The Lancaster news. (Lancaster, S.C.) 1905-current, July 22, 1913, Page 2, Image 2
2
CO-OPERATION IS NEEDED
IN MARKETING OF COTTON
Officials of Farmers' (Jnion of Te\?
Issue Statement to Correct a
Wrong Impression.
To the Members of the Farmers' Ed
ucational and Co-operative Unloi
of Texas:
"On account of certain statement!
appearing in the publice press con
cernlng the meeting held at Dallas o
the Southern States Cotton Corpora
tion, seemingly connecting, as we be
lleve, the Farmers' Union of Texai
with said corporation, we deem i
necessary to give out a statement a:
officials of the Farmers' Union o
Texas.
We wish to officially state that a
qo time did the Farmers' Education
al and Co-operative Union of Texai
in any of its regular meetings
^through its regular elected and au
thorized delegates, endorse the mar
ketlng plan of the Southern State!
'Cotton Corporation, and no stat<
official in connection with headquar
ters of the Farmers' Union have dom
ao at any time. We make this state
ment because through the statemen1
In these articles the membershii
throughout the state may be mad<
to believe that the Farmers' Unior
or its ofllcial had given their en
dorsement to the marketing plan ol
this corporation. The state official!
of the Farmers' Union of Texas ar<
strictly adhering to the marketing
plan of their own organization, ami
have not and do not now endorse th<
marketing plan of any corporatior
or selling agency for cotton excepi
that of the Central Selling Agencj
established at Houston by the Farm
ers' Education and Co-operativ?
Union of Texas, with E. F. Slirop
shire, as its manager. It is the onl>
organized Farmers' Union selling
agency for Texas that is in this state
and we believe that the farmers car
?? tj,0 value* r?1
VUUIC licain F,rvm^ IU* '? v..
their cotton through the Centra
Selling Agency of the Farmers
Union than through any other sys
tern now organized, whether It be If
or 20 cents per pound, and no well
Informed person will contend tha<
middling cotton is not at all timei
lntrinsiciy worth 15 cents per pound
and at times 20 cents. The Farm
?rs* Union in effect, through its ef
forts in the past eleven years, ha;
clearly demonstrated that fact, ant
they have succeeded In selling cottoi
through their warehouse twice dur
log that time for 15 cents per pound
The matter of securing money fo:
handling of the cotton crop has no
always militated against getting tin
price for cotton that it was worth
for last year and the year hefon
ample arrangements were made b;
the Farmers' Union to take care o
the distressed cotton to market tin
same slowly so that the law of sup
nlv and demand could assert itsel
and have full swav; hut the farmer
failed to use it because they believi
that 13 cents per pound to be a goo<
price; in that their judgment wa
"bad. Now what we need most, witl
plenty of money, is the co-operatioi
of the farmer with the Central Sell
ing Agency established at Houston
The Farmers' Union represents th
farmer, and has experienced men t
handle their business at the least ex
pense to the farmer, and plenty o
money at 6 per cent to advance 01
cotton to those who need it. and a
the same time the cotton never get
out of their hands or control of th
'farmer until he receives full valir
for same, unless he elects to d<
otherwise himself. We know tha
some people do not believe that tin
farmer is competent to attend to hi
own business through his own svs
tern, hut we believe that the average
farmer is just as competent to d<
business for himself as those of an:
other calling or profession. Th<
only thing the farmer is shor
on is co-operation, and they are ltn
proving in that every day. There
fore, the whole matter Is a farmer':
i>i iMiH'in iiim rail uui) oe BOivec
through him. and hp can solve i
only through his own organization
and the Farmers' Union is the onlj
safe and sane, strictly farmers' or
gnnlzation that he can depend upon
while other friendly agencies can am
will help him materially, he shouh
not allow himself to he used for tin
purpose of sacrificing any principh
of the Farmers' Union for the sak?
of such help, for we can afford tf
lose the help of any and all rathei
than sacrifice anv principle whatevei
of the Farmers' Educational and Co
4 operative Union of Texas. At tin
same time, we ask for the co-opera
tion of all legitimate and honest in
terests that want to see justice don<
*to the farmer, as well as all other
w'ho do something for the country'
good, and we believe that all loya
members of the union will suppor
their own institution.
PETER RADFORD.
President.
U. SMITH,
Secretary-Treasurer.
* ____________
The President All in White,
Washington Letter to The Bosto
Advertiser.
President Wilson has discarded h
gray for pure white. No white win
. could be more approvingly attired i
the popular color of summer. A]
parently the President believes th
Is a better way of being comfortab
than by means of a refrigerator
the cellar of the White House coc
lng his office by means of 7,000 toi
nt Irp
The President shows himself t
the very hot days in white from t<
to bottom, even to the shoes, whii
are of white canvas and with rubb
soles and heels.
But apparently this style of sui
mer dress is not an Innovation wi
the President. lie has lived in t
South before. Indeed, he was bo
in Virginia. It would seem, too, t
President has long worn white, f
the cut of his clothes indicates
style discarded for many years.
To cure a Cold lit One Day
Take I.AX ATTVR BROMO Qnlnine. It stop#
Cotisrh and Headache and works off the C<
I?ruegi = ts refund mon^y if it fails fo ci
E. W OKOVIi S signature on each box. ;
I
The Moral Kfi'ect 1
Loan A
The Wateree Messenger of last i
week has the following to say of the i
anlanrlid address of Capt. W. M. I
l Shannon on the subject above men- 1
tloned: ||
A good citizen is a valuable asset 1
* to any community. Camden has a
* number of them, and prominent lull
the list of good and useful citizens is ' I
Capt. W. M. Shannon, who has used I <
his splendid talents for the advance- |
* ment of the best interests of this j
town and county. For many years J:
j! he has held a conspicuous place iti i
the legal profession of this state. Asi'
| an attorney and as a citizen he has i
no superior in this community. Among j i
" the important enterprises in which n
* he has taken a leading part is the 11
' Huildlng and Loan Association. He 11
has a score and a half years exper- i
~ ience in the Enterprise Building and :i
4 Loan Association, of Camden, which
^ was established here In 1883. He :
~ was therefore well qualified to speak i
on the "Moral Effect of a Building
M and Loan Account," the subject assigned
him at the meeting of the
, South Carolina Building and Loat\(i
' League, which met recently at Ah- i
beville. We take pleasure in repro- i
P ducing his excellent address on that
, occasion, which was as follows: i
J It is a pleasure to respond to your
, Invitation to address this convention j
| of the South Carolina Building and
, Loan League and to advance some
( suggestions on the ''Moral Effect of
( a Building and Loan Account," the
r subject assigned to me.
This is a congenial atmosphere in |
4 which I find myself and after thiity
; years of active service in this work
, I am a pronounced enthusiast on this
r subject; and I do not hesitate to ad-!
' vance the opinion that an associa'
tion condiucted on broad and liberal i
j. grounds is entitled to rank with the
I church and school room in its great
. work and in the wholesome and ele_
I vating influence which it is exercis
lng with the citizen.
[ I The work of the three should go '
^ hand in hand. The school room develops
the youthful mind. The
church expounds its teaching of
* 'truth, purity and virtue. The Building
and Loan Association furnishes
, the home and thereby produces an
^ at mosphere in which the teachings
J of the school room and the cnuren
develop a higher citizenship and a
higher moral character.
P This may seem an extravagant
t statement to one who has not gone
s deep down into the merits of this
system and studied its influence and
p benefits In a community, for most
k, persons consider these associations
f exclusively from the standpoint of a
p profit on the stock held In It as an Investment.
f While the question of profit is one
s necessary for successful management
p It should not he the sole conslderaj
tion and an association should not he
s an instrument of oppression by
( means of which high rates of Interj
est. fines and penalties are levied upon
the borrower for the benefit of the
investor. i
p i The original conception and purn
pose of the Ruilding and Loan plan
was the co-operation of its members
, in providing homes for each other
,, and this is still the purpose and aim
?f o otifl tnip ncqn<
s i elation.
p Those familiar with the early hisn
tory of tlio T'.niliiinc and Loan Assoclation
find it interesting to follow
t its growth and to contemplate tlie
p influence it lias had in tin? develops
ment of our eountry.
The first of these associations in
* the United States was established in
the state of Pennsylvania in 1831
r and today Pennsylvania has more
? than 1.500 associations with a meint
hership of nearly half a million and
. ! with assets of nearly $200,000,000.
The official reports for the year '
j 1011 show that there were in opera1
tlon in the United States 0,000 assot
ciations with a combined membership
of 3.3.32,280, and with a com;
hiiied capital of $1.0.30.687,131, and'
. this large capital is devoted to huild:
iiic homes for the citizens of this
j . great country.
i We all realize that South Carolina
i has just fairly started her materia! '
? development and the field is ripe for |
i Immense possibilities jn Building and
? I-oan work, and we should not negr
Ieet the opportunity,
r Our people should he educated to !
- the great advantage of these associa- j
I tions and the simple and economical
- methods hy which homes are pro
vided through tliem.
? They should be favored under the
s law and legislation should be enacted
s < by which they should he relieved
1 from the burden of taxation, for an
t agency that provides capital to prodace
property for taxation should
not itself be taxed.
It will be admitted that the highest
degree of domestic happiness and
contentment, the loftiest ideals and
the purest lives are found in those
UinillH1* wmcil PcllllfT ariMIIIll llirn
own hearthstone and fireside at
night.
Is We all know the Inspiring amblg
tlon of a young couple on their marin
rtage is to build their own home. We
[>. see and hear them studying and dials
cussing plans and their faces light
le "P with anticipation and the hearts
In go out to each other as they picture
>1- in their minds a cozy little cottage?
r?s their home
Just then and there a purer life
>n and a higher citizenship starts Its
\P growth. The moral effect of the
un home Is In evidence. The home Is
er made possible through the Building
and Bonn Association and thereby
i1" the moral effect Is produced.
The home life, the family life Is
' what is required to cultivate and
.rn4 grow orderly lives, pure thoughts,
' kindly and unselfish dispositions.
(,r pure lives and highest citizenship
a and whatever agency makes possible
| and provides the home produces the
j efTect.
It Is unusual to find a business in,he
stltution which so completely eonstitutes
Itself the guardian or trustee
for the borrowing class among its
THE LANCASTER NEW
I ^
>f a Building and *
ccount pi
w
pi
members as do these associations, ti
uid out of this guardianship starts hi
the growth of the "moral effect" It
which we are considering and which i
grows in proportion as the trust is ui
well administered.
This subject should be treated
from the standpoint of the borrower r<
from the fact that this is the largest I
[ lass and the one which secures the w
greatest benefits. w
We will present the ease of a bor- h
rower who flies his written applica- h
tlon for a loan to build a cottage. e<
This application should always t?e si
accompanied by plans and speciticu- b
lions for the building. The papers
must be referred to the loan com- si
uilttee, which is an important one a
and should be composed of practical tl
men and those having some experience
in matters of building. In u
handling this application this con:- tl
mittee should ascertain the financial n
standing of the borrower, the size of w
his family and such other facts as n
will enable them to see that he g
builds a home suited to his needs, o
Care should be observed that a competent
contractor undertakes the it
construction of the house that it may o
he built comfortable, attractive and h
convenient. p
If the committee Is tactful, intelll- ii
gent and considerate it will-be able F
to establish cordial relations between n
the borrower and the association
during the course of these negotia- v,
tions. The borrower grows to re- , P
1 l.l If .... -...1 A
guru 1111119^11 <10 |ini i anu pmtci ui v
the association, his self esteem and.s
sell' appreciation are increased, a I
moral uplift takes place and a higher '
citizenship is created in him, and u
the moral effect of the lluilding and I
Loan work is again in evidence.
The business methods of these as- > h
sociations, too, is valuable and bene- 1<
ficial to its members. The systematic ( h
and orderly way in which the month- a
ly or weekly payments are collected tl
is an excellent business training and f(
promptness in meeting business en-,e
gagements is thereby cultivated, y
Habits of saving and economy are P
encouraged and wastefulness and
improvidence is checked. A coinmu- a
nlty of savers soon becomes a com- f
munity of small capitalists and the t
aggregate wealth from small savings t
builds up various enterprises and ?
nrn?norltv fnllnva . 6
The practice of imposing small 0
fines upon deliquents is a good dis- a
cipllne but should not be excessive ii
or should not be Imposed arbitrarily ?
or for the purpose of profit. This
practice should he used to stimulate d
and to encourage promptness in R
meeting monthly dues.
Members are frequently heard to 1
assert with pride that they have paid ''
their dues for 10, 15 or 20 years and
have had no fines charged against
them. Thus the wholesome effect of P
this practice is demonstrated. It
cultivates a desire and ambition to v
stand out as prompt in meeting bust- t
ness obligations and the benefit of f
this training is a valuable asset. I
Young men should he encouraged t
to join these associations while e
habits are easily formed under good d
discipline. Ever so small an invest- f
mont in this stock is an advantage I:
through its business training. v
In its own small way it puts a F
premium on promptness In buslne t
affairs. It encourages habits of
thrift, saving and economy. It oh- 1
structs the tendency to idleness, a
worldliness, extravagance, the cur?
ot tup generation, ana leans nun
channels which will develop character.
business ability and success and
higher citizenship.
Just here I shall ask your indul- 1
gence, that I may recite a few in- ;
stances coming under my observation
In connection with Building and
Loan work.
Thirty years ago I was invited to
accept the position as attorney and
to assist in the organization of the ;
association which I represent here
today, and I am conscious that my
long connection with this work and 1
the daily contact with these most j
and enthusiastic men who were my
co-oworkers in my early life have exercised
an influence which is of priceless
value to me.
I soon became impressed with the
advantages of this system and purchased
my own home through the association.
I paid in monthly instalments
daring a period of ten years a
sum epual to a reasonable house rent
and the home was discharged from
the mortgage.
In the long ago, I had a friend who
had recently married. He was
working on a small salary and living
in ft rented house. He owned a va
rant lot which ho had gotten from his
father's estate. He was anxious to
build but did not have the means.
This association had Just started
Its work and Its plan was explained
to him. The result was he built a
home throngh the association. He
paid for a period of about ten years
a monthly Instalment which was
something less than he had been paying
by way of monthly rent and he
cleared and discharged tue mortgage
on his premfses.
! A merchant owned a vacant lot on
the main business street of the city
j sufficient to accommodate two stores.
He 'was a man of limited means, so i
1 he built a place of business on one |
half of the lot and left the other half
vacant.
a
It was explained to him that he
could advantageously build another
store on his lot through the Rulldlng
and Loan Association and that his
rents from same would take care of
the loan, lb- built the store #nd It
was leased as soon as complw> I for
a sum sufficient to pay the Monthly
assessments on his loan, together
with taxes and insurance.
This association has built two
churches in the city and aided in the
improvement of others. In 1808,
when the money panic had driven the
banks to the wall and private investors
were afraid to turn loose their
money, it supplied from its monthly
i collections the funds to complete the
B, JULY 22, 1913.
ty graded school, until the school
>nds could be sold on the market.
These are only a few of the con>lcuou8
benefits of a well conducted
?8ociation in furnishing homes,
aces of business, places of public
orship, public schools for the peole
of a community. Each associaon
represented here has no doubt
ad a similar experience and has lent
s aid in building up its community
Two interesting cases which came
nder my observation were touching
istances of profound appreclattor
ad gratitude on the part of the bor
>wer.
Some years ago a maiden womai
t * 1. ? I. ~ /%! n I ?% 1 < <1 mnthni
nil 111*7 * UI c UI ail iiitauu mvvuri
as meeting the battle of life bj
ard labor and living in a rente*
ouse. In her despair she approach
il an officer of this association ant
:ated her distressing condition. H<
ecame interested in her case ant
fleeted an arrangement by whicl
ie purchased a small lot and bull
modest but neat and comfortabh
iree room cottage.
The woman found It difficult t:
nderstand how It had come abou
i a t she had a home and that he:
lonthly payments to the associatloi
ere less than her monthly rent pay
tents had been. She seemed to re
ard it in the light of a dispensatioi
f Providence.
After she was comfortably settle*
1 her home she called on this office
f the association to thank him fo
is aid, and said to him in her aim
le, but earnest way, "Every nigh
i my prayers I beg my Heavenl;
'ather to bless you for your good
ess to me in providing me a home.'
In another case a widow womai
ith her children was living in i
silted house. Iiy industry and eeon
my she had saved enough to buy i
mall lot in the suburbs of the city
ler heart yearned for a home
here she could gather her childrei
nder her own roof.
She applied to this same officer o
tie association for help. In time th
ome was provided by means of
>an. Soon after she occupied he
ome she wrote a letter to this office
ml expressed her appreciation 1
tiese touching words: "I shall neve
orget your kindness to mo, an
very night I prav God to provide fo
ou a home in Heaven as you hav
rovided one for me in this world.
While this poor maiden woma
nd this poor widow woman did nc
ul ly comprehend the metho
hrough which they had obtaine
hese homes, their hearts were ful
f gratitude which they so eamestl
xpressed, and they paid a high trl
-ute to Building ana i^oan worst i
skng the rich blessing of Providenc
11 their dally prayers for this ? ffice
f this association.
The suggestion that a mar. en
lowed with great wealth should re
:ard himself in the light of a truste
or this wealth, and administer it fo
he benefit of his fellow man is
nfty idea. It should not, howevei
ie confined to money alone but t
luslness talents and to business oj
lortunities as well.
Let those then who are identifie
kith Hutldlng and Loan work exten
his trusteeship so as to embrace th
orces of capital, business ability an
usiness opportunity. Let them If
>or together to enlarge the field f
ndeavor and let not the enthusiast
lirainish until every citizen of th
;reat republic shall be provided wit
lis own home and fireside frot
vhich he may each day issue h
rayer and praise and thanksglvln
o a Divine Providence.
In this great work let us start i
ML. ahoiil/l ovolto (Tfo.itor At
iuiixc. ?? r nuuuiu CAi/ivc p,i rui*:i 11
Bakes ]
To Perf
Bakes it Y\\
crisp ? in
steady ovei
a cool, com
kitchen.
.New Pfcrj
"OiiCooil
iSmoJkelmmm
y Bakes, br
The New F
Cook-stove ii
a coal or \
Cheaper thar
I everything as
Burns kerose
est, handiest
No coal or ashc
No eoot. No :
II STANE
Washington, D.
Richmond, Va.
Norfolk, Va.
WHAT IS Ml
1
: Anderson Daily Mail. a
' 1 Meningitis is the inttnummatlon of
' the mebranes of the brain and spinal ?
1 column. The membranes are thin
L layers of tissue which cover and line w
certain organs. The membrane of &
5 the brain was known as the mater, or i
> mother of all the tissues of the body. 1<
1 The dura mater is the tough mem- n
* brane which lines the cavity of the c
skull and spinal column. The pla a
1 mater is the delicate and tender p
I* nnimhrn na inimodiatolv Invoatin v tho r
' brain and the archnold is a thin cob- p
1 web membrane between the other li
* two. The three membranes taken
' together form the meninges, or sack
3 which contains the brain.
1 There are two forms of menin- c
1 gitis, one is inflammation of the dura V
t and is caused by wounds on the .
2 scalp, fractured skull bones, or to v
extension of inflammation from the |
? middle ear. The other form of men- .
t ingltls 4 more common. It affects .
r the dv. 'te membrane. Hydro*
caphalus *.* a disease of childhood, f
- sometimes known as tubercular men- 1
- ingttis, or water on the bratn. I
i Numerous outbreaks of epidemic s
cerebro-spinal meningitis, or fever, i
I have occurred. It is highly infec- e
r tious and occurs principally among I
r children and young adults. There is t
- a distinct organism which causes the i
t meningitis, and it is believed that the s
y organism reaches the circulation c
- after an attack of inflammation of i
" the bowls. t
n The onset is generally very abrupt, t
a _________________________
a TOO LITTLE HEED P.
,i 1 The Salsberry Tost Says: <
| The Catawba County News decla- j i
f res that it wants every person that ' <
n has an automobile to get all the plea- 1
a sure possible in riding, but thinks 1
'r there is too little heed paid to the i
r speed law. 1
u It has always befn a wonder to us '
r ' why more people are not killed by <
the speed fiends than are, and noth- i
r ing but a kind and watchful Provi- 1
e dence has prevented more deaths and
.. serious injuries from the reckless i
_ ?driver of autos. While we all feel.
like the News, that while drivers and ;
d =
d thusiasm in the annual meetings of
11 the local associations through the
y means of short addresses. Let us re- !
solve these meetings into experience
n meetings. Let the modest citizen
? state his views and opinions of the j
r moral and financial advantages
, which have come to him through his
r association.
5~ j Start this spirit of enthusiasm in I
? the individual association and it will
'r extend to the state league and on to '
a the United States League. And as
p> the spirit grows it will saturate the
? people, then the legislative bodies,
>" then the courts and in time all will
'Join hands in expanding to its utd
most possibility this grand system of
d providing homes for and thereby ime
proving the moral character and eled
vating the citizenship of this great
country.
>f Would that each member of this
n convention had the -opportunity of
is attending one of tho annual meetings
h of the United States League of Local
m Huilding and Loan Associations,
is i There the picture of this work
g throughout the United States is displayed
before you in its immensity
it by the report of the secretary which
l- covers its growth from year to year,
Bread Cg*
ection r_jl
jhtand 'uTs'W
a slow, )'V]
fortable I ' f 'J
Action. t j~|t
-stove ?
Odorim?
oils, roasts and toa;
Perfection Oil The new 4
5 cleaner than Stove cooks a
vood range. with ^ea
r> i and discomfc
1 gas. Cooks
just how mu
well ac either
? Smaller sto\
ne, the clean- burners.
fuel. Ask your d<
New Perfe
* to broiler and c
moke. No dust. write for de
)ARD OIL CC
, C. (New Jersey)
DA*
D/\L. A IlVlWIVt,
iNINGITIS ?
ud the patient is immediately prosrated.
The symptoms are generally
f a nervous character, such as fronil
headache, generally very intense,
'ith rigidity of the muscles of the
ack of the neck.
In many instances delirium fol>wed
by coma is met with. The
lortality varies from 30 to 60 per
ent. Opium is very often serviceble
in allaying the pain. Lumbar
uncture has been used by mauy to
elieve the pain. This means to
luncture the backbone below the
evel of the second lumbar vertebra.
Various serums have been used
nd that produced by Flexner Is the
uost successful. Flexner Is a
Jouthern man, native of Louisville,
Cy., and a graduate of Johns Hop;ius.
He has experimented widely
rith snake venoms, and has made
pecial studies of bubonic plague,
(acllllary dysentery, etc., and In
1911 was awarded the coveted Cam>ron
prize by Edinburgh University.
Serum is, technically, the watery
>ortion of the blood, but in a general
lense indicates a medicinal remedy
n the form of serum for correcting
ind counteracting poisons in the
)lood. There is a serum for diphheria,
and a serum for the dread
neningitis, which always has been
turrounded by more or less of an air
>f mysticism because of the suddenless
of the attack and of the delicate
ind almost inaccessible portion of
;he body affected.
\ID TO SPEED LAW
owners of automobiles ought to get
ill pleasure possible out of their machines,
they ought to be more carerul
and thoughtful in their driving.
The law is made to protect the lives
and rights of the people and it ought
to be enforced. The Post has not
written at any time on this matter
except to help bring about better conditions.
Without abridging in the
least the right and pleasure of sane
automobile users the law should be
enforced to protect the public against
the don't-care-a-rap sort who are
frequently found at the wheel. ?
with its membership well up in the
millions and its capital well up in the
billiODS. *
This report is followed by addresses
from eloquent and enthusiastic
workers in the many associations
of the United States and foreign
countries.
When you leave these meetings
you are possessed with feelings
which came over you when you have
attended some unusually spirited and
attractive church service or some unusually
pleasant and gratifying
school exercise or some high class
and inspiring public address.
Your pulsation is quickened, your
heart has grown warmer, your soul
has expanded and your citizenship is
more lofty, and you are convinced
that the Building and Loan Association
is second to no institution on
earth, and is doing for the material
comfort of man what the church is
doing for his spiritual growth and
advancement
The moral effect is In evidence before
you and your thoughts turn in
gratitude to the great system which
is accomplishing so much for mankind.
sts.
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whole meal at once
st expense, trouble
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res with 1, 2 or 3
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ction with patent
>ther accessories, or
scriptive circular to
>MPANY .
Charlotte, N. C.
Charleston, W. Va, 11 ^
Charleston, S. C