Edgefield advertiser. (Edgefield, S.C.) 1836-current, April 06, 1893, Image 4
Edgefield Advertiser
CHOS. J. ADAMS, .... . EDITOR
THUE^DAY, ATRIL 6,1893.
Clemson College gets a big lift
in the privilege tax. $45,000 has
been paid in airead to the State,
all of which goes to Clemson.
A Washington special say : "To
day a quarantine official and a
member of the health board from
New York were here in consulta
tion with government officials in
regard to the prospects of cholera
in the country the coming summer.
Their statements were full of
bloomy forebodings. They believe
the appearance of the cholera is
almost inevitable, and for various
reasons they fear that it will be
widespread and disastrous in its
results so that every human effort
that can be put forth by the gov
ernment and the people to prevent
its spread or lessen its destructive
efferts should be* put in play."
GOOD NEWS.
As we go to press we clip the
following encouraging telegram,
anent the railroad cases, from the
Columbia Journal ;
I have just interviewed Tucker
and he looks unusually happy.
He said : "Tell the good people of
South Carolina I propose to make
this case the effort of my life, and
I intend to win it. I never went
into the court room with taore
confidence of success. It looks
very much like the fight is going
to be decided in favor of the
State."
CONFEDERATE SURVIVORS.
The meeting of the old veterans
on last Monday, salesday, was per
haps the largest, and certainly the
most enthusiastic, of any yet held,
and at this meeting the details of j
the permanent organization were
gone into and fully perfected. The
>r>- association was called to order by
President L. P. Harling-who pre
sided with his usual diguity and
courtesy-at ll a. m.
. In the absence of Chaplain Meal
ing, Capt. Geo. B. Lake opened the
proceedings with prayer to the I
throne of divine grace a meet and |
proper offeratory from those who
had passed through many dangers
of field/nd hospital and survived
Ithe^ul.
.The minutes of the last meeting
were read and confirmed after
V which a motion to raise a voluntary;
contribution to defray expenses
was : passed. This met with/a
prompt, arid generous'fesponse
' from all present. .
The following survivors were ap
pointed . township lieutenants:
Blocker, N D Timmerman; Cole
man, S T Edwards; Collins, W L
Holmes; Collier,L J Miller; Coop
er, J R Wright; Dean, F P John
son; Germanville, E J Goggans;
Gray, J M Rambo; Gregg, A J
Ho?pe; Hi bier, G E Dorn ; Huiet,
J B Suddath; Meriwether, H E
Mealing; Mobley, J H Edwards;
Moss, R B Hughes; Norris, W W
Helston; Pickens, G B Lake;
Ryan, S E Freeland; Shaw, J B
Courtney; Talbert, E. C. Winn;
Washington. E G Morgan; Wise,
A S Swearengin ; Ward, Dr W H
Timmerman.
The survivors are earnestly re
quested to give all the assistance
possible to the lieutenants of their
respective townships in completing
and perfecting the company rolls.
The following, offered by Capt.
Geo. B. Lake was unanimously
adopted :
Resolved, That we herewith ex
press our delight that President
Cleveland has given an appoint
ment of honor to the ranking sur
vivor of South Carolina, that
grand old man, Wade Hampton.
The following is the duly elected
Executive Committee: Capt. Geo.
B. Lake, Capt. W. S. Alien. Capt.
J. H. Brooks, S. E. Freeland, Col.
R. B. Watson, Hon. W. H. Yeldell.
The meeting then adjourned to
meet on the first Monday in Au
gust.
Meat Comes Down.
CHICAGO, April 1.-The great
provision deal on [the board of
trade, which for twelve months
has kept the price of pork, lard
and ribs under the domination of
two firms, was loosened up to-day.
Cudahh and Fairbanks, who have
since March, 1892, been in com
mand of the provision market,
have abdicated. They are satisfied
seemingly, with the $3,000,000
which they are said to have cleared
upon their twelve months7 manipu
lation.
The markets for provisions to
day, without the support which
those firms have been in the habit
of giving them, were extremely
weak. There was a drop of $1 per
barrel in pork and $1 per 100
pounds in lard. When the crowd
saw that hog meats were aban
doned by their late supporters
there was a general rush to unload
resulting in the heavy decline
referred io. The big drop in the
price of provisions was the prin
cipal feature in the markets to-day.
Everything else was similarly
affected, but at a less depressing
extent than the provision deal.
I TILLMAN GOES WESTWARD. J
He And Mr. .Traxler Off To
Visit Liquor Concerns.
Columbia State.
It has been kept very quiet aud
nothing has been said about it,
but all the same Governor Tillman
will leave the city and th J State )
this morning on an extended
western tour, which will cause him
to absent himself from the city
for something over a week, or j
perhaps ten days.
He is to be accompanied by
State Liquor Commissioner
Traxler, and they are going away
! on business connected with the
I R?parations for the opening of
the great State Dispensary- The
Governor said when asked about
his trip yesterday afternoon that
he and Mr. Traxler would leave
the city this morning. He states
! that they will visit Cincinnati and
other western cities. They are
going he says, to confer with the
great brewers and whiskey man
ufactures to see about the selection
of the stock for the big Stat e bar
room. They are also going on to
examine all kinds of bottling,
I washing and labelling machinery
with the intention of securing for
! use in the Dispensary the most
improved styles.
The Governor says they expect to I
I accomphh a great deal by their
visit and learn much about the j
management of such an immense
I liquor busipess as the State pro
poses to carry on. -
Mr. Traxler will return to the
[ city this morning and he and the
Governor will leave at once.
This ?B perhaps the first time I
that a Governor of any States has |
[ever gone on such a mission.
The Governor when asked said
that he did did not have the
slighest idea that anything would
I come out of the determination of
the liquor mer/ to fight the Dis
pensary, and their assertion that
they would be found open after
the day fixed by law for the Dis
pensrry law togo into active opera
tion. He said he was .there to see j
that the law was carried out ac
cording to the provisions, and
the opposition of the liquor men
was not worrying him in^he least.
The Governor says that the
j stand taken by the liquor men
that those who had paid their $100
to the county treasurers, and
secured licenses from the cities
land town to carry on a liquor
business for a year, such licenses
being secnred. prior ' to the time
that the law--au they claim-.:
could have become operative", can
not possibly hold good and it will
never be so decided. He gives his
reasons for. this, but does not care
to make them public. The Gov
I ernor certainty has no fear what
ever of any barrooms remaining
[open after the last day of Juno
I next.
He says the preparations for the
opening of the ^Dispensary will be
pushed energetically, and the time
for the opening wilLwfind every
thing in readiness. He and Mr.
Mr. Traxler have given expilicit
instructions in regard to -the im
provements on the Agricultural
I Hall and they will carried be out in
their absence.
The people of Columbia are
watching the preparations and the
status of the fight of the liquor
men with the greatest interest.
The outcome will be more in
teresting still.
When the Governor returns the
meeting of the State Board of
I Control will doubtless be called
at once, and the .county boards of
control throughout the State
will be appointed. Then they will
[organize and will proceed with the
[ selection of the county dispensers,
[ so that arrangements can proceed
j for the opening of the county Dis
pensaries, where petitions are
presented for their establishment.
"The Father Of Batesburg."
BATESBURG. April 2'-Mr.
Loderick Heartly, one of the
landmarks of the town, died at his
residence here yesterday, aged
seventyeight years. Having always
lived in the community in which he
was born, he was [known and re
pec ted by al l?In his deathrates burg
bas lost ene of her most liberal
and progressive citizens. He was
ever ready to contribute liberally
to any enterprise intended to
promote the interests of his town
or church. He might well be
called the father of Batesburg.
Being a man of iron will and
constitution, and energetic dis
position., Mr. Hartley has always
led an active life, and has
accumulated valuable property.
He was one of the veterans of
the Florida war and a life mem
ber of the Baptist church. He
was burfed in the cemetery to-day.
"Beauty" may be ''only skin
deep;" but tbe secret of a beauti
ful skin is pure blood. Those
coarse, rough, pimply complexions
may, in most eases., be rendered
soft, smooth, and fair by the
persevering and systematic use of,
Ayer's Saraparilla. 1
The Bees Won tue Fight*
Thc Richmod Dispach.
RALEIGH. N. C., March 10.
News reached here co-day of a
remarkable fight in Cleveland
county, near the South Carolina
line. Two men, named Trout and
Hutchins, were removing a
a beehive, about which they had
wrapped a cloth. Two men named
McDaniel met them,and a quarrel
and fight followed. Hutchins
stripped the cloth from the hive,
and placing it over his head held
the hive in front as he advanced
toword the McDaniels. Bees poured
out and savagely attacked the
latter who had to retreat. One of
them * shot Hutchins in the
shoulder, but he advanced with his
novel Gatling gun, and sided by
the bees drove the McDaniels over
the line into South Carolina.
To Change the Coat pf Arms.
Columbia Journal.
Governor Tillman expects to
have a correct cut of the coat of
arms of South Carolina made
eitflSr in by oil painting or an
engraving.
H? wants the figure of the man
on the left to bear the face of
General * Moultrie of Revolu
tionary fame,and the female figure
oh the right to be the likeness
of tome Revolutionary heroine
who deserves this honor.
He wrote to the Hon. W. A.
Courtenay, of Charlesteu, to-day
asking where he could obtain a
picture of General Moultrie and
for any suggestion Mr. Courteney
could suggest.
It is possible that all three of the
female figures will be made like
nesses of heroines yet to be decided
upon.
A Cure for Hog Disease.
Joel Smith, a farmer who lives
about ten miles from Waycross,
Ga., has discovered a simple and
successful remedy for diseases of
all kinds among hogs. Previous to
the discovery of this remedy Mr.
Smith lost a large number of hogs
from the cholera. The farmers will
appreciate the remedy.
The remVdy is ball potash. The
food is put in a trough and tho
potash is mixed thoroughly with
the food. One" ball of potash is
sufficient for fifty hogs. The dose
is repeated about once every two
months. ' The hogs are slow to eat
the mixture at first, but they soon
learn to eat it
Since Mr. Smith has been
treating his hogs with the above
named remedy there has been no
sickness among ?.them. The hogs
belonging to his neighbors have
died from cholera and his hogs '
remained in healthy ^ondition.
Several fanners h?vffViri&d" i?f.
Smith's remedy and found the
result gratifying.
Rupture of Intestines Caused by
a Tapeworm.
In a recent, number of the New
York Medical Journal, Dr. Fayette
Dunlap describes a case of resec
tion of the small intestine for rup
ture caused by a tapeworm. When
he saw the patient he believed that
there was an ectopic gestation with
ruptured sac. On the abdomen
being opened the pelvis was seen
to be filled with recent blood-clot,
and a tapeworm was found pro
truding from a large ragged rup
ture in the small intestine. About
two-thirds of the lumen of the
intestine was gone, the edges were
ragged and gangrenous, but it was
quite evident that there had been
no previous ulceration. The dam
aged part was resected and the
endo united by the" continuous
j su tura after the manner of Lem
bert. Vomiting was continuous
for thirty hours after the opera
tion and only ceased after a large
enema of an ounce each of glycer
ine and sulphate of magnesium
and a quart of hot water. From
the abdomen there was remo/ed
about eight feet of live tapeworm,
and with tho enema there came
away seventeen feet more. Dr.
Dunlap thinks the worm had be
come entangled, and in the effort
to free itself so eroded the wall as
to cause rupture. No antiseptics
were used. The patient made a
good recovery.
The business of Atlanta, Ga,,
is so unprofitable and dull that
expenses, salaries' &c are being
reduced thirtythree per cent. The
reductiod applies to the summer.
j Aiken has been unfortunate of
late io the pay of fires. The bakery
of Karl Hoffman was the last,
with three other buildings. Loss
$3,000.
The gloomy fears and the weari
ness ot soul of which so many
complain, would disappear if the
blood were made more healthy be
fore it-reaches the brain. Ayer's
Sarsaparilla purifies and vitalizes
ihe blood, and thus conduces to
health of body and mind.
Gen. E. Kirby Smith, the last
of our generals, died at Sewauee,
T?nn., on the 28th March. He
died as he lived, bright, strong
and confident in his Christian
faith and hope. It is reported
that his last utterance was:
"Though I walk through the
valley of the shadow of death, I
Ttl}) fear no .evil fqr Thou art
with me."
dubbins: The Official Tree.
Harper's Weekly.
It ie all very nice to eay -that |
the office should seek the man
but these people inow very well
that this isa delusion. You might)
as well say that apples will pick
themselves. The'boys who get the
fruit are those that climb the tree
and shake it. And^that is-'what,
the boys are doing now. They
have rushed to Washington by the
thousands, and those who cannot
climb the tree are clubbingiit. It
is one of the most striking .things
in our quadrennial spectacle Talk
about patriotism! Talk lihout
decay of interest in the govern
ment in a republic 1 Here .ie an
army of men willing to give up
home, occupation (if they have
any(, to assume responsibility, to
endure criticism, in order td serve
their country in any capacity or
incapacity, from holding up the
Washington Monument tlo earning
French in Paris. It is a splendid
ons'et and? exhibition of vitality.
If there happened to be a war, and
this army were uniformed, it would
clean out any hostile government
in the world, office-holders and all.
And the sad part of it is that thsre
are uot half offices enough for 4bis
army; there are ten men club
bing a tree where 4hangs only one
apple.
St Louis gets $2.09 for, every
telegraphy pole standing on the |
streets ef that city.
The Duke of Norfolk sent the
Pope of linnie on his jubilee $250,
OOO. _: y
Ornamental characters, are full
of weak spots.
If there were .no charity there
could he no religion..
SWIFT'S SPECIFIC
FOR renovating th*,
entire system, eliminating
all Poisons from the Blood,
whether of scrofulous or
malarial origin, this prep
aration has no equal. . .
uPor eighteen months I had an
eating ?ore on my tongue. J was
treated by test local physicians,
but obtained no relttf; the sort
gradually grew worse. I finally
took S. S. S., and was entirely
cured after using a few bottles!1
SC. B. MCLE?ORB,
Henderson, Tex.
TREATISE on Blood and Sida
1 Diseases mailed foe.
THB SWIFT SMCIFIC CO_
Atlante, GA,
Annual Meeting.
THE Annual Meeting o/ tlie South
Carolina Medical Association will
b?> ?*ki,ir SnHtt?rxApnl If ' ;H.
O. Marcy, of B?ston, will atfaresal the
Association, and the prize offered by
Dr. Joseph Price, of Philadelphia,
for the best essay on "The History of
Surgery in South Carolina will be
awarded.
W. H. WARD1N M.D. Prisident.
W. P. PORCHE? M.D., Secretary.
FAVORITE S|NGK.
$ fin Low
JSmQ <P#!J Ann
Every Machine hai
a drop leaf, fancy cover, two large drawers,
with nickel rings, and full set of Attachments,
equal to any Singer Machine sold from $40 to
$30 by Canvassers. The High Arm Machine !
has a self-setting needle and self-threading
shuttle. A trial in your home before payment '
is asked. Buy direct of the Manufacturers
and save agents' profits besides getting certifi
cates of warrantee for five years. Send for
machine with name of a business man as
reference and we will ship one at once.
CO-OPERATIVE SEWING MACHINE C0"
aol S. Eleventh St., PHILADELPHIA, PA.
?&*WB l'A? TUB MEWUT.-h*. j
, ?_;_:_
1893.
Harper's Bazar.
ILLUSTRATED.
Harper's Bazar is a journal for the
home. It gives the fullest'and latest
information about Fashions, and its
numerous illustrations, Paris designs,
and pattern-sheet supplements are
indispensable alike to the home dress
maker and the professional modiste.
No expense is spared to make its
artistic attractivness of the highest
order. Its bright stories) amusing
comedies, and thoughtful/essays satisfy
ali tastes, and its last page is famous
as a budget of wit and humor. In its
weekly issues everything is included
which is of interest to woman. The
serials for 1893 will he written by
Walter Besant and Edna Lyall.
Christine Terhunr Herrick will fur
nish a practical series, entitled MAt
the Toilet." Grace King. Olive Thorne
Miller, and Candack Wheeler will be
frequent contributors, The Work of
women in the Columbia Exposition
will be fully represented with many
illustrations. T, W, Higginson, in
"Women and Men," will please a culti*
vated audience.
IAKPEK'S PEM?MGAL8*
PER YEAR:
HARPER'S MAGAZINE.$ 4 00
" WEEKLY. 4 00
" BAZAR.......,,,,, 4 00
" YOUNO PEOPLE.. ..... 2 00
Postage Free to ali subscribers in
the United States,Canada, and Mexico.
The Volumes of the Bazar begin
with the first Number for January of
each year, When no time is mentioned
subscriptions will begin with the
Number current at the time of receipt
of order.
Bound Volumes of Harper's Bazar
for three years baok, in peat cloth
binding, will be sent by mail, post
paid, or express, free of expense
(provided the freight does not exceed
one dollar per volume), for $7 00 per
volume.
Cloth Cases for each volume, suita
ble for binding, will be sent by mail,
post-paid, on receipt of $100 each.
Remittances should be made by Post
office Money Order or Draft, to avoid
chance of loss.
Newspapers are not to copy this
advertisement without the express
of Harper & Brothers.
Address: HARPER & BROTHERS.
New York.
SATiE,
Under Execution liy United States
:MLAJRSIE3:.A_XJ.
UNITED STATES OF AMERICA
DISTRICT OF SOUTH CAROLINA.
In the Circuit Court.
BY virtue of an Execution issuing out
of the United States Circuit Court
for the District of South Carolina, rn
the cause entitled, "The D. A.. Tom p
kii)H Company, Plaintiff, against The
Edgefleld Ginning, Milling, and Fer
tilizer Company, Defendant/' and to
me directed, I have levied upon and
will sell at public auction to the high
est bidder, in front of the Court House
at Edgefleld, South Carolina, on Mon
day, the first day of May, 1893, at
ll o'clock in the forenoon of said day,
the following described property, to
wit:
AU that piece, parcel, of lot of land
situate, lying, and being in the District
of South Carolina and in the town of
Edgefleld, containing three acres,
more or less, bounded on the north, by
Norris Avenue Street; on the east, by
lot of Mrs. D. R. Durisoe, Sylvia
Thomas, and others; on south and
west, by lands of Dr. J. W. Hill. A nd
all the buildings and machinery ap
pertaining to said Company situate
thereon. The following ia a descrip
tion of the property on said lot :
Buildings and machinery: three
engines, one 100-horse power, one 65
horse power, and one 5-horse power;
two boilers, 90-horse power each. And
all the machinery used in the manu
facture of cotton seed oil, ginning, and
milling machinery. Also a lot of cot
ton seed, about 200 bushels in one of
the buildings on said premises.
TIBMB : Cash,
G. I. CUNNINGHAM,
U.S. Marshal.
April 3,1893. v
Surins & Sommer Millinery,
I have just opened a ?tock of
beautiful Spring and Summer
Millinery at the old stand, Mr. WV
H. Turner's storey where I will be
pleased to see my friends and the
public. My stock consists of all
kinds of Millinery goods, Pattern
Hals and Novelties. The most
Beautiful Lamil Hals,
IDA COVAR.
Fresh Meats.
Beef, Port, Sansage, Mutton,
Always on hand at my market,
near the depot-old Colgan house.
W. A. LIVINGSTON:
Information Wanted.
IF there is any person now living in
the county or State who was present
and witnessed the marriage of Lew is
Culbreath and Rebecca Maguire on the
6th day of November, 1842, by James
F. Pattersou, near Richardsonville, or
has any knowledge of said marriage
he or she will confer a favor by ad
dressing the widow.
REBECCA CULBREATH,
Peachtree Park, '
Fulton county, Ga.
H. C. PERKINS, 7. AfHACSBR,
President. Manager.
Saw Mill Machinery,
Engines, Boiler,..
Founders & Machinists.
Georgia
liioi) Mortis,
AUGUSTA, GA.
Correspondence
Solicited.
GEO. B, LAKE
REAL EST#T]
IN8HHAN6EA6T,
Qi
School Examination.
ON Friday and Saturday, the 21st and
22nd of April, proximo, the Board
of Schoo! Examiners for Edgefleld
county will meet at Edgefleld C. H.,
for the purpose of examining appli
cants to teach in the public schools of
the county. Friday will be devoted to
the whites and Saturday to the colored
applicants.
M. B. DAVENPORT,
S. C. E. C.
Subscribe to the Edgefield AD
VERTISES.
Padgett Pays the Freight !
A larg* illustrated CaUlonue show
ing hundred* .if desi sim of Furniture.
Stoves and Baby Carriages will be
mulled free. If you ?neulion this
paper. I will seU you FUR*.Tran,
etc., Just ?ts cheap nt? yuu can buy
them lu large cities, and pay the
freight to your depot. ,j
llore ar?? u few ?amples: *?
A No "flat lop Cooking ?love with
20 cooking uU>n?lls, delivered to any
depot, for $U 00
A 5-hole L'ooKiug Range with 20
cooking ut*!!nils, delivered to any
dei>ot. for |l:iiiu.
A large line of Stoves in propor
llon. Special agent for Charter Oak
Stoves1.
A nice Parlor suit, upholstered In
stood plush, fashionable colors, de
llvirvd anywhere for 180.00. A large
Hue of Parlor Suits to select Jrom. .
A Bedroom Suit, large glass, big
bedstead, enclosed washstand, full
suit ft pieces; elmira have cane seats,
delivered anywhere for?22 00.
Other Suits both cheaper und more
expensive.
25 yds. of yd.-wldo Carpet for 17 50.
1 pair Nottingham Irftco Curtalna,
polc, 2 chains, 2 hooks, 10 pins, all
for ll 00.
A nice Window Shade, 7 ft. long, 3
ft. wide, on spring rollers.wlth fringe
tor 50 cents. , _
No freight paid on Shades and Cur
tains Union? ordered In connection
with other goods. Ca
Send for Catalogue. Address
U. IT. PADGETT,
1805 Broad Street, Augusta, Ga.j
. THE GREAT
EIL and FEVER
?CURE.
Tile River Swamp
IS A CERTAIN CURE FOR
Price 50 cents ana $1.00 Per Bottle.
, Dumb Chills,
ii i 11s and Feyer,
Chronic Chills,
Also a PREVENTIVE of all the
troubles. The remedy is simple and
harmless contains no arsenic or poison
ous drug. In ail cases of debility and
loss of appetite from malarial poison
ing the use of this wonderful remedy
works wonders.
Ask for the River Swamp Chill
and Fever Cure and take no other.
Sold by all country stores.
LA. GABDELLE, DmggiSt,
Proprietor & Manuf'r,
18 9 3!
Headquarters
Ciiewi&oil?S?Toi)?,
JA8, M, CO?? is the manufac
turer's agent for fte bestand pfceapr
est HRS Of TQSAp?Q on the
market. Examine hjs prices.
Special prices giyep by the bo* in
10, 20 and 401b, lots, "
J. M. Cobb.
Work the Roads.
ALL road-overseers are hereby di
rected to order out t heir hands and
put their respective roads in good con
dition, as prescribed by law, before
April 15th next.
Lumbermen must not deliver lumber
on roads except on order of proper
authorities.
.I.A. Will Ti.,
1). W. PA DGETT,
J. W. BANKS'
C. C. E. C.
-THE
Union Mutual Life Insurance Company,
Incorporated, 1848.
Its Policies are the Most Liberal Now Offered
to the Public.
Is I he only exist ing Company whose policies are, o: can be subject to the
MAINE NON-FORFEIT URE LAW. U
\ . ... , _ ' ' %
WHAT IT IS.
i
The Maine Non-Forfeiture law protects policies from forfeiture
by reason of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
premiums shall not forfeit s. policy, but it shall continue in force for
its full araoun.t until the reserve (less a small surrender charge) upon
the policy is exhausted.
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its maturity. Beginning
with a small portion of the first premium, it is increased each year by
the addition of each subsequent premium, and grows larger year by
year, until, at maturity, it axactly equals the face of the policy. When
a policy iSidiscontiuued therefore, there is in the hands of th? Com
pany a reservo, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in force until the policy
holder receives an equivalent for it in extended insurance.
How IT WORKS.
If a person, aged 35, pays throe years' premiums upon a twenty
payment Life policy and then discontinues payment, the policy will
be continued.4 years and 257 days longer; if he pay? five premiums,
and then discontinues, the insurance will continue 7 years and 357
days longer. -v
If the polices a twenty year endowment, same age, three years'
payments will give^an extension of 8 years and 150 days ; five years'
payment 13 years, 380 days. If the policy is a 15 Year Endowment,
($1,000) same age, thrta^ars' payments will secure insurance to the
end of the endowment period and $13.68 in cash if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592^ in cash.
These extensions vary witnSihe age of the insured, the class of
policy, and the number of paymenis made ; they are stated in each
policy, in years and days, for each number of payments, so that-the
policy-holder.knows at a glance exactly what he is entitled to if he
discontinues his payments at any time. \?
What it Has Done.
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this "law, aggregating in sum3 insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in ?he payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in cachease was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
Tie Tie ol. lie Lat Extensions as Compared
WITH IPAJLD-TTIP VALUES.
It is tjfe custom of many companies to provide in their policies
that,-upon discontinuance of payment of Premium, paid-up policies
will be given, without the option of extension. This was the practice
of the Union Mutual before the Maine Non-Forfeiture Law was en
acted, but it now substitutes for pa d up values the more advantage
ous plan of extended insurance. The objection to the paid-up system
is that the amount of paid-up insurance which is given upon the dis
continuance of payments upon a policy, unless it has been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases ^J^inent without adequate
insurance at th? very time he needs it the most.
The great advantage of the extended insurance afforded hy the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that tie paid-up
value is insignificant in comparison with the amount actually paid by
the Union Mutual. The result of two hundred and twelve policies
wasthis:
If the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50
Whereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve pol iciei of $320,147.28
The policies are free from all restrictions, and incontestible after
ONE YEAR.
A grace of one month ?S given ip the pay men t of premiums.
For further information e&U on, f address,
B. B. EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,
BDGSFIELD, SJ. O.