Edgefield advertiser. (Edgefield, S.C.) 1836-current, April 20, 1893, Image 2
Edgefield Advertiser
rHOS. J. ADAMS, ..... . EDITOR
THURSDAY, ATRIL 20,1893.
Forty years ago canned tomatoes
sold at 50 cents a can, while now
the price is about 7 cents.
The Bamberg cotton factory, re
cently organized; started out with
fifty thousand dollars, and ran
its stock up to $100,000 without
any trouble.
The largest sheep ranch in the
world is said to be in the counties
of Dimmet and Webb, Texas. It
contains upward of 400,000 acres
and yearly pastures from 1,000,000
to 1,600,000 sheep.
Mrs. Stonewall Jackson has a
sprig of ivy]which was was brought
her by a. friend from Martin
Luther's grave. She has planted it.
and on her next trip to Lexington,
Va., will take it there, and plant it
on her husband's grave.
f - - ?
' An ear of corn 27 inches ljng,
12 inches in circumferance,
having 24 rows of 157 grainp each,
making a total of 3,767 grains on
one cob,is exhibited at Shenandoah
Kan., as a specimen of that region's
agricultural capabilities. It was
raised last season, and eleven such
ears would make a" bushel of corn.
The crowds of office seekers: at
Washington reminds us of & crowd
of buzzards around a dead carcass.
Ever and anon som? lucky fellow
secures a bone and off he goes,
when another steps up to get a
pull. But the worst part of it is,
there will be so many who will
not get as much as a hair much
less a bone.-Lexington Dispatch.
Tho bullet-proof cloth which a
German tailor is reported to have
brought out is said to be made
harder then Bteel by hydraulic
pressure, and yet to be thin and
elastic enough to be worn with
considerable comfort. Its princi
ple use in times of peace will pro
bably be for small boy's trouser
ings. _
This is what it costs a boy who
d'- .i -iot pay his tuition at Clem
en College : Board ten months
n -medical attention $5 ; washing
$5, . iforms or clothing $24. Total
$104. A boy may reduce this by
his labor. They will be required
to work two hours each day for
which they will receive eight cents
per hour.
All reHdenrs-TKm-cub mnemonic
stanza begining, "Thirty days has
September," but some may never
hava heard Sheridan's rhyme of
months :
January, snowy ; February, flowy ;
March blowy ;
April, flowery ; May flowery j June
bowery ;
July, moppy; August, croppy,
September, poppy ;
October,breezy ; November, wheezy,
December feeezy.
There are few things more un
appetising than the canned goods
put up in tins, as they are
ordinarily served-that is simply
turned out into a saucepan and
heated. A very important precau
tion to take is to turn out the con
tents of a can several hours before
they are wanted, which will cause
them to lose the peculiar, stifled,
close taste, frequently combined
with solder, that too often clings
to them.
THE RAILROAD CASES.
Although the South Carolina
Railroad cases were argued before
the Supreme Court of the United
States on the 3rd day of April, no
decision has been rendered yet.
Can it be that this august court
has "hung" itself after the man
ner of an ordinary petty jury?
There are yet no indications as to
when this case will be decided, or
what that decision will be; the
latest we have seen is the follow
ing interview with Attorney Gen
eral Townsend taken from the Co
lumbia Ragister :
Attorney General Townsend re
turned from Washington yester
day, accompanied by Dr. Pope
who is on his way to Newberry.
Major Townsend, in discussing
the railroad cases, said that he Of
course did not know what the
decision of the court would be,
and he didn't care to discuss it
much as he was interested in it.
He spoke very highly of Randolph
Tucker's speech, which he said
was one of the finest he had ever
listened to. He thought that
the State had fully sustained her
side. He says the impression may
have gotten out by questions that
the Judges asked, but he didn't
consider that a basis upon which
to form the judgment. He thought
the court might render its decision
Monday, but about this ther^ was
no certainty. Ho was not even
sure that tho court would decide
on the merits of the case. They
might simply decide on the
habeas corpus feature and in that
case the merits would have to be
brough.', out some other way.
From this it will be seen that
nothing can be positively known
until the court decides.
FACTORIAS EVERYWHERl
Hampton C. H. is to ?iave J
cotton factory, $35,000 have|
been already subscribed.
Chesterfield is to have a cotton
factory. The scheme there is to I
put the shares at $50 each, and
pay monthly instalments of $1
each until the $50 are paid.
A month ago there were com
paratively few people in Cheraw
who believed that we could get up
enough stock to build a cotton
factory here. These people now
see their error. You never know |
what you can do until you try.
Cheraw Reporter.
Ground has been broken by the j
Charlotte Cotton Mills for an v
portant extension to its plant.
The Mills now make yarns alone,
but hi the future will weave as well
as spin. An additional building |
will be erected and equipped with
big looms. The matter has been
taken up very quietly and more
headway has been made than
could well be imagined in so short
a time. . The foundations for the
buildings are now being dug out
and the machinery has all been
I ordered. It is expected that the
?entire equipment bf 150 looms
will be running in the next 90
days.
Charlotte keeps moving all the j
time in manufacturies.
Less than two years ago the |
Gingham Mill was built and
I equipped with 240 looms. A year
I later the Atherton Mill was built j
and put to w?rk on fine yarns,
leadnig out on new lines of finer
goods in the South. Still later,
fand less than six months ago,
the Gingham Mill makes an im
portant extension and is now set
ting up 260 new looms making its
[ entire number 500. Then, before
this work is completed, the
Charlotte Cotton Mills are found j
to have periected all their arange
ments purchased machinery and
have in process of construction an
inportant extension, consisting of |
new buildings, new machinery and j
the employment of more labor.
The new looms will be run on
white cloth and employment will
be given to 65 or 100 people, mostly
white goods weavers.
The contracts for almost all the
machinery were placed right here
in Charlotte.
Charlotte loves the kind of men
who make two blades of grass grow
where only one grew before. Good
for D. M. Oates, of the Charlotte
Cotton Mills, and good for R. H.
Jordan, of the Gingham Mills.- {
As indicated in a recent com
munication from this correspon
dent, Capt. W. A. Courtenay'
visit here was one of important |
business. The water power on
Little river, some four miles east
of herc and belonging to J.
Cary, has been recognized as
fins site for a cotton mill and
Captain Courtenay'a visit here
was to investigate and if pleased
to invest. He was highly pleased
and right away the preliminary
steps ware taken toward the
organization of a company with a
eapital of $15,000 to build
factory. Nearly the whole amount
was taken at once.-Easley Demo
crat.
The Three C'S.
Rock Hi;l Herald.
It is been learned .for about the
forty-seventh time that there is a )
strong probability of the early
completion of the Charleston,
Cincinnati and Chicago Railroad.
It is said a syndicate has been
formed for that purpose, and al
definite offer been made to the)
present owners of the company's
securities, chief among whom
are the Finance Company of
Philadelphia. The offer made to
the Finance Company is said to
have been accepted at a meeting of
the board of directors, held in
Philadelphia, and a similar offer j
will be considered by the directors |
of the Investment Company with
in a few days. The terms of the
proposition have not yet been
made public, but it is said to be a |
very favorable one for the security
holders.
The scheme is understood 'o in
clude the formation of a new cora- j
pany to complete the road, th?
capital for this purpose to be fur
nished by Ihe syndicate. The
names of those who comprise the
syndicate have not been given,but
a number of them are said to be
Southerners, with large interests
in the area which the Three C's
when completed will traverse.
Old Gravely-"If you do not
care to be my wife, perhaps the
prospect of being a rich widow j
might tempt you." Minnie
(eagerly)-Oh. Mr. Gravely, |if I
were only sure I could trust you !
-Detroit Free Press.
Bills of Sale and Mortgages of
personal and real estate for sale at
the ADVERTISER office.
Buy your Straw Hats-cheap this
season-from J. M. Cobb.
WAR DT WASHINGTON. J
Personal Altercation Between J.
U Tillman and N. G. Gonzales
Special Dispatch to The Columbia Journal.
WASHINGTON, D. C., April 13.
The question of veracity at issue
in the Columbia State and
Evening Journal between N . G
Gonzales and J. H. Tillman nearly
terminated in a personal difficulty
between these gentlemen on the
arrival of the South Carolina pa
pflrs at the Metropolitan Hotel
this morning.
Tillman was standing in the
lobby of the ho toi conversing with
E. Brooks Sligh and myself when
a copy of the State was banded
him containing the article by
Gonzales, in which he stated that
the communication sent by Mr.
Tillman to The Evening Journal
some days since was false. Till
man, after reading this, looked
around and seeing Gonzales, ap
proached him saying :
"Read that now. I desire to
know if you mean to say I am a
liar."
Mr. Gonzales, after reading the
article, replied: "My language
refers to the original author of
the statement you sent to The
Journal."
An excited conversation ensued,
all of which I could not fully un
derstand, which attracted the at
tention of a large number of South
Carolinians at this hotel and
others, whereupon the gentlemen
discontinued their talk, Gonzales
going out on the side walk and
Tillman remaining in the lobby.
I informed Tillman that Gon
zales asked me some evenings ago
to tell Tillman for him that he
(Tillman) bad lied in his state
ment sent to The Journal relative
to Gonzales' candidacy for office.
Tillman immediately demanded
that I should go with him to i
Gonzales, whereupon Sligh in
terposed an objection to this
course and advised that the mat- j
ter be deferred until such time
that the whole affair could be'
carefully considered with the hope
of a satisfactory adjustment.
Tillman reluctantly acquiesced
in this proposition, but quickly
changed his "mind, when at that
moment, Gonzales re-entered the
lobby. He angriiy approached
Gonzalos and said: "Sir. Mr.
Gillespie iuforms'me that you au
thorized him to say for you that I j
lied in my dispatch to The Journ al.
What have you to say?',
Gonzales replied: "I do not
care to discuss the matter here,"
and walked away. Mr. Tillman
t^K&MVh?i*~iT "amT settle* if |
here or anywhere else you may
mention."
Mr. Gonzales paid no attention,
but continued to walk rapidly on
toward the office. In view of the
fact that the affair will go to the
press, I was requested by Mr.
Tillman to give my version of j
what transpired between him and j
Gonzales, and the above is exactly j
what I saw and heard.
I desiie to say that I am quite
friendly with both of these gentle
men and esteem them highly, and
sincerely trust that there will be
no serious results from what has
occurred, and that the matter will
be dropped and be considered as
an honest misunderstanding of
the matter.
THOMAS D. GILLESPIE.
EDITOR GONZALES' VERSION.
WASHINGTON, April 13.-[Special
to the Columbia State.]-Jim Till
man met Editor Gonzales at the
news stand in the Metropolitan
Hotel this morning, and asked
him if his dispatch meant to say
lie lied. Mr. Gonzales replied,
"I meant to say whoever made
that charge lied." Mr. Tillman
said he hadn't asserted it ; he only
said it was reported ; that he got
it from some one in the State De
partment. Mr. Gonzales asked
his name, Mr. Tillman refused to
give it. After some further talk, |
Tillman said : "I see you say you
don't care to dignify me by notice."
Mr. Gonzles said: "Yes, and I
speak now simply because you
bring it up directly."
A friend of Mr. Gonzales came
up and beckoned Gonzales out of |
the hotel on another matter. As he i
was about to leave. Mr. Tillman
said : "I do not care to dignify j
your statement by inquiring at the
State Department." Mr. ^Gonzales
replied : you should have tried to
dignify your report by proving it
true. " Mr. Gonzales, going out
said: "The story is an infernal
lie."
Presently Mr. Gonzales re
entered the hotel. Mr. Tillman
met him, and wanted to say a few
words. Gonzales said he .didn't
want to discuss anything with j
him. Tillman said: ''Gillespie
(Tom) tells me you say I'm a liar.
Did you say it?" Gonzales replied,
"This is not the place to discuss
that question," and went to the;
barber shop. When she .came out j
Mr, Tillman was not visible.
95 cents on the dollar will
be paid for school checks at the
ADVERTISER office, provided you
area subscriber to the paper, or J
become a subscriber when you
bring in your check.
I We Must Relearn .Our Plcdg?s.
Atlanta Constitution.
.The Augusta Chronicle hits the
nail squarely on the head when it
says that the contiuance of the
democrats in power beyond the
present adrninstration depends
upon their honest compliance
with the party's pledges.
As our contemporary puts it,
the democratic party triumphed
in the recent election because of
its pledges to the people. It is
now in the control of the gov
.rment. If its promises are not
made good the people will hold
the party responsible, and the
party will hold the administration
to a strict account. The national
contest was won on the financial
and tariff pl auks of our platform,
and a democratic congress is iu
duty beund to pass such laws as
will enable the president to put
these reforms into practical opera
tion.
Noihing could be truer than
these timely words of admonition.
They come from an old and in
fluential democratic newspaper
which did more thau any other
agency to say tho tenth district
from being captured by the third
party.
The Chronicle's views are
exactly in line with The Constitu
tion's repeated utterances. The
adminstration must fully redeem
the promises of our platform, and
carry out the financial and tariff
reforms to which it stands pledged.
It must do this or stand before
the democratic party and the peo
ple in the positiou of a man who
has violated his solemn promise
to his neighbors. Broken pledgns
discredit rai individual, and it is
the same way wilh an administra
tion.
This is the situation. It is all
nonsense to talk about Ihr* speedy
dissolution r of the republican
party. That party will lose or
gain strength in proportion to our
fidelity or lack of fidelity to our
platform. A trimming, hedging
policy on the part of the new ad
ministration in financial and
tariff matters would rehabilitate
the republicans or build up the
third party.
A Brilliant Meteor.
A special from Williamston to
The State under date of last Satur
day, gives the following descrip
tion of a brilliant mateor that wai
seen here and all over the State :
Persons who were out of doors
here at half past 9 o'clock last
night witnessed an interesting and
surpassing'bril 1 iancy and beauty"
passed from the zenith to. the
northwestern horizon, occupying
about thirty seconds in its fight.
The effect produced upon observers
was appalling and aweinspiring.
The first intimation of the phe
nomenon was the sudden illumina
tion of earth and sky the light
approaching that of the noonday
sun. As it gradually and majest
ically swept the the sky it changed
color at every'moment, assuming
almost all the colors of tha rain
bow, and casting off dazzling
scintilations from start to finish.
Just before reaching the horizon
it burst into a myriad of fiery
fragments and was gone. About a
minute after its disappearance j
deep intonations were heard in
the northwest. Persons in doors
thought it was sheet lightning
with thunder in the distance.
Subscribe to the Edgefield AD
VERTISER.
Jack and Jennet.
AFINE Jennet, and eight months
old Jack, for sale.
A. R. NICHOLSON,
Edgefleld C. H., S. C.
Sunday School Notice.
DELEGATES and Pastors, who in
tend to atteud the Edgefleld
County Interdenominational Sunday
School Convention which convenes at
Bethlehem, May 4th and 5tb, will please
forward their names to the under
signed at once.
B. \V. -RUSHTON,
.Johnston, S. C.
Notice.
TF THERE is a Survivor of the
1 Florida-Seminole war, who knew
Corporal Lewis Hill of Capt. Hibblers
Company, S. C. V., he will confer a
favor upon the widow and children of
the said Lewis Hill by writing to the
undersigned.
J. B. BURCKHALTER,
Attorney at Law,
Barnwell, S. 0.
Fresh Meats.
Beef, Port, Saas? Mallee,
Always on hand at my market,
next to Mr. D. T. Grice's Livery
Stables.
Patronage of the public sol ici ted.
Fair and square dealing in my
motto. '
W. A. LIVINGSTON.
Information Wanted.
IF there is any poF^on now Jiving in
the county or State who was present
and witnessed the marriage of Lewis
Culbreath and Rebeooa Maguire on the
??th day of November, LS42, by James
F. Patterson, neur Richardson vii Ic, or
has any knowledge of said marriage
beor she will confer a favor by ad
dressing the.widow.
REBECCA CULBREATH,
Peachtree Park,
Fulton county, Ga.
CLOTHING,
SHOES, HATS,
Hests' Fnr?ig (roods.
We are now ready with our Spring
line of CLOTHING, SHOES, HATS,
I and GENTS' FURNISHING GOODS.
We have the best and most complete
line of Clothing that we have ever)
shown, consisting of
EDGEFIELD, S, C.
Medical Card.
To whom it may concern-regardless
of color, race, or previous Condition
of servitude:
TO yon who never intend to pay,
come up like men and get your
notes, and I will give you a full and
elear receipt, without money and with
out price.
To you who intend to pay, call on
me on or before the 1st day of May.
By so doing you will save costs.
I return thanks for past patronage,
[ and ask foi a continuance of the same.
Diseases of women and children, and
chronic diseases a specialty.
My services at all times will be ren
dered to poor widows and orphan
children free of charge.
T.nvrATT\rne o- \r T~>
,1
Our Clothing is remarkably cheap, ||
considering quality of goods, flt and
I finish.
? HT O E ?.
We carry everything in Shoes that
is desired. We are selling Bay State
Shoes, which everybody knows to be
good. We also carry a full line of I j
Hamilton Brown Shoes, that will give
perfect satisfaction. We ask the ladies
to call and see our immense stock of
beautiful SLIPPERS, which we are
selling very reasonable.
H A. T ?.
All the latest styles in FELT and
STRAW, which we are selling cheaper I
than can be bought in large cities.
SHIRTS.
Large assortment of NEGLIGEE
SHIRTS from 25? to very elegant
ones. A good WHITE SHIRT for
50,0. Also, beautiful PLAITED BOSOM
DRESS SHIRTS very cheap.
We carry a complete line of COL
LARS and CUFFS in the latest styles.
Neckwear.
Our. stock of NECKWEAR is un
questionably the nicest and cheapest
line we have ever shown. Beautiful
four-in-hand Ties for 25?. Windsor
Ties from 5? cents to 50?.
SUSPENDERS .
We sell the Harris Wire Buckle Sus
penders, one of the best that is made.
UNDER VESTS, Etc.
A large line of Summer Under Vests,
Hosiery, Gloves, Handkerchiefs, and
in fact everything a man wan
All we ask of our fr?en'' co give
us a call. We will be gi show you
our stock, knowing t' ecan save
you money.
Plantation for Sale.
IOFFER for sale my plantation five j
miles north of Edgefield-half in
virgin forest.
There are 450 acres in the tract, of
which about 150 acres are Turkey
Creek bottoms, fine for corn.
A comfortable dwelling house on the
place, with barn, stables, blacksmith
shop, gin, store-house, and five or six
tenant houses.
Will sell as a whole, or cut up into
tracts to suit purchasers.
A. R. NICHOLSON,
Edgefield, S. C.
T8 9 3 !" !
Headquarters
ii
CIG-AI^S, ETC.
JAS. M. COBB is the manufac
turer's agent for the best and cheap
est line of TOBACCO on the
narket. Examine his prices.
Special prices given by the box in
LO, 20 and 40 lb. lots.
J. M. Cobb.
GEO. B. LAKE?
RE/?L ESTATE
- AND -
ITSURANeEAe'T,
Office over Bani of Edgefield.
SFI& Siper Millinery.
lave just oponed a slock of
beaiful Spring and Summer
Milnery nt tho old stand, Mr. W.
IT. Amer's s.toro; whore I will be
pleed to seo my friends and ibo
pule. ?fy stock consists pf all
kincof Millinery goods, pattern
Hat.and Novelties, The most
BMP! Lawn Hats,
IDA COVAR.
61
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Mer Erato ly ?ntted States
CJNITED STATES OF AMERICA
DISTRICT OF SOUTH CAROLINA.
In the Circuit Court.
BY virtue of an Execution issuingout
of the United States Circuit Court
for the District of South Carolina, in
;he cause entitled, "The D. ?.* Tomp
kins Company, Plaintiff, against The
Edgefleld Ginning, Milling, and Fer
tilizer Company, Defendant," and to
ne directed, I have levied upon and
?viii sell at public auction to the high
est bidder, in front of the Court House
it Edgefleld, Qouth Carolina, on Mon
iay, the il . day of May, 1893, at
Ll o'clock in "ne forenoon of said day,
the following described property, to
wit:
All that piece, parcel, or lot of land
situate, lying, and being in the District
3f South Carolina and in the town of
Edgefleld, containing three acres,
more or less, bounded on the north, by
Norris Avenue Street; on the east, by
lot of Mrs. D. R. Durisoe, Sylvia
riiomas, and others; or. south and
svest, by lands of Dr. J. XV. Hill. And
ill the buildings and machinery ap
pertaining to said Company situate
thereon. The following is a descrip
tion of the property on said lot :
Buildings and machinery : three
engines, one 100-horse power, one 65
horse power, and one >rse power;
two boilers, 90-horse . wer each. And
all the machinery used in the manu
facture of cotton seed oil, ginning, and
milling machinery. Also a lot of cot
ton seed, about 200 bushels in one of
the buildings on said premises.
Plant is fitted up throughout with
the most modern machinery (diversi
fied power) and appurtenances for the
manufacture of cotton seed oil and for
ginning cotton.
Capacity of oil mill* thirty tons
daily. Capacity of ginnery, sixty bales
tinily.
Buildings are of slow burning con
struction. Electric lights, with auto
matic sprinklers throughout.
TERMS : Cash.
G. I. CUNNINGHAM,
U. S. Marshal.
April 8, 189?.
Padgett Pays the Freight !
A lanie illustrated Catalogue show
ing hundreds .if ?tcHitritii of Furniture.
Stoves ami Raby Carriages will be
malled tree. If you mention till?
paper. I will sell you KCRXlTCRK,
ctr., just as cheap ai you can buy
them ia large cities, and pay the
freight to your depot. ,?\
Here are a few samples:
A No. 7Hat topCooklug Stove with
20 cooking utensils, delivered to any
depot, for? Vt 00
A 5-hole Coolatie Hange with 20
cooking utensils, delivered to any
depot, ror I WOO.
A lurxe line of Stove? In propor
tion. Special agent for Charter Ouk
stoves.
A nice Parlor suit, upholstered In
good plush, fashionable colors, de
livered any where for $30.00. A large
line of i'urlor Suits to select Irom.
A Bedroom Kult, large glass, big
bedstead, enclosed washstand, full
suit 9 pleoeu; chairs have cane seats,
delivered any where for $22 00.
Other Suits both cheaper and more
expensive.
2o yds. of yd.-wide Carpet for tl 50.
1 pair Not lingham Lace Curtains,
pole, 2 chains, 2 hooks, 10 pins, all
for $100.
A nice Window Shade, 7 ft. long, 3
ft. wide, on spring rollers.wlth fringe
lor 50 cents.
No freight paid on Shades and Cur
tains unless ordered In connection
with other goods. Q
Send for Catalogue. Address
. Jw. IT. PADGETT,
80S Broad Street, Augusta, Ga. j
Master's Sale.
'ATE OF SOUTH CAROLIN
COUNTY OF EDGEFIELD.
Court Common Pleas.
SSE R. TIMMER M AX, Plaintiff,
against
UREXOE E. KREPS, Defendant.
URSUAXT to the judgment of fore
closure In this case, f will offer for
B at public outcry before the court
ise, town of Edgefield, and State nf
ith Carolina, on salesday in
y, 1893, (being the 1st day of said
nth) between the legal hours of
?, the following described mort
red premises, to wit :
, All that piece, parcel, or tract of
d in the said County of Edgefield,
I State aforesaid, containing one
idred (100) acres, more or less, and
tided MS follows: On the north, by
ils of David Smith; on the south,
lands of the estate pl .lohn Gog
s','on the east, hy lands of F. I*.
?th; and on the west, joy lands of
esf'nte' of Jp?ijl \VI:e?l/?r and' J. R.
th in Oplemau Township.
KU??; Cas}),
urclwser to pay for pa pe PK,
W. F. ROATH,
Master E. C.
IV
-THE
Union mutual Life Insurance Company,
OE EO^TLA-ItSrX), IlVC-AIlsTE.
?ncorporatedr, 1848,
Its Policies are the Most Liberal Now Offered
to the Public
Is the only existing Company whose policies arc, o: can bo subject to the
MAINE NON-FORFEITURE LAW.
WHAT IT IS.
Tho Maine Non-Forfeiture law protects policies from forfeiture
by reason of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure <o pay any subsequent
premiums shall not forfeit a policy, but it shall continue in force for
itr 'ill amount until the reserve (less a small surrender charge) upon
the policy is exhausted.
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its T. Purity. Beginning
with a small portion of the first premium, it is increased each yearby
the addition of each subsequent premium, and grows larger year by
year, until, at maturity, it oxactly equals the face of the policy. When
a policy is discontinued therefore, there is in the hands of tho Com
pany a reserve, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in force until the })olicy
holder receives an equivalent for it in extended insurance.
How IT WORKS.
If a person, aged 35, pays three years' premiums upon a twenty
payment Life policy and then discontinuos payment, the policy will
be continued 4 years and 257 days longer; if he pays five premiums,
and then discontinues, the insurance will continue 7 years and 357
days longer.
If the policy is a twenty year endowment, same age, three years'
payments will give an extension of 8 years and 150days; five years'
payment 13 years, 300 days. If the policy is a 15 Year Endowment,
($1,000) same age, three years' payments will secure insurance to the
end of the endowment period and $13.6S in cash if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592.17 in cash.
These extensions vary with tho age of the insured, the class of
policy, and the number of payments made; they are stated in each
policy, in years and days, for each number of payments, so that, the
policy-holder knows ata glance exactly what he is entitled to if he
./Jicn/-?nf?niioc.Kio i>?vjj*wm-?ta. ut Jilly T1H1?. .
Wha
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law, aggregating in sums insured moro than Four
Hundred Thousand Dollars.
In every case there had hoon a default in 'he payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in cachease was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
0?
on
WITH: PAID-UP VALUES.
It is tho custom of many companies to provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without tho option of extension. This was tho practico
of the Union Mutual before the Maine Xon-Forfeiture Law was en
acted, but it now substitutes for paid-up values the more advantage
ous plan of extended insurance. The objection to tho paid-up system
is that the amount of paid-up insurance which is given upon the dis
continuance of payments upon a policy, unless it has boen in force a
*reat many years, is insignificant, and of little or no value as protec
;ion; and it leaves the insured who ceases payment without adequate
nsurance at tho very time ho needs it tho most.
The great advantage of the extended insurance afforded by the
blaine Law over the most liberal paid-up system is strikingly shown by
lie following comparison, and it will bo observed that tho paid-up
ralue is insignificant, in comparison with the amount actually paid by
he Union Mutual. The result of two hundred and twelve policies
rae this:
f the insured had received paid-up policies instead of ex
tended insurance, thc Company would have had to
pay in settlement of tho claims only. $9S,197.50
Hiereas, in fact, it did pay under tho Maine Law, $418,344.77
?aking a difference in favor of the beneficiaries under Two
Hundred and Twelve policiei of $320,147.28
The policies are free from ?//restrictions, and incontestible after
D NE YEAR.
A grace of one month is given in the payment of premiums.
For further information call on, or address,
lanager for South Carolina,
Offiee, No, 1, Advertiser Building,