Historical Newspapers of South Carolina

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Not Pres It's Not I When you file a claim for medical e care benefits coverage, make sure tha allowable under the plan. For example - drugs which can be b prescription are not an allowable expense remedies, medicines for acid indigestioi dructiist to DUt a Dresrrintinn mimhpr on them an allowable expense. Drugs that are allowable are those wl a person covered under the plan and whi physician's presciption. Of course, since druggists can't b expenses are and which are not allowabl occasionally list an item for filing which i Owens, Clinton Manager of Employee E "The majority of our people are qui filing claims and, when this happens, it's this error to us in the beginning and w processing the claim," he noted. Generally speaking, allowable exper care which are necessary as prescribe< non-occupational illness or injury and \ "in line," with charges made for simila Bills - unpaid and-or paid and receip submitted when you are filing a claim. Ca are not acceptable as proof of an allow; Bills for drugs, and medicine must sh the person for whom the item was pres date, and the amount of the charge. Bills from doctors, nurses, clinics, la of the person for whom the service was re (including a description of any surgical j which the service was performed (requir the service was rendered, and the char Separate claims must be filed for ea and for each calendar year. Forms for f office. "As the cost of health care continues it's vitally important that we be careful < Mr. Owens. "The ability to control such c< be it doctors, hospitals, patients, or comp; It's only by all of us working together to ^ have adequate and satisfactory health ( Home Recovery Saves Money If you do find that you need treatment, diagnostic tests, or even surgery, find out if it's really necessary for you to "stay" in the hospital. Can the procedure be done in your doctor's office or at the hospital on an out-patient basis? Hospital costs of in-patients are one of the most expensive areas of medical care and a stay in the hospital is usually an unwelcome interruption-sometimes even a hardship-in the lives of most people. Going to the hospital as an out-patient means that you still get the high-quality medical treatment that you would expect as an in-patient. You can often schedule the visit at a time of day most convenient to you and you won't have to spend the time or money required to stay overnight. Now, even certain types of surgery can be done on an out-patient basis. You can avoid the cost of hospital room-andboard-which often runs over $100 a dayand you won't be confined to a hospital room, separated from your family. If you are required to stay in the hospital as an in-patient try to shorten your stay by recovery at home. Check with your doctor. It's usually more convenient and recovering at home provides you with the psychological healing of being back in familiar surroundings. If needed, your doctor may authorize home health care services for you. scribed? J Allowed! a xpenses under the Company's health t the expenses you're claiming are ^ e ought "across the counter" without a . These are items such as aspirin, cold r l, and the like. Even if you ask the such medicines, that does not make s rich are prescribed by a physician for ^ ich could not be purchased without a ie expected to readily know which e under the ComDanv dan. thev mav - ? ? ' > D s not allowable, according to Truman c benefits# te conservative in their approach to ^ usually the employee who points out e get rid of it without any delay in ises include those charges for health ^ i by a physician for treatment of a vhich are considered reasonable, or ^ ir services in our area. ted - for allowable expenses must be ncelled checks and cash register slips able expense. ow the physician's name, the name of cribed, the prescription number, the 4 v boratories, etc., must show the name ndered, the type of service performed . jrocedure), the medical condition for ( ea on physicians' bills only), the date ge. ch individual covered under the plan v, iling are available at your personnel s 1 to climh sharnlv all nwr tho nmrW - r-j ?( 11 ind conservative in our claims," said 0 >sts does not rest with any one group anies with health care coverage plans. s control costs that we can continue to p :are in the future." / n Staying Well v b Also Saves Money Although preventive medicine may be 0 an impressive-sounding term, it's actually just a matter of common-sense good care n of yourself...the kind of care that will help 1 you to reach and keep good health. d Eat right and exercise regularly. You'll be able to tell a change for the better right awav. You'll feel better anH vnn'11 Ko building a stronger resistance to sickness. Get regular sleep, rest and recreation. All . work and no play is not only dull, it's *downright dangerous. Your body and mind need rest and variety. Go for regular checkups. The best way a to avoid big medical problems is to take v care of a minor illness before it gets the c best of you. Find out from your doctor how t often you need to be checked and keep your appointments. 1 Then, follow your doctor's instruc- e tions. If you do, you'll have a better chance a of keeping a minor illness from being a d major one. And it will help to avoid b complications or a recurrence of the same li illness. o Know your family's medical history. Are there any hereditary illnesses, such a as heart disease or diabetes, which have c run in vour familv*> I M UAiir rlnrtfAr ^ J v/ut UW VV/I IVIIUW y and, with the doctor's guidance, watch yourself and your family for signs that it's f< occuring again. v Visit your dentist at least once a year. Diseases in your teeth and gums can t make you fell sick all over. And, if you take c care of dental problems as they come up, it's a lot less expensive-and painful. o Stop Wastir What can one person do about rising lealth costs? Why should you want to do my thing? Because it's costing you money. Even he best health care coverage can't cover very medical expense you're likely to ncounter and rising health care costs nake it more expensive for the Company o provide health care coverage for its mployees. It also makes it more expen lve n you are paying premiums for ependents-higher health care costs mean igher premiums. The point is-you can do something bout it. This is not one of those "impossile" situations far removed from your ontrol. Naturally, the more people who really o pitch in to take action, the greater the avings for everybody. And with a yearly health care cost of 160 billion in this country, there are ertainly some savings to be had. Right now, some of the high cost of ealth care is simply a waste of your loney, unintentional waste maybe, but 'aste nevertheless. There's money wasted because too Second Opinion ^&t>VEa 11 wuvu There are some situations in which it's ,'isest to get a second opinion. For example, if your doctor suggests urgery that doesn't have to happen iimediately, tell him you'd like another pinion-just to be sure. Conservative estimates by some reearch groups indicate that more than 10 ercent of surgery may not be necessary. If you do want a second opinion, the MBiavo Wi vuivi Vjuauil^u UUV.VU1 a may UC btained from your own doctor. A well-qualified doctor is usually quite Ailing for a second opinion to be obtained y patients. The need for surgery is not the only rea where second opinions can be helpful. You will probably also want a second pinion in these situations; if your doctor 5 uncertain about the diagnosis; if you're tot improving after a reasonable length of ime; or if you've been told that the lisease is rare. ?ind Out More \bout Facilities For the best protection of your health t the lowest pnce, learn more about /hat's available to you in your own ommunity and how you can take advanage of the most economical way. And don't use these facilitJes carelessy. For example, don't use your local mergency room as a su . itute for an ppointment with your doctor at the loctor's office. The emergency room is r it more expensive and it usually fc l;e anger to see a doctor there except in case f real emergency. Let your doctor know that yoi* rt ware of the tremendous rise in health are costs and that-you want to help hold our own costs down. Most doctors and hospitals are also ?eling the pinch and are glad to work vith you, so don't hesitate to speak out. Support state and national legislation hat will help hold down the cost of health are. And just remember that what you-just ne person-do really counts for something. lg Money many people end up sick when, with a little preventive medicine, they could have stayed healthy. There's money wasted because too many people don't try to save any on the cost of medicine. While some people may npupr haVD tr% Kn KnenUS*? Wn ? V. T V %v wv iiv/jpiiailLCU U1 nave surgery, almost everyone will have to get a prescription filled at one time or another. Taking a little time to check for the best prices can save you as much as 50 percent of the charge. Another area of waste is often the hospital stay. It's a waste of money and an interruption in the lives of many people who enter the hospital as an inpatient when they could get the same treatmentand less interruption in their normal routines-on an out-patient basis. If you do have to enter a hospital, check to see how much of your recovering can be done at home. It's usually more pleasant and it's less expensive. JW^ 4^ tim ^R^v '? '' > S?C*k Jrtfi \^H H?f 'v . v\ JK&A \H Bill Hill Transferred Bill Hill has transferred from Plant No. 2 Weaving Superintendent to the Cotton Buying and Classing Department. He will be training under Mr. A1 Lancaster who has served as Clinton's Cotton Buyer and Classer for the past 25 years. A native of McKessport, Pennsylvania, Bill received a B.S. Degree from Presbyterian College in 1963. While in college. Bill lettered in football, basketball and track. A veteran of the U.S. Marine Corps, Bill played pro football in the Canadian football league and also taught high school for a year. He has been with Clinton Mills since 1964, and had held the Plant No. 2 Weaving Superintendent's position since June 3, 1971. BULK RATE U. S. POSTAGE PAID Clinton. S. C. Permit No. M