The Lancaster news. (Lancaster, S.C.) 1905-current, July 22, 1913, Page 2, Image 2
2
CO-OPERATION IS NEEDED
IN MARKETING OF COTTON.
Officials of Farmers' Union of Texas
Issue Statement to Correct a
Wrong Impression.
To the Members of the Farmers' Educational
and Co-operative Union
of Texas:
On account of certain statements
appearing in the publico press concerning
the meeting held at Dallas of
the Southern States Cotton Corporation,
seemingly connecting, as we believe,
the Farmers' Union of Texas
with said corporation, we deem it
necessary to give out a statement as
officials of the Farmers' Union of
Texas. i
We wish to officially state that at
no time did the Farmers' Educational
and Co-operative Union of Texas
in any of its regular meetings,
through its regular elected and authorized
delegates, endorse the marketing
plan of the Southern States
Cotton Corporation, and no state
official In connection with headquarters
of the Farmers' Union have done
so at any time. We make this statement
because through the statement
in these articles the membership
throughout the state may be made
to believe that the Farmers' Union
or its official had given their endorsement
to the marketing plan of ,
this corporation. The state officials i
of the Farmers' Union of Texas are
strictly adhering to the marketing
plan of their own organization, and
have not and do not now endorse the
marketing plan of any corporation
or selling agency for cotton except
that of the Central Selling Agency
established at Houston by the Farm- I
ers' Education ami Co-operative |
Union of Texas, with E. F. Shropshire,
as its manager. It is the only
s 1 T7. cMlintr
that 13 cents per pound to he a good
price; In that their judgment was
had. Now what we need most, with
plenty of money, is the co-operation
of the farmer with the Central Selling
Agency established at Houston.
The Farmers' Union represents the
farmer, and has experienced men to
handle their business at the least expense
to the farmer, and plenty of
money at 6 per cent to advance on
cotton to those who need it. and at
the same time the cotton never gets
out of their hands or control of the
farmer until he receives full value
for same, unless he elects to do
otherwise himself. We know that
some people do not believe that the
farmer is competent to attend to his
own business through his own system,
but we believe that the average
farmer is just as competent to do
business for himself as those of any
other calling or profession. The
only thing the farmer is short
on is co-operation, and they are im- i
proving in that every day. Therefore,
the whole matter is a farmer's
problem and can only he solved
through him, and lie can solve it
only through his own organization,
and the Farmers' T'nton is the only
safe and sane, strietlv farmers' or
ganization that he ran depend upon:
while othrr friendly agencies ran and
will help him materially, he should
not allow himself to he used for the
purpose of sacrificing any principle
of the Farmers' Union for the sake
of such help, for we can afford to
lose the help of any and all rather
than sacrifice any principle whatever
of the Farmers' Educational and Cooperative
Union of Texas. At the
same time, we ask for the co-operation
of all legitimate and honest interests
that want to see justice done
to the farmer, as well as all others
who do something for the country's
good, and we believe that all loyal
members of the union will support
their own institution.
PETER RADFORD,
President.
C. SMITH,
Secretary-Treasurer.
The President All in White.
Washington Letter to The Boston
Advertiser.
President Wilson has discarded his
gray for pure white. No white wing
could be more approvingly attired in
the popular color of summer. Apparently
the President believes this
Is a better way of being comfortable
than by means of a refrigerator in
the cellar of the White House cooling
his office by means of 7,000 tons
of ice.
The President shows himself on
the very hot days in white from top
to bottom, even to the shoes, which
are of white canvas and with rubber
soles and heels.
But apparently this style of summer
dress is not an innovation with
the President. He has lived in the
South before. Indeed, he was born
In Virginia. It would seem, too. the
President has long worn white, for
the cut of his clothes Indicates a
style discarded for many years.
/*- - i- r\^..
IO wurc u uoiu in uno istiy
TakeT^AXATIVK BROMO Quinine. It stop# the
Cough and Headache and work* off the Cold.
Druggists refund money if it fail* to cure.
K W. GIOVii'3 signature on each t?ox. 2Sc
The Moral Effed
Loan
The Wateree Messenger of la
week has the following to say of tl
splendid address of Capt. W. J
Shannon on the subject above tnei
tioned:
A good citizen is a valuable ass<
to any community. Camden has
number of them, and prominent 1
the list of good and useful citizens
Capt. W. M. Shannon, who has us*
his splendid talents for the advanc
ment of the best interests of th
town and county. For many yea
he has held a conspicuous place I
the legal profession of this state. ^
an attorney and as a citizen he hi
no superior in this community. Amor
the Important enterprises in whit
Orgaill/.eu ruiiiinr uiiiuii
agency for Texas that is in this state,
and we believe that the farmers can
come nearer getting the value of
their cotton through the Central
Selling Agency of the Farmers' >
Union than through any other system
now organized, whether it be i5
or 20 cents per pound, and no well- '
Informed person will contend that
middling cotton Is not at all times ,
intrinsicly worth 15 cents per pound,
and at times 20 cents. The Farmers'
Union in effect, through its efforts
in the past eleven years, has
clearly demonstrated that fact, and
they have succeeded in selling cotton
through their warehouse twice dur
ing that time for 15 cents per pound. |
The matter of securing money for
handling of the cotton crop has not
always militated against Retting the
price for cotton that It was worth,
for last year and the year before
ample arrangements were made by
the Farmers' Union to take care of
the distressed cotton to market the
same slowly so that the law of supply
and demand could assert Itself
and have full sway; but the farmers
failed to use It because thev believe
he has taken a leaning pan is u
Building and Loan Association, t
has a score and a half years expe
ience in the Enterprise Building an
Loan Association, of Camden, whlc
was established here in 1883. H
was therefore well qualified to spea
on the "Moral Effect of a Buildin
and Loan Account," the subject a
signed him at the meeting of tl
South Carolina Building and Loa
League, which met recently at A1
hevllle. We take pleasure in repn
during his excellent address on thi
occasion, which was as follows:
It is a pleasure to respond to yoi
Invitation to address this conventlc
of the South Carolina Building an
Loan League and to advance son
suggestions on the ''Moral Effect <
a Building and Loan Account," tl
subject assigned to me.
This is a congenial atmosphere i
which I find myself and after thirl
years of active service in this wor
I am a pronounced enthusiast on th
subject: and I do not hesitate to at
vanee the opinion that an assocl
tion condiucted on broad and liberi
grounds is entitled to rank with tl
church and school room in its gre;
work and in the wholesome and el
vatlng influence which it is exerci
ing with the citizen.
The work of the three should k
hand in hand. The school room d
velops the youthful mind. Tl
church expounds its teaching <
truth, purity and viuue. The Buih
ing and l oan Association furnish<
the home and thereby produces a
at mosphere in which the teachini
of the school room and the churr
develop a higher citizenship and
higher moral character.
This may seem an extravagai
statement to one who has not gor
deep down into the merits of th
system and studied its influence ar
benefits in a community, for mo
persons consider these assoelatioi
exclusively from the standpoint or
profit on the stock held In It as an ii
vestment.
While the question of profit is oi
necessary for successful manaftemei
it should not he the sole consider
tion and an association should not 1
an instrument of oppression 1
means of which high rates of inte
est. fines and penalties are levied u
on the borrower for the benefit of tl
Investor.
The original conception and pu
pose of the Building and Boan pli
was the co-operation of its memhe
in providing homes for each oth
and this is still the purpose and ai
of a well conducted and true ass
ciatlon.
Those familiar with the early hi
tory of the Building and Boan A
sociation find it interesting to folio
its growth and to contemplate tl
Influence it has had in the develo
mont of our country.
The first of these associations
the United States was established
the state of Pennsylvania in 18'
and today Pennsylvania has mo
than l.RftO associations with a nier
bership of nearly half a million at
with assets of nearly $200,000,00
The official reports for the yei
1 ; 11 show that there were in oper
tion In the United States fi.000 ass
eiations with a combined mem he
ship of 2.322,280, and with a cor
bined capital of $1.030,(587.1 31, ai
this large capital is devoted to hull
inc homes for the citizens of th
creat country.
We all realize that South C'arolli
has just fairly started her materi
development and the field is ripe fi
'mmonse possibilities in Building at
Loan work, and we should not tie
led the opportunity.
Our people should be educated
the creat advantage of these associ
tions and the simple and economic
methods by which homo- are pr
vidpd through them
They should 1>p favored under tl
law and legislation should be enact<
by which they should be rel!ev<
from the burden of taxation, for i
agency that provides capital to pr
duce property for taxation shou
not itself be taxed.
It will be admitted that the hig
est degree of domestic happiness ai
contentment, the loftiest ideals ai
the purest lives are found in the
families which gather around t.h?
own hearthstone and fireside
night.
We all know the inspiring am
tion of a young couple on their mi
rlage Is to build their own home. ^
see and hear them studying and d
cussing plans and their faces lip
up with anticipation and the hea
go out to each other as they plcti
In 1 linlp min^Q a UMIA fntfacA
their home.
Just then and there a purer 1
and a higher citizenship starts
growth. The moral effect of 1
home is in evidence. The home
made possible through the Ruildl
and Loan Association and therf
the moral effect is produced.
The home life, the family life
' nr hot fa ror? 11 i rod in on 1 t ( l'O in #i
grow orderly lives, pure thougl
kindly and unselfish dlsposltlo
pure lives and highest citizens
and whatever agency makes possl
! and provides the home produces
effect.
It Is unusual to find a business
' stltutlon which so completely c
stltutes Itself the guardian or tr
tee for the borrowing class among
I .
> V. . V f" -.V . t. .V/ 'JKbSJ
THE LANCASTER NET
i
t of a Building and
Account
st members as do these association?,
le and out of this guardianship starts
d. the growth of the "moral effect"
ti- which we are considering and which
; grows in proportion as the trust is
et well administered,
a 1 This subject should be treated
In from the standpoint of the borrower
is , from the fact that this is the largest
><1 ! class and the one which secures the
e- greatest benefits.
is We will present the case of a borrs
rower who files his written appllcA
In tlon for a loan to build a cottage.
ts|This application should alwayR be
is accompanied by plans and Rpeciticuig
tions for the building. The papers
h must be referred to the loan comie!
mittee, which is an important one
le and should be composed of practical
r- men and those having some experlid
I ence in matters of building. In
h handling this application this coruie
mittee should ascertain the financial
>k standing of the borrower, the size of
>g his family and such other facts as
s- will enable them to see that he
le builds a home suited to his needs,
in | Care should be observed that a comli
i nnlonl cnnlriiptnr undertakes the
I -V ?
d- , construction of the house that it may
it j he built comfortable, attractive and
j convenient.
ir j If the committee is tactful, lntelllm
I gent and considerate it will be able
id to establish cordial relations between
ie the borrower and .the association.
")f during the course of these negotia10
tions. The borrower grows to regard
himself as part and parcel of
in (the association, his self esteem and
ty self appreciation are increased, a
k moral uplift takes place and a higher
Is citizenship is created in him, and
1- the moral effect of the Building and
it- Loan work is again in evidence,
itl j The business methods of these asie
sociations, too, is valuable and benetl
ficial to its members. The systematic
and orderly way in which the months_
ly or weekly payments are collected
is an excellent business training and
>? promptness in meeting business enp
gagements is thereby cultivated.
If> Habits of saving and economy are
encouraged and wastefulness and
*' improvidence is checked. A commu*8
nity of savers soon becomes a com
n munity of small capitalists and the
!S aggregate wealth from small savings
'h huilds up various enterprises and
a prosperity follows.
The practice of imposing small
^ fines upon deliquents is a good dis1P
clpline but should not be excessive
or should not he imposed arbitrarily
or for the purpose of profit. This
st practice should be used to stimulate
and to encourage promptness In
a meeting monthly dues.
n* Members are frequently heard to
assert with pride that they have paid
1P their dues for 10, 15 or 20 years and
have had no fines charged against
a" them. Thus the wholesome effect of
this practice is demonstrated. It
cultivates a desire and ambition to
r" stand out as prompt in meeting busip"
ness obligations and the benefit of
,p this training is a valuable asset.
Young men should be encouraged
r* to join these associations while
1,1 habits are easily formed under good
rs discipline. Ever so small an invest'
r ment in this stock is an advantage
m through its business training.
?", In its own small way it puts a
premium on promptness in busine
s" affairs. It encourages habits of
s* thrift, saving and economy. It obAV
structs the tendency to idleness,
,p worldliness, extravagance, the cure
of the generation. and leads Into
channels which will develop charac"
ter. business ability and success and
I'1 .higher citizenship.
'' Just here I shall ask your indulre
pence, that I may recite a few in11'
stances coming under my observation
in connection with nuilding and
1 Loan work.
Thirty years ago I was invited to
n" accept the position as attorney and
?" to assist in the organization of the
r" association which I represent h<-r?'
n" today, and I am conscious that my
i long connection with this work and
the daily contact with these rnest
and enthusiastic men who weu my
co-oworkers in my early life hav* e.x"j
ercised an influence which is of priceH'
'less value to me.
r>r
uj I soon became impressed with the
advantages of this system and purchased
my own home through the asto
sociatfon. I paid In monthly instala.
ments during a period of ten years a
'al sum equal to a reasonable house rent
'0_ and the home was discharged from
the mortgage,
ho In the long ago, I had a friend who
fmI had recently married. He was
Pd working on a small salary and living
in in a rented house. He owned a vao-'
cant lot which he had gotten from his
Id , father's estate. He was anxious to
| build but did not have the means,
h- I This association had Just started
ad | its work and its plan was explained
nd i to him. The result was he built a
>se ; home through the association. He
Mr paid for a period of about ten years
at i a monthly Instalment which was
something less than he had been pay1,1.
j ing by way of monthly rent and he
ir. i cleared and discharged W?e mortgage
V> on his premises.
Is- j A merchant owned a vacant lot on
,'htjthe main business street of the city
rts | sufficient to accommodate two stores,
ire He was a man of limited means, so
? he built a place of business on one
half of the lot and left the other half
jfo vacant.
its It was explained to him that he
the could advantageously build another
is store on his lot through the Building
Ing and Loan Association and that hi?
>by rents from same would take care ol
the loan. He built the store ftud It
)<, was leased ;ts soon as complied for
...a a sum sufficient to Dav the Monthlv
,is> assessments on his loan tW|?ethei
ns' with taxes and Insurance,
hip This Association has built twc
hie churches in the city and aided in the
the improvement of others. In 1898
wh?n the money panic had driven th?
in- banks to the wall and private inves
on- tors were afraid to turn loose theli
us- money, it supplied from its monthlj
its collections the funds to complete th<
N S, JULY 22, 1913.
city graded school, until the school ~
bonds could be sold on the?market.
These are only a few of the conspicuous
benefits of a well conducted
association in furnishing homes,
places of business, places of public A
worship, public schools for the peo- i
pie of a community. Each assocla- t
tlon represented here has no doubt c
had a similar experience and has lent j,
its aid in building up its community. c
| Two interesting cases which came t
under my observation were touching r
instances of profouud appreciation q
and gratitude on the part of the bor- ^
rower. 8
Some years ago a maiden woman r
with the care of an invalid mother r
was meeting the battle of life by ^
hard labor and living in a rented v
house. In her despair she approach- t
ed an officer of this association and t
stated her distressing condition. He v
became interested in her case and
affected an arrangement by which g
she purchased a small lot and built a
a modest but neat and comfortable s
three room cottage. . e
The woman found it difficult to r
understand how it had come about j
that she had a home and that her t
monthly payments to the association c
were less than her monthly rent pay- g
ments had been. She seemed to re- i
gard it in the light of a dispensation
of Providence. c
After Bhe was comfortably settled 1
in her home she called on this officer t
of the association to thank him for c
his aid, and said to him in her sim- n
pie, but earnest way, "Every night r
in mv nrayers I bog my Heavenly c
Father to bless you for your good- a
ness to me In providing me a home." t
In another ease a widow woman
with her children was living in a'
rented house. By Industry and economy
she had saved enough to buy a
small lot in the suburbs of the city.
Her heart yearned for a home, '
where she could gather her children
under her own roof.
She applied to this same officer of J"
the association for help. In time the '
home was provided by means of a 5
loan. Soon after she occupied her \
home she wrote a letter to this officer .8
and expressed her appreciation in 1
these touching words: "I shall never *
forget your kindness to me, and J
' every night I pray God to provide for .
you a home in Heaven as you have 1
provided one for me in this world." 8
While this poor maiden woman !
and this poor widow woman did not
fully comprehend the method .
1 ...1. I ?U ?, ? ,1 nKtnlnaH
Liiiini^u ? hum vnr/ na\i uuwiu^u
these homes, their hearts were full
of gratitude which they so earnestly
expressed, and they paid a high tribute
to Iluilding and Loan work in
askng the rich blessing of Providence
in their daily prayers for this officer
of this association.
The suggestion that a man endowed
with great wealth should re- i
gard himself in the light of a trustee
for this wealth, and administer it for
the benefit of his fellow man is a
lofty idea. It should not, however,
he confined to money alone but to
business talents and to business opportunities
as well.
Let those then who are identified
with Huilding and Loan work extend
this trusteeship so as to embrace the
forces of capital, business ability and
business opportunity. Let them labor
togetlu r to enlarge the Held of t
endeavor and let not the enthusiasm
diminish until every citizen of this
great republic shall be provided with <
his own home and fireside* from 1
which he may each day issue his
prayer and praise and thanksgiving t
to a Divine Providence. 1
In this great work let us start at j 1
home. We should excite greater en- j t
\- - - '
I
Bakes B
To Perfe<
Bakes it ligh
crisp ? in a
steady oven a
cool, comfo
kitchen.
New 'Pcrfci
?can 7U iyiB/B23
Oil Cook-s
ISmokmlmm
Bakes, broi
The New Peri
i i
IL>OOK-StOVe IS CJ
a coal or wc
Cheaper than g
everything as w<
Burns kerosene
est, handiest fu<
No coal or ashes tc
No soot. No imo
I
STAND;
, Washington, D. C.
Richmond, Va.
Norfolk, Va.
J -=
WHAT IS ME;
inderson Daily Mail. ant
Meningitis is the inflnammation of tra
he mebraneB of the brain and spinal ot
olumn. The membranes are thin
ayers of tissue which cover and line wl*
ertain organs. The membrane of bac
he brain was known as the mater, or 1 ]
aother of all the tissues of the ^ody. lov
'he dura mater is the toush tliem- mo
irane which lines the cavity of the cen
kull and spinal column. The plo abl
nater is the delicate and tender pui
nembrane immediately investing the rel
train and the archnold is a thin cob- pui
t'eb membrane between the other lev
wo. The three membranes taken
ogether form the meninges, or sack
vhich contains the brain.
There are two forms of menin- Jr"
;itls, one is inflammation of the dura V-?'
,nd is caused by wounds on' the Jv
calp, fractured skull bones, or to
xtension of inflammation from the |
niddle ear. The other form of menngltis
is more common. It affects
he delicate membrane. Hydrouphalurt
is a disease of childhood, e c
ometlmes known as tubercular men- I i
ngltis, or water on the brain. poi
Numerous outbreaks of epidemic set
erebro-spinal meningitis, or fever, In
lave occurred. It is highly Infec- am
ious and occurs principally among bio
hildren and young adults. There is the
i distinct organism which causes the me
neningitis, and it is believed that the sui
rganism reaches the circulation of
ifter an attack of inflammation of nes
he bowls. am
The onset is generally very abrupt, the
Tflfl 1 ITT I 17 II171711 1> A I
I MJM M. II lilil/ M XII
The Salsberry Post Says: 1 ow
The Catawba County News decla- all
es that it wants every person that chl
tas an automobile to get all the plea- ful
lure possible In riding, but thinks ; Th
here Is too little heed paid to t^e am
ipeed law. I to
It has always heen a wonder to us ' wr
vhy more people are not killed by ex<
he speed fiends than are, and noth- dlt
ng but a kind and watchful Provl- lea
lenoe has prevented more deaths and au
lerious injuries from the reckless <?n1
Iriver of autos. While we all feel, th<
ike the News, that while drivers and fre
husiasm In the annual meetings of wii
he local associations through the | ml
neans of short addresses. Let us re- : bil
mli>n i boon mnnf (n<ro in f n Avi\Ai>(nnon I
neetings. Let the modest citizen (jn
state his views and opinions of the j tic
noral and financial advantages 10f
vhich have come to him through his ' co,
iBBOclation.
Start this spirit of enthusiasm in '
he individual association and it will
>xtend to the state league and on to
he United States League. And as ..
he spirit grows it will saturate the i
jeople, then the legislative bodies, 1 .
hen the courts and in time all will
oin hands In expanding to its ut-1
liost possibility this grand system of
jroviding homes for and thereby im- jlf>
jroving the moral character and ele- aa
-ating the citizenship of this great
ountry. t'11
Would that each member of this
'onvention had the opportunity of ea
ittendlng one of the annual meetings CO]
)f the United States League of Local d?
Etnilding and Loan Associations. at*
There the picture of this work
hroughout the United States is dis- foi
jlayed before you In its immensity gr;
)> the report of the secretary which is
lovers its growth from year to year, kii
read
ction ^gj
slow, Vtlfl
-and iglll \\]1
rtable | ' | |j|
rtlon
tove ?
Odorlms*
Is, roasts and toast:
fection Oil The new 4-bi
leaner than Stove cooks aw
?od range. with the least
as. Cooks and discomfo"
n just how much
ill as either. c ?
Smaller stoves
, the clean- bu rners.
d. Ask. your deal
New Perfecti
broiler and oth
ke. No dust. write for desci
VRD OIL CO)
(New Jersey)
BALTIMORE
*
NINGITIS?
1 the patient is immediately prosted.
The symptoms are generally
a nervous character, such as fronheadache,
generally very Intense,
h rigidity of the muscles of the
:k of the neck.
[n many instances delirium folred
by coma is met with. The
rtality varies from 30 to 60 per
it. Opium Is very often servlcoe
In allaying the pain. Lumbar
icture has been used by many to
leve the pain. This means to
acture the backbone below the
el of the second lumbar vertebra.
Various serums have been used
1 that, produced by Flexner Is the
st successful. Flexner Is a
lthern man, native of Louisville,
., and a graduate of Johns Hop>
o Tin Koa ovnarlmontoil n/irlolv - -
IOi 1 tC liun vvw ??
t.h snake venoms, and has made
scial studies of bubonic plague,
Miliary dysentery, etc., and In
11 was awarded the coveted Camin
prize by Edinburgh University.
Serum is, technically, the watery
rtlon of the blood, but in a general
use indicates a medicinal remedy
the form of serum for correcting
i counteracting poisons in the
iod. There is a serum for dlph>ria,
and a serum for the dread
ningitis, which always has been
rounded by more or less of an air
mysticism because of the Rudden*s
of the attack and of the delicate
d almost inaccessible portion of
i body affected. t
11) TO SPEED LAW
ners of automobiles ought to get
pleasure possible out or tneir raa[nes,
they ought to be more careand
thoughtful In their driving,
e law Is made to protect the lives
d rights of the people and it ought
be enforced. The Post has not
itten at any time on this matter
?ept to help bring about better conions.
Without abridging in the
st the right and pleasure of Rane
tomoblle users the law should be
forced to protect the public against
} don't-care-a-rap sort who are
quently found at the wheel.
th its membership well up in the
llions and its capital well up In the
lions.
This report is followed by ad?sses
from eloquent and enthuslasworkers
in the many associations
the United States and foreign
untrie8.
When you leave these meetings
u are possessed with feelings
ilch came over you when you hsve
ended some unusually spirited pi d
tractive church service or some unually
ploasant and gratifying
100I exercise or some high class
d inspiring public address.
Your pulsation is quickened, your
art has grown warmer, your soul
s expanded and your citizenship is
>re lofty, and you are convinced
at the Building and Loan Associam
is second to no institution on
rth, and is doing for the material
mfort of man what the church is
iiik iur 1119 spiritual growiu una
vancement
The moral effect is in evidence here
you and your thoughts turn in
atitude to the great system which
accomplishing so much for manad.
%
s.\
urner Perfection
hole meal at once
expense, trouble
. Indicator shows
i oil is in font.
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VIPANY Charlotte,
N. C.
Charleston, W, Vt,
Charleston, S. C