The gamecock. (Columbia, S.C.) 1908-2006, October 21, 1996, Page 2, Image 2
Entries for Datebook may be
submitted to The Gamecock on the
third floor of the Russell House. There
is a box in the newsroom designated
for Datebook entries.
Sundays
PALM Campus Ministry,
Worship and Dinner, 5:30 p.m., 728
Pickens St.
Cabinet, 6 p.m., Whitten Rm.
Mondays
Fraternity Council, 4:30 p.m.
Peer Conduct Board, 7:30 p.m.,
KH 303 '
Homecoming Commission, 630
p.m., RH 348
Sorority Council, 5 p.m.
Tuesdays
AAAS, 6 p.m., RH Theater
Bodybuilding & Fitness Club, 7
p.m., Blatt 135
Phi Sigma Pi, 8:30 p.m., Nursing
127
Oxfam Carolina, 4 p.m., the
PALM Center, 728 Pickens St.
Newman Club, 7 p.m., St.
Thomas More Center
Carolina Cares, 7 p.m., RH 302
[slower! Your support
T^FRC research i,
RIGHT uMt'
___J IVIUpS Muscular Dystroph
i ~ir
WUSC.FM
Knockin1 you out with our
American Thighs.
rwi
Paris ^^^^$299
Quito $384
Santiago $634
Hong Kong $434
Tokyo $473
Fakes am each way from Gxumba msed on a roundw purchase.
Fams do not nquoe federae taxes or PFCs totaemg
between $3-$45 depepov4g on destmanon or depaktlxte
charges PAJD dnectly to foreign governments.
Travel ^
National Reservation Center
1-800-2-COUNCIL
(1-800-226-8624)
httpj/ivwtv. ciee.org/traveLhtm
EUROMSSHK>M$210
TA
A
im
The
Film: Medlterraneo
7:00 pm BA Building, Ro<
Peace Circle
12:00 Noon Greene St
Study Abroad Fair
11:00-3:00 pm Russell Hoi
Unity in America: A Multicultur
4:00 pm Faculty/St;
6:30 pm Students
Location: Towers Area L
Miscellany
3:00 pm Golden Sp
Hillel, 7
?d4eri5pmp PATEBQQK
Campus ]
Judicial Board,
3:30 p.m. '
Student Government Senate, 5
p.m., KH Theater '
Amnesty International, 5 p.m.,
RH302 1
Scuba Club, 5:30 p.m., Blatt PE.
Center
PALM Ministries. Bodv & Soul.
5:30 p.m., 728 Pickens St. ]
Intervarsity Chapter Prayer,
7:15 a.m., RH 315
Women Student's Association, ]
8 p.m., RH
American Marketing 1
Associations, 8:30 p.m., BA 002
Fellowship of Christian Athletes,
9:15 p.m.
BGLA, 8 p.m., BA 436 ]
t keeps lifesaving
n the fast lane.
Y Association 1 -800-572-171V
TICKETS ON ?
Carolina Coliseum Box
and all Capital 1
Call 803/251-2222 (M-F, 9an
EnMsMadsJ ,
The Gamecock i m WrS
ATTN: Markotln* Director ,
Offlco of Student Mod la
1400 Oroono Stroot 1
Russoii House, (JSC J Name*
Columbia, *C 29208 ^ nam?.
I :l i
i Student
University Bookstore !
Russoll Houso
1400 Oroono St. I PhOnO N
Addam's Bookstore oi
01 Main St. |
SC Bookstore i hurryi hui
Comer of Oroono a Main I THURS/OCT 24
j<E I
* * I
/
i
DIVE
University of
sm 351 Featuring: Killimanjaro, /
12:00-2:00 pm Ru&s<
vision 2OOO: Celebrate
Patricia Russell-McCloud, F
reet 7:00 pm Russell Ho
Free: Students wi
jse Patio $2.00/Faculty & Staff $2
al Workshop
5 Fuego del Alma, Latin & i
obby 12:00-2:00 pm Gr
Woman Centered ?
?ur Dr. Hayes Hampton, En
6:0&.pm Russell He
Into the Streets, 4 p.m., Preston
Seminar Room
Carolina Productions Concerts,
1 p.m., RH Witten Room
Carolina for Kids, 8:30 p.m., RH
102
College Republicans, 7:30 p.m.,
aambrell 250
International Students
Association, every other week, 8:30
a.m., RH 315
Mountaineering and White Water
31ub, 7:3- p.m., RH 205
Habitat for Humanity, 7 p.m.,
Grambrell 204.
rhursdays
Intervarsity Lnnsoan f ellowship,
7:30 p.m., RH 322
BSU, Heart to Heart, 7 p.m.,
Baptist Student Center
Undergraduate ACS, 5 p.m.
Campus Crusade for Christ,
Prime Time, 7:30 p.m., Nursing 127
Saturdays
Round Table Gaming Society,
12 p.m., Leconte 112
Carolina Productions, 8 p.m.,
RH Theater
"KOGER PRESENTS"
latlonal Touring Broadway Musical!
SAT/OCT 26,
8:00 PM
M SUN/OCT 27,
7:30 PM
V Koger Centor for the Arts
W j I Sponsored by
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>ALE NOW AT
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rickets Outlets.
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Evening:
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A W
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: South Care
Arts Festival Brown Bag L
vrrican Knytnms i nervy ord: wnat
ell House Patio 11:30 am Rusj
the Differences Touch of Fai
'rofessional Orator 12:00 Noon F
use Ballroom
th USC ID The Fac
>.00/General Public Terry Taj
pipMH 6:00 pm Rus:
^ro-Cuban Band
eene Street
Spirituality "EV1
? - In caee of r
iglish Professor f
)USe Ballroom f-or more information please
FINANCIAL AID continued fror
federal agency that has no track record
for collecting student loans.
They want to chop $70 million?
nearly 20 percent?out of its already
annmnriafpH nnpra finer hiiHcrpf an amnnnt.
the Education Department says would
make it impossible to administer.
Republican presidential candidate
Bob Dole has targeted the program,
which the party's platform calls "perverse"
for extinction or downsizing if he is elected.
Regardless of Dole's electoral prospects,
the direct lending program will come
under full congressional review next year
when Congress reauthorizes the Higher
Education Act.
If the program is terminated, Citizen
Action, a Washington, D.C. watchdog
group, predicts that banks and other
private lenders will reap a $2.1 billion
windfall, while 2.5 million students will
no longer be able to get direct loans.
According to a report, the same banks
and other private lenders that would
benefit have given $2.3 million in PAC
contributions to members of the 104th
Congress.
Meanwhile, the Education
Department has had some ill-timed
problems that haven't helped its cause.
Last spring there was a leadership
shakeup, and worse, a computer foul-up
by the department's private contractors.
Hundreds of thousands of applications
for financial aid were backed up.
Because of uncertainty about direct
tending's future, about 80 percent of two
and tour-year public and private colleges,
including the University of Chicago and
Loyola University, among others, and
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THE SMJ
ALK If
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?\ina Oct-obe
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2?^I
unch Discussion Caribbean Steel i
Feminism Is and Isn't 12:00-2:00 pm
sell House Ballroom
Reaching Out in 1
th Gospel Choir 6:00 pm Rw
lussell House Patio
Latin & Hip-I
:es of AIDS 0:30 pm Russ
flor, Lecturer
sell House Ballroom
City Year
6:00 am
iNTS ARE FREE TO ALL UNLESS OTHERWISE INDIC/
a in. all outdoor events will be held in the Rueeell Hou
Ul programs paid for. in part , by Student Activity Fees
t rtcctrc nc kii n-nri iiti ip ai cm 'tkiT/
n page 1
more than 60 percent of trade and B
technical schools have chosen not to t<
participate. ol
In the private sector program,
guaranty agencies do most of the s<
processing and policing of student loans, oi
as well as guaranteeing them, with
government funds, against default. They a
are required to be not-for-profit. ir
In his campaign position paper on a
student loans, Dole states that creation g
of the direct lending program "means.
.. increased costs for students and their g
families." 01
The private sector, the paper states,
could do the program more efficiently, w
saving $1.5 billion over seven years, F
though it acknowledges that students C
"may have to wait a few extra days for A
their loan." C
Dole bases his figures on a si
Congressional Budget Office study that
is heavily disputed by Democrats. p
Privately, however, CBO staffers say w
that comparing the relative costs of two tc
programs is like comparing apples and a
oranges. lc
Some of direct leading's administrative
monies, for example, go to the guaranty g
agencies that oversee the private sector e'
program. g
"In our view, the two (programs) are
really quite close in terms of the federal w
costs," said one CBO analyst. n
The interest rates charged students g
by both programs are set by law, he said, it
Supporters of direct lending argue B
that the program was begun as a response o
to the complexities and slowness of the s<
bank-based guaranteed loan program: a
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lanks make the loans, often selling them
) secondary markets, while servicing
f them is often jobbed out.
During the time the student is in
;hool, the government pays the interest
ri the loan.
If the student defaults, as was the
ase with about 22.4 percent of students
11990 when defaults peaked, a guaranty
gency repays the lender from a
overnment account.
The knowledge that the government
uarantees the loan takes the pressure
BF banks to pursue defaulters.
"The banks and guaranty agencies
rere doing a horrendous job," said Brian
itzgerald, director of the Advisory
lommittee on Student Financial
Lssistance, which was appointed by
longress to monitor and evaluate the
tudent loan process.
Under the direct student loan
rogram, a student fills out one form,
hich the college loan officer then sends
) the Education Department's processing
infractor, who calculates the student's
>an eligibility.
In as few as three days, the loan is
ranted. Students have waited weeks,
ven months in some cases, under the
uaranteed loan program.
"The student knows from day one
ho owns their loan, and who they are
laking payments to. Under the
uaranteed loan system, you have no
lea who owns your loans," said Thomas
iutts, a spokesman for the University
f Michigan, and a former deputy
ecretary for student aid in the Carter
dministration.
RADES. I
ooks and
Der school
so pay off
p experisr
credenressive
to
nployers.
CAN TAKE
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