The Carolina Spartan. (Spartanburg, S.C.) 1852-1896, December 24, 1857, Image 4
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It
The Usury Laws.
Tito pertinacity willi which the moneyed
interest of the State is proving for tho ropeal
of the usury taws should receive special
attention from the people. For tho
third time, we lielieve, in llireo successive
years, a bill for this purpose has passed the
Senate, and for the third time it has been
rejected in the llouso of Representatives*
Notwithstanding this decided and reiterated
condemnation from tho body supposed to
: t .I i t ? - i .
rvpiusem mo wimiwt 01 me people, wu uoul'i
not the measure will !?o ro galvanized next
winter, before a new Legislature. We venture
the opinion, without fear of contradiction,
that if the people will investigate the
matter, four-tilths of them will unite in its
condemnation. Its operation will be oppressive
to the merchant, the planter, the
mechanic and the laborer. In brief, it can
inure to the aJvantage of no other than that
f class who have money to lo m. Hanks and
shavers could join teams, and all borrowers
would bo driven from the banks to shavers,
who will have the funds of the hank in
iurge measure to operate upon.
To place this subject in a lair light before
the reader, wo append the following extract
froru message No. 2 of Liov. Wise, of Yir- {
ginia, to the Legislature of that State. 1 ho
mguments are full and irrefragable:
Interest on money is a devouring element;
4tD(l these times will satisfy all tli.it we cannot
vimturo to transgress the law of the expeiience
of ages, that six percent, is as high
an average rate as any people can afford to
C !. 'im i ?* i ?
|>?J iwr us use. 1 lie UU>'llc>i Ul legislation
is to look to :iu?l conserve :i regular and j
normal state of trade, ami not to minister
to and indulge a spirit of speculation; and
Above all, to restrict rather than increase
the power of money. Money was created
by legislation for the convenience of the
people, and it should not be allowed to be
|>erverted from its uses, as a medium and
standard of value, to their oppression.
Money is powerful enough already, and can
make its profits independent of loans. A
moneyed aristocracy is the most dangerous |
enemy of this republic. No spiiit of inde :
pcndenco can withstand the depression of j
debt; and as long as man is man, "the hor- !
rower will be the slave of the lender." 1 :
trust, llien, that no specious appearances or
arguments will induce the general assembly
of Viiginia to iucrea?o our legal rate of interest.
And much more strongly do I urge,
that they should not repeal or relax our
usury laws.
The hackneyed arguments of Jeremy
Beulham to repeal usury laws, have been
triumphantly refuted by all experience, .and '
by answers which are irrefragable. One of
Lhesc answers I present, in the accompanying
pamphlet on "Free trade in money, or
nolo shaving, tho great cause of fraud, poverty,
ruin," ?ke, by John Whipple, of Kliodo
Island.
The positions taken are, that "tho as
sumptions that money is merchandise, and
that money is inadu scarce on account of I
the usury laws, are not only false positions,
but tliey are pieposlcrous absurdities.
Money exists only by legislation; merchandise
is the product of individual labor or of
piivale enterprise. Money is the legal
standard by which value is measured; mer
chandisc is that which is valued by 'ho aid
of this standard. Money, as such has no
intrinsic value; merchandise i> sought for
only on account of it intrinsic value. Money
is perpetual in its nature, and is designed
for nil time; merchandise is temporary, and
adapted to special wants, and made for
wear or consumption. Momy is coneentra.live?centering
in the keeping of the few;
merchandise is diffusive, being requited and |
consumed by the many. Momy is a legal I
eeilificulo of value, and is transferable for
what it represents; merchandise is the thing
valued for what it is, or its uses. M money
were merchandise as money, than a yard
stick would he merchandise as a measure, '
and the cloth would measure the yaid stick
as much as the yard stick the cloth. It !
money be merchandise, and a law is passed
to make it so, then all merchandise should
he made by law money, which would he a
literal destruction of the iuvemion of money.
Whatever commodity ho selected to seive |
as money, is invested with a special power, j
and it is the greatest power conferred by
government. The proposition that because i
a man possesses llio legal right to demand
what he pleases for l.is land, his ineicliau
dise and all other property, that therefore
he ought to he authorized to ask and receive
what lie pleases f .r his money; that
because the free trade piiuciplo prevails
beneficially in relation to all oilier subjects
of property, therefore it would operate bene-;
ficially in relation to money, is u proposi
lion to confer upon all the privileges as to ]
terms that belong to merchandise. A. ow ns
hort.es, and houses, and money. By law
he can let his horses and houses for the
highest tonus he can obtain. Why should
he not have the same power to gel as much '
as lie can for his nioiio} ! The substance of
the answer w hich I should give to this merely
popular ami plausible argument is this: ll
this argument, which proceeds from the
creditor side of the house, could he so modi- I
fieri as to place money on a level, in all r<s ,
pect?% with merchandise, or other piopeily, j
no rational man would object to the change.
But they do not propose equality of June
lion and p^jicrr. '1 hey do not mean to
equalize the jmwers of money and meicliari
dise. J lie creditor says, "I ought to have
the privilege of using my money as merchandise,
and to obtain iliu most I can for its !
use.' Very w ell. Bui if money is to have a// j
the piivilegesof merchandise, then meic'.au- ,
di*o should have all the privileges ufuioiiey. j
ji uirj ait: jku i?ii a level as to iiie imo i?I llio I
creditor, they should lie put on. h level a* to'
tlie uso of the debtor. Hut will titu credit
or consent" that laud, or a bide of goods, ;
shall be made a tender in payment of hi* j
debt) Why not) If one is as tnucli an '
nrliJe of trade as tho oilier, they should lie
treated alike in all respects. It was not
the design of the law so lo treat lliein. The
same law which gives to the creditor the
power of infusing every thing but gold and
silver in payment of his debt, ought to fix
tho value of that gold and silver. 1 tut by
this new theory the creditor is not only en 1
titled to refuse every thing but gold and
silver, but lo be the jtidgo of its vnltio, or,
in other woids, demand what ho pleases by ,
way of interest. To he consistent, the law
thai confers greater privileges upon money 1
than upon merchandise,should also impose
L upon it greater listraints. If they, tlieicfore,
prop i~c to destroy this pie eminence
r so far as tegaids lis uso by the
dobtor. But what they do propose is to be
extend the privileges of the creditor in fix- it
ing tlio value of his money, but not to ex- eal
lend the privileges of the debtor in the use of
of his merchandise. If money is to be th
treated as merchandise by the creditor, nier- do
chandise should be treated as money by tl>
tliu debtor. But to treat inonoy as tner- fin
chandise?to give the creditor the power of ye
asking what he pleases for its use?is a des th
ecralion of its original and sole design. It ul
was created by Government as a test of val- f?i
ue, as a medium o( exchange. It sluudsus nit
a bound tree is the forest. Neither adjoin- ur
ing owner has a right to me it for any r<*
other purpose. It derives all its value from sli
government, ami government alone ought fir
to fix its value. Money pays a debt at the di
will of the debtor; but law recognises no j ro
such power in merchandise. Money has a ca
minimum and maximum power according or
to law, otherwise it could not he a standard ar
of value with any more consistency than tu
government can authorize unlimited yard b<
sticks, or unlimited bushels; but prices of cn
merchandise tluctuate, and, in relation to | ?t;
I lie legal standard, according to demand and th
supply. Money is tliu instrument of ox- in
change?of settlement among traders; mir- k<
chandise is the stock in trade to be ex- b<
changed. Money is authorized by law for w
convenience, not profit; merchandise is pro- us
duced bv t!ie labor of the people, and for cli
projit. Money as merchandise ceases to vr
l?e money: merch 'ndisc us money nowhere ?'
exists except by legislation. Money exists lil
0111v as a relative agent for measuring the 1?
value or otiikii tiiixus; mkkcii amuse is w
prized lor what it is in itself. Money is an m
agent to promote want; merchandise ei
st'i'i'UKS want. Money saves labor; mer- in
ciiandise sustains it. Money makes tlio til
price; meiiciianhi.se pays it Money is m
borrowed ami loaned; merchandise is in
bought and sold. Whatever may be said it
to the cotitiary, these fundamental distinclions
ate universally acknowledged; for, su
while pcop'o are content to iiokkow money J ar
on special terms of security, all are earnest ! hi
to eeli. meuciiakihsk on credit, and with- \ th
out sucli security, Purchaser* of mkiiciixn- wl
disk are politely and uigently solicited to fo
buy; while borrowers of money are ceremo- dc
nioudy permitted to make their proposi- ex
tious. As all products designed for use, or- tx
iiamenl, or cousumplioii are to be weighed,
measured, tested, or valued, the govern- .
meats of all nations prescribe by law the means;
and hence we have weights, tneasI
/I
uic*, tests and money, so ordered that ^
air may understand their uses, and render j
them available at the least possible expense. '
Such instruments, designed by government
for the convenience of the people, requite ^
the protecting power of the most stringent c
laws." "|
Several of tho States and Territories have J
tried the abolition of laws against usury, |
and have been obliged to revert to the most j".
stringent provisions against usury. The ,
arguineul in favor of laws against usury do
not rest upon tho reasons either io prevent .
usury, or to prevent prodigali.y, or to pro |
tcct indigence against extortion, or to repress 1
the temerity ol speculators, or to protect
simplicity against imposition, so much as
upon other grounds.
"Tho policy and expediency of usury laws ^
must depend mainly, if not entirely, upon 1
two questions:
"l?t. Supp 'sing tho parties to stand on ( j j
equal terms, and the bargains which they j
make to be, in general, perfectly fair as be- efj
tween themselves, is it, or is it not, for the j,
interest of the public to allow money to be .
counted as iiicrchaudbo, and bought and ,
lis
sold at any price the parlies may chooso to
stipulate! ^
"Jd. Do the parlies in general meet on u
emial tuiliw. nnd nm ihn li:ir<Tulni in tl...
1 ' ? ? ?" ? ? V"5 ill
alienee of usury laws, as lair as bargains i
usually are in relation to merchandise?
"The answers to these quOalious depend '
upon the distinctions;
"1st. 1 hat money is the creation of go- 111
veinuicnt; merchandise of individual iudus- j.
try. Its origin is, therefore, different.
"2d. That the vbjtcl of government, in \ 1
e .i Hi
creating money, was as a currency for the .
convenience of all; whereas the object of the l 111
product of individual industry is theadvauInge
of the individual alone.
f OI
"3d. That the title of an individual to ^
merchant!ifie is absolute hut that hi? title j 1
to a portion of the currency i^ t/tialijit I, he
having no legal, at least no moral, r;gat to
pervert the object of its creation.
' "4tl?. That money dithers from all iner- . t|
chaudise in the power which is inseparable |r]
from it. That this power was conferred up- j
on it by government, and that it is the tight
ami duty of the government to see that a \j
power imparted lor the general good shall
not be pet veiled to the injury of the public.
' 6th. That this power is the necessary il
consetpieiicu of the character imposed upon ; t)
it by goverment, money being the only in- et
stiunieiit of exchange, an 1 therefore indis ! tl
peiisablo to the business of all. j r<
"Glli. That money being generally in tin- *>t
bands of the few, the facilities for creating Vi
an aitiiicial scarcity are much greater than d?
.or dealing an Arlilici.il scarcity of mer- "
chamlise." j 01
That the rate of interest is raised by treat u
ii.g money as merchandise is proved, not *1
only by all exirerienco fairly stated, but es lS|
pecially l>y the fact that thy usury laws do j
not tiowr prohibit u-urers fioin taking less ! d<
than legal rales, i hi the contrary, thy at- j iU
?ii i noil I of thy usurers is, that they are coil*
stantly Irving t<> tise abovo the n, la-causy i ^
they must be paiil for llie risk. If with the sl
risk they now rise above them, to what "J
height won III they not lisy if there was no ll
risk, anil nothing to repress them/ It is .
notorious, that the note shavers now com- CL
hi no to monopolize all (ho money to he
loaned by huge holders; who will not thoin- i
selves violate the law, in onlor that thoy
may lix usury at the highest rate to tin- no- , 'a
cossilous, who ate not so piinclual as them vv
selves in paying debts. If such men were ?'r
restrained by no laws, to hack thy moral in vv
slinets of humanity and brothei houd among a'
jnen, what would they ie>t demand of thu u>
necessities of tho hound and burdened debt- 'IJ
or classes in hard limes! It is utterly fulla- | W
cious that a free trade in money lowers the :
rate of interest. l''reo trade in money will w
utterly destroy free trade in merchandise. I"
Ify lowering and restraining thy ratu of in 1,1
teres I on money alone can regular trade Cil
and business he protected. Tim desperate w
speculator or spendthrift will pay a rate
which tho honest, fair, regular dealer can- i lh
not alforil. Tho preamble to the statute of Pr
Antie, passed more than 1H0 years ago, at- er
tests the truth of this tryri are in Kngland. l'''
When the usurer* says, "$50 to-day is worth vo
what ?100 was worth yesterday," the reply w'
is, "then %3, the interest on $50 today, is P"
worth what $0, tho interest on ?100, was m
worth yesterday." When the usurer do 1?
m?nd# then that his interestbliall be doubled, j lh
cause the value of his principal is double*
is plain that bis demand is that his inte
L shall he quadrupled, whilst the wurl
his priucipal is only doubled. If you sa
at because tho value of the principal
'ailed, tho rate of interest shall be doublet
en you would multiply his interest foui
Id. For, if #3 to-day is worth only $
sterday, and you allow him to lake ?<
o double of $3, 011 ?50 to-day, then ye
low hiin the worth of ?12 yesterday, <
ur limes ?3! And this proves the neco
y f.?r some relative standard?some uiea
0 of money's worth, to which pricos mu
late. The standard?whether it bo yai
ick, bushel, or rale of iulere-t?remuii
111 and fixed, whilst tho price of tiufrchai
se fluctuate*, ns it will mid must if tia<
mains free. And thus, and thus unl
ill relative worth bo ascertained. Tho sea
' standard is firm, and prices slide on. an
e graduated by it. Hut if tho price
erchatulise and the price of money a
>lh allowed to fluctuate and slide at. tl
price of bargainers, then there will be 1
andard, prices will bo confused, and rcl
ro worth cannot bo ascertained. Vi
ight as well permit the crowd of the ma
rt house to alter tho weights or change tl
sum of the balanco every hour, or at tl
him of every bargainee, as to abolish tl
ury laws. And to say that because me
1 and ire is known to riseabovo the level
duo when demand is great and prices fa
hI theieforo the price of money will be
its manner equalized, is utterly falhiciou
KCAU8K THE DEMAND FOK MONKV 18 A
AYS COSTINITOI SLY, DISl'ltOI'OUTlONATKI.
IKATEIl TIIAN T1IB DF.MANI) KOH A NY rill.\
.sk. When expansion inflates prices an
finitely multiplies dealers, this in fui
ukos a greater and greater demand fi
oney. And again?when the buhhlo
flation bursts, everything falls down i
Aim DOM.Aits, and they are exceeding
arco and ia great demand; thousands
tlerers are groaning under pressure, ?leh
e large ami numerous, heavy and hearin
ird down on them, and in their ugot
ey will pay any price for money. Tliu
hether times bo high or low, the deman
r money is out of all proportion to tl
sinand for everything else, and allerna
pansion and contraction do not kcjca
k its worth.
Again. If the lra<le in money is to belt
ee. is it or is it not to be fret to all* A
ir banks to be allowed to take any rate i
tircst they can tjelt If not, why riot?
ey are, will our people bear it? lliscom
ly is a day of dread to debtors, at 0 p<
nt.l \> lull would il l?e nt whatever r.t
mid bo wot} If lho banks aro to bo lirn
J, then the ptinciplo of froo trade is givt
>; and the borrowers from banks beeoti
ivilegcd class of debtors?all the rest \v
; driven to shavers unlimited in tiieir rait
r, theio will be no banks, because of
nit on their rates, and capitalists will en
oy their funds outside of banking, and ;i
ill be put at the mercy of unlimited iuoix
ndors. England, with all Iter ancient o
;r of things, with the long standing nt
ist amount of her debt consolidated at
ted rale, controlling the limit of all invee
outs, would not venture so to let loose tl
ins to usurers and shavers and mom
iangers. Her capital is so groat as to mal
oney the rival and competitor of mono
id yet her policy is marked by usury lav,
.or object is now rather to raise than lot
the rate of interest, and yet the piineip
the statute of Anno is still her polic
ulour policy is to lower and not i ? rai
io rate of interest; to pay, not t<? e.?nso
lie, public debt. Our capital i- not .
real as not to find m >rc than
tough, independent of public or p. un
sut secui ilie*, for active and profit d-!<
vestment. And cur republicani-un f
,U to capital such preponderance a- I <<1
roy its just equipoise with labor. !'.< .i<i?
i Kuglutid there is not onlv a vast coiili
i the government funds, but also in ti
totiopuly an I the unity of the l?unk
ngluiul, atiotlior lly wheel of coinmerc'
id liscal machinery, a regulat ?r an 1 -di
ig ..cale of interest, which we cannot li.r
i our complex system of State and f<: !> i
Dveinment. Tiie del?t and Hank of K <
,nd would naturally and necesvuilv, w
it statutory limit*, control u-ury tn<?rr .
dually than our laws can. We has :
toll competition of capital as her ; wo ai
o such accumulation of funded del ., i
ich controlling bank nioiiopoH, aid i
ich moneyed aiislocracv as that \\li
tere would tlx the minimum an- in in
mill rate of interest, without umi". law
lid yet, Knghind holds to her lnw? again
?ury, whilst many would i- p d oiti
loney may tlucluulo in value. Vic tliin
buys may ho said to fix it-. \ .di<.- a- mm
? it lixes the value of tlio thing I'.ut
io experience of ecutuiics ha- -v.-d 11,
le use of money has an a ecru^ value Id
rervtbing olio, an-1 iliHl avorage should I
ic measure of its value. It > like <> >
lure or nuytliing else; it ba-ils law. 11
aliile don't pretend to aflii an intrintlue;
that is beyond legislation. Ihit
L?es attempt to ascertain n'id tix a imiiu
nation oi limits, i no axon. -u ot tins p-o
'too is not founded so much upon ll
i (sou of protecting tlio *eik agnn-t t.
roiijj, (is tljfm the saver-< in />ow< r of h
lute to re'julale ? cumu.ij mot to fir
awlurd for j oijuhj r< t i i us ictll n* oth<
Ijts. A raio ot iutunM itlec'.s the stale
<1 of value, and the li. i -g .1" tlio one is
gicat extent the le.'ii ilion of llie ollic
i'o have ma le gold and silver our on!
andard of value, ail it- assay and c?u
nj and stamp no li t l?y any means ail
ary and factitious. It lots its law of all
id of weight. Aid ifler being made ml
(in, its loan or its use lias its l.4w of inte
t. That interc's.' is limited l>v lime an
iperiunce. J liot liave slmwii 11 it t ii tliei
; no limit, specilation will supplant icgi
r business, an I tliat llie maximuin ra
liicli regular business can bear is the a
ago of ahout six per cent. Tli it to ?a?
itli coinmereul lluetualions is io inlla
id expand l'iO more when itifl uioti an
mansion arutho evils of the times, and
contract a* I crush the ni ne at the set
ino when ire-sure is already bearing t.
aw. Sacl a Iicoiiso to capital might su
heie the 'ieli are rich, and the poor ai
a?r iudeel; where tlio few have all ill
onev, aid the many have nothing; hut
nuol he home hy our people. < hir man
ill not submit to anv such legalized di
iuiou of money, which does not stand o
e same fooling with any other species <
operIv- Money is the very subject of sot
eign'y, because it is its mature. It ei
angs for every thing else, ll is tliatun
r-aly and inordinately domatided; thr
liion must be had, as the only lender i
vninit of d< hts; and it is that whic
aintnin&government it-elf. I; iscoinino
vll other subjects of value in every wa
it they are not common to each other c
], to it. It may Km] ought to bo, ibeo, the
r- subject of legal regulation where other prop- ju
li orty may not be and ought not to bo reguiy
la'ed by law. And to allow parties to bar- w
is gain for their own rates is to repeal the usui,
ry laws, nud at (ho same time to throw uu
obstruction in the way of business. I trust,
10 therefore, that ono good etTect of this raonoy 0<
0, crisis will be to I'MKVKtfT tiik kaisi.no or
lu Ot'll llATBor 1NTKKK8T, Blld to i'KEVKNT TIIK P
)T ukpk a t. ok ol'r usukt laws. 1 llhvo re- '
s frained to urge tiie moral considointions
s- against their repeal, beeanse some of tiro 1>
^t best of men are involved in llie error of this si
(I mistake, lint llio moral reasons against
is repeal are incalculable. One of the most w
n- immoral effects of the abolition of usury 0
le t laws would be to depress all the investy,
| incuts in Slate securities alrealy made at
l?* ! 5 and 0 per cent. Unlimited usury would
it! ! raise the rate of interest so high that no one
of would think of investing in bonds drawing
ie only 5 and (5 per cent, intoiost. The invest-1 "
ie ir.eiits already inndu would sink so low in 'j
u> the market thai the faith of the State would ,
a- bo broken, as by a dishonorable repudia- c;
ill tion itself. And no now hmiils nmili! l?o w
r- j f>uM, except at u rate so high that 110 peote
j pie conl.I bear the taxation necessary to 0
te 1 complete (he public woik* or to support ?
ie public credit.
?>f A Widow's Perplexity,
!'. A disturbance of a somewhat unusual
character took place yesterday morning, at ?
'* the dwelling ol Mr. Thomas Fothergiil, a. r(
1 line old gentleman of sixty five, who has been |
v> | a widower for eighteen months. Mr. Fo |
:G 1 therein, having become tired of his solitary |
j condition, adveitised for a wife, staling, ac?: s'
r" i cording to custom, the ijnalificatioiis which 1
! applicants for the situation wcio required ''
| to possess. '1 lie iidvrrli-etncnt could not i
? j have been more tlian an hour before the
'y J public, when a bri>k widow, Mrs. Kaclud it
Morrison by name, ought have been seen I h
i ascending the steps of Mr. Folhergill's red- j
deuce, in Kight.li street. This lady, rcmetn t]
'} boring the pioverb that 'theoarly bird catch <j
'*? I cs the worm,' presented herself lor the ad w
; vertiscr's inspection almost as soor. m there
,e was daylight enough to answer the purpose;
and, to reward her business like alacrity,
she proved to bo the lit at Competitor for the
j pri/.o.
^ I Mr. Fotlicrgill. being a man of merc.anr
tile habits, i-. very prompt at making a ba?gain,
and, more ?vcr, is not very hard to '
jj please. Hating examined Mrs. Morrison's j v
|(j j credential", ho seemed to decido that she
i would suit liim exactly, and the whole af 0
t< fair was about o bo concluded, to the -at \ ''l
j isfaclion of all p.utie", when a hard pull at "
t| the door-bell mnouneed another arrital.
j Almost imr.cdintely, a s cond lady en r
HI tered the roon and glanced around appre- h
hensively, as if afraid that elm had come too ( t.
n j late. She w*s a thin, elderly female, w hose ,
name afterwards proved to be Mis- N'oarna 0
j. 1'rico. 'Ar? you the gentleman whoadver- ?
}V 1 lised for a wife?' said Miss I bice, as soon as c
* ' she entciod. Heforo Mr. Fothergiil could ,
id ; reply, Mo. Morrison nn?wrered for him. (
I 'Ves, tiiadim, he advertised; but 1 reckon (j
^ | he's supplied.' 'I spoke to the gentleman ,
^ himself, madam,' answered Mis* I'rice, !
. | sharply,'and 1 suppose he knows his own j
*, mind.' 'lie ma le a declaration ?>f hi* in- u
v tention."before you catne.' said Mr*. Morri'
' j nan. 'I think you must have in *iinder?tond 0
him, rr 1 bun: por-ons at your time <>f life 1
I < are a p. t hear imperfectly,' answered Mi? -a
1'iice. 'Vou appear to bo very anxious to . r<
ohr.nre your condition, madam,' said Mr.-, b
S,f? ' * * * '
1, M>>rr on. 'ton necm to be umrli in want
it- .
ot a litlsban I. 1 said Mi?. l'riro. 'I net- t]
i( or i ' in 1 i'. diiii -iilt I > ?j?*t one,' cxclt'fned t.
' Mr . Morrison; 'and i \\ i -1? you t? know I,
tl?. i have had /to already.' *t *ii!* ?.-(i?* I
, 1 Nf?- ? Price, 'I vn your husband* wore much S|
t-> liO pitied, ill: 1 1 don't w o.der thai lho:r I (j
j i:vo< were of short duration.' i p
While this ..lioroat ion was going on bo .
; tweet) the ladies. Mr. pother gill looked and j
( j- listened with extreme eniharra?rur-nt. I'os
sibly lie could have been happy v\ itIt either,
'were tlio other dear charmer awav,' an 1 ho
seemed totally unable l > decide which ile,
I served Ills preference. The Contest bet ween :i
the rival can lidatcs was cairied on with in- ,!
creasing hitlernevs, until the hand < f Mi-s "
1'iice, while performing an etiergleic gesture,
happened t> touch the somewhat pro- a
( tnberaiit Im-o of Mr.- M >riison. What c
pillowed wo would gladly -upnress, hut. for h
to * . | the
.-ake i t inak lig an accuiatu report, it iI
iituvs^irj to >.iv llinl ll??? liotinWs of IhHii u
ladies w eiedemolislie I. and their face-rather , p
, badly scratched. Mrs. Moiri>on male a .
charge of a? mil and battery agaiii-t Miss ) [,
Price. lit at the acetic we have described,
i made some itnpie?ion on the mind of Mr.
Kolhergill m iv he judged lioin the circuit! ,,
i stance, tiiat when giving in bis evidence at j
, the M.mil's otliee, lie -ignitii I hi- deleimi- (j
nation to remain single ?r at l?-i-t six
til >nliis longer.? /'/o/ r htnb.iit J'ns.i. ,
? ? ' ?
No .i; Sr.\ vn Ai.onk.? It is in the provi- "
" deinc of <; >,] thai none stand alone; wo
" touch each other; mail act- on man; heart '
on In-ot; we aie liouiid up with each other;
hand is j.mied in hand; wheels ?et win !- *
in in i.i ui; we arc spiiitualiv linked logetli
i'' ... .i ~ i - i -
* ?, .Kin *?un .kiii, ? iimoi inr .ikiiij iiki 11
<li?* a'.one: wo cannot mv, I will only tun h
iUki wi.li niv nvvii soul; 1 am prepaied to
disobey lite Lord I ?r -in It a pleasure <?r ?u Ii ?
| a if.tin, Inil i do n<>i want t" implicate other-; (
1 tinlv want I ' lie ait".wri? ! f..| m\seif. Int> (
cannot !?*>. Lull living soul It.- its infln [,
cnce on ethers in some way ami to mnne
extent, coiiM'inti'.ly or unconsciously; each
has some power, in no or )< >> direct or in- ; j(
diieot; one mind colors another; a child acts
on children, ReiViiuls on their fellow scr- J
vanl?; nia-tefs on thoso they employ; ji i
rents on their cliildien; fii-mlt on friends,; ,
Kven when we do not design to intluence
otheis, when we are not thinking, in the 1
least degree, of the ell eel* i it what w*e tjo,
when we am unconscious th it we have any '
inline, oe at all, when wo do ri >t wish our
c >nducl or way of life to ailed ?n\ hut our '
selves, our in inner of life, our cmiveisatiou, h
our deeds, are all the while having weight ti
soiucwhcre or somehow: our feel leave their si
impiessi hi, though wo may not look behind
us to see the inaik. I,
As a clorg) m III was Innying a corpse, a _
woman came and pulled hull bv die sleeve
in the middle of the net vice. "Sir, sir, I a
must speak to you immediately." "Well,
then, what is the matter?" "Why,sir, you j
are going to luiiy a man who died of the '
, small pox near niv poor husband, who never
1 had ii." '
1 First Citizen.?1 'id yon make tour da (r
posits in the Farmer*'mid I'itiz lis' l'aiik?
SeronJ Citizen.?Voy but I had the good "
i fortimo to draw out nil my halance the day 01
before the failuio of that institution, mid s
deposited it the same liighl in the l aio. in
| li.lllk. ! g'
A wag aay* that a Mis* it, now-a-days
I circumference, "as good a* a mile."
Good morning, Jones. How doe* the
orld use you}" "It uses tne up, tbaui
ou."
Wliy is coffee like an axe with a dull
Jge? Because it requires to bo ground.
Dr. Fran Klin says: "If a man empties hii
urse into his head, uo ouocau take it from
iin."
Long words, like long dresses, frequent
r hide something wrong about tho under
audiiig.
When has a man a right to scold hit
ifo about his coffee! When he hasplciilj
f grounds.
What is the difference between a wnniat
nd a mad dog} One wears hoops and tin
ihcr pants.
Jones says of an ancient unmarried fe
tale, that she was fearfully and wonderful
; maid. .
Why have chickens no future stale? Be
au-e they have their necks twilled (nex
'orld) in this.
What animal has the greatest quantity
f brain1? The hog, of course, for he has;
hogshead full."
Relatives are not necessarily our bc?
ieud-; bill they cannot do us injury with
lit being enemies to themselves.
On a young child being told that hi
inst by broken of a had habit, ho nccurateb
jplied: "Papa, hud'nt I better ho mended f
Blessed is he that blows his owti horn
>r whoever bloweth not his own horn, tin
sine Jiall not be biowed.
Our "devil," says a country paper, want
j know how many "?heets" there are in i
token" of love.
A tailor who, in skating, fell through th
:e, declared that he would never agaii
save a hot goose for a cold duck.
Some r>no says of a certain congregation
liat they pray on their knees on Sun
ays, and on their neighbors tho rest of th
reek.
An old bachelor left a boarding-house, ii
rhit'll were a number of old maids, on ac
mint of llio "miserable (air" set belore bin
t table.
"You'vo misrepresented mo," said a mem
er of Parliament to a reenter. "You mis
( presented your constituents still more,
ras the reply.
The happiest man in tho world is th
no with ju-i enough to keep hiru in spirits
ti'i just children enough to in ike him in
u?trjous.
Sotn" say tliat low necked dresses hftv
cached their ht > //.(. That fellow runs
ave heeti standing ,>ti his liend when h<
_>ok the observation.
A persou looking at some skeletons tin
ther day, asked a young doctor pre?en
here he out them, lie replied, "We tais
d them."
The many are wiser than the few; tin
in 1 titutie than the philosoplior; the rnc<
i.an tho individual; and each succcedinj
ge than its predecessor.
Lilies are liko watches?pretty enougl
i look at?sweet faces and delicate hnt'd*
ut somewhat diflieuU to "regulate," whet
nee set "agoing."
A man came into a printing office to hot
p iper. "Because," said ho, "wo liko ti
in 1 newspopeis very much, hut our neigh
crs are all too stingy to take one."
Swift h?*iil tho doctrine, that there wen
tree place where a man shoo4.1 l>?
? speak vv. i-uil contradiction, viz: "Tin
cr cli, the [' t'l'it, ami the gallows."
Men :iio hc.piently liko tea?ilio rea
Irongth and goodness aro not properb
r/.tfii out, until they have l>euu a shot
me in but water.
Let a woman once think v<>u unconquera
le, nti'l unless she .-> unlike all other wo
un, slio will still exert all her energy U
onquer you.
What is the difference between Xoali'
rk ami a down Last coaster? (hie wa
lade of gophnr wood, and tho other wa
lade to go for wood.
"Why did Adatn hile the apple?" n<-kei
schoolmaster of one of h:s pnprls. "Ho
msc lie had no knife to cut it," replied tin
opeful biblical student.
It may seem strange, but it is a fact, tha
>en generally are more afiaid of wotnoi
hail women aro of men; ami tearing l<
break the ice" is a frightful Causo of oh
acheloi ism.
A gentleman passing the churchyard, i
w days since, observing tho sexton dig
ing a gia?o, addressed him with?"Well
w goes trade in your line, ftiendi" "Yen
i-ad, sir," was tlio reply.
I'unch thinks that those who aro so ten
or as to seek "to blend mercy with justice,
n the ? .so I Sepoys, might be willing t<
ave Nona Sahib punished?under the in
uoiiee of chloroform.
\n iuieterate punster asks if tho new in
trumeni <>f toituro u>ed by the King o
ni|i!e-, and calh i the Silence t'rp? beiiij
r.id of iron and steel materials?is lio
ard ift nr.
Mr. H.tker showed ns an egg yesterday
>hil li was seven inches in eiieiiiufeienee
'm an v body heat this? ? Syracuse Ga-ftlt
Vr: duly; loeal; the egg into a bowl, am
'eat it with a spoon,
I lie host bank ever vet known is n banl
f earth ? n never refuses to discount t<
onest labor. And the best shaie is th
low share?on which dividends are alvvav
iberal! I hat's so,
'lhav, Mr. l'rofessor, what is a paren
li< si?:" "Mad on, it is simply a circa 111 hi
j? x j vn: \m "i.uHiaai >rn ll IV, (ilCIIIll
cubing an atom of ideality, h>-t in a verba
rotundity.'' Thank you, sir."
tjuaini old Fuller says: "Let hi in win
xpeels one cIuns of society tt> prosper in tii
ighesl degree, while the other is in dis
!? >-, try wlieiner one m lo of hi* faco cat
mile while the other is pinched."
A young physician, descanting upon th<
veliiiess of a female, perorated with
\N on|<in't hlio make a magnificent subjec
how 1 would like lo dissect her!" That*
hat you might call professional cntliusi
Sill.
To ho always intending to live a now
fe, hut never to find time to get about it
> as if a man should put off eating am
unking, and sleeping, from one day ant
iglit to another, till lie i? starved and dos
oved.
"t 'aptain, what's the faro to St. Louiaf1
What part of the hoat do you wish to gr
n?cabin or dock}" "Hang your cabin,'
nd the gentleman from Indiana, "I Iiv?
i a cabin at home; give um thobeal you've
ot."
%
An Oath ot The following
ha* 1?wd tba Pood ah
Observer: "Byfrom vj
1 brigadier Havel^^^H^it appears that \
' on the arrival ol^^Haelacbmeat of ffith
liigblnndera at tuf^lace of skulla, Cawn*
I pore, after tbe massacre of oui countrymen,
women and children, they by some means t?
i or other found the remains of one of Geoi
eral Wheeler's daughters. The sight was
horrible, and aroused them to that pilch,
. that, gathering around, they removed the 111
hair from the poor girl's bead, a portion of
which was cnrcfully selected and sent homo
to her surviving friends. The remainder w
' they equally divided amongst themselves;
and on each man receiving his carefully p<
served out portion, they all quietly and *
1 very patiently applied themselves to the toJ
dious task of counting out the number of
| hairs contained in each individual's lot; and ^3
!*vhen his task was accomplished, they oue ?-t
and all swore most solemnly by lleaven
and the God that made them, that fur as 3]
| many hairs as they held in their lingers, so
^ many of the cruel and treacherous mutii
noers should die by their hands! an oath
j that they will, no doubt, most religiously
, i keeP'' SI
| Iitiaii Phovehds.?Every goose thinks
t his wife a duck.
No news in a newspaper i.Mj't good news.
Manners make the gentleman, and the
want of them drives him elsewhere* for his pi
, shooting.
> A miss is as good as a mile of old wo- R
men.
' Two many cooks spoil the broth of a boy.
It is a good head of hair that has uo turn??*
L
s It's foolish to spoil one's dinner for a D
14 ha'porlh of tarts, _
'1 here arc as line bulls in Ireland ns ever 1e
came out of it. t
a Necessity has no law, but an uncommon ^
j number of lawyers. J
it I 1 letter to lo.?k like a great fool, than to
. be the great fool you look.
0 I A soft answer may turn away wrath, but
111 a cnancery sun, a soil answer is only likely
to turn the scales Against you. g(
One fortune is remarkably good until {
you have bad another one told you. D
Don't hallo, until you have got your head
safe out of the wood, particularly U Donuy- O
'* brook Fair. q
" Mna. Partington at ihk Pai.let.? l
"When i? the bally troop ccntiug on?" said
p Mrs. Partington, after watching the dancers
, at the Huston ahout half an hour. "That *
i-> the ballet troupe," said Augustus, with a 3J
smile, pointing at the t?eautifiil sylphs that
f were fluttering 'die butterflies about the O
t stage. She looked at him incredulously loi
a little while, and said, "Well, 1 believe in
cnlling things by their true nam???, and ?
what they call them a troop fcr I don't
p see. I thought it was a troop of horse, such
1 ] a* they used to liave in Dean vi Me." She ?
| levelled her new opera glass, gben her by V
Mr. Ihgeiuw, at the stage, and looked long "p
e and earnestly. "Well," said she, "if there
" ever was anybody that needed sympathy, jjJ
f it's them; worn their dresses away up to
tlieii knees bv dancing, poor creature! and qI
i by and by, at this rate, thev won't have no
, thing to wear."
The following is a disoription of the new*
r Coat of Arms of tbp State of Alabama,
* reported l?v the Joint Committee of the
Houses on State Sea!; ,|or9
"The Genius of the Confederacy, standing.
holds the National banner; with her 1"
p tight hand she lakes the left of the Genius
' of Alabama?represented by a virgin sent j.*
ed on a cotton bale?who, while she give* K
her hand to the Union, points with Iter J<
I other to the *tar of Alabama till the fd tg ^
i with the motto; ''Younger, f?it tJijtfal."
l On the loft of these figures a ship in full m
I Mil, indicative of the importance of coin ~
. ! uierce and direct trade v\ itli our owu sea- *
ports,*' W OK
A good story ia told <>f Michigtn farmer T
who recently went down into Indiana to ,,
s hoy a drove of horses, lie was longer alt- r*
s sent than ho intended to he, and he failed ^
" to meet a business engagement. On being -jrather
reproached for not being at homo, he oout
1 tna.le dnc apology. 4,1 tell you how it ia, <>ur
s.jiiire; at every little darned town they 1,1
i wanted nie to stop and l?e president of a v
bank. . , inrr
A pedagogue relates a laughable story of
one of his seholi.aa, a sou of the Ktnerald Diu
Isle. He told him to spell hosiil ty. can
" 11-o r?s-e horse," commenced l'at. "Mo' M'|:!
horn liiity," said the teacher, "hut hostility." "J',1,
1 "Sure," replied pat, "an' didn't ye tell me p
" . the other day not to say hot- Po jabbers, I)
it's iron tiling with ye one day, and alio- h?v<
F i tlier the licit." mcj'
"You are from the country, are you not, beet
* ; siri" asked a city clerk of a Quaker who *?< <
had just arrived. "Yes." "Well, here is lt "
3 an essay on the rearing of calves." "That,"
said Aminadah, as he turned to go, "theo y
had better present to thy mother." W#
"<??orge, you ate looking very smiling.
^ What has happened!" "The most delight?
ful tiling. I caught my Jenny by eurpiiso ,t r
I ' tliis morning, in her w rapper, and without! trhi
; h"o.i, and I gut the tiist kiss I've had
, sinco whalebone skirts came into fashion." ..
rat
"We have all of us," says Pierce Pungent, /ry,
"laughed at the Irishman, w ho commenced
' arguing with Ids opponent by kru>ckitig *!v
him down, averting tliat it was the best ' j
s wav of putting him in a tit stale to listen to |j.
i> reason. j hen
l> . "W hy, Charley," said a Yankee to a no- ;
s gro preacher, "you can't even tell who made tj,M.
the monkey"<>h, yes, lean, inassa." ven
- "Well, who made the monkey!" "Why, and
>- 1 in tssa, the same one made the monkey that . ,s
I ft CUM
made you: .j,e
II ,. \ .. ? ? -* ST
I .ah inarming speciacie, sav* ine .\ew |rrn
\ oik Times, "? Co see a sturdy fellow, with "'v'
0 , n cigar in his moulli which ct?*t as much as
e a loaf of bread, following a baud of music, I
and carrying a banner wilh the inscription: ;
1 "Bread or \vo?k.' " j ? '
The question has been asked, why it is
s considered impolite for gentlemen logo in,
to tiie presence of ladies hi their shirt sleeves, I y
I whilst it is considered in every way correct i
s for ladies ihcmselrfs to appear before gen
llenien without any sleeves at alll
' t.nl
It is the height of folly for a half dozen s
r brothers, four uncles, and a gray headed fa- who
, tlier, Crying lo stop a young girl from got- ,mu
I ting married Co the man she loves, and who
1 loves her?just as if rope-ladders were out ^
- of dale, and all the boraee in the world spav- y
i ined. K
A young gentleman, the other day, a?k* *
? ed of a young lady what she thought of the
' married state in general! "Not knowng, 1 ^
s cannot tell," was the reply; "but if you and *?
> I would put our heads together, I could
j soon give you a definite answer."
"sts5t5st" 1
*CKLEBEATEB
ERMIFtTO^E
LIVERNLL8.
_____ - <* ; 1
oofthc U(t Prepwr?l?? tf MM Ag>t
i .
They are not recom- |
ended as Universal ]
ure-alls, but simply for ]
hat their name pursrts.
the^ vermifuge, for
spelling Worms from 1
le human system, has j
Iso been administered
rith the most satisfactory
isults to various animals
ibject to Worms.
The liver pills, for
ic cure of liver comlaint,
all bilious deangements,
slck Headche,
&c.
Purchasers will please
e particular to ask for
)r. C. McLane's Cele
rated Vermifuge and
jver Pills, prepared by
eFlcmvvixj * j
dle proprietors, Pittsurgh,
Pa., and take no
ther, as there are various
ther preparations now
efore the public, purorting
to be Vermifuge
nd Liver Pills. All
thers, in comparison
dth Dr. McLane'o, arc ^
worthless.
The genuine McLane's
rcrmifuge and Liver
ills can now be had at
11 respectable Drug
tores.
FLEMING- BRO S,
60 Wood St., Pittsburgh, Pa.
Hole Proprietors*
COVII. & MRA 1>, Ni* Orh.iu*, G< i.? i I
iterate A gent* for the South, to ?lum nil ermust
be inlJroM d.
SOI.D BY
ISIIHU Jfc II El MTiSlt. bpnrtaiiLmg.Bo. Ca.
'KAN A- GOODGIOX, 44 14 "
TOJ.I.EsoN, 44 44
KRUTC11, Greenville, " 44
KENAN NOKKIS, l-nionvfUe, 44 41
I.MIN II. HENRY. l.ioK nrville, 44 44
>\ V. Pit NTT A CO., Xi wberry, 44 44
V I'.AHNKTT A CO.. Yorkville, H. C.
W. HARRIS &; CO., Rmlieifordtoti, N. C.
[ lj II If
logcrs' Livorworth & Tar
1 UK CUJII'U.I K CCRK OF COCOIIS, COI DS,
N Kl.t'KNf. A, A6TMNA, 1IKONCH ITIS, BPIT *
I NO OF BLOOD, A A I J. Oil I Kit LC>'Q COMLAINTS
TKND1NO TO CONSl MVTION.
i "i i 'i S S ^ ?i
bin preparation is ? tt'uig into use nil over <>u
try. The numerous Kit era we receive Irom
various fluents, mf ruling u? of cans effected
lieir itiiiiiedirte neighborhoods, wuritint us in ^
raff it i.s one nl tlie best, il Lot the tery best,
4h Medicine now before tlie public. Ji aimas
\riubly tehee fa.and not unfrequently rvrss the
r icorst case*. When all other Cough prepnrns
have failed, this lias relieved the patient, as
quisle, dealers in Medicates, and Physicians,
testily. Ask the Agent in jour nearest tow n,
t has been Ins experience ot the effect sot this
icino. I' he has been selling it for nny length
tne he will tell von
r IS THE 11K?T. MEDICINE EYTANT.
lelow we give n few extracts from letters wo
* received lately regarding the virtues of this
icine.
>r. S. S. Odin, of Knoxi ille.fln . says: I hats
i train g your /.tccrteui / and Tar tery extenly
in my practice jar three years past, and.
i trtl/i pleasure I state my belief in its stirs.
nil w?r.? A 1.1. OTHER ARTICJ.I." With which X
acquainted, far which it is recommended,"
Us.?r*. Piuai raid ?Sc litiincTji. writing from
vnesvillu, N. t.'. say; "The Lirer wort and
tit becoming daily more popular in thisCounand
v* k think ji ?i i.v so. All who hnxe tried
tieak in commendable terms of it, and ray it
rrtj beneficial in alleviating the complaintsfar
rh it is re com mended "
l.vo* Fitzgerald & Ilenncrs, writing from
yntsville, N. P., i?ay: 7 he Liverwort and
is becornintr daily more popular tn this Co nn%M>
HI THINK JI ITLY no. All Wko hats
d it speak in commendable terms of it, and
it is rrrf beneficial in alienating lit r?n?
hits for which it is recommended.''
tor A .' lit in 1'tokens ltisirio, 8. C., Mr. S.
McFall, ti.-vursN us "tli.it be uses it with great
efit in liitowo family, nn?l recommend* it lc> his
jbbors." He givi * an instance ofa Nrgw wo- ^
i, in li - vicinity, who had been fwftrrytff with
use of iht- Lungs for years, attended with set
p cough, who was relieved by the Lirtrwor
Tar.
t?ch are the good reports wo hear of this Midi
from nil parts of the Sooth. For a report of
surprising cures it has perforated in the Westniid
Northern and Knsters States, wc would
to the suffi ring patient to rend the pamphlet
eh accompanies each bottle. To nil we ??y,
e hope, bare hope-'
TRY THE MEDICINE!!
i: w a if \ i: i> i x * k a sox.
ware of Counterfeits and Base
Imitations :
he gonnine nrticle ? trigntd Andkfw Koarn
J ~ >
v,,h,?,,,, <11npprr n roe no cacii bottle,
rice $1 per bottle, or six bottles lor $5. Sold
IcKtlcaitil retail by SCON II. & MKAD.
i I Charters St., bet. ContinndSt. 1a>u'is,N. 0.
olk Amnts ron Titr Soitiikrn States, to
m nil orders and applications for Agencies
I be addressed.
SOLD A LSO RY
IS! IKR A 11 KIN ITSII. Spartanburg, So. Co.
KAN A GttOlKlloN,
t'. II. WATSON, Greenville "
;. KRUTCH, *!
KNNON A NOUHIS. IV.nmillc, " ?
II. IIK.NRN , Ijom<I>>\it.? M 1
. L. IIAUIUS, ?v CO., Rmbcrfordton N.C , ,
,pril 24 9 f?nt
Job Pri? tinii
PROMPTLY KXlvOUTKD.
v