENT.
Acceding to the wishes of many
physicians and others, Dr. L. E.
Keeley has placed the Double
Chloride of Gold in the form of a
Home Treatment for the benefit of
those who, for any reason, cannot
avail themselves of the Sanitarium
Treatment. Its merits have been
fully tested for more than twelve
years, and we have, no hesitation
in pronouncing it to be what the
press has already named
"AN INFALLIBLE CUBE FORDBUMENNESS."
We are prepared to give all cases
special advice and attention by
correspondence throughout the
treatment and to look closely after
each case from beginning to finish ;
the-object being to save the victim
from the Liquor Habit wherever
found, and to certainly make a
Cure in every Case to which the
Remedy is sent. No additional
charge is made for such services.'
Report blanks are sent with the
Remedy for Home Treatment, one
of "which the patient is requested
to fill out every three days and re
turn tous, which'is answered by a
personal letter of advice and in
structions. By this system of Re
port blanks we keep a close watch
over the treatment, taking charge
of it from beginning to finish, and
thus facilitat9 the cure.
The price of the Remedy is $9.00
per pair, and, being a liquid, must
be snipped by express.
For further information address,
The Keeley Institute,
COLUMBIA, S. C.
? Bridge Letting.
ONE or more County Commissioners
will be at Pope's bridge; Little Sa
luda river, near Trotter's old mill, on
Friday, June 30th, at ll o'clock A. M.,
for the purpose of letting a contract
to build or repair the bridge at that
place. Specifications made known on
that day. The Commissioners retaih
the right to reject any,or all bids.
J. A. WHITE,
D. W. PADGETT,
J. W. BANKS.
Co. Commissioners.
CURES
(?INFULA
s.s.s.
Mrs. E. J. Bowell, Medford, Mass., says her
mother has been cored of Scrofula, hy the tue
of four bottles of jRKSKH a?ter navIng ^
much other treat- KB^xiS! ment, and being
reduced to quite a low condition of health, as lt
was thought she could not live.
^qhartg] Cured my little boy_^ ofheredl
j?j%Sa?Sa tary scrofula-^yW^ whlchap
pcarod all over his ^^Stg^''^kee?
a year I had ^^*<|^n^^glTennpallbope
of his ^^LVO^^^recovery, when finally
I was S??>^ induced to use I
A few bo ***ttle8 cured him, and no |
symptoms of the disease remain;
Mas. T. L. MATHZBA, Matherrille, Miss.
Out book oa BlooJ ?ad Skin DI lease? nailed free.
SWIFT SPECIFIC Co? Attala, Ca.
I893.
Harper's Weekly.
ILLUSTRATED.
Jg HARPER'S^EEKLY is acknowledged
as standing first among illustrated
weekly periodicals in America. It oc
cupies a place between that of the
hurried daily paper and that of the
less timely monthly magazine. It in
cludes both literature and news, and
presents with equal force and felicity
the real events of current history and
the imaginative themes of fiction. On
account of its very complete series of
illustrations of the World's Fair, it
will be not only the best guide to the
great Exposition, but also its best
souvenir. Every public event of gen
eral interest will be fully illustrated
in its pages. Its contributions being
from the best writers and artists in
this country, it will continue to excel
in literature, news, and illustrations,
all other publications of its class."
HAEPEE'S PEKIODICALS.
PER YEAR :
HARPER'S MAGAZINE.$4 00
HARPER'S WEEKLY. 4 00
II AK PE li's BAZA ic. 4 00
HARPER'S YOUNO PEOPLE.3 00
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The Volumes of the WEEKLT begin
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Bound Volumes of HARPER'S WEEKLY
for three years back, in neat cloth
binding, will be sent by mail postage
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Cloth Cases for each volume, suita
ble for binding, will be sent by mail,
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I?93
Harper's jVIa. gamine.
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.Xi ii? H...... r.y.-i.-r- v nish ?iiisr
'.. j-Mfl. ' ?' Lilt -muiuiujug
jiary. E. Wilkins, Richard Harding
Davis, Margaret Deland, Brander
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trated descriptive papers will embrace
articles by Julian Balph on new South
ern and Western subjects; by Theo
dore Child on India; by Poultney
Bigelow on Bussia and Germany; by
Bichard Harding Davis on a London
Season ; by Col. T. A. Dodge on East
ern Biders; etc. Edwin A. Abner's
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dies will be continued. Literary arti
cles will be contributed by Charles
Elliot Norton, Mrs James T. Fields,
William Dean Howells, Brander
Matthews, and others.
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Notice of Application
for Homestead.
MASTEB'S OFFICE.
EDGEFIELD C. H., S. C, I
May 24, 1893. |
Notice is herewith given to all to
whom it may concern, that Mrs. Sa
vannah Padgett, widow of the late
Dr. Elbert Padgett, has filed her peti
tion in this Court, praying that a
Homestead, as prescribed by law, be
assigned to her. I will pass upon the
same on the 27th day of June 1893.
W. F. BOATH,
Master E. C.
May 23-5t.
SMUlirllllluT.
I have just opened a stock of
beautiful Spring and Summer
Millinery at the old stand, Mr. W.
H. Turner's store, where I will be
pleased to see my friends and the
public. My stock consists of all
kinds of Millinery goods, Pattern
Hats and Novelties. The most
Beaulul Lawn Hats,
IDA COVAR. *
Ladies Hats at Cobb's.
Ladies have you seen Jas. M.
Cobb's beautiful assortment of
Ladies and Misses Trimmed Hats.
Don't fail to see his millinery
goods. You can save money and
get the latest styles.
-TSE
Union Mutual Life Insurance Company,
Its Policies are the Most Liberal Now Offered
to the Public.
Is the only existing Company whose policies are, orean be subject to the
MAINE NON-FORFEITURE LAW.
WHAT IT IS.
The Maine Non-Forfeiture law protects policies from forfeiture
by reason of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
premiums shall not forfeit a policy, but it shall continue in force for
its full amount until the reserve (less a small surrender charge) upon
the policy is exhausted.
. The reserve is a sum made "up of portions of each and every pre
mium paid upon a policy in anticipation of its maturity. Beginning
with a small portion of the fiwt premium, it is increased each year by
the addition of each subseqnent premium, and grows larger year by
year, until, at maturity, it exactly equals the face of the policy. When
a policy is discontinued therefore, there is in the hands of th? Com
pany a reserve, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in force until the policy
holder receives an equivalent for it in extended insurance. /
How IT WORKS.
If a person, aged 35, pays three years' premiums upon a twenty
payment Life policy and then discontinues payment, the policy wil
be continued 4 years and 257 days longer; if he pays five premiums,
and then discontinues, the insurance will continuo 7 years and 357
days longer.
If the policy is a twenty year endowment, same age, three years'
payments will give an extension of 8 years and 150 days ; five years'
payment 13 years, 300 days. If the policy is a 15 Year Endowment,
($1,000) same age, three years' payments will secure insurance to the
end of the endowment period and $13.68 in cash if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 v??- . . .? .. 4 j
;:>.;:.:;'. . .. ... . ? ' .
po-?c.v. f>?* . .
What it Has Done.
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law, aggregating m suma insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in the payment of pre
mium, and, except for this law, .the policies would have been of little
or no value. Instead of this, the insurance in each case was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
Tie Fie o? Maine ' Lat Extensions as Compared
WITH: zpjLan-TTP TTAXITTES.
It is the custom of many companies to provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without the option of extension. This was the practice
of the Union Mutual before the Maine Non-Forfeiture Law was en
acted, but it now substitutes for paid-up values the more advantage
ous plan of extended insurance. The objection to the paid-up system
is that the amount of paid-up insurance which is given upon the dis
continuance of payments upou a policy, unless it has .Been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases payment without adequate
insurance at the very time he needs it the most.
The great advantage of the extended insurance afforded by the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that the paid-up
value is insignificant m comparison with the amount actually paid by
the Union Mutual. The result of two hundred and twelve policies
was this :
If the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50
Whereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve policiei of $320,147.28
The policies are free from all restrictions, and incontcstible after
ONE YEAR.
A grace of one month is given in the payment of premiums.
For further information call on, or address,
' B. B: EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,