The gamecock. (Columbia, S.C.) 1908-2006, February 16, 1976, Page Page 13, Image 14
Bews
By Charles Maxcy
Approaching gradi
you've been contactec
who is trying to sell you
Well be careful, but
ignore him and com
trying to take advant
because he knows ins
you do not.
mi * ?
ine insurance saiesn
business for money, bi
advantages to buyir
surance while still
Perhaps the most im
vantage open to a studc
of the promissory note
The promissory n
premium payment for
second year should the
financially unable tc
according to David
representative of a 1
surance lirm, the i
promissory note has I
by some agents w
university campuses.
"They'd show the no
would not show it in pre
to the policy. Someti
even say.'xwell you kn
get your first annus
coverage free. But that
Lazar said. Some ager
than ethical policies, ii
li>llinc) ihn tlnHonfe Mm
l,,V' WIUVIVIIIO UIV,
about the insurance
giving rebates (paying
I~ PRf!fiT~
Sqper- h}li Cheese
with purchase o
Onion Rings and Me
JbWbk
I fii
i brazier.
I Offer Good thru Feb
' only at
1366 Rosewood D
1 _ (.Must present com
o
inysl <=
f 1 C
! i #
' -_J 2
La&Sffll 5
] a? ?
QQ si
0G81\
hud
Wogj
r"- . w oo -
ire of sc
part of the commi
receives for signi
nation and count).
1 by a guy But the South Car
i insurance? Commission was
do not just student problem
iider he is regulations that w
age of vou last Ortohor tk
urance and prohibit false,
misleading prac
lan is in the marketing of life
it there are campuses. The r
lg life in- regulates registra!
a student, agents must follow
portant ad- insurance to the st
T)t is the use Agents must firs
the commission afl<
ote delays sell life insurance t
the first or 'universities ai^.V
i student be register persons s
> pay. lsui f I!?
?',fS in* wrcr,
ise of the l
)een abused
orking on
When it comes t<
te, and they Carolina be rankec
>per relation York deserving a
imes they'd The answers to tl
ow you can all depend on whos
il premium different approach
nnf I pi 1/1 1 ' A nH t?o?? 4
o iiwi ii UVJ, 'HIVI, iiiu^ y , i
its used less warned against atti
deluding not of life, particularly
whole truth "You have to be
policy and quality of life ind
[the student rankings depend inj
"L "V of the Depart men
ministration at the
f Kiker and I B. T
d. Coke Council for Econo
vestigation entitled
or Academic Mytht
^ of "The Business
^ Bureau of Busines:
The' study by K
| validity of recent <
v^oimuma in terms
( vuth The two econom
widely depending o
(r state or region can
| criteria are used.
' Their study also
ween the 50 states a
^ to be statistically i
HK The MRI techniqi
T J everyone scores be
the students A, B c
ween each student v
UIC ^lltlie LI Odd dtl
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<*?&! f0r Slllde*1 Card100
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; HH *15 Hot It
j *12 Salads
[ psCN^ ill Children'
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tap#?*" i|: Mon. thn
VAI.I1I
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*
' KSSSSSSSSSSSSSSSft!
imecampi
ssion the agent students on the campus*
ng a new ac- USC's case, insurance agen
be registered with Dr. 1
olina Insurance Wertz in the Office of Re
receptive to Life.
s and passed No major instance
rent into effect misrepresentation have
le regulations reported in the past few i
deceptive or Lazar said insurance is
tices in the investment for the student
insurance on to get a good first start
egulation also college. "A life insurance
ion procedures especially a participating
iv when selling life policy builds an en
udents. amount of cash value
>t registef with . dividends and savings that
Ibtf'appi^ved t|> uto? get anywhere else," th
o st^iqeiffe. Thfc -
Isov r^quflred to p; A participating whole lifi
oli<;itihgao thb jr one where1 the client r
> ' i r yfficials
ques
o quality of life in the IJnitoH siiitnc t)mnw
i 51st or 26th? Is California 1st or 39th, and is
ranking of 12th or 38th?
lose questions, say two South Carolina econom
e method of ranking you choose to believe bee
es produce different results.
he situation points out why the public shoul
J.-.-* ?
, luuiuig niucii ^i^iuiicciiicc 10 maexes ot qu
in comparisons among states and regions.
1 very careful in how you interpret results f
exes because you can get completely diffc
j on'he criteria you use," said Dr. B.F. Kiker, 1
i of Economics in the College of Business
University of South Carolina.
ucner in, assistant director of the South Can
mic Education, have recently completed ar
I "Quality of Life Indexing: Scientific Methodo
)logy?" The study appears in the March 1976 i
and Economic Review," a publication of U
s ana Economic Research.
iker and Tucker calls into serious question
ittempts to rank the 50 states and the L)istri(
of quality of life.
ists found that quality of life ranking will i
n the criteria used for the ranking, and that a ?
appear at almost any point in the ratings if cer
revealed that the difference in quality of life
md the District of Columbia is actually so sma
nsit?nifirant
o "
je can be compared to a class of students in w
tween 95 and 100," Tucker said. "You could r
r C based on their scores, but the* difference
vould be so small that it would be meaningless
tually deserved an "A".
?j w v
?i.ti.4,ioi?ran9Ms
WPON 29
^Hr rc/?i> M
Jr 7 2s?
s Prices
prvpH
ii Sat. 4 p.m.-8:30p.m.
'ANY DAY THRU Feb. 23 1 97*
f 11-4 p.m. Moa. thru Sal. $1. W
?
CODCCT A rocc
I V/IXL.J I /~A\?I\LJ
2120 BELTLINE BLV
Phone 782-6367
usiiisu
>s. In dividends from the <
ts must it is making profits.
Richard pays the face value
sidence beneficiaries when
cording to Dr. John
ss of College of Bi
i been ministration,
"nonths. The buying of
a good policy may also h,
wishing effect on prospecti
n.,? ? C 1 1T f ? 1.
UUl U1 it Ul IIIIU pii
policy, responsibilities, m;
whole willingness to plan
ormous said.
is and The main probl
is hard does not result frorr
e agent advantage of the
cording to Ralph
e policy insurance commissi
eceives is noc, in most cas
tion V/ni
outh Tucker says that
New when they conside
among individual s
lists, In their study, Kit
ause produced by the Mid
of the Union and the
d be The MR I survey g
ality measure by state. '
percentage ol popu
rom number of doctors
rent In order to evalu;
lead compiled by the In
Ad- Michigan to come i
While the MRI in<
11 * ?-w-> n/A?vi
miia tunic, uic udid 11 uiu
i in- people from across
I?gy quality of their lives
ssue or unsure.
SC's When the two qua
in rankings resulti
the became apparent.
:t of substandard rating
average rating in th
/ary Laiuornia, which
city, came in 39th with a
tain rating scheme was i
or average from MP
bet- relied on how people
lias Similar disparities c
And in terms of i
men oetween me two ina
ank the best section of th
bet- Midwest third and t
and Michigan data rank
second, the West th
? i|| Twicen
L$ Doctor
|!| *Cash P
J| IPhone: 7
f* I 1765:1.923
ill ;! BOX
,;?r < >
;j; J
| fU.iS.C. V
' I i;8 p.m., J!
:i| |Admissi
t r\ ? !!
.'I jifeaturinj
<b < I
:1 1 >
i < >
<! ??
<!, < >
<)< <i
1 i < l
ranee
company when tention t<
The policy also students
i to the client's agents in
he dies, ac- at the po
i Stinton of the Brown s?
isiness Ad- understa
them.
an insurance If the
ave a positive policy in
ve employers, student 1
ay a sense of not wan
aturity and a mission c
ahead," Lazar day peri
note is si
em, however, can canc
> agents taking If the
student. Ac- about thi
Brown of the policy or
on, the student insurant
les, paying at- the insur
a lity of
rankings of quality of lif
r regional differences ra
tates.
:er ana lucKer zeroed in oi
Iwest Research Institute (IV
District of Columbia were i
rouped 100 characteristics
rhe characteristics includ
lation subscribing to a da
and nurses per capita,
ite the MRI index, the tw(
Qtitllto fni' Qr?r?ial Poconvi
WV*V\4VV ?Vi k-?V/V IUI IVVO^Ul V.
ip with an alternative ind
lex used factors related la
the Michigan survey consi
the country who were ask
over the past five years in i
lity of life ratings were cor
ng from using different
For example South Caroli
in the MRI survey, but <
e index based on the Unive
came in 1st with an excel
substandard rating when
lsed. And New York, which
IT w n A ? OA I a _1 _ 1 ?
li, t;ui a jy or suDSianaara i
living in each state view tl
an be seen throughout the t
egional rankings, there v
exes as well. The MRI sur
e country to live in, the Noi
he South worst. The index
il I 1 _l_
uu me ouuiii at> uie uesi pia
iird and the Northeast wo
BIA PLASM
a-Week Bleec
on Duty at /
ayment
65-1945
IN(i TO
8. Col. Of Cll
Memorial Y<
on $1.00
g MIKE LA
HEAV\
######????##?#?#?##?#<
- ? ? ?
men
a what he is signing. The
have been trusting the
stead of looking carefully
licy that they are signing,
.u ** ?*..J?- -
>iu. mdiiy siuuems uo noi
nd all that is presented to
agent has presented the
an honest manner but the
ater decides that he does
t the policy, the com?Qn
rln lifin ? 1A
-MII VAVT livil^ . X I Id C Id U IU "
od after the promissory
gned in which the student
el the policy.
student has any question
2 legality of an agent or
any problem concerning
e he should consult
ance commission.
life'
e have more meaning
?? U *1 -i:rr
unci uiciii uinerences
n a quality of life index
1RI) in which the states
ranked.
to form a quality of life
ed such factors as the
ily newspaper and the
) economists took data
h at the University of
ex.
rgely to per capital in
ui iijc i u1
Led how they rated the
terms of good, fair, bad
npared, the differences
mpamirpmpril r?ritor-ia
ma ranked 51st with a
:ame out 26th with an
rsity of Michigan data,
llent rating from MRI,
the second, alternative
1 received a rating of 12
in the second index that
le quality of their lives,
wo indexes.
/ere major differences
vey ranked the West as
rtheast second best, the
based on University of
ice to live, the Midwest
ret
iA CINTBR 1
Jinq 1
Ml Times
1916 Taylor;
n,-Fri. 9-5:3o|
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NIGHT I
larleston
>uth Center;:
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'WEIGHT j|