HramKKS: ggggjftggfllljfl^YON, - President, HBHr Abbeville, S. C. ^^WTbLAKE, Jr., - Gen. Agent, Sec. ana Treas., Abbeville, S. C. Directors: W E Leslie Abbeville Township Hi M. Benjamin Greenwood ? .J. Add. Calhoun Ninety-Six ( W. B. Acker v:Do?a, ? .< >1. B. Clinkscales Due.^y,^ .< Dr. J.A.Anderson.Diaraond Hill H. A. Teunent Lowndesvtlie J. D. Coleman Coronaca ^ J.W. Lyon Troy J. H. Tarrant Calhoun Mills T. L. Haddon Long Cane Joseph Lake J. H. Chiles. Jr Bradley P. B. Calllson SlmwSP .. It. W. Townsend Kinards A. K. Watson Cedar Spring A. O. Grant Magnolia H. O. Harvey- Walnut Grove W. A.Nlokles HodgeB J. W.Scott. * Verdery J.T. Mabry..; Cokesbury S. F. Cromer Smithvllle G. N.McKlnney Bordeaux ' P. B. Calllson Seidell m Joseph Lake *;vX? P. B. Calllson klrkseys J. Add. Calhoun Klrkseys Joseph Lake Klrkseys J. Add. Calhoun Fellowship Joseph Lake Fellowship *% ..V m ? -a C.vl Intru'ti \ n 14 IV. W . lowuseuu J. Add. Culboun .Brooks " Joseph Lake Brooks " K. W. Townsend Brooks " J. W. Lyon Indian Hill " A. K. Watson Indian H1U " Advantages. Association of the People and for the People. Protects Isolated Property. No Salaried Officers. No Loss?No Expense. Speedy, Fair and Honorable Adjustment to All. Reasons Why You Should Insure Your Property with the Abbeville-Greenwood Mutual Insurance Association. 1. It is an Association of the people, for the people, and we have thoroughly demonstrated that mutual insurance is practicable for and by homefolks. 2. This Association insures against "fire and lightning, cyclones, j tornadoes and wind storms,'' while capital companies insure against fire. 3. This Association has half a million dollars of property insured, and since its organization has paid thirteen thousand dollars of losses, at an average annual assessment of one-half of one per <-ent., one-fifth of the cost of other companies, and not in a single instance has it resorted to the aid of the Courts to collect an assessment or to adjust a , loss. 4. By this plan 3*011 pay for the protection you have enjoyed in the past, and if there is no loss, there is no expense ; while in other com Jpanies you pay in advance for protection you expect to get though may not get except paid for dearly by legal proceedings. 5. This plan is a contract between neighbors; while in other companies you enter into a contract written by the company, for the company, and against you. You can read and understand the policy of this company. Few understand an average insurance policy. 6. Speedy, fair and honorable adjustment of all losses of property are made at assessed valuation when insured, with no three-fourths atfjirthfiH Thft mjin who values your property is your ncighwho also adjusts your loss; while in other companies, when 3rou sustain a loss, a stranger comes and looks into the ashes and says what is to be paid you. 7. You can with small expense insure against fire, wind and storm, while a fire policy is about all you can afford in the old companies. You can enjoy the satisfaction of knowing that if your dwelling is burned, it is insured in an Association composed of friends and neighbors, who will pay every dollar at which it was valued, and not be subject to thousand and one restrictions, imposed by other companies, more for their advantage than for the protection of the insured. -The money paid out is kept at home, and every dollar goes to the loser of property, which means the upbuilding of your own county: 8. Don't wait to be burned out and become a burden to your friends bv having them beg for vou. when absolute protection is yours by easting in your mite. Demonstration is a faqtfc and co-operation is your duty, 'frfrerefore, at onco insure in tne Abbeville-Greenwood Mutual InauraofeffAssociation. BY-i&tVS OF THE Abbeville-Greenwood MUTUAL INSURANCE ASSOCIATION. 1. This Association is organized for the sole purpose of protecting its , members in cases of loss of property 'by tire and lightning, cyclones, ' MS-' JU J * ? fctf .. ... . NH^nKHSHM^VrpropcrBR9SHn|m^flS^Kution, and | Association tin* owners of ; MSj^^i] thereto. HHfflgj^^ffpportioiitnient shall at ^BKIroSio made, except it applies ^o all "jlvoperty insured by the P?soeiation, and no Officer or I)ircc- < tor of the Association shall be held ; liable for any loss, except to the extent of the prorata share of his i insured property. j 4. This Association shall not, in ease of loss of property of the insnr- ! ed, claim any credit for stono, brick, i or other indestructible materials left i after a fire; nor shall the Associa- i tion claim any reduction of insu- I ranee, for over*valuation of Agent, i when this policy shall have been in force for six months, unless such a i reduction be made by an Agent or < director before said property is de- | stroyed or damaged. 5. If, at any time, there shall < be a change of title or ownership of ( property, the obligations of the insured and the Association shall cease at once. 6. The Association shall not be responsible for any loss or damage ' to property; if the insured has ' directly or indirectly, or intention- < ally caused such loss or damage ; 1 nor shall the Assoeiation be responsible for damages under the ( amount of five dollars. 7. The Association shall not be released from any obligation in case of loss or damage, because of liens, mortgages, or defective titles to property ; but, when it shall appear that the insured is not the rightful or legal owner of the property, then shall the insurance, or such part of same as may not belong to tho insured, be paid to the proper owner. 8. The territory of this Association shall be limited to the county lines of Abbeville and Greenwood Counties, and the property adjacent thereto. The aggregate amount of insurance shall not exceed two million dollars. The General Agent shall collect one-half of one per cent, of tho amount of insurance on all property entering the Association, of tho party or parties entering property, of which threefourths shall bo paid to Directors and the remaining one-fourth to be expended as tho Directors , may deem proper. All policies shall be signed by the President, General Agent and the insured. OFFICERS. 0. The officers of this Association shall be a President and a General Agent who shall also be the Secretary and Treasurer, and one Director for each Township wherein t here are members of this Association. 10. It shall be the duty of the President to preside over the meetings of the Association, and the Board of Directors, to sign all policies, order all assessments through the Treasurer, order the payment of all claims and losses after they had oeen adjusted by the Director and the General Agent, and, together with the General Agent, ho may compromise or arbitrate disputed claims. When litigation is unavoidable, then he, together with the General Agent shall conduct the suit for the Association. He may also, in cases of emergency, perform the duties of the General Agent, provided said General Agent is unable to discharge the same. DUTIES OF GENERAL AGENT. It shall be the duty of the General Agent to: I. Value all property, assisted bjr a Ditector, entering the Association, and to sign all the policies with the President and the insured. , II. lie, or the proper Dii'octor, shall adjust all claims against and losses of the Association, and report same to President: III. He shall keep a record of all annual meetings of the Association and all business meetings of the Directors. IV. He shall notify any member whose policy may be in any way changed. Y. In cases of emergency, he shall perform the duties of the President, provided the President be unable to .attend to same. VI. He shall call a meeting of tbe Hoard of Directors when demanded by three or more membors thereof. VII, He shall -cause by-laws, circulars, and policies to be printed, and such advertising matter as he may deem necessary, and to pay 1 for the same upon the order of the President. i DUTIES OF TREASURER. 1 II. It shall be tho duty of the 1 Treasurer to estimate the loss on 1 all property insured, and apportion 1 the same to each member who shall ' have notice by mail. lie shall i receive, receipt, and hold, subject i to order of the President, all moneys accruing from such assess- j ment, and submit a report of same to President. He shall also give a Kam/1 oil ffl/onn f ff\ />AnAit nftir n t UV/11U D14U1V1VUU l/V VVVV/X UllJ ilOBCDD" 1 ment that may occur. 1 DUTY OF DIRECTORS. , 12. It shall be the duty of each .{ Director to assist the General Agent in valuing afl property enter- ] ing the Association, and adjusting j all losses in their respective townships. The Director may reduce | the value of any property which he < thinks is valued too highly, and ? give the General Agent notice of { same, who shall reduce tho same * on his books; but the insured may \ the Hoard of Directors, ii decision shall be final. 1: l.'J. The Board of Directors, ? kvith the President as Chairman, md the General Agent as Secretary t dial I constitute the Legislative f jody of this Association. They j nay make such by-laws, rules and | regulations, as tliey find necessary t for the good of the Association. RK PR KS K NTATIV KS. | 14. Each member shall have 1 3ne vote, and those having as much , as $2,000 insurance shall have two votes, and an additional vote for I each additional thousand dollars ' i insnred. 15. The Directors shall each have as many votes as there are < thousands of dollars insurance in < his township. The Agent shall 1 determine from hi? books the num- j her of votes to which each is entitled. 1G. When the General Agent 1 ahull ' have sent written notice to ! sach Director, stating the time and j place of meeting, then, if there be , Directors present representing fifty i ?otes, they shall constitute a j quorum. ( TERM OF OFFICER. i < 17. The President, General Agent, Treasurer, and Directors i shall be elected by a majority vote uf the members in conventio and shall continue in office for a eriod r?f nnfi vftar. 18, Should the office of President become vacant, the General Agent shall call a meeting of the Directors, who shall elect his successor! Should he office of Treasurer become vacant, the President shall appoint his successor. Should the office of Director become vacant, the General Agent may appoint a substitute until the next general election, which shall invariably occur annually, 1J). The President or.any officers of this Association may be removed by majority vote of the membsrs. PROPERTY INSURED.* 20. No property should be taken for more than three-fourths t)f its full v&lue. No steam mill shall bo insured in this Association. If a gin house or other buildings be -Li- A ? taken lnio uiih Aosjumwuu m which at intervals machinery is operated by steam, the insurance on such building, or buildings adjacent and endangered thereby, shall be removed, so long as it is so operated; but such danger b said goods being such as this Association, does not insure, then shall said member at once notify the General Agent Or Director, who shdll suspend both the insurance and liability to asse3smentfor the same on such building, until said policy expires, when the building shall again be reckoned in the Association as before, without additional charge to the owner, if desired. 25. Any member may withdraw his or her property, or any portion of it, from this Association by pay- < ing all assessments against ' the same, and giving the General Agent or President thirty days' notice of his intention prior to time of withdrawal^ and the surrender of the policy aor cancellation. Likewise, the Association may, through the Board of Directors, or3 in accordant with the requirements of its policy, remove any property they think the interest of -the Associa- i Lion demand?, by giving the insured thirty days' notice prior 4o tlai?of withdrawal, but both the Association and the insured shall be bound iflttil noon of the 30th day from da||^of ootice. v 26. No member shall, after ^isuring property in this Association, 'lake out additional insurance in another , company, without the written consent i Df both President and the General Agent of this Association. 'Nor shall the contents of any building be insured in another company, without the , written consent of both the President and the General Agent. Such viamotions shall cancel liabilities la this Association^ . .. ' the insurance oq||*iy piftpeity, bilt ?' may not, except lof bereffi f pioyided, remove property, ?j 28. The Gebqvl: Agent may write policies to take^l^ct at any time after oish a^^en' aDtl the :ime see (^^ WM^tbe period for collecting an 'Tfce^Bl&ent, they cab ;xtend the time, iwccxceedlng three nonths, nor less tSife: thirty 'dw#; f should a policy-holder tafcia pafnfn issessment within thirty days, then ihe policy upon which said assessment i due shall stand suspended, and legal roceedings may be instituted to ollect the assessment and all cast hereon. 31. All properly insured in this Association shall be re-assessed every our years by a Board composed of the ownship Director as chairman, and wo stockholders of the township who ihall be appointed by the General \gent. 32. The annual meetiug of the Dolicy holders of this Ascociation shall oe held on the second Tuesday of January of each year, and the Board if Directors shall meet quarterly, or upon the call of the President. 33. The By-Laws of the Association may be changed or amended by a two-thirds vote of the Directors at any meeting. 34. That every member of said corporation be and is hereby bound and obliged to pay his, her, or their portion of all losses and expenses happening or accruning to said corporation, and all buildings or other property insured by und with said corporation, together " * * A% " ' ' *- X - 4' - * rvf f Kfl VVKD me ngDl, line ?uu luicicai. ui tut asssured to the lands on which such buildings or other property may stand, shall be pledged to the said corporation and the said corporation shall have a lien thereon against the assured, his or her heirs, representatives and assigns, during the continuance of their insurance, as to all debts anW :Ar Anderson ' ('W rm AT 'aim Ar Greenville 8 dfaBm-'* a-'J Ar Glenn Springe.' 4.'pfla8H*v.. Ar Spartanburg w^.. S.|MnBr^9> am .Ar Saluda......Ar Henderson vllle 'flQ .ifag-' Ar Aahevilla "" 'nBHi '**"' Lv Aahevllle Lv Spartanburg J|B wWBE^:,A .1? P!n Lv Glenn Springs Lv Greenville ......wHaBwtjtej > & Ar Allendale ; K *? fm Ar Kairfax UjJ^KvX|f^ * 12 vf Ar Temnssee .*j^B.W']jUn*-4 : TjM'p Ar Beaufort v. Ar Port Royal .. Ar Savannah jftV- -"' Ar I nil ill n It*... j;-, Lv CharleatonZnZ^^^^HH^^^U^^^^^fl Lv Port Royal . Lv Beaufort'1.18 Pg,-a ffifcg &w Lv Yc m assefly^.. . Mf> Lv Kairfax .*? * JW-mn Lv A1 iendale.'iL.. JfaipwjMHMB.' ., 4'fii MB Ar Ansrustt ' " ''llBTlBf- -11 " . - 'j ?-?HiS^^^BfteTOBSStora Ar.Abbeville Lv. Hodges ' vl ;2 As. Greenwood i 00 y m aW f m " Ninety-Six i.'. u WHP ? * Newberry & P ? " Prosperity ST'if-lfe? " Columbia ' ?? ? f ^ 2x1 Blackville......" : " Barnwell 8 20 ? ? M Savannah 6 Lv. King villa ? " Orangeburg. 5!j P? " Branchville a If >? J? M Summervill# J ? * M jr. Charleston 8 1* P No^No^Ij STATIONS. 11 OOp 7 U) a Lv..Obarie?t?n..A^ "* |Sp 12 OOn 7 41 a - BtunmerviUa " 1 m 1 15 a 8 55a " .Bronchvilla " 4*5 f CO a 9 28 a " uFangeburg ** 6 M* 4 80 a 1J 15 a " ..glngviUa.. JLJUUt&U 12 06 a Lv..8avannah. At I JJ4 4 00 a "..Barnwell.." , '4 15a ?' ..Blaakfill#.. " ....... 3 I 8 80a 11 40a "..Columbia.." 8 2?p f#P t 07 a 1one years of age after the closing of the Books of Registration and before the election, and is otherwise qualified to register, makes application Hinder oath showing he is qualified to register, the Boards shall register stich applicant before the closing of HiAlly'person whose qualifications as jwljlector will be completed after the i Hosing qjE the Registration Books but ! w&fomthe next ejrattTfthall have tbe apply for iusd secure a regis. trotion certificate at any time within I sixty days imnwdiately preceding Ufrctostogof the/Jpegistration Books, ; o'n'iinnllnoHnn nnrlor nftfh to the : facta cd tit fin g him to such regiatra : The registration of voters must be jttfepolling prairicts. There must be a c . Book of Registration for each polling SWclnot, that ia for eacu township, or - pariah^ or city, or town of less than , five thousand inhabitants, or ward of roitiee of more than five thousand Inhabitants. Each elector must vote .in the polling precinct in which he I resides. If there is more than one Ivoting place in the polling precinct, i the elector may vote at any voting ^ place designated on the registration > certificate. The Boards must designate flh the registration certificate the votfoe in the polling precinct at be elector is to vote. If there than one. voting place in the precincts, the Boards shall be on the certificate the voting lected by the elector. if. ' - J. D. CARWILE, mm S. 8. BOLES, A. LANIER. ylSupervisors of Registration mm'- si. I i .Apportionment of the Public , Sohool Fund of Abbeville pfc'v County for the Year ^ ' . ' 1899-1900. ..v Amount lobe dln District No. of bnrsed by aiatrtcts Jfcbool. ,V, .'DlatflotNaU ?*12|fe...1 Df9trlot KOi 304 Jwjj & , DUlrict No. mZm f ' DUjrt^ Wo. ?. ir^f* i#8$ District No. W : 918 05 ; k . District Na il 76-i 97 1. DlitrlctNo. HI 65 r DIstrlct No. 18...... 694 01 I X. District No. 15..;. * ? 628 34 * Dlitf let No. 328 95 i , District No. : 465 75 . DJstrlet Nb.lS .~~-. .. 169 65 V, V..... .496 10 | 'tic? UtrtcttNa. 2ll,.v- 893 24 : Dlstrlot No. ~...U 1/01 80 .^District Nor8?..Jlvi....~-. .... 249 01 Sfi, DUtrlct No. 407 60 ^r-.gtoinflt'So.-w ; ?e 58 iSf:DUtrlc1JINo.27 477 81 1/d D WttXfav 2S2Sp?g; 871 25 t >; > DUtrlct No, 29.. - 447 60 I. fegtf= IH I ft' nmict No*%?$dffi\ZZZZ'. 306 10 ?f^lrtrIotNo.;84st3K.~. 215 15 >. MWBtrlot No. 85.:^ii...... 109 70 vi District No. U E 107 50 j District No. mZZ 445 78 DUtrlct No. 97? IS DUtrlct No. 89 076 20 <% .DUtrlctNo.40 277 20 i. DUtrlct No. 41 & DfstrlctNo. 42 f^DUlrJct No. 43 416 68 ?;t*5totm5tNo.41 188 12 gQ^PMtrlct No. 45 215 15 Jg&gl ' 518,379 78 ;. Jbe public will observe that the apportionment In very much smuller In come school districts for the present year than for the past. This Is due to several cruses, to wit: Some School Districts overdrew their apportionment lor the previous year, and the overdraft-was deducted from ibe present appoatlonmeut. In some districts fewer puplibave been reported, the total number of children, however, has been Increased which de creased the per capita rate. The rnalu cause of a decrease In fund Is the fact that the apportionment for last year (through an oversight) was more than the funds actually on hand. Apportionment* are based not on a certainty, but necessarily on an approximation. Respectfully, J. S. GIBERT, Co. Supt. of Education. run !w v v v vr jlt I THE ABBEVILLE COTTON MILL WILL ! cod tract for a Quantity of Split Four-Foot Pine Wood, If early application 18 made at the office Make your contracts at once. If you delay j you may not be able to sell your wood. I Apply to J. S. HARRIS, Jau. 2, 1900. tf MILL OFFICE. I '