Historical Newspapers of South Carolina

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JULY. 1962 ? WHAT'S THE PR r^T Thousands of householders who watch the cash register in the supermarket as though it were revealing a secret message, and who know to the penny how much they are paying for everything from apple jelly to zweiback, will apply for a personal loan without even asking the lender how much he charges for making money available. Wh.it worries bankers, according to the American Bankers Association, is that customer who don't bother to find out how much they're paying for loan services are easy marks for unscrupulous lend ers who can disguise interest charges of up to forty per cent in "easy" payment plans that sound attractive, but too often are not. That's why they are anxious to remind customers that loan prices can differ as substantially as food prices do. The way to find out. say the bankers, is to shop for your loans, just as you shop for your food in local shops and super iiuuKfis. ii you are going 10 finance the purchase of a new car, compare the financing cost with the cost of a bank loan for the amount needed. If you are borrowing to consolidate overdue bills, compare personal loan costs wherever they are available. And make sure the loan ser?I)o I lit' Ki'cords Show Your Correct Date ()f Birth ? Recently there h a v e been several employees visiting the Personnel Office concerning t h c i r individual records. It would bo of great value to everyone, especially w h e n nearing retirement age, to have definite proof of his date of birth. This would save the last minute rush prior to retirement trying to prove the exact age for social security benefits, etc. If you do not have a birth certificate or other legal proof and you are interested, come bv the Personnel Office and pick up an "Application for Search of Census Records." ICE ON LOANS? flk&fw i ^ ? c *?. 1' =J/ir\ hagg^c^ II vices you are comparing actually do compare?in terms of the amount of money you ( will receive, the length of time ( you may keep it, the insurance protection your family will re- ( ceive, and any discount allowable in case you are able to repay your loan more quickly than anticipated. A new "truth in lending" bill , now pending congressional consideration should make loan shopping easier. This will compel all lenders to itemize all loan costs, making them a part of the loan contract. Bankers agree with the principles of this legislation but believe in simplifying the bill to express finance charges in dollar terms rather than in per cent of interest, which can be misleading and confusing. Dollar costs are easy to compare. In the absence of such legislation, it's up to you to watch out. Make sure you know how many payments are reouired to repay the full sum of your loan. Read the fine print. Some loan contracts require that in case of a default in payment, you reborrow the whole amount that you owe, including interest. If you have trouble figuring loan costs and provisions, ask your banker to help. It's his business. Senior Horizon Keturn Fron Sixteen Senior Horizon Girls returned recently from a weeks stay at Ocean Drive Beach. The group consisting largely of recent high school graduates enjoyed and benefitted from a day filled program of activities consistant w i t h the purposes and objectives of Camp Fires. The Myrtle Beach American Red Cross Chapter provided an instructor and booklets for tlie girls' d a i 1 v two-hour training in Standard First Aid Instructions. Daily devotional periods from Norman Vincent Peale's book, "Wonderful Promises" were conducted bv the nirls under the leadership of Mrs. Eva Land and Miss Nellie Osborne. THE CLOTHMAKER CLUBS FISl A late report shows a total jf 242 members in the Clinton and Lydia Fishing Clubs. Lydia has 117 members. Clinton 125. All are "fishing" for the grand and other prizes iward for the top fish in several divisions. Leading the pack as the Clothmaker went to bed last week in the Bass Division at Lydia was Perry Parrish with a 8 lb.-12 oz. beauty. Clifford Woodward's 6 lb-4 oz. catch leads in the same division at Clinton. Other Lydia division leaders are ? Crappie ? 2 lbs.-7 ozs. ? B. F. Sinclair, Catfish -- 3 lbs.-G ozs.?Robert Wyatt, Carp?10 lb. 14 ozs.?W. D. Wyatt. who also leads the Brim Class with a 9 ouncer. In the Ladies Division. Julia Frick leads in both classes. Crappie-12 ozs.. Catfish 3 lbs. Leland Nelson has the top bass in the Children's Division. 2 lbs.-13 ozs. Barry Wyatt leads in the Crappie Class and is tied in the Brim Class. A 2 lb.-4 oz. Crappie, and a 6 oz. Brim are his best matches to date. Fred Hannar CAPSULE EDITORIAL We often make the mistake of believing that money is wealth. Of course it is only the symbol of work done, service rendered, value received. It is not meant to be used as power over others, not to be hoarded, stolen, or squandered. It is stamped "In God We Trust"?but many have mentally inserted the letter L. making it read "In GoLd We Trust." Our personal standard has sometimes been the Gold Standard. Wouldn't a much finer one be the Golden Rule? lie Like Tin* Safety Pin C r mcirlnr ~ ~ vun^iuv.1 uic aaici> |Jl 11 It goes straight to the point and follows through for a complete job. It works well with others and holds up its own end?even if it has to handle a tough or messy job. It has a safety head which keeps it from going too far. It shuts it up at the right time and keeps people from being stuck with an accident. Do you get the point, pin? i Girls i Beach Camp i l-C >V \ - '^1 1?7* Clinton-Lydia Horizon girls Photographer Truman Owens jus Activities Bus for Ocean Drive. D 1 i ~ neaay xo depart are: r ront H< Jan Tinkler. Barbara Heaton, E Furr. Nellie Osborne. Eva Land. Back Row: Mrs. Dunaway. B Linda Knox, Melda Satterfield, Peggy Giady, Flo Emery and Ott me contest ; WATER SA1 %% STICK WITH YOUR BOAT . . . AIvey'8 >jot the rijjht idea ?a boat or canoe floats even when it's filled with water. May with it and swim or paddle it to shore. This works* even if the boat you're using has an outboard motor, if it's of proper size. I.earn in a Red Cross class how to be safe in the water. has a tie with Barrv on the t Brim. 1 Clinton's leaders are Crappie, 2 lbs.-o ozs. ? Ray Gos- c sett. Brim. 1 lb.-4 ozs. ? Mar- c vin Gault, Carp ? 8 lbs.-12 f ozs. ? Lloyd Taylor. Catfish i 1 lb. ? Keith Trammel, 1 White Bass 2 lb. ? J. D. Han- t ley. Mrs. Jim Traynham tops t r - ? .v ^ Welcome to the new arrival lucky parents! Mr. and Mrs. Bailey Dixon r* 1: A Ttf :ii o i ? ^jiniun iviuis ? son. jonn Clav. June 19. Mr. and Mrs. George Brockenbrough ? Clinton ? Mills ? daughter. Helen Bur- c nett. June 26. 1 PROSPERITY Based on national figures, an industry paying salaries to 100 people supports . . . 12 professional men 9 teachers 160 automobiles 3.300 acres of farm products 196 homes and * S750.000 of life insurance { Clinton-Lydia Mills has ap- 1 proximately 1.500 employees. \ Like any other business, a ( healthy textile industry contribu. s to our area's pros- , perity and progress. ] Nothing improves your ' driving like having a police car following close behind j vou. ( : nu am i \ v ; IB happily posed for Clothmaker I before boarding the Community >w: Linda Boland, Lois Haselden, mily Davis. Ann Davis. Jimmie renda Fallaw, Sandra Dunaway. Charlene Evans. Marie Martin. Thomas, Bus Driver. 7 TANDINCS "ETY TIPS DONT OVERLOAD YOUR BOAT . * . Alvey and his unhappy pals are in trouble. For safety, only one-third of a boat's hull should be under water when it is completely loaded. If you don't know how to swim, always wear a life preserver when you venture out in a boat or canoe. Learn in a Red Cross class how to be safe in the water. he Ladies Division with a 5 b.-2 ozs. catfish. Good fishemen never get 1 . ? - i T'I ** uai-wui ageu. i rie season isn t >ver until the last day of the ishing season. As in baseball, t's never too late to land the )ig one. So don't fail to regiser the big one you land next ime. IK _ * ~-~7\ s and congratulations to the Mr. and Mrs. Earl Osborne ?Clinton Mills ? Dan alitor J leanie Lee. June 23. Mr. and Mrs. James Gregory ? Clinton Mills ? twin laughters, Vanessa Jane and Valerie Jean, June 29. W orsliip Regularly Our contact with God should never be an emergency kind, just seeking him vhen we are worried or in irouble. Sometimes when we :ommunicate with him only in times such as this, we get 3ut of focus or off the wave length so that we can't reach him when we do desire. Our God looks over us in i^ood times as well as bad and iesires our trust and our attention at all times. We should worship him in the :hurch of our choice regularly. Worshipping him in our homes, on our jobs and wherever we go, we depend on him aacn second out of the day and night. He has given us life and all that it takes to keep it. Why then should we not honor him, thank him, and ask for his divine help? Take your family to church and better still, take someone else with you. You'll all be better off for it. Days are like suitcases; all nearly the same size, but some people can pack a lot more into one.