The gamecock. (Columbia, S.C.) 1908-2006, September 17, 1982, Page 8, Image 8
-opinion
Loan repayments
fair for everyone
Philadelphia students who failed to repay their
loans for college found their cars being towed
last week as part of Pennsylvania's crackdown
on student loan defaulters.
/^Il 1 ? A- - 1 i - "
^nances are wnen any siuaeni signs ior a loan,
he doesn't want to think about repaying it. But
repay it he must.
Student loans have an interest rate of 5 percent
and can be repaid in monthly installments,
beginning six months after graduation. But
mimr otiirlonfc -foil f/-? rorvoir ft. AO Irvono
inukij oLuuv/iiuj iait iw icpaj uicoc luano.
For USC students who don't repay their loans,
money from their tax refunds can be withheld.
The S.C. Tax Commission returned $119,651.42 to
the university in 1980 from tax refunds of
students who did not repay their loans.
Every applicant for a state iob is asked
whether he has defaulted on a student loan. The
state will not hire anyone who owes money on a
college loan.
The USC student loan default rate is
decreasing, but it is far from being acceptable.
There should be no loan defaults.
The university's default rate is 7.73 percent,
compared to the national default rate of 11.95
percent. The figures do speak well for Student
L.oan Accounting, us<J s aepartment in cnarge 01
student loans.
Student Loan Accounting has taken steps to
educate students on the importance of repaying
loans. A general assembly meeting for
borrowers is held at the beginning of each
semester to explain the loans and their
requirements. Before a student graduates, he
must set up a schedule for repaying the loan.
Students going into the armed forces, Peace
Corps or post-graduate work may defer their
loans. Also, students unable to find employment
atter graduation may postpone their loan
repayments.
Steps are being taken to help students repay
their loans in as many ways as possible, but
students must also make some attempt to help
themselves.
In a recent CBS newscast, it was reported that
the monev owed on student loans is enough to
f ? ~"CT"
give every college student $1,000 a year. It would
be a lot easier on all college students if they had
an extra $1,000 a year.
Students receiving loans must be aware of
their obligations. After college, students are
allowed a six-month grace period to establish
themselves in a job and to put their finances in
order. Monthly payments are minimal compared
to the benefits received from loans.
With the cuts to student financial aid under the
Reagan administration, a student who receives a
loan is blessed. Repaying that loan will ensure
tomorrow's students that same opportunity. Not
repaying a loan hurts everyone, including the
student at fault.
, Gamecock? ,
Editor-in-Chief
Richard Meyers
Copy Desk Chief David DeWitt Opinion Page Editor Vicfei Jinnette
News Kditor John Braun Wire Editor Sydne Waller
Asst. News Kditor JeffDraine Photo Kditor Mike Fisher
Asst. News Kditor. . . Forrest Urown (Jeneral Manager Ron Em/er
Ent. Editor John Vaughan Adviser Mark Ethridge, Jr.
Asst. Ent. Editor Chris Handal Ad Manager Linda S.Haines
Sports Editor Torn Coyne Business Manager . . . Jean Hatchell
Asst. Sports Kditor. . Dennis Switzer Production Manager Mark McEwan
Newsroom /77-718I Advertising 777 1249
Business Office 777-3HH8 Production 777 2833
The Gamecock welcomes letters and guest editorials. All letters I guest
editorials must be typewritten, triple spaced on a 65 space line.
Letters should be no longer than 300 words and guest editorials t> iould be
umuea io one newswonny suojeci no longer man Jour typed pages. Letters
and guest editorials MUST be signed with the writer's name, telephone
number, mailing address, class standing or faculty position and major.
Pseudonyms are unacceptable, bui the writer's name may be withheld upon
request if the circumstances warrant
We reserve the right to edit guest editorials and letters.
Address letters and columns to: Opinion Page Editor, Gamecock, Drawer
A, USC, Columbia. S.C 29208.
-Setters^
EZmlrl
I IG1U I CdCI VI
Editor:
Imagine this. You set up a big
grudge-match softball game with
another department or that rival frat.
You call the physical education center
and reserve a field, and tell
everybody the time, day and field for
the game.
Come Saturday you all grab your
gloves, hats, balls and bats and head
for the game. You meet the other
team on the walkwav and rinsrpnri to
the field. So next you set down the
bases and play ball, right? Wrong!
The lacrosse club is there practicing
for their upcoming match; 20
guys are playing soccer; and the
men's rugby team is stretching out
before its scrimmage. But you have
reserved the field, so by rights, it is
yours...
WELL, THE lacrosse club says they
reserved the field for that time slot.
i ne soccer players say that the field is
Local residents
about stolen pia
Editor:
Last night, a group of college student*
utjauuiui porcn plants. By the time my
and out of the door, the students were gor
This happens to us every year arou
begin. We assume the plants are use
rooms, sorority and fraternity houses or
Although these students have our pla
mem to Know how much hurt they ere
those beautiful plants.
IT TAKES a tremendous amount of <
make plants healthy and beautiful, and
great deal of time taking care of them. (
was taken was purchased three year
nothing more than a sprout. I can't tel
husband was of that plant, and now it's g
, have seen how heartsick he was when h<
anH rlifspnuprwl it u/oc imnnn ~~
? . ?v " uo UUIU115 me iiuaaiu{
So whoever took our plants, I hope yoi
for them as much as we did. It will he
caused by this thoughtless act.
Charninri fnr a
w
Editor:
I would like to make some comments
concerning a statement about a
fee for allergy shots. This statement
appeared in the Friday, Sept. 10 issue
of the Gamecock by a senior nursing
major.
She seemed to think that paying for
allergy shots was outrageous because
no notice of it happening was given
and because they have been free in
the past. Her statement was, "They
, should've let us know. I don't think
PS^ *v h^X
itions cause
a soccer field (as evidenced by the
soccer goals) and should be used as
such. The ruebv club (hov arp th#?v
t/ */ " * y
ever BIG fellas!) says they've had
that field reserved at that time every
Saturday for the past three years, sort
or a perpetual reservation.
There you have it: three groups,
each having "reserved the field," and
one group with self-proclaimed
squatters' rights. Stalemate. You've
already wasted 15 minutes trying to
talk everybody else into leaving anu
"proving" you've reserved the field
will take at least another 15. That
leaves time for maybe three innings.
A simple change in the system could
remedy this and similar situations.
Under this suggested system, a
person could reserve a field over the
teleohone (7-3lRfi hptwopn 1 r> m or?ri
, ?wv1> x^v/al jl p.m. u11u
4:30 p.m. Monday through Friday)
and later pick up a form listing field,
date, time and name of reserving
upset Organiz
| lltS Editor:
Due to an orgs
Chinese Student i
student organizal
. . . . Student Handboo
i stole several of our Commission full
husband got dressed Association as
ie' organization at (
regrets the error
nd the time classes mistake,
d to decorate dorm
apartments. _____
nts, I would like for
ated when they took r|Onf1C
Editor:
:are and devotion to with eVery schoc
my husband spent a and all of the stud(
)ne of the plants that i^st.
s ago when it was This year the m<
1 you how proud my as pOSSjble in repoi
[one. I wish you could Gamecock} WUSC
3 got out on the porch rp^e jnvitation to ge
1
? Dissatisfaction h
about the style of tl
i love them and care can only say if you
lp ease the pain you way it is being pul
involved.
Peggy Crewe
illergy shots re
that it's fair. We pay so much into the
school anyway."
My comment to her and others who
might think the same way is YES - we
uo pay a 101 into uie scnool, but YHS we
also get a "heck" of a lot more out
of it than any cost such as this forwarded
to the students could possibly
attempt to cover.
Charging for allergy shots was, in
my opinion, the most fair alternative
the Thomson Student Health Center
1
College Press Service
confusion
m
group from the equipment window. In
addition to this, a covered sign or
placard similar to the "Today at the
Union" sign at the Russell House
could be placed at each field. A
typed list of that day's activities could
be put up each morning (the weekend
Hot u? _..i '
Hoi v.uuiu ux; pui up taie rnaay atternoon).
THIS WOULD not only help
eliminate confusion but would also
publicize that day's intramural
games and be immediate confirmation
for teams wondering if they
liave tound the correct field for their
games.
The reservation form system seems
to work well for handball/squash/racquetball
courts. Whv
not try something similar for athletic
field reservations?
Mark T. Zaranski
Chemistry graduate student
ational oversight
inizational or typographical error, the
Association was omitted from the list of
tions in the 1982 Carolina Connections
n. 111b UIUUUIU Ul gained null Liltcuaillg
ly recognizes the Chinese Student
a viable and functioning student
Carolina. The Dean of Student Affairs
. Thank you for letting us correct our
Jerry T. Brewer
Assistant to the Dean of Student Affairs
is improve paper
)1 year comes changes. For the Gamecock
anf ~L- ? * * ** 11
tm. mcuid, nit? ciianges nave Deen ior me
idia are trying to involve as many people
*ting campus activities, either through the
-FM, Portfolio or the Garnet and Black.
it involved has been extended.
as been expressed by at least one student
le Gamecock. To him or any complainer, I
i don't like what is being published or the
Wished, try doing something about it-get
Beverly Simmons
Journalism junior
asonable
had, and that we should not get in such
a routine as to think every year upon
lemming lO UbU tilings Will be
exactly like they were in past years.
It's time to realize that things change
with time, and that life, even at
college, isn't a "free ride." We all
must contribute our fair share to this
university for the many fine services
it renders us.
Barbara Jo Swart*
Marine gcionce freshman