Edgefield advertiser. (Edgefield, S.C.) 1836-current, April 06, 1893, Image 3
Edgefield Advertiser
rHOS. J. ADAMS,.EDITOR
THUI^DAY, ATRIL 6,1893.
Clemson College gets a big lift
in the privilege tax. $45,000 haB
been paid in airead to the State,
all of which goes to Clemson.
A Washington special say : "To
day a quarantine official and a
member of the health board from
New York were here in consulta
lion with government officials in
regard to the prospects of cholera
in the country th? coming summer.
Their statements were full of
bloomy forebodings. They believe
the appearance of the cholera is
almost inevitable, and for various
reasons they fear that it will be
widespread and disastrous in its
results so that every human effort
that can be put forth by the gov
ernment and the people to prevent
its spread or lessen its destructive
efferts should be- put in play."
GOOD NEWS.
As we go to press we clip the
following encouraging telegram,
.anent the railroad cases, from the
Columbia Journal ;
I have just interviewed Tucker
and he looks unusually happy.
He said : "Tell the good people of
South Carolina I propose to make
this case the effort of my life, and
I intend to win it, I never went
into the court room with more
confidence of success. It looks
very much like the fight is going
to he decided in favor of the
State." . v
CONFEDERATE SURVIVORS.
The theeting of the old veterans
on last Monday, salesday, was per
haps the largest, and certainly the
most enthusiastic, of any yet held,
and at this meeting the details of
the permanent organization were
gone into and fully perfected. The
association was called to order by
President L. P. Harling-who pre
sided with his usual dignity and
courtesy-at ll a. m.
. lathe absence of Chaplain Meal
ing, Capt. Geo. B. Lake opened the
proceedings with prayer to the
throne of divine grace a meet and
proper offeratory from those who
had passed through many dangers
of field and hospital and survived
them all.
The minutes of the last meeting
were read and confirmed- after
V which a motion to raise a voluntary
contribution to defray expenses
was passed. This met with''a
p'-ript. and generous response
y '? from all present. .
The following survivors were ap
pointed . township lieutenants:
Blocker, N D Timmerman ; Cole
man, S T Edwards; Collins, WL
Holmes ; Collier, L J Miller ; Coop
er, J R Wright; Dean, F P John
. son; Germanville, E J Goggans;
Gray, J M Rambo; Gregg, A J
Hoime ; Hibler, G E Dorn ; Huiet,
J B Suddath; Meriwether, H E
Mealing; Mobley, J H Edwards;
Moss, R B Hughes; Norris, W W
Holston; Pickens, G B Lake;
Ryan, S E Freeland; Shaw, J B
Courtney; Talbert, E. C. Winn;
Washington. E G Morgan; Wise,
A S Swearengin ; Ward, Dr W H
Timmerman. v
The survivors are earnestly re
quested to give all the assistance
possible to the lieutenants of their
respective townships in completing
and perfecting the company rolls.
The following, offered by Capt.
Geo. B. Lake was unanimously
adopted :
Resolved, That we herewith ex
press our delight that President
Cleveland has given an appoint
ment of honor to the ranking sur
vivor of South Carolina, that
grand oldman, Wade Hampton.
The following is the duly elected
Executive Committee: Capt Geo.
B. Lake, Capt. W. S. Allen. Capt.
J. H. Brooks, S. E. Freeland, Col.
R. B. Watson, Hon. W. H. Yeldell.
The meeting then adjourned to
meet on the first Monday in Au
gust.
Meat Comes Down.
CHICAGO, April 1.-The great
provision deal on the board of
trade, which for twelve months
has kept the price of pork, lard
and ribs under the domination of
two firms, was loosened up to-day.
Cudahh and Fairbanks, who have
since March, 1892, been in com
mand of the provision market,
have abdicated. They are satisfied
seemingly, with the $3,000,000
which they are said to have cleared
upon their twelve months'manipu
lation.
The markets for provisions to
day, without the support which
those firms have been in the habit
of giving them, were extremely
weak. There was a drop of $1 per
barrel in pork and $1 per 100
pounds in lard. When the crowd
saw that hog meats were aban
doned by their late supporters
there was a general rush to unload
resulrmg in the heavy decline
referred io. The big drop in the
price of provisions was the prin
cipal feature in the markets to-day.
Everything else was similarly
affected, but at a less depressing
?y ':zt than the provision deal.
I TILLMAN GOES WESTWARD.
He And Mr. Traxler Off To
Visit Liquor Cone ems.
Columbia State.
It has been kept very quiet and
nothing has been said about it,
but all the same Governor Tillman
will leave the city and the State
this morning on an extended
western tour, which will cause him
to absent himself from the city
for something over a week, or?
perhaps ten days.
He is to be accompanied by
State Liquor Commissioner |
Traxler, and they are going away
on business connected with the
preparations for the opening of
the great State Dispensary. The
Governor said when asked about
his trip yesterday afternoon that
he and Mr. Traxler would leave
the city this morning. He states
that they will visit Cincinnati and
other western cities. They are
going he says, to confer with the
great brewers and whiskey man
ufactures to see about the selection
of the stock for the big State bar
room. They are also going on to
examine all kinds of bottling,
washing and labelling machinery
with the Intention of securing for
use in the Dispensary the most
improved styles.
The Governor says they expect to
accomphh a great deal by their
visit and learn much about the
management of such an immense
liquor business as the State pro
poses to carry on.
Mr. Traxler will return to the \
city this morning and he and the i
Governor will leave at once.
This is perhaps the first time j
that a Governor of any States has [
ever gone on such a mission.
The Governor when asked said
that he did did not have the
si i ghes t idea that anything would
come out of the determination of |
the liquor men* to fight the Dis
pensary, and their assertion that
they would be found open after
the day fixed by law for the Dis
pensrry law togo into active opera
tion. He said he was .there to see |
that the law was carried out ac
cording to the provisions, and
the opposition of the liquor men
was not worrying him in^he least.
The Governor says that the
stand taken by the liquor men
that those who had paid their $100
to the county treasurers, and
secured licenses from the cities
and town to carry on a liquor
business for a year, such licenses
being seenred prior'to the time
that the law-as they claim
could have become operative^ can
not possibly hold good and it will
never be so decided. He gives his
reasons for. this, but does not care
to make them public. The Gov
ernor certainty has no fear what
ever of any barrooms remaining
open after the last day of Juno
next.
He says the preparations for the
opening of the .Dispensary will be
pushed energetically, and the time
for the opening will, find every
thing in readiness. He and Mr.
Mr. Traxler have given expilicit
instructions in regard to -the im
provements on the Agricultural
Hall and they will carried be out in
their absence.
The people of Columbia are
watching the preparations and the
status of the fight of the liquor
men with the greatest interest.
The outcome will be more in
teresting still.
When the Governor returns the
meeting of the State Board of
Control will doubtless be called
at once, and the vcounty boards of
control throughout the State
will be appointed. Then they will
organize and will proceed with the
selection of the county dispensers,
so that arrangements can proceed
for the opening of the county Dis
pensaries, where petitions are
presented for their establishment.
?The Father Of Batesbur
BATESBURG, April 2*-Mr.
Loderick Heartly, one of the
landmarks of the town, died at his
residence here yesterday, aged
seventyeight years. Having always
ived in the community in which he
was born, he was {known and re
pec ted by all?In his death,Batesburg
has IOBL one of her most liberal
and progressive citizens. He was
ever ready to contribute liberally
to any enterprise intended to
promote the interesto of his town
or church. He might well be
called the father of Batesburg.
Being a man of iron will and
constitution, and energetic dis
position., Mr. Hartley has always
led an active life, and has
accumulated valuable property.
He was one of the veterans of
the Florida war and a life mem
ber of -the Baptist church. He
was buried in the cemetery to-day.
"Beauty" may be ''only skin
deep j" but the secret of a beauti
ful skin is pure blood. Those
coarse, rough, pimply complexions
may, in most cases, he rendered i
BO ft, smooth, and fair by the1
persevering and systematic use of,
er's Saraparilla.
The Bees Won the Fight*
Thc Richmod I?ispacb.
RALEIGH. N. C., March 10.
News reached here to-day of a
remarkable fight in Cleveland
county, near the South Carolina
line. Two men, named Trout and
Hutchins, were removing a
a beehive, about which they had
wrapped a cloth. Two men named
McDaniel met them,and a quarrel
and fight followed. Hutchins
stripped the cloth from the hive,
and placing it over his head held
the hive in front as he advanced
toword the McDaniels. Bees poured
out and savagely attacked the
latter who had to retreat. One of
them ' shot Hutchins in the
shoulder, but he advanced with his
novel Gatling gun, and sided by
the bees drove the McDaniels over
the line into South Carolina.
To Change the Coat of Arms.
Columbia Journal.
Governor Tillman expects to
have a correct cut of the coat of
arms of South Carolina made
eitSlr in by oil painting or an
engraving.
H? wants the figure of the man
on the left to bear the face of
General " Moultrie of Revolu
tionary fame,and the female figure
oh the right to be the likeness
of some Revolutionary ,heroine
who deserves this honor.
He wrote to the Hon. W. A.
Courtenay, of Charlesten, to-day
asking where he could obtain ?
picture of General Moultrie and
for any suggestion Mr. Courtenay
could ?uggeat.
It is possible that all three of the
female figures will be made like
nesses of heroines yet to be decided
upon.
A Cure for Hog Disease.
Joel Smith, a farmer who lives
about ten miles from Wa3'cross,
Ga., has discovered a simple and
successful remedy for diseases of
all kinds among hogs. Previous to
the discovery of this remedy Mr.
Smith lost a large number of hogs
from the cholera. The farmers will
appreciate the remedy.
The remVdy is ball potash. The
food is put in a trough and tho
potash is mixed thoroughly with
the food. One" ball of potash is
sufficient for fifty hogs. The dose
is repeated about once every two
months. " The hogs are slow to eat
the mixture at first, but they soon
learn to eat it
Since Mr. Smith has been
treating his hogs with the above j
named reme dy there has been no
sickness among , them. The hogs1
belonging to his neighbors have
died from cholera and his hogs
remained in healthy ;^ndition.
Several farmers have V tried' jnr.
Smith's remedy and found the
result gratifying.
Rupture of Intestines Caused by
a Tapeworm.
I In a recent, number of the New
York Medical Journal, Dr. Fayette
I Dunlap describes a case of resec
tion of the small intestine for rup
ture caused by a tapeworm. When
he saw the patient be believed that
there was an ectopic gestation with
ruptured sac. ' On the abdomen
being opened the pelvis wai seen
J to be filled with recent blood-clot,
and a tapeworm was found pro
I trading from a large ragged rap
I tur? in the small intestine. About
two-thirds of the lumen of the
intestine was gone, the edges were
ragged and gangrenous, but it was
quite evident that there had been
no previous ulceration. The dam
aged part was resected and the
lends united by the" continuous
suture after the manner of Lem
bert. Vomiting was continuous
for thirty hours after the opera
tion and only ceased after a large
enema of an ounce each of glycer
ine and sulphate of magnesium
and a quart of hot water. From
the abdomen there was remo /ed
about eight feet of live tapeworm,
land with the enema there came
away seventeen feet more. Dr.
Dunlap thinks the worm had be
come entangled, and in the effort
to free itself so eroded the wall as
to cause rupture. No antiseptics
were used. The patient made a
good recovery.
The business of Atlanta, Ga,,
is so unprofitable and dull that
expenses, salaries' &c are being
reduced thirty three per cent. The
reductiod applies to the summer.
Aiken has been unfortunate of
late io the pay of fires. The bakery
I of Karl Hoffman was the last,
with three other buildings. Loss
$3,000.
The gloomy fears and the weari
ness ot soul of which so many
complain, would disappear if the
blood were made more healthy be
fore breaches the brain. Ayers
Sarsaparilla purifies and vitalizes
ihe blood, and thus conduces to
health of body and mind.
Gen. E. Kirby Smith, the last
of our generals, died at Sewauee,
T?nn., on the 28th March. He
died as he lived, bright, strong
and confidant in hi's Christian
faith and hope. It is reported
that Lia last utterance was:
"Though I walk through the
valley of the shadow of death, I
wiy fear no ?y'? for Thou art
with me."
Clubbing The Official Tr?e.
Harper's Weekly.
IM' all very nice to say that)
the v. ; should seek the man ;
but thtse people ?now very well
that this isa delusion. You might|
as well say that apples will pick
themselves. The boys who get the
fruit are those that climb the tree I
and shake it. And^that is-' whatj
the boys are doing now. They
have rushed to Washington by the
thousands, and those who cannot
climb the tree are clubbing it. It
is one of the most striking .things
in our quadrennial spectacle, Talk
about patriotism 1 Talk kbout
decay of interest in the govern
ment in a republic 1 Here Lis an
army of men willing to giye up
home, occupation (if they have
|any(, to assume responsibility, to
j endure criticism, in order to serve
their country in any capacity or
incapacity, from holding ?p the
Washington Monument tlo earning
French in Paris. It is a splendid
ons'et and^ exhibition of vitality.
If there happened to be a war, and
this army were uniformed, it -would j
clean out any hostile government
in the world, office-holders and all.
And the sad part of it is that thsre
are not half offices enough for -this
j army ; there are ten men club
bing a tree where 4hangs only one
apple.
St LOU?B gets $2.09 for. every
telegraphy pole standing on the
I streets ef that city. .?
The Duke of Norfolk sent the
Pope of Rome on his jubilee $250,
IOOO. _"
Ornamental characters, are full
of weak spots.
If there were .no charity there
could he no religion..
SWIFT^SPECIFIC
J?OR renovating th*,
entire system, eliminating
all Poisons from the Blood,
whether of scrofulous or
malarial origin, this prep
_ oration has no equal. . .
^j^fW^k " For eighteen months I had an
fflft_n^P eatinS sore on my tongue. I was
treated by best local physicians,
but obtained no relief; the tort
gradually grew worse, /finally
took S. S. Sn and was entirely
cured after using a few bottles!'
SC. B. MCLEMORH,
Henderson, Tex.
"TREATISE on Blood and Sida
1 Diseases malled free.
THE SWWT SPECIFIC CO
Atlanta, Gs.
Annual Meeting.
THE Annual Meeting of the South
karolina Medical Association:will
bV ?v-WriiL Susctar April If ' . ;-Or. H.
O. Marcy, of Boston, will address" the
Association, and the prize offered by
Dr. Joseph Price, of . Philadelphia,
for the best essay on 'The History of
Surgery in South Carolina will be
?awarded.
W. H. WARD1N M.D. Prisident.
W. P. PORCHER M.D, Secretary.
FAVORITE SINGER.
Every Machine has
a drop leaf, fancy cover, two large drawers,
with nickel rings, and full set of Attachments,
equal to any Singer Machine sold from $40 to
960 by Canvassers. The High Arm Machine
has a self-setting needle and self-threading
shuttle. A trial in your home before payment
is asked. Buy direct of the Manufacturers
and save agents' profits besides getting certifi
cates of warrantee for five years. Send for
machine with name of, a business man as
reference and we will ship one at once.
CO-OPERATIVE SEWING MACHINE CO.
aoz S. Eleventh St.. PHILADELPHIA, PA.
MVWJB JP A Y TUJB EKE IO HT.-**.
1893.
Harper's Bazar.
ILLUSTRATED.
Harper's Bazar is a journal for the
horne. It gives the fullest* and latest
information about Fashions, and its
numerous illustrations, Paris designs,
and pattern-sheet supplements are
indispensable alike to the home dress
maker and the professional modiste.
No expense is spared to make its
artistic attractivness of the highest
order. Its bright stories", amusing
comedies, and thoughtfulessays satisfy
all tastes, and its last page is famous
as a budget of wit and humor. In its
weekly issues everything is included
which is of interest to woman. The
serials for 1893 will be written by
Walter Besant and Edna Lyall, j
Christine Terhunr Herrick will fur
nish a practical series, entitled "At
the Toilet." Grace King. Olive Thorne
Miller, and Candack Wheeler will be
frequent contributors, The Work of |
women in the Columbia Exposition
will be fully represented with many
illustrations, T, W, Higginson, in
"Women and Men," will please a culti-1
vated audience,
HARPERS PEBIODICALS,
PER YEAR:
HA Ri'Kit's MAGAZINE.,,,.,,,$400
" WICKELT. 4 00
" BAZAB. 4 00
" YOUNG PEOPLE. ...... 2 00
Postage Free to all subscribers in
the United States,Canada, and Mexico.
The Volumes of the Bazar begin
with the first Number for January of
each year, When no time is mentioned
subscriptions will begin with the
Number current at the time of receipt
of order.
Bound Volumes of Harper's Bazar
for three years back, in neat cloth
binding, will be sent by mail, post
paid, or express, free of expense
(provided the freight does not exceed
one dollar per volume), for $7 00 per
volume.
Cloth Cases for each volume, suita
ble for binding, will be sent by mail,
post-paid, on receipt of $100 each.
Remittances should be made by Post
office Money Order or Draft, to avoid
chance of loss.
Newspapers are not to copy this
advertisement without the express
of Harper & Brothers.
Address : HARPER & BROTHERS.
New York.
Under Execution t)y Unite? States
UNITED STATES OF AMERICA
DISTRICT OF SOUTH CAROLINA.
In the Circuit Court.
BT virtue of an Execution issuing out
of the United States Circuit Court
for the District of South Carolina, rn
the cause entitled, "The D. A. Tom p
kins Company, Plaintiff, against The
Edgefleld Ginning, Milling, and Fer
tilizer Company, Defendant/' and to
me directed, I have levied upon and
will sell at public auction to the high
est bidder, in front of the Court House
at Edgefleld, South Carolina, on Mon
day, the first day of May, 1893, at
ll o'clock in the forenoon of said day,
the following described property, to
wit:
AU that piece, parcel, ot lot of land
situate, lying, and being in the District
of South Carolina and in the town of
ridgefield, containing three acres,
more or less, bounded on the north, by
Norris Avenue Street; on the east, by
lot of Mrs. D. R. Durisoe, Sylvia
Thomas, and others; on south and
west, by lands of Dr. J. W. Hill. And
all the buildings and machinery ap
pertaining to said Company situate
thereon. The following is a descrip
tion of the property on said lot :
Buildings and machinery: three
engines, one 100-horse power, one 66
borse power, and one 5-horse power;
two boilers, 90-horse power each. And
all the machinery used in the manu
facture of cotton seed oil, ginning, and
milling machinery. Also a lot of cot
ton seed, about 200 bushels in one of
the buildings on said premises.
TKRUS : Cash.
G. I. CUNNINGHAM,
U.S. Marshal.
April 3,1893. ^
SiriUinierlleiT.
I have just opened a .stock of
beautiful Spring and Summer
Millinery at the old stand, Mr. W.'
H. Turner's storey where I will be
pleased to 6ee my friends and th??
public. My stock consists of all
kinds of Millinery goods, Pattern
Hals and Novelties. The most
Beautiful LauiQ Hats,
IDA COVAR.
Fresh Meats.
Beef, Pori, Sausage, Mutton,
Always on hand at my market,
near the depot-old Colgan house.
W. A. LIVINGSTON:
Information Wanted.
IF there is any person now Jiving in
the county or State who was present
and witnessed the marriage of Lewis
Culbreath and Rebecca Maguire on the
6th day of November, 1842, by James
F. Patterson, near Rich.ardsonville, or
has any knowledge of said marriage
he or che will confer a favor by ad
dressing the widow.
REBECCA CULBREATH,
Peachtree Park, "
Fulton county, Ga.
T. A.**HAUSBR,
Manager.
Saw Mill Machinery,
Engines, Boiler,..
Founders & Machinists.
Georgia
lion MM,
AUGUSTA, GA.
Correspondence
Solicited.
GEO, B, LAKE
RE^L ESTATE
-? AND =
INSH1^AN0EA6T,
' OSics over Ban* of mm,
School Examination,
ON Friday and Saturday, the 21st and
22nd of April, proximo, the Board
of School Examiners for Edgefleld
county will meet at Edgefleld C. H.,
for the purpose of examining appli
cants to teach in the public schools of
the county. Friday will be devoted to
the whites and Saturday to the colored
applicants.
M. B. DAVENPORT,
S.C. E. C.
Subscribe to the Edgefleld AD
VERTISER.
H. C. PERK I NS,
President.
Pa^r Pa^s the Freight !
A large-illustrated Cntalouue show
ing hundred* .if ileslgnsof Furniture,
stoves und Baby Carriages will bo
mulled Irce. If you mention thin
paper. I will weil you KUKSITITUB,
etc, Just :?a cheap nu you can buy
them lu large cities, and pay the
freight to your depot. , \
Hi-re arv a few ?.imples: *J
A No 7 flat top Cooking Stove with
20 cooking liU'nills, delivered to any
depot, for SU OU
A 5-hole Coolong Kange with 20
cooking u tv: wt ls, delivered to any
depot, for f|:lw.
A lar?{e line of Stove? in propor
tion. Special agent for Charter Oak
StOVCK.
A aloe Parlor suit, upholstered in
nomi plush, fashionable colors, de
llvrrvd anywhere fur 180.00. A large
line of Parlor Suit? to ?elect lrom. .
A Bedroom Suit, large glass, big
bedstead, enclosed washstand, full
?ult ? pleees; chair? have cane seats,
delivered anywhere for $?2 00.
Other Suits both cheaper and more
expensive.
-?i yd?, of yd.-wide Carpet for |7 50.
I pair Nottingham I>aco Curtalns,
polc, 2 chains, 2 hooks, 10 pins, all
for ll 00.
A nice Vindow 8hade, 7 ft. long, 3
ft. wide,on spring rollers.wlth fringe
tor SO cents.
No freight paid on Shades and Cur
tains unless ordered in connection
with other goods. e*
Send for Catalogue. Address
Jj. E\ PADGETT,
806 Broad Street, Augusta, Ga,
. THE GREAT
CHILL and FEVER
?CURS.
The River Swamp
IS A CERTAIN CURE FOR
Price 50 cents ana $1.00 Per Bottle.
, Dumb Chills,
hills and Fever,
Chronic Chills,
Also . PREVENTIVE of all the
trouble. The remedy is simple and
harmless contains no arsenic or poison
ous drug. In all cases of debility and
loss of appetite from malarial poison
ing the use of this wonderful remedy
works wonders.
Ask for the River Swamp Chill
and Fever Cure and take no other.
Sold by all country stores.
Ll GARDEUE,.Dlllgst,
Proprietor AManufr,
^TJ-G-TJ-ST-A, - GkA
18 9 3!
Headquarters
JA8, Mf CO?J3 is the manufac
turer's agent for the beet and pheapr
est Jipe of TOBAppQ op the
market. Examine hjs prices.
Special prices given by the box in
10, 20 and 401b, lots, *
J. M. Cobb.
Work the Roads.
ALL road-overseers are hereby di
rected to order out t heir hands and
put their respective roads in good con
ti ition, as prescribed by law, before
April 15th next.
Lumbermen must not deliver lumber
[>n roads except on order of proper
minorities.
J. A. WHITE,
1). W. PA DGKTT,
J. W. BANKS,'
C. C. E. C.
I
-THE
Union Mutual Lite Insurance Company,
0*P "PO'RTL^JSr-D, MAUSTE.
Incorporated, 1848.
Its Policies are the Most Liberal Now Offered
to the Public.
Is I he only exist ing Company whose policies are, o: can be subject to the
MAINE NON-FORFEITURE LAW. "
WHAT IT IS.
t
The Maine Non-Forfeiture law protects policies from forfeiture
by reason of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
premiums shall not forfeit s. policy, but it shall continue in force for
its full amounjt until the reserve (less a small surrender charge) upon
the policy is exhausted.
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its maturity. Beginning
with a small portion of the first premium, it is increased each year by
the addition of each subsequent premium, and grows larger year by
year, until, at maturity, it exactly equals the face of the policy. "When
a policy i&discontinued therefore, there is in the hands of tho Com
pany a r?-servo, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in force until the policy
holder receives an equivalent for it in extended insurance.
How IT WORKS.
Jf a person, aged 35, pays three years' premiums upon a twenty
payment Life policy and then discontinues payment, the policy will
be continuecM years and 257 days longer; if he pays five premiums,
and then discontinues, the insurance will continue 7 years and 357
days longer. *%
If the polices a twenty year endowment, same age, three years'
payments will give\an extension of 8 years and 150days; five years'
payment 13 years, 380 days. If the policy is a 15 Year Endowment,
($1,000) same age, thrt^gars' payments will secure insurance to the
end of the endowment pertod and $13.68 in cash if Insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592^7 in cash.
These extensions vary withVihe age of the insured, the class of
policy, and the number of paymeflis made; they are stated in each
policy, in years and days, for each number of payments, so that-the
policy-holder, knows at a glance exactly-, what he is entitled to if he
discontinues his payments at any time. *\! j^r --?
What it Has Done.
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law, aggregating in sum3 insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in *he payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in each case was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
Hil Tie ol. lie Law Extensions as Court
WITH FAID-UP YALU?S.
It is tBe custom of many companies to provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without the option of extension. This was the practice
of the Union Mutual before the Maine Non-Forfeiture Law was en
acted, but it now substitutes for pa d up values the more advantage
ous plan of extended insurance. The objection to the paid-up system
is that the amount of paid-up insurance which is given upon the dis
continuance of payments upon a policy, unless it has been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases ^%ment without adequate
insurance at the very time he needs it the most.
The great advantage of the extended insurance afforded by the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that the paid-up
value is insignificant in comparison with the amount actually paid by
the Union Mutual. The result of two hundred and twelve policies
was this:
If the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50
'hereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve pol iciei of $320,147.28
The policies are free from (///restrictions, and incontestable after
ONE YEAR.
A grape of que month is given ip the payment of premiums.
For further information call on, or adclreps,
. B. B. EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,
EDGEFIBLD, ?S. O.