Historical Newspapers of South Carolina

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Page 8 Improved By Truman Owens Insurance Counselor On October 1, 1984 Clinton Mills implemented a revised and improved group health care insurance plan designed to better meet the medical care needs of its employees. For quite some time, the Company has studied the rapid increase in medical care costs and evaluated numerous approaches so it can continue providing good medical Ldrt; Luvercagt: cm icd^uiiauic As medical costs rise, the Company will keep looking for ways to hold expenses down while providing employees quality medical care at reasonable costs. The improved plan has a number of features aimed at allowing the Company to keep the impact of rising medical care costs to an absolute minimum. Under the revised plan, room and board will be paid at the rate of $121.00 per day, and the hospital deductible will be $121.00. Friday and Saturday hospital admissions must be medically necessary or Prevei During the minute it w persons in these United i ) injured by fall accidents, year by fall accidents th; accident cause! You doi place to be killed either, i objects on the floor and smoothness of other lev* . i . i ll r r ii stairs, laaaers, scanoia; keeping, unnecessary h ment and high places among those contributi progress can be made to) Textile and A| I m tr\ a rtr Ha/iaI Illipui 19 l\CUUI Textile and apparel imports for the first eight months of 1984 reached a record 6.89 billion square yards, the American Textile Manufacturers Institute reported September 28, 1984. January?August 1984 imports of textiles and apparel were up 43 percent over the same period last year. Imports of textiles alone rose 62 percent to 3.5 billion square yards while apparel imports rose to 3.3 billion square yards, up 27 percent over January August 1983. Imports of textiles and apparel in August reached 898.5 million square yards, making August 1984 the highest August and the second highest monthly import level on record. The highest monthly import level was recorded in July with over 1 billion square yards of textiles and apparel I Insurant expenses related to non-emergency weekend confinements will not be paid. Employees are encouraged to ask their physician and or druggist to use a less costly generic drug substitute where possible. Under the new plan, employees will be reimbursed 100% of the generic drug costs once the deductible is satisfied. The major medical maximum has Deen <r a nn nnn nn ^i iiiticaacu iu .\j\j a i ivj luiai inpatient hospital confinements for mental and nervous conditions will havea maximum coverage of $50,000.00 per calendar year. Since the Company makes available supplemental life insurance, the group accidental death benefit has been discontinued. After careful study, Clinton has adopted a more specific definition of eligible dependents, limitations on pre-existing conditions for future new employees and dependents. In the future, coverage for maternity benefits will be limited to employees and dependent wives. Additional improvements and revisions in the employee medical plan provides for hospice care when a person is terminally ill. nt Fall ill take you to read this, four States will either be killed or More people are killed each an by any other non-vehicle n't have to fall from a high II X X _ I I _i i _ I iviosi Tans occur aue 10 loose irregularities that affect the el surfaces. Floor openings, s, in-attention, poor houselaste and falls from equipare also important factors ng to fall accidents. Much /vard reducing the number of pparel 1 New High imports. ATVII's President James H. Martin, Jr. said in response to the latest import figures, "The U.S. textile/apparel industry has been the victim of a U.S. government policy aimed at providing economic growth toother countries in the world. When we seek policy changes, like global quotas, freezes or cutbacks in trade, the government refuses and says that anything it does would not be 'consistent with its international obligation'." Martin aaaea, we wonaer whether the government's international obligations are greater than its obligations to domestic workers and businesses. We also wonder why the government doesn't seek changes in the international rules so that it can deal with this program." ce Plan incentive rewards which result in savings caused by detecting hospital tilling errors, modifications in coverage for chiropractic services and reimbursement for voluntary second surgical opinions. As costs keep going up. Clinton Mills will keep looking for ways to hold down expenses while still providing excellent health care coverage. But there are also steps that you and your family can take to help keep the lid on the medical expenses. Learn the danger signs of illness and see your doctor early for medical attention. Ask your doctor questions about your treatment ana any medicines prescriDea. rrices vary on prescription drugs so ask your doctor to prescribe generic drugs instead of a brand name whenever possible. ?If a hospital stay is recommended, ask your doctor which tests can be done more economically ahead of time on an outpatient basis. ?Try to keep your hospital stay to a minimum. Know your discharge date and check out early enough to avoid being charged for an additional day. Accidei fall accidents if you will sim| precautions: *Check YOUR work area ORDERLY. Eliminate tripj spills. *Watch where you're goir *Walk don't run. Use the *Don't jump from high pi; *Use the right ladder in t Avoid make-shift arrangerm ^Protect floor openings. *Report all safety hazard mediately. i J ^ I r * 1 ? V L nfl \ Y M 1# A ?If you decide to have surgery, ask about outpatient care surgery and treatment. Many minor surgical procedures can be performed without hospitalization. 1 its ply observe the following and keep it CLEAN and Ding hazards; Wipe up lg and stay alert. i handrail on stairs, aces or moving vehicles. ?0 ? - ? he right way for the job. *nts. Is to your supervisor im *p<?* 3=1 CO .= s m 3