'
* LOWNDESVILLE * '
*
Rev. R. W. Barber, who had been
here for sometime at the home of his ?
eon-in-law, Mr. E. J. Hnekabee, left for
an outing in the low country. 1
Messrs. D. L. ann A. V. Barnes, having
learned late Saturday evening that ]
" T--1- T? nf ,
their brotner, mr. ua^is. JLKti uco, u* | |
Roy8ton, Ga., was was critically ill
with appendicitis, left early Sunday j
morning to visit him. He was carried
to hospital to have his system put in .
better condition than it then was, be- '
fore an operation could be performed.
Dt. A. .T. Speer has been for two or
three weeks at Greer, at the home of
his son, Rev. Foster Speer.
Messrs. Jno. Davis, Jas. Dobbins and
E. Eskew, of Anderson, came down
last Friday and were guests of Mr. D.
L. Barnes, who took them in the afternoon
in a ride over the near-by country.
Rev. Jas. A. Clotfelter went over to
Greenwood Monday and attended a
called session of the South Carolina
Presbytery, which completed the unfinished
business of the regular session of
sometime ago.
Mr. and Mrs. Louie Barksdale, Mrs.
G. W. Speer and Miss Alice Cooley
went to Anderson Tuesday, with the
first as manager of the auto, bringing
back with them in the evening Mrs. T.
D. Cooley, who had been at Anderson
for some days.
Mr. and Mrs. Alvin Harper and Master
John Huckabee went up to Anderson
on Sunday to Mr. Theron Allen's
and spent the day.
Some time ago this writer gave a
reminiscence of Revolutionary War .
times, bearing upon the formation of a
cavalry company, which was composed ;
of men living on Rocky River. With your
permission, Mr. Editor, the writer
will give a few more thoughts along <
the same line. Sometime before the ]
necessity for the services of this company
ceased, a grant of the public
lands up and down the River was given
to each member of the company.
Among them was a man by the name of
Montgomery, who later on deserted the
company and joined the Tories. About '
that time the condition of the Ameri- 1
cans was dark and gloomy and he, no 1
doubt, came to the conclusion that the r
other side would win, and, wanting to j
be on the winning side in the end, j
flopped over. Then it became a matter .
of much discussion as to what should
be his fate, if captured. It was left to (
the company to decide the matter, and ?
a vote was taken. One half was in fa.
vor of hanging and quartering, and 1
Capt. Baskin gave the deciding vote (
and he voted to allow him peaceably te
pertain restrictions, one of y
ICllUlU lAJUltV.*. vv*
which was that he was to appear at a g
certain named place every Monday j
morning for a specified number of
times and receive forty stripes save
one. He appeared regularly and took ^
his medicine like a good little boy. No v
donbt the punishment, was well laid on.
Again, a few miles from here. Alex- s
ander Baskin, another member of the f
company, was given several hundred c
acres of land. He and family lived a
upon it for a number of years, then concluded
to sell and go West, The sin
gular part is this : he had ten sons and
two daughters, and the man to whom *
he sold, Mr. Michael Kennedy, also had
ten sons and two daughters. Some of s
the descendants of the latter'still live a
in this section.
Mr. and Mrs. A. V. Barnes and Mrs.
T. O. Kirkpatrick went to Abbeville
Wednesday. *
The friend of the writer, Mr. John *
Grand, a few days ago sent him a speci- *
men of his grass?a tuft of grass but an
inch or two in diameter, and it would *
be a hard matter to put another sprig
in the same place. He has about five
acres of new-ground in cotton with v
such grass in it. It will be hard to ^
clean.
The able editor of the Press and Ban - li
ner, Mr. Win. P. Greene, and the children,
came up Sunday and ppent some 0
hours at the home of Mrs. T. Baker.
Mr. and Mrs. S. J. Wakefield, of Antreville.
came over Wednesday and
spent the day with Mr. J. M. Huckabee
and family. Troupe.
h
&$****$*******$$*&$ t
# L
* ANTREVILLE * h
*
* t
>>; $****%**** * * * % % * % %
a
Mrs. J. T. Erwin and sons, Thomas j
and Carroll, spent several days at her
father's, Mr. O. L. Branyon. ^
Miss Piatt visited this vicinity this j
week, inspecting the tomato girls' .
patches.
0
Mrs. William Patterson and son, Mar- ^
vin, were in Abbeville shopping Tuesday.
Mr. Eugene Patterson visited Due
West Tuesday afternoon. Miss Bertha
Patterson of Erskine returned with him "
for several days visit. c
Mr. and Mrs. S. J. Wakefield spent ^
Monday night in Latimer. . (
Mr. and Mrs. Cook, and Mr. Tom Lidlell
were visitors at Mr. S. J. Wakeield's
Thursday afternoon.
Mr. and Mrs. Cochran, near Abbe- '
rille, spent the week-end at Mr. Earle
tfurdock's.
Mr. A. M. Erwin and son, Langdon,
ipent the week-end at Piedmont.
Mr. and Mrs. S. J. Wakefield spent
she week-end at Latimer.
Messrs. Jesse Bell, J. T. Erwin and
Dr. Anderson were visitors to Anderson
Saturday afternoon.
Mr. Joe Anderson has returned home
from his school near Dillon.
Mrs. Lettie Milford and daughter,
Miss Elma. Mr. G. Calvert and daughters,
Misses Lettie and Sara, Mrs. Blan
chett and daughters, Misses Alma and
Lorena, Mrs. A. M. Erwin, little Miss
Luva Fleming were spend-the-day visitors
at Mr. J. D. Alewine's.
Mrs. Adams, sister of Mrs. J. D. Alewine,
Mrs. Adams, a niece, are visiting
Mrs. J. D. Alewine. They are from
Lincoln, Ga.
Mr. Chris Suber and Chris, Jr., of
Williamston, spent Saturday night at
Mr. Roy Suber's.
Mrs. Ann Suber is off for a visit to
Williamston.
Mis Sula Suber left Sabbath to visit
Miss Annie Belle Little near Abbeville.
Miss Valera Crowther is at home for
the vacation.
Mr. Henry Erwin returned home Sabbath
from Piedmont.
#
LONG CANE *
*
it
Mr! and Mrs. W. D. Buford and
little daughters, lone and Viola,
spent Sunday with Mr. and Mrs. L.
F. Finley.
Mr. and Mrs. J M McKellar of the
:ity spent the week-end with Mr and
Mrs. W S Bosler
This community was visited by a
mVo cVinwpr of rain Sundav eveniner I
which the farmers were thankful for.
Mrs. Jessie Boyd and children,
lave the sympathy of the community
n the death of her husband, Mr. Will
Boyd, which occurred Thursday at
lis home after a few days illness
The funeral service was conducted
Friday by his pastor, Rev. R. E. Telford.
The remains were laid to rest
n Long Cane cemetery in the presence
of a host of sorrowing relatives
ind friends.
Mrs. Thompson King is on the sick
ist th^ week, we hope for her an
;arly recovery.
Misses Mary and Bessie Erwin and
>rother, Luther, of Bethia section,
;pent the week-end with Miss Eppie ;
Jeauford.
We are glad to report that Mrs. J.
L Stevenson is some better at this
i
vriting.
The Rock Spring school which was
uccessfullly taught by Mr. R. J. Sy
an, closed Friday with a picnic. Mr.
5yfan in his usual manner assured j
ill of his pupils a day of much pleas-;
ire. Lemonade was served by their j
I <
eacher. This was a day that shall
ong be remembered by all present.
Mr. Walter Keller, of the city, i j
pent Sunday with his parents, Mr. j ^
.nd Mrs. Warren Keller.
Nancy. ^
: sfc % * * * # * # * * & * * sjj v * 'Is s!! '
McCORMICK * i
*
Mrs. A. A. Edmunds is spending a
;hile in Greenwood visiting her '
aughter, Mrs. W. J. Ferqueron.
Miss Ruby Roberts is visiting at ^
ier home in Evans. Ga.
Mr. J. W. Greer spent a few days
if last week with homefolks in An- ^
lerson.
Mr. C. A. Stuart was a business
isitor in Augusta and Macon, Ga.,
or several days last week.
Miss Winnie Thurmond arrived
iere last Wednesday for her vacaion,
her school near Cordele, Ga., 1
laving closed for this term.
Mr. and Mrs. J. N. Alston have re- '
urned from their wedding tour and
.re now at his home at Badwell. *
Among those from here who were (
n Greenwood to attend the Firenen's
Tournament were: Mr. and ]
ilrs. J. S. Strom, Dr. and Mrs. C. C i
''uller, Mr and Mrs. T J Price, Mrs
'. E. Britt, Mrs. L. E. Duncan, Miss- i
s Marion Sturkey, Louise Mc
bracken, Leslie Newman.
Lowest prices for new coton
sacks suitable for Burr {
ilover seed, also oat sacks, t
rhe P. Rosenberg Warehouse :
Company.
***$************## 3
*
* FAIRFIELD ;
There was no preaching at Long
Cane last Sabbath a?; the pastor, Mr
R. F. Bradley was sick, but we are
glad to say he is better.
The Troy school is preparing for
an entertainment at the close of the
school which is next Friday, May the
28th. The hearts of the dear little
ones will be made g.'ad as all seem
to enjoy speeches and singing.
Mrs. E. C. Young and two little
dears, Clara and Lyndel spent one
afternoon last week with Mrs. F. T,
Young.
Mr. J. C. Bowen made a trip
from Greenwood to see his mothei
last Sabbath.
Master Ansel Tatbert and brother,
Lucian, spent Saturday afternoon
with Roy and Carl Young.
Mrs. Mary Creswrll spent one day
last week with her daughter, Mrs.
John McCaslan.
We had quite a pheasant call from
Mrs. Mattie Crawford yestoruav af
ternoon, we are always glad to have
a call from aunt Miit.
Dear little Emms Kate and Helen
Brown have been sick but are
better.
Miss Sara Brown and little Emma
Kate spent one night last week with
Aunt Mattie Crawfcrd.
Miss Mary Spence and little Tom
Spence spent Tuesday with their
grandfather, Mr. John Langley.
Mr. E. C. Young made a business
trip to.Greenwood last Monday.
Mrs. T. A Talbert and daughter,
Minnie Belle spent Monday afternoon
with Mrs Fannie McCasIan.
Mrs. William Purdy from Verdery
spent last week with her parents,
Mr. and Mrs. J. P. Creswell.
There will be preaching at Cedar
Springs Saturday and Sabbath two
sermons each day by Rev. Young
from Greenwood.
* Calhoun Falls 1
* *
?
On the 18th, Mr. John Gilliam,
while at work on a shingle saw had
the little finger of the right hand
E-.mputated, and the other i?nger.* of
the tame hand badly injurct.
Mr. J. W. Tucker is here with
his larents. Jin is ser: ;1> ill with
ac.te articular rheumntiF r:.
Mr. P. A. Underwood, who has
been teaching school in this tow?i
during the past winter, and Mr. W.
F. Gossett have formed a partnership
to deal in general merchandise,
and occupy the new store building of
J. J. George.
On the 19th, Mr. Underwood and
the puipls of the town school enjoy;d
a picnic at Baskin's Spring near
the town.
On the 31st Mrs. Cason, who has
lad charge of the Mill school during
;he past winter, with her pupils and
Friends had a general outing and
picnic at Glowing Spring.
One more added to the population
)f Calhoun Falls, a girl to Mr. and
Mrs. G. 0. Hall, born on the 17th
nst.
Mrs. F. E. Cowan is away on a
zisit to her son in Hamlet
The town of Calhoun Falls now
las a circulating library, under the
nanagement of B. H. Tucker.
Mr. John Beasley of this town can
boast of having the first ripe tomatoes
of the season, in this section.
Mr. and Mrs. E. M. Lander and
family returned home on the 19th
from a visit to friends in Greenwood.
Mrs. W. J. Blake, who has been
/isiting Mr. Blake's father in Greenwood,
returned home on the 19th.
Miss Annie Clinkscales, of Abbeville,
passed through town Sunday
jn her way home from a visit to relitives
in Lowndesville.
Miss Emily May Hester, of Mt.
^armel, visited Miss Norwood Baksr
on the 18th.
Mr. W. D. Wilkinson and Miss
Martha Piatt, of Abbeville, were visitors
to friends here on the 20th.
Mr. Merwin Well:s, of Mt. Carmel,
was in town on the 21st.
Notice to Dog Owners!
The City Ordinance requiring that all
logs running at large be muzzled will
je strictly enforced on and after June
:he 1st until October the loth. Take
Notice
C. C. GAMBRELL, Mayor.
T. G. PERRIN, Clerk.
Owners of large and medium-sized 1
farms have been the chief benefici- <
aries, and to the small farmer the 1
whole system has been of little good.
"A, Farmers' Mutual Credit A??ocia,
tion" for Small Farmers. ]
To remedy this defect, there has 1
during the last 15 years been much ?
legislation. One of the results has j
? been the creation of what is known <
1 as the "Credit Agricole Mutuel," i
I which in 1912 comprised 215,695 i
I farmer members, 4,204 local banks \
or associations, 98 district banks j
scattered throughout France, and, <
with supervision over the entire sys- ]
tem, a Bureau of Supervision and j
j. Control in the French Ministry of j
Agriculture. The Credit Agricole
3 j Mutuel is subsidized by the French j
;, Government, money obtained from <
r the bank of France being supplied 1
r the district banks without interest, ]
r these lending to local associations.!!
* upon suitable security. 11
( Short-term loans and the encour- j j
agement of the co-operative idea j
THE RURAL CREDIT
SYSTEM EUROPE
The Second of a Series of Two Article*
Summarizing the Principlei
Governing the Organization and
Operation of the Leading Land
Credit Institutions of the Olc
, World.
By B. L. Moss.
(The Progressive Farmer.)
In Germany, as we noted las'
week, an association of borrower:
. ?the landschaft? provides th<
means of securing cheap money foi
the farrier; in France, on the othei
hand, the landschaft idea has nevei
taken hold, and the French govern
r ment has loaned large sums to far
mers direct.
In France in 1852, as a result ol
( a widespread demand for better ru
ral credits facilities, there was estab
, lished the "Credit Foncier," whicl
was subsidized by the government tc
the extent of $2,000,000 and given i
t monopoly for 25 years. This Credii
Foncier is simply a government-sub
sidized and government controllec
bank for lending money on real es^
tate, and no other land credit insti
tution has ever made any marked
, progress in France.
How the Credit Foncier Operates
The officers consist of a presidenl
ana two vice-presiaents, an 01 wnoir
must be stockholders and are virtually
government officials. In addition
there is a board of directors
composed of the president, vice-presidents,
at least 20 stockholders, auditors,
and three officials from the
French Ministry of Finance.
The Credit Foncier has a capital
stock of $45,000,000, and shareholders
are allowed 5 per cent per annum
out of the earnings. Originally
designed to aid the farmer primarily,
the laws governing its operations
have been so amended that now the
larger part of its loans are on city
property and to municipalities for
making necessary improvements and
addition to public utilities. Despite
mis, nowever, it is unaeniaoiy true
that the Credit Foncier has been and
is of vast service to French farmers.
Both long-term?from 10 to 75
years?and short-term loans are
made; the former being always repayable
by amortization, while the
latter may be repaid yearly or in a
lump sum. Loans are never made
for more thar. one-half the value of
the property offered as security.
Applications are made on prescribed
forms, and must give all necessary
details concerning boundaries, titles,
and income from the land. After
satisfying all requirements as to registered
titles and claims against
the property, what is known as the
"purge" is resorted to. This process
is simply the Torrens system of
title registration and guaranty, and
serves to establish as a matter of
record the indefeasibility of the title.
m a * - ? ? ?
money .Lent at 4.3 Per Cent Interest
These preliminaries attended to,
the loan is made repayable in agreed
installments in case it is for a period
less than 10 years; if a long time
loan, that is, for from 10 to 75 years,
the borrower agrees to repay principal
an interest in equal semi-annual
sums of such amounts as will entirely
repay the loan at the end of the
stipulated period. The rate of interest
now paid is 4.3 per cent per
annum, and legally whatever rate is
charged must not exceed by more
than six-tenths of one per cent the
rate of interest borne by the debentures
issued by the Credit Foncier to
secure the loan. At the present rate
of interest, a French farmer with
good security may borrow $1,000 for
30 years and repay the loan with in
terest by making 60 semi-annual
payments of $29.82 each. It is interesting
to note that the borrower
is not charged anything for the cost
of business.
Loans are given the borrower in
| casn, ana tnen tne Credit Foncier
issues debentures against a mass of
real estate mortgages as security.
These debentures usually pay the
purchaser from 2.5 to 3.5 per cent a
year, and the fact that they are virtually
guaranteed by the government
makes them a very safe investment
and keeps them at a comparatively
high and steady market
value.
The chief difficulty with the Credit
Foncier has been and is its failure to
serve the very small land owner.
f were apparently uppermost in the ;
- minds of the French legislators in i
- creating the Credit Agricole Mutuel,
1 though long-term loans to individual 1
> farmers are being made at the rate i
i of 2 per cent interest per annum, i
t Legislation enacted in 1908 and 1910 i
* goes still further, authorizing long- i
1 term loans on plots of 2.41 acres or ]
- less for the purpose of aiding in the .?
acquisition of small holdings. In gen- 3
I eral, of the French rural credits leg- 1
islation enacted during the last 15 i
'years it may be said that, while pos- i
i sessing many good features, insuffi- 1
i cient time has elapsed for final con- <
elusions as to its ultimate effect to- <
ward attaining its avowed object.
> How Irish Tenants Become Land'
| owners.
In Ireland intolerable condition? 1
! growing out of the vast individual 5
holdings of farm lands have ied to 1
what is perhaps the world's most cc:.- (
spicuous example of wholesale state ?
aid to encourage small holdings. 1
In 1881 the British Parliament 1
' passed the Irish Land Law Act, the ?
t provisions of which were to be car- {
> ried out by a Land Commission. This
' Commission was empowered to ad- 1
' vance to would-be owners four-fifths *
of the purchase price of the land, 1
i givng the purchaser the right to re- |
pay the loan in 49 years by equal
annual payments amounting to 4 per
cent of the principal.
j In 1903 the Irish Land Act became
a law, its provisions calling for
the creation of an Estates Commission
to attend to its administration
and appropriating $500,000,000 to
be loaned to would-be purchasers.
In addition, $60,000,000 was appropriated
to be given outright to purchasers
unable to pay in advance the
one-fourth of the purchase price re!
quired. Under this new law loans
are repayable in 3 1-2 per cent an
nual payments running over a period
of 6$ 1-2 years.
English Policy it Direct Aid
The effect of this bold legislation
C
has been revolutionary. From a land e
of tenants and absentee landlords
Ireland in a third of a century has
been converted into a land of home- S
| owners. About 250,000 tenants have *
become owners of nearly 10,000,000
acres of farm lands, the government g
advancing over $600,000,000 for t
y
this purpose, and it is planned to
continue these advances until all
tenants are the awners of the land
they till.
Q
In England and Wales, under the
Small Holdings and Allotments Act
of 1908, the final breaking up of the V
huge individual holdings and the
sale to small owners apparently is
c
definitely under way. This Act provides,
under the supervision of the c
g
proper authorities, that any individual
holding in excess of 50 acres
may be broken up and sold or leased s
by the Government.
The history of land legislation in n
Great Britain and Ireland is a re- r
cord of direct government aid in at- ry
tempting to solve the problems of
tenancy and absentee landlordism.
Direct government loans, and in
some cases gift outright, have been *
made by the tens of thousands, and
in Ireland alone by the time the
Government's plans are entirely u
worked out, more than one billion h
dollars will have been advanced in P
this way. This is state aid of the
most direct kind, but its advocates ~
hold that the end justifies the means. J
Certain it is that poverty-stricken, i
tenant-farmed, unhappy Ireland is j
j rapidly being converted into a coun- {
try of small land-owners, and the so- J
cial and economic changes that are 2
being wrought bid fair to fulfill the *
lopes of the most'ardent state aid
enthusiasts.
What Russia, Austria and Denmark
Hare Done.
Though the fact is less generally
tnown, Russia has gone even farther
;han Great Britain in extending ^
state aid to purchasers of small
farms. From 1858 to 1861 millions
if Russian serfs were liberated, ar.J
the government undertook to
ride them with small farms. In
this way over 20,000,000 smaJ: holdings,
to the value of over on.? billion ' j
dollars, were created, the govcrr- ,
ment funds so advanced being pay
able on long time ana at very low ^
interest rates. ^
In 1883 the Russian Peasant's
State Land Bank came into existence,
its purpose being still further
bo aid in the acquirement of small *
holdings. Loans to the extent of'
90 and even 100 per cent of the value
of the land are made repayable
in from 13 to 55 1-2 years, with interest
at the rate of 4 per cent. As
a result of this aid many thousandsof
tenants have become home-owners
In Austria land credit institutions,
under government supervision, exist,
in practically all parts of the country.
These are operated in a mantier
not greatly differing from the
uerman lanascnatt system, state su- .
pervision, amortization and the issuance
of debentures being essential
features. Denmark, too, is far advanced
along rural credit lines, her
institutions being very similar in all
important particulars to the German
andschafts. In 1912 in this small
:ountry loans to the extent of $440,)00,000
were outstanding.
Summary of Main Features. i.
In summarizing it would appear;hat
in common all European credts
systems include amortization, issuance
of debentures, and govern- f
nent aid, either in the form of loans ?
lirect, subsidies, or by close stale
supervision of all rural credits actvities.
That these features are comnon
to all EnrnnASin riifol
systems means of course that they I
ire deemed essential. oB
That without amortization any H
jroposed rural credits systems must B
'ail appears too evident to admit of B
irgument. Permanent farm immovements
almost never pay for ^B
;hemselves the first year of their in- "*^B
itallation, and frequently, as in the fl
:ase of clearing lands and draining- B
iwamps, many years are required. fl
Certainly to expect on an average fl
my purchaser to repay the purchase H
irice in any period less than 10 H
rears is unsafe. In recognition of" fl
;hese principles European nations H
ong ago realized that without long- Dj
;ime loans with the amortization fea- Bj
ure incorporated no system of rural" H
:redits on land could succeed. / H
The issuance of debentures is a no
ess necessary feature. Good farm jSflj
ands afford excellent security, 'cut H
he average investor cannot afford,
>ecause of the excessive costs for ^9
ne amount of business dcr.e, to
)lace his money in small farm mortrages
scattered here and there over
he country. The rural credits 91
igency, by issuing debentures
igainst a mass of farm mortgages, 9
inables investors to obtain security
'or large sums and at the same time' Bl
rives the farmer the vast advantage
hat comes from buying credit at RB
wholesale rates. EH
Among European nations Great jflfl
Britain, France and Russia are the
eading exponents of the principles
if state aid in the form of direct HB
oans; while Germany and Denmark,
vhile in the earlier days subsidizing Bj|
i number of land credit institutions,
lave then worked to the policy of j^B
lose state supervision, rather th^n H
lirect financial aid. Under both
ystems, European farmers have
ieen greatly helped; which European
xrcfom will finallv nrAvo tr* ri-f
^ .,*** "?-"j vw
;reatest service, not only to the farler,
but to all the people as well, is fl^R
tot as yet so certain. jjSfl
?he State of South Carolina* DH
County of Abbeville.
Probate Court.
n the matter of the Estate of J. W. W. |n
Bran yon, Deceased - HoH
Notice to Debtors and Creditors.
All persons indebted to said estate ^H|
lust settle without delay, and those
olding claims against the estate must
resent them properly attested to
J. W. E. BRANYON,
Executor. BjHj
rub-my-tisivlH
Will cure Rheumatism, Neualgia,
Headaches, Cramps, Colic. HH
Sprains, Bruises, Cuts, Burns, Old BH
Sores, Tetter, Ring-Worm, Go,
cema, etc. Antiseptio Anodyne,. faHfl
uedinternally or externally. 25c HHI