The gamecock. (Columbia, S.C.) 1908-2006, November 30, 1994, The Gamecock Holiday Shopper, Page 13, Image 25

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High-te Front-Staff Reports The Grinch who steals Christmas packages from shoppers can spoil the holiday, but so can the Scrooge who steals credit cards, phone cards and ATM numbers. A professor in USC's n_.- : l T i. uuncgc ui vjiimiucu uusutc warns that high-tech thieves work quicker, are harder to catch and are more costly to consumers. "They're the ones who can steal your credit card, have the number in use in minutes and reach the credit limit within hours," said USC professor Gene Stephens. Credit and debit cards, calling cards and money transfer cards are in high use J it . 1 T J uuring tne noiiaay season and are easy to access by "fraud masters," the new term given to high-tech crimi Z 1 A t Columbia Con 925 1/2 student & $100 for 4 Start NOW Morning, L lirggg 1fou may be having sex with someone who had s< 1 ch crimi "They're the ones who c have the number in use i credit limit v USC professor rials. "Once fraud masters get the number, they can make counterfeit cards quickly," Stephens said. "If the card is easier to use somewhere else, they trade them with other fraud masters around the world." Other high-tech crimes include using computers to break into savings accounts i i /* . . . ana transiernng amounts to other accounts. A new theft called "virtual crime" allows fraud masters to electronically launder money by creating fake stock, putting it on the stock market, trading it and selling it before they get ; h I e t i c nplete Cross Tra ! Huger St. 25 Faculty Speci months ($25/i ' and get Dece .unch & Dinnei lie Gamecock Holiday SI inals ca an steal your credit card, in minutes and reach the rithin hours." Gene Stephens caught. "Fraud masters are ver intelligent and highly profes sional. They are adept a information system and hov to break them," Stephen: said. "They are opportunist: and seek an easy mark. I you can make it difficult foi them to steal from you, th< thief will go elsewhere." To avoid becoming a victin of a fraud master, Stephen: offers the following tips: Don't give out credit num bers, unless it's to a rep utable business. Make sure the clerl returns the credit card anc carbons after purchases > r 1111: IMHH Club lining Facility 16-9001 al mo.) mber FREE! r Aerobics lopper n ruin h Some clerks don't offer it back and rim it to the limit or sell it. Be wary of offers that sound too good to be true. Many fraud masters will offer spectacular bargains, just so consumers will call and give ^ their credit card numbers. Don't throw away ATM t receipts in trash cans next to v machines. Once a fraud mas3 ter get an account number, 3 it's just a matter of hours or f even minutes before he can r use his computer to figure 5 out the four-digit access code. Use credit cards with holoi grams or pictures. They are 3 harder to counterfeit. When using a calling card, J~ a. : i.^ rrTL- _x uu it in private, mieves at - airports can use binoculars or high powered cameras to observe the code. 1 Don't expect privacy using . a cellular phone. New equip IS tffv Aromatherapy Candles f Doma jewelry Betsey Johnson, frog mobiles k jazz and blues t-shirts ))( Indonesian pottery |K&> 13 ^ olidays ment is available in electronic stores that can be used to intercept cellular phone calls and gain authorization numbers. If you become a victim, the quicker you react, the better. Immediately call the credit card or phone card company to take yourself out of liability for payment. In addition, send a registered letter so the company will have it in writing. "This is a dangerous period in time, because the information age is here without us being prepared for it," Stephens said. "Until we develop system to thwart them, this is a very lucrative time for fraud masters." . H clothing, jewelry, gifts and cards 7H7 saluda ave. 5points Columbia. SC 803-771-9138 a I LITERACY, AT RISK KIDS, HUNGER... . YOU CAN MAKE 1 A DIFFERENCE. W Call or come by the Office of Community Service Programs 777-5780.